Live Well Financial, Inc. Mortgage Lending & HMDA Data, 2018
In 2018, Live Well Financial, Inc. of Richmond, VA reported 4,125 mortgage applications totaling $461.3 million, up 42% from 2017. The average application was for $111,819, and applicants reported an average income of $37,700. 49% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (171), Washington-Arlington-Alexandria, DC-VA-MD-WV (98) and Houston-The Woodlands-Sugar Land, TX (86) (applications in parentheses).
| Mortgage Company & Address | Live Well Financial, Inc. 1011 Boulder Springs Drive Richmond, VA 23225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 4,125 |
| Total Mortgage Loan Application Amount | $461,255,000 |
| Average Mortgage Loan Application Amount | $111,819 |
| Highest Mortgage Loan Application Amount | $765,000 |
| Average Applicant Income | $37,700 |
| Highest Applicant Income | $900,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Live Well Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 640 | $ 37,750,000 | $ 58,984 | $ 29,573 |
| Los Angeles-Long Beach-Glendale, CA | 171 | $ 42,255,000 | $ 247,105 | $ 44,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 98 | $ 18,590,000 | $ 189,693 | $ 40,540 |
| Houston-The Woodlands-Sugar Land, TX | 86 | $ 4,770,000 | $ 55,465 | $ 30,000 |
| San Diego-Carlsbad, CA | 85 | $ 22,055,000 | $ 259,470 | $ 48,000 |
| Riverside-San Bernardino-Ontario, CA | 82 | $ 12,510,000 | $ 152,560 | $ 40,000 |
| Richmond, VA | 80 | $ 13,160,000 | $ 164,500 | $ 67,000 |
| Denver-Aurora-Lakewood, CO | 79 | $ 17,655,000 | $ 223,481 | $ 56,000 |
| New York-Jersey City-White Plains, NY-NJ | 77 | $ 16,875,000 | $ 219,155 | $ 72,987 |
| Atlanta-Sandy Springs-Roswell, GA | 76 | $ 7,950,000 | $ 104,605 | $ 37,000 |
| Dallas-Plano-Irving, TX | 75 | $ 5,035,000 | $ 67,133 | $ 43,000 |
| Phoenix-Mesa-Scottsdale, AZ | 69 | $ 8,075,000 | $ 117,028 | $ 45,000 |
| New Orleans-Metairie, LA | 63 | $ 3,905,000 | $ 61,984 | $ 27,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 55 | $ 5,175,000 | $ 94,090 | $ 43,690 |
| Oakland-Hayward-Berkeley, CA | 55 | $ 13,015,000 | $ 236,636 | $ 39,000 |
| Chicago-Naperville-Arlington Heights, IL | 51 | $ 5,245,000 | $ 102,843 | $ 37,000 |
| Fort Worth-Arlington, TX | 43 | $ 2,855,000 | $ 66,395 | $ 29,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 39 | $ 7,005,000 | $ 179,615 | $ 38,717 |
| Sacramento--Roseville--Arden-Arcade, CA | 39 | $ 8,215,000 | $ 210,641 | $ 74,000 |
| Charlotte-Concord-Gastonia, NC-SC | 36 | $ 2,440,000 | $ 67,777 | $ 26,333 |
| Pittsburgh, PA | 35 | $ 1,555,000 | $ 44,428 | $ 28,000 |
| Philadelphia, PA | 34 | $ 2,830,000 | $ 83,235 | $ 29,000 |
| Nassau County-Suffolk County, NY | 32 | $ 7,110,000 | $ 222,187 | $ 66,000 |
| San Antonio-New Braunfels, TX | 32 | $ 1,360,000 | $ 42,500 | $ 33,000 |
| Seattle-Bellevue-Everett, WA | 29 | $ 4,885,000 | $ 168,448 | $ 32,000 |
| Anaheim-Santa Ana-Irvine, CA | 28 | $ 7,900,000 | $ 282,142 | $ 54,000 |
| Tampa-St. Petersburg-Clearwater, FL | 28 | $ 1,830,000 | $ 65,357 | $ 22,000 |
| Warren-Troy-Farmington Hills, MI | 28 | $ 2,090,000 | $ 74,642 | $ 32,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 27 | $ 2,665,000 | $ 98,703 | $ 34,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 27 | $ 2,055,000 | $ 76,111 | $ 29,000 |
| Miami-Miami Beach-Kendall, FL | 26 | $ 2,870,000 | $ 110,384 | $ 37,000 |
| Baltimore-Columbia-Towson, MD | 25 | $ 2,515,000 | $ 100,600 | $ 41,000 |
| Jacksonville, FL | 25 | $ 1,355,000 | $ 54,200 | $ 27,000 |
| Austin-Round Rock, TX | 23 | $ 2,275,000 | $ 98,913 | $ 38,000 |
| Fresno, CA | 23 | $ 2,365,000 | $ 102,826 | $ 28,000 |
| Montgomery County-Bucks County-Chester County, PA | 23 | $ 3,375,000 | $ 146,739 | $ 63,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 23 | $ 5,535,000 | $ 240,652 | $ 48,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 23 | $ 3,605,000 | $ 156,739 | $ 53,000 |
| Louisville/Jefferson County, KY-IN | 22 | $ 2,590,000 | $ 117,727 | $ 47,681 |
| Indianapolis-Carmel-Anderson, IN | 21 | $ 1,905,000 | $ 90,714 | $ 34,000 |
| Cape Coral-Fort Myers, FL | 20 | $ 1,370,000 | $ 68,500 | $ 33,000 |
| Oklahoma City, OK | 20 | $ 600,000 | $ 30,000 | $ 25,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 19 | $ 1,365,000 | $ 71,842 | $ 23,000 |
| Orlando-Kissimmee-Sanford, FL | 19 | $ 2,285,000 | $ 120,263 | $ 41,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 19 | $ 2,645,000 | $ 139,210 | $ 38,000 |
| Cleveland-Elyria, OH | 18 | $ 490,000 | $ 27,222 | $ 22,000 |
| Port St. Lucie, FL | 18 | $ 1,810,000 | $ 100,555 | $ 33,000 |
| Newark, NJ-PA | 17 | $ 2,955,000 | $ 173,823 | $ 61,470 |
| North Port-Sarasota-Bradenton, FL | 17 | $ 2,185,000 | $ 128,529 | $ 44,000 |
| Tacoma-Lakewood, WA | 17 | $ 1,625,000 | $ 95,588 | $ 42,000 |
| Birmingham-Hoover, AL | 16 | $ 420,000 | $ 26,250 | $ 28,000 |
| Greeley, CO | 16 | $ 3,270,000 | $ 204,375 | $ 69,000 |
| Memphis, TN-MS-AR | 16 | $ 670,000 | $ 41,875 | $ 23,937 |
| Palm Bay-Melbourne-Titusville, FL | 16 | $ 1,220,000 | $ 76,250 | $ 26,000 |
| Bridgeport-Stamford-Norwalk, CT | 15 | $ 1,455,000 | $ 97,000 | $ 41,000 |
| Detroit-Dearborn-Livonia, MI | 15 | $ 1,475,000 | $ 98,333 | $ 55,000 |
| Bakersfield, CA | 14 | $ 1,810,000 | $ 129,285 | $ 31,000 |
| Baton Rouge, LA | 14 | $ 1,240,000 | $ 88,571 | $ 38,000 |
| Boise City, ID | 14 | $ 1,560,000 | $ 111,428 | $ 28,000 |
| Charleston-North Charleston, SC | 14 | $ 1,880,000 | $ 134,285 | $ 32,000 |
| Stockton-Lodi, CA | 14 | $ 3,040,000 | $ 217,142 | $ 52,000 |
| Jackson, MS | 13 | $ 595,000 | $ 45,769 | $ 41,000 |
| Raleigh, NC | 13 | $ 1,505,000 | $ 115,769 | $ 41,000 |
| Tucson, AZ | 13 | $ 1,165,000 | $ 89,615 | $ 49,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 11 | $ 725,000 | $ 65,909 | $ 30,363 |
| Colorado Springs, CO | 11 | $ 1,225,000 | $ 111,363 | $ 42,000 |
| Little Rock-North Little Rock-Conway, AR | 11 | $ 445,000 | $ 40,454 | $ 25,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 11 | $ 965,000 | $ 87,727 | $ 30,909 |
| Roanoke, VA | 11 | $ 625,000 | $ 56,818 | $ 17,000 |
| Tulsa, OK | 11 | $ 645,000 | $ 58,636 | $ 22,000 |
| Boulder, CO | 10 | $ 1,940,000 | $ 194,000 | $ 47,000 |
| Chico, CA | 10 | $ 980,000 | $ 98,000 | $ 39,000 |
| Greenville-Anderson-Mauldin, SC | 10 | $ 400,000 | $ 40,000 | $ 22,000 |
| Lakeland-Winter Haven, FL | 10 | $ 600,000 | $ 60,000 | $ 42,000 |
| Prescott, AZ | 10 | $ 1,110,000 | $ 111,000 | $ 30,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 10 | $ 3,230,000 | $ 323,000 | $ 39,000 |
| Spokane-Spokane Valley, WA | 10 | $ 920,000 | $ 92,000 | $ 41,000 |
| Burlington-South Burlington, VT | 9 | $ 405,000 | $ 45,000 | $ 22,000 |
| Cincinnati, OH-KY-IN | 9 | $ 855,000 | $ 95,000 | $ 38,666 |
| Columbia, SC | 9 | $ 245,000 | $ 27,222 | $ 22,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 1,015,000 | $ 112,777 | $ 39,000 |
| Kahului-Wailuku-Lahaina, HI | 9 | $ 1,795,000 | $ 199,444 | $ 31,000 |
| Kansas City, MO-KS | 9 | $ 885,000 | $ 98,333 | $ 40,000 |
| Naples-Immokalee-Marco Island, FL | 9 | $ 1,775,000 | $ 197,222 | $ 59,000 |
| Silver Spring-Frederick-Rockville, MD | 9 | $ 2,045,000 | $ 227,222 | $ 44,000 |
| Syracuse, NY | 9 | $ 795,000 | $ 88,333 | $ 55,000 |
| Visalia-Porterville, CA | 9 | $ 615,000 | $ 68,333 | $ 34,000 |
| Albuquerque, NM | 8 | $ 540,000 | $ 67,500 | $ 31,000 |
| East Stroudsburg, PA | 8 | $ 620,000 | $ 77,500 | $ 81,000 |
| Gary, IN | 8 | $ 330,000 | $ 41,250 | $ 27,000 |
| Knoxville, TN | 8 | $ 440,000 | $ 55,000 | $ 28,000 |
| Lexington-Fayette, KY | 8 | $ 850,000 | $ 106,250 | $ 26,000 |
| Longview, TX | 8 | $ 170,000 | $ 21,250 | $ 24,000 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 860,000 | $ 107,500 | $ 36,000 |
| Modesto, CA | 8 | $ 1,050,000 | $ 131,250 | $ 36,000 |
| Salinas, CA | 8 | $ 1,560,000 | $ 195,000 | $ 52,000 |
| San Francisco-Redwood City-South San Francisco, CA | 8 | $ 1,750,000 | $ 218,750 | $ 23,000 |
| St. Louis, MO-IL | 8 | $ 550,000 | $ 68,750 | $ 30,000 |
| Wilmington, DE-MD-NJ | 8 | $ 560,000 | $ 70,000 | $ 28,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 385,000 | $ 55,000 | $ 30,428 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 7 | $ 425,000 | $ 60,714 | $ 41,000 |
| Charlottesville, VA | 7 | $ 1,115,000 | $ 159,285 | $ 102,000 |
| Coeur D'Alene, ID | 7 | $ 785,000 | $ 112,142 | $ 22,000 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 365,000 | $ 52,142 | $ 28,285 |
| Durham-Chapel Hill, NC | 7 | $ 965,000 | $ 137,857 | $ 27,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 7 | $ 325,000 | $ 46,428 | $ 24,000 |
| Harrisburg-Carlisle, PA | 7 | $ 415,000 | $ 59,285 | $ 35,000 |
| Ogden-Clearfield, UT | 7 | $ 985,000 | $ 140,714 | $ 24,000 |
| Olympia-Tumwater, WA | 7 | $ 895,000 | $ 127,857 | $ 37,000 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 435,000 | $ 62,142 | $ 37,000 |
| Punta Gorda, FL | 7 | $ 425,000 | $ 60,714 | $ 23,000 |
| Rockingham County-Strafford County, NH | 7 | $ 1,215,000 | $ 173,571 | $ 52,000 |
| Salt Lake City, UT | 7 | $ 625,000 | $ 89,285 | $ 26,000 |
| Asheville, NC | 6 | $ 500,000 | $ 83,333 | $ 32,000 |
| Bend-Redmond, OR | 6 | $ 350,000 | $ 58,333 | $ 42,000 |
| Camden, NJ | 6 | $ 370,000 | $ 61,666 | $ 33,000 |
| Columbus, GA-AL | 6 | $ 160,000 | $ 26,666 | $ 21,333 |
| Columbus, OH | 6 | $ 430,000 | $ 71,666 | $ 29,000 |
| Dutchess County-Putnam County, NY | 6 | $ 680,000 | $ 113,333 | $ 42,000 |
| Eugene, OR | 6 | $ 570,000 | $ 95,000 | $ 40,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 540,000 | $ 90,000 | $ 32,000 |
| Merced, CA | 6 | $ 880,000 | $ 146,666 | $ 28,000 |
| Providence-Warwick, RI-MA | 6 | $ 330,000 | $ 55,000 | $ 26,166 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 1,350,000 | $ 225,000 | $ 42,000 |
| Santa Rosa, CA | 6 | $ 1,260,000 | $ 210,000 | $ 53,000 |
| Savannah, GA | 6 | $ 640,000 | $ 106,666 | $ 37,000 |
| Sebastian-Vero Beach, FL | 6 | $ 560,000 | $ 93,333 | $ 20,000 |
| Shreveport-Bossier City, LA | 6 | $ 200,000 | $ 33,333 | $ 23,000 |
| Trenton, NJ | 6 | $ 1,430,000 | $ 238,333 | $ 98,000 |
| Vallejo-Fairfield, CA | 6 | $ 1,250,000 | $ 208,333 | $ 76,000 |
| Waco, TX | 6 | $ 190,000 | $ 31,666 | $ 32,000 |
| Abilene, TX | 5 | $ 85,000 | $ 17,000 | $ 32,000 |
| Beaumont-Port Arthur, TX | 5 | $ 195,000 | $ 39,000 | $ 41,000 |
| Charleston, WV | 5 | $ 215,000 | $ 43,000 | $ 22,000 |
| Chattanooga, TN-GA | 5 | $ 245,000 | $ 49,000 | $ 14,000 |
| Corpus Christi, TX | 5 | $ 385,000 | $ 77,000 | $ 36,000 |
| Fort Wayne, IN | 5 | $ 125,000 | $ 25,000 | $ 20,000 |
| Glens Falls, NY | 5 | $ 125,000 | $ 25,000 | $ 23,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 485,000 | $ 97,000 | $ 36,000 |
| Grants Pass, OR | 5 | $ 155,000 | $ 31,000 | $ 16,000 |
| Greensboro-High Point, NC | 5 | $ 355,000 | $ 71,000 | $ 28,000 |
| Gulfport-Biloxi-Pascagoula, MS | 5 | $ 225,000 | $ 45,000 | $ 28,000 |
| Houma-Thibodaux, LA | 5 | $ 265,000 | $ 53,000 | $ 20,000 |
| Lafayette, LA | 5 | $ 165,000 | $ 33,000 | $ 30,000 |
| Lynchburg, VA | 5 | $ 475,000 | $ 95,000 | $ 33,000 |
| Montgomery, AL | 5 | $ 335,000 | $ 67,000 | $ 37,000 |
| Morgantown, WV | 5 | $ 265,000 | $ 53,000 | $ 24,000 |
| Salem, OR | 5 | $ 595,000 | $ 119,000 | $ 36,000 |
| Salisbury, MD-DE | 5 | $ 555,000 | $ 111,000 | $ 35,000 |
| Sioux Falls, SD | 5 | $ 155,000 | $ 31,000 | $ 24,000 |
| Weirton-Steubenville, WV-OH | 5 | $ 345,000 | $ 69,000 | $ 27,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 175,000 | $ 35,000 | $ 36,200 |
| Battle Creek, MI | 4 | $ 110,000 | $ 27,500 | $ 20,000 |
| Binghamton, NY | 4 | $ 240,000 | $ 60,000 | $ 42,000 |
| Bowling Green, KY | 4 | $ 320,000 | $ 80,000 | $ 35,000 |
| Burlington, NC | 4 | $ 170,000 | $ 42,500 | $ 27,000 |
| Duluth, MN-WI | 4 | $ 200,000 | $ 50,000 | $ 23,000 |
| Florence, SC | 4 | $ 130,000 | $ 32,500 | $ 17,000 |
| Fort Collins, CO | 4 | $ 980,000 | $ 245,000 | $ 94,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 430,000 | $ 107,500 | $ 22,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 160,000 | $ 40,000 | $ 26,250 |
| Huntsville, AL | 4 | $ 160,000 | $ 40,000 | $ 22,000 |
| Kalamazoo-Portage, MI | 4 | $ 200,000 | $ 50,000 | $ 20,000 |
| Killeen-Temple, TX | 4 | $ 130,000 | $ 32,500 | $ 57,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 310,000 | $ 77,500 | $ 41,500 |
| Lake Charles, LA | 4 | $ 130,000 | $ 32,500 | $ 18,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 1,380,000 | $ 345,000 | $ 132,000 |
| Lansing-East Lansing, MI | 4 | $ 310,000 | $ 77,500 | $ 26,000 |
| Lubbock, TX | 4 | $ 210,000 | $ 52,500 | $ 28,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 90,000 | $ 22,500 | $ 47,000 |
| Mobile, AL | 4 | $ 300,000 | $ 75,000 | $ 41,000 |
| New Haven-Milford, CT | 4 | $ 310,000 | $ 77,500 | $ 23,000 |
| Ocala, FL | 4 | $ 130,000 | $ 32,500 | $ 24,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 280,000 | $ 70,000 | $ 21,500 |
| Portland-South Portland, ME | 4 | $ 30,000 | $ 7,500 | $ 22,000 |
| Redding, CA | 4 | $ 370,000 | $ 92,500 | $ 243,000 |
| Santa Fe, NM | 4 | $ 560,000 | $ 140,000 | $ 36,000 |
| Santa Maria-Santa Barbara, CA | 4 | $ 880,000 | $ 220,000 | $ 62,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 580,000 | $ 145,000 | $ 63,000 |
| Springfield, IL | 4 | $ 200,000 | $ 50,000 | $ 33,000 |
| Toledo, OH | 4 | $ 440,000 | $ 110,000 | $ 31,000 |
| Topeka, KS | 4 | $ 180,000 | $ 45,000 | $ 37,000 |
| Utica-Rome, NY | 4 | $ 210,000 | $ 52,500 | $ 27,000 |
| Winston-Salem, NC | 4 | $ 190,000 | $ 47,500 | $ 27,000 |
| Akron, OH | 3 | $ 25,000 | $ 8,333 | $ 41,000 |
| Albany, OR | 3 | $ 345,000 | $ 115,000 | $ 26,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 255,000 | $ 85,000 | $ 23,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 385,000 | $ 128,333 | $ 60,000 |
| Beckley, WV | 3 | $ 85,000 | $ 28,333 | $ 36,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 185,000 | $ 61,666 | $ 18,000 |
| Bremerton-Silverdale, WA | 3 | $ 205,000 | $ 68,333 | $ 20,000 |
| Brunswick, GA | 3 | $ 55,000 | $ 18,333 | $ 19,000 |
| Cheyenne, WY | 3 | $ 445,000 | $ 148,333 | $ 45,000 |
| Cleveland, TN | 3 | $ 185,000 | $ 61,666 | $ 23,000 |
| Dayton, OH | 3 | $ 125,000 | $ 41,666 | $ 22,000 |
| Dothan, AL | 3 | $ 145,000 | $ 48,333 | $ 37,000 |
| Dover, DE | 3 | $ 185,000 | $ 61,666 | $ 27,000 |
| Eau Claire, WI | 3 | $ 175,000 | $ 58,333 | $ 15,000 |
| Elkhart-Goshen, IN | 3 | $ 125,000 | $ 41,666 | $ 32,000 |
| Farmington, NM | 3 | $ 245,000 | $ 81,666 | $ 47,000 |
| Florence-Muscle Shoals, AL | 3 | $ 65,000 | $ 21,666 | $ 21,000 |
| Gainesville, GA | 3 | $ 235,000 | $ 78,333 | $ 25,000 |
| Hammond, LA | 3 | $ 125,000 | $ 41,666 | $ 15,000 |
| Homosassa Springs, FL | 3 | $ 285,000 | $ 95,000 | $ 19,000 |
| Hot Springs, AR | 3 | $ 125,000 | $ 41,666 | $ 33,000 |
| Jackson, TN | 3 | $ 65,000 | $ 21,666 | $ 21,000 |
| Johnstown, PA | 3 | $ 155,000 | $ 51,666 | $ 19,000 |
| Kennewick-Richland, WA | 3 | $ 255,000 | $ 85,000 | $ 31,000 |
| Logan, UT-ID | 3 | $ 325,000 | $ 108,333 | $ 27,333 |
| Longview, WA | 3 | $ 305,000 | $ 101,666 | $ 43,000 |
| Macon-Bibb County, GA | 3 | $ 35,000 | $ 11,666 | $ 21,000 |
| Madison, WI | 3 | $ 155,000 | $ 51,666 | $ 67,000 |
| Medford, OR | 3 | $ 405,000 | $ 135,000 | $ 18,000 |
| Monroe, LA | 3 | $ 25,000 | $ 8,333 | $ 31,000 |
| Pocatello, ID | 3 | $ 85,000 | $ 28,333 | $ 23,000 |
| Reading, PA | 3 | $ 345,000 | $ 115,000 | $ 53,000 |
| Rochester, NY | 3 | $ 165,000 | $ 55,000 | $ 26,000 |
| Rockford, IL | 3 | $ 105,000 | $ 35,000 | $ 30,000 |
| Rome, GA | 3 | $ 185,000 | $ 61,666 | $ 37,000 |
| Spartanburg, SC | 3 | $ 155,000 | $ 51,666 | $ 17,000 |
| Tallahassee, FL | 3 | $ 225,000 | $ 75,000 | $ 33,000 |
| Texarkana, TX-AR | 3 | $ 95,000 | $ 31,666 | $ 47,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 155,000 | $ 51,666 | $ 27,000 |
| Wichita, KS | 3 | $ 125,000 | $ 41,666 | $ 48,000 |
| Wilmington, NC | 3 | $ 345,000 | $ 115,000 | $ 56,000 |
| Yuba City, CA | 3 | $ 295,000 | $ 98,333 | $ 62,000 |
| Albany, GA | 2 | $ 10,000 | $ 5,000 | $ 14,000 |
| Alexandria, LA | 2 | $ 160,000 | $ 80,000 | $ 43,000 |
| Altoona, PA | 2 | $ 40,000 | $ 20,000 | $ 19,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 190,000 | $ 95,000 | $ 20,000 |
| Appleton, WI | 2 | $ 70,000 | $ 35,000 | $ 44,000 |
| Athens-Clarke County, GA | 2 | $ 80,000 | $ 40,000 | $ 27,000 |
| Bangor, ME | 2 | $ 130,000 | $ 65,000 | $ 54,000 |
| Bellingham, WA | 2 | $ 270,000 | $ 135,000 | $ 35,000 |
| Bloomington, IN | 2 | $ 90,000 | $ 45,000 | $ 19,000 |
| Brownsville-Harlingen, TX | 2 | $ 130,000 | $ 65,000 | $ 64,000 |
| Champaign-Urbana, IL | 2 | $ 70,000 | $ 35,000 | $ 20,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 50,000 | $ 25,000 | $ 35,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 70,000 | $ 35,000 | $ 32,000 |
| Decatur, AL | 2 | $ 70,000 | $ 35,000 | $ 15,000 |
| Des Moines-West Des Moines, IA | 2 | $ 30,000 | $ 15,000 | $ 17,000 |
| Dubuque, IA | 2 | $ 100,000 | $ 50,000 | $ 22,000 |
| El Paso, TX | 2 | $ 110,000 | $ 55,000 | $ 21,000 |
| Enid, OK | 2 | $ 110,000 | $ 55,000 | $ 24,000 |
| Erie, PA | 2 | $ 40,000 | $ 20,000 | $ 11,000 |
| Evansville, IN-KY | 2 | $ 250,000 | $ 125,000 | $ 43,000 |
| Fayetteville, NC | 2 | $ 140,000 | $ 70,000 | $ 37,000 |
| Flint, MI | 2 | $ 50,000 | $ 25,000 | $ 23,000 |
| Gadsden, AL | 2 | $ 50,000 | $ 25,000 | $ 22,000 |
| Green Bay, WI | 2 | $ 110,000 | $ 55,000 | $ 19,000 |
| Hattiesburg, MS | 2 | $ 370,000 | $ 185,000 | $ 50,000 |
| Hinesville, GA | 2 | $ 70,000 | $ 35,000 | $ 39,000 |
| Idaho Falls, ID | 2 | $ 490,000 | $ 245,000 | $ 85,000 |
| Jacksonville, NC | 2 | $ 150,000 | $ 75,000 | $ 47,000 |
| Kankakee, IL | 2 | $ 100,000 | $ 50,000 | $ 30,000 |
| Lafayette-West Lafayette, IN | 2 | $ 60,000 | $ 30,000 | $ 11,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 230,000 | $ 115,000 | $ 27,000 |
| Lancaster, PA | 2 | $ 300,000 | $ 150,000 | $ 110,000 |
| Laredo, TX | 2 | $ 20,000 | $ 10,000 | $ 18,000 |
| Las Cruces, NM | 2 | $ 340,000 | $ 170,000 | $ 38,000 |
| Lewiston, ID-WA | 2 | $ 150,000 | $ 75,000 | $ 22,000 |
| Madera, CA | 2 | $ 140,000 | $ 70,000 | $ 14,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 130,000 | $ 65,000 | $ 19,000 |
| Muskegon, MI | 2 | $ 110,000 | $ 55,000 | $ 37,000 |
| New Bern, NC | 2 | $ 40,000 | $ 20,000 | $ 73,000 |
| Niles-Benton Harbor, MI | 2 | $ 30,000 | $ 15,000 | $ 12,000 |
| Panama City, FL | 2 | $ 10,000 | $ 5,000 | $ 37,000 |
| Parkersburg-Vienna, WV | 2 | $ 190,000 | $ 95,000 | $ 33,000 |
| Pueblo, CO | 2 | $ 50,000 | $ 25,000 | $ 14,000 |
| Racine, WI | 2 | $ 100,000 | $ 50,000 | $ 24,000 |
| Rapid City, SD | 2 | $ 180,000 | $ 90,000 | $ 22,000 |
| San Angelo, TX | 2 | $ 50,000 | $ 25,000 | $ 13,000 |
| Sebring, FL | 2 | $ 40,000 | $ 20,000 | $ 202,000 |
| Sherman-Denison, TX | 2 | $ 60,000 | $ 30,000 | $ 33,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 60,000 | $ 30,000 | $ 23,000 |
| St. Cloud, MN | 2 | $ 90,000 | $ 45,000 | $ 22,000 |
| Staunton-Waynesboro, VA | 2 | $ 110,000 | $ 55,000 | $ 13,000 |
| Sumter, SC | 2 | $ 40,000 | $ 20,000 | $ 24,000 |
| Terre Haute, IN | 2 | $ 30,000 | $ 15,000 | $ 23,000 |
| Twin Falls, ID | 2 | $ 60,000 | $ 30,000 | $ 17,000 |
| Tyler, TX | 2 | $ 70,000 | $ 35,000 | $ 25,000 |
| Urban Honolulu, HI | 2 | $ 20,000 | $ 10,000 | $ 9,000 |
| Wenatchee, WA | 2 | $ 130,000 | $ 65,000 | $ 15,000 |
| Wichita Falls, TX | 2 | $ 40,000 | $ 20,000 | $ 37,000 |
| Winchester, VA-WV | 2 | $ 220,000 | $ 110,000 | $ 36,000 |
| Worcester, MA-CT | 2 | $ 120,000 | $ 60,000 | $ 15,000 |
| York-Hanover, PA | 2 | $ 300,000 | $ 150,000 | $ 35,000 |
| Ann Arbor, MI | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Auburn-Opelika, AL | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Barnstable Town, MA | 1 | $ 125,000 | $ 125,000 | $ 11,000 |
| Bismarck, ND | 1 | $ 5,000 | $ 5,000 | $ 11,000 |
| Bloomsburg-Berwick, PA | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Canton-Massillon, OH | 1 | $ 15,000 | $ 15,000 | $ 18,000 |
| Casper, WY | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Clarksville, TN-KY | 1 | $ 15,000 | $ 15,000 | $ 13,000 |
| College Station-Bryan, TX | 1 | $ 65,000 | $ 65,000 | $ 11,000 |
| Cumberland, MD-WV | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Decatur, IL | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| El Centro, CA | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Elgin, IL | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Elmira, NY | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| Fargo, ND-MN | 1 | $ 5,000 | $ 5,000 | $ 9,000 |
| Flagstaff, AZ | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Fond Du Lac, WI | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Fort Smith, AR-OK | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Gainesville, FL | 1 | $ 105,000 | $ 105,000 | $ 18,000 |
| Grand Forks, ND-MN | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Grand Island, NE | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Greenville, NC | 1 | $ 5,000 | $ 5,000 | $ 15,000 |
| Harrisonburg, VA | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Jackson, MI | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Johnson City, TN | 1 | $ 5,000 | $ 5,000 | $ 11,000 |
| Jonesboro, AR | 1 | $ 25,000 | $ 25,000 | $ 10,000 |
| Kingston, NY | 1 | $ 305,000 | $ 305,000 | $ 292,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 45,000 | $ 45,000 | $ 14,000 |
| Lawrence, KS | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Lawton, OK | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Lebanon, PA | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Lewiston-Auburn, ME | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Manchester-Nashua, NH | 1 | $ 65,000 | $ 65,000 | $ 13,000 |
| Mankato-North Mankato, MN | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Michigan City-La Porte, IN | 1 | $ 35,000 | $ 35,000 | $ 9,000 |
| Midland, TX | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Morristown, TN | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Muncie, IN | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Napa, CA | 1 | $ 55,000 | $ 55,000 | $ 13,000 |
| Norwich-New London, CT | 1 | $ 115,000 | $ 115,000 | $ 16,000 |
| Ocean City, NJ | 1 | $ 215,000 | $ 215,000 | $ 161,000 |
| Oshkosh-Neenah, WI | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Owensboro, KY | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Peoria, IL | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Rochester, MN | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Rocky Mount, NC | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Sheboygan, WI | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Sioux City, IA-NE-SD | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Springfield, OH | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| St. George, UT | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| The Villages, FL | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Valdosta, GA | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Vineland-Bridgeton, NJ | 1 | $ 225,000 | $ 225,000 | $ 21,000 |
| Walla Walla, WA | 1 | $ 215,000 | $ 215,000 | $ 29,000 |
| Warner Robins, GA | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Wheeling, WV-OH | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Williamsport, PA | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Yakima, WA | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Yuma, AZ | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
Mortgage Loan Application Detail Totals for Live Well Financial, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 3,836 | $389,930,000 | $101,000 | $645,000 | $34,000 | $900,000 |
| Home Purchase | 255 | $64,785,000 | $254,000 | $645,000 | $92,000 | $351,000 |
| Refinancing | 34 | $6,540,000 | $192,000 | $765,000 | $48,000 | $212,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,222 | $265,950,000 | $119,000 | $645,000 | $39,000 | $900,000 |
| Not Provided | 1,076 | $86,040,000 | $79,000 | $635,000 | $34,000 | $388,000 |
| Black or African American | 563 | $59,975,000 | $106,000 | $635,000 | $32,000 | $242,000 |
| Hispanic | 166 | $29,400,000 | $177,000 | $765,000 | $48,000 | $288,000 |
| Asian | 73 | $17,395,000 | $238,000 | $485,000 | $89,000 | $340,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $1,335,000 | $102,000 | $335,000 | $41,000 | $145,000 |
| American Indian or Alaskan Native | 10 | $970,000 | $97,000 | $305,000 | $38,000 | $83,000 |
| Not applicable | 2 | $190,000 | $95,000 | $105,000 | $56,000 | $82,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,421 | $327,865,000 | $95,000 | $635,000 | $30,000 | $900,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 575 | $104,635,000 | $181,000 | $645,000 | $75,000 | $458,000 |
| VA-guaranteed (Veterans Administration) | 129 | $28,755,000 | $222,000 | $765,000 | $70,000 | $547,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,012 | $276,300,000 | $137,000 | $765,000 | $43,000 | $600,000 |
| Application Withdrawn By Applicant | 1,735 | $133,215,000 | $76,000 | $635,000 | $32,000 | $388,000 |
| Application Approved But Not Accepted | 198 | $28,600,000 | $144,000 | $595,000 | $35,000 | $547,000 |
| Application Denied By Financial Institution | 123 | $15,815,000 | $128,000 | $555,000 | $55,000 | $900,000 |
| File Closed For Incompleteness | 57 | $7,325,000 | $128,000 | $445,000 | $39,000 | $154,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,002 | $445,440,000 | $111,000 | $765,000 | $37,000 | $600,000 |
| Credit History | 52 | $7,870,000 | $151,000 | $555,000 | $76,000 | $900,000 |
| Collateral | 35 | $2,785,000 | $79,000 | $355,000 | $34,000 | $117,000 |
| Debt-To-Income Ratio | 18 | $2,590,000 | $143,000 | $385,000 | $33,000 | $68,000 |
| Credit Application Incomplete | 12 | $1,880,000 | $156,000 | $455,000 | $62,000 | $205,000 |
| Unverifiable Information | 3 | $395,000 | $131,000 | $265,000 | $65,000 | $142,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $90,000 | $45,000 | $85,000 | $36,000 | $50,000 |
| Employment History | 1 | $205,000 | $205,000 | $205,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Live Well Financial, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Live Well Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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