Wells Fargo Bank, National Association 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Bank, National Association 100 N Main Street Mac D4001-042 Sioux Falls, SD 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,141,327 |
| Total Mortgage Loan Application Amount | $698,593,647,000 |
| Average Mortgage Loan Application Amount | $188,333 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $90,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Wells Fargo Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Wells Fargo Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Bank, National Association's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 104,792 | $ 39,575,263,000 | $ 377,000 | $ 147,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 90,646 | $ 29,924,177,000 | $ 295,250 | $ 104,750 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 80,877 | $ 14,373,483,000 | $ 177,000 | $ 83,000 |
| PHOENIX-MESA-GLENDALE, AZ | 72,639 | $ 13,557,611,000 | $ 186,000 | $ 84,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 70,068 | $ 13,929,468,000 | $ 191,000 | $ 89,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 69,162 | $ 14,910,896,000 | $ 215,000 | $ 98,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 57,874 | $ 10,494,800,000 | $ 181,000 | $ 100,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 56,935 | $ 21,278,662,000 | $ 355,000 | $ 151,000 |
| DALLAS-PLANO-IRVING, TX | 54,798 | $ 10,237,624,000 | $ 186,000 | $ 92,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 54,736 | $ 11,903,587,000 | $ 217,000 | $ 86,000 |
| PHILADELPHIA, PA | 52,036 | $ 11,434,213,000 | $ 219,000 | $ 107,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 49,490 | $ 19,614,212,000 | $ 396,000 | $ 152,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 47,987 | $ 17,155,878,000 | $ 357,000 | $ 127,000 |
| DENVER-AURORA-BROOMFIELD, CO | 45,355 | $ 10,524,525,000 | $ 232,000 | $ 88,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 44,596 | $ 16,322,687,000 | $ 366,000 | $ 135,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 41,054 | $ 11,954,553,000 | $ 291,000 | $ 111,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 39,688 | $ 9,506,138,000 | $ 239,000 | $ 98,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 38,895 | $ 17,872,580,000 | $ 459,000 | $ 166,000 |
| BALTIMORE-TOWSON, MD | 38,102 | $ 9,476,537,000 | $ 248,000 | $ 89,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 35,143 | $ 7,936,102,000 | $ 214,500 | $ 83,000 |
| EDISON-NEW BRUNSWICK, NJ | 34,551 | $ 8,990,485,000 | $ 260,000 | $ 124,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 33,251 | $ 17,106,664,000 | $ 514,000 | $ 195,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 30,262 | $ 5,116,623,000 | $ 169,000 | $ 85,000 |
| ST. LOUIS, MO-IL | 28,104 | $ 4,705,179,000 | $ 161,000 | $ 70,500 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 27,486 | $ 5,818,889,000 | $ 211,000 | $ 104,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 26,965 | $ 5,880,360,000 | $ 250,500 | $ 117,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 26,490 | $ 5,184,216,000 | $ 190,500 | $ 84,000 |
| FORT WORTH-ARLINGTON, TX | 26,140 | $ 4,064,037,000 | $ 155,000 | $ 80,000 |
| NEWARK-UNION, NJ-PA | 25,813 | $ 7,298,637,000 | $ 221,000 | $ 116,500 |
| LAS VEGAS-PARADISE, NV | 25,663 | $ 4,674,163,000 | $ 182,000 | $ 79,000 |
| KANSAS CITY, MO-KS | 25,578 | $ 4,128,098,000 | $ 162,500 | $ 75,500 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 23,514 | $ 4,090,531,000 | $ 173,000 | $ 69,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 22,223 | $ 4,061,477,000 | $ 182,000 | $ 85,000 |
| RALEIGH-CARY, NC | 21,596 | $ 4,487,131,000 | $ 207,000 | $ 90,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 21,243 | $ 7,083,168,000 | $ 333,000 | $ 129,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 20,215 | $ 3,429,960,000 | $ 169,000 | $ 90,000 |
| RICHMOND, VA | 19,452 | $ 4,064,539,000 | $ 208,000 | $ 86,000 |
| NASSAU-SUFFOLK, NY | 19,118 | $ 5,938,729,000 | $ 310,000 | $ 146,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 18,526 | $ 3,519,082,000 | $ 189,000 | $ 73,000 |
| SALT LAKE CITY, UT | 18,168 | $ 4,041,733,000 | $ 222,000 | $ 79,000 |
| PITTSBURGH, PA | 17,086 | $ 2,720,807,000 | $ 159,000 | $ 87,000 |
| CAMDEN, NJ | 16,442 | $ 3,050,053,000 | $ 185,000 | $ 86,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 16,420 | $ 3,093,258,000 | $ 188,000 | $ 91,000 |
| TUCSON, AZ | 16,245 | $ 2,809,863,000 | $ 172,000 | $ 75,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 16,048 | $ 3,351,265,000 | $ 208,000 | $ 102,000 |
| JACKSONVILLE, FL | 15,373 | $ 2,728,086,000 | $ 177,000 | $ 79,000 |
| INDIANAPOLIS-CARMEL, IN | 14,981 | $ 2,342,393,000 | $ 156,000 | $ 69,000 |
| BOSTON-QUINCY, MA | 14,859 | $ 4,649,901,000 | $ 312,000 | $ 120,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 13,829 | $ 2,891,945,000 | $ 209,000 | $ 125,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 13,735 | $ 3,037,727,000 | $ 221,000 | $ 114,000 |
| COLORADO SPRINGS, CO | 13,726 | $ 2,831,586,000 | $ 206,000 | $ 58,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 13,142 | $ 2,074,818,000 | $ 153,500 | $ 74,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 13,124 | $ 4,074,429,000 | $ 310,000 | $ 128,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 12,344 | $ 4,285,240,000 | $ 347,000 | $ 138,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 12,331 | $ 1,967,046,000 | $ 153,000 | $ 60,666 |
| MEMPHIS, TN-MS-AR | 12,164 | $ 1,984,290,000 | $ 147,333 | $ 67,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 12,150 | $ 1,945,785,000 | $ 151,000 | $ 62,500 |
| TACOMA, WA | 11,995 | $ 2,653,534,000 | $ 221,000 | $ 65,000 |
| DES MOINES-WEST DES MOINES, IA | 11,515 | $ 1,864,129,000 | $ 161,000 | $ 75,000 |
| FRESNO, CA | 11,355 | $ 2,140,211,000 | $ 188,000 | $ 86,000 |
| COLUMBUS, OH | 10,959 | $ 1,888,983,000 | $ 172,000 | $ 70,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 10,675 | $ 1,823,268,000 | $ 183,000 | $ 88,000 |
| ANCHORAGE, AK | 10,636 | $ 2,598,501,000 | $ 244,000 | $ 88,000 |
| BIRMINGHAM-HOOVER, AL | 10,543 | $ 1,770,296,000 | $ 167,000 | $ 75,000 |
| ALBUQUERQUE, NM | 9,989 | $ 1,755,902,000 | $ 175,000 | $ 69,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 9,823 | $ 1,505,767,000 | $ 153,000 | $ 73,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 9,680 | $ 2,000,759,000 | $ 206,000 | $ 89,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 9,625 | $ 2,037,201,000 | $ 216,500 | $ 78,500 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 9,499 | $ 3,497,719,000 | $ 368,000 | $ 178,000 |
| STOCKTON, CA | 9,429 | $ 1,870,292,000 | $ 198,000 | $ 75,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 9,251 | $ 1,981,561,000 | $ 214,000 | $ 94,000 |
| OKLAHOMA CITY, OK | 9,023 | $ 1,479,680,000 | $ 163,000 | $ 73,000 |
| BOISE CITY-NAMPA, ID | 9,021 | $ 1,445,627,000 | $ 160,000 | $ 73,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 9,001 | $ 1,644,465,000 | $ 182,000 | $ 86,000 |
| OGDEN-CLEARFIELD, UT | 8,998 | $ 1,671,231,000 | $ 185,000 | $ 53,000 |
| HONOLULU, HI | 8,870 | $ 3,692,719,000 | $ 416,000 | $ 90,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 8,755 | $ 1,930,488,000 | $ 192,000 | $ 91,500 |
| WILMINGTON, DE-MD-NJ | 8,703 | $ 1,834,882,000 | $ 197,333 | $ 76,333 |
| PROVO-OREM, UT | 8,426 | $ 1,610,191,000 | $ 191,000 | $ 64,000 |
| GREENSBORO-HIGH POINT, NC | 8,313 | $ 1,302,720,000 | $ 156,000 | $ 72,000 |
| KNOXVILLE, TN | 8,266 | $ 1,375,626,000 | $ 166,000 | $ 69,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 8,175 | $ 1,608,212,000 | $ 196,000 | $ 110,000 |
| BAKERSFIELD-DELANO, CA | 8,012 | $ 1,411,682,000 | $ 176,000 | $ 79,000 |
| COLUMBIA, SC | 7,905 | $ 1,232,632,000 | $ 155,000 | $ 67,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 7,464 | $ 1,105,534,000 | $ 147,500 | $ 63,500 |
| DETROIT-LIVONIA-DEARBORN, MI | 7,460 | $ 1,049,739,000 | $ 140,000 | $ 74,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 7,443 | $ 1,173,371,000 | $ 157,000 | $ 80,000 |
| RENO-SPARKS, NV | 7,383 | $ 1,575,999,000 | $ 213,000 | $ 99,000 |
| CAPE CORAL-FORT MYERS, FL | 7,355 | $ 1,247,456,000 | $ 169,000 | $ 106,000 |
| SANTA ROSA-PETALUMA, CA | 7,164 | $ 2,194,312,000 | $ 306,000 | $ 116,000 |
| BATON ROUGE, LA | 7,064 | $ 1,241,376,000 | $ 175,000 | $ 81,000 |
| WILMINGTON, NC | 6,953 | $ 1,400,955,000 | $ 201,000 | $ 102,000 |
| NEW HAVEN-MILFORD, CT | 6,762 | $ 1,370,915,000 | $ 202,000 | $ 89,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 6,735 | $ 1,091,747,000 | $ 162,000 | $ 76,000 |
| FAYETTEVILLE, NC | 6,495 | $ 1,047,565,000 | $ 161,000 | $ 39,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6,453 | $ 974,583,000 | $ 151,000 | $ 79,000 |
| VALLEJO-FAIRFIELD, CA | 6,318 | $ 1,498,426,000 | $ 237,000 | $ 81,000 |
| DURHAM-CHAPEL HILL, NC | 6,261 | $ 1,350,687,000 | $ 215,000 | $ 95,000 |
| LANCASTER, PA | 6,165 | $ 983,887,000 | $ 159,000 | $ 71,000 |
| MODESTO, CA | 6,153 | $ 1,106,806,000 | $ 179,000 | $ 73,000 |
| TULSA, OK | 6,078 | $ 944,227,000 | $ 155,000 | $ 75,000 |
| PEABODY, MA | 6,024 | $ 1,606,391,000 | $ 266,000 | $ 101,000 |
| HUNTSVILLE, AL | 5,997 | $ 1,111,344,000 | $ 185,000 | $ 83,000 |
| GARY, IN | 5,967 | $ 913,079,000 | $ 153,000 | $ 62,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 5,965 | $ 2,114,548,000 | $ 354,000 | $ 148,000 |
| SPOKANE, WA | 5,915 | $ 1,058,902,000 | $ 179,000 | $ 70,000 |
| HARRISBURG-CARLISLE, PA | 5,880 | $ 963,558,000 | $ 163,000 | $ 74,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 5,642 | $ 792,629,000 | $ 140,000 | $ 43,000 |
| WORCESTER, MA | 5,519 | $ 1,227,764,000 | $ 222,000 | $ 87,000 |
| FORT COLLINS-LOVELAND, CO | 5,488 | $ 1,206,017,000 | $ 219,000 | $ 87,000 |
| EL PASO, TX | 5,350 | $ 708,828,000 | $ 132,000 | $ 63,000 |
| BOULDER, CO | 5,281 | $ 1,560,950,000 | $ 295,000 | $ 118,000 |
| ROCHESTER, NY | 5,225 | $ 692,982,000 | $ 132,000 | $ 72,000 |
| YORK-HANOVER, PA | 5,172 | $ 834,239,000 | $ 161,000 | $ 69,000 |
| WINSTON-SALEM, NC | 5,095 | $ 787,691,000 | $ 154,000 | $ 72,000 |
| WICHITA, KS | 4,985 | $ 628,842,000 | $ 126,000 | $ 65,000 |
| ASHEVILLE, NC | 4,970 | $ 900,434,000 | $ 181,000 | $ 86,000 |
| BUFFALO-NIAGARA FALLS, NY | 4,970 | $ 652,924,000 | $ 131,000 | $ 70,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 4,963 | $ 1,484,183,000 | $ 299,000 | $ 119,000 |
| ALBANY-SCHENECTADY-TROY, NY | 4,933 | $ 893,018,000 | $ 181,000 | $ 76,000 |
| SALINAS, CA | 4,799 | $ 1,587,916,000 | $ 330,000 | $ 139,000 |
| VISALIA-PORTERVILLE, CA | 4,655 | $ 775,892,000 | $ 166,000 | $ 74,000 |
| PORT ST. LUCIE, FL | 4,643 | $ 786,289,000 | $ 169,000 | $ 88,000 |
| TRENTON-EWING, NJ | 4,638 | $ 1,090,588,000 | $ 235,000 | $ 121,000 |
| SAVANNAH, GA | 4,619 | $ 840,704,000 | $ 182,000 | $ 78,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4,567 | $ 701,180,000 | $ 153,000 | $ 76,000 |
| LINCOLN, NE | 4,466 | $ 626,610,000 | $ 140,000 | $ 72,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4,447 | $ 877,212,000 | $ 197,000 | $ 106,000 |
| SALEM, OR | 4,431 | $ 787,102,000 | $ 177,000 | $ 65,000 |
| DAYTON, OH | 4,382 | $ 593,535,000 | $ 135,000 | $ 54,000 |
| OLYMPIA, WA | 4,370 | $ 951,305,000 | $ 217,000 | $ 62,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4,341 | $ 957,255,000 | $ 220,000 | $ 95,000 |
| MADISON, WI | 4,297 | $ 837,813,000 | $ 194,000 | $ 80,000 |
| MANCHESTER-NASHUA, NH | 4,279 | $ 874,425,000 | $ 204,000 | $ 90,000 |
| GREELEY, CO | 4,263 | $ 778,896,000 | $ 182,000 | $ 67,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 4,261 | $ 868,609,000 | $ 203,000 | $ 88,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4,219 | $ 679,208,000 | $ 160,000 | $ 68,000 |
| LAKELAND-WINTER HAVEN, FL | 4,207 | $ 547,447,000 | $ 130,000 | $ 68,000 |
| CHATTANOOGA, TN-GA | 4,194 | $ 668,452,000 | $ 149,000 | $ 67,000 |
| READING, PA | 4,178 | $ 622,230,000 | $ 148,000 | $ 75,000 |
| SANTA CRUZ-WATSONVILLE, CA | 4,146 | $ 1,518,147,000 | $ 366,000 | $ 148,000 |
| EUGENE-SPRINGFIELD, OR | 4,124 | $ 784,744,000 | $ 190,000 | $ 75,000 |
| SIOUX FALLS, SD | 4,104 | $ 616,805,000 | $ 150,000 | $ 77,000 |
| JACKSONVILLE, NC | 4,048 | $ 693,848,000 | $ 171,000 | $ 42,000 |
| FORT WAYNE, IN | 4,021 | $ 472,492,000 | $ 117,000 | $ 59,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 4,000 | $ 635,042,000 | $ 158,000 | $ 94,000 |
| LEXINGTON-FAYETTE, KY | 3,976 | $ 669,271,000 | $ 168,000 | $ 69,000 |
| CLARKSVILLE, TN-KY | 3,958 | $ 601,472,000 | $ 137,000 | $ 40,500 |
| KENNEWICK-PASCO-RICHLAND, WA | 3,904 | $ 648,143,000 | $ 166,000 | $ 69,000 |
| GRAND RAPIDS-WYOMING, MI | 3,831 | $ 510,755,000 | $ 133,000 | $ 61,000 |
| BREMERTON-SILVERDALE, WA | 3,828 | $ 909,094,000 | $ 237,000 | $ 72,000 |
| AKRON, OH | 3,804 | $ 556,138,000 | $ 146,000 | $ 72,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 3,801 | $ 814,948,000 | $ 214,000 | $ 103,000 |
| PRESCOTT, AZ | 3,677 | $ 624,815,000 | $ 169,000 | $ 78,000 |
| NAPLES-MARCO ISLAND, FL | 3,611 | $ 870,851,000 | $ 241,000 | $ 158,000 |
| BEND, OR | 3,579 | $ 766,765,000 | $ 214,000 | $ 110,000 |
| SCRANTON--WILKES-BARRE, PA | 3,573 | $ 459,517,000 | $ 128,000 | $ 72,000 |
| JACKSON, MS | 3,547 | $ 686,427,000 | $ 193,000 | $ 83,000 |
| COLUMBUS, GA-AL | 3,494 | $ 526,216,000 | $ 148,000 | $ 55,500 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3,400 | $ 531,029,000 | $ 129,000 | $ 61,000 |
| MONTGOMERY, AL | 3,230 | $ 494,082,000 | $ 152,000 | $ 63,000 |
| GREEN BAY, WI | 3,215 | $ 461,550,000 | $ 143,000 | $ 73,000 |
| OCEAN CITY, NJ | 3,163 | $ 967,704,000 | $ 305,000 | $ 200,000 |
| LUBBOCK, TX | 3,157 | $ 413,314,000 | $ 130,000 | $ 78,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3,148 | $ 423,305,000 | $ 129,500 | $ 70,000 |
| COEUR D'ALENE, ID | 3,142 | $ 589,788,000 | $ 187,000 | $ 83,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3,142 | $ 567,933,000 | $ 180,000 | $ 65,000 |
| ROANOKE, VA | 3,115 | $ 534,526,000 | $ 171,000 | $ 75,000 |
| ROCHESTER, MN | 3,104 | $ 523,630,000 | $ 168,000 | $ 80,000 |
| SPRINGFIELD, MO | 3,101 | $ 402,165,000 | $ 129,000 | $ 60,000 |
| DULUTH, MN-WI | 3,022 | $ 418,393,000 | $ 130,500 | $ 70,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2,982 | $ 591,390,000 | $ 198,000 | $ 73,000 |
| FARGO, ND-MN | 2,973 | $ 441,507,000 | $ 143,000 | $ 80,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2,960 | $ 516,414,000 | $ 173,500 | $ 67,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2,951 | $ 386,995,000 | $ 131,000 | $ 74,000 |
| GRAND JUNCTION, CO | 2,949 | $ 524,991,000 | $ 178,000 | $ 66,000 |
| CEDAR RAPIDS, IA | 2,880 | $ 399,678,000 | $ 138,000 | $ 73,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2,878 | $ 315,001,000 | $ 109,000 | $ 64,000 |
| MOBILE, AL | 2,741 | $ 341,876,000 | $ 124,000 | $ 56,000 |
| SPRINGFIELD, MA | 2,682 | $ 469,653,000 | $ 175,000 | $ 62,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2,671 | $ 366,679,000 | $ 137,000 | $ 71,000 |
| SYRACUSE, NY | 2,650 | $ 345,299,000 | $ 130,000 | $ 67,000 |
| CORPUS CHRISTI, TX | 2,611 | $ 364,932,000 | $ 139,000 | $ 85,000 |
| TALLAHASSEE, FL | 2,595 | $ 427,361,000 | $ 164,000 | $ 84,000 |
| SPARTANBURG, SC | 2,571 | $ 351,638,000 | $ 136,000 | $ 58,000 |
| MEDFORD, OR | 2,561 | $ 485,839,000 | $ 189,000 | $ 78,000 |
| TOLEDO, OH | 2,474 | $ 332,546,000 | $ 134,000 | $ 70,000 |
| LAFAYETTE, LA | 2,443 | $ 418,951,000 | $ 171,000 | $ 83,000 |
| BELLINGHAM, WA | 2,395 | $ 530,398,000 | $ 221,000 | $ 87,000 |
| DOVER, DE | 2,387 | $ 444,854,000 | $ 186,000 | $ 55,000 |
| APPLETON, WI | 2,342 | $ 339,743,000 | $ 145,000 | $ 71,000 |
| ANN ARBOR, MI | 2,336 | $ 446,866,000 | $ 191,000 | $ 101,000 |
| YUMA, AZ | 2,320 | $ 304,158,000 | $ 131,000 | $ 55,000 |
| CHICO, CA | 2,319 | $ 439,576,000 | $ 189,000 | $ 78,000 |
| YUBA CITY, CA | 2,271 | $ 374,252,000 | $ 164,000 | $ 62,000 |
| BARNSTABLE TOWN, MA | 2,250 | $ 667,110,000 | $ 296,000 | $ 175,000 |
| OCALA, FL | 2,237 | $ 274,521,000 | $ 122,000 | $ 63,000 |
| BROWNSVILLE-HARLINGEN, TX | 2,233 | $ 229,714,000 | $ 102,000 | $ 71,000 |
| LANSING-EAST LANSING, MI | 2,228 | $ 295,578,000 | $ 132,000 | $ 65,000 |
| LYNCHBURG, VA | 2,226 | $ 379,574,000 | $ 170,000 | $ 69,000 |
| ST. GEORGE, UT | 2,215 | $ 409,359,000 | $ 184,000 | $ 74,000 |
| MERCED, CA | 2,190 | $ 339,039,000 | $ 154,000 | $ 66,000 |
| CHARLOTTESVILLE, VA | 2,183 | $ 557,560,000 | $ 255,000 | $ 105,000 |
| ATHENS-CLARKE COUNTY, GA | 2,103 | $ 332,716,000 | $ 158,000 | $ 81,000 |
| BILLINGS, MT | 2,088 | $ 346,624,000 | $ 166,000 | $ 71,000 |
| GAINESVILLE, GA | 2,078 | $ 337,984,000 | $ 162,000 | $ 77,000 |
| FLAGSTAFF, AZ | 2,072 | $ 431,072,000 | $ 208,000 | $ 96,000 |
| KALAMAZOO-PORTAGE, MI | 2,051 | $ 344,911,000 | $ 168,000 | $ 79,000 |
| PEORIA, IL | 2,003 | $ 274,505,000 | $ 137,000 | $ 67,000 |
| ST. CLOUD, MN | 1,972 | $ 320,247,000 | $ 162,000 | $ 64,000 |
| GAINESVILLE, FL | 1,958 | $ 319,603,000 | $ 163,000 | $ 84,000 |
| NAPA, CA | 1,946 | $ 677,051,000 | $ 347,000 | $ 145,000 |
| BEAUMONT-PORT ARTHUR, TX | 1,907 | $ 247,172,000 | $ 129,000 | $ 74,000 |
| WINCHESTER, VA-WV | 1,889 | $ 386,443,000 | $ 182,500 | $ 86,000 |
| LAS CRUCES, NM | 1,878 | $ 281,007,000 | $ 149,000 | $ 71,000 |
| ANDERSON, SC | 1,875 | $ 267,863,000 | $ 142,000 | $ 63,000 |
| REDDING, CA | 1,875 | $ 342,536,000 | $ 182,000 | $ 76,000 |
| YAKIMA, WA | 1,836 | $ 284,559,000 | $ 154,000 | $ 63,000 |
| WARNER ROBINS, GA | 1,830 | $ 282,098,000 | $ 154,000 | $ 55,000 |
| RAPID CITY, SD | 1,822 | $ 303,837,000 | $ 166,000 | $ 72,000 |
| MANKATO-NORTH MANKATO, MN | 1,799 | $ 268,876,000 | $ 149,000 | $ 60,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1,785 | $ 191,716,000 | $ 111,500 | $ 55,000 |
| NORWICH-NEW LONDON, CT | 1,783 | $ 372,744,000 | $ 209,000 | $ 89,000 |
| CANTON-MASSILLON, OH | 1,727 | $ 216,272,000 | $ 125,000 | $ 58,000 |
| RACINE, WI | 1,721 | $ 259,295,000 | $ 150,000 | $ 67,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1,685 | $ 212,436,000 | $ 140,500 | $ 79,500 |
| MOUNT VERNON-ANACORTES, WA | 1,675 | $ 351,538,000 | $ 209,000 | $ 74,000 |
| FLINT, MI | 1,674 | $ 190,099,000 | $ 113,000 | $ 58,000 |
| WACO, TX | 1,670 | $ 224,641,000 | $ 134,000 | $ 69,000 |
| PUNTA GORDA, FL | 1,646 | $ 234,136,000 | $ 142,000 | $ 87,000 |
| COLLEGE STATION-BRYAN, TX | 1,644 | $ 254,429,000 | $ 154,000 | $ 104,000 |
| IDAHO FALLS, ID | 1,641 | $ 242,891,000 | $ 148,000 | $ 65,000 |
| PUEBLO, CO | 1,639 | $ 220,599,000 | $ 134,000 | $ 58,000 |
| TUSCALOOSA, AL | 1,629 | $ 268,104,000 | $ 164,000 | $ 68,000 |
| MACON, GA | 1,595 | $ 235,141,000 | $ 147,000 | $ 72,000 |
| MADERA-CHOWCHILLA, CA | 1,587 | $ 272,943,000 | $ 171,000 | $ 82,000 |
| ELIZABETHTOWN, KY | 1,511 | $ 237,443,000 | $ 157,000 | $ 45,000 |
| GREAT FALLS, MT | 1,496 | $ 226,836,000 | $ 151,000 | $ 65,000 |
| BLOOMINGTON-NORMAL, IL | 1,489 | $ 240,053,000 | $ 161,000 | $ 90,000 |
| AUBURN-OPELIKA, AL | 1,483 | $ 243,316,000 | $ 164,000 | $ 71,000 |
| SEBASTIAN-VERO BEACH, FL | 1,468 | $ 259,171,000 | $ 176,000 | $ 114,000 |
| EL CENTRO, CA | 1,459 | $ 223,875,000 | $ 153,000 | $ 66,000 |
| GULFPORT-BILOXI, MS | 1,446 | $ 203,816,000 | $ 140,000 | $ 64,000 |
| OSHKOSH-NEENAH, WI | 1,443 | $ 204,411,000 | $ 141,000 | $ 69,000 |
| HANFORD-CORCORAN, CA | 1,435 | $ 238,669,000 | $ 166,000 | $ 64,000 |
| ROCKFORD, IL | 1,429 | $ 175,194,000 | $ 122,000 | $ 43,000 |
| LAREDO, TX | 1,428 | $ 188,154,000 | $ 131,000 | $ 57,000 |
| WENATCHEE-EAST WENATCHEE, WA | 1,415 | $ 276,102,000 | $ 195,000 | $ 87,000 |
| EVANSVILLE, IN-KY | 1,411 | $ 179,936,000 | $ 122,500 | $ 46,500 |
| BISMARCK, ND | 1,404 | $ 242,914,000 | $ 173,000 | $ 88,000 |
| STATE COLLEGE, PA | 1,404 | $ 264,120,000 | $ 188,000 | $ 98,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1,402 | $ 191,257,000 | $ 136,500 | $ 61,000 |
| GOLDSBORO, NC | 1,391 | $ 185,919,000 | $ 133,000 | $ 42,000 |
| BURLINGTON, NC | 1,374 | $ 186,628,000 | $ 135,000 | $ 60,000 |
| CHEYENNE, WY | 1,369 | $ 246,953,000 | $ 180,000 | $ 66,000 |
| GREENVILLE, NC | 1,368 | $ 221,965,000 | $ 162,000 | $ 76,000 |
| SANTA FE, NM | 1,367 | $ 369,924,000 | $ 270,000 | $ 125,000 |
| TOPEKA, KS | 1,357 | $ 171,289,000 | $ 126,000 | $ 63,000 |
| TYLER, TX | 1,357 | $ 206,739,000 | $ 152,000 | $ 80,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1,331 | $ 230,629,000 | $ 173,000 | $ 88,000 |
| DECATUR, AL | 1,321 | $ 172,690,000 | $ 130,000 | $ 62,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1,320 | $ 218,616,000 | $ 165,000 | $ 75,000 |
| MIDLAND, TX | 1,316 | $ 228,240,000 | $ 173,000 | $ 96,000 |
| SIOUX CITY, IA-NE-SD | 1,295 | $ 142,954,000 | $ 125,000 | $ 79,666 |
| PALM COAST, FL | 1,288 | $ 194,497,000 | $ 151,000 | $ 83,000 |
| VALDOSTA, GA | 1,271 | $ 181,531,000 | $ 142,000 | $ 60,000 |
| FAIRBANKS, AK | 1,270 | $ 255,020,000 | $ 200,000 | $ 71,000 |
| MISSOULA, MT | 1,248 | $ 235,587,000 | $ 188,000 | $ 81,000 |
| LEBANON, PA | 1,246 | $ 182,900,000 | $ 146,000 | $ 65,000 |
| DOTHAN, AL | 1,238 | $ 176,676,000 | $ 142,000 | $ 63,000 |
| COLUMBIA, MO | 1,232 | $ 195,057,000 | $ 158,000 | $ 69,000 |
| HOLLAND-GRAND HAVEN, MI | 1,222 | $ 179,326,000 | $ 146,000 | $ 71,000 |
| SALISBURY, MD | 1,218 | $ 193,537,000 | $ 158,000 | $ 69,000 |
| LAKE CHARLES, LA | 1,209 | $ 188,615,000 | $ 156,000 | $ 72,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1,195 | $ 261,479,000 | $ 218,000 | $ 87,000 |
| FLORENCE, SC | 1,195 | $ 155,373,000 | $ 130,000 | $ 63,000 |
| MONROE, LA | 1,190 | $ 191,179,000 | $ 160,000 | $ 82,000 |
| LOGAN, UT-ID | 1,176 | $ 190,559,000 | $ 155,500 | $ 63,000 |
| AMARILLO, TX | 1,162 | $ 167,569,000 | $ 144,000 | $ 74,000 |
| FORT SMITH, AR-OK | 1,161 | $ 141,570,000 | $ 119,000 | $ 53,500 |
| ABILENE, TX | 1,149 | $ 156,337,000 | $ 136,000 | $ 60,000 |
| JOHNSON CITY, TN | 1,105 | $ 167,041,000 | $ 151,000 | $ 63,000 |
| CHAMPAIGN-URBANA, IL | 1,080 | $ 154,524,000 | $ 143,000 | $ 79,000 |
| BINGHAMTON, NY | 1,038 | $ 115,820,000 | $ 111,000 | $ 64,000 |
| EAU CLAIRE, WI | 1,038 | $ 145,458,000 | $ 140,000 | $ 72,000 |
| WICHITA FALLS, TX | 1,025 | $ 107,461,000 | $ 104,000 | $ 53,000 |
| HARRISONBURG, VA | 1,023 | $ 173,661,000 | $ 169,000 | $ 78,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1,023 | $ 151,361,000 | $ 147,000 | $ 55,000 |
| BRUNSWICK, GA | 1,010 | $ 187,463,000 | $ 185,000 | $ 101,000 |
| MORRISTOWN, TN | 1,008 | $ 138,278,000 | $ 137,000 | $ 57,000 |
| HOT SPRINGS, AR | 1,005 | $ 158,512,000 | $ 157,000 | $ 83,000 |
| LONGVIEW, WA | 994 | $ 165,290,000 | $ 166,000 | $ 63,000 |
| ERIE, PA | 978 | $ 122,885,000 | $ 125,000 | $ 63,000 |
| SAN ANGELO, TX | 960 | $ 113,315,000 | $ 118,000 | $ 62,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 959 | $ 150,103,000 | $ 156,000 | $ 72,000 |
| FLORENCE-MUSCLE SHOALS, AL | 948 | $ 127,931,000 | $ 134,000 | $ 66,000 |
| JONESBORO, AR | 921 | $ 121,275,000 | $ 131,000 | $ 76,000 |
| CORVALLIS, OR | 905 | $ 196,146,000 | $ 216,000 | $ 104,000 |
| DALTON, GA | 895 | $ 105,531,000 | $ 117,000 | $ 57,000 |
| FARMINGTON, NM | 883 | $ 140,076,000 | $ 158,000 | $ 67,000 |
| LONGVIEW, TX | 882 | $ 160,193,000 | $ 181,000 | $ 71,000 |
| SHEBOYGAN, WI | 872 | $ 119,025,000 | $ 136,000 | $ 64,000 |
| WATERLOO-CEDAR FALLS, IA | 867 | $ 110,687,000 | $ 127,000 | $ 75,000 |
| HINESVILLE-FORT STEWART, GA | 850 | $ 111,611,000 | $ 131,000 | $ 40,000 |
| SHERMAN-DENISON, TX | 834 | $ 109,811,000 | $ 131,000 | $ 70,000 |
| LAFAYETTE, IN | 830 | $ 103,596,000 | $ 124,000 | $ 59,000 |
| AMES, IA | 826 | $ 133,586,000 | $ 161,000 | $ 86,000 |
| GRAND FORKS, ND-MN | 819 | $ 119,765,000 | $ 143,500 | $ 74,500 |
| CASPER, WY | 818 | $ 146,536,000 | $ 179,000 | $ 77,000 |
| ALBANY, GA | 814 | $ 112,748,000 | $ 138,000 | $ 67,000 |
| LAWRENCE, KS | 813 | $ 150,777,000 | $ 185,000 | $ 81,000 |
| TEXARKANA, TX-TEXARKANA, AR | 803 | $ 106,808,000 | $ 132,500 | $ 75,500 |
| MANHATTAN, KS | 801 | $ 124,900,000 | $ 155,000 | $ 59,000 |
| MONROE, MI | 791 | $ 108,038,000 | $ 136,000 | $ 66,000 |
| ROME, GA | 790 | $ 95,833,000 | $ 121,000 | $ 64,000 |
| ODESSA, TX | 782 | $ 147,158,000 | $ 188,000 | $ 70,000 |
| ROCKY MOUNT, NC | 774 | $ 92,761,000 | $ 119,000 | $ 58,000 |
| ELKHART-GOSHEN, IN | 772 | $ 90,055,000 | $ 116,000 | $ 53,000 |
| VICTORIA, TX | 771 | $ 94,584,000 | $ 122,000 | $ 80,000 |
| HATTIESBURG, MS | 770 | $ 135,934,000 | $ 176,000 | $ 76,000 |
| ST. JOSEPH, MO-KS | 769 | $ 91,296,000 | $ 102,000 | $ 56,000 |
| LA CROSSE, WI-MN | 755 | $ 112,758,000 | $ 144,500 | $ 75,500 |
| SPRINGFIELD, OH | 740 | $ 79,646,000 | $ 107,000 | $ 51,000 |
| BOWLING GREEN, KY | 736 | $ 107,967,000 | $ 146,000 | $ 64,000 |
| MUSKEGON-NORTON SHORES, MI | 736 | $ 82,313,000 | $ 111,000 | $ 55,000 |
| JOHNSTOWN, PA | 734 | $ 79,954,000 | $ 108,000 | $ 54,000 |
| LEWISTON, ID-WA | 733 | $ 106,501,000 | $ 145,500 | $ 60,000 |
| JACKSON, TN | 716 | $ 91,832,000 | $ 128,000 | $ 61,000 |
| SPRINGFIELD, IL | 716 | $ 94,505,000 | $ 131,000 | $ 62,000 |
| ALTOONA, PA | 715 | $ 87,286,000 | $ 122,000 | $ 62,000 |
| PASCAGOULA, MS | 715 | $ 98,521,000 | $ 137,000 | $ 64,000 |
| WILLIAMSPORT, PA | 712 | $ 94,506,000 | $ 132,000 | $ 72,000 |
| ANNISTON-OXFORD, AL | 708 | $ 88,135,000 | $ 124,000 | $ 58,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 704 | $ 74,645,000 | $ 106,000 | $ 51,000 |
| COLUMBUS, IN | 697 | $ 96,899,000 | $ 139,000 | $ 61,000 |
| KINGSTON, NY | 690 | $ 131,684,000 | $ 190,000 | $ 107,000 |
| LAWTON, OK | 678 | $ 96,936,000 | $ 142,000 | $ 45,000 |
| JOPLIN, MO | 674 | $ 77,740,000 | $ 115,000 | $ 56,000 |
| MICHIGAN CITY-LA PORTE, IN | 672 | $ 82,349,000 | $ 122,000 | $ 66,000 |
| NILES-BENTON HARBOR, MI | 667 | $ 125,640,000 | $ 188,000 | $ 123,000 |
| JANESVILLE, WI | 653 | $ 82,762,000 | $ 126,000 | $ 51,000 |
| UTICA-ROME, NY | 650 | $ 70,923,000 | $ 109,000 | $ 55,000 |
| JEFFERSON CITY, MO | 647 | $ 90,847,000 | $ 140,000 | $ 59,000 |
| IOWA CITY, IA | 643 | $ 110,799,000 | $ 172,000 | $ 83,000 |
| SUMTER, SC | 624 | $ 79,376,000 | $ 127,000 | $ 48,000 |
| JACKSON, MI | 616 | $ 74,345,000 | $ 120,000 | $ 65,000 |
| GADSDEN, AL | 607 | $ 73,997,000 | $ 121,000 | $ 56,000 |
| TERRE HAUTE, IN | 601 | $ 62,764,000 | $ 104,000 | $ 48,000 |
| ANDERSON, IN | 595 | $ 62,421,000 | $ 104,000 | $ 43,000 |
| KANKAKEE-BRADLEY, IL | 594 | $ 83,125,000 | $ 139,000 | $ 58,000 |
| BANGOR, ME | 591 | $ 81,414,000 | $ 137,000 | $ 60,000 |
| BLOOMINGTON, IN | 591 | $ 87,191,000 | $ 147,000 | $ 67,000 |
| POCATELLO, ID | 587 | $ 77,985,000 | $ 132,000 | $ 60,000 |
| GLENS FALLS, NY | 586 | $ 91,930,000 | $ 156,000 | $ 83,000 |
| ALEXANDRIA, LA | 581 | $ 97,854,000 | $ 168,000 | $ 69,000 |
| CARSON CITY, NV | 580 | $ 104,201,000 | $ 179,000 | $ 75,000 |
| CHARLESTON, WV | 568 | $ 87,367,000 | $ 153,000 | $ 71,000 |
| FOND DU LAC, WI | 561 | $ 75,883,000 | $ 135,000 | $ 58,000 |
| BATTLE CREEK, MI | 553 | $ 58,737,000 | $ 106,000 | $ 58,000 |
| CLEVELAND, TN | 545 | $ 77,500,000 | $ 142,000 | $ 56,000 |
| LEWISTON-AUBURN, ME | 521 | $ 74,933,000 | $ 143,000 | $ 55,000 |
| DANVILLE, VA | 515 | $ 77,249,000 | $ 149,000 | $ 55,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 511 | $ 64,181,000 | $ 126,000 | $ 52,666 |
| BAY CITY, MI | 510 | $ 52,764,000 | $ 103,000 | $ 50,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 476 | $ 64,155,000 | $ 99,500 | $ 52,000 |
| MANSFIELD, OH | 473 | $ 50,170,000 | $ 106,000 | $ 52,000 |
| WAUSAU, WI | 450 | $ 59,002,000 | $ 131,000 | $ 62,000 |
| PINE BLUFF, AR | 449 | $ 48,381,000 | $ 107,000 | $ 62,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 416 | $ 51,492,000 | $ 122,500 | $ 60,500 |
| MUNCIE, IN | 386 | $ 38,425,000 | $ 99,000 | $ 49,000 |
| KOKOMO, IN | 379 | $ 40,754,000 | $ 107,000 | $ 53,000 |
| OWENSBORO, KY | 359 | $ 48,363,000 | $ 134,000 | $ 66,000 |
| PITTSFIELD, MA | 356 | $ 80,950,000 | $ 227,000 | $ 150,000 |
| DUBUQUE, IA | 355 | $ 47,484,000 | $ 133,000 | $ 54,000 |
| SANDUSKY, OH | 321 | $ 44,347,000 | $ 138,000 | $ 71,000 |
| CUMBERLAND, MD-WV | 318 | $ 38,219,000 | $ 127,500 | $ 56,500 |
| ELMIRA, NY | 282 | $ 32,353,000 | $ 114,000 | $ 61,000 |
| MORGANTOWN, WV | 277 | $ 45,535,000 | $ 164,000 | $ 84,000 |
| DECATUR, IL | 256 | $ 26,361,000 | $ 102,000 | $ 58,000 |
| WHEELING, WV-OH | 210 | $ 26,881,000 | $ 126,500 | $ 70,000 |
| LIMA, OH | 178 | $ 18,856,000 | $ 105,000 | $ 40,000 |
| ITHACA, NY | 175 | $ 28,483,000 | $ 162,000 | $ 84,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 161 | $ 17,611,000 | $ 108,500 | $ 53,500 |
| DANVILLE, IL | 151 | $ 12,959,000 | $ 85,000 | $ 45,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 3 | $ 462,000 | $ 154,000 | $ 30,000 |
| GUAYAMA, PR | 1 | $ 5,000 | $ 5,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,952,348 | $450,429,380,000 | $230,000 | $99,999,000 | $100,000 | $9,999,000 |
| Home Purchase | 1,080,260 | $235,273,823,000 | $217,000 | $99,999,000 | $87,000 | $9,999,000 |
| Home Improvement | 108,719 | $12,890,444,000 | $118,000 | $75,000,000 | $85,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,126,206 | $467,731,579,000 | $219,000 | $20,100,000 | $105,000 | $9,999,000 |
| Hispanic | 240,735 | $43,374,309,000 | $180,000 | $32,529,000 | $68,000 | $5,280,000 |
| Not Provided | 234,840 | $57,119,004,000 | $243,000 | $16,000,000 | $109,000 | $9,999,000 |
| Asian | 187,198 | $56,137,657,000 | $299,000 | $10,150,000 | $125,000 | $9,999,000 |
| Not applicable | 173,061 | $43,327,293,000 | $250,000 | $99,999,000 | $0 | $1,201,000 |
| Black or African American | 158,384 | $26,653,786,000 | $168,000 | $5,000,000 | $61,000 | $8,200,000 |
| American Indian or Alaskan Native | 11,024 | $1,853,465,000 | $168,000 | $3,835,000 | $78,000 | $5,280,000 |
| Native Hawaiian or Other Pacific Islander | 9,879 | $2,396,554,000 | $242,000 | $2,478,000 | $87,000 | $5,250,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,090,947 | $499,974,372,000 | $239,000 | $99,999,000 | $123,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 728,170 | $130,113,524,000 | $178,000 | $99,999,000 | $40,000 | $4,320,000 |
| VA-guaranteed (Veterans Administration) | 282,926 | $62,944,517,000 | $222,000 | $1,500,000 | $38,000 | $4,793,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39,284 | $5,561,234,000 | $141,000 | $622,000 | $46,000 | $3,565,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,268,779 | $271,730,528,000 | $214,000 | $55,265,000 | $76,000 | $9,999,000 |
| Loan Originated | 1,141,302 | $273,208,691,000 | $239,000 | $99,999,000 | $114,000 | $9,999,000 |
| Application Denied By Financial Institution | 327,074 | $61,782,458,000 | $188,000 | $99,999,000 | $93,000 | $9,999,000 |
| Application Withdrawn By Applicant | 207,904 | $52,769,565,000 | $253,000 | $99,999,000 | $113,000 | $9,999,000 |
| Application Approved But Not Accepted | 136,071 | $27,738,387,000 | $203,000 | $13,291,000 | $102,000 | $7,245,000 |
| Preapproval Denied by Financial Institution | 37,908 | $6,358,367,000 | $167,000 | $5,891,000 | $60,000 | $7,000,000 |
| File Closed For Incompleteness | 19,835 | $4,504,330,000 | $227,000 | $10,000,000 | $98,000 | $9,600,000 |
| Preapproval Approved but not Accepted | 2,454 | $501,321,000 | $204,000 | $2,000,000 | $115,000 | $1,020,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 96,205 | $10,997,933,000 | $114,000 | $32,529,000 | $66,000 | $9,999,000 |
| Debt-To-Income Ratio | 75,174 | $15,260,234,000 | $202,000 | $40,500,000 | $67,000 | $5,551,000 |
| Collateral | 68,761 | $16,112,427,000 | $234,000 | $17,500,000 | $127,000 | $9,999,000 |
| Other | 54,103 | $9,632,304,000 | $178,000 | $99,999,000 | $93,000 | $8,174,000 |
| Credit Application Incomplete | 37,757 | $8,614,732,000 | $228,000 | $26,340,000 | $104,000 | $8,526,000 |
| Unverifiable Information | 15,527 | $3,252,654,000 | $209,000 | $3,531,000 | $106,000 | $8,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11,902 | $3,233,010,000 | $271,000 | $7,420,000 | $112,000 | $5,430,000 |
| Employment History | 5,364 | $973,513,000 | $181,000 | $2,000,000 | $77,000 | $5,000,000 |
| Mortgage Insurance Denied | 189 | $64,018,000 | $338,000 | $26,745,000 | $90,000 | $305,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, National Association's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.