Home Loan Center, Inc. Mortgage Lending & HMDA Data, 2012

In 2012, Home Loan Center, Inc. of Charlotte, NC reported 68,690 mortgage applications totaling $14.3 billion, down 42% from 2011. The average application was for $208,350, and applicants reported an average income of $100,336. 12% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (1,936), Los Angeles-Long Beach-Glendale, CA (1,910) and Atlanta-Sandy Springs-Marietta, GA (1,579) (applications in parentheses).

Mortgage Company & Address Home Loan Center, Inc.
11115 Rushmore Drive
Charlotte, NC 28277
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  
Total Number of Mortgage Applications 68,690
Total Mortgage Loan Application Amount $14,311,585,000
Average Mortgage Loan Application Amount $208,350
Highest Mortgage Loan Application Amount $1,900,000
Average Applicant Income $100,336
Highest Applicant Income $9,090,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Loan Center, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Loan Center, Inc. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,910 $ 578,185,000 $ 302,714 $ 118,000
Maricopa, Arizona 971 $ 199,749,000 $ 205,714 $ 102,000
Cook, Illinois 859 $ 180,501,000 $ 210,129 $ 105,000
Orange, California 832 $ 285,811,000 $ 343,522 $ 135,000
San Diego, California 723 $ 219,222,000 $ 303,211 $ 118,000
Riverside, California 670 $ 152,588,000 $ 227,743 $ 108,000
Harris, Texas 667 $ 112,091,000 $ 168,052 $ 109,000
Fairfax, Virginia 507 $ 168,091,000 $ 331,540 $ 137,000
San Bernardino, California 501 $ 110,028,000 $ 219,616 $ 97,000
Mecklenburg, North Carolina 444 $ 84,631,000 $ 190,610 $ 100,000
Broward, Florida 420 $ 82,861,000 $ 197,288 $ 100,000
Middlesex, Massachusetts 405 $ 106,992,000 $ 264,177 $ 109,000
Wake, North Carolina 404 $ 86,085,000 $ 213,081 $ 102,000
Tarrant, Texas 391 $ 64,236,000 $ 164,286 $ 96,000
Suffolk, New York 389 $ 109,762,000 $ 282,164 $ 128,000
Sacramento, California 340 $ 76,805,000 $ 225,897 $ 106,000
Hartford, Connecticut 339 $ 69,434,000 $ 204,820 $ 98,000
Montgomery, Maryland 339 $ 105,180,000 $ 310,265 $ 141,000
King, Washington 336 $ 94,371,000 $ 280,866 $ 114,000
Santa Clara, California 335 $ 123,522,000 $ 368,722 $ 136,000
Fairfield, Connecticut 329 $ 99,419,000 $ 302,185 $ 123,000
New Haven, Connecticut 328 $ 67,832,000 $ 206,804 $ 95,000
Palm Beach, Florida 312 $ 63,448,000 $ 203,358 $ 98,000
Montgomery, Pennsylvania 312 $ 74,989,000 $ 240,349 $ 117,000
Philadelphia, Pennsylvania 308 $ 54,131,000 $ 175,750 $ 88,000
Middlesex, New Jersey 303 $ 77,931,000 $ 257,198 $ 113,000
Miami-Dade, Florida 301 $ 63,383,000 $ 210,574 $ 107,000
Dallas, Texas 297 $ 53,170,000 $ 179,023 $ 101,000
Bergen, New Jersey 292 $ 88,069,000 $ 301,606 $ 128,000
Monmouth, New Jersey 283 $ 77,051,000 $ 272,265 $ 141,000
Alameda, California 279 $ 95,174,000 $ 341,125 $ 132,000
Ocean, New Jersey 277 $ 65,485,000 $ 236,407 $ 123,000
Nassau, New York 277 $ 85,398,000 $ 308,296 $ 163,000
Jefferson, Kentucky 276 $ 43,797,000 $ 158,684 $ 83,000
Cobb, Georgia 262 $ 51,755,000 $ 197,538 $ 112,000
Prince George's, Maryland 259 $ 66,245,000 $ 255,772 $ 107,000
Travis, Texas 259 $ 50,404,000 $ 194,610 $ 116,000
Collin, Texas 258 $ 49,325,000 $ 191,182 $ 117,000
District of Columbia, District Of Columbia 257 $ 83,832,000 $ 326,194 $ 148,000
Ventura, California 256 $ 83,302,000 $ 325,398 $ 112,000
Baltimore, Maryland 253 $ 56,499,000 $ 223,316 $ 109,000
Fulton, Georgia 252 $ 57,262,000 $ 227,230 $ 121,000
Contra Costa, California 248 $ 76,039,000 $ 306,608 $ 125,000
Orange, Florida 248 $ 50,301,000 $ 202,826 $ 105,000
Gwinnett, Georgia 248 $ 44,323,000 $ 178,721 $ 84,000
Allegheny, Pennsylvania 246 $ 39,356,000 $ 159,983 $ 109,000
Bexar, Texas 241 $ 38,183,000 $ 158,435 $ 93,000
Anne Arundel, Maryland 239 $ 66,798,000 $ 279,489 $ 113,000
Bucks, Pennsylvania 238 $ 56,886,000 $ 239,016 $ 112,000
Clark, Nevada 236 $ 48,518,000 $ 205,584 $ 103,000
Worcester, Massachusetts 234 $ 49,724,000 $ 212,495 $ 106,000
Hennepin, Minnesota 234 $ 49,198,000 $ 210,247 $ 100,000
Essex, Massachusetts 232 $ 56,645,000 $ 244,159 $ 103,000
Chester, Pennsylvania 231 $ 55,898,000 $ 241,982 $ 115,000
Pima, Arizona 218 $ 42,605,000 $ 195,435 $ 91,000
Shelby, Tennessee 218 $ 36,125,000 $ 165,711 $ 84,000
Hillsborough, Florida 217 $ 41,050,000 $ 189,170 $ 89,000
Norfolk, Massachusetts 215 $ 58,751,000 $ 273,260 $ 118,000
Salt Lake, Utah 215 $ 46,880,000 $ 218,046 $ 95,000
Denton, Texas 214 $ 39,489,000 $ 184,528 $ 104,000
Fresno, California 208 $ 42,342,000 $ 203,567 $ 98,000
New Castle, Delaware 207 $ 43,128,000 $ 208,347 $ 89,000
DuPage, Illinois 207 $ 46,418,000 $ 224,241 $ 104,000
Westchester, New York 207 $ 65,683,000 $ 317,309 $ 158,000
Prince William, Virginia 207 $ 59,712,000 $ 288,463 $ 117,000
Morris, New Jersey 206 $ 59,099,000 $ 286,888 $ 140,000
Delaware, Pennsylvania 202 $ 41,389,000 $ 204,896 $ 101,000
Oakland, Michigan 201 $ 37,604,000 $ 187,084 $ 111,000
Camden, New Jersey 201 $ 35,459,000 $ 176,412 $ 92,000
Franklin, Ohio 201 $ 31,561,000 $ 157,019 $ 92,000
Will, Illinois 197 $ 40,064,000 $ 203,370 $ 100,000
Loudoun, Virginia 196 $ 67,691,000 $ 345,362 $ 151,000
Burlington, New Jersey 192 $ 40,007,000 $ 208,369 $ 139,000
Fort Bend, Texas 192 $ 36,493,000 $ 190,067 $ 123,000
Jefferson, Colorado 190 $ 39,489,000 $ 207,836 $ 87,000
Davidson, Tennessee 189 $ 32,643,000 $ 172,714 $ 84,000
Johnson, Kansas 185 $ 33,734,000 $ 182,345 $ 104,000
Kern, California 181 $ 36,313,000 $ 200,624 $ 89,000
Essex, New Jersey 180 $ 47,312,000 $ 262,844 $ 127,000
Plymouth, Massachusetts 174 $ 43,423,000 $ 249,557 $ 104,000
San Joaquin, California 172 $ 34,830,000 $ 202,500 $ 86,000
Queens, New York 172 $ 53,160,000 $ 309,069 $ 102,000
Marion, Indiana 171 $ 25,037,000 $ 146,415 $ 72,000
Hudson, New Jersey 170 $ 42,899,000 $ 252,347 $ 118,000
Pinellas, Florida 169 $ 28,237,000 $ 167,082 $ 87,000
El Paso, Colorado 167 $ 33,773,000 $ 202,233 $ 96,000
Honolulu, Hawaii 167 $ 58,918,000 $ 352,802 $ 105,000
Lake, Illinois 167 $ 37,065,000 $ 221,946 $ 123,000
Arapahoe, Colorado 165 $ 34,424,000 $ 208,630 $ 90,000
Somerset, New Jersey 165 $ 48,135,000 $ 291,727 $ 162,000
Milwaukee, Wisconsin 164 $ 25,162,000 $ 153,426 $ 77,000
Jefferson, Alabama 159 $ 27,307,000 $ 171,742 $ 90,000
DeKalb, Georgia 158 $ 32,083,000 $ 203,056 $ 95,000
Union, New Jersey 158 $ 45,112,000 $ 285,518 $ 124,000
San Mateo, California 157 $ 63,925,000 $ 407,165 $ 169,000
Duval, Florida 157 $ 28,574,000 $ 182,000 $ 90,000
Bristol, Massachusetts 157 $ 36,279,000 $ 231,076 $ 101,000
York, Pennsylvania 153 $ 26,725,000 $ 174,673 $ 83,000
Chesterfield, Virginia 152 $ 33,028,000 $ 217,289 $ 106,000
Denver, Colorado 151 $ 28,666,000 $ 189,841 $ 86,000
Cuyahoga, Ohio 151 $ 24,291,000 $ 160,867 $ 91,000
Suffolk, Massachusetts 149 $ 37,838,000 $ 253,946 $ 100,000
Lancaster, Pennsylvania 149 $ 27,215,000 $ 182,651 $ 84,000
Gloucester, New Jersey 148 $ 29,054,000 $ 196,310 $ 97,000
Lee, Florida 147 $ 27,662,000 $ 188,176 $ 102,000
Bernalillo, New Mexico 147 $ 27,648,000 $ 188,081 $ 92,000
St. Louis, Missouri 146 $ 24,550,000 $ 168,150 $ 83,000
Kings, New York 146 $ 45,817,000 $ 313,815 $ 118,000
Multnomah, Oregon 146 $ 35,066,000 $ 240,178 $ 103,000
Passaic, New Jersey 145 $ 37,280,000 $ 257,103 $ 113,000
Pierce, Washington 145 $ 33,033,000 $ 227,813 $ 116,000
Wayne, Michigan 144 $ 24,192,000 $ 168,000 $ 98,000
Washington, Oregon 142 $ 33,269,000 $ 234,288 $ 100,000
Howard, Maryland 141 $ 42,192,000 $ 299,234 $ 134,000
Adams, Colorado 139 $ 27,760,000 $ 199,712 $ 82,000
Sonoma, California 135 $ 38,503,000 $ 285,207 $ 147,000
Erie, New York 135 $ 19,133,000 $ 141,725 $ 85,000
Guilford, North Carolina 135 $ 24,239,000 $ 179,548 $ 83,000
Williamson, Texas 135 $ 22,144,000 $ 164,029 $ 87,000
Douglas, Colorado 133 $ 33,535,000 $ 252,142 $ 106,000
Virginia Beach, Virginia 132 $ 29,127,000 $ 220,659 $ 94,000
Hillsborough, New Hampshire 129 $ 26,995,000 $ 209,263 $ 104,000
Brevard, Florida 128 $ 23,691,000 $ 185,085 $ 100,000
Hampden, Massachusetts 127 $ 23,026,000 $ 181,307 $ 89,000
Mercer, New Jersey 127 $ 30,917,000 $ 243,440 $ 138,000
Montgomery, Texas 127 $ 25,329,000 $ 199,440 $ 117,000
Richmond, New York 126 $ 34,339,000 $ 272,531 $ 106,000
Baltimore City, Maryland 125 $ 25,901,000 $ 207,208 $ 104,000
Placer, California 123 $ 33,644,000 $ 273,528 $ 112,000
Jefferson, Louisiana 123 $ 20,813,000 $ 169,211 $ 77,000
Northampton, Pennsylvania 122 $ 23,346,000 $ 191,360 $ 90,000
Horry, South Carolina 122 $ 21,331,000 $ 174,844 $ 97,000
Snohomish, Washington 122 $ 30,762,000 $ 252,147 $ 103,000
Madison, Alabama 121 $ 22,529,000 $ 186,190 $ 93,000
New London, Connecticut 120 $ 23,956,000 $ 199,633 $ 241,000
Volusia, Florida 120 $ 18,374,000 $ 153,116 $ 70,000
Sedgwick, Kansas 117 $ 17,626,000 $ 150,649 $ 84,000
Douglas, Nebraska 116 $ 18,373,000 $ 158,387 $ 100,000
Waukesha, Wisconsin 116 $ 23,496,000 $ 202,551 $ 111,000
Kane, Illinois 115 $ 24,180,000 $ 210,260 $ 103,000
Hamilton, Indiana 115 $ 21,683,000 $ 188,547 $ 100,000
Greenville, South Carolina 115 $ 19,867,000 $ 172,756 $ 86,000
Lake, Indiana 114 $ 19,026,000 $ 166,894 $ 90,000
Frederick, Maryland 114 $ 30,520,000 $ 267,719 $ 139,000
Jackson, Missouri 114 $ 17,359,000 $ 152,271 $ 78,000
Knox, Tennessee 114 $ 19,932,000 $ 174,842 $ 74,000
San Francisco, California 113 $ 48,538,000 $ 429,539 $ 164,000
Litchfield, Connecticut 112 $ 22,967,000 $ 205,062 $ 83,000
Larimer, Colorado 110 $ 23,169,000 $ 210,627 $ 92,000
Berks, Pennsylvania 110 $ 18,718,000 $ 170,163 $ 97,000
Richland, South Carolina 109 $ 17,604,000 $ 161,504 $ 81,000
Stanislaus, California 108 $ 19,453,000 $ 180,120 $ 90,000
St. Tammany, Louisiana 108 $ 18,116,000 $ 167,740 $ 92,000
Macomb, Michigan 108 $ 17,288,000 $ 160,074 $ 94,000
Solano, California 107 $ 24,795,000 $ 231,728 $ 98,000
Polk, Iowa 107 $ 17,706,000 $ 165,476 $ 84,000
Atlantic, New Jersey 107 $ 20,154,000 $ 188,355 $ 102,000
Tulsa, Oklahoma 107 $ 16,813,000 $ 157,130 $ 85,000
Orange, New York 106 $ 23,491,000 $ 221,613 $ 121,000
Hamilton, Ohio 106 $ 17,437,000 $ 164,500 $ 100,000
Cumberland, Maine 105 $ 20,882,000 $ 198,876 $ 95,000
Dakota, Minnesota 105 $ 22,583,000 $ 215,076 $ 110,000
Rockingham, New Hampshire 104 $ 21,837,000 $ 209,971 $ 99,000
El Paso, Texas 104 $ 15,798,000 $ 151,903 $ 97,000
Summit, Ohio 103 $ 17,380,000 $ 168,737 $ 118,000
Dutchess, New York 102 $ 24,875,000 $ 243,872 $ 122,000
Clackamas, Oregon 102 $ 23,648,000 $ 231,843 $ 98,000
Utah, Utah 102 $ 21,143,000 $ 207,284 $ 102,000
Tulare, California 101 $ 19,963,000 $ 197,653 $ 82,000
Forsyth, Georgia 101 $ 23,356,000 $ 231,247 $ 99,000
Union, North Carolina 101 $ 21,600,000 $ 213,861 $ 111,000
Oklahoma, Oklahoma 101 $ 15,673,000 $ 155,178 $ 90,000
Providence, Rhode Island 101 $ 20,470,000 $ 202,673 $ 73,000
Mobile, Alabama 100 $ 15,931,000 $ 159,310 $ 76,000
Seminole, Florida 100 $ 20,856,000 $ 208,560 $ 109,000
Charleston, South Carolina 100 $ 21,589,000 $ 215,890 $ 97,000
Pasco, Florida 98 $ 16,678,000 $ 170,183 $ 79,000
East Baton Rouge, Louisiana 98 $ 17,985,000 $ 183,520 $ 97,000
Monroe, New York 97 $ 14,602,000 $ 150,536 $ 92,000
Lehigh, Pennsylvania 97 $ 18,303,000 $ 188,690 $ 81,000
Sarasota, Florida 96 $ 17,292,000 $ 180,125 $ 105,000
Shelby, Alabama 95 $ 17,406,000 $ 183,221 $ 93,000
Pulaski, Arkansas 95 $ 16,730,000 $ 176,105 $ 95,000
Hamilton, Tennessee 95 $ 16,754,000 $ 176,357 $ 93,000
Harford, Maryland 94 $ 19,894,000 $ 211,638 $ 91,000
Henrico, Virginia 94 $ 20,265,000 $ 215,585 $ 109,000
Fayette, Kentucky 93 $ 14,821,000 $ 159,365 $ 81,000
Durham, North Carolina 93 $ 16,875,000 $ 181,451 $ 88,000
York, Maine 92 $ 17,665,000 $ 192,010 $ 74,000
Polk, Florida 91 $ 13,626,000 $ 149,736 $ 78,000
Barnstable, Massachusetts 91 $ 22,108,000 $ 242,945 $ 107,000
Clark, Washington 91 $ 18,500,000 $ 203,296 $ 80,000
Rockland, New York 90 $ 25,509,000 $ 283,433 $ 135,000
Lexington, South Carolina 90 $ 14,602,000 $ 162,244 $ 72,000
York, South Carolina 90 $ 16,970,000 $ 188,555 $ 84,000
Pinal, Arizona 89 $ 14,567,000 $ 163,674 $ 79,000
Monroe, Pennsylvania 89 $ 14,868,000 $ 167,056 $ 89,000
San Luis Obispo, California 88 $ 26,971,000 $ 306,488 $ 109,000
Weld, Colorado 88 $ 17,733,000 $ 201,511 $ 89,000
Sussex, Delaware 88 $ 20,559,000 $ 233,625 $ 116,000
Collier, Florida 88 $ 19,349,000 $ 219,875 $ 116,000
Cherokee, Georgia 87 $ 16,471,000 $ 189,321 $ 95,000
Arlington, Virginia 87 $ 27,421,000 $ 315,183 $ 147,000
Forsyth, North Carolina 86 $ 13,142,000 $ 152,813 $ 74,000
Sussex, New Jersey 85 $ 19,220,000 $ 226,117 $ 98,000
Middlesex, Connecticut 84 $ 18,426,000 $ 219,357 $ 105,000
Anchorage, Alaska 83 $ 20,702,000 $ 249,421 $ 101,000
Buncombe, North Carolina 83 $ 16,972,000 $ 204,481 $ 84,000
Cabarrus, North Carolina 83 $ 14,462,000 $ 174,240 $ 79,000
Boulder, Colorado 82 $ 22,061,000 $ 269,036 $ 129,000
El Dorado, California 81 $ 22,705,000 $ 280,308 $ 114,000
Westmoreland, Pennsylvania 81 $ 13,309,000 $ 164,308 $ 102,000
Ramsey, Minnesota 79 $ 15,733,000 $ 199,151 $ 97,000
Spokane, Washington 79 $ 12,921,000 $ 163,556 $ 146,000
Lake, Florida 78 $ 13,613,000 $ 174,525 $ 86,000
New Hanover, North Carolina 78 $ 13,717,000 $ 175,858 $ 85,000
Cumberland, Pennsylvania 78 $ 14,473,000 $ 185,551 $ 85,000
Santa Barbara, California 77 $ 22,181,000 $ 288,064 $ 101,000
Orleans, Louisiana 77 $ 12,830,000 $ 166,623 $ 86,000
Dauphin, Pennsylvania 77 $ 12,942,000 $ 168,077 $ 126,000
Baldwin, Alabama 76 $ 14,915,000 $ 196,250 $ 93,000
Tolland, Connecticut 76 $ 16,417,000 $ 216,013 $ 100,000
Lucas, Ohio 76 $ 11,572,000 $ 152,263 $ 91,000
Chatham, Georgia 75 $ 12,569,000 $ 167,586 $ 95,000
McHenry, Illinois 75 $ 14,055,000 $ 187,400 $ 91,000
St. Charles, Missouri 75 $ 13,113,000 $ 174,840 $ 86,000
Gaston, North Carolina 75 $ 12,231,000 $ 163,080 $ 84,000
Rutherford, Tennessee 75 $ 11,524,000 $ 153,653 $ 81,000
Anoka, Minnesota 74 $ 12,970,000 $ 175,270 $ 78,000
Lane, Oregon 74 $ 13,608,000 $ 183,891 $ 67,000
Williamson, Tennessee 74 $ 17,237,000 $ 232,932 $ 114,000
Brazoria, Texas 74 $ 12,557,000 $ 169,689 $ 184,000
Galveston, Texas 74 $ 12,307,000 $ 166,310 $ 117,000
Benton, Arkansas 73 $ 13,599,000 $ 186,287 $ 105,000
Cape May, New Jersey 73 $ 16,706,000 $ 228,849 $ 124,000
Davis, Utah 72 $ 14,222,000 $ 197,527 $ 140,000
Chesapeake, Virginia 72 $ 15,346,000 $ 213,138 $ 94,000
Mohave, Arizona 71 $ 11,626,000 $ 163,746 $ 79,000
St. Johns, Florida 71 $ 14,922,000 $ 210,169 $ 105,000
Luzerne, Pennsylvania 71 $ 10,078,000 $ 141,943 $ 85,000
Dane, Wisconsin 71 $ 13,235,000 $ 186,408 $ 85,000
Monterey, California 70 $ 21,902,000 $ 312,885 $ 183,000
Manatee, Florida 70 $ 12,956,000 $ 185,085 $ 112,000
Allen, Indiana 70 $ 9,990,000 $ 142,714 $ 77,000
Yavapai, Arizona 69 $ 14,636,000 $ 212,115 $ 95,000
Stark, Ohio 69 $ 10,009,000 $ 145,057 $ 94,000
Stafford, Virginia 67 $ 18,603,000 $ 277,656 $ 121,000
Kent, Delaware 66 $ 12,615,000 $ 191,136 $ 78,000
Saratoga, New York 66 $ 14,108,000 $ 213,757 $ 98,000
Butler, Ohio 66 $ 11,269,000 $ 170,742 $ 80,000
St. Lucie, Florida 65 $ 10,256,000 $ 157,784 $ 86,000
Porter, Indiana 65 $ 10,858,000 $ 167,046 $ 87,000
Johnston, North Carolina 65 $ 10,655,000 $ 163,923 $ 82,000
Henry, Georgia 64 $ 10,803,000 $ 168,796 $ 80,000
Hendricks, Indiana 64 $ 9,533,000 $ 148,953 $ 77,000
St. Joseph, Indiana 64 $ 8,917,000 $ 139,328 $ 82,000
Lorain, Ohio 64 $ 9,779,000 $ 152,796 $ 83,000
Montgomery, Ohio 64 $ 8,731,000 $ 136,421 $ 79,000
Sumner, Tennessee 64 $ 10,953,000 $ 171,140 $ 81,000
Racine, Wisconsin 64 $ 10,831,000 $ 169,234 $ 80,000
Shasta, California 63 $ 12,885,000 $ 204,523 $ 82,000
Kent, Michigan 63 $ 10,369,000 $ 164,587 $ 81,000
Delaware, Ohio 63 $ 12,849,000 $ 203,952 $ 117,000
Thurston, Washington 63 $ 13,503,000 $ 214,333 $ 104,000
Santa Cruz, California 62 $ 21,872,000 $ 352,774 $ 121,000
Iredell, North Carolina 62 $ 11,888,000 $ 191,741 $ 85,000
Montgomery, Alabama 61 $ 9,480,000 $ 155,409 $ 79,000
Washtenaw, Michigan 61 $ 11,309,000 $ 185,393 $ 97,000
Washington, Minnesota 61 $ 13,544,000 $ 222,032 $ 98,000
Washoe, Nevada 61 $ 14,427,000 $ 236,508 $ 90,000
Bronx, New York 61 $ 17,416,000 $ 285,508 $ 111,000
Onondaga, New York 61 $ 9,137,000 $ 149,786 $ 108,000
Warren, Ohio 61 $ 11,616,000 $ 190,426 $ 100,000
Marion, Florida 60 $ 9,644,000 $ 160,733 $ 72,000
Hawaii, Hawaii 60 $ 15,094,000 $ 251,566 $ 95,000
Catawba, North Carolina 60 $ 10,279,000 $ 171,316 $ 145,000
Cumberland, North Carolina 60 $ 9,070,000 $ 151,166 $ 76,000
Butte, California 59 $ 11,444,000 $ 193,966 $ 71,000
Berkeley, West Virginia 59 $ 9,896,000 $ 167,728 $ 73,000
Marin, California 58 $ 23,307,000 $ 401,844 $ 142,000
Madison, Illinois 58 $ 8,594,000 $ 148,172 $ 86,000
Lafayette, Louisiana 58 $ 9,773,000 $ 168,500 $ 94,000
Hidalgo, Texas 58 $ 8,994,000 $ 155,068 $ 84,000
Escambia, Florida 57 $ 8,664,000 $ 152,000 $ 73,000
Carroll, Maryland 57 $ 13,985,000 $ 245,350 $ 109,000
Clay, Missouri 57 $ 8,889,000 $ 155,947 $ 81,000
Butler, Pennsylvania 57 $ 10,460,000 $ 183,508 $ 112,000
Paulding, Georgia 56 $ 8,757,000 $ 156,375 $ 80,000
St. Mary's, Maryland 56 $ 14,075,000 $ 251,339 $ 99,000
Santa Fe, New Mexico 56 $ 12,005,000 $ 214,375 $ 88,000
Windham, Connecticut 55 $ 10,618,000 $ 193,054 $ 85,000
Martin, Florida 55 $ 11,106,000 $ 201,927 $ 115,000
Caddo, Louisiana 55 $ 8,987,000 $ 163,400 $ 90,000
Washington, Pennsylvania 55 $ 10,515,000 $ 191,181 $ 101,000
Beaufort, South Carolina 55 $ 12,345,000 $ 224,454 $ 101,000
Tuscaloosa, Alabama 54 $ 9,498,000 $ 175,888 $ 94,000
Okaloosa, Florida 54 $ 11,259,000 $ 208,500 $ 118,000
Sarpy, Nebraska 54 $ 8,709,000 $ 161,277 $ 94,000
Hunterdon, New Jersey 54 $ 15,313,000 $ 283,574 $ 141,000
Sandoval, New Mexico 54 $ 10,269,000 $ 190,166 $ 85,000
Spartanburg, South Carolina 54 $ 8,135,000 $ 150,648 $ 66,000
Charles, Maryland 53 $ 14,480,000 $ 273,207 $ 110,000
Putnam, New York 53 $ 16,613,000 $ 313,452 $ 126,000
Wilson, Tennessee 53 $ 9,597,000 $ 181,075 $ 77,000
Ada, Idaho 52 $ 9,661,000 $ 185,788 $ 93,000
Calvert, Maryland 52 $ 13,908,000 $ 267,461 $ 102,000
Merrimack, New Hampshire 52 $ 10,679,000 $ 205,365 $ 95,000
Cleveland, Oklahoma 52 $ 7,645,000 $ 147,019 $ 82,000
Marion, Oregon 52 $ 9,867,000 $ 189,750 $ 73,000
Newport News, Virginia 52 $ 9,375,000 $ 180,288 $ 75,000
Spotsylvania, Virginia 52 $ 13,688,000 $ 263,230 $ 108,000
Kitsap, Washington 52 $ 11,652,000 $ 224,076 $ 92,000
Hall, Georgia 51 $ 9,416,000 $ 184,627 $ 86,000
Washington, Maryland 51 $ 9,997,000 $ 196,019 $ 79,000
Ulster, New York 51 $ 10,621,000 $ 208,254 $ 90,000
Alexandria, Virginia 51 $ 16,897,000 $ 331,313 $ 136,000
Jefferson, West Virginia 51 $ 10,052,000 $ 197,098 $ 79,000
Kanawha, West Virginia 51 $ 6,928,000 $ 135,843 $ 70,000
Matanuska-Susitna, Alaska 50 $ 10,944,000 $ 218,880 $ 110,000
Johnson, Indiana 50 $ 7,396,000 $ 147,920 $ 81,000
Livingston, Louisiana 50 $ 7,996,000 $ 159,920 $ 81,000
Merced, California 49 $ 7,704,000 $ 157,224 $ 106,000
Kalamazoo, Michigan 49 $ 8,059,000 $ 164,469 $ 98,000
Warren, New Jersey 49 $ 10,159,000 $ 207,326 $ 106,000
Albany, New York 49 $ 8,736,000 $ 178,285 $ 114,000
Lackawanna, Pennsylvania 49 $ 7,937,000 $ 161,979 $ 77,000
Leon, Florida 48 $ 9,170,000 $ 191,041 $ 87,000
Columbia, Georgia 48 $ 9,183,000 $ 191,312 $ 90,000
Genesee, Michigan 48 $ 7,328,000 $ 152,666 $ 85,000
Chittenden, Vermont 48 $ 9,936,000 $ 207,000 $ 122,000
Maui, Hawaii 47 $ 17,604,000 $ 374,553 $ 97,000
Lancaster, Nebraska 47 $ 7,846,000 $ 166,936 $ 80,000
Washington, Wisconsin 47 $ 8,273,000 $ 176,021 $ 78,000
Laramie, Wyoming 47 $ 7,760,000 $ 165,106 $ 75,000
Lee, Alabama 46 $ 7,564,000 $ 164,434 $ 85,000
Alachua, Florida 46 $ 8,460,000 $ 183,913 $ 100,000
Osceola, Florida 46 $ 6,977,000 $ 151,673 $ 85,000
Coweta, Georgia 46 $ 8,433,000 $ 183,326 $ 96,000
Brunswick, North Carolina 46 $ 9,330,000 $ 202,826 $ 99,000
Hays, Texas 46 $ 8,992,000 $ 195,478 $ 105,000
Fayette, Georgia 45 $ 10,588,000 $ 235,288 $ 110,000
Boone, Kentucky 45 $ 7,440,000 $ 165,333 $ 80,000
Greene, Missouri 45 $ 5,867,000 $ 130,377 $ 65,000
Washington, Rhode Island 45 $ 11,362,000 $ 252,488 $ 138,000
Anderson, South Carolina 45 $ 6,964,000 $ 154,755 $ 75,000
Dorchester, South Carolina 45 $ 8,586,000 $ 190,800 $ 83,000
Norfolk, Virginia 45 $ 7,609,000 $ 169,088 $ 80,000
Kenosha, Wisconsin 45 $ 8,772,000 $ 194,933 $ 107,000
Outagamie, Wisconsin 45 $ 7,272,000 $ 161,600 $ 96,000
Cochise, Arizona 44 $ 7,450,000 $ 169,318 $ 86,000
Charlotte, Florida 44 $ 7,077,000 $ 160,840 $ 76,000
Dona Ana, New Mexico 44 $ 7,295,000 $ 165,795 $ 75,000
Medina, Ohio 44 $ 7,490,000 $ 170,227 $ 94,000
Kent, Rhode Island 44 $ 7,621,000 $ 173,204 $ 67,000
Bell, Texas 44 $ 6,578,000 $ 149,500 $ 75,000
Nevada, California 43 $ 13,056,000 $ 303,627 $ 104,000
Yolo, California 43 $ 11,011,000 $ 256,069 $ 126,000
St. Clair, Illinois 43 $ 7,356,000 $ 171,069 $ 106,000
Cecil, Maryland 43 $ 8,808,000 $ 204,837 $ 96,000
Orange, North Carolina 43 $ 9,970,000 $ 231,860 $ 123,000
Clermont, Ohio 43 $ 7,310,000 $ 170,000 $ 93,000
Erie, Pennsylvania 43 $ 5,943,000 $ 138,209 $ 96,000
Pike, Pennsylvania 43 $ 7,186,000 $ 167,116 $ 89,000
Berkeley, South Carolina 43 $ 6,392,000 $ 148,651 $ 68,000
Richmond City, Virginia 43 $ 8,484,000 $ 197,302 $ 102,000
Elkhart, Indiana 42 $ 5,604,000 $ 133,428 $ 62,000
Wyandotte, Kansas 42 $ 5,224,000 $ 124,380 $ 67,000
Henderson, North Carolina 42 $ 8,036,000 $ 191,333 $ 89,000
Beaver, Pennsylvania 42 $ 5,554,000 $ 132,238 $ 62,000
Franklin, Pennsylvania 42 $ 7,433,000 $ 176,976 $ 87,000
Montgomery, Tennessee 42 $ 6,680,000 $ 159,047 $ 89,000
Washington, Arkansas 41 $ 6,863,000 $ 167,390 $ 83,000
Napa, California 41 $ 13,240,000 $ 322,926 $ 137,000
Queen Anne's, Maryland 41 $ 10,164,000 $ 247,902 $ 101,000
Jackson, Mississippi 41 $ 6,821,000 $ 166,365 $ 82,000
Jefferson, Missouri 41 $ 7,132,000 $ 173,951 $ 80,000
Gallatin, Montana 41 $ 9,229,000 $ 225,097 $ 101,000
Mahoning, Ohio 41 $ 6,033,000 $ 147,146 $ 78,000
Jackson, Oregon 41 $ 9,224,000 $ 224,975 $ 80,000
Fauquier, Virginia 41 $ 13,747,000 $ 335,292 $ 139,000
Hanover, Virginia 41 $ 9,984,000 $ 243,512 $ 106,000
St. Clair, Alabama 40 $ 7,019,000 $ 175,475 $ 73,000
Muscogee, Georgia 40 $ 6,023,000 $ 150,575 $ 69,000
Penobscot, Maine 40 $ 6,169,000 $ 154,225 $ 76,000
Hampshire, Massachusetts 40 $ 8,782,000 $ 219,550 $ 90,000
DeSoto, Mississippi 40 $ 7,342,000 $ 183,550 $ 79,000
Rowan, North Carolina 40 $ 6,188,000 $ 154,700 $ 125,000
Blount, Tennessee 40 $ 7,167,000 $ 179,175 $ 65,000
Ellis, Texas 40 $ 6,303,000 $ 157,575 $ 89,000
Terrebonne, Louisiana 39 $ 6,920,000 $ 177,435 $ 130,000
Livingston, Michigan 39 $ 7,588,000 $ 194,564 $ 103,000
New York, New York 39 $ 15,937,000 $ 408,641 $ 208,000
Davidson, North Carolina 39 $ 5,809,000 $ 148,948 $ 72,000
Lake, Ohio 39 $ 6,591,000 $ 169,000 $ 82,000
Ascension, Louisiana 38 $ 7,076,000 $ 186,210 $ 90,000
Pitt, North Carolina 38 $ 6,298,000 $ 165,736 $ 86,000
Fairfield, Ohio 38 $ 6,936,000 $ 182,526 $ 81,000
Sevier, Tennessee 38 $ 6,861,000 $ 180,552 $ 83,000
Nueces, Texas 38 $ 5,550,000 $ 146,052 $ 129,000
Flagler, Florida 37 $ 5,739,000 $ 155,108 $ 69,000
Winnebago, Illinois 37 $ 5,052,000 $ 136,540 $ 66,000
Kennebec, Maine 37 $ 5,916,000 $ 159,891 $ 64,000
Wright, Minnesota 37 $ 7,698,000 $ 208,054 $ 70,000
Yellowstone, Montana 37 $ 6,868,000 $ 185,621 $ 76,000
Strafford, New Hampshire 37 $ 6,868,000 $ 185,621 $ 98,000
Onslow, North Carolina 37 $ 6,645,000 $ 179,594 $ 92,000
Licking, Ohio 37 $ 5,505,000 $ 148,783 $ 68,000
Cameron, Texas 37 $ 5,752,000 $ 155,459 $ 93,000
Weber, Utah 37 $ 6,870,000 $ 185,675 $ 107,000
Frederick, Virginia 37 $ 7,484,000 $ 202,270 $ 78,000
Cumberland, New Jersey 36 $ 5,956,000 $ 165,444 $ 114,000
Adams, Pennsylvania 36 $ 7,279,000 $ 202,194 $ 81,000
Lebanon, Pennsylvania 36 $ 5,879,000 $ 163,305 $ 70,000
McLennan, Texas 36 $ 5,848,000 $ 162,444 $ 111,000
Ozaukee, Wisconsin 36 $ 8,001,000 $ 222,250 $ 93,000
Indian River, Florida 35 $ 6,443,000 $ 184,085 $ 76,000
Santa Rosa, Florida 35 $ 6,038,000 $ 172,514 $ 84,000
Oldham, Kentucky 35 $ 7,770,000 $ 222,000 $ 115,000
St. Louis, Minnesota 35 $ 5,518,000 $ 157,657 $ 73,000
Alamance, North Carolina 35 $ 6,028,000 $ 172,228 $ 82,000
Portage, Ohio 35 $ 5,409,000 $ 154,542 $ 76,000
Rockwall, Texas 35 $ 6,051,000 $ 172,885 $ 94,000
Smith, Texas 35 $ 6,762,000 $ 193,200 $ 106,000
Roanoke, Virginia 35 $ 6,270,000 $ 179,142 $ 87,000
Whatcom, Washington 35 $ 8,152,000 $ 232,914 $ 107,000
Kendall, Illinois 34 $ 6,287,000 $ 184,911 $ 93,000
Calcasieu, Louisiana 34 $ 5,419,000 $ 159,382 $ 79,000
Androscoggin, Maine 34 $ 5,216,000 $ 153,411 $ 69,000
Lincoln, North Carolina 34 $ 6,562,000 $ 193,000 $ 78,000
Wood, Ohio 34 $ 4,990,000 $ 146,764 $ 83,000
Albemarle, Virginia 34 $ 8,144,000 $ 239,529 $ 101,000
Elmore, Alabama 33 $ 5,424,000 $ 164,363 $ 86,000
Yuma, Arizona 33 $ 5,552,000 $ 168,242 $ 80,000
McLean, Illinois 33 $ 5,359,000 $ 162,393 $ 79,000
Ottawa, Michigan 33 $ 4,871,000 $ 147,606 $ 97,000
St. Louis City, Missouri 33 $ 4,761,000 $ 144,272 $ 98,000
Deschutes, Oregon 33 $ 7,658,000 $ 232,060 $ 108,000
Natrona, Wyoming 33 $ 5,485,000 $ 166,212 $ 76,000
Mesa, Colorado 32 $ 5,386,000 $ 168,312 $ 65,000
Pueblo, Colorado 32 $ 5,287,000 $ 165,218 $ 69,000
Bay, Florida 32 $ 5,377,000 $ 168,031 $ 80,000
Bullitt, Kentucky 32 $ 4,986,000 $ 155,812 $ 71,000
Kenton, Kentucky 32 $ 4,490,000 $ 140,312 $ 70,000
Josephine, Oregon 32 $ 6,160,000 $ 192,500 $ 77,000
Lubbock, Texas 32 $ 4,728,000 $ 147,750 $ 102,000
Linn, Iowa 31 $ 4,364,000 $ 140,774 $ 72,000
Worcester, Maryland 31 $ 7,018,000 $ 226,387 $ 98,000
Scott, Minnesota 31 $ 7,570,000 $ 244,193 $ 113,000
Hinds, Mississippi 31 $ 5,371,000 $ 173,258 $ 79,000
Niagara, New York 31 $ 4,874,000 $ 157,225 $ 83,000
Craven, North Carolina 31 $ 5,872,000 $ 189,419 $ 87,000
Moore, North Carolina 31 $ 5,801,000 $ 187,129 $ 94,000
Linn, Oregon 31 $ 5,136,000 $ 165,677 $ 68,000
Midland, Texas 31 $ 4,844,000 $ 156,258 $ 114,000
Coconino, Arizona 30 $ 6,487,000 $ 216,233 $ 86,000
Humboldt, California 30 $ 7,020,000 $ 234,000 $ 81,000
Kings, California 30 $ 5,331,000 $ 177,700 $ 122,000
Clay, Florida 30 $ 5,446,000 $ 181,533 $ 93,000
Sumter, Florida 30 $ 4,655,000 $ 155,166 $ 67,000
Hancock, Indiana 30 $ 4,489,000 $ 149,633 $ 63,000
Monroe, Michigan 30 $ 5,456,000 $ 181,866 $ 79,000
Olmsted, Minnesota 30 $ 4,313,000 $ 143,766 $ 62,000
Belknap, New Hampshire 30 $ 6,001,000 $ 200,033 $ 101,000
Hampton, Virginia 30 $ 4,541,000 $ 151,366 $ 66,000
Suffolk, Virginia 30 $ 7,814,000 $ 260,466 $ 96,000
Walworth, Wisconsin 30 $ 5,198,000 $ 173,266 $ 80,000
Douglas, Georgia 29 $ 5,869,000 $ 202,379 $ 95,000
Butler, Kansas 29 $ 4,242,000 $ 146,275 $ 81,000
Shawnee, Kansas 29 $ 4,389,000 $ 151,344 $ 87,000
Hardin, Kentucky 29 $ 4,394,000 $ 151,517 $ 74,000
St. Charles, Louisiana 29 $ 5,115,000 $ 176,379 $ 82,000
St. John the Baptist, Louisiana 29 $ 4,411,000 $ 152,103 $ 67,000
Wicomico, Maryland 29 $ 4,931,000 $ 170,034 $ 77,000
Berkshire, Massachusetts 29 $ 5,325,000 $ 183,620 $ 95,000
Madison, Mississippi 29 $ 5,012,000 $ 172,827 $ 113,000
Rankin, Mississippi 29 $ 4,652,000 $ 160,413 $ 81,000
Trumbull, Ohio 29 $ 3,306,000 $ 114,000 $ 66,000
Bradley, Tennessee 29 $ 4,389,000 $ 151,344 $ 63,000
Jefferson, Texas 29 $ 4,494,000 $ 154,965 $ 81,000
Portsmouth, Virginia 29 $ 4,531,000 $ 156,241 $ 63,000
York, Virginia 29 $ 7,345,000 $ 253,275 $ 92,000
Yakima, Washington 29 $ 4,955,000 $ 170,862 $ 74,000
Dodge, Wisconsin 29 $ 4,692,000 $ 161,793 $ 65,000
Autauga, Alabama 28 $ 4,387,000 $ 156,678 $ 76,000
Broomfield, Colorado 28 $ 6,799,000 $ 242,821 $ 127,000
La Plata, Colorado 28 $ 7,408,000 $ 264,571 $ 97,000
Kankakee, Illinois 28 $ 4,422,000 $ 157,928 $ 78,000
Tangipahoa, Louisiana 28 $ 4,474,000 $ 159,785 $ 71,000
Rensselaer, New York 28 $ 4,743,000 $ 169,392 $ 98,000
Sullivan, New York 28 $ 4,642,000 $ 165,785 $ 110,000
Canadian, Oklahoma 28 $ 4,599,000 $ 164,250 $ 82,000
Centre, Pennsylvania 28 $ 4,388,000 $ 156,714 $ 84,000
Mercer, Pennsylvania 28 $ 4,683,000 $ 167,250 $ 79,000
Rutland, Vermont 28 $ 5,443,000 $ 194,392 $ 108,000
Washington, Vermont 28 $ 4,600,000 $ 164,285 $ 65,000
James City, Virginia 28 $ 7,896,000 $ 282,000 $ 104,000
Benton, Washington 28 $ 5,187,000 $ 185,250 $ 109,000
Imperial, California 27 $ 4,591,000 $ 170,037 $ 92,000
Newton, Georgia 27 $ 4,096,000 $ 151,703 $ 68,000
LaPorte, Indiana 27 $ 4,283,000 $ 158,629 $ 70,000
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Mortgage Loan Application Detail Totals for Home Loan Center, Inc. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 64,178 $13,458,919,000 $209,000 $1,900,000 $101,000 $9,090,000
Home Purchase 4,075 $772,213,000 $189,000 $920,000 $91,000 $2,000,000
Home Improvement 437 $80,453,000 $184,000 $1,300,000 $90,000 $520,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 33,318 $7,010,992,000 $210,000 $1,900,000 $101,000 $9,090,000
White 30,094 $6,155,743,000 $204,000 $1,400,000 $99,000 $4,800,000
Hispanic 2,145 $446,641,000 $208,000 $742,000 $91,000 $6,011,000
Black or African American 1,571 $302,588,000 $192,000 $950,000 $88,000 $5,340,000
Asian 1,357 $351,694,000 $259,000 $932,000 $117,000 $1,785,000
American Indian or Alaskan Native 109 $18,817,000 $172,000 $415,000 $82,000 $280,000
Native Hawaiian or Other Pacific Islander 96 $25,110,000 $261,000 $596,000 $91,000 $303,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 50,553 $10,696,759,000 $211,000 $1,900,000 $106,000 $9,090,000
FHA-insured (Federal Housing Administration) 18,137 $3,614,826,000 $199,000 $801,000 $84,000 $5,880,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
File Closed For Incompleteness 24,735 $5,186,225,000 $209,000 $1,121,000 $104,000 $7,200,000
Application Withdrawn By Applicant 19,379 $4,079,779,000 $210,000 $1,300,000 $102,000 $5,880,000
Application Denied By Financial Institution 15,063 $3,081,315,000 $204,000 $1,900,000 $90,000 $9,090,000
Loan Originated 8,103 $1,674,098,000 $206,000 $739,000 $100,000 $1,785,000
Application Approved But Not Accepted 1,410 $290,168,000 $205,000 $733,000 $91,000 $1,006,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4,362 $758,263,000 $173,000 $1,870,000 $84,000 $9,090,000
Credit Application Incomplete 3,749 $863,725,000 $230,000 $1,900,000 $99,000 $4,800,000
Collateral 2,607 $543,357,000 $208,000 $920,000 $98,000 $870,000
Debt-To-Income Ratio 1,419 $297,244,000 $209,000 $801,000 $61,000 $416,000
Other 1,255 $259,307,000 $206,000 $1,050,000 $93,000 $3,700,000
Insufficient Cash (Downpayment, Closing Cost) 337 $72,666,000 $215,000 $950,000 $89,000 $1,020,000
Unverifiable Information 322 $64,565,000 $200,000 $732,000 $89,000 $1,896,000
Employment History 35 $6,471,000 $184,000 $504,000 $80,000 $480,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Center, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Loan Center, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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