Flagship Financial Group, Llc. Mortgage Lending & HMDA Data, 2016
In 2016, Flagship Financial Group, Llc. of Lehi, UT reported 6,214 mortgage applications totaling $1.4 billion, down 9% from 2015. The average application was for $232,320, and applicants reported an average income of $13,609. 63% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (257), Atlanta-Sandy Springs-Roswell, GA (249) and San Antonio-New Braunfels, TX (206) (applications in parentheses).
| Mortgage Company & Address | Flagship Financial Group, Llc. 3130 W. Maple Loop Dr. Lehi, UT 84043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 |
| Total Number of Mortgage Applications | 6,214 |
| Total Mortgage Loan Application Amount | $1,443,638,000 |
| Average Mortgage Loan Application Amount | $232,320 |
| Highest Mortgage Loan Application Amount | $1,144,000 |
| Average Applicant Income | $13,609 |
| Highest Applicant Income | $543,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagship Financial Group, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 257 | $ 59,802,000 | $ 232,692 | $ 12,000 |
| Atlanta-Sandy Springs-Roswell, GA | 249 | $ 57,081,000 | $ 229,240 | $ 14,000 |
| San Antonio-New Braunfels, TX | 206 | $ 45,744,000 | $ 222,058 | $ 4,000 |
| Riverside-San Bernardino-Ontario, CA | 195 | $ 58,960,000 | $ 302,358 | $ 17,000 |
| Houston-The Woodlands-Sugar Land, TX | 170 | $ 35,715,000 | $ 210,088 | $ 8,000 |
| Dallas-Plano-Irving, TX | 162 | $ 36,435,000 | $ 224,907 | $ 5,000 |
| Las Vegas-Henderson-Paradise, NV | 152 | $ 36,348,000 | $ 239,131 | $ 15,000 |
| Tampa-St. Petersburg-Clearwater, FL | 142 | $ 34,349,000 | $ 241,894 | $ 9,000 |
| San Diego-Carlsbad, CA | 113 | $ 44,015,000 | $ 389,513 | $ 19,000 |
| Fort Worth-Arlington, TX | 110 | $ 23,647,000 | $ 214,972 | $ 8,000 |
| Charlotte-Concord-Gastonia, NC-SC | 107 | $ 25,123,000 | $ 234,794 | $ 6,214 |
| Jacksonville, FL | 99 | $ 20,768,000 | $ 209,777 | $ 13,000 |
| Austin-Round Rock, TX | 82 | $ 21,182,000 | $ 258,317 | $ 16,000 |
| Salt Lake City, UT | 75 | $ 19,272,000 | $ 256,960 | $ 40,000 |
| Baltimore-Columbia-Towson, MD | 73 | $ 22,557,000 | $ 309,000 | $ 7,000 |
| Indianapolis-Carmel-Anderson, IN | 72 | $ 12,816,000 | $ 178,000 | $ 13,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 70 | $ 24,804,000 | $ 354,342 | $ 18,000 |
| Ogden-Clearfield, UT | 69 | $ 15,379,000 | $ 222,884 | $ 18,000 |
| Chicago-Naperville-Arlington Heights, IL | 67 | $ 14,679,000 | $ 219,089 | $ 79,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 67 | $ 14,024,000 | $ 209,313 | $ 13,000 |
| Boise City, ID | 66 | $ 13,090,000 | $ 198,333 | $ 16,000 |
| Orlando-Kissimmee-Sanford, FL | 66 | $ 15,425,000 | $ 233,712 | $ 18,000 |
| Los Angeles-Long Beach-Glendale, CA | 65 | $ 24,134,000 | $ 371,292 | $ 18,000 |
| Killeen-Temple, TX | 64 | $ 10,666,000 | $ 166,656 | $ 1,000 |
| Raleigh, NC | 63 | $ 14,127,000 | $ 224,238 | $ 7,000 |
| Tucson, AZ | 63 | $ 12,961,000 | $ 205,730 | $ 15,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 61 | $ 19,897,000 | $ 326,180 | $ 20,000 |
| Fayetteville, NC | 56 | $ 10,540,000 | $ 188,214 | $ 8,000 |
| Charleston-North Charleston, SC | 54 | $ 10,855,000 | $ 201,018 | $ 1,000 |
| Clarksville, TN-KY | 54 | $ 10,465,000 | $ 193,796 | $ 1,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 53 | $ 12,004,000 | $ 226,490 | $ 18,000 |
| Albuquerque, NM | 52 | $ 11,257,000 | $ 216,480 | $ 7,000 |
| El Paso, TX | 51 | $ 9,855,000 | $ 193,235 | $ 1,000 |
| Augusta-Richmond County, GA-SC | 50 | $ 10,292,000 | $ 205,840 | $ 9,680 |
| Cincinnati, OH-KY-IN | 44 | $ 7,718,000 | $ 175,409 | $ 15,636 |
| Jacksonville, NC | 40 | $ 7,833,000 | $ 195,825 | $ 5,000 |
| Columbus, OH | 39 | $ 7,851,000 | $ 201,307 | $ 17,000 |
| Provo-Orem, UT | 38 | $ 9,534,000 | $ 250,894 | $ 22,000 |
| Columbia, SC | 37 | $ 7,019,000 | $ 189,702 | $ 1,000 |
| Palm Bay-Melbourne-Titusville, FL | 37 | $ 6,769,000 | $ 182,945 | $ 24,000 |
| Reno, NV | 37 | $ 11,157,000 | $ 301,540 | $ 21,000 |
| Bakersfield, CA | 34 | $ 7,740,000 | $ 227,647 | $ 16,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 34 | $ 9,252,000 | $ 272,117 | $ 17,000 |
| Oakland-Hayward-Berkeley, CA | 34 | $ 13,408,000 | $ 394,352 | $ 14,000 |
| North Port-Sarasota-Bradenton, FL | 33 | $ 8,410,000 | $ 254,848 | $ 12,000 |
| Pittsburgh, PA | 32 | $ 6,293,000 | $ 196,656 | $ 4,000 |
| Winston-Salem, NC | 32 | $ 6,697,000 | $ 209,281 | $ 18,000 |
| Birmingham-Hoover, AL | 31 | $ 6,241,000 | $ 201,322 | $ 12,000 |
| Pensacola-Ferry Pass-Brent, FL | 31 | $ 6,305,000 | $ 203,387 | $ 4,000 |
| Cleveland-Elyria, OH | 30 | $ 5,066,000 | $ 168,866 | $ 9,000 |
| Miami-Miami Beach-Kendall, FL | 30 | $ 8,218,000 | $ 273,933 | $ 21,000 |
| Omaha-Council Bluffs, NE-IA | 29 | $ 6,681,000 | $ 230,379 | $ 16,000 |
| Anchorage, AK | 28 | $ 8,328,000 | $ 297,428 | $ 19,000 |
| Greensboro-High Point, NC | 28 | $ 4,655,000 | $ 166,250 | $ 13,000 |
| Kansas City, MO-KS | 28 | $ 5,587,000 | $ 199,535 | $ 16,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 28 | $ 5,370,000 | $ 191,785 | $ 27,392 |
| New Orleans-Metairie, LA | 28 | $ 4,992,000 | $ 178,285 | $ 13,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 27 | $ 5,565,000 | $ 206,111 | $ 9,000 |
| Fresno, CA | 27 | $ 6,734,000 | $ 249,407 | $ 5,000 |
| Greenville-Anderson-Mauldin, SC | 27 | $ 4,836,000 | $ 179,111 | $ 1,000 |
| Montgomery County-Bucks County-Chester County, PA | 27 | $ 6,649,000 | $ 246,259 | $ 6,000 |
| Lakeland-Winter Haven, FL | 26 | $ 4,779,000 | $ 183,807 | $ 8,000 |
| Savannah, GA | 26 | $ 6,152,000 | $ 236,615 | $ 10,000 |
| Lake Havasu City-Kingman, AZ | 25 | $ 4,451,000 | $ 178,040 | $ 9,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 24 | $ 5,893,000 | $ 245,541 | $ 16,000 |
| Memphis, TN-MS-AR | 23 | $ 5,108,000 | $ 222,086 | $ 13,000 |
| Port St. Lucie, FL | 23 | $ 4,929,000 | $ 214,304 | $ 13,000 |
| Asheville, NC | 22 | $ 4,972,000 | $ 226,000 | $ 18,000 |
| Cape Coral-Fort Myers, FL | 22 | $ 4,830,000 | $ 219,545 | $ 23,000 |
| Columbus, GA-AL | 22 | $ 5,419,000 | $ 246,318 | $ 17,454 |
| Knoxville, TN | 22 | $ 3,764,000 | $ 171,090 | $ 16,000 |
| Philadelphia, PA | 22 | $ 4,499,000 | $ 204,500 | $ 24,000 |
| Prescott, AZ | 22 | $ 5,306,000 | $ 241,181 | $ 8,000 |
| Vallejo-Fairfield, CA | 22 | $ 8,176,000 | $ 371,636 | $ 18,000 |
| Anaheim-Santa Ana-Irvine, CA | 21 | $ 10,906,000 | $ 519,333 | $ 15,000 |
| Corpus Christi, TX | 21 | $ 3,497,000 | $ 166,523 | $ 4,000 |
| Durham-Chapel Hill, NC | 21 | $ 4,214,000 | $ 200,666 | $ 11,000 |
| Coeur D'Alene, ID | 20 | $ 4,642,000 | $ 232,100 | $ 25,000 |
| Crestview-Fort Walton Beach-Destin, FL | 20 | $ 5,556,000 | $ 277,800 | $ 3,000 |
| Huntsville, AL | 20 | $ 5,566,000 | $ 278,300 | $ 6,000 |
| Urban Honolulu, HI | 20 | $ 10,246,000 | $ 512,300 | $ 2,000 |
| St. Louis, MO-IL | 19 | $ 3,537,000 | $ 186,157 | $ 28,000 |
| Wichita, KS | 19 | $ 3,896,000 | $ 205,052 | $ 5,000 |
| Baton Rouge, LA | 18 | $ 4,220,000 | $ 234,444 | $ 20,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 17 | $ 3,137,000 | $ 184,529 | $ 0 |
| Ocala, FL | 17 | $ 2,624,000 | $ 154,352 | $ 6,000 |
| Silver Spring-Frederick-Rockville, MD | 17 | $ 6,702,000 | $ 394,235 | $ 13,000 |
| Stockton-Lodi, CA | 17 | $ 4,763,000 | $ 280,176 | $ 23,000 |
| Chattanooga, TN-GA | 16 | $ 2,595,000 | $ 162,187 | $ 10,500 |
| Hinesville, GA | 16 | $ 2,733,000 | $ 170,812 | $ 16,000 |
| Shreveport-Bossier City, LA | 16 | $ 3,994,000 | $ 249,625 | $ 14,000 |
| Abilene, TX | 15 | $ 3,028,000 | $ 201,866 | $ 0 |
| Daphne-Fairhope-Foley, AL | 15 | $ 2,711,000 | $ 180,733 | $ 4,000 |
| Dayton, OH | 15 | $ 2,326,000 | $ 155,066 | $ 10,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 15 | $ 6,599,000 | $ 439,933 | $ 33,000 |
| Panama City, FL | 15 | $ 3,295,000 | $ 219,666 | $ 4,000 |
| Canton-Massillon, OH | 13 | $ 2,411,000 | $ 185,461 | $ 23,000 |
| Chico, CA | 13 | $ 3,338,000 | $ 256,769 | $ 3,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 13 | $ 3,693,000 | $ 284,076 | $ 5,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 13 | $ 6,293,000 | $ 484,076 | $ 50,000 |
| Sierra Vista-Douglas, AZ | 13 | $ 2,360,000 | $ 181,538 | $ 0 |
| Brownsville-Harlingen, TX | 12 | $ 2,812,000 | $ 234,333 | $ 16,000 |
| Harrisburg-Carlisle, PA | 12 | $ 2,710,000 | $ 225,833 | $ 3,000 |
| Modesto, CA | 12 | $ 2,976,000 | $ 248,000 | $ 24,000 |
| Montgomery, AL | 12 | $ 2,014,000 | $ 167,833 | $ 14,000 |
| St. George, UT | 12 | $ 2,879,000 | $ 239,916 | $ 13,000 |
| Visalia-Porterville, CA | 12 | $ 2,490,000 | $ 207,500 | $ 16,000 |
| York-Hanover, PA | 12 | $ 2,493,000 | $ 207,750 | $ 5,000 |
| Cheyenne, WY | 11 | $ 2,248,000 | $ 204,363 | $ 19,000 |
| Mobile, AL | 11 | $ 2,245,000 | $ 204,090 | $ 0 |
| Redding, CA | 11 | $ 2,699,000 | $ 245,363 | $ 9,000 |
| Auburn-Opelika, AL | 10 | $ 2,005,000 | $ 200,500 | $ 0 |
| Gary, IN | 10 | $ 2,018,000 | $ 201,800 | $ 0 |
| Lake Charles, LA | 10 | $ 2,135,000 | $ 213,500 | $ 29,000 |
| Las Cruces, NM | 10 | $ 1,867,000 | $ 186,700 | $ 13,000 |
| Spartanburg, SC | 10 | $ 1,838,000 | $ 183,800 | $ 0 |
| Yuma, AZ | 10 | $ 2,296,000 | $ 229,600 | $ 0 |
| Evansville, IN-KY | 9 | $ 1,664,000 | $ 184,888 | $ 17,000 |
| Florence, SC | 9 | $ 1,661,000 | $ 184,555 | $ 0 |
| Gainesville, GA | 9 | $ 1,774,000 | $ 197,111 | $ 18,000 |
| Homosassa Springs, FL | 9 | $ 1,464,000 | $ 162,666 | $ 11,000 |
| Idaho Falls, ID | 9 | $ 1,738,000 | $ 193,111 | $ 38,000 |
| Tyler, TX | 9 | $ 1,909,000 | $ 212,111 | $ 7,000 |
| Akron, OH | 8 | $ 1,473,000 | $ 184,125 | $ 0 |
| Amarillo, TX | 8 | $ 1,865,000 | $ 233,125 | $ 0 |
| Burlington, NC | 8 | $ 1,571,000 | $ 196,375 | $ 11,000 |
| California-Lexington Park, MD | 8 | $ 2,357,000 | $ 294,625 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 2,051,000 | $ 256,375 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 1,585,000 | $ 198,125 | $ 10,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 1,601,000 | $ 200,125 | $ 53,000 |
| Peoria, IL | 8 | $ 1,406,000 | $ 175,750 | $ 46,000 |
| Portland-South Portland, ME | 8 | $ 1,650,000 | $ 206,250 | $ 26,000 |
| Punta Gorda, FL | 8 | $ 1,839,000 | $ 229,875 | $ 21,000 |
| Salisbury, MD-DE | 8 | $ 1,716,000 | $ 214,500 | $ 32,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 8 | $ 1,296,000 | $ 162,000 | $ 40,000 |
| Waco, TX | 8 | $ 1,409,000 | $ 176,125 | $ 0 |
| Albany, GA | 7 | $ 1,377,000 | $ 196,714 | $ 24,000 |
| Fort Wayne, IN | 7 | $ 1,308,000 | $ 186,857 | $ 0 |
| Gainesville, FL | 7 | $ 1,179,000 | $ 168,428 | $ 28,000 |
| Johnson City, TN | 7 | $ 1,136,000 | $ 162,285 | $ 0 |
| Lubbock, TX | 7 | $ 1,172,000 | $ 167,428 | $ 13,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 7 | $ 2,563,000 | $ 366,142 | $ 31,000 |
| Santa Fe, NM | 7 | $ 1,567,000 | $ 223,857 | $ 41,000 |
| Santa Maria-Santa Barbara, CA | 7 | $ 2,279,000 | $ 325,571 | $ 22,000 |
| Warner Robins, GA | 7 | $ 1,303,000 | $ 186,142 | $ 5,000 |
| Wilmington, NC | 7 | $ 1,491,000 | $ 213,000 | $ 22,000 |
| Alexandria, LA | 6 | $ 1,062,000 | $ 177,000 | $ 6,000 |
| Duluth, MN-WI | 6 | $ 1,540,000 | $ 256,666 | $ 11,000 |
| East Stroudsburg, PA | 6 | $ 1,281,000 | $ 213,500 | $ 0 |
| Hanford-Corcoran, CA | 6 | $ 1,532,000 | $ 255,333 | $ 0 |
| Lancaster, PA | 6 | $ 1,080,000 | $ 180,000 | $ 8,000 |
| Laredo, TX | 6 | $ 1,183,000 | $ 197,166 | $ 0 |
| Lincoln, NE | 6 | $ 933,000 | $ 155,500 | $ 8,000 |
| Madera, CA | 6 | $ 1,447,000 | $ 241,166 | $ 16,000 |
| Manhattan, KS | 6 | $ 1,181,000 | $ 196,833 | $ 28,000 |
| Merced, CA | 6 | $ 1,415,000 | $ 235,833 | $ 27,000 |
| New Bern, NC | 6 | $ 1,404,000 | $ 234,000 | $ 24,000 |
| Sumter, SC | 6 | $ 965,000 | $ 160,833 | $ 14,000 |
| Tallahassee, FL | 6 | $ 1,421,000 | $ 236,833 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 1,514,000 | $ 252,333 | $ 0 |
| Yuba City, CA | 6 | $ 1,610,000 | $ 268,333 | $ 0 |
| Elgin, IL | 5 | $ 1,419,000 | $ 283,800 | $ 88,000 |
| Erie, PA | 5 | $ 729,000 | $ 145,800 | $ 0 |
| Gettysburg, PA | 5 | $ 1,472,000 | $ 294,400 | $ 38,000 |
| Greenville, NC | 5 | $ 859,000 | $ 171,800 | $ 12,000 |
| Houma-Thibodaux, LA | 5 | $ 998,000 | $ 199,600 | $ 14,000 |
| Jackson, TN | 5 | $ 920,000 | $ 184,000 | $ 0 |
| Lafayette, LA | 5 | $ 946,000 | $ 189,200 | $ 0 |
| Lafayette-West Lafayette, IN | 5 | $ 560,000 | $ 112,000 | $ 14,000 |
| Macon, GA | 5 | $ 745,000 | $ 149,000 | $ 9,000 |
| Reading, PA | 5 | $ 1,028,000 | $ 205,600 | $ 0 |
| San Angelo, TX | 5 | $ 934,000 | $ 186,800 | $ 0 |
| The Villages, FL | 5 | $ 913,000 | $ 182,600 | $ 0 |
| Beaumont-Port Arthur, TX | 4 | $ 553,000 | $ 138,250 | $ 32,000 |
| Casper, WY | 4 | $ 990,000 | $ 247,500 | $ 15,000 |
| Cleveland, TN | 4 | $ 770,000 | $ 192,500 | $ 0 |
| Dothan, AL | 4 | $ 615,000 | $ 153,750 | $ 7,000 |
| Elkhart-Goshen, IN | 4 | $ 747,000 | $ 186,750 | $ 27,000 |
| Fairbanks, AK | 4 | $ 768,000 | $ 192,000 | $ 0 |
| Goldsboro, NC | 4 | $ 707,000 | $ 176,750 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 483,000 | $ 120,750 | $ 0 |
| Lewiston, ID-WA | 4 | $ 579,000 | $ 144,750 | $ 14,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 601,000 | $ 150,250 | $ 17,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 707,000 | $ 176,750 | $ 0 |
| Michigan City-La Porte, IN | 4 | $ 553,000 | $ 138,250 | $ 0 |
| Midland, TX | 4 | $ 1,108,000 | $ 277,000 | $ 0 |
| Monroe, LA | 4 | $ 719,000 | $ 179,750 | $ 32,000 |
| Morristown, TN | 4 | $ 636,000 | $ 159,000 | $ 15,000 |
| Rome, GA | 4 | $ 615,000 | $ 153,750 | $ 0 |
| Salinas, CA | 4 | $ 2,105,000 | $ 526,250 | $ 0 |
| Topeka, KS | 4 | $ 458,000 | $ 114,500 | $ 11,000 |
| Tuscaloosa, AL | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Victoria, TX | 4 | $ 822,000 | $ 205,500 | $ 0 |
| Wichita Falls, TX | 4 | $ 584,000 | $ 146,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 544,000 | $ 136,000 | $ 19,000 |
| Bloomington, IN | 3 | $ 786,000 | $ 262,000 | $ 0 |
| Brunswick, GA | 3 | $ 515,000 | $ 171,666 | $ 0 |
| Chambersburg-Waynesboro, PA | 3 | $ 566,000 | $ 188,666 | $ 14,000 |
| Champaign-Urbana, IL | 3 | $ 360,000 | $ 120,000 | $ 66,000 |
| College Station-Bryan, TX | 3 | $ 692,000 | $ 230,666 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 818,000 | $ 272,666 | $ 116,000 |
| Flagstaff, AZ | 3 | $ 714,000 | $ 238,000 | $ 25,000 |
| Hammond, LA | 3 | $ 481,000 | $ 160,333 | $ 0 |
| Longview, TX | 3 | $ 532,000 | $ 177,333 | $ 0 |
| Napa, CA | 3 | $ 1,797,000 | $ 599,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 750,000 | $ 250,000 | $ 18,000 |
| Odessa, TX | 3 | $ 463,000 | $ 154,333 | $ 0 |
| Pocatello, ID | 3 | $ 556,000 | $ 185,333 | $ 25,000 |
| Rocky Mount, NC | 3 | $ 573,000 | $ 191,000 | $ 0 |
| Santa Rosa, CA | 3 | $ 992,000 | $ 330,666 | $ 27,000 |
| Sebring, FL | 3 | $ 395,000 | $ 131,666 | $ 0 |
| Sherman-Denison, TX | 3 | $ 438,000 | $ 146,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 3 | $ 417,000 | $ 139,000 | $ 0 |
| Springfield, OH | 3 | $ 424,000 | $ 141,333 | $ 0 |
| St. Cloud, MN | 3 | $ 468,000 | $ 156,000 | $ 0 |
| Toledo, OH | 3 | $ 391,000 | $ 130,333 | $ 0 |
| Wilmington, DE-MD-NJ | 3 | $ 819,000 | $ 273,000 | $ 25,000 |
| Altoona, PA | 2 | $ 304,000 | $ 152,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 231,000 | $ 115,500 | $ 0 |
| Bangor, ME | 2 | $ 322,000 | $ 161,000 | $ 0 |
| Bloomsburg-Berwick, PA | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Carson City, NV | 2 | $ 571,000 | $ 285,500 | $ 0 |
| Decatur, AL | 2 | $ 389,000 | $ 194,500 | $ 0 |
| Decatur, IL | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Fargo, ND-MN | 2 | $ 365,000 | $ 182,500 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 234,000 | $ 117,000 | $ 0 |
| Lawrence, KS | 2 | $ 269,000 | $ 134,500 | $ 0 |
| Lebanon, PA | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Muncie, IN | 2 | $ 395,000 | $ 197,500 | $ 73,000 |
| Newark, NJ-PA | 2 | $ 433,000 | $ 216,500 | $ 41,000 |
| Rockford, IL | 2 | $ 405,000 | $ 202,500 | $ 58,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 1,616,000 | $ 808,000 | $ 79,000 |
| San Rafael, CA | 2 | $ 1,465,000 | $ 732,500 | $ 0 |
| Santa Cruz-Watsonville, CA | 2 | $ 536,000 | $ 268,000 | $ 43,000 |
| Sebastian-Vero Beach, FL | 2 | $ 375,000 | $ 187,500 | $ 0 |
| Springfield, IL | 2 | $ 341,000 | $ 170,500 | $ 94,000 |
| State College, PA | 2 | $ 397,000 | $ 198,500 | $ 0 |
| Texarkana, TX-AR | 2 | $ 388,000 | $ 194,000 | $ 0 |
| Valdosta, GA | 2 | $ 374,000 | $ 187,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 177,000 | $ 177,000 | $ 52,000 |
| Columbus, IN | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Dalton, GA | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Danville, IL | 1 | $ 116,000 | $ 116,000 | $ 73,000 |
| El Centro, CA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Grand Island, NE | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Kokomo, IN | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Lima, OH | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Logan, UT-ID | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Williamsport, PA | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Flagship Financial Group, Llc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,311 | $1,225,433,000 | $230,000 | $1,144,000 | $2,000 | $490,000 |
| Home Improvement | 732 | $179,238,000 | $244,000 | $800,000 | $80,000 | $543,000 |
| Home Purchase | 171 | $38,967,000 | $227,000 | $705,000 | $90,000 | $425,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,959 | $902,530,000 | $227,000 | $1,144,000 | $15,000 | $543,000 |
| Black or African American | 1,177 | $276,467,000 | $234,000 | $900,000 | $11,000 | $490,000 |
| Hispanic | 746 | $178,170,000 | $238,000 | $660,000 | $11,000 | $217,000 |
| American Indian or Alaskan Native | 105 | $23,224,000 | $221,000 | $885,000 | $9,000 | $193,000 |
| Asian | 97 | $28,810,000 | $297,000 | $790,000 | $16,000 | $159,000 |
| Not Provided | 80 | $20,759,000 | $259,000 | $693,000 | $6,000 | $171,000 |
| Native Hawaiin or Other Pacific Islander | 50 | $13,678,000 | $273,000 | $637,000 | $7,000 | $185,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 6,195 | $1,439,176,000 | $232,000 | $1,144,000 | $13,000 | $543,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16 | $3,856,000 | $241,000 | $568,000 | $137,000 | $408,000 |
| FHA-insured (Federal Housing Administration) | 3 | $606,000 | $202,000 | $280,000 | $92,000 | $185,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,938 | $910,224,000 | $231,000 | $1,144,000 | $11,000 | $543,000 |
| Application Withdrawn By Applicant | 1,954 | $458,809,000 | $234,000 | $1,136,000 | $17,000 | $490,000 |
| Application Denied By Financial Institution | 314 | $72,756,000 | $231,000 | $865,000 | $23,000 | $189,000 |
| Application Approved But Not Accepted | 8 | $1,849,000 | $231,000 | $334,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagship Financial Group, Llc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagship Financial Group, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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