Howard Bank
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Howard Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Howard Bank 6011 University Blvd #370 Ellicott City, MD 21043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,820 |
| Total Mortgage Loan Application Amount | $394,302,000 |
| Average Mortgage Loan Application Amount | $213,333 |
| Highest Mortgage Loan Application Amount | $2,350,000 |
| Average Applicant Income | $93,333 |
| Highest Applicant Income | $2,635,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BALTIMORE-COLUMBIA-TOWSON, MD | 963 | $ 225,746,000 | $ 234,000 | $ 98,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 48 | $ 16,311,000 | $ 390,250 | $ 111,750 |
| WILMINGTON, DE-MD-NJ | 39 | $ 7,578,000 | $ 197,500 | $ 58,500 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 34 | $ 7,260,000 | $ 173,500 | $ 59,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 32 | $ 8,659,000 | $ 265,500 | $ 116,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 26 | $ 3,535,000 | $ 135,000 | $ 57,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 23 | $ 7,948,000 | $ 345,000 | $ 141,000 |
| YORK-HANOVER, PA | 15 | $ 2,786,000 | $ 185,000 | $ 78,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 14 | $ 2,455,000 | $ 175,000 | $ 100,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 14 | $ 4,302,000 | $ 307,000 | $ 99,000 |
| SALISBURY, MD-DE | 14 | $ 3,681,000 | $ 264,000 | $ 296,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 11 | $ 2,119,000 | $ 192,000 | $ 97,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 11 | $ 1,775,000 | $ 161,000 | $ 73,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 11 | $ 1,568,000 | $ 142,000 | $ 69,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 10 | $ 2,398,000 | $ 239,000 | $ 89,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 10 | $ 3,534,000 | $ 353,000 | $ 88,000 |
| SAN DIEGO-CARLSBAD, CA | 10 | $ 3,729,000 | $ 372,000 | $ 107,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 9 | $ 1,624,000 | $ 177,500 | $ 53,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 9 | $ 2,632,000 | $ 292,000 | $ 102,000 |
| DENVER-AURORA-LAKEWOOD, CO | 8 | $ 2,166,000 | $ 270,000 | $ 90,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 7 | $ 1,464,000 | $ 209,000 | $ 70,000 |
| GETTYSBURG, PA | 7 | $ 1,621,000 | $ 231,000 | $ 114,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 7 | $ 1,256,000 | $ 179,000 | $ 65,000 |
| RICHMOND, VA | 7 | $ 1,343,000 | $ 191,000 | $ 100,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 7 | $ 1,304,000 | $ 186,000 | $ 101,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 7 | $ 1,522,000 | $ 217,000 | $ 84,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 6 | $ 460,000 | $ 76,000 | $ 38,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 578,000 | $ 96,000 | $ 51,000 |
| COLORADO SPRINGS, CO | 6 | $ 1,255,000 | $ 209,000 | $ 70,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 6 | $ 696,000 | $ 116,000 | $ 65,000 |
| KANSAS CITY, MO-KS | 6 | $ 1,006,000 | $ 164,500 | $ 138,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 6 | $ 3,280,000 | $ 546,000 | $ 416,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 6 | $ 918,000 | $ 153,000 | $ 74,000 |
| NEWARK, NJ-PA | 6 | $ 2,080,000 | $ 346,000 | $ 180,000 |
| PITTSBURGH, PA | 6 | $ 837,000 | $ 139,000 | $ 81,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 6 | $ 1,504,000 | $ 250,000 | $ 107,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 6 | $ 1,246,000 | $ 207,000 | $ 64,000 |
| BIRMINGHAM-HOOVER, AL | 5 | $ 253,000 | $ 50,000 | $ 31,000 |
| BOSTON, MA | 5 | $ 1,057,000 | $ 211,000 | $ 99,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 5 | $ 1,029,000 | $ 205,000 | $ 92,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 5 | $ 1,147,000 | $ 229,000 | $ 141,000 |
| NEW ORLEANS-METAIRIE, LA | 5 | $ 631,000 | $ 126,000 | $ 51,000 |
| RALEIGH, NC | 5 | $ 1,130,000 | $ 226,000 | $ 94,000 |
| WORCESTER, MA-CT | 5 | $ 643,000 | $ 117,000 | $ 45,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 4 | $ 999,000 | $ 249,000 | $ 67,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 4 | $ 592,000 | $ 148,000 | $ 47,000 |
| CLEVELAND-ELYRIA, OH | 4 | $ 480,000 | $ 120,000 | $ 57,000 |
| FORT COLLINS, CO | 4 | $ 703,000 | $ 175,000 | $ 70,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 250,000 | $ 62,000 | $ 27,000 |
| JACKSONVILLE, FL | 4 | $ 706,000 | $ 176,000 | $ 91,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 4 | $ 549,000 | $ 137,000 | $ 51,000 |
| OKLAHOMA CITY, OK | 4 | $ 454,000 | $ 113,000 | $ 53,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 1,659,000 | $ 414,000 | $ 72,000 |
| PHILADELPHIA, PA | 4 | $ 541,000 | $ 135,000 | $ 42,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4 | $ 1,398,000 | $ 349,000 | $ 55,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 4 | $ 417,000 | $ 104,000 | $ 59,000 |
| URBAN HONOLULU, HI | 4 | $ 2,048,000 | $ 512,000 | $ 115,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 4 | $ 591,000 | $ 147,000 | $ 76,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 233,000 | $ 77,000 | $ 84,000 |
| BECKLEY, WV | 3 | $ 292,000 | $ 97,000 | $ 52,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 758,000 | $ 252,000 | $ 85,000 |
| CHARLOTTESVILLE, VA | 3 | $ 522,000 | $ 174,000 | $ 92,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 737,000 | $ 245,000 | $ 81,000 |
| COLUMBUS, GA-AL | 3 | $ 348,000 | $ 136,500 | $ 36,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 572,000 | $ 190,000 | $ 63,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 302,000 | $ 100,000 | $ 61,000 |
| FAYETTEVILLE, NC | 3 | $ 148,000 | $ 49,000 | $ 102,000 |
| GARY, IN | 3 | $ 205,000 | $ 68,000 | $ 59,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 3 | $ 444,000 | $ 148,000 | $ 81,000 |
| JACKSON, MS | 3 | $ 152,000 | $ 50,000 | $ 29,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 337,000 | $ 112,000 | $ 186,000 |
| LANCASTER, PA | 3 | $ 368,000 | $ 122,000 | $ 66,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 610,000 | $ 203,000 | $ 117,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 3 | $ 1,132,000 | $ 377,000 | $ 74,000 |
| SPRINGFIELD, MA | 3 | $ 368,000 | $ 122,000 | $ 56,000 |
| ST. LOUIS, MO-IL | 3 | $ 165,000 | $ 56,500 | $ 54,000 |
| SYRACUSE, NY | 3 | $ 298,000 | $ 99,000 | $ 60,000 |
| UTICA-ROME, NY | 3 | $ 218,000 | $ 72,000 | $ 51,000 |
| ALBUQUERQUE, NM | 2 | $ 635,000 | $ 317,000 | $ 67,000 |
| ASHEVILLE, NC | 2 | $ 174,000 | $ 87,000 | $ 89,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 193,000 | $ 96,000 | $ 64,000 |
| BAKERSFIELD, CA | 2 | $ 569,000 | $ 284,000 | $ 97,000 |
| BELLINGHAM, WA | 2 | $ 470,000 | $ 235,000 | $ 101,000 |
| BINGHAMTON, NY | 2 | $ 221,000 | $ 110,000 | $ 65,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 184,000 | $ 92,000 | $ 55,000 |
| BOISE CITY, ID | 2 | $ 420,000 | $ 210,000 | $ 70,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 248,000 | $ 124,000 | $ 90,000 |
| CAMDEN, NJ | 2 | $ 310,000 | $ 155,000 | $ 191,000 |
| CARSON CITY, NV | 2 | $ 130,000 | $ 65,000 | $ 22,000 |
| COLUMBIA, SC | 2 | $ 191,000 | $ 95,000 | $ 48,000 |
| DAYTON, OH | 2 | $ 188,000 | $ 94,000 | $ 64,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 2 | $ 510,000 | $ 255,000 | $ 127,000 |
| FORT WAYNE, IN | 2 | $ 152,000 | $ 76,000 | $ 57,000 |
| GAINESVILLE, GA | 2 | $ 592,000 | $ 296,000 | $ 99,000 |
| GLENS FALLS, NY | 2 | $ 334,000 | $ 167,000 | $ 129,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 286,000 | $ 143,000 | $ 84,000 |
| HUNTSVILLE, AL | 2 | $ 271,000 | $ 135,000 | $ 29,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 108,000 | $ 54,000 | $ 31,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 428,000 | $ 214,000 | $ 77,000 |
| LAS CRUCES, NM | 2 | $ 380,000 | $ 190,000 | $ 35,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 246,000 | $ 123,000 | $ 58,000 |
| MADISON, WI | 2 | $ 449,000 | $ 224,000 | $ 102,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 635,000 | $ 317,500 | $ 116,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 225,000 | $ 112,000 | $ 61,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 2 | $ 397,000 | $ 198,000 | $ 98,000 |
| OLYMPIA-TUMWATER, WA | 2 | $ 479,000 | $ 239,000 | $ 45,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| PROVO-OREM, UT | 2 | $ 461,000 | $ 230,000 | $ 85,000 |
| RENO, NV | 2 | $ 511,000 | $ 255,000 | $ 125,000 |
| ROCHESTER, NY | 2 | $ 179,000 | $ 89,000 | $ 46,000 |
| SANTA ROSA, CA | 2 | $ 667,000 | $ 333,000 | $ 123,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 160,000 | $ 80,000 | $ 39,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 208,000 | $ 104,000 | $ 46,000 |
| TUCSON, AZ | 2 | $ 192,000 | $ 96,000 | $ 43,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 281,000 | $ 140,000 | $ 64,000 |
| WINSTON-SALEM, NC | 2 | $ 360,000 | $ 180,000 | $ 13,000 |
| AKRON, OH | 1 | $ 192,000 | $ 192,000 | $ 140,000 |
| ALEXANDRIA, LA | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| ANCHORAGE, AK | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| ANN ARBOR, MI | 1 | $ 578,000 | $ 578,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 46,000 | $ 46,000 | $ 74,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 288,000 | $ 288,000 | $ 288,000 |
| BARNSTABLE TOWN, MA | 1 | $ 154,000 | $ 154,000 | $ 67,000 |
| BATON ROUGE, LA | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| BEND-REDMOND, OR | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 146,000 | $ 146,000 | $ 61,000 |
| BURLINGTON, NC | 1 | $ 51,000 | $ 51,000 | $ 13,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 90,000 | $ 90,000 | $ 108,000 |
| CANTON-MASSILLON, OH | 1 | $ 131,000 | $ 131,000 | $ 108,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 184,000 | $ 184,000 | $ 149,000 |
| CASPER, WY | 1 | $ 152,000 | $ 152,000 | $ 44,000 |
| CHARLESTON, WV | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| COEUR D'ALENE, ID | 1 | $ 362,000 | $ 362,000 | $ 89,000 |
| COLUMBUS, OH | 1 | $ 263,000 | $ 263,000 | $ 58,000 |
| DOVER, DE | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 57,000 | $ 57,000 | $ 13,000 |
| FOND DU LAC, WI | 1 | $ 127,000 | $ 127,000 | $ 44,000 |
| GADSDEN, AL | 1 | $ 121,000 | $ 121,000 | $ 120,000 |
| GRAND FORKS, ND-MN | 1 | $ 170,000 | $ 170,000 | $ 40,000 |
| GREEN BAY, WI | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| GREENVILLE, NC | 1 | $ 97,000 | $ 97,000 | $ 56,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 107,000 | $ 107,000 | $ 85,000 |
| HAMMOND, LA | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 137,000 | $ 137,000 | $ 34,000 |
| HARRISONBURG, VA | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| HATTIESBURG, MS | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 147,000 | $ 147,000 | $ 55,000 |
| IDAHO FALLS, ID | 1 | $ 117,000 | $ 117,000 | $ 62,000 |
| JACKSON, TN | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| JOHNSON CITY, TN | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 173,000 | $ 173,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 41,000 | $ 41,000 | $ 120,000 |
| KNOXVILLE, TN | 1 | $ 120,000 | $ 120,000 | $ 149,000 |
| LAFAYETTE, LA | 1 | $ 106,000 | $ 106,000 | $ 49,000 |
| LANSING-EAST LANSING, MI | 1 | $ 82,000 | $ 82,000 | $ 51,000 |
| LEBANON, PA | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| LINCOLN, NE | 1 | $ 108,000 | $ 108,000 | $ 99,000 |
| LYNCHBURG, VA | 1 | $ 76,000 | $ 76,000 | $ 67,000 |
| MACON, GA | 1 | $ 308,000 | $ 308,000 | $ 93,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 140,000 | $ 140,000 | $ 116,000 |
| MOBILE, AL | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| MODESTO, CA | 1 | $ 262,000 | $ 262,000 | $ 97,000 |
| MUSKEGON, MI | 1 | $ 51,000 | $ 51,000 | $ 26,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 154,000 | $ 154,000 | $ 65,000 |
| NAPA, CA | 1 | $ 486,000 | $ 486,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 170,000 | $ 170,000 | $ 78,000 |
| NEW BERN, NC | 1 | $ 74,000 | $ 74,000 | $ 61,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 224,000 | $ 224,000 | $ 40,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 170,000 | $ 170,000 | $ 39,000 |
| PANAMA CITY, FL | 1 | $ 94,000 | $ 94,000 | $ 156,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 80,000 | $ 80,000 | $ 16,000 |
| PEORIA, IL | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| PINE BLUFF, AR | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| PORT ST. LUCIE, FL | 1 | $ 417,000 | $ 417,000 | $ 188,000 |
| PRESCOTT, AZ | 1 | $ 150,000 | $ 150,000 | $ 29,000 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 148,000 | $ 148,000 | $ 57,000 |
| PUNTA GORDA, FL | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| ROANOKE, VA | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| ROCHESTER, MN | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 405,000 | $ 405,000 | $ 152,000 |
| SALINAS, CA | 1 | $ 389,000 | $ 389,000 | $ 0 |
| SALT LAKE CITY, UT | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 59,000 | $ 59,000 | $ 54,000 |
| SIOUX FALLS, SD | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| SPARTANBURG, SC | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 92,000 | $ 92,000 | $ 36,000 |
| ST. GEORGE, UT | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| STOCKTON-LODI, CA | 1 | $ 168,000 | $ 168,000 | $ 51,000 |
| TALLAHASSEE, FL | 1 | $ 48,000 | $ 48,000 | $ 20,000 |
| THE VILLAGES, FL | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| TOLEDO, OH | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| TULSA, OK | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| TYLER, TX | 1 | $ 137,000 | $ 137,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 112,000 | $ 112,000 | $ 75,000 |
| WICHITA, KS | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| YUMA, AZ | 1 | $ 268,000 | $ 268,000 | $ 95,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Howard Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 946 | $218,188,000 | $230,000 | $2,350,000 | $92,000 | $1,989,000 |
| Home Improvement | 486 | $83,173,000 | $171,000 | $940,000 | $83,000 | $688,000 |
| Refinancing | 388 | $92,941,000 | $239,000 | $954,000 | $105,000 | $2,635,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,279 | $277,938,000 | $217,000 | $1,680,000 | $98,000 | $2,635,000 |
| Black or African American | 274 | $51,170,000 | $186,000 | $602,000 | $66,000 | $225,000 |
| Not Provided | 104 | $23,868,000 | $229,000 | $999,000 | $79,000 | $522,000 |
| Asian | 69 | $17,400,000 | $252,000 | $825,000 | $117,000 | $907,000 |
| Hispanic | 64 | $14,954,000 | $233,000 | $940,000 | $84,000 | $218,000 |
| Not applicable | 16 | $3,368,000 | $210,000 | $750,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 7 | $4,258,000 | $608,000 | $2,350,000 | $364,000 | $1,989,000 |
| American Indian or Alaskan Native | 7 | $1,346,000 | $192,000 | $398,000 | $95,000 | $181,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,122 | $244,967,000 | $218,000 | $2,350,000 | $108,000 | $2,635,000 |
| FHA-insured (Federal Housing Administration) | 491 | $90,008,000 | $183,000 | $636,000 | $64,000 | $465,000 |
| VA-guaranteed (Veterans Administration) | 168 | $51,747,000 | $308,000 | $954,000 | $83,000 | $331,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $7,580,000 | $194,000 | $418,000 | $60,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,283 | $286,225,000 | $223,000 | $2,350,000 | $92,000 | $1,989,000 |
| Application Denied By Financial Institution | 204 | $38,930,000 | $190,000 | $750,000 | $65,000 | $501,000 |
| File Closed For Incompleteness | 146 | $25,136,000 | $172,000 | $928,000 | $127,000 | $2,635,000 |
| Application Withdrawn By Applicant | 132 | $31,458,000 | $238,000 | $880,000 | $105,000 | $479,000 |
| Application Approved But Not Accepted | 55 | $12,553,000 | $228,000 | $999,000 | $95,000 | $417,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 97 | $21,770,000 | $224,000 | $750,000 | $58,000 | $501,000 |
| Credit History | 40 | $5,910,000 | $147,000 | $450,000 | $61,000 | $149,000 |
| Collateral | 34 | $5,607,000 | $164,000 | $530,000 | $77,000 | $487,000 |
| Other | 13 | $2,840,000 | $218,000 | $476,000 | $106,000 | $288,000 |
| Employment History | 13 | $1,854,000 | $142,000 | $221,000 | $56,000 | $115,000 |
| Unverifiable Information | 4 | $804,000 | $201,000 | $409,000 | $89,000 | $214,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $95,000 | $47,000 | $48,000 | $55,000 | $91,000 |
| Credit Application Incomplete | 1 | $50,000 | $50,000 | $50,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.