Mortgage Master Mortgage Lending & HMDA Data, 2014
In 2014, Mortgage Master of Walpole, MA reported 13,277 mortgage applications totaling $4.1 billion, down 45% from 2013. The average application was for $308,068, and applicants reported an average income of $142,777. 74% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Boston, MA (2,092), Cambridge-Newton-Framingham, MA (2,069) and New York-Jersey City-White Plains, NY-NJ (2,043) (applications in parentheses).
| Mortgage Company & Address | Mortgage Master 102 Elm Street Walpole, MA 02081 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 |
| Total Number of Mortgage Applications | 13,277 |
| Total Mortgage Loan Application Amount | $4,090,223,000 |
| Average Mortgage Loan Application Amount | $308,068 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $142,777 |
| Highest Applicant Income | $4,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mortgage Master filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex, Massachusetts | 1,604 | $ 548,521,000 | $ 341,970 | $ 147,000 |
| Norfolk, Massachusetts | 851 | $ 286,032,000 | $ 336,112 | $ 153,000 |
| Suffolk, Massachusetts | 791 | $ 254,063,000 | $ 321,192 | $ 154,000 |
| Fairfield, Connecticut | 559 | $ 196,843,000 | $ 352,134 | $ 159,000 |
| Essex, Massachusetts | 465 | $ 136,218,000 | $ 292,941 | $ 124,000 |
| Plymouth, Massachusetts | 450 | $ 132,688,000 | $ 294,862 | $ 127,000 |
| Westchester, New York | 431 | $ 172,345,000 | $ 399,872 | $ 183,000 |
| Hartford, Connecticut | 403 | $ 90,371,000 | $ 224,245 | $ 121,000 |
| Worcester, Massachusetts | 403 | $ 107,258,000 | $ 266,148 | $ 129,000 |
| Cook, Illinois | 354 | $ 101,084,000 | $ 285,548 | $ 148,000 |
| Hudson, New Jersey | 323 | $ 114,329,000 | $ 353,959 | $ 157,000 |
| Providence, Rhode Island | 270 | $ 52,156,000 | $ 193,170 | $ 86,000 |
| Bristol, Massachusetts | 262 | $ 68,274,000 | $ 260,587 | $ 114,000 |
| New Haven, Connecticut | 253 | $ 52,426,000 | $ 207,217 | $ 108,000 |
| Barnstable, Massachusetts | 231 | $ 61,806,000 | $ 267,558 | $ 157,000 |
| Nassau, New York | 212 | $ 77,132,000 | $ 363,830 | $ 150,000 |
| Bergen, New Jersey | 192 | $ 68,638,000 | $ 357,489 | $ 170,000 |
| Kings, New York | 187 | $ 87,006,000 | $ 465,272 | $ 167,000 |
| Essex, New Jersey | 181 | $ 59,685,000 | $ 329,751 | $ 149,000 |
| Queens, New York | 167 | $ 54,973,000 | $ 329,179 | $ 108,000 |
| Chester, Pennsylvania | 159 | $ 44,163,000 | $ 277,754 | $ 134,000 |
| Hampden, Massachusetts | 153 | $ 29,291,000 | $ 191,444 | $ 75,000 |
| Baltimore, Maryland | 152 | $ 40,629,000 | $ 267,296 | $ 120,000 |
| Baltimore City, Maryland | 148 | $ 36,804,000 | $ 248,675 | $ 125,000 |
| Monmouth, New Jersey | 134 | $ 46,609,000 | $ 347,828 | $ 152,000 |
| Ocean, New Jersey | 134 | $ 32,250,000 | $ 240,671 | $ 112,000 |
| Rockingham, New Hampshire | 124 | $ 34,584,000 | $ 278,903 | $ 120,000 |
| Morris, New Jersey | 122 | $ 41,674,000 | $ 341,590 | $ 156,000 |
| Rockland, New York | 107 | $ 35,321,000 | $ 330,102 | $ 137,000 |
| Middlesex, New Jersey | 104 | $ 29,340,000 | $ 282,115 | $ 115,000 |
| San Diego, California | 100 | $ 39,917,000 | $ 399,170 | $ 159,000 |
| New York, New York | 99 | $ 50,464,000 | $ 509,737 | $ 277,000 |
| Union, New Jersey | 98 | $ 29,551,000 | $ 301,540 | $ 115,000 |
| Mercer, New Jersey | 97 | $ 32,979,000 | $ 339,989 | $ 219,000 |
| Philadelphia, Pennsylvania | 93 | $ 23,063,000 | $ 247,989 | $ 126,000 |
| Montgomery, Pennsylvania | 90 | $ 22,542,000 | $ 250,466 | $ 127,000 |
| Delaware, Pennsylvania | 81 | $ 18,180,000 | $ 224,444 | $ 114,000 |
| Suffolk, New York | 80 | $ 29,475,000 | $ 368,437 | $ 186,000 |
| Howard, Maryland | 78 | $ 25,153,000 | $ 322,474 | $ 143,000 |
| Somerset, New Jersey | 75 | $ 23,343,000 | $ 311,240 | $ 143,000 |
| Middlesex, Connecticut | 72 | $ 15,926,000 | $ 221,194 | $ 133,000 |
| Los Angeles, California | 71 | $ 31,121,000 | $ 438,323 | $ 155,000 |
| Anne Arundel, Maryland | 68 | $ 18,390,000 | $ 270,441 | $ 117,000 |
| Montgomery, Maryland | 65 | $ 24,866,000 | $ 382,553 | $ 139,000 |
| DuPage, Illinois | 63 | $ 17,068,000 | $ 270,920 | $ 134,000 |
| Hampshire, Massachusetts | 62 | $ 13,558,000 | $ 218,677 | $ 103,000 |
| Carroll, New Hampshire | 62 | $ 10,913,000 | $ 176,016 | $ 174,000 |
| Bronx, New York | 61 | $ 19,263,000 | $ 315,786 | $ 96,000 |
| Bucks, Pennsylvania | 61 | $ 18,906,000 | $ 309,934 | $ 161,000 |
| Passaic, New Jersey | 60 | $ 13,984,000 | $ 233,066 | $ 91,000 |
| Hillsborough, New Hampshire | 57 | $ 14,623,000 | $ 256,543 | $ 145,000 |
| Tolland, Connecticut | 47 | $ 10,301,000 | $ 219,170 | $ 102,000 |
| Litchfield, Connecticut | 46 | $ 11,637,000 | $ 252,978 | $ 138,000 |
| Will, Illinois | 46 | $ 11,499,000 | $ 249,978 | $ 108,000 |
| Lake, Illinois | 45 | $ 16,025,000 | $ 356,111 | $ 221,000 |
| Kent, Rhode Island | 44 | $ 8,476,000 | $ 192,636 | $ 98,000 |
| Marin, California | 40 | $ 21,476,000 | $ 536,900 | $ 185,000 |
| Prince George's, Maryland | 34 | $ 7,901,000 | $ 232,382 | $ 88,000 |
| Burlington, New Jersey | 33 | $ 7,353,000 | $ 222,818 | $ 113,000 |
| York, Maine | 32 | $ 10,000,000 | $ 312,500 | $ 152,000 |
| Strafford, New Hampshire | 31 | $ 7,199,000 | $ 232,225 | $ 117,000 |
| Putnam, New York | 31 | $ 8,700,000 | $ 280,645 | $ 121,000 |
| Richmond, New York | 31 | $ 9,524,000 | $ 307,225 | $ 137,000 |
| Boulder, Colorado | 30 | $ 7,695,000 | $ 256,500 | $ 111,000 |
| Dutchess, New York | 30 | $ 8,204,000 | $ 273,466 | $ 108,000 |
| Hennepin, Minnesota | 27 | $ 8,159,000 | $ 302,185 | $ 159,000 |
| Cape May, New Jersey | 27 | $ 8,210,000 | $ 304,074 | $ 236,000 |
| San Francisco, California | 26 | $ 13,654,000 | $ 525,153 | $ 183,000 |
| New London, Connecticut | 26 | $ 6,830,000 | $ 262,692 | $ 129,000 |
| Orange, California | 25 | $ 11,188,000 | $ 447,520 | $ 172,000 |
| Davidson, Tennessee | 25 | $ 3,894,000 | $ 155,760 | $ 74,000 |
| Sumner, Tennessee | 25 | $ 4,643,000 | $ 185,720 | $ 111,000 |
| Riverside, California | 24 | $ 7,104,000 | $ 296,000 | $ 112,000 |
| Washington, Rhode Island | 23 | $ 7,585,000 | $ 329,782 | $ 184,000 |
| Alameda, California | 22 | $ 10,555,000 | $ 479,772 | $ 164,000 |
| Contra Costa, California | 21 | $ 10,866,000 | $ 517,428 | $ 141,000 |
| Palm Beach, Florida | 21 | $ 6,058,000 | $ 288,476 | $ 190,000 |
| Harford, Maryland | 21 | $ 5,885,000 | $ 280,238 | $ 115,000 |
| Santa Clara, California | 20 | $ 10,835,000 | $ 541,750 | $ 183,000 |
| District of Columbia, District Of Columbia | 20 | $ 5,857,000 | $ 292,850 | $ 136,000 |
| Cumberland, Maine | 20 | $ 5,049,000 | $ 252,450 | $ 138,000 |
| Hunterdon, New Jersey | 20 | $ 6,535,000 | $ 326,750 | $ 156,000 |
| Sussex, New Jersey | 20 | $ 5,758,000 | $ 287,900 | $ 133,000 |
| Newport, Rhode Island | 20 | $ 5,737,000 | $ 286,850 | $ 147,000 |
| Broward, Florida | 19 | $ 3,756,000 | $ 197,684 | $ 108,000 |
| Atlantic, New Jersey | 19 | $ 4,717,000 | $ 248,263 | $ 174,000 |
| Fairfax, Virginia | 19 | $ 6,631,000 | $ 349,000 | $ 195,000 |
| Bristol, Rhode Island | 18 | $ 4,624,000 | $ 256,888 | $ 152,000 |
| Harris, Texas | 18 | $ 4,261,000 | $ 236,722 | $ 140,000 |
| San Mateo, California | 17 | $ 7,450,000 | $ 438,235 | $ 136,000 |
| Sonoma, California | 17 | $ 6,321,000 | $ 371,823 | $ 149,000 |
| Carroll, Maryland | 16 | $ 4,826,000 | $ 301,625 | $ 100,000 |
| Kane, Illinois | 14 | $ 2,755,000 | $ 196,785 | $ 95,000 |
| Merrimack, New Hampshire | 14 | $ 3,426,000 | $ 244,714 | $ 160,000 |
| Dukes, Massachusetts | 13 | $ 4,422,000 | $ 340,153 | $ 244,000 |
| Camden, New Jersey | 13 | $ 3,000,000 | $ 230,769 | $ 99,000 |
| Orange, New York | 13 | $ 2,821,000 | $ 217,000 | $ 123,000 |
| Miami-Dade, Florida | 12 | $ 4,845,000 | $ 403,750 | $ 174,000 |
| Gloucester, New Jersey | 12 | $ 2,752,000 | $ 229,333 | $ 148,000 |
| McHenry, Illinois | 11 | $ 2,126,000 | $ 193,272 | $ 84,000 |
| Nantucket, Massachusetts | 11 | $ 6,686,000 | $ 607,818 | $ 383,000 |
| New Castle, Delaware | 10 | $ 2,004,000 | $ 200,400 | $ 93,000 |
| Ulster, New York | 10 | $ 2,506,000 | $ 250,600 | $ 225,000 |
| Kendall, Illinois | 9 | $ 1,918,000 | $ 213,111 | $ 79,000 |
| Franklin, Massachusetts | 9 | $ 1,823,000 | $ 202,555 | $ 97,000 |
| San Bernardino, California | 8 | $ 1,891,000 | $ 236,375 | $ 282,000 |
| Denver, Colorado | 8 | $ 3,532,000 | $ 441,500 | $ 155,000 |
| Windham, Connecticut | 8 | $ 1,643,000 | $ 205,375 | $ 149,000 |
| Sussex, Delaware | 8 | $ 2,708,000 | $ 338,500 | $ 274,000 |
| Lake, Indiana | 8 | $ 1,279,000 | $ 159,875 | $ 112,000 |
| Grafton, New Hampshire | 8 | $ 1,409,000 | $ 176,125 | $ 134,000 |
| Mecklenburg, North Carolina | 8 | $ 1,724,000 | $ 215,500 | $ 162,000 |
| Arlington, Virginia | 8 | $ 2,917,000 | $ 364,625 | $ 187,000 |
| Berkshire, Massachusetts | 7 | $ 1,485,000 | $ 212,142 | $ 185,000 |
| Hays, Texas | 7 | $ 1,806,000 | $ 258,000 | $ 123,000 |
| Windham, Vermont | 7 | $ 1,665,000 | $ 237,857 | $ 197,000 |
| Douglas, Colorado | 6 | $ 2,093,000 | $ 348,833 | $ 176,000 |
| Collier, Florida | 6 | $ 1,367,000 | $ 227,833 | $ 120,000 |
| Hillsborough, Florida | 6 | $ 1,331,000 | $ 221,833 | $ 83,000 |
| Lee, Florida | 6 | $ 1,419,000 | $ 236,500 | $ 144,000 |
| Osceola, Florida | 6 | $ 928,000 | $ 154,666 | $ 174,000 |
| Frederick, Maryland | 6 | $ 1,362,000 | $ 227,000 | $ 84,000 |
| Worcester, Maryland | 6 | $ 1,162,000 | $ 193,666 | $ 118,000 |
| Belknap, New Hampshire | 6 | $ 1,853,000 | $ 308,833 | $ 163,000 |
| Chambers, Texas | 6 | $ 1,751,000 | $ 291,833 | $ 143,000 |
| Travis, Texas | 6 | $ 1,495,000 | $ 249,166 | $ 106,000 |
| Ventura, California | 5 | $ 1,806,000 | $ 361,200 | $ 112,000 |
| Sarasota, Florida | 5 | $ 2,523,000 | $ 504,600 | $ 386,000 |
| Franklin, Maine | 5 | $ 1,816,000 | $ 363,200 | $ 394,000 |
| Dakota, Minnesota | 5 | $ 855,000 | $ 171,000 | $ 88,000 |
| Wake, North Carolina | 5 | $ 1,344,000 | $ 268,800 | $ 236,000 |
| Northampton, Pennsylvania | 5 | $ 1,544,000 | $ 308,800 | $ 165,000 |
| Robertson, Tennessee | 5 | $ 631,000 | $ 126,200 | $ 60,000 |
| Fort Bend, Texas | 5 | $ 1,206,000 | $ 241,200 | $ 138,000 |
| Rutland, Vermont | 5 | $ 967,000 | $ 193,400 | $ 209,000 |
| King, Washington | 5 | $ 2,039,000 | $ 407,800 | $ 214,000 |
| Santa Barbara, California | 4 | $ 1,983,000 | $ 495,750 | $ 193,000 |
| Jefferson, Colorado | 4 | $ 1,048,000 | $ 262,000 | $ 114,000 |
| Larimer, Colorado | 4 | $ 1,319,000 | $ 329,750 | $ 75,000 |
| Weld, Colorado | 4 | $ 1,155,000 | $ 288,750 | $ 119,000 |
| Orange, Florida | 4 | $ 1,006,000 | $ 251,500 | $ 90,000 |
| Pinellas, Florida | 4 | $ 899,000 | $ 224,750 | $ 401,000 |
| Porter, Indiana | 4 | $ 986,000 | $ 246,500 | $ 143,000 |
| Androscoggin, Maine | 4 | $ 794,000 | $ 198,500 | $ 104,000 |
| Oxford, Maine | 4 | $ 437,000 | $ 109,250 | $ 134,000 |
| Queen Anne's, Maryland | 4 | $ 1,735,000 | $ 433,750 | $ 148,000 |
| St. Mary's, Maryland | 4 | $ 919,000 | $ 229,750 | $ 130,000 |
| Oakland, Michigan | 4 | $ 1,259,000 | $ 314,750 | $ 204,000 |
| Ramsey, Minnesota | 4 | $ 1,161,000 | $ 290,250 | $ 101,000 |
| Cheshire, New Hampshire | 4 | $ 753,000 | $ 188,250 | $ 130,000 |
| Sullivan, New Hampshire | 4 | $ 1,396,000 | $ 349,000 | $ 251,000 |
| Berks, Pennsylvania | 4 | $ 815,000 | $ 203,750 | $ 104,000 |
| Lancaster, Pennsylvania | 4 | $ 807,000 | $ 201,750 | $ 122,000 |
| Liberty, Texas | 4 | $ 851,000 | $ 212,750 | $ 110,000 |
| Williamson, Texas | 4 | $ 881,000 | $ 220,250 | $ 102,000 |
| Bennington, Vermont | 4 | $ 881,000 | $ 220,250 | $ 215,000 |
| Windsor, Vermont | 4 | $ 1,069,000 | $ 267,250 | $ 170,000 |
| Prince William, Virginia | 4 | $ 1,037,000 | $ 259,250 | $ 119,000 |
| El Dorado, California | 3 | $ 1,067,000 | $ 355,666 | $ 203,000 |
| Napa, California | 3 | $ 700,000 | $ 233,333 | $ 167,000 |
| Sacramento, California | 3 | $ 767,000 | $ 255,666 | $ 87,000 |
| San Joaquin, California | 3 | $ 729,000 | $ 243,000 | $ 111,000 |
| Charlotte, Florida | 3 | $ 397,000 | $ 132,333 | $ 73,000 |
| Manatee, Florida | 3 | $ 905,000 | $ 301,666 | $ 209,000 |
| Monroe, Florida | 3 | $ 895,000 | $ 298,333 | $ 195,000 |
| Volusia, Florida | 3 | $ 469,000 | $ 156,333 | $ 116,000 |
| Liberty, Georgia | 3 | $ 473,000 | $ 157,666 | $ 61,000 |
| Calvert, Maryland | 3 | $ 1,132,000 | $ 377,333 | $ 140,000 |
| Isanti, Minnesota | 3 | $ 411,000 | $ 137,000 | $ 39,000 |
| Coos, New Hampshire | 3 | $ 566,000 | $ 188,666 | $ 239,000 |
| Jefferson, New York | 3 | $ 580,000 | $ 193,333 | $ 181,000 |
| Monroe, New York | 3 | $ 277,000 | $ 92,333 | $ 153,000 |
| Williamson, Tennessee | 3 | $ 589,000 | $ 196,333 | $ 74,000 |
| Comal, Texas | 3 | $ 728,000 | $ 242,666 | $ 122,000 |
| Alexandria, Virginia | 3 | $ 814,000 | $ 271,333 | $ 138,000 |
| Loudoun, Virginia | 3 | $ 888,000 | $ 296,000 | $ 131,000 |
| San Luis Obispo, California | 2 | $ 870,000 | $ 435,000 | $ 91,000 |
| Solano, California | 2 | $ 644,000 | $ 322,000 | $ 134,000 |
| Yolo, California | 2 | $ 774,000 | $ 387,000 | $ 109,000 |
| Adams, Colorado | 2 | $ 411,000 | $ 205,500 | $ 87,000 |
| Broomfield, Colorado | 2 | $ 502,000 | $ 251,000 | $ 103,000 |
| Indian River, Florida | 2 | $ 156,000 | $ 78,000 | $ 41,000 |
| Martin, Florida | 2 | $ 384,000 | $ 192,000 | $ 216,000 |
| St. Johns, Florida | 2 | $ 577,000 | $ 288,500 | $ 108,000 |
| St. Lucie, Florida | 2 | $ 219,000 | $ 109,500 | $ 170,000 |
| Fulton, Georgia | 2 | $ 342,000 | $ 171,000 | $ 115,000 |
| Gwinnett, Georgia | 2 | $ 366,000 | $ 183,000 | $ 98,000 |
| Grundy, Illinois | 2 | $ 234,000 | $ 117,000 | $ 48,000 |
| Hamilton, Indiana | 2 | $ 623,000 | $ 311,500 | $ 106,000 |
| Lincoln, Maine | 2 | $ 446,000 | $ 223,000 | $ 71,000 |
| Cecil, Maryland | 2 | $ 478,000 | $ 239,000 | $ 103,000 |
| Garrett, Maryland | 2 | $ 371,000 | $ 185,500 | $ 208,000 |
| Berrien, Michigan | 2 | $ 146,000 | $ 73,000 | $ 102,000 |
| Anoka, Minnesota | 2 | $ 453,000 | $ 226,500 | $ 67,000 |
| Becker, Minnesota | 2 | $ 321,000 | $ 160,500 | $ 71,000 |
| Cass, Minnesota | 2 | $ 1,659,000 | $ 829,500 | $ 995,000 |
| Scott, Minnesota | 2 | $ 420,000 | $ 210,000 | $ 412,000 |
| Sherburne, Minnesota | 2 | $ 405,000 | $ 202,500 | $ 59,000 |
| Washington, Minnesota | 2 | $ 546,000 | $ 273,000 | $ 165,000 |
| Warren, New Jersey | 2 | $ 299,000 | $ 149,500 | $ 82,000 |
| Columbia, New York | 2 | $ 487,000 | $ 243,500 | $ 221,000 |
| Erie, New York | 2 | $ 301,000 | $ 150,500 | $ 344,000 |
| Greene, New York | 2 | $ 436,000 | $ 218,000 | $ 293,000 |
| Warren, New York | 2 | $ 510,000 | $ 255,000 | $ 168,000 |
| Lincoln, North Carolina | 2 | $ 810,000 | $ 405,000 | $ 163,000 |
| Carbon, Pennsylvania | 2 | $ 434,000 | $ 217,000 | $ 102,000 |
| Dauphin, Pennsylvania | 2 | $ 801,000 | $ 400,500 | $ 268,000 |
| Monroe, Pennsylvania | 2 | $ 205,000 | $ 102,500 | $ 45,000 |
| Pike, Pennsylvania | 2 | $ 600,000 | $ 300,000 | $ 200,000 |
| Rutherford, Tennessee | 2 | $ 222,000 | $ 111,000 | $ 41,000 |
| Ellis, Texas | 2 | $ 506,000 | $ 253,000 | $ 108,000 |
| Montgomery, Texas | 2 | $ 569,000 | $ 284,500 | $ 136,000 |
| Caledonia, Vermont | 2 | $ 192,000 | $ 96,000 | $ 213,000 |
| Orange, Vermont | 2 | $ 332,000 | $ 166,000 | $ 100,000 |
| Waukesha, Wisconsin | 2 | $ 404,000 | $ 202,000 | $ 118,000 |
| Fresno, California | 1 | $ 417,000 | $ 417,000 | $ 125,000 |
| Mendocino, California | 1 | $ 417,000 | $ 417,000 | $ 320,000 |
| Monterey, California | 1 | $ 650,000 | $ 650,000 | $ 390,000 |
| Nevada, California | 1 | $ 431,000 | $ 431,000 | $ 136,000 |
| Placer, California | 1 | $ 362,000 | $ 362,000 | $ 425,000 |
| Santa Cruz, California | 1 | $ 386,000 | $ 386,000 | $ 143,000 |
| Shasta, California | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Yuba, California | 1 | $ 175,000 | $ 175,000 | $ 111,000 |
| Arapahoe, Colorado | 1 | $ 850,000 | $ 850,000 | $ 182,000 |
| Elbert, Colorado | 1 | $ 154,000 | $ 154,000 | $ 61,000 |
| Gunnison, Colorado | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Citrus, Florida | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Marion, Florida | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
| Pasco, Florida | 1 | $ 43,000 | $ 43,000 | $ 79,000 |
| Seminole, Florida | 1 | $ 212,000 | $ 212,000 | $ 75,000 |
| Cobb, Georgia | 1 | $ 310,000 | $ 310,000 | $ 179,000 |
| Forsyth, Georgia | 1 | $ 377,000 | $ 377,000 | $ 126,000 |
| Tift, Georgia | 1 | $ 227,000 | $ 227,000 | $ 523,000 |
| Jo Daviess, Illinois | 1 | $ 164,000 | $ 164,000 | $ 88,000 |
| LaSalle, Illinois | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Macon, Illinois | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Monroe, Indiana | 1 | $ 80,000 | $ 80,000 | $ 75,000 |
| St. Joseph, Indiana | 1 | $ 414,000 | $ 414,000 | $ 242,000 |
| Warrick, Indiana | 1 | $ 162,000 | $ 162,000 | $ 120,000 |
| Aroostook, Maine | 1 | $ 90,000 | $ 90,000 | $ 82,000 |
| Kennebec, Maine | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Sagadahoc, Maine | 1 | $ 408,000 | $ 408,000 | $ 123,000 |
| Allegany, Maryland | 1 | $ 122,000 | $ 122,000 | $ 43,000 |
| Caroline, Maryland | 1 | $ 82,000 | $ 82,000 | $ 27,000 |
| Charles, Maryland | 1 | $ 130,000 | $ 130,000 | $ 138,000 |
| Talbot, Maryland | 1 | $ 203,000 | $ 203,000 | $ 45,000 |
| Wicomico, Maryland | 1 | $ 209,000 | $ 209,000 | $ 90,000 |
| Kent, Michigan | 1 | $ 413,000 | $ 413,000 | $ 70,000 |
| Ottawa, Michigan | 1 | $ 417,000 | $ 417,000 | $ 728,000 |
| Van Buren, Michigan | 1 | $ 100,000 | $ 100,000 | $ 130,000 |
| Washtenaw, Michigan | 1 | $ 135,000 | $ 135,000 | $ 494,000 |
| Carver, Minnesota | 1 | $ 324,000 | $ 324,000 | $ 74,000 |
| Stearns, Minnesota | 1 | $ 198,000 | $ 198,000 | $ 90,000 |
| Wright, Minnesota | 1 | $ 222,000 | $ 222,000 | $ 95,000 |
| Chemung, New York | 1 | $ 240,000 | $ 240,000 | $ 116,000 |
| Cortland, New York | 1 | $ 68,000 | $ 68,000 | $ 95,000 |
| Delaware, New York | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
| Essex, New York | 1 | $ 316,000 | $ 316,000 | $ 250,000 |
| Onondaga, New York | 1 | $ 84,000 | $ 84,000 | $ 107,000 |
| Ontario, New York | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| Saratoga, New York | 1 | $ 792,000 | $ 792,000 | $ 500,000 |
| Sullivan, New York | 1 | $ 161,000 | $ 161,000 | $ 148,000 |
| Tioga, New York | 1 | $ 102,000 | $ 102,000 | $ 175,000 |
| Beaufort, North Carolina | 1 | $ 119,000 | $ 119,000 | $ 100,000 |
| Buncombe, North Carolina | 1 | $ 128,000 | $ 128,000 | $ 167,000 |
| Chatham, North Carolina | 1 | $ 228,000 | $ 228,000 | $ 89,000 |
| Durham, North Carolina | 1 | $ 261,000 | $ 261,000 | $ 115,000 |
| Gaston, North Carolina | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
| Graham, North Carolina | 1 | $ 368,000 | $ 368,000 | $ 187,000 |
| Guilford, North Carolina | 1 | $ 232,000 | $ 232,000 | $ 57,000 |
| New Hanover, North Carolina | 1 | $ 412,000 | $ 412,000 | $ 606,000 |
| Orange, North Carolina | 1 | $ 391,000 | $ 391,000 | $ 120,000 |
| Pitt, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 190,000 |
| Adams, Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 42,000 |
| Centre, Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 52,000 |
| Lehigh, Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 195,000 |
| Luzerne, Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 200,000 |
| Knox, Tennessee | 1 | $ 147,000 | $ 147,000 | $ 78,000 |
| Maury, Tennessee | 1 | $ 171,000 | $ 171,000 | $ 75,000 |
| McNairy, Tennessee | 1 | $ 350,000 | $ 350,000 | $ 137,000 |
| Sevier, Tennessee | 1 | $ 189,000 | $ 189,000 | $ 96,000 |
| Smith, Tennessee | 1 | $ 147,000 | $ 147,000 | $ 302,000 |
| Wilson, Tennessee | 1 | $ 157,000 | $ 157,000 | $ 58,000 |
| Aransas, Texas | 1 | $ 338,000 | $ 338,000 | $ 125,000 |
| Collin, Texas | 1 | $ 219,000 | $ 219,000 | $ 120,000 |
| Dallas, Texas | 1 | $ 120,000 | $ 120,000 | $ 150,000 |
| Denton, Texas | 1 | $ 274,000 | $ 274,000 | $ 130,000 |
| Galveston, Texas | 1 | $ 191,000 | $ 191,000 | $ 72,000 |
| Llano, Texas | 1 | $ 171,000 | $ 171,000 | $ 70,000 |
| Tarrant, Texas | 1 | $ 417,000 | $ 417,000 | $ 225,000 |
| Addison, Vermont | 1 | $ 161,000 | $ 161,000 | $ 34,000 |
| Chittenden, Vermont | 1 | $ 351,000 | $ 351,000 | $ 251,000 |
| Lamoille, Vermont | 1 | $ 395,000 | $ 395,000 | $ 318,000 |
| Orleans, Vermont | 1 | $ 404,000 | $ 404,000 | $ 189,000 |
| Albemarle, Virginia | 1 | $ 415,000 | $ 415,000 | $ 90,000 |
| Henrico, Virginia | 1 | $ 500,000 | $ 500,000 | $ 701,000 |
| James City, Virginia | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| Lynchburg, Virginia | 1 | $ 198,000 | $ 198,000 | $ 134,000 |
| Virginia Beach, Virginia | 1 | $ 140,000 | $ 140,000 | $ 126,000 |
| York, Virginia | 1 | $ 40,000 | $ 40,000 | $ 74,000 |
| Clallam, Washington | 1 | $ 289,000 | $ 289,000 | $ 107,000 |
| Kitsap, Washington | 1 | $ 403,000 | $ 403,000 | $ 64,000 |
| Snohomish, Washington | 1 | $ 1,406,000 | $ 1,406,000 | $ 326,000 |
| Thurston, Washington | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Door, Wisconsin | 1 | $ 202,000 | $ 202,000 | $ 192,000 |
| Kenosha, Wisconsin | 1 | $ 368,000 | $ 368,000 | $ 350,000 |
| Marathon, Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 101,000 |
| Marinette, Wisconsin | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Milwaukee, Wisconsin | 1 | $ 307,000 | $ 307,000 | $ 100,000 |
| Vilas, Wisconsin | 1 | $ 320,000 | $ 320,000 | $ 222,000 |
| Walworth, Wisconsin | 1 | $ 356,000 | $ 356,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Mortgage Master in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,462 | $2,534,077,000 | $299,000 | $6,000,000 | $138,000 | $3,420,000 |
| Refinancing | 4,415 | $1,439,540,000 | $326,000 | $4,000,000 | $153,000 | $4,200,000 |
| Home Improvement | 400 | $116,606,000 | $291,000 | $1,000,000 | $131,000 | $750,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,543 | $3,252,237,000 | $308,000 | $6,000,000 | $145,000 | $3,420,000 |
| Asian | 1,052 | $348,074,000 | $330,000 | $1,420,000 | $148,000 | $2,400,000 |
| Hispanic | 584 | $166,208,000 | $284,000 | $1,855,000 | $107,000 | $688,000 |
| Not Provided | 577 | $188,526,000 | $326,000 | $3,200,000 | $154,000 | $4,200,000 |
| Black or African American | 498 | $127,383,000 | $255,000 | $1,415,000 | $98,000 | $1,098,000 |
| American Indian or Alaskan Native | 12 | $4,224,000 | $352,000 | $1,000,000 | $205,000 | $780,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,571,000 | $324,000 | $540,000 | $104,000 | $176,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,537 | $3,615,487,000 | $313,000 | $6,000,000 | $151,000 | $4,200,000 |
| FHA-insured (Federal Housing Administration) | 1,369 | $362,260,000 | $264,000 | $977,000 | $87,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 300 | $98,791,000 | $329,000 | $1,116,000 | $98,000 | $425,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 71 | $13,685,000 | $192,000 | $337,000 | $63,000 | $175,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,856 | $2,941,878,000 | $298,000 | $2,433,000 | $137,000 | $2,064,000 |
| Application Withdrawn By Applicant | 1,889 | $669,009,000 | $354,000 | $6,000,000 | $173,000 | $4,200,000 |
| Application Denied By Financial Institution | 854 | $249,309,000 | $291,000 | $4,000,000 | $116,000 | $3,420,000 |
| Application Approved But Not Accepted | 371 | $115,705,000 | $311,000 | $1,450,000 | $153,000 | $1,130,000 |
| File Closed For Incompleteness | 307 | $114,322,000 | $372,000 | $2,500,000 | $178,000 | $1,740,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 302 | $97,229,000 | $321,000 | $4,000,000 | $87,000 | $1,000,000 |
| Collateral | 211 | $58,587,000 | $277,000 | $1,890,000 | $146,000 | $1,650,000 |
| Other | 144 | $37,291,000 | $258,000 | $1,222,000 | $119,000 | $434,000 |
| Credit History | 120 | $32,798,000 | $273,000 | $715,000 | $105,000 | $495,000 |
| Unverifiable Information | 32 | $9,309,000 | $290,000 | $996,000 | $113,000 | $261,000 |
| Employment History | 21 | $5,015,000 | $238,000 | $693,000 | $90,000 | $350,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,621,000 | $301,000 | $461,000 | $137,000 | $276,000 |
| Credit Application Incomplete | 1 | $146,000 | $146,000 | $146,000 | $70,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Master's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Master's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About