Village Capital & Investment Mortgage Lending & HMDA Data, 2008
In 2008, Village Capital & Investment of Henderson, NV reported 8,837 mortgage applications totaling $1.7 billion, up 2522% from 2007. The average application was for $191,841, and applicants reported an average income of $58,496. 20% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Philadelphia, PA (694), Chicago-Naperville-Joliet, IL (458) and Camden, NJ (445) (applications in parentheses).
| Mortgage Company & Address | Village Capital & Investment 2460 Paseo Verde Pkwy Suite 100 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 8,837 |
| Total Mortgage Loan Application Amount | $1,695,300,000 |
| Average Mortgage Loan Application Amount | $191,841 |
| Highest Mortgage Loan Application Amount | $3,575,000 |
| Average Applicant Income | $58,496 |
| Highest Applicant Income | $1,386,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 694 | $ 124,481,000 | $ 179,367 | $ 57,000 |
| Chicago-Naperville-Joliet, IL | 458 | $ 103,285,000 | $ 225,513 | $ 66,000 |
| Camden, NJ | 445 | $ 90,311,000 | $ 202,946 | $ 78,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 286 | $ 55,828,000 | $ 195,202 | $ 54,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 240 | $ 70,642,000 | $ 294,341 | $ 69,479 |
| Baltimore-Towson, MD | 238 | $ 45,939,000 | $ 193,021 | $ 59,000 |
| Edison-New Brunswick, NJ | 227 | $ 62,850,000 | $ 276,872 | $ 74,000 |
| Newark-Union, NJ-PA | 206 | $ 55,850,000 | $ 271,116 | $ 79,640 |
| Richmond, VA | 192 | $ 34,219,000 | $ 178,223 | $ 49,000 |
| St. Louis, MO-IL | 180 | $ 30,215,000 | $ 167,861 | $ 55,511 |
| Pittsburgh, PA | 156 | $ 23,076,000 | $ 147,923 | $ 60,000 |
| New York-White Plains-Wayne, NY-NJ | 152 | $ 45,409,000 | $ 298,743 | $ 81,828 |
| Allentown-Bethlehem-Easton, PA-NJ | 130 | $ 25,577,000 | $ 196,746 | $ 60,523 |
| Indianapolis-Carmel, IN | 113 | $ 17,147,000 | $ 151,743 | $ 46,000 |
| Boston-Quincy, MA | 110 | $ 30,447,000 | $ 276,790 | $ 70,000 |
| Hartford-West Hartford-East Hartford, CT | 99 | $ 20,147,000 | $ 203,505 | $ 64,000 |
| Columbus, OH | 96 | $ 14,909,000 | $ 155,302 | $ 49,000 |
| Gary, IN | 94 | $ 13,765,000 | $ 146,436 | $ 54,000 |
| Wilmington, DE-MD-NJ | 93 | $ 18,167,000 | $ 195,344 | $ 55,623 |
| Cleveland-Elyria-Mentor, OH | 92 | $ 13,830,000 | $ 150,326 | $ 48,000 |
| Cincinnati-Middletown, OH-KY-IN | 89 | $ 14,715,000 | $ 165,337 | $ 47,415 |
| Kansas City, MO-KS | 75 | $ 11,021,000 | $ 146,946 | $ 51,000 |
| Atlanta-Sandy Springs-Marietta, GA | 74 | $ 14,504,000 | $ 196,000 | $ 60,000 |
| Tampa-St. Petersburg-Clearwater, FL | 73 | $ 13,444,000 | $ 184,164 | $ 66,000 |
| York-Hanover, PA | 73 | $ 13,209,000 | $ 180,945 | $ 55,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 70 | $ 11,305,000 | $ 161,500 | $ 46,000 |
| Scranton--Wilkes-Barre, PA | 70 | $ 8,843,000 | $ 126,328 | $ 50,000 |
| Charleston-North Charleston-Summerville, SC | 66 | $ 13,919,000 | $ 210,893 | $ 51,000 |
| Columbia, SC | 63 | $ 10,329,000 | $ 163,952 | $ 64,000 |
| Oklahoma City, OK | 63 | $ 10,581,000 | $ 167,952 | $ 58,000 |
| Harrisburg-Carlisle, PA | 60 | $ 8,777,000 | $ 146,283 | $ 40,000 |
| Greenville-Mauldin-Easley, SC | 59 | $ 9,786,000 | $ 165,864 | $ 53,000 |
| Vineland-Millville-Bridgeton, NJ | 58 | $ 10,177,000 | $ 175,465 | $ 53,000 |
| Atlantic City-Hammonton, NJ | 55 | $ 11,161,000 | $ 202,927 | $ 62,000 |
| Bridgeport-Stamford-Norwalk, CT | 51 | $ 14,910,000 | $ 292,352 | $ 67,000 |
| Cambridge-Newton-Framingham, MA | 51 | $ 14,281,000 | $ 280,019 | $ 69,000 |
| Springfield, MA | 50 | $ 9,204,000 | $ 184,080 | $ 64,000 |
| Birmingham-Hoover, AL | 49 | $ 6,844,000 | $ 139,673 | $ 44,000 |
| Tulsa, OK | 49 | $ 7,227,000 | $ 147,489 | $ 49,000 |
| Jacksonville, FL | 46 | $ 7,931,000 | $ 172,413 | $ 43,000 |
| Memphis, TN-MS-AR | 43 | $ 5,739,000 | $ 133,465 | $ 48,000 |
| Orlando-Kissimmee, FL | 42 | $ 8,458,000 | $ 201,380 | $ 68,000 |
| Trenton-Ewing, NJ | 42 | $ 8,310,000 | $ 197,857 | $ 74,000 |
| Worcester, MA | 42 | $ 8,993,000 | $ 214,119 | $ 61,000 |
| Bethesda-Frederick-Gaithersburg, MD | 41 | $ 12,365,000 | $ 301,585 | $ 79,000 |
| Knoxville, TN | 41 | $ 6,420,000 | $ 156,585 | $ 43,000 |
| Reading, PA | 40 | $ 7,277,000 | $ 181,925 | $ 53,000 |
| Miami-Miami Beach-Kendall, FL | 39 | $ 9,081,000 | $ 232,846 | $ 70,000 |
| Dover, DE | 38 | $ 7,062,000 | $ 185,842 | $ 52,000 |
| Lake County-Kenosha County, IL-WI | 38 | $ 7,964,000 | $ 209,578 | $ 68,000 |
| New Haven-Milford, CT | 38 | $ 8,225,000 | $ 216,447 | $ 59,000 |
| Rockford, IL | 38 | $ 5,841,000 | $ 153,710 | $ 60,000 |
| Peabody, MA | 36 | $ 9,622,000 | $ 267,277 | $ 57,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 35 | $ 7,795,000 | $ 222,714 | $ 62,000 |
| Roanoke, VA | 34 | $ 4,573,000 | $ 134,500 | $ 37,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 33 | $ 6,795,000 | $ 205,909 | $ 59,000 |
| Phoenix-Mesa-Scottsdale, AZ | 31 | $ 6,405,000 | $ 206,612 | $ 52,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 30 | $ 5,675,000 | $ 189,166 | $ 51,000 |
| Providence-New Bedford-Fall River, RI-MA | 29 | $ 6,306,000 | $ 217,448 | $ 53,000 |
| Akron, OH | 28 | $ 4,278,000 | $ 152,785 | $ 41,000 |
| Toledo, OH | 28 | $ 4,481,000 | $ 160,035 | $ 49,000 |
| Fort Wayne, IN | 25 | $ 3,077,000 | $ 123,080 | $ 37,000 |
| Manchester-Nashua, NH | 25 | $ 5,794,000 | $ 231,760 | $ 69,000 |
| Ocean City, NJ | 24 | $ 5,830,000 | $ 242,916 | $ 84,000 |
| Dayton, OH | 23 | $ 3,702,000 | $ 160,956 | $ 55,000 |
| Spartanburg, SC | 23 | $ 3,584,000 | $ 155,826 | $ 49,000 |
| Springfield, MO | 23 | $ 3,976,000 | $ 172,869 | $ 52,000 |
| Elkhart-Goshen, IN | 22 | $ 2,987,000 | $ 135,772 | $ 40,000 |
| Lancaster, PA | 22 | $ 3,711,000 | $ 168,681 | $ 49,000 |
| Louisville-Jefferson County, KY-IN | 22 | $ 3,190,000 | $ 145,000 | $ 42,000 |
| Pensacola-Ferry Pass-Brent, FL | 22 | $ 2,949,000 | $ 134,045 | $ 46,000 |
| Charlottesville, VA | 21 | $ 3,890,000 | $ 185,238 | $ 41,000 |
| Charlotte-Gastonia-Concord, NC-SC | 20 | $ 3,910,000 | $ 195,500 | $ 53,000 |
| Erie, PA | 20 | $ 2,664,000 | $ 133,200 | $ 46,000 |
| Lynchburg, VA | 20 | $ 2,775,000 | $ 138,750 | $ 40,000 |
| Mobile, AL | 20 | $ 2,899,000 | $ 144,950 | $ 43,000 |
| Portland-South Portland-Biddeford, ME | 20 | $ 4,147,000 | $ 207,350 | $ 49,000 |
| Youngstown-Warren-Boardman, OH-PA | 20 | $ 2,741,000 | $ 137,050 | $ 51,000 |
| Canton-Massillon, OH | 19 | $ 2,507,000 | $ 131,947 | $ 46,000 |
| Augusta-Richmond County, GA-SC | 18 | $ 2,662,000 | $ 147,888 | $ 51,444 |
| Denver-Aurora, CO | 18 | $ 4,298,000 | $ 238,777 | $ 63,000 |
| Montgomery, AL | 18 | $ 2,903,000 | $ 161,277 | $ 60,000 |
| Blacksburg-Christiansburg-Radford, VA | 17 | $ 2,412,000 | $ 141,882 | $ 41,000 |
| Harrisonburg, VA | 17 | $ 3,358,000 | $ 197,529 | $ 57,000 |
| Ocala, FL | 17 | $ 2,843,000 | $ 167,235 | $ 54,000 |
| Hagerstown-Martinsburg, MD-WV | 16 | $ 2,699,000 | $ 168,687 | $ 56,000 |
| Morristown, TN | 16 | $ 2,441,000 | $ 152,562 | $ 45,000 |
| Norwich-New London, CT | 16 | $ 3,211,000 | $ 200,687 | $ 50,000 |
| South Bend-Mishawaka, IN-MI | 16 | $ 1,977,000 | $ 123,562 | $ 53,000 |
| Evansville, IN-KY | 15 | $ 2,032,000 | $ 135,466 | $ 42,000 |
| Florence, SC | 15 | $ 2,137,000 | $ 142,466 | $ 51,000 |
| Huntsville, AL | 15 | $ 3,094,000 | $ 206,266 | $ 63,000 |
| Lebanon, PA | 15 | $ 2,162,000 | $ 144,133 | $ 50,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 15 | $ 3,423,000 | $ 228,200 | $ 87,000 |
| Cape Coral-Fort Myers, FL | 14 | $ 2,737,000 | $ 195,500 | $ 42,000 |
| Joplin, MO | 14 | $ 2,063,000 | $ 147,357 | $ 44,000 |
| Lakeland-Winter Haven, FL | 14 | $ 2,143,000 | $ 153,071 | $ 40,000 |
| Los Angeles-Long Beach-Glendale, CA | 14 | $ 4,922,000 | $ 351,571 | $ 68,000 |
| Port St. Lucie, FL | 14 | $ 2,381,000 | $ 170,071 | $ 62,000 |
| Rockingham County-Strafford County, NH | 14 | $ 3,267,000 | $ 233,357 | $ 59,000 |
| Salisbury, MD | 14 | $ 2,661,000 | $ 190,071 | $ 65,000 |
| Chattanooga, TN-GA | 13 | $ 1,761,000 | $ 135,461 | $ 50,615 |
| Deltona-Daytona Beach-Ormond Beach, FL | 13 | $ 2,157,000 | $ 165,923 | $ 38,000 |
| Kingsport-Bristol-Bristol, TN-VA | 13 | $ 1,582,000 | $ 121,692 | $ 42,384 |
| Naples-Marco Island, FL | 13 | $ 6,078,000 | $ 467,538 | $ 127,000 |
| Palm Bay-Melbourne-Titusville, FL | 13 | $ 2,619,000 | $ 201,461 | $ 58,000 |
| Riverside-San Bernardino-Ontario, CA | 13 | $ 3,993,000 | $ 307,153 | $ 89,000 |
| Springfield, OH | 13 | $ 1,701,000 | $ 130,846 | $ 56,000 |
| Anderson, SC | 12 | $ 1,711,000 | $ 142,583 | $ 74,000 |
| Barnstable Town, MA | 12 | $ 2,905,000 | $ 242,083 | $ 74,000 |
| Danville, VA | 12 | $ 1,536,000 | $ 128,000 | $ 39,000 |
| Sebastian-Vero Beach, FL | 12 | $ 1,848,000 | $ 154,000 | $ 42,000 |
| Clarksville, TN-KY | 11 | $ 1,685,000 | $ 153,181 | $ 33,000 |
| Davenport-Moline-Rock Island, IA-IL | 11 | $ 1,331,000 | $ 121,000 | $ 57,000 |
| Michigan City-La Porte, IN | 11 | $ 1,523,000 | $ 138,454 | $ 68,000 |
| Altoona, PA | 10 | $ 1,018,000 | $ 101,800 | $ 40,000 |
| Johnstown, PA | 10 | $ 1,464,000 | $ 146,400 | $ 39,000 |
| Mansfield, OH | 10 | $ 1,384,000 | $ 138,400 | $ 57,000 |
| Williamsport, PA | 10 | $ 1,205,000 | $ 120,500 | $ 43,000 |
| Bradenton-Sarasota-Venice, FL | 9 | $ 1,623,000 | $ 180,333 | $ 44,000 |
| Cumberland, MD-WV | 9 | $ 1,109,000 | $ 123,222 | $ 31,000 |
| Detroit-Livonia-Dearborn, MI | 9 | $ 1,112,000 | $ 123,555 | $ 48,000 |
| Lewiston-Auburn, ME | 9 | $ 1,655,000 | $ 183,888 | $ 60,000 |
| St. Joseph, MO-KS | 9 | $ 1,181,000 | $ 131,222 | $ 45,000 |
| Sumter, SC | 9 | $ 1,491,000 | $ 165,666 | $ 60,000 |
| Winchester, VA-WV | 9 | $ 1,937,000 | $ 215,222 | $ 43,000 |
| Anderson, IN | 8 | $ 1,033,000 | $ 129,125 | $ 51,000 |
| Bangor, ME | 8 | $ 1,388,000 | $ 173,500 | $ 53,000 |
| Bloomington, IN | 8 | $ 1,380,000 | $ 172,500 | $ 61,000 |
| Bloomington-Normal, IL | 8 | $ 1,464,000 | $ 183,000 | $ 59,000 |
| Champaign-Urbana, IL | 8 | $ 1,362,000 | $ 170,250 | $ 48,000 |
| Fort Walton Beach-Crestview-Destin, FL | 8 | $ 1,152,000 | $ 144,000 | $ 48,000 |
| Kankakee-Bradley, IL | 8 | $ 1,207,000 | $ 150,875 | $ 59,000 |
| Panama City-Lynn Haven, FL | 8 | $ 1,220,000 | $ 152,500 | $ 46,000 |
| Peoria, IL | 8 | $ 1,003,000 | $ 125,375 | $ 48,000 |
| Sandusky, OH | 8 | $ 1,209,000 | $ 151,125 | $ 59,000 |
| Tucson, AZ | 8 | $ 1,364,000 | $ 170,500 | $ 37,000 |
| Tuscaloosa, AL | 8 | $ 1,496,000 | $ 187,000 | $ 53,000 |
| Warren-Troy-Farmington Hills, MI | 8 | $ 1,597,000 | $ 199,625 | $ 68,000 |
| Columbia, MO | 7 | $ 884,000 | $ 126,285 | $ 38,000 |
| Columbus, GA-AL | 7 | $ 1,182,000 | $ 168,857 | $ 37,714 |
| Gainesville, FL | 7 | $ 902,000 | $ 128,857 | $ 50,000 |
| Lafayette, IN | 7 | $ 1,030,000 | $ 147,142 | $ 42,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,661,000 | $ 237,285 | $ 78,000 |
| Lawton, OK | 7 | $ 1,003,000 | $ 143,285 | $ 55,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 7 | $ 2,633,000 | $ 376,142 | $ 115,000 |
| Tallahassee, FL | 7 | $ 1,260,000 | $ 180,000 | $ 50,000 |
| Terre Haute, IN | 7 | $ 844,000 | $ 120,571 | $ 50,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 679,000 | $ 113,166 | $ 47,000 |
| Jefferson City, MO | 6 | $ 742,000 | $ 123,666 | $ 47,000 |
| Kokomo, IN | 6 | $ 776,000 | $ 129,333 | $ 84,000 |
| Pittsfield, MA | 6 | $ 1,084,000 | $ 180,666 | $ 38,000 |
| Savannah, GA | 6 | $ 1,050,000 | $ 175,000 | $ 45,000 |
| State College, PA | 6 | $ 1,079,000 | $ 179,833 | $ 81,000 |
| Danville, IL | 5 | $ 545,000 | $ 109,000 | $ 33,000 |
| Fort Smith, AR-OK | 5 | $ 843,000 | $ 168,600 | $ 51,000 |
| Jackson, TN | 5 | $ 483,000 | $ 96,600 | $ 20,000 |
| Muncie, IN | 5 | $ 578,000 | $ 115,600 | $ 132,000 |
| Palm Coast, FL | 5 | $ 1,252,000 | $ 250,400 | $ 48,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 5 | $ 563,000 | $ 112,600 | $ 57,000 |
| Springfield, IL | 5 | $ 505,000 | $ 101,000 | $ 52,000 |
| Albany, GA | 4 | $ 341,000 | $ 85,250 | $ 22,000 |
| Anniston-Oxford, AL | 4 | $ 535,000 | $ 133,750 | $ 57,000 |
| Auburn-Opelika, AL | 4 | $ 607,000 | $ 151,750 | $ 69,000 |
| Columbus, IN | 4 | $ 563,000 | $ 140,750 | $ 32,000 |
| Florence-Muscle Shoals, AL | 4 | $ 475,000 | $ 118,750 | $ 43,000 |
| Prescott, AZ | 4 | $ 1,041,000 | $ 260,250 | $ 60,000 |
| Cleveland, TN | 3 | $ 376,000 | $ 125,333 | $ 35,000 |
| Decatur, AL | 3 | $ 379,000 | $ 126,333 | $ 53,000 |
| Decatur, IL | 3 | $ 332,000 | $ 110,666 | $ 33,000 |
| Greeley, CO | 3 | $ 517,000 | $ 172,333 | $ 29,000 |
| Johnson City, TN | 3 | $ 422,000 | $ 140,666 | $ 22,000 |
| Lansing-East Lansing, MI | 3 | $ 273,000 | $ 91,000 | $ 86,000 |
| Lima, OH | 3 | $ 478,000 | $ 159,333 | $ 43,000 |
| Monroe, MI | 3 | $ 359,000 | $ 119,666 | $ 29,000 |
| Nassau-Suffolk, NY | 3 | $ 1,167,000 | $ 389,000 | $ 70,000 |
| Oakland-Fremont-Hayward, CA | 3 | $ 1,465,000 | $ 488,333 | $ 93,000 |
| Rochester, MN | 3 | $ 447,000 | $ 149,000 | $ 49,000 |
| San Diego-Carlsbad-San Marcos, CA | 3 | $ 1,059,000 | $ 353,000 | $ 54,000 |
| Visalia-Porterville, CA | 3 | $ 673,000 | $ 224,333 | $ 39,000 |
| Wheeling, WV-OH | 3 | $ 286,000 | $ 95,333 | $ 36,000 |
| Bakersfield, CA | 2 | $ 401,000 | $ 200,500 | $ 70,000 |
| Colorado Springs, CO | 2 | $ 504,000 | $ 252,000 | $ 89,000 |
| Dothan, AL | 2 | $ 267,000 | $ 133,500 | $ 35,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 674,000 | $ 337,000 | $ 56,000 |
| Gadsden, AL | 2 | $ 289,000 | $ 144,500 | $ 41,000 |
| Grand Junction, CO | 2 | $ 462,000 | $ 231,000 | $ 92,000 |
| Honolulu, HI | 2 | $ 624,000 | $ 312,000 | $ 90,000 |
| Punta Gorda, FL | 2 | $ 200,000 | $ 100,000 | $ 44,000 |
| Santa Ana-Anaheim-Irvine, CA | 2 | $ 684,000 | $ 342,000 | $ 67,000 |
| Santa Rosa-Petaluma, CA | 2 | $ 340,000 | $ 170,000 | $ 38,000 |
| St. Cloud, MN | 2 | $ 308,000 | $ 154,000 | $ 42,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 156,000 | $ 156,000 | $ 51,000 |
| Ann Arbor, MI | 1 | $ 226,000 | $ 226,000 | $ 97,000 |
| Athens-Clarke County, GA | 1 | $ 96,000 | $ 96,000 | $ 22,000 |
| Boulder, CO | 1 | $ 186,000 | $ 186,000 | $ 27,000 |
| Eugene-Springfield, OR | 1 | $ 222,000 | $ 222,000 | $ 52,000 |
| Flint, MI | 1 | $ 252,000 | $ 252,000 | $ 95,000 |
| Fort Collins-Loveland, CO | 1 | $ 2,550,000 | $ 2,550,000 | $ 0 |
| Greensboro-High Point, NC | 1 | $ 200,000 | $ 200,000 | $ 49,000 |
| Hanford-Corcoran, CA | 1 | $ 180,000 | $ 180,000 | $ 28,000 |
| Holland-Grand Haven, MI | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| Kalamazoo-Portage, MI | 1 | $ 148,000 | $ 148,000 | $ 45,000 |
| Macon, GA | 1 | $ 51,000 | $ 51,000 | $ 20,000 |
| Merced, CA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 424,000 | $ 424,000 | $ 65,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1 | $ 234,000 | $ 234,000 | $ 40,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1 | $ 223,000 | $ 223,000 | $ 90,000 |
| Redding, CA | 1 | $ 169,000 | $ 169,000 | $ 98,000 |
| Rome, GA | 1 | $ 71,000 | $ 71,000 | $ 13,000 |
| Salinas, CA | 1 | $ 420,000 | $ 420,000 | $ 65,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 300,000 | $ 300,000 | $ 20,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 560,000 | $ 560,000 | $ 107,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 416,000 | $ 416,000 | $ 96,000 |
| Stockton, CA | 1 | $ 232,000 | $ 232,000 | $ 87,000 |
| Vallejo-Fairfield, CA | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| Yuba City, CA | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Yuma, AZ | 1 | $ 80,000 | $ 80,000 | $ 11,000 |
Mortgage Loan Application Detail Totals for Village Capital & Investment in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,236 | $1,568,611,000 | $190,000 | $3,575,000 | $57,000 | $1,386,000 |
| Home Purchase | 601 | $126,689,000 | $210,000 | $1,625,000 | $79,000 | $600,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 4,155 | $785,407,000 | $189,000 | $2,550,000 | $51,000 | $1,386,000 |
| White | 3,009 | $582,070,000 | $193,000 | $3,575,000 | $67,000 | $750,000 |
| Black or African American | 1,168 | $214,700,000 | $183,000 | $625,000 | $57,000 | $185,000 |
| Hispanic | 397 | $86,621,000 | $218,000 | $880,000 | $66,000 | $600,000 |
| Asian | 49 | $13,338,000 | $272,000 | $1,250,000 | $99,000 | $1,070,000 |
| Native Hawaiian or Other Pacific Islander | 39 | $9,511,000 | $243,000 | $485,000 | $74,000 | $181,000 |
| American Indian or Alaskan Native | 20 | $3,653,000 | $182,000 | $687,000 | $58,000 | $229,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 6,687 | $1,236,212,000 | $184,000 | $2,550,000 | $55,000 | $1,386,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,147 | $458,597,000 | $213,000 | $3,575,000 | $68,000 | $1,070,000 |
| VA-guaranteed (Veterans Administration) | 3 | $491,000 | $163,000 | $180,000 | $47,000 | $52,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 4,045 | $767,436,000 | $189,000 | $3,575,000 | $61,000 | $1,386,000 |
| Application Denied By Financial Institution | 2,244 | $435,586,000 | $194,000 | $1,625,000 | $49,000 | $960,000 |
| Loan Originated | 1,769 | $344,807,000 | $194,000 | $650,000 | $67,000 | $513,000 |
| Application Approved But Not Accepted | 451 | $84,750,000 | $187,000 | $633,000 | $49,000 | $400,000 |
| File Closed For Incompleteness | 328 | $62,721,000 | $191,000 | $1,000,000 | $46,000 | $456,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet
with aggregated HMDA statistics today.
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