First Savings Bank Mortgage Lending & HMDA Data, 2020

In 2020, First Savings Bank of Jeffersonville, IN reported 32,960 mortgage applications totaling $9.5 billion, up 175% from 2019. The average application was for $287,650, and applicants reported an average income of $119,121. 44% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Chicago-Naperville, IL (1,857), Louisville/Jefferson County, KY-IN (1,765) and Warren-Troy-Farmington Hills, MI (1,273) (applications in parentheses).

Mortgage Company & Address First Savings Bank
501 E. Lewis & Clark Parkway
Jeffersonville, IN 47130
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 32,960
Total Mortgage Loan Application Amount $9,480,950,000
Average Mortgage Loan Application Amount $287,650
Highest Mortgage Loan Application Amount $11,505,000
Average Applicant Income $119,121
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Savings Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,333 $ 381,825,000 $ 286,440 $ 133,000
Los Angeles, California 925 $ 381,265,000 $ 412,178 $ 124,000
Jefferson, Kentucky 696 $ 155,030,000 $ 222,744 $ 103,000
Macomb, Michigan 670 $ 143,500,000 $ 214,179 $ 81,000
San Diego, California 572 $ 231,140,000 $ 404,090 $ 125,000
Miami-Dade, Florida 554 $ 158,630,000 $ 286,335 $ 106,000
Broward, Florida 528 $ 148,040,000 $ 280,378 $ 106,000
Maricopa, Arizona 506 $ 144,290,000 $ 285,158 $ 125,000
Oakland, Michigan 506 $ 137,700,000 $ 272,134 $ 127,000
Riverside, California 501 $ 165,525,000 $ 330,389 $ 114,000
Clark, Nevada 474 $ 140,840,000 $ 297,130 $ 101,000
Orange, California 440 $ 195,350,000 $ 443,977 $ 146,000
Clark, Indiana 420 $ 72,630,000 $ 172,928 $ 86,000
Harris, Texas 364 $ 90,090,000 $ 247,500 $ 131,000
Lake, Illinois 312 $ 89,100,000 $ 285,576 $ 143,000
Middlesex, Massachusetts 281 $ 106,165,000 $ 377,811 $ 139,000
San Bernardino, California 267 $ 83,645,000 $ 313,277 $ 111,000
Palm Beach, Florida 259 $ 74,265,000 $ 286,737 $ 132,000
Santa Clara, California 258 $ 114,380,000 $ 443,333 $ 179,000
Hillsborough, Florida 254 $ 63,260,000 $ 249,055 $ 100,000
DuPage, Illinois 254 $ 67,090,000 $ 264,133 $ 121,000
Sacramento, California 245 $ 77,775,000 $ 317,448 $ 107,000
Nassau, New York 236 $ 92,510,000 $ 391,991 $ 148,000
Pierce, Washington 226 $ 69,650,000 $ 308,185 $ 111,000
Alameda, California 222 $ 97,610,000 $ 439,684 $ 148,000
Contra Costa, California 205 $ 86,785,000 $ 423,341 $ 137,000
Floyd, Indiana 200 $ 47,420,000 $ 237,100 $ 114,000
Orange, Florida 193 $ 55,185,000 $ 285,932 $ 122,000
Wayne, Michigan 191 $ 34,535,000 $ 180,811 $ 89,000
Pinellas, Florida 190 $ 51,490,000 $ 271,000 $ 119,000
Harrison, Indiana 190 $ 29,310,000 $ 154,263 $ 80,000
King, Washington 187 $ 72,015,000 $ 385,106 $ 117,000
Suffolk, New York 180 $ 62,820,000 $ 349,000 $ 130,000
Middlesex, New Jersey 177 $ 55,285,000 $ 312,344 $ 139,000
San Joaquin, California 169 $ 55,895,000 $ 330,739 $ 111,000
Norfolk, Massachusetts 163 $ 61,495,000 $ 377,269 $ 143,000
Will, Illinois 158 $ 38,510,000 $ 243,734 $ 118,000
Tarrant, Texas 158 $ 40,660,000 $ 257,341 $ 131,000
Plymouth, Massachusetts 154 $ 50,820,000 $ 330,000 $ 128,000
Queens, New York 149 $ 62,075,000 $ 416,610 $ 98,000
Bexar, Texas 148 $ 37,540,000 $ 253,648 $ 119,000
Essex, Massachusetts 146 $ 52,830,000 $ 361,849 $ 156,000
Clark, Washington 143 $ 43,665,000 $ 305,349 $ 177,000
Marion, Indiana 142 $ 26,510,000 $ 186,690 $ 93,000
Hennepin, Minnesota 142 $ 42,860,000 $ 301,830 $ 130,000
Hamilton, Ohio 138 $ 30,990,000 $ 224,565 $ 162,000
Fort Bend, Texas 136 $ 36,660,000 $ 269,558 $ 179,000
Mecklenburg, North Carolina 135 $ 34,255,000 $ 253,740 $ 121,000
Pasco, Florida 122 $ 25,900,000 $ 212,295 $ 85,000
Fairfax, Virginia 122 $ 52,880,000 $ 433,442 $ 173,000
Travis, Texas 117 $ 36,485,000 $ 311,837 $ 156,000
Westchester, New York 115 $ 43,105,000 $ 374,826 $ 164,000
Salt Lake, Utah 115 $ 36,615,000 $ 318,391 $ 99,000
Collin, Texas 112 $ 35,600,000 $ 317,857 $ 137,000
Seminole, Florida 109 $ 29,595,000 $ 271,513 $ 110,000
McHenry, Illinois 108 $ 25,680,000 $ 237,777 $ 114,000
Polk, Florida 107 $ 23,145,000 $ 216,308 $ 73,000
Washington, Indiana 103 $ 15,365,000 $ 149,174 $ 79,000
Bristol, Massachusetts 103 $ 31,075,000 $ 301,699 $ 112,000
Lee, Florida 102 $ 25,600,000 $ 250,980 $ 122,000
El Paso, Colorado 101 $ 30,905,000 $ 305,990 $ 107,000
Kings, New York 101 $ 46,635,000 $ 461,732 $ 130,000
Snohomish, Washington 101 $ 37,365,000 $ 369,950 $ 103,000
Pima, Arizona 99 $ 23,795,000 $ 240,353 $ 89,000
Worcester, Massachusetts 98 $ 30,380,000 $ 310,000 $ 123,000
Wake, North Carolina 98 $ 25,150,000 $ 256,632 $ 99,000
Brevard, Florida 96 $ 24,200,000 $ 252,083 $ 101,000
Honolulu, Hawaii 96 $ 47,350,000 $ 493,229 $ 128,000
Kane, Illinois 96 $ 24,890,000 $ 259,270 $ 131,000
Dallas, Texas 96 $ 25,300,000 $ 263,541 $ 141,000
Denton, Texas 96 $ 27,480,000 $ 286,250 $ 123,000
Gwinnett, Georgia 94 $ 24,740,000 $ 263,191 $ 109,000
Denver, Colorado 93 $ 30,875,000 $ 331,989 $ 105,000
Ventura, California 92 $ 37,330,000 $ 405,760 $ 116,000
Washoe, Nevada 92 $ 31,330,000 $ 340,543 $ 95,000
Fresno, California 91 $ 26,855,000 $ 295,109 $ 121,000
Placer, California 91 $ 33,075,000 $ 363,461 $ 138,000
Greenville, South Carolina 91 $ 24,635,000 $ 270,714 $ 100,000
Crawford, Indiana 90 $ 12,230,000 $ 135,888 $ 69,000
Bergen, New Jersey 89 $ 33,585,000 $ 377,359 $ 157,000
Lake, Indiana 88 $ 19,100,000 $ 217,045 $ 114,000
Montgomery, Texas 83 $ 23,945,000 $ 288,493 $ 167,000
Duval, Florida 80 $ 18,160,000 $ 227,000 $ 115,000
Fulton, Georgia 80 $ 22,100,000 $ 276,250 $ 134,000
Hudson, New Jersey 79 $ 29,995,000 $ 379,683 $ 131,000
Arapahoe, Colorado 77 $ 24,085,000 $ 312,792 $ 108,000
Pinal, Arizona 76 $ 19,100,000 $ 251,315 $ 90,000
Kern, California 76 $ 19,140,000 $ 251,842 $ 99,000
Multnomah, Oregon 76 $ 25,300,000 $ 332,894 $ 160,000
Solano, California 75 $ 29,035,000 $ 387,133 $ 114,000
Volusia, Florida 75 $ 18,225,000 $ 243,000 $ 121,000
Union, New Jersey 75 $ 25,795,000 $ 343,933 $ 132,000
Hamilton, Indiana 74 $ 18,760,000 $ 253,513 $ 101,000
Prince William, Virginia 74 $ 25,420,000 $ 343,513 $ 116,000
Genesee, Michigan 73 $ 14,235,000 $ 195,000 $ 83,000
Ocean, New Jersey 73 $ 21,135,000 $ 289,520 $ 135,000
Monmouth, New Jersey 72 $ 26,980,000 $ 374,722 $ 175,000
Suffolk, Massachusetts 71 $ 29,635,000 $ 417,394 $ 139,000
Davidson, Tennessee 71 $ 18,495,000 $ 260,492 $ 89,000
Hartford, Connecticut 70 $ 18,230,000 $ 260,428 $ 113,000
Johnson, Indiana 70 $ 14,230,000 $ 203,285 $ 82,000
St. Louis, Missouri 70 $ 18,600,000 $ 265,714 $ 125,000
Fairfield, Connecticut 69 $ 24,345,000 $ 352,826 $ 136,000
Polk, Iowa 68 $ 14,610,000 $ 214,852 $ 106,000
Richmond, New York 68 $ 26,750,000 $ 393,382 $ 105,000
Osceola, Florida 67 $ 17,385,000 $ 259,477 $ 104,000
Essex, New Jersey 67 $ 21,725,000 $ 324,253 $ 152,000
Franklin, Ohio 67 $ 16,885,000 $ 252,014 $ 162,000
Hillsborough, New Hampshire 65 $ 16,835,000 $ 259,000 $ 112,000
Washington, Oregon 64 $ 21,370,000 $ 333,906 $ 121,000
Lake, Florida 63 $ 15,165,000 $ 240,714 $ 90,000
Collier, Florida 62 $ 19,790,000 $ 319,193 $ 181,000
Somerset, New Jersey 62 $ 22,390,000 $ 361,129 $ 158,000
Adams, Colorado 61 $ 18,355,000 $ 300,901 $ 96,000
Morris, New Jersey 61 $ 22,815,000 $ 374,016 $ 158,000
Loudoun, Virginia 61 $ 28,035,000 $ 459,590 $ 131,000
San Mateo, California 60 $ 27,740,000 $ 462,333 $ 141,000
Williamson, Texas 60 $ 17,210,000 $ 286,833 $ 141,000
Douglas, Colorado 59 $ 21,815,000 $ 369,745 $ 134,000
Jefferson, Colorado 59 $ 22,555,000 $ 382,288 $ 111,000
Oldham, Kentucky 59 $ 16,845,000 $ 285,508 $ 132,000
Utah, Utah 58 $ 17,300,000 $ 298,275 $ 116,000
Barnstable, Massachusetts 57 $ 19,135,000 $ 335,701 $ 334,000
Philadelphia, Pennsylvania 57 $ 12,795,000 $ 224,473 $ 67,000
Hendricks, Indiana 56 $ 12,750,000 $ 227,678 $ 88,000
Butler, Ohio 56 $ 12,190,000 $ 217,678 $ 87,000
St. Lucie, Florida 54 $ 12,500,000 $ 231,481 $ 85,000
Passaic, New Jersey 54 $ 16,400,000 $ 303,703 $ 114,000
Providence, Rhode Island 54 $ 13,040,000 $ 241,481 $ 87,000
Stanislaus, California 53 $ 15,345,000 $ 289,528 $ 104,000
New Castle, Delaware 53 $ 14,555,000 $ 274,622 $ 103,000
Cass, North Dakota 53 $ 11,735,000 $ 221,415 $ 119,000
Cuyahoga, Ohio 52 $ 11,020,000 $ 211,923 $ 136,000
Sonoma, California 51 $ 19,775,000 $ 387,745 $ 121,000
Bronx, New York 51 $ 22,085,000 $ 433,039 $ 112,000
Lee, Alabama 50 $ 10,370,000 $ 207,400 $ 326,000
Cobb, Georgia 50 $ 14,880,000 $ 297,600 $ 167,000
Waukesha, Wisconsin 50 $ 13,880,000 $ 277,600 $ 123,000
Anchorage, Alaska 49 $ 15,715,000 $ 320,714 $ 103,000
Dakota, Minnesota 49 $ 12,265,000 $ 250,306 $ 125,000
DeKalb, Georgia 48 $ 11,590,000 $ 241,458 $ 115,000
Daviess, Indiana 48 $ 6,250,000 $ 130,208 $ 59,000
Johnson, Kansas 48 $ 12,020,000 $ 250,416 $ 128,000
Marin, California 47 $ 21,865,000 $ 465,212 $ 169,000
Kent, Delaware 47 $ 12,545,000 $ 266,914 $ 75,000
District of Columbia, District Of Columbia 47 $ 18,135,000 $ 385,851 $ 109,000
Erie, New York 47 $ 8,425,000 $ 179,255 $ 72,000
El Dorado, California 46 $ 18,260,000 $ 396,956 $ 146,000
New Haven, Connecticut 46 $ 11,740,000 $ 255,217 $ 96,000
Burlington, New Jersey 46 $ 11,840,000 $ 257,391 $ 146,000
Tulsa, Oklahoma 46 $ 9,250,000 $ 201,086 $ 99,000
Brazoria, Texas 46 $ 10,560,000 $ 229,565 $ 114,000
Kitsap, Washington 46 $ 14,430,000 $ 313,695 $ 85,000
Thurston, Washington 46 $ 14,200,000 $ 308,695 $ 94,000
Mohave, Arizona 45 $ 12,005,000 $ 266,777 $ 159,000
Summit, Ohio 45 $ 9,375,000 $ 208,333 $ 117,000
Washington, Minnesota 44 $ 13,820,000 $ 314,090 $ 116,000
Bullitt, Kentucky 43 $ 8,525,000 $ 198,255 $ 71,000
Anoka, Minnesota 43 $ 10,805,000 $ 251,279 $ 89,000
Charleston, South Carolina 43 $ 13,515,000 $ 314,302 $ 143,000
San Luis Obispo, California 42 $ 15,950,000 $ 379,761 $ 124,000
Santa Barbara, California 42 $ 17,400,000 $ 414,285 $ 144,000
Vanderburgh, Indiana 42 $ 6,200,000 $ 147,619 $ 64,000
Douglas, Nebraska 42 $ 10,770,000 $ 256,428 $ 98,000
Rockingham, New Hampshire 42 $ 11,650,000 $ 277,380 $ 143,000
Monroe, New York 42 $ 7,820,000 $ 186,190 $ 106,000
Montgomery, Pennsylvania 42 $ 12,280,000 $ 292,380 $ 114,000
Comal, Texas 42 $ 12,700,000 $ 302,380 $ 126,000
Manatee, Florida 41 $ 11,485,000 $ 280,121 $ 127,000
Bernalillo, New Mexico 41 $ 10,085,000 $ 245,975 $ 78,000
Benton, Arkansas 40 $ 8,540,000 $ 213,500 $ 119,000
New Hanover, North Carolina 40 $ 10,150,000 $ 253,750 $ 95,000
Oklahoma, Oklahoma 40 $ 10,120,000 $ 253,000 $ 100,000
Hernando, Florida 39 $ 7,285,000 $ 186,794 $ 68,000
St. Johns, Florida 39 $ 10,835,000 $ 277,820 $ 92,000
Henry, Georgia 39 $ 11,735,000 $ 300,897 $ 106,000
Shelby, Kentucky 39 $ 9,605,000 $ 246,282 $ 126,000
Ramsey, Minnesota 39 $ 10,485,000 $ 268,846 $ 98,000
Union, North Carolina 39 $ 11,455,000 $ 293,717 $ 96,000
Clackamas, Oregon 39 $ 13,065,000 $ 335,000 $ 163,000
Guadalupe, Texas 39 $ 9,525,000 $ 244,230 $ 91,000
Stafford, Virginia 39 $ 13,735,000 $ 352,179 $ 122,000
Davis, Utah 38 $ 11,310,000 $ 297,631 $ 102,000
Spokane, Washington 38 $ 11,010,000 $ 289,736 $ 135,000
Sarasota, Florida 37 $ 9,225,000 $ 249,324 $ 118,000
Hays, Texas 37 $ 9,605,000 $ 259,594 $ 129,000
Chesterfield, Virginia 37 $ 11,125,000 $ 300,675 $ 110,000
Marion, Florida 36 $ 6,340,000 $ 176,111 $ 72,000
Orange, New York 36 $ 10,720,000 $ 297,777 $ 92,000
Lapeer, Michigan 35 $ 7,895,000 $ 225,571 $ 113,000
St. Clair, Michigan 35 $ 8,265,000 $ 236,142 $ 115,000
Kandiyohi, Minnesota 35 $ 8,045,000 $ 229,857 $ 129,000
Warren, Ohio 35 $ 8,735,000 $ 249,571 $ 114,000
Bucks, Pennsylvania 35 $ 10,875,000 $ 310,714 $ 141,000
Forsyth, Georgia 34 $ 10,890,000 $ 320,294 $ 107,000
Ada, Idaho 34 $ 10,580,000 $ 311,176 $ 94,000
Rockland, New York 34 $ 12,690,000 $ 373,235 $ 163,000
York, South Carolina 34 $ 8,550,000 $ 251,470 $ 100,000
Bell, Texas 34 $ 7,870,000 $ 231,470 $ 91,000
Hidalgo, Texas 34 $ 7,920,000 $ 232,941 $ 83,000
Virginia Beach, Virginia 34 $ 12,110,000 $ 356,176 $ 172,000
Santa Cruz, California 33 $ 16,585,000 $ 502,575 $ 175,000
Santa Rosa, Florida 33 $ 8,425,000 $ 255,303 $ 131,000
Hampden, Massachusetts 33 $ 7,565,000 $ 229,242 $ 88,000
Jackson, Missouri 33 $ 7,335,000 $ 222,272 $ 86,000
Chester, Pennsylvania 33 $ 10,405,000 $ 315,303 $ 106,000
Washington, Utah 33 $ 9,485,000 $ 287,424 $ 74,000
Monterey, California 32 $ 15,570,000 $ 486,562 $ 136,000
Weld, Colorado 32 $ 11,130,000 $ 347,812 $ 73,000
Nassau, Florida 32 $ 9,450,000 $ 295,312 $ 113,000
St. Charles, Missouri 32 $ 6,890,000 $ 215,312 $ 136,000
Horry, South Carolina 32 $ 7,770,000 $ 242,812 $ 97,000
Weber, Utah 32 $ 7,850,000 $ 245,312 $ 71,000
Jackson, Oregon 31 $ 8,095,000 $ 261,129 $ 76,000
Yavapai, Arizona 30 $ 8,050,000 $ 268,333 $ 78,000
Tulare, California 30 $ 7,480,000 $ 249,333 $ 111,000
Larimer, Colorado 30 $ 10,740,000 $ 358,000 $ 108,000
Cherokee, Georgia 30 $ 9,490,000 $ 316,333 $ 110,000
Hardin, Kentucky 30 $ 6,660,000 $ 222,000 $ 78,000
Cabarrus, North Carolina 30 $ 8,350,000 $ 278,333 $ 108,000
Clermont, Ohio 30 $ 7,300,000 $ 243,333 $ 262,000
Allegheny, Pennsylvania 30 $ 7,030,000 $ 234,333 $ 107,000
Baldwin, Alabama 29 $ 6,385,000 $ 220,172 $ 77,000
Mobile, Alabama 29 $ 5,815,000 $ 200,517 $ 72,000
Sussex, Delaware 29 $ 8,105,000 $ 279,482 $ 126,000
Escambia, Florida 29 $ 6,565,000 $ 226,379 $ 137,000
Fayette, Kentucky 29 $ 6,425,000 $ 221,551 $ 111,000
Strafford, New Hampshire 29 $ 7,045,000 $ 242,931 $ 109,000
Gloucester, New Jersey 29 $ 7,195,000 $ 248,103 $ 136,000
Guilford, North Carolina 29 $ 8,095,000 $ 279,137 $ 98,000
Iredell, North Carolina 29 $ 7,065,000 $ 243,620 $ 105,000
Marion, Oregon 29 $ 8,035,000 $ 277,068 $ 77,000
Henrico, Virginia 29 $ 8,315,000 $ 286,724 $ 125,000
Charlotte, Florida 28 $ 6,400,000 $ 228,571 $ 85,000
Clay, Florida 28 $ 7,720,000 $ 275,714 $ 106,000
Kendall, Illinois 28 $ 5,910,000 $ 211,071 $ 92,000
Wright, Minnesota 28 $ 9,980,000 $ 356,428 $ 134,000
DeSoto, Mississippi 28 $ 5,820,000 $ 207,857 $ 68,000
Camden, New Jersey 28 $ 6,330,000 $ 226,071 $ 127,000
Medina, Ohio 28 $ 6,490,000 $ 231,785 $ 106,000
Richland, South Carolina 28 $ 7,830,000 $ 279,642 $ 169,000
Spartanburg, South Carolina 28 $ 5,230,000 $ 186,785 $ 71,000
Laramie, Wyoming 28 $ 8,210,000 $ 293,214 $ 125,000
San Francisco, California 27 $ 16,505,000 $ 611,296 $ 162,000
Bay, Florida 27 $ 7,655,000 $ 283,518 $ 97,000
Dubois, Indiana 27 $ 5,735,000 $ 212,407 $ 93,000
Livingston, Michigan 27 $ 6,875,000 $ 254,629 $ 100,000
Scott, Minnesota 27 $ 8,115,000 $ 300,555 $ 102,000
Lane, Oregon 27 $ 6,725,000 $ 249,074 $ 61,000
Rutherford, Tennessee 27 $ 6,765,000 $ 250,555 $ 82,000
Martin, Florida 26 $ 7,930,000 $ 305,000 $ 94,000
Jefferson, Louisiana 26 $ 6,090,000 $ 234,230 $ 108,000
St. Tammany, Louisiana 26 $ 6,700,000 $ 257,692 $ 82,000
Kent, Michigan 26 $ 5,690,000 $ 218,846 $ 106,000
Shelby, Tennessee 26 $ 5,990,000 $ 230,384 $ 204,000
Milwaukee, Wisconsin 26 $ 5,170,000 $ 198,846 $ 144,000
Pulaski, Arkansas 25 $ 5,205,000 $ 208,200 $ 77,000
Merced, California 25 $ 6,705,000 $ 268,200 $ 87,000
Okaloosa, Florida 25 $ 7,405,000 $ 296,200 $ 89,000
Buncombe, North Carolina 25 $ 6,875,000 $ 275,000 $ 85,000
Lorain, Ohio 25 $ 4,955,000 $ 198,200 $ 118,000
El Paso, Texas 25 $ 6,075,000 $ 243,000 $ 88,000
Galveston, Texas 25 $ 5,435,000 $ 217,400 $ 219,000
Chesapeake, Virginia 25 $ 6,815,000 $ 272,600 $ 85,000
Mason, Washington 25 $ 7,465,000 $ 298,600 $ 125,000
Flagler, Florida 24 $ 5,540,000 $ 230,833 $ 94,000
Dallas, Iowa 24 $ 7,000,000 $ 291,666 $ 135,000
Washtenaw, Michigan 24 $ 6,160,000 $ 256,666 $ 115,000
Durham, North Carolina 24 $ 5,540,000 $ 230,833 $ 77,000
Whatcom, Washington 24 $ 9,270,000 $ 386,250 $ 108,000
Scott, Kentucky 23 $ 4,615,000 $ 200,652 $ 87,000
Jackson, Michigan 23 $ 4,835,000 $ 210,217 $ 101,000
Johnston, North Carolina 23 $ 5,885,000 $ 255,869 $ 98,000
Deschutes, Oregon 23 $ 8,025,000 $ 348,913 $ 76,000
Anderson, South Carolina 23 $ 4,545,000 $ 197,608 $ 93,000
Sumner, Tennessee 23 $ 7,515,000 $ 326,739 $ 290,000
Shasta, California 22 $ 5,700,000 $ 259,090 $ 64,000
Yolo, California 22 $ 6,090,000 $ 276,818 $ 84,000
Sumter, Florida 22 $ 5,810,000 $ 264,090 $ 91,000
Chatham, Georgia 22 $ 5,570,000 $ 253,181 $ 115,000
Columbia, Georgia 22 $ 5,510,000 $ 250,454 $ 91,000
Hawaii, Hawaii 22 $ 8,870,000 $ 403,181 $ 86,000
Maui, Hawaii 22 $ 12,290,000 $ 558,636 $ 133,000
Porter, Indiana 22 $ 5,130,000 $ 233,181 $ 124,000
East Baton Rouge, Louisiana 22 $ 6,610,000 $ 300,454 $ 120,000
Cumberland, Maine 22 $ 7,250,000 $ 329,545 $ 107,000
Gaston, North Carolina 22 $ 5,520,000 $ 250,909 $ 84,000
Stark, Ohio 22 $ 4,720,000 $ 214,545 $ 89,000
Wagoner, Oklahoma 22 $ 5,120,000 $ 232,727 $ 83,000
Tooele, Utah 22 $ 5,970,000 $ 271,363 $ 84,000
Jefferson, West Virginia 22 $ 6,840,000 $ 310,909 $ 94,000
Brunswick, North Carolina 21 $ 5,935,000 $ 282,619 $ 105,000
Beaufort, South Carolina 21 $ 6,695,000 $ 318,809 $ 206,000
Spotsylvania, Virginia 21 $ 5,715,000 $ 272,142 $ 70,000
Nevada, California 20 $ 7,210,000 $ 360,500 $ 114,000
Newton, Georgia 20 $ 4,270,000 $ 213,500 $ 83,000
York, Maine 20 $ 5,360,000 $ 268,000 $ 119,000
Mercer, New Jersey 20 $ 4,600,000 $ 230,000 $ 122,000
Montgomery, Ohio 20 $ 5,110,000 $ 255,500 $ 93,000
Knox, Tennessee 20 $ 5,080,000 $ 254,000 $ 87,000
Skagit, Washington 20 $ 6,410,000 $ 320,500 $ 140,000
Jefferson, Alabama 19 $ 4,775,000 $ 251,315 $ 75,000
Boulder, Colorado 19 $ 6,425,000 $ 338,157 $ 128,000
Orange, Indiana 19 $ 2,825,000 $ 148,684 $ 86,000
Meeker, Minnesota 19 $ 2,765,000 $ 145,526 $ 79,000
Sarpy, Nebraska 19 $ 4,945,000 $ 260,263 $ 97,000
Sussex, New Jersey 19 $ 5,385,000 $ 283,421 $ 116,000
Williamson, Tennessee 19 $ 6,675,000 $ 351,315 $ 165,000
Ellis, Texas 19 $ 4,875,000 $ 256,578 $ 98,000
Benton, Washington 19 $ 5,665,000 $ 298,157 $ 84,000
Dane, Wisconsin 19 $ 4,795,000 $ 252,368 $ 113,000
Matanuska-Susitna, Alaska 18 $ 4,840,000 $ 268,888 $ 50,000
Washington, Arkansas 18 $ 4,020,000 $ 223,333 $ 110,000
Indian River, Florida 18 $ 4,270,000 $ 237,222 $ 94,000
Scott, Indiana 18 $ 4,770,000 $ 265,000 $ 67,000
Boone, Kentucky 18 $ 3,900,000 $ 216,666 $ 115,000
Dona Ana, New Mexico 18 $ 4,260,000 $ 236,666 $ 102,000
Dutchess, New York 18 $ 5,170,000 $ 287,222 $ 128,000
Delaware, Ohio 18 $ 5,830,000 $ 323,888 $ 121,000
Lake, Ohio 18 $ 3,370,000 $ 187,222 $ 82,000
Delaware, Pennsylvania 18 $ 4,770,000 $ 265,000 $ 79,000
Berkeley, South Carolina 18 $ 4,760,000 $ 264,444 $ 131,000
Berkeley, West Virginia 18 $ 4,390,000 $ 243,888 $ 68,000
Madison, Alabama 17 $ 4,245,000 $ 249,705 $ 69,000
Madera, California 17 $ 4,045,000 $ 237,941 $ 99,000
San Benito, California 17 $ 7,215,000 $ 424,411 $ 122,000
Ravalli, Montana 17 $ 3,865,000 $ 227,352 $ 82,000
Nye, Nevada 17 $ 4,125,000 $ 242,647 $ 62,000
Cumberland, North Carolina 17 $ 3,645,000 $ 214,411 $ 43,000
Moore, North Carolina 17 $ 5,075,000 $ 298,529 $ 130,000
Lucas, Ohio 17 $ 3,285,000 $ 193,235 $ 169,000
Linn, Oregon 17 $ 4,315,000 $ 253,823 $ 94,000
Yamhill, Oregon 17 $ 4,885,000 $ 287,352 $ 77,000
Montgomery, Tennessee 17 $ 3,505,000 $ 206,176 $ 73,000
Wilson, Tennessee 17 $ 5,075,000 $ 298,529 $ 103,000
Lewis, Washington 17 $ 4,515,000 $ 265,588 $ 80,000
Butte, California 16 $ 4,590,000 $ 286,875 $ 76,000
Alachua, Florida 16 $ 3,560,000 $ 222,500 $ 81,000
Fayette, Georgia 16 $ 5,670,000 $ 354,375 $ 190,000
Houston, Georgia 16 $ 3,080,000 $ 192,500 $ 53,000
Rockdale, Georgia 16 $ 4,760,000 $ 297,500 $ 70,000
St. Clair, Illinois 16 $ 3,940,000 $ 246,250 $ 101,000
Kenton, Kentucky 16 $ 3,510,000 $ 219,375 $ 104,000
Ottawa, Michigan 16 $ 2,750,000 $ 171,875 $ 76,000
Greene, Missouri 16 $ 3,270,000 $ 204,375 $ 89,000
Lancaster, South Carolina 16 $ 3,800,000 $ 237,500 $ 77,000
Lexington, South Carolina 16 $ 3,370,000 $ 210,625 $ 90,000
Cowlitz, Washington 16 $ 3,780,000 $ 236,250 $ 86,000
Yakima, Washington 16 $ 3,960,000 $ 247,500 $ 69,000
Lake, California 15 $ 4,755,000 $ 317,000 $ 89,000
New London, Connecticut 15 $ 3,285,000 $ 219,000 $ 90,000
Hall, Georgia 15 $ 4,695,000 $ 313,000 $ 118,000
Kootenai, Idaho 15 $ 4,375,000 $ 291,666 $ 84,000
Dearborn, Indiana 15 $ 1,635,000 $ 109,000 $ 123,000
Wyandotte, Kansas 15 $ 2,935,000 $ 195,666 $ 72,000
Carver, Minnesota 15 $ 5,355,000 $ 357,000 $ 133,000
Yellowstone, Montana 15 $ 3,635,000 $ 242,333 $ 103,000
Lyon, Nevada 15 $ 3,945,000 $ 263,000 $ 93,000
Atlantic, New Jersey 15 $ 3,885,000 $ 259,000 $ 173,000
Albany, New York 15 $ 3,475,000 $ 231,666 $ 106,000
Forsyth, North Carolina 15 $ 3,135,000 $ 209,000 $ 85,000
York, Pennsylvania 15 $ 3,265,000 $ 217,666 $ 86,000
Hamilton, Tennessee 15 $ 4,515,000 $ 301,000 $ 471,000
Kaufman, Texas 15 $ 2,655,000 $ 177,000 $ 86,000
Nueces, Texas 15 $ 3,665,000 $ 244,333 $ 92,000
Rockwall, Texas 15 $ 4,365,000 $ 291,000 $ 118,000
Shelby, Alabama 14 $ 3,350,000 $ 239,285 $ 142,000
Calaveras, California 14 $ 3,970,000 $ 283,571 $ 164,000
Napa, California 14 $ 6,910,000 $ 493,571 $ 162,000
Coweta, Georgia 14 $ 3,280,000 $ 234,285 $ 111,000
Paulding, Georgia 14 $ 3,510,000 $ 250,714 $ 97,000
Richmond, Georgia 14 $ 3,110,000 $ 222,142 $ 117,000
Canyon, Idaho 14 $ 3,080,000 $ 220,000 $ 79,000
Madison, Illinois 14 $ 2,960,000 $ 211,428 $ 94,000
Morgan, Indiana 14 $ 2,970,000 $ 212,142 $ 92,000
Leavenworth, Kansas 14 $ 2,300,000 $ 164,285 $ 61,000
Sedgwick, Kansas 14 $ 2,640,000 $ 188,571 $ 99,000
Platte, Missouri 14 $ 3,860,000 $ 275,714 $ 141,000
Harnett, North Carolina 14 $ 3,130,000 $ 223,571 $ 209,000
Onslow, North Carolina 14 $ 2,520,000 $ 180,000 $ 142,000
Williams, North Dakota 14 $ 3,640,000 $ 260,000 $ 150,000
Centre, Pennsylvania 14 $ 3,820,000 $ 272,857 $ 139,000
Washington, Rhode Island 14 $ 4,000,000 $ 285,714 $ 110,000
La Plata, Colorado 13 $ 4,295,000 $ 330,384 $ 104,000
Warrick, Indiana 13 $ 2,515,000 $ 193,461 $ 76,000
Clay, Minnesota 13 $ 2,185,000 $ 168,076 $ 108,000
St. Louis City, Missouri 13 $ 2,735,000 $ 210,384 $ 78,000
Santa Fe, New Mexico 13 $ 3,405,000 $ 261,923 $ 88,000
Putnam, New York 13 $ 3,665,000 $ 281,923 $ 124,000
Alamance, North Carolina 13 $ 3,285,000 $ 252,692 $ 96,000
Catawba, North Carolina 13 $ 3,775,000 $ 290,384 $ 79,000
Josephine, Oregon 13 $ 4,115,000 $ 316,538 $ 70,000
McLennan, Texas 13 $ 2,835,000 $ 218,076 $ 112,000
Arlington, Virginia 13 $ 5,765,000 $ 443,461 $ 168,000
Chelan, Washington 13 $ 3,195,000 $ 245,769 $ 69,000
Cochise, Arizona 12 $ 2,370,000 $ 197,500 $ 89,000
Mendocino, California 12 $ 3,970,000 $ 330,833 $ 85,000
Mesa, Colorado 12 $ 3,230,000 $ 269,166 $ 91,000
Clayton, Georgia 12 $ 2,180,000 $ 181,666 $ 87,000
Clinton, Illinois 12 $ 1,580,000 $ 131,666 $ 83,000
Hancock, Indiana 12 $ 2,540,000 $ 211,666 $ 93,000
Ingham, Michigan 12 $ 2,720,000 $ 226,666 $ 104,000
Lancaster, Nebraska 12 $ 3,020,000 $ 251,666 $ 98,000
Carson City, Nevada 12 $ 3,380,000 $ 281,666 $ 106,000
Hunterdon, New Jersey 12 $ 3,720,000 $ 310,000 $ 218,000
Sandoval, New Mexico 12 $ 3,050,000 $ 254,166 $ 116,000
New York, New York 12 $ 4,730,000 $ 394,166 $ 200,000
Burleigh, North Dakota 12 $ 3,030,000 $ 252,500 $ 101,000
Licking, Ohio 12 $ 2,670,000 $ 222,500 $ 90,000
Cleveland, Oklahoma 12 $ 2,240,000 $ 186,666 $ 42,000
Blair, Pennsylvania 12 $ 2,520,000 $ 210,000 $ 49,000
Kent, Rhode Island 12 $ 2,540,000 $ 211,666 $ 83,000
Ector, Texas 12 $ 2,850,000 $ 237,500 $ 90,000
Cache, Utah 12 $ 3,110,000 $ 259,166 $ 77,000
Frederick, Virginia 12 $ 2,600,000 $ 216,666 $ 56,000
Island, Washington 12 $ 4,050,000 $ 337,500 $ 100,000
Tolland, Connecticut 11 $ 2,655,000 $ 241,363 $ 85,000
Walton, Georgia 11 $ 3,405,000 $ 309,545 $ 51,000
Ascension, Louisiana 11 $ 2,645,000 $ 240,454 $ 87,000
St. Louis, Minnesota 11 $ 2,485,000 $ 225,909 $ 226,000
Cass, Missouri 11 $ 2,925,000 $ 265,909 $ 122,000
Clay, Missouri 11 $ 2,835,000 $ 257,727 $ 99,000
Gallatin, Montana 11 $ 2,655,000 $ 241,363 $ 87,000
Douglas, Nevada 11 $ 3,655,000 $ 332,272 $ 121,000
Cape May, New Jersey 11 $ 3,175,000 $ 288,636 $ 110,000
Wayne, North Carolina 11 $ 1,885,000 $ 171,363 $ 50,000
Portage, Ohio 11 $ 2,395,000 $ 217,727 $ 101,000
Rogers, Oklahoma 11 $ 2,615,000 $ 237,727 $ 80,000
Berks, Pennsylvania 11 $ 2,335,000 $ 212,272 $ 124,000
Northampton, Pennsylvania 11 $ 2,715,000 $ 246,818 $ 156,000
Cameron, Texas 11 $ 2,295,000 $ 208,636 $ 50,000
Midland, Texas 11 $ 3,315,000 $ 301,363 $ 57,000
Alexandria, Virginia 11 $ 3,505,000 $ 318,636 $ 76,000
Newport News, Virginia 11 $ 2,315,000 $ 210,454 $ 82,000
Richmond City, Virginia 11 $ 2,345,000 $ 213,181 $ 103,000
Roanoke, Virginia 11 $ 1,855,000 $ 168,636 $ 51,000
Kenosha, Wisconsin 11 $ 2,215,000 $ 201,363 $ 91,000
Tallapoosa, Alabama 10 $ 2,990,000 $ 299,000 $ 163,000
Yuba, California 10 $ 2,940,000 $ 294,000 $ 140,000
Pueblo, Colorado 10 $ 2,020,000 $ 202,000 $ 90,000
Monroe, Florida 10 $ 3,650,000 $ 365,000 $ 195,000
Douglas, Georgia 10 $ 2,520,000 $ 252,000 $ 93,000
Kauai, Hawaii 10 $ 4,880,000 $ 488,000 $ 90,000
Monroe, Indiana 10 $ 2,680,000 $ 268,000 $ 105,000
Spencer, Kentucky 10 $ 2,660,000 $ 266,000 $ 76,000
Calcasieu, Louisiana 10 $ 2,160,000 $ 216,000 $ 64,000
Orleans, Louisiana 10 $ 3,450,000 $ 345,000 $ 206,000
Warren, New Jersey 10 $ 2,750,000 $ 275,000 $ 114,000
Chatham, North Carolina 10 $ 3,240,000 $ 324,000 $ 108,000
Currituck, North Carolina 10 $ 4,010,000 $ 401,000 $ 270,000
Lincoln, North Carolina 10 $ 2,440,000 $ 244,000 $ 68,000
Rowan, North Carolina 10 $ 2,100,000 $ 210,000 $ 55,000
Canadian, Oklahoma 10 $ 2,720,000 $ 272,000 $ 86,000
Polk, Oregon 10 $ 2,760,000 $ 276,000 $ 62,000
Crawford, Pennsylvania 10 $ 1,240,000 $ 124,000 $ 68,000
Cumberland, Pennsylvania 10 $ 2,600,000 $ 260,000 $ 100,000
Lehigh, Pennsylvania 10 $ 2,550,000 $ 255,000 $ 101,000
Dorchester, South Carolina 10 $ 2,740,000 $ 274,000 $ 79,000
Pickens, South Carolina 10 $ 2,010,000 $ 201,000 $ 83,000
Blount, Tennessee 10 $ 2,910,000 $ 291,000 $ 81,000
Brazos, Texas 10 $ 2,500,000 $ 250,000 $ 134,000
James City, Virginia 10 $ 2,800,000 $ 280,000 $ 94,000
Brown, Wisconsin 10 $ 3,220,000 $ 322,000 $ 125,000
Elmore, Alabama 9 $ 2,755,000 $ 306,111 $ 98,000
Montgomery, Alabama 9 $ 1,215,000 $ 135,000 $ 111,000
Yuma, Arizona 9 $ 1,865,000 $ 207,222 $ 86,000
Saline, Arkansas 9 $ 2,155,000 $ 239,444 $ 69,000
Litchfield, Connecticut 9 $ 2,465,000 $ 273,888 $ 94,000
Middlesex, Connecticut 9 $ 1,975,000 $ 219,444 $ 80,000
Gilchrist, Florida 9 $ 2,055,000 $ 228,333 $ 71,000
Scott, Iowa 9 $ 2,025,000 $ 225,000 $ 56,000
Nelson, Kentucky 9 $ 1,805,000 $ 200,555 $ 75,000
Lafayette, Louisiana 9 $ 2,895,000 $ 321,666 $ 152,000
Livingston, Louisiana 9 $ 2,285,000 $ 253,888 $ 182,000
Ouachita, Louisiana 9 $ 2,085,000 $ 231,666 $ 118,000
Terrebonne, Louisiana 9 $ 2,065,000 $ 229,444 $ 114,000
Chisago, Minnesota 9 $ 2,555,000 $ 283,888 $ 89,000
Otter Tail, Minnesota 9 $ 2,305,000 $ 256,111 $ 104,000
Jefferson, Missouri 9 $ 1,775,000 $ 197,222 $ 70,000
Flathead, Montana 9 $ 2,725,000 $ 302,777 $ 77,000
Richland, Montana 9 $ 1,745,000 $ 193,888 $ 89,000
Niagara, New York 9 $ 2,015,000 $ 223,888 $ 77,000
Saratoga, New York 9 $ 2,485,000 $ 276,111 $ 105,000
Ulster, New York 9 $ 2,245,000 $ 249,444 $ 79,000
Craven, North Carolina 9 $ 1,855,000 $ 206,111 $ 51,000
Hoke, North Carolina 9 $ 2,095,000 $ 232,777 $ 131,000
Creek, Oklahoma 9 $ 1,485,000 $ 165,000 $ 85,000
Logan, Oklahoma 9 $ 1,955,000 $ 217,222 $ 112,000
Dauphin, Pennsylvania 9 $ 1,785,000 $ 198,333 $ 52,000
Erie, Pennsylvania 9 $ 1,745,000 $ 193,888 $ 55,000
Lancaster, Pennsylvania 9 $ 1,955,000 $ 217,222 $ 119,000
Johnson, Texas 9 $ 2,605,000 $ 289,444 $ 113,000
Smith, Texas 9 $ 2,235,000 $ 248,333 $ 141,000
Wilson, Texas 9 $ 2,395,000 $ 266,111 $ 115,000
Norfolk, Virginia 9 $ 2,195,000 $ 243,888 $ 93,000
Portsmouth, Virginia 9 $ 1,795,000 $ 199,444 $ 101,000
York, Virginia 9 $ 2,765,000 $ 307,222 $ 175,000
Grays Harbor, Washington 9 $ 2,005,000 $ 222,777 $ 44,000
Faulkner, Arkansas 8 $ 2,180,000 $ 272,500 $ 168,000
Sutter, California 8 $ 2,780,000 $ 347,500 $ 182,000
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Mortgage Loan Application Detail Totals for First Savings Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 20,627 $6,070,065,000 $294,000 $11,505,000 $125,000 $3,720,000
Cash-out Refinancing 6,441 $1,931,655,000 $299,000 $3,205,000 $116,000 $2,688,000
Home Purchase 5,871 $1,478,015,000 $251,000 $1,365,000 $102,000 $9,999,000
Other Purpose 12 $570,000 $47,000 $95,000 $88,000 $384,000
Home Improvement 9 $645,000 $71,000 $155,000 $92,000 $228,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,296 $5,186,540,000 $283,000 $3,205,000 $120,000 $9,999,000
Not Provided 7,740 $2,320,130,000 $299,000 $1,295,000 $123,000 $2,688,000
Hispanic 2,653 $739,075,000 $278,000 $1,365,000 $98,000 $1,525,000
Asian 2,356 $718,830,000 $305,000 $1,875,000 $122,000 $2,290,000
Black or African American 1,700 $439,520,000 $258,000 $1,205,000 $97,000 $1,800,000
American Indian or Alaskan Native 91 $25,465,000 $279,000 $725,000 $120,000 $545,000
Native Hawaiian or Other Pacific Islander 87 $29,975,000 $344,000 $735,000 $125,000 $450,000
Not applicable 35 $21,045,000 $601,000 $11,505,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 23,284 $6,808,130,000 $292,000 $11,505,000 $124,000 $9,999,000
VA-guaranteed (Veterans Administration) 5,487 $1,645,055,000 $299,000 $1,505,000 $86,000 $1,800,000
FHA-insured (Federal Housing Administration) 3,890 $975,100,000 $250,000 $1,035,000 $75,000 $1,380,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 299 $52,665,000 $176,000 $1,125,000 $64,000 $1,800,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 15,812 $4,738,780,000 $299,000 $3,205,000 $117,000 $9,999,000
Loan Originated 14,447 $4,063,925,000 $281,000 $11,505,000 $120,000 $2,473,000
Application Denied By Financial Institution 2,199 $543,205,000 $247,000 $2,105,000 $93,000 $2,556,000
Loan Purchased By The Institution 299 $81,275,000 $271,000 $765,000 $111,000 $515,000
Application Approved But Not Accepted 116 $32,550,000 $280,000 $905,000 $112,000 $493,000
File Closed For Incompleteness 87 $21,215,000 $243,000 $635,000 $113,000 $602,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 30,761 $8,937,745,000 $290,000 $11,505,000 $119,000 $9,999,000
Credit History 1,772 $427,200,000 $241,000 $1,205,000 $90,000 $1,584,000
Other 151 $44,285,000 $293,000 $2,105,000 $104,000 $396,000
Debt-To-Income Ratio 127 $33,055,000 $260,000 $755,000 $78,000 $286,000
Collateral 53 $11,805,000 $222,000 $965,000 $95,000 $400,000
Unverifiable Information 28 $8,040,000 $287,000 $545,000 $115,000 $338,000
Credit Application Incomplete 27 $7,545,000 $279,000 $545,000 $216,000 $2,556,000
Insufficient Cash (Downpayment, Closing Cost) 21 $6,235,000 $296,000 $515,000 $81,000 $286,000
Employment History 20 $5,040,000 $252,000 $665,000 $84,000 $264,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Savings Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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