Village Capital & Investment Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Village Capital & Investment Llc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Village Capital & Investment Llc 2863 St. Rose Parkway Dover, DE 89052 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 8,837 |
| Total Mortgage Loan Application Amount | $1,695,300,000 |
| Average Mortgage Loan Application Amount | $200,000 |
| Highest Mortgage Loan Application Amount | $3,575,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $1,386,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Village Capital & Investment Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Village Capital & Investment Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Village Capital & Investment Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Village Capital & Investment Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Village Capital & Investment Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Village Capital & Investment Llc's mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHILADELPHIA, PA | 694 | $ 124,481,000 | $ 179,000 | $ 57,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 458 | $ 103,285,000 | $ 225,000 | $ 66,000 |
| CAMDEN, NJ | 445 | $ 90,311,000 | $ 202,000 | $ 78,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 286 | $ 55,828,000 | $ 195,000 | $ 54,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 240 | $ 70,642,000 | $ 283,000 | $ 72,333 |
| BALTIMORE-TOWSON, MD | 238 | $ 45,939,000 | $ 193,000 | $ 59,000 |
| EDISON-NEW BRUNSWICK, NJ | 227 | $ 62,850,000 | $ 276,000 | $ 74,000 |
| NEWARK-UNION, NJ-PA | 206 | $ 55,850,000 | $ 235,000 | $ 67,000 |
| RICHMOND, VA | 192 | $ 34,219,000 | $ 178,000 | $ 49,000 |
| ST. LOUIS, MO-IL | 180 | $ 30,215,000 | $ 165,000 | $ 56,000 |
| PITTSBURGH, PA | 156 | $ 23,076,000 | $ 147,000 | $ 60,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 152 | $ 45,409,000 | $ 360,500 | $ 112,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 130 | $ 25,577,000 | $ 213,500 | $ 62,000 |
| INDIANAPOLIS-CARMEL, IN | 113 | $ 17,147,000 | $ 151,000 | $ 46,000 |
| BOSTON-QUINCY, MA | 110 | $ 30,447,000 | $ 276,000 | $ 70,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 99 | $ 20,147,000 | $ 203,000 | $ 64,000 |
| COLUMBUS, OH | 96 | $ 14,909,000 | $ 155,000 | $ 49,000 |
| GARY, IN | 94 | $ 13,765,000 | $ 146,000 | $ 54,000 |
| WILMINGTON, DE-MD-NJ | 93 | $ 18,167,000 | $ 198,000 | $ 56,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 92 | $ 13,830,000 | $ 150,000 | $ 48,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 89 | $ 14,715,000 | $ 177,500 | $ 50,500 |
| KANSAS CITY, MO-KS | 75 | $ 11,021,000 | $ 146,000 | $ 51,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 74 | $ 14,504,000 | $ 196,000 | $ 60,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 73 | $ 13,444,000 | $ 184,000 | $ 66,000 |
| YORK-HANOVER, PA | 73 | $ 13,209,000 | $ 180,000 | $ 55,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 70 | $ 11,305,000 | $ 161,000 | $ 46,000 |
| SCRANTON--WILKES-BARRE, PA | 70 | $ 8,843,000 | $ 126,000 | $ 50,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 66 | $ 13,919,000 | $ 210,000 | $ 51,000 |
| COLUMBIA, SC | 63 | $ 10,329,000 | $ 163,000 | $ 64,000 |
| OKLAHOMA CITY, OK | 63 | $ 10,581,000 | $ 167,000 | $ 58,000 |
| HARRISBURG-CARLISLE, PA | 60 | $ 8,777,000 | $ 146,000 | $ 40,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 59 | $ 9,786,000 | $ 165,000 | $ 53,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 58 | $ 10,177,000 | $ 175,000 | $ 53,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 55 | $ 11,161,000 | $ 202,000 | $ 62,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 51 | $ 14,910,000 | $ 292,000 | $ 67,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 51 | $ 14,281,000 | $ 280,000 | $ 69,000 |
| SPRINGFIELD, MA | 50 | $ 9,204,000 | $ 184,000 | $ 64,000 |
| BIRMINGHAM-HOOVER, AL | 49 | $ 6,844,000 | $ 139,000 | $ 44,000 |
| TULSA, OK | 49 | $ 7,227,000 | $ 147,000 | $ 49,000 |
| JACKSONVILLE, FL | 46 | $ 7,931,000 | $ 172,000 | $ 43,000 |
| MEMPHIS, TN-MS-AR | 43 | $ 5,739,000 | $ 133,000 | $ 48,000 |
| ORLANDO-KISSIMMEE, FL | 42 | $ 8,458,000 | $ 201,000 | $ 68,000 |
| TRENTON-EWING, NJ | 42 | $ 8,310,000 | $ 197,000 | $ 74,000 |
| WORCESTER, MA | 42 | $ 8,993,000 | $ 214,000 | $ 61,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 41 | $ 12,365,000 | $ 301,000 | $ 79,000 |
| KNOXVILLE, TN | 41 | $ 6,420,000 | $ 156,000 | $ 43,000 |
| READING, PA | 40 | $ 7,277,000 | $ 181,000 | $ 53,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 39 | $ 9,081,000 | $ 232,000 | $ 70,000 |
| DOVER, DE | 38 | $ 7,062,000 | $ 185,000 | $ 52,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 38 | $ 7,964,000 | $ 209,000 | $ 68,000 |
| NEW HAVEN-MILFORD, CT | 38 | $ 8,225,000 | $ 216,000 | $ 59,000 |
| ROCKFORD, IL | 38 | $ 5,841,000 | $ 153,000 | $ 60,000 |
| PEABODY, MA | 36 | $ 9,622,000 | $ 267,000 | $ 57,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 35 | $ 7,795,000 | $ 222,000 | $ 62,000 |
| ROANOKE, VA | 34 | $ 4,573,000 | $ 134,000 | $ 37,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 33 | $ 6,795,000 | $ 205,000 | $ 59,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 31 | $ 6,405,000 | $ 206,000 | $ 52,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 30 | $ 5,675,000 | $ 189,000 | $ 51,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 29 | $ 6,306,000 | $ 217,000 | $ 53,000 |
| AKRON, OH | 28 | $ 4,278,000 | $ 152,000 | $ 41,000 |
| TOLEDO, OH | 28 | $ 4,481,000 | $ 160,000 | $ 49,000 |
| FORT WAYNE, IN | 25 | $ 3,077,000 | $ 123,000 | $ 37,000 |
| MANCHESTER-NASHUA, NH | 25 | $ 5,794,000 | $ 231,000 | $ 69,000 |
| OCEAN CITY, NJ | 24 | $ 5,830,000 | $ 242,000 | $ 84,000 |
| DAYTON, OH | 23 | $ 3,702,000 | $ 160,000 | $ 55,000 |
| SPARTANBURG, SC | 23 | $ 3,584,000 | $ 155,000 | $ 49,000 |
| SPRINGFIELD, MO | 23 | $ 3,976,000 | $ 172,000 | $ 52,000 |
| ELKHART-GOSHEN, IN | 22 | $ 2,987,000 | $ 135,000 | $ 40,000 |
| LANCASTER, PA | 22 | $ 3,711,000 | $ 168,000 | $ 49,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 22 | $ 3,190,000 | $ 145,000 | $ 42,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 22 | $ 2,949,000 | $ 134,000 | $ 46,000 |
| CHARLOTTESVILLE, VA | 21 | $ 3,890,000 | $ 185,000 | $ 41,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 20 | $ 3,910,000 | $ 195,000 | $ 53,000 |
| ERIE, PA | 20 | $ 2,664,000 | $ 133,000 | $ 46,000 |
| LYNCHBURG, VA | 20 | $ 2,775,000 | $ 138,000 | $ 40,000 |
| MOBILE, AL | 20 | $ 2,899,000 | $ 144,000 | $ 43,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 20 | $ 4,147,000 | $ 207,000 | $ 49,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 20 | $ 2,741,000 | $ 135,500 | $ 51,000 |
| CANTON-MASSILLON, OH | 19 | $ 2,507,000 | $ 131,000 | $ 46,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 18 | $ 2,662,000 | $ 143,000 | $ 51,000 |
| DENVER-AURORA, CO | 18 | $ 4,298,000 | $ 238,000 | $ 63,000 |
| MONTGOMERY, AL | 18 | $ 2,903,000 | $ 161,000 | $ 60,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 17 | $ 2,412,000 | $ 141,000 | $ 41,000 |
| HARRISONBURG, VA | 17 | $ 3,358,000 | $ 197,000 | $ 57,000 |
| OCALA, FL | 17 | $ 2,843,000 | $ 167,000 | $ 54,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 16 | $ 2,699,000 | $ 168,000 | $ 56,000 |
| MORRISTOWN, TN | 16 | $ 2,441,000 | $ 152,000 | $ 45,000 |
| NORWICH-NEW LONDON, CT | 16 | $ 3,211,000 | $ 200,000 | $ 50,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 16 | $ 1,977,000 | $ 123,000 | $ 53,000 |
| EVANSVILLE, IN-KY | 15 | $ 2,032,000 | $ 135,000 | $ 42,000 |
| FLORENCE, SC | 15 | $ 2,137,000 | $ 142,000 | $ 51,000 |
| HUNTSVILLE, AL | 15 | $ 3,094,000 | $ 206,000 | $ 63,000 |
| LEBANON, PA | 15 | $ 2,162,000 | $ 144,000 | $ 50,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 15 | $ 3,423,000 | $ 228,000 | $ 87,000 |
| CAPE CORAL-FORT MYERS, FL | 14 | $ 2,737,000 | $ 195,000 | $ 42,000 |
| JOPLIN, MO | 14 | $ 2,063,000 | $ 147,000 | $ 44,000 |
| LAKELAND-WINTER HAVEN, FL | 14 | $ 2,143,000 | $ 153,000 | $ 40,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 14 | $ 4,922,000 | $ 351,000 | $ 68,000 |
| PORT ST. LUCIE, FL | 14 | $ 2,381,000 | $ 170,000 | $ 62,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 14 | $ 3,267,000 | $ 233,000 | $ 59,000 |
| SALISBURY, MD | 14 | $ 2,661,000 | $ 190,000 | $ 65,000 |
| CHATTANOOGA, TN-GA | 13 | $ 1,761,000 | $ 110,500 | $ 43,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 13 | $ 2,157,000 | $ 165,000 | $ 38,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 13 | $ 1,582,000 | $ 120,000 | $ 44,000 |
| NAPLES-MARCO ISLAND, FL | 13 | $ 6,078,000 | $ 467,000 | $ 127,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 13 | $ 2,619,000 | $ 201,000 | $ 58,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 13 | $ 3,993,000 | $ 307,000 | $ 89,000 |
| SPRINGFIELD, OH | 13 | $ 1,701,000 | $ 130,000 | $ 56,000 |
| ANDERSON, SC | 12 | $ 1,711,000 | $ 142,000 | $ 74,000 |
| BARNSTABLE TOWN, MA | 12 | $ 2,905,000 | $ 242,000 | $ 74,000 |
| DANVILLE, VA | 12 | $ 1,536,000 | $ 128,000 | $ 39,000 |
| SEBASTIAN-VERO BEACH, FL | 12 | $ 1,848,000 | $ 154,000 | $ 42,000 |
| CLARKSVILLE, TN-KY | 11 | $ 1,685,000 | $ 153,000 | $ 33,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 11 | $ 1,331,000 | $ 121,000 | $ 57,000 |
| MICHIGAN CITY-LA PORTE, IN | 11 | $ 1,523,000 | $ 138,000 | $ 68,000 |
| ALTOONA, PA | 10 | $ 1,018,000 | $ 101,000 | $ 40,000 |
| JOHNSTOWN, PA | 10 | $ 1,464,000 | $ 146,000 | $ 39,000 |
| MANSFIELD, OH | 10 | $ 1,384,000 | $ 138,000 | $ 57,000 |
| WILLIAMSPORT, PA | 10 | $ 1,205,000 | $ 120,000 | $ 43,000 |
| BRADENTON-SARASOTA-VENICE, FL | 9 | $ 1,623,000 | $ 180,000 | $ 44,000 |
| CUMBERLAND, MD-WV | 9 | $ 1,109,000 | $ 123,000 | $ 31,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 9 | $ 1,112,000 | $ 123,000 | $ 48,000 |
| LEWISTON-AUBURN, ME | 9 | $ 1,655,000 | $ 183,000 | $ 60,000 |
| ST. JOSEPH, MO-KS | 9 | $ 1,181,000 | $ 131,000 | $ 45,000 |
| SUMTER, SC | 9 | $ 1,491,000 | $ 165,000 | $ 60,000 |
| WINCHESTER, VA-WV | 9 | $ 1,937,000 | $ 215,000 | $ 43,000 |
| ANDERSON, IN | 8 | $ 1,033,000 | $ 129,000 | $ 51,000 |
| BANGOR, ME | 8 | $ 1,388,000 | $ 173,000 | $ 53,000 |
| BLOOMINGTON, IN | 8 | $ 1,380,000 | $ 172,000 | $ 61,000 |
| BLOOMINGTON-NORMAL, IL | 8 | $ 1,464,000 | $ 183,000 | $ 59,000 |
| CHAMPAIGN-URBANA, IL | 8 | $ 1,362,000 | $ 170,000 | $ 48,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 8 | $ 1,152,000 | $ 144,000 | $ 48,000 |
| KANKAKEE-BRADLEY, IL | 8 | $ 1,207,000 | $ 150,000 | $ 59,000 |
| PANAMA CITY-LYNN HAVEN, FL | 8 | $ 1,220,000 | $ 152,000 | $ 46,000 |
| PEORIA, IL | 8 | $ 1,003,000 | $ 125,000 | $ 48,000 |
| SANDUSKY, OH | 8 | $ 1,209,000 | $ 151,000 | $ 59,000 |
| TUCSON, AZ | 8 | $ 1,364,000 | $ 170,000 | $ 37,000 |
| TUSCALOOSA, AL | 8 | $ 1,496,000 | $ 187,000 | $ 53,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 8 | $ 1,597,000 | $ 199,000 | $ 68,000 |
| COLUMBIA, MO | 7 | $ 884,000 | $ 126,000 | $ 38,000 |
| COLUMBUS, GA-AL | 7 | $ 1,182,000 | $ 150,500 | $ 33,000 |
| GAINESVILLE, FL | 7 | $ 902,000 | $ 128,000 | $ 50,000 |
| LAFAYETTE, IN | 7 | $ 1,030,000 | $ 147,000 | $ 42,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 7 | $ 1,661,000 | $ 237,000 | $ 78,000 |
| LAWTON, OK | 7 | $ 1,003,000 | $ 143,000 | $ 55,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 7 | $ 2,633,000 | $ 376,000 | $ 115,000 |
| TALLAHASSEE, FL | 7 | $ 1,260,000 | $ 180,000 | $ 50,000 |
| TERRE HAUTE, IN | 7 | $ 844,000 | $ 120,000 | $ 50,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $ 679,000 | $ 113,000 | $ 47,000 |
| JEFFERSON CITY, MO | 6 | $ 742,000 | $ 123,000 | $ 47,000 |
| KOKOMO, IN | 6 | $ 776,000 | $ 129,000 | $ 84,000 |
| PITTSFIELD, MA | 6 | $ 1,084,000 | $ 180,000 | $ 38,000 |
| SAVANNAH, GA | 6 | $ 1,050,000 | $ 175,000 | $ 45,000 |
| STATE COLLEGE, PA | 6 | $ 1,079,000 | $ 179,000 | $ 81,000 |
| DANVILLE, IL | 5 | $ 545,000 | $ 109,000 | $ 33,000 |
| FORT SMITH, AR-OK | 5 | $ 843,000 | $ 168,000 | $ 51,000 |
| JACKSON, TN | 5 | $ 483,000 | $ 96,000 | $ 20,000 |
| MUNCIE, IN | 5 | $ 578,000 | $ 115,000 | $ 132,000 |
| PALM COAST, FL | 5 | $ 1,252,000 | $ 250,000 | $ 48,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 5 | $ 563,000 | $ 112,000 | $ 57,000 |
| SPRINGFIELD, IL | 5 | $ 505,000 | $ 101,000 | $ 52,000 |
| ALBANY, GA | 4 | $ 341,000 | $ 85,000 | $ 22,000 |
| ANNISTON-OXFORD, AL | 4 | $ 535,000 | $ 133,000 | $ 57,000 |
| AUBURN-OPELIKA, AL | 4 | $ 607,000 | $ 151,000 | $ 69,000 |
| COLUMBUS, IN | 4 | $ 563,000 | $ 140,000 | $ 32,000 |
| FLORENCE-MUSCLE SHOALS, AL | 4 | $ 475,000 | $ 118,000 | $ 43,000 |
| PRESCOTT, AZ | 4 | $ 1,041,000 | $ 260,000 | $ 60,000 |
| CLEVELAND, TN | 3 | $ 376,000 | $ 125,000 | $ 35,000 |
| DECATUR, AL | 3 | $ 379,000 | $ 126,000 | $ 53,000 |
| DECATUR, IL | 3 | $ 332,000 | $ 110,000 | $ 33,000 |
| GREELEY, CO | 3 | $ 517,000 | $ 172,000 | $ 29,000 |
| JOHNSON CITY, TN | 3 | $ 422,000 | $ 140,000 | $ 22,000 |
| LANSING-EAST LANSING, MI | 3 | $ 273,000 | $ 91,000 | $ 86,000 |
| LIMA, OH | 3 | $ 478,000 | $ 159,000 | $ 43,000 |
| MONROE, MI | 3 | $ 359,000 | $ 119,000 | $ 29,000 |
| NASSAU-SUFFOLK, NY | 3 | $ 1,167,000 | $ 389,000 | $ 70,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 3 | $ 1,465,000 | $ 488,000 | $ 93,000 |
| ROCHESTER, MN | 3 | $ 447,000 | $ 149,000 | $ 49,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 3 | $ 1,059,000 | $ 353,000 | $ 54,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 673,000 | $ 224,000 | $ 39,000 |
| WHEELING, WV-OH | 3 | $ 286,000 | $ 95,000 | $ 36,000 |
| BAKERSFIELD, CA | 2 | $ 401,000 | $ 200,000 | $ 70,000 |
| COLORADO SPRINGS, CO | 2 | $ 504,000 | $ 252,000 | $ 89,000 |
| DOTHAN, AL | 2 | $ 267,000 | $ 133,000 | $ 35,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 674,000 | $ 337,000 | $ 56,000 |
| GADSDEN, AL | 2 | $ 289,000 | $ 144,000 | $ 41,000 |
| GRAND JUNCTION, CO | 2 | $ 462,000 | $ 231,000 | $ 92,000 |
| HONOLULU, HI | 2 | $ 624,000 | $ 312,000 | $ 90,000 |
| PUNTA GORDA, FL | 2 | $ 200,000 | $ 100,000 | $ 44,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 2 | $ 684,000 | $ 342,000 | $ 67,000 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 340,000 | $ 170,000 | $ 38,000 |
| ST. CLOUD, MN | 2 | $ 308,000 | $ 154,000 | $ 42,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 156,000 | $ 156,000 | $ 51,000 |
| ANN ARBOR, MI | 1 | $ 226,000 | $ 226,000 | $ 97,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 96,000 | $ 96,000 | $ 22,000 |
| BOULDER, CO | 1 | $ 186,000 | $ 186,000 | $ 27,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 222,000 | $ 222,000 | $ 52,000 |
| FLINT, MI | 1 | $ 252,000 | $ 252,000 | $ 95,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 2,550,000 | $ 2,550,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 200,000 | $ 200,000 | $ 49,000 |
| HANFORD-CORCORAN, CA | 1 | $ 180,000 | $ 180,000 | $ 28,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 148,000 | $ 148,000 | $ 45,000 |
| MACON, GA | 1 | $ 51,000 | $ 51,000 | $ 20,000 |
| MERCED, CA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 424,000 | $ 424,000 | $ 65,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 1 | $ 234,000 | $ 234,000 | $ 40,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 223,000 | $ 223,000 | $ 90,000 |
| REDDING, CA | 1 | $ 169,000 | $ 169,000 | $ 98,000 |
| ROME, GA | 1 | $ 71,000 | $ 71,000 | $ 13,000 |
| SALINAS, CA | 1 | $ 420,000 | $ 420,000 | $ 65,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1 | $ 300,000 | $ 300,000 | $ 20,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 560,000 | $ 560,000 | $ 107,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 416,000 | $ 416,000 | $ 96,000 |
| STOCKTON, CA | 1 | $ 232,000 | $ 232,000 | $ 87,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| YUBA CITY, CA | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| YUMA, AZ | 1 | $ 80,000 | $ 80,000 | $ 11,000 |
Mortgage Loan Application Detail Totals for Village Capital & Investment Llc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,236 | $1,568,611,000 | $190,000 | $3,575,000 | $57,000 | $1,386,000 |
| Home Purchase | 601 | $126,689,000 | $210,000 | $1,625,000 | $79,000 | $600,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 4,155 | $785,407,000 | $189,000 | $2,550,000 | $51,000 | $1,386,000 |
| White | 3,009 | $582,070,000 | $193,000 | $3,575,000 | $67,000 | $750,000 |
| Black or African American | 1,168 | $214,700,000 | $183,000 | $625,000 | $57,000 | $185,000 |
| Hispanic | 397 | $86,621,000 | $218,000 | $880,000 | $66,000 | $600,000 |
| Asian | 49 | $13,338,000 | $272,000 | $1,250,000 | $99,000 | $1,070,000 |
| Native Hawaiian or Other Pacific Islander | 39 | $9,511,000 | $243,000 | $485,000 | $74,000 | $181,000 |
| American Indian or Alaskan Native | 20 | $3,653,000 | $182,000 | $687,000 | $58,000 | $229,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 6,687 | $1,236,212,000 | $184,000 | $2,550,000 | $55,000 | $1,386,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,147 | $458,597,000 | $213,000 | $3,575,000 | $68,000 | $1,070,000 |
| VA-guaranteed (Veterans Administration) | 3 | $491,000 | $163,000 | $180,000 | $47,000 | $52,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 4,045 | $767,436,000 | $189,000 | $3,575,000 | $61,000 | $1,386,000 |
| Application Denied By Financial Institution | 2,244 | $435,586,000 | $194,000 | $1,625,000 | $49,000 | $960,000 |
| Loan Originated | 1,769 | $344,807,000 | $194,000 | $650,000 | $67,000 | $513,000 |
| Application Approved But Not Accepted | 451 | $84,750,000 | $187,000 | $633,000 | $49,000 | $400,000 |
| File Closed For Incompleteness | 328 | $62,721,000 | $191,000 | $1,000,000 | $46,000 | $456,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment Llc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.