Keybank National Association Mortgage Lending & HMDA Data, 2014

In 2014, Keybank National Association of Cleveland, OH reported 25,606 mortgage applications totaling $6.0 billion, down 31% from 2013. The average application was for $236,206, and applicants reported an average income of $97,714. 46% of its applications resulted in an originated loan and 40% were denied. Its largest markets were Cleveland-Elyria, OH (2,659), Buffalo-Cheektowaga-Niagara Falls, NY (2,035) and Seattle-Bellevue-Everett, WA (1,442) (applications in parentheses).

Mortgage Company & Address Keybank National Association
127 Public Square
Cleveland, OH 44114
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 25,606
Total Mortgage Loan Application Amount $6,048,302,000
Average Mortgage Loan Application Amount $236,206
Highest Mortgage Loan Application Amount $62,400,000
Average Applicant Income $97,714
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Keybank National Association by Metropolitan Area in 2014

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Cleveland-Elyria, OH 2,659 $ 251,028,000 $ 94,406 $ 89,000
Buffalo-Cheektowaga-Niagara Falls, NY 2,035 $ 182,939,000 $ 89,896 $ 78,000
Seattle-Bellevue-Everett, WA 1,442 $ 382,181,000 $ 265,035 $ 130,000
Portland-Vancouver-Hillsboro, OR-WA 1,295 $ 294,579,000 $ 227,474 $ 112,778
Denver-Aurora-Lakewood, CO 1,063 $ 190,077,000 $ 178,811 $ 127,000
Indianapolis-Carmel-Anderson, IN 981 $ 100,282,000 $ 102,224 $ 93,000
Toledo, OH 688 $ 69,767,000 $ 101,405 $ 75,000
Albany-Schenectady-Troy, NY 678 $ 95,762,000 $ 141,241 $ 102,000
Tacoma-Lakewood, WA 671 $ 99,325,000 $ 148,025 $ 88,000
Boise City, ID 611 $ 91,481,000 $ 149,723 $ 104,000
Columbus, OH 547 $ 166,564,000 $ 304,504 $ 102,000
Cincinnati, OH-KY-IN 521 $ 61,185,000 $ 117,437 $ 105,585
Portland-South Portland, ME 511 $ 79,896,000 $ 156,352 $ 97,000
Syracuse, NY 493 $ 49,054,000 $ 99,501 $ 87,000
Akron, OH 473 $ 47,380,000 $ 100,169 $ 89,000
Rochester, NY 462 $ 50,449,000 $ 109,196 $ 83,000
Salt Lake City, UT 457 $ 87,800,000 $ 192,122 $ 106,000
Salem, OR 272 $ 66,113,000 $ 243,062 $ 83,000
New York-Jersey City-White Plains, NY-NJ 270 $ 50,317,000 $ 186,359 $ 128,555
Canton-Massillon, OH 268 $ 26,416,000 $ 98,567 $ 72,000
Warren-Troy-Farmington Hills, MI 253 $ 66,358,000 $ 262,284 $ 137,000
Dayton, OH 240 $ 37,450,000 $ 156,041 $ 93,000
Ogden-Clearfield, UT 220 $ 73,558,000 $ 334,354 $ 107,000
Yakima, WA 210 $ 23,030,000 $ 109,666 $ 73,000
Olympia-Tumwater, WA 194 $ 31,981,000 $ 164,850 $ 99,000
Eugene, OR 190 $ 39,861,000 $ 209,794 $ 74,000
Bangor, ME 175 $ 15,992,000 $ 91,382 $ 68,000
Elkhart-Goshen, IN 175 $ 12,347,000 $ 70,554 $ 66,000
Anchorage, AK 163 $ 30,377,000 $ 186,361 $ 113,000
South Bend-Mishawaka, IN-MI 155 $ 13,122,000 $ 84,658 $ 107,612
Ann Arbor, MI 142 $ 20,518,000 $ 144,492 $ 122,000
Albany, OR 141 $ 22,705,000 $ 161,028 $ 86,000
Youngstown-Warren-Boardman, OH-PA 140 $ 10,581,000 $ 75,578 $ 86,978
Mansfield, OH 134 $ 7,493,000 $ 55,917 $ 61,000
Bremerton-Silverdale, WA 123 $ 33,059,000 $ 268,772 $ 109,000
Monroe, MI 113 $ 23,162,000 $ 204,973 $ 90,000
Provo-Orem, UT 113 $ 60,295,000 $ 533,584 $ 116,000
Detroit-Dearborn-Livonia, MI 110 $ 14,022,000 $ 127,472 $ 105,000
Kingston, NY 110 $ 12,487,000 $ 113,518 $ 78,000
Lewiston-Auburn, ME 109 $ 11,842,000 $ 108,642 $ 76,000
Watertown-Fort Drum, NY 104 $ 40,339,000 $ 387,875 $ 72,000
Burlington-South Burlington, VT 101 $ 14,747,000 $ 146,009 $ 107,000
Medford, OR 95 $ 15,764,000 $ 165,936 $ 108,000
Idaho Falls, ID 90 $ 11,161,000 $ 124,011 $ 70,000
Colorado Springs, CO 89 $ 13,240,000 $ 148,764 $ 122,000
Fort Collins, CO 87 $ 12,429,000 $ 142,862 $ 107,000
Dutchess County-Putnam County, NY 85 $ 12,761,000 $ 150,129 $ 110,000
Kokomo, IN 76 $ 4,780,000 $ 62,894 $ 57,000
Utica-Rome, NY 76 $ 7,309,000 $ 96,171 $ 90,000
Springfield, OH 70 $ 4,452,000 $ 63,600 $ 80,000
Kennewick-Richland, WA 68 $ 39,406,000 $ 579,500 $ 106,000
Bellingham, WA 60 $ 11,827,000 $ 197,116 $ 90,000
Boulder, CO 57 $ 11,687,000 $ 205,035 $ 172,000
Mount Vernon-Anacortes, WA 56 $ 11,264,000 $ 201,142 $ 88,000
Spokane-Spokane Valley, WA 51 $ 6,375,000 $ 125,000 $ 66,000
Glens Falls, NY 47 $ 6,672,000 $ 141,957 $ 115,000
Pocatello, ID 46 $ 4,732,000 $ 102,869 $ 62,000
Greeley, CO 40 $ 5,564,000 $ 139,100 $ 100,000
Fairbanks, AK 36 $ 4,134,000 $ 114,833 $ 86,000
Cape Coral-Fort Myers, FL 31 $ 10,111,000 $ 326,161 $ 379,000
Corvallis, OR 28 $ 5,100,000 $ 182,142 $ 124,000
Flint, MI 28 $ 1,054,000 $ 37,642 $ 105,000
Nassau County-Suffolk County, NY 26 $ 9,711,000 $ 373,500 $ 170,000
Wenatchee, WA 26 $ 5,583,000 $ 214,730 $ 164,000
Grants Pass, OR 25 $ 2,436,000 $ 97,440 $ 81,000
Longview, WA 24 $ 2,913,000 $ 121,375 $ 83,000
Phoenix-Mesa-Scottsdale, AZ 24 $ 80,300,000 $ 3,345,833 $ 226,000
Bend-Redmond, OR 22 $ 5,101,000 $ 231,863 $ 190,000
Jackson, MI 21 $ 1,619,000 $ 77,095 $ 108,000
Naples-Immokalee-Marco Island, FL 19 $ 43,489,000 $ 2,288,894 $ 574,000
Chicago-Naperville-Arlington Heights, IL 17 $ 49,227,000 $ 2,895,705 $ 318,000
Gary, IN 17 $ 9,694,000 $ 570,235 $ 121,000
Niles-Benton Harbor, MI 16 $ 1,678,000 $ 104,875 $ 90,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 15 $ 4,440,000 $ 296,000 $ 248,000
Lafayette-West Lafayette, IN 13 $ 1,167,000 $ 89,769 $ 73,000
North Port-Sarasota-Bradenton, FL 13 $ 3,419,000 $ 263,000 $ 199,000
Tampa-St. Petersburg-Clearwater, FL 13 $ 28,955,000 $ 2,227,307 $ 121,000
Punta Gorda, FL 12 $ 1,348,000 $ 112,333 $ 90,000
St. George, UT 11 $ 2,945,000 $ 267,727 $ 295,000
Atlanta-Sandy Springs-Roswell, GA 10 $ 65,993,000 $ 6,599,300 $ 89,000
Bloomington, IN 10 $ 932,000 $ 93,200 $ 128,000
Boston, MA 10 $ 88,615,000 $ 8,861,500 $ 138,000
Las Vegas-Henderson-Paradise, NV 10 $ 22,875,000 $ 2,287,500 $ 71,000
Logan, UT-ID 10 $ 2,064,000 $ 206,400 $ 88,000
Port St. Lucie, FL 10 $ 48,144,000 $ 4,814,400 $ 119,000
Charlotte-Concord-Gastonia, NC-SC 9 $ 66,051,000 $ 7,339,000 $ 60,444
Muncie, IN 9 $ 653,000 $ 72,555 $ 66,000
Riverside-San Bernardino-Ontario, CA 9 $ 6,376,000 $ 708,444 $ 1,454,000
Terre Haute, IN 9 $ 529,000 $ 58,777 $ 111,000
Fort Wayne, IN 8 $ 398,000 $ 49,750 $ 122,000
Jacksonville, FL 8 $ 33,531,000 $ 4,191,375 $ 66,000
Lansing-East Lansing, MI 8 $ 34,144,000 $ 4,268,000 $ 84,000
Los Angeles-Long Beach-Glendale, CA 8 $ 55,554,000 $ 6,944,250 $ 103,000
Louisville/Jefferson County, KY-IN 8 $ 5,647,000 $ 705,875 $ 196,750
Raleigh, NC 8 $ 70,954,000 $ 8,869,250 $ 95,000
Tucson, AZ 8 $ 7,239,000 $ 904,875 $ 423,000
West Palm Beach-Boca Raton-Delray Beach, FL 8 $ 10,485,000 $ 1,310,625 $ 115,000
Anaheim-Santa Ana-Irvine, CA 7 $ 44,520,000 $ 6,360,000 $ 155,000
Deltona-Daytona Beach-Ormond Beach, FL 7 $ 17,232,000 $ 2,461,714 $ 161,000
Houston-The Woodlands-Sugar Land, TX 7 $ 128,701,000 $ 18,385,857 $ 0
Minneapolis-St. Paul-Bloomington, MN-WI 7 $ 77,774,000 $ 11,110,571 $ 100,000
Nashville-Davidson--Murfreesboro--Franklin, TN 7 $ 59,741,000 $ 8,534,428 $ 98,000
Pueblo, CO 7 $ 786,000 $ 112,285 $ 125,000
San Diego-Carlsbad, CA 7 $ 3,071,000 $ 438,714 $ 217,000
Baltimore-Columbia-Towson, MD 6 $ 109,519,000 $ 18,253,166 $ 55,000
Cambridge-Newton-Framingham, MA 6 $ 20,214,000 $ 3,369,000 $ 69,000
Grand Rapids-Wyoming, MI 6 $ 787,000 $ 131,166 $ 93,000
Michigan City-La Porte, IN 6 $ 345,000 $ 57,500 $ 43,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 6 $ 1,616,000 $ 269,333 $ 181,333
Orlando-Kissimmee-Sanford, FL 6 $ 28,215,000 $ 4,702,500 $ 100,000
Rockingham County-Strafford County, NH 6 $ 1,391,000 $ 231,833 $ 150,000
Bridgeport-Stamford-Norwalk, CT 5 $ 64,152,000 $ 12,830,400 $ 139,000
Hartford-West Hartford-East Hartford, CT 5 $ 434,000 $ 86,800 $ 102,000
Ithaca, NY 5 $ 222,000 $ 44,400 $ 125,000
Lakeland-Winter Haven, FL 5 $ 3,293,000 $ 658,600 $ 79,000
Pensacola-Ferry Pass-Brent, FL 5 $ 30,481,000 $ 6,096,200 $ 323,000
Sacramento--Roseville--Arden-Arcade, CA 5 $ 716,000 $ 143,200 $ 47,000
Saginaw, MI 5 $ 4,344,000 $ 868,800 $ 91,000
Walla Walla, WA 5 $ 1,372,000 $ 274,400 $ 107,000
Battle Creek, MI 4 $ 3,238,000 $ 809,500 $ 110,000
Binghamton, NY 4 $ 110,000 $ 27,500 $ 110,000
Charlottesville, VA 4 $ 693,000 $ 173,250 $ 59,000
Erie, PA 4 $ 308,000 $ 77,000 $ 53,000
Greenville-Anderson-Mauldin, SC 4 $ 39,018,000 $ 9,754,500 $ 14,000
Hilton Head Island-Bluffton-Beaufort, SC 4 $ 601,000 $ 150,250 $ 191,000
Kansas City, MO-KS 4 $ 50,849,000 $ 12,712,250 $ 50,750
Lake Havasu City-Kingman, AZ 4 $ 629,000 $ 157,250 $ 111,000
Oklahoma City, OK 4 $ 17,828,000 $ 4,457,000 $ 61,000
Palm Bay-Melbourne-Titusville, FL 4 $ 735,000 $ 183,750 $ 281,000
Philadelphia, PA 4 $ 31,587,000 $ 7,896,750 $ 88,000
Providence-Warwick, RI-MA 4 $ 16,876,000 $ 4,219,000 $ 265,250
Washington-Arlington-Alexandria, DC-VA-MD-WV 4 $ 75,706,000 $ 18,926,500 $ 112,500
Atlantic City-Hammonton, NJ 3 $ 373,000 $ 124,333 $ 61,000
Brunswick, GA 3 $ 3,475,000 $ 1,158,333 $ 59,000
Coeur D'Alene, ID 3 $ 781,000 $ 260,333 $ 140,000
Dallas-Plano-Irving, TX 3 $ 51,538,000 $ 17,179,333 $ 0
Greensboro-High Point, NC 3 $ 29,920,000 $ 9,973,333 $ 0
Greenville, NC 3 $ 7,597,000 $ 2,532,333 $ 25,000
Knoxville, TN 3 $ 556,000 $ 185,333 $ 175,000
Miami-Miami Beach-Kendall, FL 3 $ 456,000 $ 152,000 $ 134,000
Milwaukee-Waukesha-West Allis, WI 3 $ 35,000,000 $ 11,666,666 $ 28,000
New Orleans-Metairie, LA 3 $ 5,495,000 $ 1,831,666 $ 43,000
Sebastian-Vero Beach, FL 3 $ 455,000 $ 151,666 $ 142,000
St. Louis, MO-IL 3 $ 22,919,000 $ 7,639,666 $ 230,666
Virginia Beach-Norfolk-Newport News, VA-NC 3 $ 1,964,000 $ 654,666 $ 538,666
Bay City, MI 2 $ 78,000 $ 39,000 $ 117,000
Birmingham-Hoover, AL 2 $ 61,189,000 $ 30,594,500 $ 0
Chambersburg-Waynesboro, PA 2 $ 553,000 $ 276,500 $ 82,000
Chattanooga, TN-GA 2 $ 40,622,000 $ 20,311,000 $ 0
Columbus, IN 2 $ 43,000 $ 21,500 $ 114,000
Crestview-Fort Walton Beach-Destin, FL 2 $ 1,546,000 $ 773,000 $ 277,000
Grand Junction, CO 2 $ 364,000 $ 182,000 $ 222,000
Harrisburg-Carlisle, PA 2 $ 280,000 $ 140,000 $ 80,000
Kahului-Wailuku-Lahaina, HI 2 $ 1,917,000 $ 958,500 $ 329,000
Kalamazoo-Portage, MI 2 $ 243,000 $ 121,500 $ 187,000
Lewiston, ID-WA 2 $ 519,000 $ 259,500 $ 127,000
Lexington-Fayette, KY 2 $ 93,000 $ 46,500 $ 25,000
Little Rock-North Little Rock-Conway, AR 2 $ 196,000 $ 98,000 $ 104,000
Memphis, TN-MS-AR 2 $ 10,425,000 $ 5,212,500 $ 0
Modesto, CA 2 $ 16,735,000 $ 8,367,500 $ 0
Montgomery County-Bucks County-Chester County, PA 2 $ 481,000 $ 240,500 $ 115,000
Morristown, TN 2 $ 325,000 $ 162,500 $ 102,000
New Haven-Milford, CT 2 $ 510,000 $ 255,000 $ 154,000
Oakland-Hayward-Berkeley, CA 2 $ 1,070,000 $ 535,000 $ 140,000
Pittsfield, MA 2 $ 828,000 $ 414,000 $ 81,000
Santa Fe, NM 2 $ 1,300,000 $ 650,000 $ 686,000
Warner Robins, GA 2 $ 141,000 $ 70,500 $ 35,000
Wilmington, DE-MD-NJ 2 $ 33,145,000 $ 16,572,500 $ 42,500
Worcester, MA-CT 2 $ 290,000 $ 145,000 $ 65,500
Albuquerque, NM 1 $ 32,305,000 $ 32,305,000 $ 0
Allentown-Bethlehem-Easton, PA-NJ 1 $ 25,000 $ 25,000 $ 70,000
Asheville, NC 1 $ 31,300,000 $ 31,300,000 $ 0
Augusta-Richmond County, GA-SC 1 $ 82,000 $ 82,000 $ 77,000
Austin-Round Rock, TX 1 $ 1,235,000 $ 1,235,000 $ 0
Bakersfield, CA 1 $ 3,135,000 $ 3,135,000 $ 0
Barnstable Town, MA 1 $ 290,000 $ 290,000 $ 757,000
Baton Rouge, LA 1 $ 28,160,000 $ 28,160,000 $ 0
Blacksburg-Christiansburg-Radford, VA 1 $ 226,000 $ 226,000 $ 401,000
Burlington, NC 1 $ 12,805,000 $ 12,805,000 $ 0
Columbia, SC 1 $ 175,000 $ 175,000 $ 100,000
Columbus, GA-AL 1 $ 123,000 $ 123,000 $ 203,000
El Paso, TX 1 $ 8,645,000 $ 8,645,000 $ 0
Farmington, NM 1 $ 114,000 $ 114,000 $ 58,000
Fayetteville, NC 1 $ 21,000 $ 21,000 $ 93,000
Fresno, CA 1 $ 8,850,000 $ 8,850,000 $ 0
Gainesville, FL 1 $ 14,280,000 $ 14,280,000 $ 0
Grand Island, NE 1 $ 4,539,000 $ 4,539,000 $ 0
Huntington-Ashland, WV-KY-OH 1 $ 45,000 $ 45,000 $ 85,000
Iowa City, IA 1 $ 2,571,000 $ 2,571,000 $ 0
Lake County-Kenosha County, IL-WI 1 $ 10,880,000 $ 10,880,000 $ 0
Lancaster, PA 1 $ 258,000 $ 258,000 $ 74,000
Las Cruces, NM 1 $ 105,000 $ 105,000 $ 50,000
Lima, OH 1 $ 271,000 $ 271,000 $ 85,000
Lincoln, NE 1 $ 14,906,000 $ 14,906,000 $ 0
Macon, GA 1 $ 16,738,000 $ 16,738,000 $ 0
Madison, WI 1 $ 3,816,000 $ 3,816,000 $ 0
Midland, MI 1 $ 5,908,000 $ 5,908,000 $ 0
Missoula, MT 1 $ 675,000 $ 675,000 $ 900,000
Monroe, LA 1 $ 5,823,000 $ 5,823,000 $ 0
Napa, CA 1 $ 9,230,000 $ 9,230,000 $ 0
Newark, NJ-PA 1 $ 196,000 $ 196,000 $ 73,000
Ocala, FL 1 $ 34,000 $ 34,000 $ 31,000
Oxnard-Thousand Oaks-Ventura, CA 1 $ 17,580,000 $ 17,580,000 $ 0
Peoria, IL 1 $ 4,270,000 $ 4,270,000 $ 0
Pittsburgh, PA 1 $ 19,000,000 $ 19,000,000 $ 0
Prescott, AZ 1 $ 75,000 $ 75,000 $ 62,000
Reno, NV 1 $ 8,500,000 $ 8,500,000 $ 0
San Francisco-Redwood City-South San Francisco, CA 1 $ 475,000 $ 475,000 $ 200,000
San Jose-Sunnyvale-Santa Clara, CA 1 $ 12,750,000 $ 12,750,000 $ 0
San Luis Obispo-Paso Robles-Arroyo Grande, CA 1 $ 60,000 $ 60,000 $ 43,000
Savannah, GA 1 $ 90,000 $ 90,000 $ 25,000
Sebring, FL 1 $ 91,000 $ 91,000 $ 91,000
Silver Spring-Frederick-Rockville, MD 1 $ 55,000,000 $ 55,000,000 $ 0
Springfield, MA 1 $ 100,000 $ 100,000 $ 38,000
Stockton-Lodi, CA 1 $ 6,400,000 $ 6,400,000 $ 0
Tallahassee, FL 1 $ 118,000 $ 118,000 $ 34,000
The Villages, FL 1 $ 140,000 $ 140,000 $ 81,000
Tuscaloosa, AL 1 $ 12,400,000 $ 12,400,000 $ 0
Vallejo-Fairfield, CA 1 $ 19,825,000 $ 19,825,000 $ 0
Waterloo-Cedar Falls, IA 1 $ 4,092,000 $ 4,092,000 $ 0
Weirton-Steubenville, WV-OH 1 $ 66,000 $ 66,000 $ 51,000
Wilmington, NC 1 $ 3,953,000 $ 3,953,000 $ 0
Winston-Salem, NC 1 $ 3,225,000 $ 3,225,000 $ 0

Mortgage Loan Application Detail Totals for Keybank National Association in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,197 $3,314,283,000 $271,000 $55,000,000 $95,000 $9,999,000
Home Improvement 7,922 $464,120,000 $58,000 $16,835,000 $92,000 $1,440,000
Home Purchase 5,487 $2,269,899,000 $413,000 $62,400,000 $112,000 $4,895,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,449 $2,264,794,000 $122,000 $2,573,000 $98,000 $5,882,000
Not Provided 4,003 $633,425,000 $158,000 $4,000,000 $114,000 $9,999,000
Black or African American 1,146 $78,829,000 $68,000 $650,000 $67,000 $1,380,000
Hispanic 1,026 $104,827,000 $102,000 $788,000 $74,000 $1,215,000
Asian 628 $111,927,000 $178,000 $1,520,000 $99,000 $1,079,000
Not applicable 195 $2,833,567,000 $14,531,000 $62,400,000 $0 $0
American Indian or Alaskan Native 99 $11,991,000 $121,000 $764,000 $114,000 $1,646,000
Native Hawaiian or Other Pacific Islander 60 $8,942,000 $149,000 $519,000 $102,000 $476,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 24,485 $5,613,395,000 $229,000 $62,400,000 $99,000 $9,999,000
FHA-insured (Federal Housing Administration) 870 $393,017,000 $451,000 $36,149,000 $58,000 $536,000
VA-guaranteed (Veterans Administration) 209 $36,760,000 $175,000 $489,000 $71,000 $347,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 42 $5,130,000 $122,000 $244,000 $54,000 $246,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,856 $3,740,038,000 $315,000 $62,400,000 $104,000 $9,999,000
Application Denied By Financial Institution 10,143 $1,191,413,000 $117,000 $22,970,000 $83,000 $7,800,000
Application Withdrawn By Applicant 1,936 $660,300,000 $341,000 $55,000,000 $110,000 $1,500,000
Application Approved But Not Accepted 1,141 $195,825,000 $171,000 $2,515,000 $124,000 $3,833,000
File Closed For Incompleteness 530 $260,726,000 $491,000 $36,149,000 $139,000 $4,083,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,422 $256,465,000 $74,000 $910,000 $79,000 $2,515,000
Debt-To-Income Ratio 2,639 $359,060,000 $136,000 $2,573,000 $55,000 $804,000
Collateral 1,754 $219,973,000 $125,000 $1,918,000 $93,000 $1,168,000
Credit Application Incomplete 1,173 $139,148,000 $118,000 $2,152,000 $112,000 $5,882,000
Other 836 $118,421,000 $141,000 $10,880,000 $115,000 $7,800,000
Insufficient Cash (Downpayment, Closing Cost) 144 $73,328,000 $509,000 $22,970,000 $84,000 $612,000
Unverifiable Information 111 $17,305,000 $155,000 $1,275,000 $96,000 $559,000
Employment History 61 $7,338,000 $120,000 $417,000 $82,000 $1,646,000
Mortgage Insurance Denied 3 $375,000 $125,000 $220,000 $74,000 $108,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

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