USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2023
In 2023, USAA Federal Savings Bank of San Antonio, TX reported 25,060 mortgage applications totaling $8.3 billion, down 19% from 2022. The average application was for $332,237, and applicants reported an average income of $142,589. 48% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (618), San Antonio-New Braunfels, TX (554) and Houston-The Woodlands-Sugar Land, TX (474) (applications in parentheses).
| Mortgage Company & Address | USAA Federal Savings Bank 10750 McDermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 25,060 |
| Total Mortgage Loan Application Amount | $8,325,870,000 |
| Average Mortgage Loan Application Amount | $332,237 |
| Highest Mortgage Loan Application Amount | $4,025,000 |
| Average Applicant Income | $142,589 |
| Highest Applicant Income | $7,213,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 4,093 | $ 1,094,615,000 | $ 267,435 | $ 131,584 |
| Atlanta-Sandy Springs-Roswell, GA | 618 | $ 221,190,000 | $ 357,912 | $ 140,000 |
| San Antonio-New Braunfels, TX | 554 | $ 189,730,000 | $ 342,472 | $ 149,000 |
| Houston-The Woodlands-Sugar Land, TX | 474 | $ 171,590,000 | $ 362,004 | $ 177,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 417 | $ 202,505,000 | $ 485,623 | $ 172,544 |
| Dallas-Plano-Irving, TX | 347 | $ 145,455,000 | $ 419,178 | $ 183,000 |
| Tampa-St. Petersburg-Clearwater, FL | 347 | $ 139,565,000 | $ 402,204 | $ 144,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 318 | $ 114,340,000 | $ 359,559 | $ 152,201 |
| St. Louis, MO-IL | 303 | $ 89,975,000 | $ 296,947 | $ 138,287 |
| Phoenix-Mesa-Scottsdale, AZ | 283 | $ 125,085,000 | $ 441,996 | $ 161,000 |
| Charlotte-Concord-Gastonia, NC-SC | 260 | $ 98,500,000 | $ 378,846 | $ 151,200 |
| Fayetteville, NC | 255 | $ 69,645,000 | $ 273,117 | $ 113,000 |
| Kansas City, MO-KS | 246 | $ 73,880,000 | $ 300,325 | $ 140,947 |
| Fort Worth-Arlington, TX | 240 | $ 85,740,000 | $ 357,250 | $ 148,000 |
| Chicago-Naperville, IL | 232 | $ 78,080,000 | $ 336,551 | $ 170,000 |
| Orlando-Kissimmee-Sanford, FL | 232 | $ 90,160,000 | $ 388,620 | $ 144,000 |
| Jacksonville, FL | 231 | $ 84,195,000 | $ 364,480 | $ 145,000 |
| Baltimore-Columbia-Towson, MD | 230 | $ 92,200,000 | $ 400,869 | $ 182,000 |
| Oklahoma City, OK | 228 | $ 67,200,000 | $ 294,736 | $ 133,000 |
| Las Vegas-Henderson-Paradise, NV | 214 | $ 88,200,000 | $ 412,149 | $ 154,000 |
| Austin-Round Rock, TX | 208 | $ 94,490,000 | $ 454,278 | $ 184,000 |
| Denver-Aurora-Lakewood, CO | 208 | $ 99,880,000 | $ 480,192 | $ 180,000 |
| Indianapolis-Carmel-Anderson, IN | 174 | $ 48,670,000 | $ 279,712 | $ 133,000 |
| Colorado Springs, CO | 169 | $ 72,575,000 | $ 429,437 | $ 156,000 |
| Columbia, SC | 168 | $ 47,700,000 | $ 283,928 | $ 118,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 167 | $ 61,745,000 | $ 369,730 | $ 164,035 |
| Raleigh, NC | 167 | $ 64,455,000 | $ 385,958 | $ 153,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 161 | $ 61,715,000 | $ 383,322 | $ 158,000 |
| Pensacola-Ferry Pass-Brent, FL | 160 | $ 51,810,000 | $ 323,812 | $ 127,000 |
| Cincinnati, OH-KY-IN | 159 | $ 48,265,000 | $ 303,553 | $ 120,320 |
| El Paso, TX | 154 | $ 45,030,000 | $ 292,402 | $ 128,000 |
| Palm Bay-Melbourne-Titusville, FL | 154 | $ 56,630,000 | $ 367,727 | $ 142,000 |
| Augusta-Richmond County, GA-SC | 153 | $ 44,115,000 | $ 288,333 | $ 124,549 |
| Charleston-North Charleston, SC | 153 | $ 54,225,000 | $ 354,411 | $ 136,000 |
| Dayton-Springfield-Kettering, OH | 152 | $ 41,950,000 | $ 275,986 | $ 137,000 |
| Huntsville, AL | 146 | $ 49,280,000 | $ 337,534 | $ 147,000 |
| Richmond, VA | 145 | $ 51,795,000 | $ 357,206 | $ 181,000 |
| New Orleans-Metairie, LA | 139 | $ 44,485,000 | $ 320,035 | $ 165,000 |
| Pittsburgh, PA | 137 | $ 38,495,000 | $ 280,985 | $ 129,000 |
| Albuquerque, NM | 135 | $ 46,315,000 | $ 343,074 | $ 141,000 |
| Cleveland-Elyria, OH | 129 | $ 34,275,000 | $ 265,697 | $ 128,000 |
| Tucson, AZ | 128 | $ 43,090,000 | $ 336,640 | $ 142,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 125 | $ 56,075,000 | $ 448,600 | $ 158,040 |
| Greenville-Anderson-Mauldin, SC | 123 | $ 36,895,000 | $ 299,959 | $ 125,000 |
| Killeen-Temple, TX | 123 | $ 36,165,000 | $ 294,024 | $ 104,000 |
| Little Rock-North Little Rock-Conway, AR | 123 | $ 28,995,000 | $ 235,731 | $ 111,000 |
| Columbus, OH | 120 | $ 36,610,000 | $ 305,083 | $ 153,000 |
| Memphis, TN-MS-AR | 120 | $ 35,150,000 | $ 292,916 | $ 147,166 |
| Knoxville, TN | 113 | $ 43,465,000 | $ 384,646 | $ 143,000 |
| Clarksville, TN-KY | 110 | $ 34,880,000 | $ 317,090 | $ 108,109 |
| Riverside-San Bernardino-Ontario, CA | 110 | $ 43,450,000 | $ 395,000 | $ 138,000 |
| Birmingham-Hoover, AL | 108 | $ 31,510,000 | $ 291,759 | $ 127,000 |
| Louisville/Jefferson County, KY-IN | 108 | $ 28,820,000 | $ 266,851 | $ 118,583 |
| Crestview-Fort Walton Beach-Destin, FL | 107 | $ 41,455,000 | $ 387,429 | $ 137,000 |
| New York-Newark, NY | 107 | $ 42,065,000 | $ 393,130 | $ 154,803 |
| Omaha-Council Bluffs, NE-IA | 106 | $ 32,250,000 | $ 304,245 | $ 128,132 |
| Seattle-Bellevue-Everett, WA | 105 | $ 57,375,000 | $ 546,428 | $ 195,000 |
| Tulsa, OK | 104 | $ 28,280,000 | $ 271,923 | $ 110,000 |
| Anchorage, AK | 102 | $ 39,860,000 | $ 390,784 | $ 147,000 |
| Gulfport-Biloxi-Pascagoula, MS | 98 | $ 25,470,000 | $ 259,897 | $ 120,000 |
| Columbus, GA-AL | 97 | $ 24,665,000 | $ 254,278 | $ 122,247 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 96 | $ 30,090,000 | $ 313,437 | $ 139,802 |
| Savannah, GA | 95 | $ 31,765,000 | $ 334,368 | $ 123,000 |
| Warner Robins, GA | 95 | $ 25,935,000 | $ 273,000 | $ 112,000 |
| Warren-Troy-Farmington Hills, MI | 94 | $ 25,620,000 | $ 272,553 | $ 117,000 |
| Jacksonville, NC | 91 | $ 27,485,000 | $ 302,032 | $ 111,000 |
| New York-Jersey City-White Plains, NY-NJ | 91 | $ 48,315,000 | $ 530,934 | $ 182,846 |
| Tacoma-Lakewood, WA | 91 | $ 41,735,000 | $ 458,626 | $ 144,000 |
| North Port-Sarasota-Bradenton, FL | 90 | $ 39,280,000 | $ 436,444 | $ 192,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 89 | $ 32,445,000 | $ 364,550 | $ 147,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 86 | $ 37,440,000 | $ 435,348 | $ 151,000 |
| Los Angeles-Long Beach-Glendale, CA | 85 | $ 50,145,000 | $ 589,941 | $ 207,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 83 | $ 29,835,000 | $ 359,457 | $ 237,000 |
| Providence-Warwick, RI-MA | 80 | $ 33,430,000 | $ 417,875 | $ 155,425 |
| Sacramento--Roseville--Arden-Arcade, CA | 80 | $ 32,700,000 | $ 408,750 | $ 171,000 |
| Montgomery County-Bucks County-Chester County, PA | 78 | $ 28,480,000 | $ 365,128 | $ 182,000 |
| Wichita, KS | 78 | $ 21,730,000 | $ 278,589 | $ 107,000 |
| Chattanooga, TN-GA | 77 | $ 24,375,000 | $ 316,558 | $ 130,818 |
| Camden, NJ | 76 | $ 24,290,000 | $ 319,605 | $ 128,000 |
| Newark, NJ-PA | 76 | $ 32,240,000 | $ 424,210 | $ 163,355 |
| Shreveport-Bossier City, LA | 76 | $ 22,240,000 | $ 292,631 | $ 131,000 |
| Durham-Chapel Hill, NC | 75 | $ 27,535,000 | $ 367,133 | $ 160,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 74 | $ 16,910,000 | $ 228,513 | $ 118,000 |
| Lakeland-Winter Haven, FL | 73 | $ 24,525,000 | $ 335,958 | $ 146,000 |
| Ocala, FL | 72 | $ 20,320,000 | $ 282,222 | $ 113,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 71 | $ 28,405,000 | $ 400,070 | $ 160,000 |
| Greensboro-High Point, NC | 70 | $ 18,230,000 | $ 260,428 | $ 179,000 |
| San Diego-Carlsbad, CA | 70 | $ 39,670,000 | $ 566,714 | $ 168,000 |
| Jackson, MS | 69 | $ 22,505,000 | $ 326,159 | $ 135,000 |
| Montgomery, AL | 69 | $ 19,375,000 | $ 280,797 | $ 128,000 |
| Hartford-West Hartford-East Hartford, CT | 66 | $ 21,510,000 | $ 325,909 | $ 160,000 |
| Springfield, MO | 66 | $ 15,990,000 | $ 242,272 | $ 113,000 |
| Cambridge-Newton-Framingham, MA | 65 | $ 35,835,000 | $ 551,307 | $ 191,000 |
| Philadelphia, PA | 65 | $ 20,005,000 | $ 307,769 | $ 137,000 |
| Tallahassee, FL | 65 | $ 20,815,000 | $ 320,230 | $ 147,000 |
| Washington-Baltimore-Arlington, DC | 65 | $ 33,355,000 | $ 513,153 | $ 204,000 |
| Lawton, OK | 64 | $ 12,730,000 | $ 198,906 | $ 125,000 |
| Cape Coral-Fort Myers, FL | 63 | $ 22,205,000 | $ 352,460 | $ 134,000 |
| Detroit-Dearborn-Livonia, MI | 62 | $ 11,750,000 | $ 189,516 | $ 85,000 |
| Winston-Salem, NC | 61 | $ 16,895,000 | $ 276,967 | $ 122,000 |
| Boise City, ID | 60 | $ 24,730,000 | $ 412,166 | $ 190,000 |
| Miami-Miami Beach-Kendall, FL | 60 | $ 29,130,000 | $ 485,500 | $ 164,000 |
| Milwaukee-Waukesha-West Allis, WI | 58 | $ 17,190,000 | $ 296,379 | $ 135,000 |
| Panama City, FL | 58 | $ 18,620,000 | $ 321,034 | $ 112,000 |
| Baton Rouge, LA | 57 | $ 15,785,000 | $ 276,929 | $ 126,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 57 | $ 22,665,000 | $ 397,631 | $ 151,000 |
| Corpus Christi, TX | 56 | $ 15,470,000 | $ 276,250 | $ 136,000 |
| Lake County-Kenosha County, IL-WI | 55 | $ 18,225,000 | $ 331,363 | $ 143,036 |
| Manhattan, KS | 55 | $ 13,035,000 | $ 237,000 | $ 106,000 |
| Worcester, MA-CT | 55 | $ 23,005,000 | $ 418,272 | $ 143,709 |
| Mobile, AL | 54 | $ 12,620,000 | $ 233,703 | $ 103,000 |
| Port St. Lucie, FL | 54 | $ 21,660,000 | $ 401,111 | $ 197,000 |
| Asheville, NC | 53 | $ 20,765,000 | $ 391,792 | $ 144,000 |
| Charlottesville, VA | 53 | $ 21,085,000 | $ 397,830 | $ 179,000 |
| Harrisburg-Carlisle, PA | 53 | $ 15,555,000 | $ 293,490 | $ 130,000 |
| Boston, MA | 51 | $ 25,265,000 | $ 495,392 | $ 211,000 |
| Nassau County-Suffolk County, NY | 51 | $ 24,155,000 | $ 473,627 | $ 192,000 |
| Rochester, NY | 51 | $ 11,175,000 | $ 219,117 | $ 123,000 |
| Sumter, SC | 51 | $ 11,685,000 | $ 229,117 | $ 123,000 |
| Daphne-Fairhope-Foley, AL | 48 | $ 13,800,000 | $ 287,500 | $ 151,000 |
| Syracuse, NY | 48 | $ 10,860,000 | $ 226,250 | $ 120,000 |
| Des Moines-West Des Moines, IA | 47 | $ 13,465,000 | $ 286,489 | $ 121,000 |
| Elizabethtown-Fort Knox, KY | 47 | $ 13,785,000 | $ 293,297 | $ 124,000 |
| Wilmington, DE-MD-NJ | 47 | $ 15,475,000 | $ 329,255 | $ 140,531 |
| Olympia-Tumwater, WA | 46 | $ 21,030,000 | $ 457,173 | $ 172,000 |
| Roanoke, VA | 46 | $ 13,430,000 | $ 291,956 | $ 129,000 |
| Valdosta, GA | 46 | $ 12,400,000 | $ 269,565 | $ 119,000 |
| Albany-Schenectady-Troy, NY | 45 | $ 13,585,000 | $ 301,888 | $ 148,000 |
| Hickory-Lenoir-Morganton, NC | 44 | $ 12,370,000 | $ 281,136 | $ 133,000 |
| Ogden-Clearfield, UT | 44 | $ 18,790,000 | $ 427,045 | $ 124,000 |
| Wichita Falls, TX | 44 | $ 11,640,000 | $ 264,545 | $ 125,000 |
| Kingsport-Bristol-Bristol, TN-VA | 43 | $ 10,665,000 | $ 248,023 | $ 108,418 |
| New Haven-Milford, CT | 43 | $ 15,215,000 | $ 353,837 | $ 136,000 |
| Spokane-Spokane Valley, WA | 43 | $ 16,735,000 | $ 389,186 | $ 155,000 |
| Fort Wayne, IN | 42 | $ 9,860,000 | $ 234,761 | $ 104,000 |
| Springfield, MA | 42 | $ 14,080,000 | $ 335,238 | $ 132,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 41 | $ 12,215,000 | $ 297,926 | $ 147,878 |
| Bremerton-Silverdale, WA | 41 | $ 19,125,000 | $ 466,463 | $ 160,000 |
| Gainesville, FL | 41 | $ 13,625,000 | $ 332,317 | $ 138,000 |
| Hinesville, GA | 41 | $ 10,405,000 | $ 253,780 | $ 122,000 |
| Hagerstown-Martinsburg, MD-WV | 40 | $ 13,790,000 | $ 344,750 | $ 147,250 |
| Lexington-Fayette, KY | 40 | $ 8,890,000 | $ 222,250 | $ 113,000 |
| Lubbock, TX | 40 | $ 10,190,000 | $ 254,750 | $ 139,000 |
| College Station-Bryan, TX | 39 | $ 13,405,000 | $ 343,717 | $ 153,000 |
| Fairbanks, AK | 39 | $ 12,625,000 | $ 323,717 | $ 152,000 |
| Salt Lake City, UT | 39 | $ 18,705,000 | $ 479,615 | $ 165,000 |
| Huntington-Ashland, WV-KY-OH | 38 | $ 8,750,000 | $ 230,263 | $ 125,789 |
| McAllen-Edinburg-Mission, TX | 38 | $ 10,120,000 | $ 266,315 | $ 116,000 |
| Portland-South Portland, ME | 38 | $ 13,850,000 | $ 364,473 | $ 164,000 |
| Youngstown-Warren-Boardman, OH-PA | 38 | $ 7,300,000 | $ 192,105 | $ 95,526 |
| Grand Rapids-Wyoming, MI | 37 | $ 10,285,000 | $ 277,972 | $ 142,000 |
| Lynchburg, VA | 37 | $ 9,905,000 | $ 267,702 | $ 135,000 |
| Spartanburg, SC | 37 | $ 10,395,000 | $ 280,945 | $ 116,000 |
| Toledo, OH | 37 | $ 8,385,000 | $ 226,621 | $ 140,000 |
| Lafayette, LA | 36 | $ 7,870,000 | $ 218,611 | $ 126,000 |
| Las Cruces, NM | 36 | $ 11,620,000 | $ 322,777 | $ 123,000 |
| Norwich-New London, CT | 36 | $ 11,410,000 | $ 316,944 | $ 124,000 |
| Rapid City, SD | 36 | $ 9,560,000 | $ 265,555 | $ 110,000 |
| Wilmington, NC | 36 | $ 12,580,000 | $ 349,444 | $ 150,000 |
| Gary, IN | 35 | $ 9,285,000 | $ 265,285 | $ 126,000 |
| Lansing-East Lansing, MI | 35 | $ 9,855,000 | $ 281,571 | $ 132,000 |
| Sierra Vista-Douglas, AZ | 35 | $ 9,125,000 | $ 260,714 | $ 102,000 |
| Fort Collins, CO | 34 | $ 14,440,000 | $ 424,705 | $ 156,000 |
| Rockingham County-Strafford County, NH | 34 | $ 13,080,000 | $ 384,705 | $ 156,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 34 | $ 7,730,000 | $ 227,352 | $ 135,000 |
| Duluth, MN-WI | 33 | $ 8,745,000 | $ 265,000 | $ 122,363 |
| Homosassa Springs, FL | 33 | $ 8,915,000 | $ 270,151 | $ 100,000 |
| Salisbury, MD-DE | 33 | $ 12,095,000 | $ 366,515 | $ 239,969 |
| Abilene, TX | 32 | $ 8,770,000 | $ 274,062 | $ 127,000 |
| Akron, OH | 32 | $ 7,430,000 | $ 232,187 | $ 110,000 |
| Elgin, IL | 32 | $ 9,560,000 | $ 298,750 | $ 156,000 |
| Goldsboro, NC | 32 | $ 8,240,000 | $ 257,500 | $ 104,000 |
| Johnson City, TN | 32 | $ 8,700,000 | $ 271,875 | $ 137,000 |
| Manchester-Nashua, NH | 32 | $ 13,250,000 | $ 414,062 | $ 161,000 |
| Prescott Valley-Prescott, AZ | 32 | $ 12,350,000 | $ 385,937 | $ 158,000 |
| South Bend-Mishawaka, IN-MI | 32 | $ 8,070,000 | $ 252,187 | $ 130,875 |
| York-Hanover, PA | 32 | $ 10,400,000 | $ 325,000 | $ 133,000 |
| Amarillo, TX | 31 | $ 8,495,000 | $ 274,032 | $ 124,000 |
| Bangor, ME | 31 | $ 8,715,000 | $ 281,129 | $ 149,000 |
| Dothan, AL | 31 | $ 8,395,000 | $ 270,806 | $ 123,000 |
| Fort Smith, AR-OK | 31 | $ 8,735,000 | $ 281,774 | $ 133,225 |
| Waco, TX | 31 | $ 9,625,000 | $ 310,483 | $ 133,000 |
| Watertown-Fort Drum, NY | 30 | $ 7,780,000 | $ 259,333 | $ 114,000 |
| Bakersfield, CA | 29 | $ 8,925,000 | $ 307,758 | $ 123,000 |
| Bridgeport-Stamford-Norwalk, CT | 29 | $ 11,865,000 | $ 409,137 | $ 206,000 |
| Macon-Bibb County, GA | 29 | $ 6,305,000 | $ 217,413 | $ 118,000 |
| New Bern, NC | 29 | $ 9,075,000 | $ 312,931 | $ 113,000 |
| Oakland-Hayward-Berkeley, CA | 29 | $ 18,385,000 | $ 633,965 | $ 209,000 |
| Brownsville-Harlingen, TX | 28 | $ 7,640,000 | $ 272,857 | $ 129,000 |
| Canton-Massillon, OH | 26 | $ 5,540,000 | $ 213,076 | $ 89,000 |
| Davenport-Moline-Rock Island, IA-IL | 26 | $ 6,600,000 | $ 253,846 | $ 116,153 |
| Dover, DE | 26 | $ 9,210,000 | $ 354,230 | $ 109,000 |
| Madison, WI | 26 | $ 9,050,000 | $ 348,076 | $ 144,000 |
| Medford, OR | 26 | $ 9,440,000 | $ 363,076 | $ 152,000 |
| Peoria, IL | 26 | $ 5,690,000 | $ 218,846 | $ 118,000 |
| Tyler, TX | 26 | $ 7,600,000 | $ 292,307 | $ 100,000 |
| Ann Arbor, MI | 25 | $ 8,735,000 | $ 349,400 | $ 170,000 |
| Reno, NV | 25 | $ 10,505,000 | $ 420,200 | $ 161,000 |
| Billings, MT | 24 | $ 8,240,000 | $ 343,333 | $ 134,000 |
| Blacksburg-Christiansburg-Radford, VA | 24 | $ 8,160,000 | $ 340,000 | $ 156,000 |
| Greeley, CO | 24 | $ 11,390,000 | $ 474,583 | $ 159,000 |
| Provo-Orem, UT | 24 | $ 11,540,000 | $ 480,833 | $ 160,000 |
| The Villages, FL | 24 | $ 8,780,000 | $ 365,833 | $ 243,000 |
| Anaheim-Santa Ana-Irvine, CA | 23 | $ 19,645,000 | $ 854,130 | $ 277,000 |
| Decatur, AL | 23 | $ 6,675,000 | $ 290,217 | $ 114,000 |
| East Stroudsburg, PA | 23 | $ 7,585,000 | $ 329,782 | $ 185,000 |
| Fargo, ND-MN | 23 | $ 6,335,000 | $ 275,434 | $ 139,130 |
| Florence, SC | 23 | $ 6,705,000 | $ 291,521 | $ 115,000 |
| Grand Forks, ND-MN | 23 | $ 6,045,000 | $ 262,826 | $ 102,304 |
| Grand Junction, CO | 23 | $ 6,755,000 | $ 293,695 | $ 99,000 |
| Hattiesburg, MS | 23 | $ 5,785,000 | $ 251,521 | $ 111,000 |
| Lake Havasu City-Kingman, AZ | 23 | $ 7,015,000 | $ 305,000 | $ 180,000 |
| Lincoln, NE | 23 | $ 6,985,000 | $ 303,695 | $ 121,000 |
| Salem, OR | 23 | $ 9,125,000 | $ 396,739 | $ 113,000 |
| Santa Fe, NM | 23 | $ 10,695,000 | $ 465,000 | $ 147,000 |
| Sioux Falls, SD | 23 | $ 8,555,000 | $ 371,956 | $ 215,000 |
| Urban Honolulu, HI | 23 | $ 16,705,000 | $ 726,304 | $ 257,000 |
| Auburn-Opelika, AL | 22 | $ 7,320,000 | $ 332,727 | $ 147,000 |
| Boulder, CO | 22 | $ 12,210,000 | $ 555,000 | $ 278,000 |
| Punta Gorda, FL | 22 | $ 7,680,000 | $ 349,090 | $ 170,000 |
| Cheyenne, WY | 21 | $ 6,685,000 | $ 318,333 | $ 125,000 |
| Eugene, OR | 21 | $ 7,545,000 | $ 359,285 | $ 167,000 |
| Evansville, IN-KY | 21 | $ 4,365,000 | $ 207,857 | $ 107,666 |
| Joplin, MO | 21 | $ 5,165,000 | $ 245,952 | $ 137,000 |
| Naples-Immokalee-Marco Island, FL | 21 | $ 9,435,000 | $ 449,285 | $ 149,000 |
| Winchester, VA-WV | 21 | $ 7,105,000 | $ 338,333 | $ 153,619 |
| Beaumont-Port Arthur, TX | 20 | $ 5,750,000 | $ 287,500 | $ 131,000 |
| Columbia, MO | 20 | $ 5,830,000 | $ 291,500 | $ 135,000 |
| Enid, OK | 20 | $ 3,490,000 | $ 174,500 | $ 101,000 |
| Hot Springs, AR | 20 | $ 4,260,000 | $ 213,000 | $ 97,000 |
| Topeka, KS | 20 | $ 4,580,000 | $ 229,000 | $ 105,000 |
| Albany, GA | 19 | $ 4,745,000 | $ 249,736 | $ 97,000 |
| Bloomington, IN | 19 | $ 4,865,000 | $ 256,052 | $ 96,000 |
| Carbondale-Marion, IL | 19 | $ 3,195,000 | $ 168,157 | $ 103,000 |
| Charleston, WV | 19 | $ 3,575,000 | $ 188,157 | $ 95,000 |
| Lake Charles, LA | 19 | $ 4,105,000 | $ 216,052 | $ 93,000 |
| Longview, TX | 19 | $ 6,175,000 | $ 325,000 | $ 137,000 |
| Pueblo, CO | 19 | $ 6,985,000 | $ 367,631 | $ 153,000 |
| San Angelo, TX | 19 | $ 4,765,000 | $ 250,789 | $ 104,000 |
| Springfield, IL | 19 | $ 3,185,000 | $ 167,631 | $ 195,000 |
| Staunton-Waynesboro, VA | 19 | $ 4,585,000 | $ 241,315 | $ 126,000 |
| Tuscaloosa, AL | 19 | $ 4,075,000 | $ 214,473 | $ 159,000 |
| Bellingham, WA | 18 | $ 8,090,000 | $ 449,444 | $ 166,000 |
| Cleveland, TN | 18 | $ 5,910,000 | $ 328,333 | $ 126,000 |
| Redding, CA | 18 | $ 6,040,000 | $ 335,555 | $ 114,000 |
| Sebastian-Vero Beach, FL | 18 | $ 5,600,000 | $ 311,111 | $ 132,000 |
| Atlantic City-Hammonton, NJ | 17 | $ 4,665,000 | $ 274,411 | $ 92,000 |
| Binghamton, NY | 17 | $ 3,705,000 | $ 217,941 | $ 122,000 |
| Gainesville, GA | 17 | $ 6,395,000 | $ 376,176 | $ 154,000 |
| Great Falls, MT | 17 | $ 5,105,000 | $ 300,294 | $ 113,000 |
| Kalamazoo-Portage, MI | 17 | $ 4,305,000 | $ 253,235 | $ 111,000 |
| Lafayette-West Lafayette, IN | 17 | $ 4,095,000 | $ 240,882 | $ 106,000 |
| Morgantown, WV | 17 | $ 4,055,000 | $ 238,529 | $ 94,000 |
| Rockford, IL | 17 | $ 3,535,000 | $ 207,941 | $ 118,000 |
| Utica-Rome, NY | 17 | $ 4,235,000 | $ 249,117 | $ 110,000 |
| Beckley, WV | 16 | $ 3,510,000 | $ 219,375 | $ 112,000 |
| Bend-Redmond, OR | 16 | $ 5,650,000 | $ 353,125 | $ 141,000 |
| Bowling Green, KY | 16 | $ 3,880,000 | $ 242,500 | $ 108,000 |
| Brunswick, GA | 16 | $ 4,020,000 | $ 251,250 | $ 108,000 |
| Coeur D'Alene, ID | 16 | $ 7,390,000 | $ 461,875 | $ 143,000 |
| Greenville, NC | 16 | $ 4,760,000 | $ 297,500 | $ 146,000 |
| Texarkana, TX-AR | 16 | $ 4,440,000 | $ 277,500 | $ 114,000 |
| Alexandria, LA | 15 | $ 3,275,000 | $ 218,333 | $ 91,000 |
| Burlington-South Burlington, VT | 15 | $ 6,465,000 | $ 431,000 | $ 159,000 |
| California-Lexington Park, MD | 15 | $ 6,195,000 | $ 413,000 | $ 164,000 |
| Champaign-Urbana, IL | 15 | $ 3,225,000 | $ 215,000 | $ 121,000 |
| Fresno, CA | 15 | $ 4,905,000 | $ 327,000 | $ 111,000 |
| Green Bay, WI | 15 | $ 3,925,000 | $ 261,666 | $ 153,000 |
| Harrisonburg, VA | 15 | $ 4,995,000 | $ 333,000 | $ 141,000 |
| Houma-Thibodaux, LA | 15 | $ 3,155,000 | $ 210,333 | $ 104,000 |
| Kennewick-Richland, WA | 15 | $ 5,725,000 | $ 381,666 | $ 162,000 |
| Kingston, NY | 15 | $ 4,525,000 | $ 301,666 | $ 139,000 |
| Mount Vernon-Anacortes, WA | 15 | $ 7,155,000 | $ 477,000 | $ 127,000 |
| Owensboro, KY | 15 | $ 3,875,000 | $ 258,333 | $ 140,000 |
| Reading, PA | 15 | $ 5,685,000 | $ 379,000 | $ 127,000 |
| Vallejo-Fairfield, CA | 15 | $ 7,555,000 | $ 503,666 | $ 170,000 |
| Victoria, TX | 15 | $ 3,375,000 | $ 225,000 | $ 79,000 |
| Chico, CA | 14 | $ 5,370,000 | $ 383,571 | $ 111,000 |
| Erie, PA | 14 | $ 3,090,000 | $ 220,714 | $ 129,000 |
| Flint, MI | 14 | $ 2,010,000 | $ 143,571 | $ 93,000 |
| Hammond, LA | 14 | $ 4,430,000 | $ 316,428 | $ 114,000 |
| Rochester, MN | 14 | $ 4,290,000 | $ 306,428 | $ 130,000 |
| Barnstable Town, MA | 13 | $ 5,545,000 | $ 426,538 | $ 285,000 |
| Gettysburg, PA | 13 | $ 3,815,000 | $ 293,461 | $ 133,000 |
| Kokomo, IN | 13 | $ 2,205,000 | $ 169,615 | $ 74,000 |
| Lawrence, KS | 13 | $ 4,025,000 | $ 309,615 | $ 129,000 |
| Monroe, LA | 13 | $ 2,875,000 | $ 221,153 | $ 148,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 13 | $ 6,755,000 | $ 519,615 | $ 154,000 |
| Springfield, OH | 13 | $ 4,125,000 | $ 317,307 | $ 117,000 |
| Altoona, PA | 12 | $ 1,580,000 | $ 131,666 | $ 96,000 |
| Anniston-Oxford-Jacksonville, AL | 12 | $ 2,790,000 | $ 232,500 | $ 87,000 |
| Appleton, WI | 12 | $ 3,050,000 | $ 254,166 | $ 98,000 |
| Battle Creek, MI | 12 | $ 3,000,000 | $ 250,000 | $ 126,000 |
| Bloomington, IL | 12 | $ 2,610,000 | $ 217,500 | $ 104,000 |
| Burlington, NC | 12 | $ 2,970,000 | $ 247,500 | $ 127,000 |
| Cape Girardeau, MO-IL | 12 | $ 3,230,000 | $ 269,166 | $ 86,166 |
| Midland, TX | 12 | $ 4,400,000 | $ 366,666 | $ 181,000 |
| Monroe, MI | 12 | $ 2,840,000 | $ 236,666 | $ 117,000 |
| San Francisco-Redwood City-South San Francisco, CA | 12 | $ 10,100,000 | $ 841,666 | $ 286,000 |
| Sherman-Denison, TX | 12 | $ 5,000,000 | $ 416,666 | $ 201,000 |
| Trenton, NJ | 12 | $ 4,040,000 | $ 336,666 | $ 357,000 |
| Yuma, AZ | 12 | $ 3,560,000 | $ 296,666 | $ 157,000 |
| Corvallis, OR | 11 | $ 5,695,000 | $ 517,727 | $ 170,000 |
| Flagstaff, AZ | 11 | $ 4,105,000 | $ 373,181 | $ 157,000 |
| Glens Falls, NY | 11 | $ 3,805,000 | $ 345,909 | $ 187,000 |
| Idaho Falls, ID | 11 | $ 3,805,000 | $ 345,909 | $ 98,000 |
| Lancaster, PA | 11 | $ 3,445,000 | $ 313,181 | $ 167,000 |
| Madera, CA | 11 | $ 3,715,000 | $ 337,727 | $ 97,000 |
| Racine, WI | 11 | $ 3,665,000 | $ 333,181 | $ 147,000 |
| Rome, GA | 11 | $ 3,125,000 | $ 284,090 | $ 103,000 |
| Santa Rosa, CA | 11 | $ 5,165,000 | $ 469,545 | $ 326,000 |
| St. George, UT | 11 | $ 4,025,000 | $ 365,909 | $ 126,000 |
| Athens-Clarke County, GA | 10 | $ 3,240,000 | $ 324,000 | $ 115,000 |
| Cedar Rapids, IA | 10 | $ 2,500,000 | $ 250,000 | $ 131,000 |
| Jackson, MI | 10 | $ 2,490,000 | $ 249,000 | $ 134,000 |
| La Crosse-Onalaska, WI-MN | 10 | $ 2,540,000 | $ 254,000 | $ 78,000 |
| Mansfield, OH | 10 | $ 2,770,000 | $ 277,000 | $ 165,000 |
| Santa Maria-Santa Barbara, CA | 10 | $ 5,940,000 | $ 594,000 | $ 184,000 |
| State College, PA | 10 | $ 2,550,000 | $ 255,000 | $ 89,000 |
| Terre Haute, IN | 10 | $ 2,640,000 | $ 264,000 | $ 143,000 |
| Wenatchee, WA | 10 | $ 2,830,000 | $ 283,000 | $ 102,000 |
| Wheeling, WV-OH | 10 | $ 2,540,000 | $ 254,000 | $ 126,400 |
| Eau Claire, WI | 9 | $ 2,785,000 | $ 309,444 | $ 136,000 |
| Florence-Muscle Shoals, AL | 9 | $ 2,885,000 | $ 320,555 | $ 97,000 |
| Jackson, TN | 9 | $ 2,465,000 | $ 273,888 | $ 111,000 |
| Janesville-Beloit, WI | 9 | $ 2,335,000 | $ 259,444 | $ 79,000 |
| Longview, WA | 9 | $ 3,555,000 | $ 395,000 | $ 139,000 |
| Saginaw, MI | 9 | $ 2,055,000 | $ 228,333 | $ 124,000 |
| Stockton-Lodi, CA | 9 | $ 4,435,000 | $ 492,777 | $ 168,000 |
| Ames, IA | 8 | $ 1,440,000 | $ 180,000 | $ 75,000 |
| Casper, WY | 8 | $ 2,260,000 | $ 282,500 | $ 108,000 |
| Fond Du Lac, WI | 8 | $ 2,030,000 | $ 253,750 | $ 87,000 |
| Grand Island, NE | 8 | $ 2,480,000 | $ 310,000 | $ 130,000 |
| Jonesboro, AR | 8 | $ 2,190,000 | $ 273,750 | $ 117,000 |
| Lewiston-Auburn, ME | 8 | $ 1,830,000 | $ 228,750 | $ 94,000 |
| Morristown, TN | 8 | $ 2,450,000 | $ 306,250 | $ 178,000 |
| Oshkosh-Neenah, WI | 8 | $ 1,860,000 | $ 232,500 | $ 85,000 |
| Salinas, CA | 8 | $ 5,600,000 | $ 700,000 | $ 223,000 |
| Sioux City, IA-NE-SD | 8 | $ 1,880,000 | $ 235,000 | $ 104,625 |
| Vineland-Bridgeton, NJ | 8 | $ 2,360,000 | $ 295,000 | $ 133,000 |
| Bismarck, ND | 7 | $ 1,995,000 | $ 285,000 | $ 98,000 |
| Columbus, IN | 7 | $ 1,955,000 | $ 279,285 | $ 104,000 |
| Cumberland, MD-WV | 7 | $ 2,045,000 | $ 292,142 | $ 100,285 |
| Elkhart-Goshen, IN | 7 | $ 1,805,000 | $ 257,857 | $ 118,000 |
| Grants Pass, OR | 7 | $ 2,745,000 | $ 392,142 | $ 147,000 |
| Johnstown, PA | 7 | $ 975,000 | $ 139,285 | $ 100,000 |
| Midland, MI | 7 | $ 2,055,000 | $ 293,571 | $ 142,000 |
| Missoula, MT | 7 | $ 3,225,000 | $ 460,714 | $ 111,000 |
| Modesto, CA | 7 | $ 2,735,000 | $ 390,714 | $ 84,000 |
| Muskegon, MI | 7 | $ 1,405,000 | $ 200,714 | $ 73,000 |
| Niles-Benton Harbor, MI | 7 | $ 1,825,000 | $ 260,714 | $ 127,000 |
| Pine Bluff, AR | 7 | $ 1,065,000 | $ 152,142 | $ 106,000 |
| Rocky Mount, NC | 7 | $ 1,945,000 | $ 277,857 | $ 95,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 7 | $ 5,495,000 | $ 785,000 | $ 233,000 |
| Sebring, FL | 7 | $ 2,815,000 | $ 402,142 | $ 164,000 |
| St. Joseph, MO-KS | 7 | $ 1,335,000 | $ 190,714 | $ 103,000 |
| Wausau, WI | 7 | $ 2,915,000 | $ 416,428 | $ 264,000 |
| Williamsport, PA | 7 | $ 1,415,000 | $ 202,142 | $ 105,000 |
| Chambersburg-Waynesboro, PA | 6 | $ 1,400,000 | $ 233,333 | $ 89,000 |
| Elmira, NY | 6 | $ 1,180,000 | $ 196,666 | $ 73,000 |
| Farmington, NM | 6 | $ 1,840,000 | $ 306,666 | $ 108,000 |
| Iowa City, IA | 6 | $ 1,390,000 | $ 231,666 | $ 114,000 |
| Logan, UT-ID | 6 | $ 1,860,000 | $ 310,000 | $ 114,000 |
| Mankato-North Mankato, MN | 6 | $ 1,440,000 | $ 240,000 | $ 106,000 |
| Muncie, IN | 6 | $ 760,000 | $ 126,666 | $ 78,000 |
| Bay City, MI | 5 | $ 965,000 | $ 193,000 | $ 101,000 |
| Bloomsburg-Berwick, PA | 5 | $ 995,000 | $ 199,000 | $ 71,000 |
| Carson City, NV | 5 | $ 1,835,000 | $ 367,000 | $ 147,000 |
| Dalton, GA | 5 | $ 1,035,000 | $ 207,000 | $ 68,000 |
| El Centro, CA | 5 | $ 1,315,000 | $ 263,000 | $ 103,000 |
| Gadsden, AL | 5 | $ 1,155,000 | $ 231,000 | $ 74,000 |
| Hanford-Corcoran, CA | 5 | $ 1,935,000 | $ 387,000 | $ 116,000 |
| Kankakee, IL | 5 | $ 1,045,000 | $ 209,000 | $ 108,000 |
| Lebanon, PA | 5 | $ 1,785,000 | $ 357,000 | $ 156,000 |
| Lima, OH | 5 | $ 1,515,000 | $ 303,000 | $ 133,000 |
| Ocean City, NJ | 5 | $ 1,495,000 | $ 299,000 | $ 243,000 |
| Sheboygan, WI | 5 | $ 1,295,000 | $ 259,000 | $ 78,000 |
| St. Cloud, MN | 5 | $ 1,325,000 | $ 265,000 | $ 86,000 |
| Twin Falls, ID | 5 | $ 2,165,000 | $ 433,000 | $ 139,000 |
| Visalia-Porterville, CA | 5 | $ 1,985,000 | $ 397,000 | $ 123,000 |
| Walla Walla, WA | 5 | $ 2,145,000 | $ 429,000 | $ 120,000 |
| Yuba City, CA | 5 | $ 1,755,000 | $ 351,000 | $ 141,000 |
| Jefferson City, MO | 4 | $ 1,100,000 | $ 275,000 | $ 123,000 |
| Laredo, TX | 4 | $ 1,000,000 | $ 250,000 | $ 77,000 |
| Parkersburg-Vienna, WV | 4 | $ 1,080,000 | $ 270,000 | $ 117,000 |
| Pittsfield, MA | 4 | $ 1,260,000 | $ 315,000 | $ 74,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 3,760,000 | $ 940,000 | $ 218,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 2,690,000 | $ 672,500 | $ 188,000 |
| Yakima, WA | 4 | $ 1,150,000 | $ 287,500 | $ 219,000 |
| Albany, OR | 3 | $ 705,000 | $ 235,000 | $ 66,000 |
| Decatur, IL | 3 | $ 785,000 | $ 261,666 | $ 183,000 |
| Dubuque, IA | 3 | $ 975,000 | $ 325,000 | $ 137,000 |
| Merced, CA | 3 | $ 1,345,000 | $ 448,333 | $ 205,000 |
| Michigan City-La Porte, IN | 3 | $ 645,000 | $ 215,000 | $ 78,000 |
| Odessa, TX | 3 | $ 995,000 | $ 331,666 | $ 125,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 875,000 | $ 291,666 | $ 117,000 |
| Danville, IL | 2 | $ 410,000 | $ 205,000 | $ 229,000 |
| Ithaca, NY | 2 | $ 660,000 | $ 330,000 | $ 173,000 |
| Napa, CA | 2 | $ 970,000 | $ 485,000 | $ 147,000 |
| Pocatello, ID | 2 | $ 500,000 | $ 250,000 | $ 60,000 |
| San Rafael, CA | 2 | $ 480,000 | $ 240,000 | $ 49,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 420,000 | $ 210,000 | $ 127,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 615,000 | $ 615,000 | $ 345,000 |
| Lewiston, ID-WA | 1 | $ 305,000 | $ 305,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 22,486 | $7,716,490,000 | $343,000 | $4,025,000 | $147,000 | $7,213,000 |
| Cash-out Refinancing | 1,730 | $459,280,000 | $265,000 | $2,965,000 | $106,000 | $1,440,000 |
| Home Improvement | 322 | $43,820,000 | $136,000 | $605,000 | $100,000 | $702,000 |
| Refinancing | 314 | $67,280,000 | $214,000 | $805,000 | $101,000 | $1,036,000 |
| Other Purpose | 204 | $38,030,000 | $186,000 | $975,000 | $98,000 | $500,000 |
| Not Applicable | 4 | $970,000 | $242,000 | $435,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,861 | $5,511,635,000 | $326,000 | $4,025,000 | $144,000 | $7,213,000 |
| Black or African American | 2,635 | $868,925,000 | $329,000 | $2,745,000 | $132,000 | $3,426,000 |
| Not Provided | 2,291 | $819,185,000 | $357,000 | $2,465,000 | $154,000 | $3,600,000 |
| Hispanic | 2,112 | $716,400,000 | $339,000 | $2,005,000 | $133,000 | $1,854,000 |
| Asian | 591 | $216,625,000 | $366,000 | $1,825,000 | $155,000 | $3,288,000 |
| American Indian or Alaskan Native | 356 | $108,630,000 | $305,000 | $1,155,000 | $131,000 | $1,643,000 |
| Native Hawaiian or Other Pacific Islander | 47 | $20,275,000 | $431,000 | $1,445,000 | $160,000 | $728,000 |
| Not applicable | 19 | $5,495,000 | $289,000 | $665,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 14,730 | $5,366,150,000 | $364,000 | $4,025,000 | $133,000 | $2,431,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,330 | $2,959,720,000 | $286,000 | $3,505,000 | $156,000 | $7,213,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,146 | $3,967,800,000 | $326,000 | $2,745,000 | $138,000 | $1,136,000 |
| Application Withdrawn By Applicant | 7,590 | $2,674,900,000 | $352,000 | $2,025,000 | $157,000 | $3,426,000 |
| Application Denied By Financial Institution | 5,162 | $1,632,670,000 | $316,000 | $4,025,000 | $132,000 | $7,213,000 |
| Application Approved But Not Accepted | 139 | $44,035,000 | $316,000 | $905,000 | $138,000 | $655,000 |
| Loan Purchased By The Institution | 19 | $5,495,000 | $289,000 | $665,000 | $0 | $0 |
| File Closed For Incompleteness | 4 | $970,000 | $242,000 | $415,000 | $138,000 | $313,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 19,898 | $6,693,200,000 | $336,000 | $2,745,000 | $145,000 | $3,426,000 |
| Credit Application Incomplete | 1,571 | $575,305,000 | $366,000 | $2,965,000 | $172,000 | $3,960,000 |
| Debt-To-Income Ratio | 1,406 | $459,010,000 | $326,000 | $3,005,000 | $69,000 | $1,260,000 |
| Credit History | 607 | $136,995,000 | $225,000 | $1,205,000 | $58,000 | $679,000 |
| Other | 572 | $172,070,000 | $300,000 | $3,505,000 | $193,000 | $7,213,000 |
| Collateral | 455 | $111,705,000 | $245,000 | $805,000 | $145,000 | $2,249,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 306 | $85,520,000 | $279,000 | $1,015,000 | $177,000 | $6,442,000 |
| Unverifiable Information | 243 | $91,235,000 | $375,000 | $4,025,000 | $206,000 | $2,431,000 |
| Employment History | 2 | $830,000 | $415,000 | $505,000 | $150,000 | $256,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess USAA Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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