USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2018
In 2018, USAA Federal Savings Bank of San Antonio, TX reported 103,552 mortgage applications totaling $24.9 billion, down 11% from 2017. The average application was for $240,801, and applicants reported an average income of $103,546. 55% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (3,455), Washington-Arlington-Alexandria, DC-VA-MD-WV (2,783) and San Antonio-New Braunfels, TX (2,308) (applications in parentheses).
| Mortgage Company & Address | USAA Federal Savings Bank 10750 McDermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 103,552 |
| Total Mortgage Loan Application Amount | $24,935,500,000 |
| Average Mortgage Loan Application Amount | $240,801 |
| Highest Mortgage Loan Application Amount | $2,425,000 |
| Average Applicant Income | $103,546 |
| Highest Applicant Income | $8,324,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 13,357 | $ 2,501,265,000 | $ 187,262 | $ 92,209 |
| Atlanta-Sandy Springs-Roswell, GA | 3,455 | $ 806,065,000 | $ 233,303 | $ 102,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,783 | $ 1,098,295,000 | $ 394,644 | $ 141,296 |
| San Antonio-New Braunfels, TX | 2,308 | $ 545,540,000 | $ 236,369 | $ 109,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,224 | $ 576,720,000 | $ 259,316 | $ 100,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,016 | $ 501,860,000 | $ 248,938 | $ 122,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,783 | $ 422,325,000 | $ 236,862 | $ 101,000 |
| Dallas-Plano-Irving, TX | 1,465 | $ 399,635,000 | $ 272,788 | $ 123,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,326 | $ 333,140,000 | $ 251,236 | $ 104,194 |
| Denver-Aurora-Lakewood, CO | 1,159 | $ 389,285,000 | $ 335,880 | $ 116,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,127 | $ 273,555,000 | $ 242,728 | $ 103,393 |
| Fort Worth-Arlington, TX | 1,095 | $ 268,045,000 | $ 244,789 | $ 115,000 |
| Las Vegas-Henderson-Paradise, NV | 1,091 | $ 302,035,000 | $ 276,842 | $ 103,000 |
| Baltimore-Columbia-Towson, MD | 1,077 | $ 340,185,000 | $ 315,863 | $ 117,000 |
| Orlando-Kissimmee-Sanford, FL | 1,035 | $ 254,925,000 | $ 246,304 | $ 102,000 |
| Jacksonville, FL | 1,000 | $ 236,900,000 | $ 236,900 | $ 101,000 |
| Austin-Round Rock, TX | 973 | $ 271,665,000 | $ 279,203 | $ 121,000 |
| New York-Jersey City-White Plains, NY-NJ | 969 | $ 327,705,000 | $ 338,188 | $ 131,223 |
| St. Louis, MO-IL | 882 | $ 178,190,000 | $ 202,029 | $ 102,630 |
| Chicago-Naperville-Arlington Heights, IL | 871 | $ 224,035,000 | $ 257,215 | $ 114,000 |
| Colorado Springs, CO | 864 | $ 246,740,000 | $ 285,578 | $ 101,000 |
| Kansas City, MO-KS | 861 | $ 175,655,000 | $ 204,012 | $ 95,593 |
| Raleigh, NC | 801 | $ 209,305,000 | $ 261,304 | $ 108,000 |
| Riverside-San Bernardino-Ontario, CA | 794 | $ 238,280,000 | $ 300,100 | $ 109,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 782 | $ 256,180,000 | $ 327,595 | $ 109,447 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 779 | $ 202,165,000 | $ 259,518 | $ 107,415 |
| Fayetteville, NC | 758 | $ 125,940,000 | $ 166,147 | $ 84,000 |
| Oklahoma City, OK | 749 | $ 143,375,000 | $ 191,421 | $ 94,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 707 | $ 195,485,000 | $ 276,499 | $ 102,000 |
| San Diego-Carlsbad, CA | 703 | $ 310,835,000 | $ 442,155 | $ 128,000 |
| Tucson, AZ | 699 | $ 149,005,000 | $ 213,168 | $ 94,000 |
| Killeen-Temple, TX | 683 | $ 119,375,000 | $ 174,780 | $ 90,000 |
| Augusta-Richmond County, GA-SC | 682 | $ 131,160,000 | $ 192,316 | $ 99,498 |
| Indianapolis-Carmel-Anderson, IN | 680 | $ 135,750,000 | $ 199,632 | $ 91,000 |
| Charleston-North Charleston, SC | 665 | $ 167,635,000 | $ 252,082 | $ 95,000 |
| Tacoma-Lakewood, WA | 644 | $ 202,500,000 | $ 314,440 | $ 105,000 |
| Richmond, VA | 634 | $ 153,320,000 | $ 241,829 | $ 104,000 |
| Seattle-Bellevue-Everett, WA | 630 | $ 258,430,000 | $ 410,206 | $ 133,000 |
| Columbia, SC | 620 | $ 116,470,000 | $ 187,854 | $ 89,000 |
| Albuquerque, NM | 612 | $ 136,110,000 | $ 222,401 | $ 103,000 |
| Los Angeles-Long Beach-Glendale, CA | 591 | $ 269,545,000 | $ 456,082 | $ 141,000 |
| Columbus, OH | 571 | $ 118,445,000 | $ 207,434 | $ 97,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 568 | $ 193,080,000 | $ 339,929 | $ 120,000 |
| Pensacola-Ferry Pass-Brent, FL | 560 | $ 114,930,000 | $ 205,232 | $ 88,000 |
| Dayton, OH | 553 | $ 108,655,000 | $ 196,482 | $ 107,000 |
| Palm Bay-Melbourne-Titusville, FL | 549 | $ 129,365,000 | $ 235,637 | $ 97,000 |
| Warren-Troy-Farmington Hills, MI | 545 | $ 119,225,000 | $ 218,761 | $ 98,000 |
| Cincinnati, OH-KY-IN | 538 | $ 107,740,000 | $ 200,260 | $ 98,107 |
| Memphis, TN-MS-AR | 530 | $ 109,570,000 | $ 206,735 | $ 100,850 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 510 | $ 146,870,000 | $ 287,980 | $ 110,000 |
| El Paso, TX | 505 | $ 93,335,000 | $ 184,821 | $ 99,000 |
| Omaha-Council Bluffs, NE-IA | 488 | $ 96,930,000 | $ 198,627 | $ 92,344 |
| Pittsburgh, PA | 486 | $ 93,350,000 | $ 192,078 | $ 110,000 |
| New Orleans-Metairie, LA | 484 | $ 108,470,000 | $ 224,111 | $ 105,000 |
| Newark, NJ-PA | 462 | $ 139,690,000 | $ 302,359 | $ 122,571 |
| Montgomery County-Bucks County-Chester County, PA | 453 | $ 128,435,000 | $ 283,520 | $ 128,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 451 | $ 121,485,000 | $ 269,368 | $ 113,000 |
| Greenville-Anderson-Mauldin, SC | 442 | $ 88,340,000 | $ 199,864 | $ 84,000 |
| Louisville/Jefferson County, KY-IN | 441 | $ 94,325,000 | $ 213,888 | $ 92,814 |
| Savannah, GA | 438 | $ 89,860,000 | $ 205,159 | $ 93,000 |
| Camden, NJ | 433 | $ 96,095,000 | $ 221,928 | $ 98,000 |
| Huntsville, AL | 431 | $ 95,925,000 | $ 222,563 | $ 110,000 |
| Birmingham-Hoover, AL | 429 | $ 90,425,000 | $ 210,780 | $ 88,000 |
| Little Rock-North Little Rock-Conway, AR | 416 | $ 73,010,000 | $ 175,504 | $ 86,000 |
| Boise City, ID | 399 | $ 96,465,000 | $ 241,766 | $ 90,000 |
| Cleveland-Elyria, OH | 389 | $ 71,075,000 | $ 182,712 | $ 97,000 |
| Silver Spring-Frederick-Rockville, MD | 382 | $ 149,140,000 | $ 390,418 | $ 149,000 |
| Clarksville, TN-KY | 381 | $ 71,715,000 | $ 188,228 | $ 82,165 |
| Crestview-Fort Walton Beach-Destin, FL | 375 | $ 88,045,000 | $ 234,786 | $ 98,000 |
| Tulsa, OK | 371 | $ 71,235,000 | $ 192,008 | $ 93,000 |
| Providence-Warwick, RI-MA | 365 | $ 97,035,000 | $ 265,849 | $ 103,446 |
| North Port-Sarasota-Bradenton, FL | 355 | $ 91,215,000 | $ 256,943 | $ 115,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 350 | $ 71,180,000 | $ 203,371 | $ 89,000 |
| Miami-Miami Beach-Kendall, FL | 346 | $ 97,860,000 | $ 282,832 | $ 105,000 |
| Philadelphia, PA | 346 | $ 76,670,000 | $ 221,589 | $ 105,000 |
| Knoxville, TN | 345 | $ 70,925,000 | $ 205,579 | $ 94,000 |
| Columbus, GA-AL | 344 | $ 60,650,000 | $ 176,308 | $ 85,093 |
| Anchorage, AK | 343 | $ 98,905,000 | $ 288,352 | $ 116,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 335 | $ 65,415,000 | $ 195,268 | $ 96,605 |
| Warner Robins, GA | 335 | $ 60,795,000 | $ 181,477 | $ 91,000 |
| Nassau County-Suffolk County, NY | 322 | $ 117,890,000 | $ 366,118 | $ 135,000 |
| Spokane-Spokane Valley, WA | 322 | $ 78,240,000 | $ 242,981 | $ 100,000 |
| Durham-Chapel Hill, NC | 307 | $ 74,495,000 | $ 242,654 | $ 107,000 |
| Olympia-Tumwater, WA | 307 | $ 92,305,000 | $ 300,667 | $ 103,000 |
| Jacksonville, NC | 300 | $ 52,970,000 | $ 176,566 | $ 83,000 |
| Cambridge-Newton-Framingham, MA | 299 | $ 124,165,000 | $ 415,267 | $ 150,000 |
| Cape Coral-Fort Myers, FL | 293 | $ 64,685,000 | $ 220,767 | $ 98,000 |
| Milwaukee-Waukesha-West Allis, WI | 293 | $ 65,065,000 | $ 222,064 | $ 103,000 |
| Chattanooga, TN-GA | 291 | $ 58,315,000 | $ 200,395 | $ 86,426 |
| Hartford-West Hartford-East Hartford, CT | 291 | $ 69,695,000 | $ 239,501 | $ 109,000 |
| Wilmington, DE-MD-NJ | 288 | $ 68,030,000 | $ 236,215 | $ 103,260 |
| Wichita, KS | 284 | $ 49,310,000 | $ 173,626 | $ 84,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 278 | $ 57,460,000 | $ 206,690 | $ 99,244 |
| Boston, MA | 272 | $ 103,920,000 | $ 382,058 | $ 132,000 |
| Detroit-Dearborn-Livonia, MI | 265 | $ 43,905,000 | $ 165,679 | $ 89,000 |
| Winston-Salem, NC | 263 | $ 49,765,000 | $ 189,220 | $ 92,000 |
| Ogden-Clearfield, UT | 258 | $ 71,910,000 | $ 278,720 | $ 96,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 256 | $ 43,200,000 | $ 168,750 | $ 91,000 |
| Corpus Christi, TX | 246 | $ 48,670,000 | $ 197,845 | $ 105,000 |
| Gulfport-Biloxi-Pascagoula, MS | 246 | $ 46,420,000 | $ 188,699 | $ 91,000 |
| Asheville, NC | 240 | $ 58,670,000 | $ 244,458 | $ 112,000 |
| Baton Rouge, LA | 237 | $ 48,885,000 | $ 206,265 | $ 104,000 |
| Lakeland-Winter Haven, FL | 233 | $ 46,665,000 | $ 200,278 | $ 91,000 |
| Montgomery, AL | 233 | $ 43,385,000 | $ 186,201 | $ 89,000 |
| Port St. Lucie, FL | 230 | $ 52,030,000 | $ 226,217 | $ 87,000 |
| Salt Lake City, UT | 228 | $ 73,390,000 | $ 321,885 | $ 114,000 |
| Portland-South Portland, ME | 224 | $ 56,920,000 | $ 254,107 | $ 119,000 |
| Anaheim-Santa Ana-Irvine, CA | 222 | $ 113,050,000 | $ 509,234 | $ 141,000 |
| Bremerton-Silverdale, WA | 219 | $ 70,585,000 | $ 322,305 | $ 110,000 |
| Greensboro-High Point, NC | 213 | $ 36,425,000 | $ 171,009 | $ 86,000 |
| Oakland-Hayward-Berkeley, CA | 213 | $ 103,415,000 | $ 485,516 | $ 144,000 |
| Lake County-Kenosha County, IL-WI | 209 | $ 54,775,000 | $ 262,081 | $ 119,502 |
| Daphne-Fairhope-Foley, AL | 206 | $ 43,840,000 | $ 212,815 | $ 101,000 |
| Panama City, FL | 203 | $ 44,585,000 | $ 219,630 | $ 107,000 |
| Rochester, NY | 195 | $ 32,135,000 | $ 164,794 | $ 90,000 |
| Syracuse, NY | 192 | $ 32,850,000 | $ 171,093 | $ 100,000 |
| Albany-Schenectady-Troy, NY | 191 | $ 39,765,000 | $ 208,193 | $ 103,000 |
| Grand Rapids-Wyoming, MI | 190 | $ 36,910,000 | $ 194,263 | $ 95,000 |
| Worcester, MA-CT | 189 | $ 50,575,000 | $ 267,592 | $ 102,153 |
| Lexington-Fayette, KY | 185 | $ 36,945,000 | $ 199,702 | $ 92,000 |
| Reno, NV | 185 | $ 57,745,000 | $ 312,135 | $ 158,000 |
| Shreveport-Bossier City, LA | 183 | $ 34,185,000 | $ 186,803 | $ 94,000 |
| New Haven-Milford, CT | 182 | $ 42,230,000 | $ 232,032 | $ 97,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 180 | $ 41,880,000 | $ 232,666 | $ 98,000 |
| Wilmington, NC | 179 | $ 44,275,000 | $ 247,346 | $ 108,000 |
| Harrisburg-Carlisle, PA | 177 | $ 35,265,000 | $ 199,237 | $ 103,000 |
| Ocala, FL | 176 | $ 28,590,000 | $ 162,443 | $ 77,000 |
| Prescott, AZ | 173 | $ 45,755,000 | $ 264,479 | $ 100,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 172 | $ 38,260,000 | $ 222,441 | $ 107,843 |
| Rockingham County-Strafford County, NH | 170 | $ 54,080,000 | $ 318,117 | $ 125,000 |
| Sumter, SC | 170 | $ 28,320,000 | $ 166,588 | $ 86,000 |
| Charlottesville, VA | 169 | $ 47,675,000 | $ 282,100 | $ 114,000 |
| Sierra Vista-Douglas, AZ | 169 | $ 32,805,000 | $ 194,112 | $ 98,000 |
| Bakersfield, CA | 164 | $ 39,260,000 | $ 239,390 | $ 110,000 |
| Salem, OR | 157 | $ 40,495,000 | $ 257,929 | $ 88,000 |
| Jackson, MS | 156 | $ 29,960,000 | $ 192,051 | $ 92,000 |
| Spartanburg, SC | 156 | $ 24,320,000 | $ 155,897 | $ 75,000 |
| Mobile, AL | 155 | $ 25,545,000 | $ 164,806 | $ 78,000 |
| Springfield, MO | 155 | $ 27,445,000 | $ 177,064 | $ 74,000 |
| Urban Honolulu, HI | 155 | $ 77,065,000 | $ 497,193 | $ 130,000 |
| Valdosta, GA | 154 | $ 24,360,000 | $ 158,181 | $ 74,000 |
| Fort Collins, CO | 152 | $ 49,190,000 | $ 323,618 | $ 129,000 |
| Tallahassee, FL | 152 | $ 29,750,000 | $ 195,723 | $ 89,000 |
| Elizabethtown-Fort Knox, KY | 151 | $ 29,135,000 | $ 192,947 | $ 95,000 |
| Vallejo-Fairfield, CA | 147 | $ 56,555,000 | $ 384,727 | $ 118,000 |
| Bridgeport-Stamford-Norwalk, CT | 146 | $ 50,140,000 | $ 343,424 | $ 132,000 |
| Salisbury, MD-DE | 144 | $ 34,180,000 | $ 237,361 | $ 122,833 |
| Manchester-Nashua, NH | 143 | $ 37,405,000 | $ 261,573 | $ 117,000 |
| Lawton, OK | 141 | $ 23,135,000 | $ 164,078 | $ 87,000 |
| Akron, OH | 140 | $ 23,370,000 | $ 166,928 | $ 88,000 |
| Fresno, CA | 138 | $ 39,450,000 | $ 285,869 | $ 106,000 |
| Fairbanks, AK | 135 | $ 34,035,000 | $ 252,111 | $ 98,000 |
| Springfield, MA | 134 | $ 30,620,000 | $ 228,507 | $ 91,000 |
| Roanoke, VA | 131 | $ 26,075,000 | $ 199,045 | $ 91,000 |
| Hinesville, GA | 129 | $ 20,955,000 | $ 162,441 | $ 76,000 |
| Hagerstown-Martinsburg, MD-WV | 127 | $ 27,285,000 | $ 214,842 | $ 95,653 |
| York-Hanover, PA | 127 | $ 26,315,000 | $ 207,204 | $ 99,000 |
| Dover, DE | 126 | $ 27,650,000 | $ 219,444 | $ 90,000 |
| Greeley, CO | 125 | $ 38,725,000 | $ 309,800 | $ 96,000 |
| Las Cruces, NM | 124 | $ 24,760,000 | $ 199,677 | $ 95,000 |
| Madison, WI | 122 | $ 32,840,000 | $ 269,180 | $ 109,000 |
| Toledo, OH | 121 | $ 21,675,000 | $ 179,132 | $ 92,000 |
| Norwich-New London, CT | 120 | $ 29,470,000 | $ 245,583 | $ 112,000 |
| Lake Havasu City-Kingman, AZ | 119 | $ 22,185,000 | $ 186,428 | $ 90,000 |
| Gainesville, FL | 117 | $ 23,205,000 | $ 198,333 | $ 107,000 |
| College Station-Bryan, TX | 115 | $ 23,945,000 | $ 208,217 | $ 123,000 |
| Eugene, OR | 115 | $ 29,325,000 | $ 255,000 | $ 88,000 |
| Watertown-Fort Drum, NY | 115 | $ 20,305,000 | $ 176,565 | $ 90,000 |
| Bend-Redmond, OR | 113 | $ 35,305,000 | $ 312,433 | $ 107,000 |
| Auburn-Opelika, AL | 112 | $ 22,520,000 | $ 201,071 | $ 86,000 |
| Fort Wayne, IN | 112 | $ 19,770,000 | $ 176,517 | $ 85,000 |
| Gary, IN | 112 | $ 24,350,000 | $ 217,410 | $ 87,000 |
| Provo-Orem, UT | 111 | $ 32,405,000 | $ 291,936 | $ 104,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 110 | $ 51,860,000 | $ 471,454 | $ 132,000 |
| Topeka, KS | 109 | $ 17,595,000 | $ 161,422 | $ 82,000 |
| Homosassa Springs, FL | 107 | $ 17,455,000 | $ 163,130 | $ 86,000 |
| Santa Fe, NM | 107 | $ 28,785,000 | $ 269,018 | $ 102,000 |
| Lansing-East Lansing, MI | 105 | $ 18,645,000 | $ 177,571 | $ 97,000 |
| Lubbock, TX | 105 | $ 18,125,000 | $ 172,619 | $ 85,000 |
| Cheyenne, WY | 104 | $ 26,550,000 | $ 255,288 | $ 91,000 |
| New Bern, NC | 104 | $ 19,700,000 | $ 189,423 | $ 91,000 |
| McAllen-Edinburg-Mission, TX | 103 | $ 18,425,000 | $ 178,883 | $ 120,000 |
| Coeur D'Alene, ID | 102 | $ 27,710,000 | $ 271,666 | $ 98,000 |
| Lynchburg, VA | 102 | $ 19,990,000 | $ 195,980 | $ 99,000 |
| Huntington-Ashland, WV-KY-OH | 101 | $ 16,545,000 | $ 163,811 | $ 103,485 |
| Lincoln, NE | 100 | $ 17,570,000 | $ 175,700 | $ 88,000 |
| Macon-Bibb County, GA | 99 | $ 16,575,000 | $ 167,424 | $ 89,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 98 | $ 15,000,000 | $ 153,061 | $ 83,000 |
| Lafayette, LA | 97 | $ 18,775,000 | $ 193,556 | $ 88,000 |
| Wichita Falls, TX | 97 | $ 16,255,000 | $ 167,577 | $ 91,000 |
| San Angelo, TX | 96 | $ 16,980,000 | $ 176,875 | $ 93,000 |
| Des Moines-West Des Moines, IA | 95 | $ 18,835,000 | $ 198,263 | $ 99,000 |
| Utica-Rome, NY | 95 | $ 13,775,000 | $ 145,000 | $ 95,000 |
| Abilene, TX | 94 | $ 17,250,000 | $ 183,510 | $ 83,000 |
| Stockton-Lodi, CA | 94 | $ 30,580,000 | $ 325,319 | $ 106,000 |
| Athens-Clarke County, GA | 93 | $ 20,365,000 | $ 218,978 | $ 106,000 |
| Pueblo, CO | 93 | $ 17,045,000 | $ 183,279 | $ 75,000 |
| Atlantic City-Hammonton, NJ | 92 | $ 19,890,000 | $ 216,195 | $ 111,000 |
| Flagstaff, AZ | 92 | $ 26,590,000 | $ 289,021 | $ 115,000 |
| Kennewick-Richland, WA | 92 | $ 25,680,000 | $ 279,130 | $ 111,000 |
| Elgin, IL | 91 | $ 22,145,000 | $ 243,351 | $ 122,000 |
| Hickory-Lenoir-Morganton, NC | 91 | $ 17,715,000 | $ 194,670 | $ 91,000 |
| Barnstable Town, MA | 90 | $ 28,970,000 | $ 321,888 | $ 134,000 |
| Boulder, CO | 90 | $ 35,740,000 | $ 397,111 | $ 144,000 |
| Naples-Immokalee-Marco Island, FL | 90 | $ 25,440,000 | $ 282,666 | $ 119,000 |
| Waco, TX | 89 | $ 17,165,000 | $ 192,865 | $ 92,000 |
| Amarillo, TX | 85 | $ 18,085,000 | $ 212,764 | $ 94,000 |
| Greenville, NC | 85 | $ 13,705,000 | $ 161,235 | $ 98,000 |
| Yuma, AZ | 85 | $ 16,405,000 | $ 193,000 | $ 96,000 |
| Ann Arbor, MI | 84 | $ 20,000,000 | $ 238,095 | $ 131,000 |
| Johnson City, TN | 84 | $ 16,620,000 | $ 197,857 | $ 85,000 |
| Kalamazoo-Portage, MI | 84 | $ 14,610,000 | $ 173,928 | $ 89,000 |
| South Bend-Mishawaka, IN-MI | 84 | $ 13,800,000 | $ 164,285 | $ 84,833 |
| Goldsboro, NC | 83 | $ 14,145,000 | $ 170,421 | $ 73,000 |
| Punta Gorda, FL | 82 | $ 18,470,000 | $ 225,243 | $ 90,000 |
| Dutchess County-Putnam County, NY | 81 | $ 24,595,000 | $ 303,641 | $ 139,000 |
| Gainesville, GA | 81 | $ 19,045,000 | $ 235,123 | $ 93,000 |
| Canton-Massillon, OH | 80 | $ 14,690,000 | $ 183,625 | $ 91,000 |
| Davenport-Moline-Rock Island, IA-IL | 80 | $ 13,460,000 | $ 168,250 | $ 93,700 |
| Lancaster, PA | 80 | $ 17,720,000 | $ 221,500 | $ 104,000 |
| Beaumont-Port Arthur, TX | 79 | $ 13,845,000 | $ 175,253 | $ 103,000 |
| East Stroudsburg, PA | 79 | $ 13,495,000 | $ 170,822 | $ 92,000 |
| Grand Junction, CO | 79 | $ 17,885,000 | $ 226,392 | $ 87,000 |
| Manhattan, KS | 79 | $ 18,045,000 | $ 228,417 | $ 104,000 |
| Tuscaloosa, AL | 78 | $ 13,970,000 | $ 179,102 | $ 94,000 |
| Winchester, VA-WV | 78 | $ 20,600,000 | $ 264,102 | $ 111,641 |
| Duluth, MN-WI | 77 | $ 15,455,000 | $ 200,714 | $ 89,714 |
| Midland, TX | 77 | $ 20,055,000 | $ 260,454 | $ 122,000 |
| Billings, MT | 76 | $ 18,850,000 | $ 248,026 | $ 102,000 |
| Youngstown-Warren-Boardman, OH-PA | 76 | $ 11,400,000 | $ 150,000 | $ 81,118 |
| Modesto, CA | 75 | $ 21,855,000 | $ 291,400 | $ 111,000 |
| Dothan, AL | 74 | $ 13,630,000 | $ 184,189 | $ 108,000 |
| Rapid City, SD | 74 | $ 17,970,000 | $ 242,837 | $ 99,000 |
| Trenton, NJ | 73 | $ 18,125,000 | $ 248,287 | $ 111,000 |
| Tyler, TX | 73 | $ 15,125,000 | $ 207,191 | $ 100,000 |
| Medford, OR | 72 | $ 21,430,000 | $ 297,638 | $ 99,000 |
| Yuba City, CA | 72 | $ 20,340,000 | $ 282,500 | $ 95,000 |
| Bellingham, WA | 71 | $ 24,095,000 | $ 339,366 | $ 114,000 |
| Florence, SC | 71 | $ 12,185,000 | $ 171,619 | $ 94,000 |
| Blacksburg-Christiansburg-Radford, VA | 70 | $ 14,950,000 | $ 213,571 | $ 134,000 |
| Burlington-South Burlington, VT | 70 | $ 19,540,000 | $ 279,142 | $ 112,000 |
| California-Lexington Park, MD | 70 | $ 19,380,000 | $ 276,857 | $ 112,000 |
| Fort Smith, AR-OK | 70 | $ 11,360,000 | $ 162,285 | $ 109,000 |
| Salinas, CA | 70 | $ 31,520,000 | $ 450,285 | $ 137,000 |
| Great Falls, MT | 69 | $ 14,125,000 | $ 204,710 | $ 83,000 |
| Charleston, WV | 68 | $ 11,130,000 | $ 163,676 | $ 91,000 |
| Hattiesburg, MS | 67 | $ 11,765,000 | $ 175,597 | $ 83,000 |
| Sebastian-Vero Beach, FL | 67 | $ 14,745,000 | $ 220,074 | $ 89,000 |
| Burlington, NC | 66 | $ 13,310,000 | $ 201,666 | $ 84,000 |
| Bloomington, IN | 65 | $ 15,065,000 | $ 231,769 | $ 100,000 |
| Brownsville-Harlingen, TX | 65 | $ 11,905,000 | $ 183,153 | $ 102,000 |
| Peoria, IL | 65 | $ 11,315,000 | $ 174,076 | $ 96,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 65 | $ 32,325,000 | $ 497,307 | $ 156,000 |
| Albany, OR | 64 | $ 15,320,000 | $ 239,375 | $ 79,000 |
| Reading, PA | 63 | $ 12,225,000 | $ 194,047 | $ 92,000 |
| Brunswick, GA | 61 | $ 14,565,000 | $ 238,770 | $ 109,000 |
| The Villages, FL | 61 | $ 13,075,000 | $ 214,344 | $ 105,000 |
| Sioux Falls, SD | 60 | $ 14,470,000 | $ 241,166 | $ 110,000 |
| Bangor, ME | 58 | $ 9,270,000 | $ 159,827 | $ 95,000 |
| Lafayette-West Lafayette, IN | 58 | $ 10,080,000 | $ 173,793 | $ 95,000 |
| Longview, TX | 58 | $ 10,460,000 | $ 180,344 | $ 92,000 |
| Battle Creek, MI | 57 | $ 9,385,000 | $ 164,649 | $ 82,000 |
| Green Bay, WI | 57 | $ 10,105,000 | $ 177,280 | $ 81,000 |
| Idaho Falls, ID | 57 | $ 13,805,000 | $ 242,192 | $ 110,000 |
| St. George, UT | 57 | $ 15,935,000 | $ 279,561 | $ 91,000 |
| Kingsport-Bristol-Bristol, TN-VA | 56 | $ 10,560,000 | $ 188,571 | $ 99,482 |
| Santa Maria-Santa Barbara, CA | 56 | $ 20,860,000 | $ 372,500 | $ 116,000 |
| Columbia, MO | 55 | $ 10,985,000 | $ 199,727 | $ 91,000 |
| Evansville, IN-KY | 54 | $ 8,320,000 | $ 154,074 | $ 77,962 |
| Flint, MI | 54 | $ 9,940,000 | $ 184,074 | $ 76,000 |
| Rockford, IL | 54 | $ 8,980,000 | $ 166,296 | $ 88,000 |
| Visalia-Porterville, CA | 54 | $ 11,580,000 | $ 214,444 | $ 103,000 |
| Lake Charles, LA | 53 | $ 10,175,000 | $ 191,981 | $ 95,000 |
| Rochester, MN | 53 | $ 11,065,000 | $ 208,773 | $ 91,000 |
| Sherman-Denison, TX | 53 | $ 10,935,000 | $ 206,320 | $ 92,000 |
| Grand Forks, ND-MN | 51 | $ 11,445,000 | $ 224,411 | $ 88,352 |
| Mount Vernon-Anacortes, WA | 51 | $ 16,895,000 | $ 331,274 | $ 106,000 |
| Santa Rosa, CA | 51 | $ 22,625,000 | $ 443,627 | $ 169,000 |
| Sebring, FL | 51 | $ 8,215,000 | $ 161,078 | $ 69,000 |
| Albany, GA | 50 | $ 7,910,000 | $ 158,200 | $ 81,000 |
| Chico, CA | 50 | $ 12,930,000 | $ 258,600 | $ 91,000 |
| Chambersburg-Waynesboro, PA | 49 | $ 10,195,000 | $ 208,061 | $ 94,000 |
| Champaign-Urbana, IL | 49 | $ 7,975,000 | $ 162,755 | $ 84,000 |
| Erie, PA | 49 | $ 7,205,000 | $ 147,040 | $ 80,000 |
| Niles-Benton Harbor, MI | 48 | $ 8,100,000 | $ 168,750 | $ 83,000 |
| Decatur, AL | 47 | $ 8,545,000 | $ 181,808 | $ 95,000 |
| Hot Springs, AR | 47 | $ 6,605,000 | $ 140,531 | $ 96,000 |
| Joplin, MO | 46 | $ 7,460,000 | $ 162,173 | $ 95,000 |
| Missoula, MT | 46 | $ 13,120,000 | $ 285,217 | $ 105,000 |
| Ocean City, NJ | 46 | $ 11,210,000 | $ 243,695 | $ 115,000 |
| Yakima, WA | 46 | $ 11,380,000 | $ 247,391 | $ 90,000 |
| Fargo, ND-MN | 45 | $ 10,565,000 | $ 234,777 | $ 99,488 |
| Morgantown, WV | 45 | $ 9,585,000 | $ 213,000 | $ 98,000 |
| Odessa, TX | 45 | $ 9,305,000 | $ 206,777 | $ 100,000 |
| State College, PA | 45 | $ 10,255,000 | $ 227,888 | $ 112,000 |
| Texarkana, TX-AR | 45 | $ 6,975,000 | $ 155,000 | $ 87,866 |
| Binghamton, NY | 44 | $ 6,750,000 | $ 153,409 | $ 75,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 44 | $ 18,530,000 | $ 421,136 | $ 132,000 |
| Terre Haute, IN | 44 | $ 6,180,000 | $ 140,454 | $ 69,000 |
| Anniston-Oxford-Jacksonville, AL | 43 | $ 6,845,000 | $ 159,186 | $ 86,000 |
| San Francisco-Redwood City-South San Francisco, CA | 43 | $ 21,595,000 | $ 502,209 | $ 171,000 |
| Springfield, IL | 43 | $ 7,805,000 | $ 181,511 | $ 90,000 |
| Appleton, WI | 42 | $ 8,110,000 | $ 193,095 | $ 91,000 |
| Lawrence, KS | 41 | $ 9,185,000 | $ 224,024 | $ 118,000 |
| Beckley, WV | 40 | $ 4,960,000 | $ 124,000 | $ 63,000 |
| Jefferson City, MO | 40 | $ 7,640,000 | $ 191,000 | $ 99,000 |
| Redding, CA | 40 | $ 9,580,000 | $ 239,500 | $ 91,000 |
| Cedar Rapids, IA | 39 | $ 5,965,000 | $ 152,948 | $ 71,000 |
| Lewiston-Auburn, ME | 39 | $ 7,505,000 | $ 192,435 | $ 86,000 |
| Wausau, WI | 39 | $ 6,715,000 | $ 172,179 | $ 83,000 |
| Carbondale-Marion, IL | 38 | $ 5,540,000 | $ 145,789 | $ 89,000 |
| Corvallis, OR | 38 | $ 10,820,000 | $ 284,736 | $ 114,000 |
| Glens Falls, NY | 38 | $ 6,120,000 | $ 161,052 | $ 97,000 |
| Oshkosh-Neenah, WI | 38 | $ 6,220,000 | $ 163,684 | $ 85,000 |
| Racine, WI | 38 | $ 8,000,000 | $ 210,526 | $ 95,000 |
| Springfield, OH | 38 | $ 6,250,000 | $ 164,473 | $ 76,000 |
| Jackson, MI | 37 | $ 6,675,000 | $ 180,405 | $ 86,000 |
| Kingston, NY | 37 | $ 8,485,000 | $ 229,324 | $ 115,000 |
| Janesville-Beloit, WI | 36 | $ 6,160,000 | $ 171,111 | $ 66,000 |
| Houma-Thibodaux, LA | 35 | $ 6,805,000 | $ 194,428 | $ 94,000 |
| Merced, CA | 35 | $ 8,455,000 | $ 241,571 | $ 99,000 |
| Alexandria, LA | 34 | $ 6,380,000 | $ 187,647 | $ 102,000 |
| Monroe, MI | 34 | $ 5,620,000 | $ 165,294 | $ 84,000 |
| Bloomington, IL | 33 | $ 6,145,000 | $ 186,212 | $ 101,000 |
| Bowling Green, KY | 33 | $ 6,305,000 | $ 191,060 | $ 78,000 |
| Eau Claire, WI | 33 | $ 6,255,000 | $ 189,545 | $ 78,000 |
| Farmington, NM | 33 | $ 6,965,000 | $ 211,060 | $ 101,000 |
| Hanford-Corcoran, CA | 33 | $ 7,795,000 | $ 236,212 | $ 94,000 |
| Monroe, LA | 33 | $ 5,745,000 | $ 174,090 | $ 85,000 |
| St. Cloud, MN | 33 | $ 5,485,000 | $ 166,212 | $ 81,000 |
| Staunton-Waynesboro, VA | 33 | $ 6,595,000 | $ 199,848 | $ 84,000 |
| Florence-Muscle Shoals, AL | 32 | $ 5,310,000 | $ 165,937 | $ 74,000 |
| Kokomo, IN | 32 | $ 4,900,000 | $ 153,125 | $ 80,000 |
| Saginaw, MI | 32 | $ 5,120,000 | $ 160,000 | $ 93,000 |
| St. Joseph, MO-KS | 32 | $ 5,480,000 | $ 171,250 | $ 89,875 |
| Victoria, TX | 32 | $ 6,540,000 | $ 204,375 | $ 91,000 |
| Walla Walla, WA | 32 | $ 7,230,000 | $ 225,937 | $ 77,000 |
| Lebanon, PA | 31 | $ 5,675,000 | $ 183,064 | $ 81,000 |
| Longview, WA | 31 | $ 7,745,000 | $ 249,838 | $ 100,000 |
| Madera, CA | 31 | $ 7,185,000 | $ 231,774 | $ 94,000 |
| Logan, UT-ID | 30 | $ 8,410,000 | $ 280,333 | $ 100,666 |
| Muskegon, MI | 30 | $ 4,560,000 | $ 152,000 | $ 64,000 |
| Sheboygan, WI | 30 | $ 5,490,000 | $ 183,000 | $ 102,000 |
| Columbus, IN | 29 | $ 5,785,000 | $ 199,482 | $ 100,000 |
| Twin Falls, ID | 29 | $ 5,325,000 | $ 183,620 | $ 76,000 |
| Bismarck, ND | 28 | $ 6,840,000 | $ 244,285 | $ 94,000 |
| Jonesboro, AR | 28 | $ 5,610,000 | $ 200,357 | $ 101,000 |
| Rocky Mount, NC | 28 | $ 3,940,000 | $ 140,714 | $ 59,000 |
| Casper, WY | 27 | $ 8,075,000 | $ 299,074 | $ 175,000 |
| Gettysburg, PA | 27 | $ 6,955,000 | $ 257,592 | $ 116,000 |
| Grants Pass, OR | 27 | $ 6,965,000 | $ 257,962 | $ 108,000 |
| Hammond, LA | 27 | $ 4,315,000 | $ 159,814 | $ 80,000 |
| Vineland-Bridgeton, NJ | 27 | $ 4,795,000 | $ 177,592 | $ 73,000 |
| Williamsport, PA | 27 | $ 4,375,000 | $ 162,037 | $ 93,000 |
| Enid, OK | 26 | $ 4,700,000 | $ 180,769 | $ 84,000 |
| Harrisonburg, VA | 26 | $ 5,640,000 | $ 216,923 | $ 91,000 |
| Kahului-Wailuku-Lahaina, HI | 26 | $ 11,030,000 | $ 424,230 | $ 114,000 |
| Lewiston, ID-WA | 26 | $ 5,320,000 | $ 204,615 | $ 93,076 |
| Midland, MI | 26 | $ 5,080,000 | $ 195,384 | $ 101,000 |
| Pocatello, ID | 26 | $ 4,350,000 | $ 167,307 | $ 77,000 |
| Rome, GA | 26 | $ 3,760,000 | $ 144,615 | $ 86,000 |
| Mankato-North Mankato, MN | 25 | $ 5,225,000 | $ 209,000 | $ 90,000 |
| Pittsfield, MA | 25 | $ 4,675,000 | $ 187,000 | $ 92,000 |
| Cleveland, TN | 24 | $ 4,820,000 | $ 200,833 | $ 93,000 |
| Jackson, TN | 24 | $ 4,430,000 | $ 184,583 | $ 82,000 |
| La Crosse-Onalaska, WI-MN | 24 | $ 6,170,000 | $ 257,083 | $ 124,750 |
| Michigan City-La Porte, IN | 24 | $ 3,320,000 | $ 138,333 | $ 53,000 |
| Morristown, TN | 24 | $ 4,500,000 | $ 187,500 | $ 81,000 |
| Wheeling, WV-OH | 24 | $ 3,620,000 | $ 150,833 | $ 65,458 |
| Bay City, MI | 23 | $ 3,005,000 | $ 130,652 | $ 81,000 |
| Santa Cruz-Watsonville, CA | 23 | $ 13,645,000 | $ 593,260 | $ 192,000 |
| Elkhart-Goshen, IN | 22 | $ 4,370,000 | $ 198,636 | $ 92,000 |
| Wenatchee, WA | 22 | $ 5,910,000 | $ 268,636 | $ 101,000 |
| Dalton, GA | 20 | $ 3,090,000 | $ 154,500 | $ 69,000 |
| Gadsden, AL | 20 | $ 3,060,000 | $ 153,000 | $ 74,000 |
| Laredo, TX | 20 | $ 3,990,000 | $ 199,500 | $ 84,000 |
| Lima, OH | 20 | $ 3,190,000 | $ 159,500 | $ 72,000 |
| Muncie, IN | 20 | $ 2,960,000 | $ 148,000 | $ 75,000 |
| Pine Bluff, AR | 20 | $ 2,920,000 | $ 146,000 | $ 89,000 |
| San Rafael, CA | 20 | $ 10,470,000 | $ 523,500 | $ 118,000 |
| Iowa City, IA | 19 | $ 4,275,000 | $ 225,000 | $ 103,000 |
| Mansfield, OH | 19 | $ 2,645,000 | $ 139,210 | $ 97,000 |
| Owensboro, KY | 19 | $ 2,635,000 | $ 138,684 | $ 75,000 |
| Cape Girardeau, MO-IL | 18 | $ 2,710,000 | $ 150,555 | $ 83,000 |
| Sioux City, IA-NE-SD | 18 | $ 3,270,000 | $ 181,666 | $ 79,500 |
| Altoona, PA | 17 | $ 2,495,000 | $ 146,764 | $ 90,000 |
| El Centro, CA | 17 | $ 3,565,000 | $ 209,705 | $ 81,000 |
| Fond Du Lac, WI | 17 | $ 3,095,000 | $ 182,058 | $ 107,000 |
| Johnstown, PA | 17 | $ 1,965,000 | $ 115,588 | $ 77,000 |
| Napa, CA | 17 | $ 7,095,000 | $ 417,352 | $ 145,000 |
| Waterloo-Cedar Falls, IA | 17 | $ 2,925,000 | $ 172,058 | $ 76,000 |
| Ames, IA | 16 | $ 2,800,000 | $ 175,000 | $ 75,000 |
| Parkersburg-Vienna, WV | 16 | $ 2,740,000 | $ 171,250 | $ 94,000 |
| Bloomsburg-Berwick, PA | 15 | $ 2,785,000 | $ 185,666 | $ 95,000 |
| Decatur, IL | 15 | $ 2,175,000 | $ 145,000 | $ 77,000 |
| Ithaca, NY | 15 | $ 3,185,000 | $ 212,333 | $ 105,000 |
| Weirton-Steubenville, WV-OH | 15 | $ 1,865,000 | $ 124,333 | $ 83,600 |
| Grand Island, NE | 13 | $ 2,505,000 | $ 192,692 | $ 70,000 |
| Kankakee, IL | 13 | $ 2,135,000 | $ 164,230 | $ 82,000 |
| Carson City, NV | 12 | $ 4,030,000 | $ 335,833 | $ 104,000 |
| Elmira, NY | 12 | $ 2,380,000 | $ 198,333 | $ 100,000 |
| Cumberland, MD-WV | 11 | $ 1,475,000 | $ 134,090 | $ 82,000 |
| Danville, IL | 7 | $ 845,000 | $ 120,714 | $ 56,000 |
| Dubuque, IA | 7 | $ 1,115,000 | $ 159,285 | $ 105,000 |
Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 78,849 | $19,803,135,000 | $251,000 | $2,425,000 | $107,000 | $8,324,000 |
| Cash-out Refinancing | 13,879 | $3,123,015,000 | $225,000 | $2,315,000 | $94,000 | $1,370,000 |
| Refinancing | 8,268 | $1,626,080,000 | $196,000 | $1,455,000 | $95,000 | $1,821,000 |
| Home Improvement | 1,176 | $150,310,000 | $127,000 | $1,255,000 | $71,000 | $471,000 |
| Other Purpose | 980 | $144,160,000 | $147,000 | $1,815,000 | $72,000 | $1,621,000 |
| Not Applicable | 400 | $88,800,000 | $222,000 | $755,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 68,184 | $16,344,760,000 | $239,000 | $2,425,000 | $105,000 | $6,438,000 |
| Not Provided | 13,194 | $3,252,240,000 | $246,000 | $2,315,000 | $104,000 | $8,324,000 |
| Black or African American | 9,932 | $2,305,620,000 | $232,000 | $1,845,000 | $96,000 | $5,000,000 |
| Hispanic | 7,611 | $1,847,035,000 | $242,000 | $1,555,000 | $96,000 | $2,052,000 |
| Asian | 2,018 | $560,570,000 | $277,000 | $1,015,000 | $108,000 | $638,000 |
| American Indian or Alaskan Native | 1,423 | $318,795,000 | $224,000 | $1,035,000 | $92,000 | $1,495,000 |
| Not applicable | 400 | $88,800,000 | $222,000 | $755,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 327 | $90,665,000 | $277,000 | $1,305,000 | $107,000 | $600,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 59,003 | $15,418,025,000 | $261,000 | $2,425,000 | $97,000 | $6,438,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 44,549 | $9,517,475,000 | $213,000 | $2,315,000 | $111,000 | $8,324,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 56,554 | $13,543,300,000 | $239,000 | $2,245,000 | $104,000 | $5,000,000 |
| Application Withdrawn By Applicant | 27,444 | $7,055,040,000 | $257,000 | $2,425,000 | $115,000 | $8,324,000 |
| Application Denied By Financial Institution | 16,388 | $3,597,430,000 | $219,000 | $1,815,000 | $79,000 | $6,390,000 |
| File Closed For Incompleteness | 2,205 | $523,635,000 | $237,000 | $1,725,000 | $105,000 | $893,000 |
| Application Approved But Not Accepted | 561 | $127,295,000 | $226,000 | $875,000 | $104,000 | $606,000 |
| Loan Purchased By The Institution | 400 | $88,800,000 | $222,000 | $755,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 87,164 | $21,338,070,000 | $244,000 | $2,425,000 | $108,000 | $8,324,000 |
| Debt-To-Income Ratio | 4,438 | $990,120,000 | $223,000 | $1,305,000 | $56,000 | $509,000 |
| Credit Application Incomplete | 3,472 | $883,100,000 | $254,000 | $1,815,000 | $109,000 | $4,250,000 |
| Credit History | 3,167 | $627,055,000 | $197,000 | $1,605,000 | $47,000 | $1,002,000 |
| Collateral | 2,817 | $584,305,000 | $207,000 | $1,535,000 | $105,000 | $4,717,000 |
| Other | 1,117 | $211,315,000 | $189,000 | $1,075,000 | $84,000 | $1,034,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 631 | $133,195,000 | $211,000 | $1,035,000 | $95,000 | $543,000 |
| Employment History | 613 | $138,085,000 | $225,000 | $1,435,000 | $84,000 | $885,000 |
| Unverifiable Information | 132 | $30,130,000 | $228,000 | $1,575,000 | $134,000 | $6,390,000 |
| Mortgage Insurance Denied | 1 | $125,000 | $125,000 | $125,000 | $77,000 | $77,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess USAA Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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