Home Loan Investment Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Home Loan Investment Bank, F.S.B. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Loan Investment Bank, F.S.B. One Home Loan Plaza Warwick, RI 02886 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,268 |
| Total Mortgage Loan Application Amount | $295,284,000 |
| Average Mortgage Loan Application Amount | $170,333 |
| Highest Mortgage Loan Application Amount | $1,120,000 |
| Average Applicant Income | $87,333 |
| Highest Applicant Income | $808,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Home Loan Investment Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Investment Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Home Loan Investment Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Investment Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Loan Investment Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Investment Bank, F.S.B.'s mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PROVIDENCE-WARWICK, RI-MA | 826 | $ 145,412,000 | $ 166,000 | $ 94,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 170 | $ 35,737,000 | $ 210,000 | $ 86,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 111 | $ 3,115,000 | $ 29,000 | $ 111,000 |
| BOSTON, MA | 105 | $ 15,345,000 | $ 146,000 | $ 95,000 |
| KANSAS CITY, MO-KS | 101 | $ 1,664,000 | $ 16,000 | $ 76,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 94 | $ 1,518,000 | $ 16,000 | $ 71,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 92 | $ 1,262,000 | $ 13,000 | $ 64,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 89 | $ 1,614,000 | $ 18,000 | $ 94,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 82 | $ 1,545,000 | $ 18,000 | $ 68,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 68 | $ 1,171,000 | $ 17,000 | $ 69,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 67 | $ 1,639,000 | $ 24,000 | $ 75,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 66 | $ 1,235,000 | $ 18,000 | $ 76,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 56 | $ 1,164,000 | $ 20,000 | $ 105,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 53 | $ 1,201,000 | $ 22,000 | $ 84,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 51 | $ 1,017,000 | $ 19,666 | $ 101,666 |
| DETROIT-DEARBORN-LIVONIA, MI | 48 | $ 600,000 | $ 12,000 | $ 52,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 48 | $ 608,000 | $ 12,000 | $ 76,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 46 | $ 11,048,000 | $ 240,000 | $ 116,000 |
| ROCHESTER, NY | 45 | $ 732,000 | $ 16,000 | $ 68,000 |
| ST. LOUIS, MO-IL | 43 | $ 725,000 | $ 17,000 | $ 81,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 41 | $ 745,000 | $ 18,000 | $ 99,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 40 | $ 622,000 | $ 14,500 | $ 69,000 |
| DENVER-AURORA-LAKEWOOD, CO | 37 | $ 635,000 | $ 17,000 | $ 93,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 34 | $ 380,000 | $ 11,000 | $ 62,000 |
| WORCESTER, MA-CT | 34 | $ 3,667,000 | $ 112,500 | $ 90,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 32 | $ 926,000 | $ 28,000 | $ 104,000 |
| TOLEDO, OH | 31 | $ 459,000 | $ 14,000 | $ 65,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 30 | $ 1,401,000 | $ 46,000 | $ 100,000 |
| DALLAS-PLANO-IRVING, TX | 29 | $ 467,000 | $ 16,000 | $ 104,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 29 | $ 940,000 | $ 32,000 | $ 65,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 29 | $ 805,000 | $ 20,000 | $ 60,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 28 | $ 514,000 | $ 18,000 | $ 78,000 |
| MANCHESTER-NASHUA, NH | 28 | $ 5,044,000 | $ 180,000 | $ 82,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 27 | $ 557,000 | $ 20,000 | $ 80,000 |
| CLARKSVILLE, TN-KY | 26 | $ 462,000 | $ 17,000 | $ 79,000 |
| GARY, IN | 26 | $ 497,000 | $ 19,000 | $ 74,000 |
| GREEN BAY, WI | 26 | $ 305,000 | $ 11,000 | $ 86,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 26 | $ 429,000 | $ 16,000 | $ 77,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 26 | $ 495,000 | $ 18,000 | $ 85,500 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 25 | $ 299,000 | $ 11,000 | $ 52,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 25 | $ 418,000 | $ 16,000 | $ 90,000 |
| PINE BLUFF, AR | 24 | $ 214,000 | $ 8,000 | $ 31,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 24 | $ 386,000 | $ 16,000 | $ 75,000 |
| FORT SMITH, AR-OK | 23 | $ 192,000 | $ 8,000 | $ 33,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 22 | $ 345,000 | $ 15,000 | $ 103,000 |
| CLEVELAND-ELYRIA, OH | 21 | $ 320,000 | $ 15,000 | $ 66,000 |
| NEWARK, NJ-PA | 21 | $ 696,000 | $ 26,500 | $ 82,500 |
| AUSTIN-ROUND ROCK, TX | 20 | $ 308,000 | $ 15,000 | $ 79,000 |
| APPLETON, WI | 19 | $ 211,000 | $ 11,000 | $ 53,000 |
| MEMPHIS, TN-MS-AR | 19 | $ 194,000 | $ 10,000 | $ 53,666 |
| PITTSBURGH, PA | 19 | $ 308,000 | $ 16,000 | $ 62,000 |
| PORTLAND-SOUTH PORTLAND, ME | 19 | $ 332,000 | $ 17,000 | $ 84,000 |
| JONESBORO, AR | 18 | $ 163,000 | $ 9,000 | $ 44,000 |
| NEW HAVEN-MILFORD, CT | 18 | $ 963,000 | $ 53,000 | $ 105,000 |
| SPRINGFIELD, MA | 18 | $ 601,000 | $ 33,000 | $ 106,000 |
| DES MOINES-WEST DES MOINES, IA | 17 | $ 299,000 | $ 17,000 | $ 59,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 17 | $ 317,000 | $ 18,000 | $ 95,000 |
| RALEIGH, NC | 17 | $ 565,000 | $ 33,000 | $ 78,000 |
| RICHMOND, VA | 17 | $ 758,000 | $ 44,000 | $ 85,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 17 | $ 277,000 | $ 16,000 | $ 78,000 |
| ALBANY-SCHENECTADY-TROY, NY | 16 | $ 302,000 | $ 18,000 | $ 76,000 |
| KNOXVILLE, TN | 16 | $ 273,000 | $ 17,000 | $ 103,000 |
| PHILADELPHIA, PA | 16 | $ 470,000 | $ 29,000 | $ 67,000 |
| SALT LAKE CITY, UT | 16 | $ 250,000 | $ 15,000 | $ 71,000 |
| TEXARKANA, TX-AR | 16 | $ 117,000 | $ 7,000 | $ 36,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 15 | $ 458,000 | $ 72,500 | $ 95,000 |
| CAMDEN, NJ | 15 | $ 370,000 | $ 24,000 | $ 93,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 15 | $ 336,000 | $ 15,500 | $ 77,000 |
| JACKSONVILLE, FL | 15 | $ 581,000 | $ 38,000 | $ 51,000 |
| PEORIA, IL | 15 | $ 204,000 | $ 13,000 | $ 66,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 15 | $ 549,000 | $ 27,500 | $ 66,500 |
| RACINE, WI | 15 | $ 308,000 | $ 20,000 | $ 74,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 14 | $ 307,000 | $ 21,000 | $ 97,000 |
| NORWICH-NEW LONDON, CT | 14 | $ 1,871,000 | $ 133,000 | $ 87,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 14 | $ 237,000 | $ 16,000 | $ 67,000 |
| TULSA, OK | 14 | $ 193,000 | $ 13,000 | $ 72,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 13 | $ 283,000 | $ 21,000 | $ 85,000 |
| DURHAM-CHAPEL HILL, NC | 13 | $ 213,000 | $ 16,000 | $ 100,000 |
| OKLAHOMA CITY, OK | 13 | $ 269,000 | $ 20,000 | $ 71,000 |
| TACOMA-LAKEWOOD, WA | 13 | $ 208,000 | $ 16,000 | $ 69,000 |
| CAPE CORAL-FORT MYERS, FL | 12 | $ 349,000 | $ 29,000 | $ 118,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 12 | $ 210,000 | $ 17,500 | $ 80,500 |
| WICHITA, KS | 12 | $ 222,000 | $ 18,000 | $ 76,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 11 | $ 203,000 | $ 18,000 | $ 90,000 |
| ANN ARBOR, MI | 10 | $ 105,000 | $ 10,000 | $ 60,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 10 | $ 496,000 | $ 49,000 | $ 113,000 |
| CINCINNATI, OH-KY-IN | 10 | $ 157,000 | $ 15,666 | $ 58,000 |
| DECATUR, IL | 10 | $ 134,000 | $ 13,000 | $ 76,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 10 | $ 157,000 | $ 15,000 | $ 58,000 |
| EAST STROUDSBURG, PA | 10 | $ 213,000 | $ 21,000 | $ 76,000 |
| GRAND RAPIDS-WYOMING, MI | 10 | $ 144,000 | $ 14,000 | $ 75,000 |
| LINCOLN, NE | 10 | $ 167,000 | $ 16,000 | $ 87,000 |
| NEW ORLEANS-METAIRIE, LA | 10 | $ 167,000 | $ 16,000 | $ 91,000 |
| SYRACUSE, NY | 10 | $ 223,000 | $ 22,000 | $ 79,000 |
| BOISE CITY, ID | 9 | $ 161,000 | $ 17,000 | $ 59,000 |
| FOND DU LAC, WI | 9 | $ 136,000 | $ 15,000 | $ 67,000 |
| FORT WORTH-ARLINGTON, TX | 9 | $ 171,000 | $ 19,000 | $ 66,000 |
| MODESTO, CA | 9 | $ 171,000 | $ 19,000 | $ 73,000 |
| SAN DIEGO-CARLSBAD, CA | 9 | $ 193,000 | $ 21,000 | $ 139,000 |
| SIOUX CITY, IA-NE-SD | 9 | $ 250,000 | $ 21,500 | $ 55,000 |
| COLUMBUS, OH | 8 | $ 135,000 | $ 16,000 | $ 77,000 |
| DAYTON, OH | 8 | $ 186,000 | $ 23,000 | $ 54,000 |
| FRESNO, CA | 8 | $ 110,000 | $ 13,000 | $ 47,000 |
| JOPLIN, MO | 8 | $ 119,000 | $ 14,000 | $ 51,000 |
| OGDEN-CLEARFIELD, UT | 8 | $ 101,000 | $ 12,000 | $ 77,000 |
| OSHKOSH-NEENAH, WI | 8 | $ 98,000 | $ 12,000 | $ 63,000 |
| TALLAHASSEE, FL | 8 | $ 100,000 | $ 12,000 | $ 48,000 |
| WILLIAMSPORT, PA | 8 | $ 103,000 | $ 12,000 | $ 57,000 |
| CHATTANOOGA, TN-GA | 7 | $ 168,000 | $ 25,500 | $ 48,500 |
| COLORADO SPRINGS, CO | 7 | $ 129,000 | $ 18,000 | $ 66,000 |
| COLUMBIA, SC | 7 | $ 83,000 | $ 11,000 | $ 56,000 |
| MADISON, WI | 7 | $ 130,000 | $ 18,000 | $ 77,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 7 | $ 103,000 | $ 14,000 | $ 55,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 7 | $ 90,000 | $ 12,000 | $ 62,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 7 | $ 127,000 | $ 18,000 | $ 102,000 |
| SHEBOYGAN, WI | 7 | $ 107,000 | $ 15,000 | $ 65,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 7 | $ 681,000 | $ 97,000 | $ 96,000 |
| SPRINGFIELD, MO | 7 | $ 111,000 | $ 15,000 | $ 62,000 |
| ST. GEORGE, UT | 7 | $ 108,000 | $ 15,000 | $ 89,000 |
| TUCSON, AZ | 7 | $ 199,000 | $ 28,000 | $ 79,000 |
| BARNSTABLE TOWN, MA | 6 | $ 308,000 | $ 51,000 | $ 159,000 |
| BLOOMSBURG-BERWICK, PA | 6 | $ 74,000 | $ 12,000 | $ 57,000 |
| CANTON-MASSILLON, OH | 6 | $ 93,000 | $ 15,000 | $ 45,000 |
| ELGIN, IL | 6 | $ 114,000 | $ 19,000 | $ 128,000 |
| GRAND ISLAND, NE | 6 | $ 87,000 | $ 14,000 | $ 79,000 |
| HARRISBURG-CARLISLE, PA | 6 | $ 88,000 | $ 14,000 | $ 90,000 |
| LAKELAND-WINTER HAVEN, FL | 6 | $ 114,000 | $ 19,000 | $ 52,000 |
| MONROE, MI | 6 | $ 107,000 | $ 17,000 | $ 70,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 6 | $ 132,000 | $ 22,000 | $ 143,000 |
| OCALA, FL | 6 | $ 107,000 | $ 17,000 | $ 60,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 6 | $ 133,000 | $ 22,000 | $ 116,000 |
| TOPEKA, KS | 6 | $ 119,000 | $ 19,000 | $ 82,000 |
| TRENTON, NJ | 6 | $ 82,000 | $ 13,000 | $ 71,000 |
| WHEELING, WV-OH | 6 | $ 86,000 | $ 14,000 | $ 149,500 |
| AKRON, OH | 5 | $ 93,000 | $ 18,000 | $ 74,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 58,000 | $ 11,000 | $ 72,000 |
| BILLINGS, MT | 5 | $ 85,000 | $ 17,000 | $ 78,000 |
| BIRMINGHAM-HOOVER, AL | 5 | $ 86,000 | $ 17,000 | $ 48,000 |
| CHICO, CA | 5 | $ 62,000 | $ 12,000 | $ 58,000 |
| FORT WAYNE, IN | 5 | $ 63,000 | $ 12,000 | $ 43,000 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 350,000 | $ 70,000 | $ 51,000 |
| HOT SPRINGS, AR | 5 | $ 57,000 | $ 11,000 | $ 41,000 |
| MANSFIELD, OH | 5 | $ 90,000 | $ 18,000 | $ 51,000 |
| PITTSFIELD, MA | 5 | $ 86,000 | $ 17,000 | $ 99,000 |
| ABILENE, TX | 4 | $ 47,000 | $ 11,000 | $ 52,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 4 | $ 58,000 | $ 14,000 | $ 95,000 |
| BLOOMINGTON, IL | 4 | $ 39,000 | $ 9,000 | $ 86,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 91,000 | $ 22,000 | $ 72,000 |
| COLUMBIA, MO | 4 | $ 79,000 | $ 19,000 | $ 71,000 |
| ELKHART-GOSHEN, IN | 4 | $ 38,000 | $ 9,000 | $ 72,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 4 | $ 95,000 | $ 23,000 | $ 79,000 |
| JANESVILLE-BELOIT, WI | 4 | $ 85,000 | $ 21,000 | $ 67,000 |
| LEWISTON-AUBURN, ME | 4 | $ 59,000 | $ 14,000 | $ 78,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 36,000 | $ 9,000 | $ 65,000 |
| MONROE, LA | 4 | $ 31,000 | $ 7,000 | $ 38,000 |
| PRESCOTT, AZ | 4 | $ 88,000 | $ 22,000 | $ 53,000 |
| PUNTA GORDA, FL | 4 | $ 211,000 | $ 52,000 | $ 95,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 95,000 | $ 24,000 | $ 78,500 |
| AMARILLO, TX | 3 | $ 27,000 | $ 9,000 | $ 46,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 47,000 | $ 15,000 | $ 60,000 |
| BANGOR, ME | 3 | $ 42,000 | $ 14,000 | $ 19,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 53,000 | $ 17,000 | $ 92,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 75,000 | $ 25,000 | $ 91,000 |
| CHARLOTTESVILLE, VA | 3 | $ 70,000 | $ 23,000 | $ 82,000 |
| COEUR D'ALENE, ID | 3 | $ 71,000 | $ 23,000 | $ 184,000 |
| COLUMBUS, GA-AL | 3 | $ 41,000 | $ 13,000 | $ 28,000 |
| DANVILLE, IL | 3 | $ 57,000 | $ 19,000 | $ 57,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 20,000 | $ 6,000 | $ 36,000 |
| FLINT, MI | 3 | $ 35,000 | $ 11,000 | $ 41,000 |
| HANFORD-CORCORAN, CA | 3 | $ 38,000 | $ 12,000 | $ 57,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 44,000 | $ 17,000 | $ 50,500 |
| ITHACA, NY | 3 | $ 61,000 | $ 20,000 | $ 65,000 |
| JACKSONVILLE, NC | 3 | $ 23,000 | $ 7,000 | $ 59,000 |
| JEFFERSON CITY, MO | 3 | $ 49,000 | $ 16,000 | $ 37,000 |
| KILLEEN-TEMPLE, TX | 3 | $ 56,000 | $ 18,000 | $ 96,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 33,000 | $ 11,000 | $ 28,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 3 | $ 75,000 | $ 25,000 | $ 188,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 48,000 | $ 16,000 | $ 54,000 |
| MOBILE, AL | 3 | $ 56,000 | $ 18,000 | $ 59,000 |
| MORRISTOWN, TN | 3 | $ 56,000 | $ 18,000 | $ 47,000 |
| MUNCIE, IN | 3 | $ 75,000 | $ 25,000 | $ 82,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 3 | $ 326,000 | $ 108,000 | $ 118,000 |
| OLYMPIA-TUMWATER, WA | 3 | $ 31,000 | $ 10,000 | $ 65,000 |
| ROCKY MOUNT, NC | 3 | $ 56,000 | $ 18,000 | $ 121,000 |
| SALEM, OR | 3 | $ 41,000 | $ 13,000 | $ 49,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 3 | $ 49,000 | $ 16,000 | $ 95,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 54,000 | $ 18,000 | $ 70,000 |
| TERRE HAUTE, IN | 3 | $ 43,000 | $ 14,000 | $ 54,000 |
| WINCHESTER, VA-WV | 3 | $ 50,000 | $ 16,000 | $ 109,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 65,000 | $ 21,000 | $ 42,000 |
| ALBUQUERQUE, NM | 2 | $ 19,000 | $ 9,000 | $ 77,000 |
| ALTOONA, PA | 2 | $ 37,000 | $ 18,000 | $ 55,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 21,000 | $ 10,000 | $ 25,000 |
| BAKERSFIELD, CA | 2 | $ 50,000 | $ 25,000 | $ 72,000 |
| BATON ROUGE, LA | 2 | $ 24,000 | $ 12,000 | $ 59,000 |
| BECKLEY, WV | 2 | $ 37,000 | $ 18,000 | $ 111,000 |
| BISMARCK, ND | 2 | $ 50,000 | $ 25,000 | $ 69,000 |
| CASPER, WY | 2 | $ 31,000 | $ 15,000 | $ 85,000 |
| CEDAR RAPIDS, IA | 2 | $ 38,000 | $ 19,000 | $ 104,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 16,000 | $ 8,000 | $ 38,000 |
| CHEYENNE, WY | 2 | $ 34,000 | $ 17,000 | $ 47,000 |
| DECATUR, AL | 2 | $ 16,000 | $ 8,000 | $ 25,000 |
| DOVER, DE | 2 | $ 50,000 | $ 25,000 | $ 163,000 |
| DULUTH, MN-WI | 2 | $ 37,000 | $ 18,000 | $ 55,000 |
| EL CENTRO, CA | 2 | $ 42,000 | $ 21,000 | $ 192,000 |
| EL PASO, TX | 2 | $ 33,000 | $ 16,000 | $ 110,000 |
| ELMIRA, NY | 2 | $ 34,000 | $ 17,000 | $ 79,000 |
| FAYETTEVILLE, NC | 2 | $ 29,000 | $ 14,000 | $ 41,000 |
| GAINESVILLE, FL | 2 | $ 24,000 | $ 12,000 | $ 79,000 |
| GRANTS PASS, OR | 2 | $ 20,000 | $ 10,000 | $ 43,000 |
| GREELEY, CO | 2 | $ 50,000 | $ 25,000 | $ 68,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 33,000 | $ 16,000 | $ 45,000 |
| HARRISONBURG, VA | 2 | $ 32,000 | $ 16,000 | $ 64,000 |
| HATTIESBURG, MS | 2 | $ 28,000 | $ 14,000 | $ 46,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 16,000 | $ 8,000 | $ 19,000 |
| IDAHO FALLS, ID | 2 | $ 30,000 | $ 15,000 | $ 55,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 44,000 | $ 22,000 | $ 89,000 |
| LANCASTER, PA | 2 | $ 35,000 | $ 17,000 | $ 51,000 |
| LANSING-EAST LANSING, MI | 2 | $ 34,000 | $ 17,000 | $ 81,000 |
| LEBANON, PA | 2 | $ 31,000 | $ 15,000 | $ 37,000 |
| LONGVIEW, WA | 2 | $ 35,000 | $ 17,000 | $ 118,000 |
| LUBBOCK, TX | 2 | $ 17,000 | $ 8,000 | $ 33,000 |
| LYNCHBURG, VA | 2 | $ 38,000 | $ 19,000 | $ 63,000 |
| MACON, GA | 2 | $ 34,000 | $ 17,000 | $ 57,000 |
| MUSKEGON, MI | 2 | $ 37,000 | $ 18,000 | $ 79,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 11,000 | $ 5,000 | $ 29,000 |
| PANAMA CITY, FL | 2 | $ 25,000 | $ 12,000 | $ 49,000 |
| PROVO-OREM, UT | 2 | $ 35,000 | $ 17,000 | $ 222,000 |
| PUEBLO, CO | 2 | $ 43,000 | $ 21,000 | $ 59,000 |
| REDDING, CA | 2 | $ 13,000 | $ 6,000 | $ 16,000 |
| SAGINAW, MI | 2 | $ 16,000 | $ 8,000 | $ 42,000 |
| SHERMAN-DENISON, TX | 2 | $ 40,000 | $ 20,000 | $ 63,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 41,000 | $ 20,000 | $ 82,000 |
| SPARTANBURG, SC | 2 | $ 52,000 | $ 26,000 | $ 59,000 |
| SPRINGFIELD, IL | 2 | $ 18,000 | $ 9,000 | $ 52,000 |
| SPRINGFIELD, OH | 2 | $ 50,000 | $ 25,000 | $ 57,000 |
| UTICA-ROME, NY | 2 | $ 50,000 | $ 25,000 | $ 98,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 258,000 | $ 129,000 | $ 136,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 50,000 | $ 25,000 | $ 98,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 28,000 | $ 14,000 | $ 58,500 |
| WILMINGTON, NC | 2 | $ 33,000 | $ 16,000 | $ 72,000 |
| WINSTON-SALEM, NC | 2 | $ 33,000 | $ 16,000 | $ 99,000 |
| YORK-HANOVER, PA | 2 | $ 116,000 | $ 58,000 | $ 84,000 |
| YUMA, AZ | 2 | $ 48,000 | $ 24,000 | $ 37,000 |
| ALBANY, OR | 1 | $ 18,000 | $ 18,000 | $ 16,000 |
| ALEXANDRIA, LA | 1 | $ 7,000 | $ 7,000 | $ 65,000 |
| ANCHORAGE, AK | 1 | $ 21,000 | $ 21,000 | $ 60,000 |
| AUBURN-OPELIKA, AL | 1 | $ 14,000 | $ 14,000 | $ 37,000 |
| BEND-REDMOND, OR | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 19,000 | $ 19,000 | $ 59,000 |
| CARBONDALE-MARION, IL | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| CLEVELAND, TN | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| CORPUS CHRISTI, TX | 1 | $ 8,000 | $ 8,000 | $ 96,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 8,000 | $ 8,000 | $ 35,000 |
| CUMBERLAND, MD-WV | 1 | $ 89,000 | $ 89,000 | $ 31,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| ERIE, PA | 1 | $ 8,000 | $ 8,000 | $ 54,000 |
| EUGENE, OR | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| EVANSVILLE, IN-KY | 1 | $ 9,000 | $ 9,000 | $ 54,000 |
| FARGO, ND-MN | 1 | $ 19,000 | $ 19,000 | $ 67,000 |
| FORT COLLINS, CO | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| GADSDEN, AL | 1 | $ 4,000 | $ 4,000 | $ 30,000 |
| GAINESVILLE, GA | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| GETTYSBURG, PA | 1 | $ 9,000 | $ 9,000 | $ 31,000 |
| GLENS FALLS, NY | 1 | $ 22,000 | $ 22,000 | $ 31,000 |
| GRAND JUNCTION, CO | 1 | $ 18,000 | $ 18,000 | $ 32,000 |
| GREAT FALLS, MT | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| GREENVILLE, NC | 1 | $ 8,000 | $ 8,000 | $ 15,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 8,000 | $ 8,000 | $ 14,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 8,000 | $ 8,000 | $ 31,000 |
| JACKSON, MI | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| JACKSON, MS | 1 | $ 20,000 | $ 20,000 | $ 396,000 |
| JOHNSTOWN, PA | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| KINGSTON, NY | 1 | $ 25,000 | $ 25,000 | $ 182,000 |
| KOKOMO, IN | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 14,000 | $ 14,000 | $ 44,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 8,000 | $ 8,000 | $ 38,000 |
| LAS CRUCES, NM | 1 | $ 7,000 | $ 7,000 | $ 121,000 |
| LAWTON, OK | 1 | $ 18,000 | $ 18,000 | $ 42,000 |
| LEWISTON, ID-WA | 1 | $ 21,000 | $ 21,000 | $ 28,000 |
| LIMA, OH | 1 | $ 16,000 | $ 16,000 | $ 43,000 |
| MADERA, CA | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| MANHATTAN, KS | 1 | $ 25,000 | $ 25,000 | $ 117,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 18,000 | $ 18,000 | $ 84,000 |
| MEDFORD, OR | 1 | $ 13,000 | $ 13,000 | $ 99,000 |
| MERCED, CA | 1 | $ 16,000 | $ 16,000 | $ 52,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 140,000 | $ 140,000 | $ 107,000 |
| NEW BERN, NC | 1 | $ 25,000 | $ 25,000 | $ 240,000 |
| ODESSA, TX | 1 | $ 17,000 | $ 17,000 | $ 62,000 |
| OWENSBORO, KY | 1 | $ 13,000 | $ 13,000 | $ 51,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 11,000 | $ 11,000 | $ 68,000 |
| POCATELLO, ID | 1 | $ 8,000 | $ 8,000 | $ 30,000 |
| PORT ST. LUCIE, FL | 1 | $ 6,000 | $ 6,000 | $ 56,000 |
| READING, PA | 1 | $ 10,000 | $ 10,000 | $ 73,000 |
| RENO, NV | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| ROME, GA | 1 | $ 8,000 | $ 8,000 | $ 66,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 20,000 | $ 20,000 | $ 65,000 |
| SANTA FE, NM | 1 | $ 16,000 | $ 16,000 | $ 157,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 7,000 | $ 7,000 | $ 45,000 |
| SEBRING, FL | 1 | $ 8,000 | $ 8,000 | $ 34,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 4,000 | $ 4,000 | $ 87,000 |
| SIOUX FALLS, SD | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 21,000 | $ 21,000 | $ 132,000 |
| ST. CLOUD, MN | 1 | $ 25,000 | $ 25,000 | $ 247,000 |
| STATE COLLEGE, PA | 1 | $ 8,000 | $ 8,000 | $ 54,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 14,000 | $ 14,000 | $ 48,000 |
| STOCKTON-LODI, CA | 1 | $ 21,000 | $ 21,000 | $ 70,000 |
| SUMTER, SC | 1 | $ 22,000 | $ 22,000 | $ 44,000 |
| VALDOSTA, GA | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| YAKIMA, WA | 1 | $ 8,000 | $ 8,000 | $ 145,000 |
| YUBA CITY, CA | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Home Loan Investment Bank, F.S.B. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 4,365 | $70,331,000 | $16,000 | $50,000 | $74,000 | $624,000 |
| Home Purchase | 578 | $145,978,000 | $252,000 | $1,120,000 | $92,000 | $808,000 |
| Refinancing | 325 | $78,975,000 | $243,000 | $800,000 | $96,000 | $721,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,934 | $230,799,000 | $58,000 | $1,120,000 | $80,000 | $808,000 |
| Black or African American | 555 | $13,874,000 | $24,000 | $451,000 | $66,000 | $278,000 |
| Hispanic | 377 | $18,406,000 | $48,000 | $392,000 | $77,000 | $295,000 |
| Not Provided | 305 | $23,821,000 | $78,000 | $555,000 | $75,000 | $308,000 |
| Asian | 73 | $7,168,000 | $98,000 | $537,000 | $87,000 | $270,000 |
| American Indian or Alaskan Native | 16 | $974,000 | $60,000 | $290,000 | $59,000 | $108,000 |
| Native Hawaiin or Other Pacific Islander | 8 | $242,000 | $30,000 | $108,000 | $88,000 | $147,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 4,418 | $132,458,000 | $29,000 | $537,000 | $72,000 | $624,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 791 | $143,761,000 | $181,000 | $1,120,000 | $107,000 | $808,000 |
| VA-guaranteed (Veterans Administration) | 50 | $16,626,000 | $332,000 | $800,000 | $98,000 | $279,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $2,439,000 | $271,000 | $317,000 | $80,000 | $137,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,917 | $42,618,000 | $22,000 | $523,000 | $59,000 | $400,000 |
| Loan Originated | 1,865 | $181,792,000 | $97,000 | $800,000 | $93,000 | $808,000 |
| Application Withdrawn By Applicant | 1,325 | $31,169,000 | $23,000 | $1,120,000 | $80,000 | $624,000 |
| Application Approved But Not Accepted | 145 | $34,850,000 | $240,000 | $625,000 | $91,000 | $359,000 |
| File Closed For Incompleteness | 16 | $4,855,000 | $303,000 | $500,000 | $107,000 | $210,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,296 | $23,269,000 | $17,000 | $523,000 | $59,000 | $377,000 |
| Debt-To-Income Ratio | 498 | $13,538,000 | $27,000 | $399,000 | $55,000 | $400,000 |
| Other | 77 | $1,360,000 | $17,000 | $25,000 | $81,000 | $265,000 |
| Collateral | 28 | $3,081,000 | $110,000 | $403,000 | $67,000 | $148,000 |
| Employment History | 6 | $359,000 | $59,000 | $285,000 | $78,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $935,000 | $155,000 | $250,000 | $70,000 | $90,000 |
| Credit Application Incomplete | 3 | $27,000 | $9,000 | $11,000 | $90,000 | $205,000 |
| Unverifiable Information | 3 | $49,000 | $16,000 | $21,000 | $44,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank, F.S.B.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Investment Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.