Home Loan Center Mortgage Lending & HMDA Data, 2010

In 2010, Home Loan Center of Irvine, CA reported 79,650 mortgage applications totaling $18.0 billion, up 213% from 2009. The average application was for $226,120, and applicants reported an average income of $103,984. 15% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,651), Atlanta-Sandy Springs-Marietta, GA (2,499) and Washington-Arlington-Alexandria, DC-VA-MD-WV (2,363) (applications in parentheses).

Mortgage Company & Address Home Loan Center
163 Technology Drive
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 79,650
Total Mortgage Loan Application Amount $18,010,486,000
Average Mortgage Loan Application Amount $226,120
Highest Mortgage Loan Application Amount $3,590,000
Average Applicant Income $103,984
Highest Applicant Income $9,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Loan Center filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Loan Center by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,651 $ 865,518,000 $ 326,487 $ 122,000
Orange, California 1,415 $ 502,587,000 $ 355,185 $ 140,000
San Diego, California 979 $ 320,469,000 $ 327,343 $ 129,000
Maricopa, Arizona 885 $ 182,597,000 $ 206,324 $ 103,000
Cook, Illinois 815 $ 184,980,000 $ 226,969 $ 111,000
Riverside, California 757 $ 185,150,000 $ 244,583 $ 112,000
Fairfax, Virginia 740 $ 245,188,000 $ 331,335 $ 146,000
Suffolk, New York 652 $ 188,552,000 $ 289,190 $ 128,000
Middlesex, Massachusetts 576 $ 164,129,000 $ 284,946 $ 119,000
San Bernardino, California 567 $ 133,856,000 $ 236,077 $ 99,000
Broward, Florida 564 $ 117,403,000 $ 208,161 $ 103,000
Santa Clara, California 525 $ 213,049,000 $ 405,807 $ 162,000
Alameda, California 512 $ 177,801,000 $ 347,267 $ 130,000
Montgomery, Pennsylvania 492 $ 113,678,000 $ 231,052 $ 114,000
Miami-Dade, Florida 464 $ 105,843,000 $ 228,109 $ 119,000
Palm Beach, Florida 457 $ 98,367,000 $ 215,245 $ 108,000
Nassau, New York 456 $ 140,936,000 $ 309,070 $ 139,000
Harris, Texas 451 $ 72,184,000 $ 160,053 $ 95,000
Mecklenburg, North Carolina 450 $ 89,717,000 $ 199,371 $ 102,000
Montgomery, Maryland 440 $ 142,448,000 $ 323,745 $ 144,000
Hartford, Connecticut 435 $ 93,036,000 $ 213,875 $ 121,000
Cobb, Georgia 431 $ 87,980,000 $ 204,129 $ 102,000
Wake, North Carolina 427 $ 92,151,000 $ 215,810 $ 103,000
Contra Costa, California 414 $ 145,514,000 $ 351,483 $ 143,000
King, Washington 414 $ 119,128,000 $ 287,748 $ 124,000
Clark, Nevada 411 $ 85,463,000 $ 207,939 $ 96,000
Fulton, Georgia 409 $ 93,658,000 $ 228,992 $ 119,000
Bergen, New Jersey 406 $ 136,058,000 $ 335,118 $ 140,000
Sacramento, California 403 $ 97,609,000 $ 242,205 $ 103,000
Gwinnett, Georgia 387 $ 69,748,000 $ 180,227 $ 88,000
Fairfield, Connecticut 382 $ 116,738,000 $ 305,596 $ 154,000
Ventura, California 381 $ 129,564,000 $ 340,062 $ 136,000
Allegheny, Pennsylvania 375 $ 61,940,000 $ 165,173 $ 100,000
Middlesex, New Jersey 374 $ 99,057,000 $ 264,858 $ 113,000
New Haven, Connecticut 369 $ 84,920,000 $ 230,135 $ 107,000
Monmouth, New Jersey 367 $ 108,980,000 $ 296,948 $ 131,000
Bucks, Pennsylvania 362 $ 88,462,000 $ 244,370 $ 111,000
Philadelphia, Pennsylvania 339 $ 61,637,000 $ 181,820 $ 82,000
Hillsborough, Florida 337 $ 65,048,000 $ 193,020 $ 105,000
Pima, Arizona 326 $ 59,596,000 $ 182,809 $ 87,000
Westchester, New York 324 $ 108,469,000 $ 334,780 $ 156,000
Ocean, New Jersey 318 $ 78,007,000 $ 245,305 $ 98,000
Chester, Pennsylvania 312 $ 76,755,000 $ 246,009 $ 127,000
Prince George's, Maryland 311 $ 76,418,000 $ 245,717 $ 104,000
St. Louis, Missouri 309 $ 56,474,000 $ 182,763 $ 107,000
Worcester, Massachusetts 304 $ 68,710,000 $ 226,019 $ 101,000
Orange, Florida 302 $ 59,466,000 $ 196,907 $ 108,000
Norfolk, Massachusetts 301 $ 81,820,000 $ 271,827 $ 122,000
Bernalillo, New Mexico 300 $ 54,349,000 $ 181,163 $ 86,000
Baltimore, Maryland 292 $ 65,175,000 $ 223,202 $ 97,000
Duval, Florida 289 $ 53,697,000 $ 185,802 $ 99,000
Hennepin, Minnesota 287 $ 64,738,000 $ 225,567 $ 109,000
Morris, New Jersey 283 $ 88,679,000 $ 313,353 $ 146,000
Jefferson, Colorado 281 $ 65,521,000 $ 233,170 $ 103,000
New Castle, Delaware 281 $ 64,001,000 $ 227,761 $ 130,000
Anne Arundel, Maryland 280 $ 73,968,000 $ 264,171 $ 110,000
Essex, Massachusetts 276 $ 72,812,000 $ 263,811 $ 113,000
Pinellas, Florida 272 $ 49,121,000 $ 180,591 $ 99,000
Queens, New York 272 $ 84,181,000 $ 309,488 $ 159,000
DeKalb, Georgia 267 $ 50,513,000 $ 189,187 $ 91,000
Honolulu, Hawaii 262 $ 94,144,000 $ 359,328 $ 120,000
Burlington, New Jersey 262 $ 58,484,000 $ 223,221 $ 102,000
Johnson, Kansas 256 $ 49,560,000 $ 193,593 $ 106,000
Shelby, Tennessee 247 $ 44,688,000 $ 180,923 $ 94,000
Essex, New Jersey 236 $ 70,316,000 $ 297,949 $ 133,000
Delaware, Pennsylvania 235 $ 48,668,000 $ 207,097 $ 107,000
Fresno, California 227 $ 49,139,000 $ 216,471 $ 92,000
Kings, New York 226 $ 76,564,000 $ 338,778 $ 120,000
Salt Lake, Utah 226 $ 51,274,000 $ 226,876 $ 89,000
Plymouth, Massachusetts 224 $ 59,289,000 $ 264,683 $ 104,000
Camden, New Jersey 224 $ 42,648,000 $ 190,392 $ 91,000
Tarrant, Texas 223 $ 36,257,000 $ 162,587 $ 92,000
Prince William, Virginia 220 $ 64,750,000 $ 294,318 $ 134,000
Jackson, Missouri 219 $ 33,000,000 $ 150,684 $ 81,000
Erie, New York 217 $ 34,828,000 $ 160,497 $ 90,000
Loudoun, Virginia 212 $ 78,115,000 $ 368,466 $ 147,000
El Paso, Colorado 211 $ 43,894,000 $ 208,028 $ 89,000
San Mateo, California 210 $ 88,858,000 $ 423,133 $ 144,000
District of Columbia, District Of Columbia 210 $ 68,134,000 $ 324,447 $ 120,000
Will, Illinois 206 $ 45,381,000 $ 220,296 $ 104,000
DuPage, Illinois 205 $ 49,424,000 $ 241,092 $ 120,000
Multnomah, Oregon 196 $ 45,224,000 $ 230,734 $ 100,000
Chesterfield, Virginia 195 $ 41,408,000 $ 212,348 $ 93,000
Dallas, Texas 194 $ 31,987,000 $ 164,881 $ 89,000
Lee, Florida 193 $ 37,742,000 $ 195,554 $ 110,000
Lake, Illinois 193 $ 46,442,000 $ 240,632 $ 114,000
Arapahoe, Colorado 191 $ 41,076,000 $ 215,057 $ 105,000
Union, New Jersey 189 $ 56,784,000 $ 300,444 $ 117,000
Richmond, New York 189 $ 54,846,000 $ 290,190 $ 121,000
Hillsborough, New Hampshire 186 $ 42,223,000 $ 227,005 $ 105,000
St. Charles, Missouri 185 $ 35,275,000 $ 190,675 $ 89,000
Denver, Colorado 184 $ 42,072,000 $ 228,652 $ 99,000
San Francisco, California 182 $ 77,902,000 $ 428,032 $ 147,000
Hudson, New Jersey 182 $ 52,150,000 $ 286,538 $ 166,000
Orange, New York 182 $ 43,558,000 $ 239,329 $ 106,000
Virginia Beach, Virginia 182 $ 43,100,000 $ 236,813 $ 112,000
Washington, Oregon 181 $ 44,207,000 $ 244,237 $ 93,000
Douglas, Colorado 180 $ 47,078,000 $ 261,544 $ 115,000
York, Pennsylvania 180 $ 33,830,000 $ 187,944 $ 81,000
Jefferson, Alabama 179 $ 33,579,000 $ 187,592 $ 105,000
Gloucester, New Jersey 179 $ 38,404,000 $ 214,547 $ 106,000
Sonoma, California 178 $ 55,445,000 $ 311,488 $ 107,000
Snohomish, Washington 174 $ 46,186,000 $ 265,436 $ 93,000
Lancaster, Pennsylvania 173 $ 30,525,000 $ 176,445 $ 83,000
Kern, California 171 $ 34,374,000 $ 201,017 $ 101,000
Davidson, Tennessee 171 $ 30,438,000 $ 178,000 $ 98,000
Placer, California 169 $ 47,188,000 $ 279,218 $ 122,000
Marion, Indiana 169 $ 25,883,000 $ 153,153 $ 87,000
Somerset, New Jersey 169 $ 49,723,000 $ 294,218 $ 130,000
San Joaquin, California 167 $ 40,727,000 $ 243,874 $ 107,000
Passaic, New Jersey 166 $ 44,550,000 $ 268,373 $ 106,000
Brevard, Florida 165 $ 30,413,000 $ 184,321 $ 86,000
Howard, Maryland 165 $ 47,226,000 $ 286,218 $ 141,000
Bexar, Texas 164 $ 26,781,000 $ 163,298 $ 90,000
Seminole, Florida 160 $ 33,501,000 $ 209,381 $ 97,000
Bristol, Massachusetts 160 $ 39,803,000 $ 248,768 $ 112,000
Mercer, New Jersey 160 $ 39,907,000 $ 249,418 $ 121,000
Guilford, North Carolina 158 $ 30,138,000 $ 190,746 $ 101,000
Suffolk, Massachusetts 156 $ 41,027,000 $ 262,993 $ 116,000
Pierce, Washington 156 $ 36,130,000 $ 231,602 $ 103,000
Greenville, South Carolina 155 $ 27,149,000 $ 175,154 $ 87,000
Cherokee, Georgia 154 $ 30,945,000 $ 200,941 $ 90,000
Atlantic, New Jersey 151 $ 33,896,000 $ 224,476 $ 101,000
Rockingham, New Hampshire 150 $ 34,547,000 $ 230,313 $ 111,000
Forsyth, Georgia 148 $ 35,418,000 $ 239,310 $ 109,000
Oklahoma, Oklahoma 148 $ 26,129,000 $ 176,547 $ 92,000
Dakota, Minnesota 144 $ 31,612,000 $ 219,527 $ 100,000
Douglas, Nebraska 144 $ 23,618,000 $ 164,013 $ 96,000
Larimer, Colorado 142 $ 29,869,000 $ 210,345 $ 82,000
Volusia, Florida 142 $ 25,128,000 $ 176,957 $ 85,000
Baltimore City, Maryland 142 $ 26,121,000 $ 183,950 $ 88,000
Berks, Pennsylvania 140 $ 26,431,000 $ 188,792 $ 87,000
Adams, Colorado 139 $ 28,215,000 $ 202,985 $ 85,000
Northampton, Pennsylvania 139 $ 28,616,000 $ 205,870 $ 95,000
Milwaukee, Wisconsin 139 $ 23,578,000 $ 169,625 $ 101,000
Arlington, Virginia 138 $ 48,763,000 $ 353,355 $ 166,000
East Baton Rouge, Louisiana 136 $ 25,920,000 $ 190,588 $ 103,000
Jefferson, Louisiana 136 $ 22,881,000 $ 168,242 $ 87,000
Harford, Maryland 136 $ 32,381,000 $ 238,095 $ 89,000
Solano, California 135 $ 35,488,000 $ 262,874 $ 123,000
Dutchess, New York 135 $ 33,481,000 $ 248,007 $ 111,000
Lehigh, Pennsylvania 134 $ 26,700,000 $ 199,253 $ 98,000
Charleston, South Carolina 134 $ 30,002,000 $ 223,895 $ 101,000
Hamilton, Indiana 133 $ 27,626,000 $ 207,714 $ 108,000
St. Tammany, Louisiana 133 $ 27,291,000 $ 205,195 $ 107,000
Polk, Florida 132 $ 22,051,000 $ 167,053 $ 78,000
Washoe, Nevada 131 $ 30,076,000 $ 229,587 $ 104,000
Franklin, Ohio 131 $ 24,990,000 $ 190,763 $ 99,000
Horry, South Carolina 131 $ 25,098,000 $ 191,587 $ 98,000
Collin, Texas 131 $ 25,424,000 $ 194,076 $ 96,000
Henrico, Virginia 130 $ 26,792,000 $ 206,092 $ 92,000
Sussex, New Jersey 129 $ 32,627,000 $ 252,922 $ 116,000
Rockland, New York 129 $ 37,935,000 $ 294,069 $ 129,000
Madison, Alabama 127 $ 24,027,000 $ 189,188 $ 102,000
Frederick, Maryland 125 $ 32,437,000 $ 259,496 $ 106,000
Clackamas, Oregon 125 $ 29,598,000 $ 236,784 $ 108,000
Knox, Tennessee 125 $ 21,982,000 $ 175,856 $ 99,000
Fort Bend, Texas 125 $ 23,907,000 $ 191,256 $ 99,000
Hampden, Massachusetts 124 $ 23,865,000 $ 192,459 $ 86,000
Boulder, Colorado 123 $ 31,012,000 $ 252,130 $ 115,000
Pasco, Florida 123 $ 21,285,000 $ 173,048 $ 88,000
Travis, Texas 123 $ 23,650,000 $ 192,276 $ 105,000
Denton, Texas 121 $ 22,122,000 $ 182,826 $ 99,000
Williamson, Tennessee 120 $ 31,506,000 $ 262,550 $ 124,000
Litchfield, Connecticut 119 $ 27,311,000 $ 229,504 $ 96,000
Richland, South Carolina 119 $ 20,633,000 $ 173,386 $ 88,000
Weld, Colorado 117 $ 24,898,000 $ 212,803 $ 94,000
Sarasota, Florida 117 $ 24,336,000 $ 208,000 $ 93,000
Lake, Indiana 117 $ 19,496,000 $ 166,632 $ 74,000
New London, Connecticut 116 $ 24,855,000 $ 214,267 $ 104,000
Sedgwick, Kansas 116 $ 18,221,000 $ 157,077 $ 100,000
Chesapeake, Virginia 115 $ 26,565,000 $ 231,000 $ 91,000
Forsyth, North Carolina 114 $ 19,448,000 $ 170,596 $ 91,000
Westmoreland, Pennsylvania 114 $ 18,933,000 $ 166,078 $ 90,000
Providence, Rhode Island 114 $ 24,871,000 $ 218,166 $ 91,000
Stanislaus, California 113 $ 23,968,000 $ 212,106 $ 89,000
Hamilton, Tennessee 112 $ 19,773,000 $ 176,544 $ 93,000
Tolland, Connecticut 110 $ 24,405,000 $ 221,863 $ 97,000
Onondaga, New York 110 $ 19,293,000 $ 175,390 $ 101,000
Saratoga, New York 110 $ 23,891,000 $ 217,190 $ 98,000
El Dorado, California 109 $ 30,375,000 $ 278,669 $ 107,000
Kane, Illinois 109 $ 24,187,000 $ 221,899 $ 109,000
Carroll, Maryland 108 $ 28,777,000 $ 266,453 $ 118,000
Waukesha, Wisconsin 108 $ 23,492,000 $ 217,518 $ 97,000
York, Maine 107 $ 23,050,000 $ 215,420 $ 103,000
Tulsa, Oklahoma 107 $ 19,863,000 $ 185,635 $ 101,000
Dauphin, Pennsylvania 107 $ 17,002,000 $ 158,897 $ 78,000
Monroe, Pennsylvania 107 $ 21,426,000 $ 200,242 $ 93,000
Bronx, New York 106 $ 32,078,000 $ 302,622 $ 92,000
Union, North Carolina 106 $ 22,403,000 $ 211,349 $ 97,000
Clark, Washington 106 $ 22,649,000 $ 213,669 $ 94,000
Barnstable, Massachusetts 105 $ 26,145,000 $ 249,000 $ 98,000
Anoka, Minnesota 105 $ 21,420,000 $ 204,000 $ 98,000
Santa Barbara, California 104 $ 37,214,000 $ 357,826 $ 137,000
Sandoval, New Mexico 104 $ 21,942,000 $ 210,980 $ 86,000
Shelby, Alabama 103 $ 19,909,000 $ 193,291 $ 91,000
San Luis Obispo, California 103 $ 33,668,000 $ 326,873 $ 120,000
Collier, Florida 103 $ 23,456,000 $ 227,728 $ 108,000
Monroe, New York 103 $ 16,967,000 $ 164,728 $ 95,000
Chatham, Georgia 101 $ 20,087,000 $ 198,881 $ 99,000
Polk, Iowa 101 $ 17,157,000 $ 169,871 $ 96,000
Cumberland, Maine 101 $ 20,920,000 $ 207,128 $ 95,000
Middlesex, Connecticut 100 $ 23,855,000 $ 238,550 $ 90,000
Marion, Florida 100 $ 17,177,000 $ 171,770 $ 73,000
Ramsey, Minnesota 100 $ 20,872,000 $ 208,720 $ 99,000
Tulare, California 99 $ 20,079,000 $ 202,818 $ 94,000
Clay, Missouri 99 $ 17,154,000 $ 173,272 $ 95,000
Mobile, Alabama 98 $ 13,868,000 $ 141,510 $ 78,000
St. Johns, Florida 98 $ 22,463,000 $ 229,214 $ 118,000
Lane, Oregon 98 $ 20,300,000 $ 207,142 $ 82,000
Cumberland, Pennsylvania 97 $ 17,131,000 $ 176,608 $ 86,000
Yavapai, Arizona 96 $ 20,045,000 $ 208,802 $ 87,000
Cape May, New Jersey 96 $ 23,248,000 $ 242,166 $ 122,000
Santa Fe, New Mexico 96 $ 24,326,000 $ 253,395 $ 112,000
York, South Carolina 95 $ 18,308,000 $ 192,715 $ 97,000
Utah, Utah 95 $ 19,553,000 $ 205,821 $ 86,000
Orleans, Louisiana 90 $ 18,016,000 $ 200,177 $ 119,000
Hunterdon, New Jersey 90 $ 27,631,000 $ 307,011 $ 171,000
Dane, Wisconsin 90 $ 17,113,000 $ 190,144 $ 84,000
Baldwin, Alabama 89 $ 16,867,000 $ 189,516 $ 88,000
Henry, Georgia 89 $ 15,892,000 $ 178,561 $ 87,000
Lexington, South Carolina 89 $ 13,861,000 $ 155,741 $ 73,000
Sussex, Delaware 88 $ 18,866,000 $ 214,386 $ 93,000
Manatee, Florida 88 $ 19,064,000 $ 216,636 $ 94,000
Montgomery, Texas 88 $ 17,465,000 $ 198,465 $ 114,000
Davis, Utah 88 $ 19,663,000 $ 223,443 $ 91,000
Cuyahoga, Ohio 87 $ 15,008,000 $ 172,505 $ 104,000
Williamson, Texas 87 $ 14,590,000 $ 167,701 $ 86,000
Marin, California 86 $ 38,239,000 $ 444,639 $ 179,000
Santa Cruz, California 86 $ 32,692,000 $ 380,139 $ 144,000
Jefferson, Missouri 86 $ 13,340,000 $ 155,116 $ 73,000
Cabarrus, North Carolina 86 $ 16,433,000 $ 191,081 $ 89,000
Anchorage, Alaska 84 $ 20,952,000 $ 249,428 $ 98,000
Lake, Florida 84 $ 15,604,000 $ 185,761 $ 78,000
Alachua, Florida 83 $ 14,421,000 $ 173,746 $ 99,000
Hamilton, Ohio 83 $ 15,324,000 $ 184,626 $ 100,000
St. Lucie, Florida 82 $ 14,369,000 $ 175,231 $ 91,000
Washington, Minnesota 82 $ 18,143,000 $ 221,256 $ 93,000
Dona Ana, New Mexico 82 $ 15,064,000 $ 183,707 $ 87,000
New York, New York 82 $ 30,234,000 $ 368,707 $ 184,000
Durham, North Carolina 82 $ 14,646,000 $ 178,609 $ 86,000
Leon, Florida 81 $ 14,652,000 $ 180,888 $ 91,000
McHenry, Illinois 80 $ 15,535,000 $ 194,187 $ 86,000
Hendricks, Indiana 80 $ 12,911,000 $ 161,387 $ 85,000
DeSoto, Mississippi 80 $ 14,042,000 $ 175,525 $ 84,000
Spotsylvania, Virginia 80 $ 19,781,000 $ 247,262 $ 97,000
Butte, California 79 $ 18,428,000 $ 233,265 $ 90,000
New Hanover, North Carolina 79 $ 15,211,000 $ 192,544 $ 99,000
Stafford, Virginia 79 $ 19,753,000 $ 250,037 $ 106,000
Monterey, California 78 $ 24,940,000 $ 319,743 $ 140,000
Osceola, Florida 78 $ 14,385,000 $ 184,423 $ 113,000
Shasta, California 77 $ 16,142,000 $ 209,636 $ 87,000
Albany, New York 77 $ 15,753,000 $ 204,584 $ 97,000
Rutherford, Tennessee 77 $ 12,605,000 $ 163,701 $ 85,000
Norfolk, Virginia 77 $ 15,332,000 $ 199,116 $ 88,000
Spokane, Washington 77 $ 15,234,000 $ 197,844 $ 75,000
Fayette, Georgia 76 $ 17,229,000 $ 226,697 $ 123,000
Paulding, Georgia 76 $ 12,377,000 $ 162,855 $ 76,000
Pinal, Arizona 75 $ 13,301,000 $ 177,346 $ 101,000
Hawaii, Hawaii 75 $ 22,319,000 $ 297,586 $ 101,000
Buncombe, North Carolina 75 $ 14,977,000 $ 199,693 $ 82,000
Alexandria, Virginia 75 $ 24,959,000 $ 332,786 $ 152,000
Lafayette, Louisiana 74 $ 13,615,000 $ 183,986 $ 102,000
Summit, Ohio 74 $ 14,096,000 $ 190,486 $ 103,000
Washington, Pennsylvania 73 $ 13,865,000 $ 189,931 $ 94,000
Beaufort, South Carolina 72 $ 16,751,000 $ 232,652 $ 149,000
Escambia, Florida 71 $ 11,762,000 $ 165,661 $ 136,000
Santa Rosa, Florida 71 $ 12,246,000 $ 172,478 $ 88,000
Columbia, Georgia 71 $ 12,357,000 $ 174,042 $ 89,000
Allen, Indiana 71 $ 10,550,000 $ 148,591 $ 84,000
Warren, New Jersey 71 $ 16,089,000 $ 226,605 $ 100,000
Yolo, California 69 $ 18,478,000 $ 267,797 $ 157,000
Luzerne, Pennsylvania 69 $ 10,300,000 $ 149,275 $ 85,000
Brazoria, Texas 69 $ 11,289,000 $ 163,608 $ 101,000
Richmond City, Virginia 69 $ 14,241,000 $ 206,391 $ 105,000
Charles, Maryland 68 $ 18,249,000 $ 268,367 $ 111,000
Berkeley, South Carolina 68 $ 10,672,000 $ 156,941 $ 78,000
Coweta, Georgia 67 $ 11,891,000 $ 177,477 $ 75,000
Maui, Hawaii 67 $ 19,466,000 $ 290,537 $ 99,000
Nevada, California 65 $ 19,666,000 $ 302,553 $ 118,000
Charlotte, Florida 65 $ 11,837,000 $ 182,107 $ 91,000
Hall, Georgia 65 $ 10,891,000 $ 167,553 $ 92,000
Cumberland, North Carolina 65 $ 9,998,000 $ 153,815 $ 73,000
Sumner, Tennessee 65 $ 12,665,000 $ 194,846 $ 80,000
El Paso, Texas 65 $ 9,249,000 $ 142,292 $ 66,000
Porter, Indiana 64 $ 12,348,000 $ 192,937 $ 95,000
Caddo, Louisiana 64 $ 10,584,000 $ 165,375 $ 94,000
Clay, Florida 63 $ 10,895,000 $ 172,936 $ 86,000
Putnam, New York 63 $ 17,058,000 $ 270,761 $ 117,000
Adams, Pennsylvania 63 $ 13,089,000 $ 207,761 $ 79,000
Spartanburg, South Carolina 63 $ 11,127,000 $ 176,619 $ 92,000
Marion, Oregon 62 $ 12,893,000 $ 207,951 $ 97,000
Butler, Pennsylvania 62 $ 12,034,000 $ 194,096 $ 95,000
Ada, Idaho 61 $ 11,972,000 $ 196,262 $ 155,000
Greene, Missouri 61 $ 8,144,000 $ 133,508 $ 82,000
Brunswick, North Carolina 61 $ 12,526,000 $ 205,344 $ 100,000
Whatcom, Washington 61 $ 15,517,000 $ 254,377 $ 97,000
Humboldt, California 60 $ 13,972,000 $ 232,866 $ 79,000
Kent, Delaware 60 $ 12,713,000 $ 211,883 $ 72,000
St. Joseph, Indiana 60 $ 9,239,000 $ 153,983 $ 79,000
Merrimack, New Hampshire 59 $ 13,036,000 $ 220,949 $ 95,000
Franklin, Pennsylvania 59 $ 11,251,000 $ 190,694 $ 79,000
Coconino, Arizona 58 $ 14,250,000 $ 245,689 $ 101,000
Madison, Illinois 58 $ 9,456,000 $ 163,034 $ 85,000
Calvert, Maryland 58 $ 15,856,000 $ 273,379 $ 104,000
Jackson, Oregon 58 $ 13,607,000 $ 234,603 $ 91,000
Mohave, Arizona 57 $ 10,075,000 $ 176,754 $ 74,000
Martin, Florida 57 $ 12,920,000 $ 226,666 $ 129,000
Houston, Georgia 57 $ 9,594,000 $ 168,315 $ 89,000
Gaston, North Carolina 57 $ 8,930,000 $ 156,666 $ 69,000
Lackawanna, Pennsylvania 57 $ 9,316,000 $ 163,438 $ 72,000
Hidalgo, Texas 57 $ 7,892,000 $ 138,456 $ 89,000
Bay, Florida 56 $ 10,969,000 $ 195,875 $ 107,000
Okaloosa, Florida 56 $ 10,281,000 $ 183,589 $ 122,000
St. Mary's, Maryland 56 $ 13,660,000 $ 243,928 $ 101,000
Cass, Missouri 56 $ 8,964,000 $ 160,071 $ 81,000
St. Louis City, Missouri 56 $ 7,918,000 $ 141,392 $ 77,000
Yellowstone, Montana 56 $ 10,245,000 $ 182,946 $ 79,000
Weber, Utah 56 $ 10,463,000 $ 186,839 $ 79,000
Albemarle, Virginia 56 $ 13,825,000 $ 246,875 $ 120,000
Hanover, Virginia 56 $ 13,289,000 $ 237,303 $ 109,000
Iredell, North Carolina 55 $ 12,152,000 $ 220,945 $ 106,000
Thurston, Washington 55 $ 13,779,000 $ 250,527 $ 97,000
Muscogee, Georgia 54 $ 8,666,000 $ 160,481 $ 86,000
Washington, Maryland 54 $ 10,802,000 $ 200,037 $ 84,000
Beaver, Pennsylvania 54 $ 7,955,000 $ 147,314 $ 78,000
Dorchester, South Carolina 54 $ 9,586,000 $ 177,518 $ 84,000
Galveston, Texas 54 $ 8,422,000 $ 155,962 $ 92,000
Cecil, Maryland 53 $ 10,739,000 $ 202,622 $ 89,000
Platte, Missouri 53 $ 8,912,000 $ 168,150 $ 73,000
Ulster, New York 53 $ 11,248,000 $ 212,226 $ 94,000
Deschutes, Oregon 53 $ 13,736,000 $ 259,169 $ 100,000
Erie, Pennsylvania 53 $ 7,379,000 $ 139,226 $ 79,000
Wilson, Tennessee 53 $ 10,860,000 $ 204,905 $ 98,000
Chittenden, Vermont 53 $ 10,966,000 $ 206,905 $ 69,000
Douglas, Georgia 52 $ 9,248,000 $ 177,846 $ 67,000
Lancaster, Nebraska 52 $ 8,494,000 $ 163,346 $ 109,000
Niagara, New York 52 $ 7,859,000 $ 151,134 $ 99,000
Newport News, Virginia 52 $ 9,343,000 $ 179,673 $ 74,000
Kendall, Illinois 51 $ 10,361,000 $ 203,156 $ 94,000
Ascension, Louisiana 51 $ 10,152,000 $ 199,058 $ 106,000
Gallatin, Montana 50 $ 11,035,000 $ 220,700 $ 71,000
Sarpy, Nebraska 50 $ 8,486,000 $ 169,720 $ 96,000
Rensselaer, New York 50 $ 9,391,000 $ 187,820 $ 170,000
Cleveland, Oklahoma 50 $ 8,573,000 $ 171,460 $ 91,000
Flagler, Florida 49 $ 8,753,000 $ 178,632 $ 81,000
Monroe, Florida 49 $ 13,380,000 $ 273,061 $ 110,000
Sumter, Florida 49 $ 8,929,000 $ 182,224 $ 81,000
Clayton, Georgia 49 $ 7,543,000 $ 153,938 $ 67,000
Terrebonne, Louisiana 49 $ 8,792,000 $ 179,428 $ 93,000
Worcester, Maryland 49 $ 10,899,000 $ 222,428 $ 129,000
Orange, North Carolina 49 $ 10,296,000 $ 210,122 $ 114,000
Pike, Pennsylvania 49 $ 8,770,000 $ 178,979 $ 100,000
Hampshire, Massachusetts 48 $ 10,322,000 $ 215,041 $ 88,000
Johnston, North Carolina 48 $ 7,764,000 $ 161,750 $ 78,000
Fauquier, Virginia 48 $ 14,653,000 $ 305,270 $ 121,000
Berkeley, West Virginia 48 $ 10,051,000 $ 209,395 $ 93,000
Montgomery, Alabama 47 $ 8,929,000 $ 189,978 $ 75,000
Centre, Pennsylvania 47 $ 8,049,000 $ 171,255 $ 91,000
Lebanon, Pennsylvania 47 $ 8,617,000 $ 183,340 $ 78,000
Napa, California 46 $ 14,849,000 $ 322,804 $ 109,000
Johnson, Indiana 46 $ 6,889,000 $ 149,760 $ 73,000
Rankin, Mississippi 46 $ 8,571,000 $ 186,326 $ 84,000
Boone, Missouri 46 $ 7,112,000 $ 154,608 $ 102,000
Flathead, Montana 46 $ 11,100,000 $ 241,304 $ 90,000
York, Virginia 46 $ 11,779,000 $ 256,065 $ 100,000
Benton, Washington 46 $ 8,370,000 $ 181,956 $ 82,000
Kitsap, Washington 46 $ 10,892,000 $ 236,782 $ 95,000
St. Clair, Illinois 45 $ 7,898,000 $ 175,511 $ 93,000
Douglas, Nevada 45 $ 12,382,000 $ 275,155 $ 88,000
Strafford, New Hampshire 45 $ 9,748,000 $ 216,622 $ 98,000
Schenectady, New York 45 $ 7,298,000 $ 162,177 $ 91,000
James City, Virginia 45 $ 12,491,000 $ 277,577 $ 135,000
Jefferson, West Virginia 45 $ 9,982,000 $ 221,822 $ 94,000
Scott, Minnesota 44 $ 11,036,000 $ 250,818 $ 95,000
Cumberland, New Jersey 44 $ 7,313,000 $ 166,204 $ 76,000
Washington, Rhode Island 44 $ 9,697,000 $ 220,386 $ 104,000
Kenosha, Wisconsin 44 $ 8,906,000 $ 202,409 $ 92,000
Tuscaloosa, Alabama 43 $ 7,842,000 $ 182,372 $ 76,000
Kent, Rhode Island 43 $ 9,403,000 $ 218,674 $ 100,000
Montgomery, Tennessee 43 $ 7,060,000 $ 164,186 $ 88,000
Nueces, Texas 43 $ 5,706,000 $ 132,697 $ 75,000
Roanoke, Virginia 43 $ 7,770,000 $ 180,697 $ 88,000
Windham, Connecticut 42 $ 8,219,000 $ 195,690 $ 81,000
Carroll, Georgia 42 $ 6,365,000 $ 151,547 $ 68,000
Jackson, Georgia 42 $ 7,238,000 $ 172,333 $ 73,000
Richmond, Georgia 42 $ 5,273,000 $ 125,547 $ 65,000
Rockdale, Georgia 42 $ 6,636,000 $ 158,000 $ 69,000
Bibb, Georgia 41 $ 6,252,000 $ 152,487 $ 86,000
Calcasieu, Louisiana 41 $ 6,087,000 $ 148,463 $ 71,000
Carver, Minnesota 41 $ 10,695,000 $ 260,853 $ 118,000
Harrison, Mississippi 41 $ 7,573,000 $ 184,707 $ 97,000
Anderson, South Carolina 41 $ 8,108,000 $ 197,756 $ 93,000
Hernando, Florida 40 $ 6,545,000 $ 163,625 $ 84,000
Walton, Georgia 40 $ 7,097,000 $ 177,425 $ 66,000
Winnebago, Illinois 40 $ 6,907,000 $ 172,675 $ 93,000
Belknap, New Hampshire 40 $ 8,159,000 $ 203,975 $ 103,000
Warren, Ohio 40 $ 8,157,000 $ 203,925 $ 94,000
Lee, Alabama 39 $ 7,357,000 $ 188,641 $ 83,000
Kings, California 39 $ 7,584,000 $ 194,461 $ 99,000
Citrus, Florida 39 $ 6,051,000 $ 155,153 $ 81,000
McLean, Illinois 39 $ 7,745,000 $ 198,589 $ 95,000
Hinds, Mississippi 39 $ 6,448,000 $ 165,333 $ 95,000
Hampton, Virginia 39 $ 6,679,000 $ 171,256 $ 69,000
Livingston, Louisiana 38 $ 6,080,000 $ 160,000 $ 78,000
Davidson, North Carolina 38 $ 6,102,000 $ 160,578 $ 77,000
Canadian, Oklahoma 38 $ 6,877,000 $ 180,973 $ 85,000
Aiken, South Carolina 38 $ 6,433,000 $ 169,289 $ 87,000
Bedford, Virginia 38 $ 8,413,000 $ 221,394 $ 98,000
Suffolk, Virginia 38 $ 8,563,000 $ 225,342 $ 101,000
Madera, California 37 $ 7,693,000 $ 207,918 $ 94,000
La Plata, Colorado 37 $ 9,806,000 $ 265,027 $ 89,000
Nassau, Florida 37 $ 7,669,000 $ 207,270 $ 75,000
Bartow, Georgia 37 $ 5,638,000 $ 152,378 $ 65,000
Wright, Minnesota 37 $ 8,117,000 $ 219,378 $ 88,000
Jackson, Mississippi 37 $ 6,010,000 $ 162,432 $ 79,000
Missoula, Montana 37 $ 8,149,000 $ 220,243 $ 82,000
San Juan, New Mexico 37 $ 7,222,000 $ 195,189 $ 137,000
Butler, Ohio 37 $ 6,361,000 $ 171,918 $ 90,000
Lucas, Ohio 37 $ 5,723,000 $ 154,675 $ 86,000
Schuylkill, Pennsylvania 37 $ 5,835,000 $ 157,702 $ 85,000
Ozaukee, Wisconsin 37 $ 7,087,000 $ 191,540 $ 100,000
Washington, Wisconsin 37 $ 7,149,000 $ 193,216 $ 93,000
St. Louis, Minnesota 36 $ 6,851,000 $ 190,305 $ 75,000
Buchanan, Missouri 36 $ 4,159,000 $ 115,527 $ 66,000
Harnett, North Carolina 36 $ 5,731,000 $ 159,194 $ 73,000
Montgomery, Ohio 36 $ 5,466,000 $ 151,833 $ 78,000
Pickens, South Carolina 36 $ 5,890,000 $ 163,611 $ 83,000
Cameron, Texas 36 $ 5,823,000 $ 161,750 $ 116,000
Calhoun, Alabama 35 $ 6,055,000 $ 173,000 $ 77,000
Calaveras, California 35 $ 7,661,000 $ 218,885 $ 103,000
LaPorte, Indiana 35 $ 5,067,000 $ 144,771 $ 78,000
Madison, Mississippi 35 $ 7,483,000 $ 213,800 $ 99,000
Valencia, New Mexico 35 $ 5,427,000 $ 155,057 $ 64,000
Moore, North Carolina 35 $ 7,497,000 $ 214,200 $ 90,000
Rowan, North Carolina 35 $ 5,538,000 $ 158,228 $ 70,000
Sevier, Tennessee 35 $ 6,311,000 $ 180,314 $ 77,000
Portsmouth, Virginia 35 $ 5,768,000 $ 164,800 $ 60,000
Yakima, Washington 35 $ 6,073,000 $ 173,514 $ 88,000
Racine, Wisconsin 35 $ 6,633,000 $ 189,514 $ 81,000
Yuma, Arizona 34 $ 5,765,000 $ 169,558 $ 84,000
Mendocino, California 34 $ 8,967,000 $ 263,735 $ 77,000
Mesa, Colorado 34 $ 7,646,000 $ 224,882 $ 96,000
Douglas, Kansas 34 $ 6,685,000 $ 196,617 $ 107,000
Wicomico, Maryland 34 $ 6,988,000 $ 205,529 $ 91,000
Berkshire, Massachusetts 34 $ 7,338,000 $ 215,823 $ 95,000
Carteret, North Carolina 34 $ 6,739,000 $ 198,205 $ 89,000
Pitt, North Carolina 34 $ 7,803,000 $ 229,500 $ 114,000
Randolph, North Carolina 34 $ 5,255,000 $ 154,558 $ 97,000
Kanawha, West Virginia 34 $ 5,659,000 $ 166,441 $ 87,000
Cochise, Arizona 33 $ 5,936,000 $ 179,878 $ 88,000
Navajo, Arizona 33 $ 6,112,000 $ 185,212 $ 88,000
Garfield, Colorado 33 $ 8,502,000 $ 257,636 $ 86,000
Pueblo, Colorado 33 $ 5,908,000 $ 179,030 $ 72,000
Oneida, New York 33 $ 5,902,000 $ 178,848 $ 107,000
Alamance, North Carolina 33 $ 5,749,000 $ 174,212 $ 70,000
Florence, South Carolina 33 $ 5,389,000 $ 163,303 $ 88,000
Maury, Tennessee 33 $ 5,451,000 $ 165,181 $ 63,000
Washington, Tennessee 33 $ 5,476,000 $ 165,939 $ 65,000
Washington, Utah 33 $ 8,837,000 $ 267,787 $ 114,000
Windsor, Vermont 33 $ 7,399,000 $ 224,212 $ 102,000
Frederick, Virginia 33 $ 7,567,000 $ 229,303 $ 90,000
Brown, Wisconsin 33 $ 5,059,000 $ 153,303 $ 82,000
Indian River, Florida 32 $ 5,740,000 $ 179,375 $ 73,000
Glynn, Georgia 32 $ 7,515,000 $ 234,843 $ 111,000
Whitfield, Georgia 32 $ 5,160,000 $ 161,250 $ 71,000
Kauai, Hawaii 32 $ 10,097,000 $ 315,531 $ 94,000
Tippecanoe, Indiana 32 $ 5,888,000 $ 184,000 $ 110,000
St. Charles, Louisiana 32 $ 5,780,000 $ 180,625 $ 93,000
Olmsted, Minnesota 32 $ 6,125,000 $ 191,406 $ 117,000
Franklin, Missouri 32 $ 5,367,000 $ 167,718 $ 64,000
Jasper, Missouri 32 $ 3,742,000 $ 116,937 $ 61,000
Ontario, New York 32 $ 5,613,000 $ 175,406 $ 92,000
Henderson, North Carolina 32 $ 6,064,000 $ 189,500 $ 66,000
Delaware, Ohio 32 $ 6,973,000 $ 217,906 $ 111,000
Lorain, Ohio 32 $ 5,319,000 $ 166,218 $ 100,000
Linn, Oregon 32 $ 6,106,000 $ 190,812 $ 70,000
Newport, Rhode Island 32 $ 8,310,000 $ 259,687 $ 111,000
Walworth, Wisconsin 32 $ 6,021,000 $ 188,156 $ 80,000
Laramie, Wyoming 32 $ 5,931,000 $ 185,343 $ 76,000
Effingham, Georgia 31 $ 5,077,000 $ 163,774 $ 85,000
Catawba, North Carolina 31 $ 5,580,000 $ 180,000 $ 81,000
Blount, Tennessee 31 $ 5,322,000 $ 171,677 $ 78,000
Bradley, Tennessee 31 $ 5,679,000 $ 183,193 $ 87,000
Rutland, Vermont 31 $ 5,406,000 $ 174,387 $ 89,000
Morgan, Alabama 30 $ 5,688,000 $ 189,600 $ 89,000
Tuolumne, California 30 $ 6,848,000 $ 228,266 $ 106,000
Broomfield, Colorado 30 $ 7,639,000 $ 254,633 $ 96,000
Lowndes, Georgia 30 $ 4,941,000 $ 164,700 $ 70,000
Champaign, Illinois 30 $ 5,022,000 $ 167,400 $ 79,000
Monroe, Indiana 30 $ 5,680,000 $ 189,333 $ 82,000
Scott, Iowa 30 $ 5,190,000 $ 173,000 $ 81,000
Shawnee, Kansas 30 $ 4,799,000 $ 159,966 $ 90,000
Lafourche, Louisiana 30 $ 4,454,000 $ 148,466 $ 78,000
Penobscot, Maine 30 $ 5,062,000 $ 168,733 $ 69,000
Queen Anne's, Maryland 30 $ 7,564,000 $ 252,133 $ 98,000
Greene, New York 30 $ 6,031,000 $ 201,033 $ 85,000
Benton, Oregon 30 $ 6,338,000 $ 211,266 $ 102,000
Douglas, Oregon 30 $ 5,462,000 $ 182,066 $ 66,000
Stearns, Minnesota 29 $ 4,659,000 $ 160,655 $ 79,000
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Mortgage Loan Application Detail Totals for Home Loan Center in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 71,333 $16,271,331,000 $228,000 $3,590,000 $105,000 $9,600,000
Home Purchase 7,163 $1,510,537,000 $210,000 $3,200,000 $95,000 $6,163,000
Home Improvement 1,154 $228,618,000 $198,000 $925,000 $97,000 $816,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 39,122 $8,844,706,000 $226,000 $3,075,000 $104,000 $9,258,000
Not Provided 33,681 $7,528,291,000 $223,000 $3,200,000 $104,000 $9,600,000
Hispanic 2,825 $656,003,000 $232,000 $3,590,000 $94,000 $4,500,000
Asian 1,861 $529,231,000 $284,000 $1,300,000 $125,000 $9,600,000
Black or African American 1,825 $366,677,000 $200,000 $1,275,000 $84,000 $1,500,000
Native Hawaiian or Other Pacific Islander 181 $50,709,000 $280,000 $746,000 $101,000 $513,000
American Indian or Alaskan Native 155 $34,869,000 $224,000 $708,000 $97,000 $446,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 62,637 $14,287,652,000 $228,000 $3,590,000 $109,000 $9,600,000
FHA-insured (Federal Housing Administration) 17,013 $3,722,834,000 $218,000 $966,000 $85,000 $6,163,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
File Closed For Incompleteness 38,652 $8,787,968,000 $227,000 $1,760,000 $109,000 $9,600,000
Application Denied By Financial Institution 13,916 $3,173,038,000 $228,000 $3,590,000 $94,000 $9,600,000
Loan Originated 12,293 $2,730,936,000 $222,000 $745,000 $103,000 $1,262,000
Application Approved But Not Accepted 10,866 $2,487,448,000 $228,000 $1,320,000 $104,000 $2,616,000
Application Withdrawn By Applicant 3,923 $831,096,000 $211,000 $3,200,000 $84,000 $5,340,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 3,692 $1,006,039,000 $272,000 $3,075,000 $112,000 $6,194,000
Credit History 3,503 $627,137,000 $179,000 $3,590,000 $77,000 $9,600,000
Other 2,294 $533,126,000 $232,000 $910,000 $105,000 $9,258,000
Debt-To-Income Ratio 1,362 $316,623,000 $232,000 $796,000 $70,000 $1,500,000
Collateral 375 $78,406,000 $209,000 $738,000 $103,000 $746,000
Unverifiable Information 185 $44,054,000 $238,000 $713,000 $99,000 $919,000
Insufficient Cash (Downpayment, Closing Cost) 182 $41,585,000 $228,000 $640,000 $97,000 $480,000
Employment History 37 $8,305,000 $224,000 $535,000 $72,000 $217,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Center's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Loan Center's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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