Lower Connecticut River Valley Planning Region, CT Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 7,531 mortgage applications in Lower Connecticut River Valley Planning Region, CT totaling $2.1 billion, up 12% from 2024. The average application was for $272,000, and applicants reported an average income of $161,000. 58% of applications resulted in an originated loan and 14% were denied. The most active lender was Liberty Bank, with 671 applications, followed by Citizens Bank, NA and United Wholesale Mortgage.

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Years 2025  2024  
Total Number of Mortgage Applications 7,531
Total Mortgage Loan Application Amount $2,054,605,000
Average Mortgage Loan Application Amount $272,000
Highest Mortgage Loan Application Amount $6,455,000
Average Applicant Income $161,000
Highest Applicant Income $3,397,000

Mortgage Company List for Lending in Lower Connecticut River Valley Planning Region, CT for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Liberty Bank
315 MAIN STREET
MIDDLETOWN, CT 06457
* $ n/a 671 $ 154,835,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 494 $ 104,450,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 253 $ 90,575,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 249 $ 75,905,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 192 $ 37,420,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 190 $ 39,950,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 177 $ 60,455,000
American Eagle FCU
417 MAIN STREET
EAST HARTFORD, CT 06108
* $ n/a 172 $ 29,850,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 165 $ 52,875,000
First World Mortgage Corporaton
127 PROSPECT AVENUE
WEST HARTFORD, CT 06106
* $ n/a 147 $ 38,725,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ n/a 130 $ 27,500,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 115 $ 23,815,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 109 $ 31,145,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 104 $ 25,640,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 102 $ 29,510,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 99 $ 32,595,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ n/a 97 $ 29,755,000
Ellafi Federal Credit Union Fka Seasons Federal Credit Union
524 SOUTH MAIN ST
MIDDLETOWN, CT 06457
* $ n/a 96 $ 10,040,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 87 $ 31,375,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 86 $ 26,470,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 86 $ 21,950,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 82 $ 17,980,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 78 $ 26,930,000
Connex Credit Union
412 WASHINGTON AVE
NORTH HAVEN, CT 06473
* $ n/a 77 $ 9,595,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 76 $ 21,240,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 75 $ 5,875,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 72 $ 29,620,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 71 $ 6,655,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 69 $ 24,775,000
Nutmeg State FCU
521 CROMWELL AVE
ROCKY HILL, CT 06067
* $ n/a 66 $ 8,940,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 64 $ 19,840,000
Essex Bank
35 PLAINS ROAD, P.O. BOX 950
ESSEX, CT 06426
* $ n/a 63 $ 20,125,000
Ascend Bank
ONE PARK STREET
GUILFORD, CT 06437
* $ n/a 62 $ 14,970,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 61 $ 14,575,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 59 $ 4,995,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 58 $ 17,180,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 57 $ 19,705,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 53 $ 10,405,000
Charter Oak Federal Credit Union
1055 HARTFORD TURNPIKE
WATERFORD, CT 06385
* $ n/a 50 $ 14,040,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 46 $ 10,050,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 44 $ 6,120,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 44 $ 20,650,000
Cse Credit Union, Inc.
84 WADSWORTH STREET
HARTFORD, CT 06106
* $ n/a 44 $ 5,230,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 44 $ 15,240,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 42 $ 14,210,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 41 $ 15,415,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 38 $ 7,860,000
Sheri Motola
195 SILAS DEANE HIGHWAY
WETHERSFIELD, CT 06109
* $ n/a 38 $ 4,040,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ n/a 38 $ 12,470,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 36 $ 15,220,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 36 $ 13,830,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 36 $ 13,370,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 34 $ 6,820,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 33 $ 10,495,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 32 $ 9,300,000
Sikorksy Financial Credit Union
1000 ORONOQUE LANE
STRATFORD, CT 06614
* $ n/a 29 $ 6,325,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 29 $ 10,215,000
Chelsea Groton Bank
1 FRANKLIN SQ
GROTON, CT 06340
* $ n/a 29 $ 9,705,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 26 $ 10,840,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ n/a 26 $ 9,630,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 25 $ 1,275,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 25 $ 10,035,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 25 $ 8,665,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 24 $ 7,880,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 24 $ 7,490,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 23 $ 8,155,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 23 $ 10,395,000
Dime Bank
290 SALEM TPKE
NORWICH, CT 06360
* $ n/a 23 $ 6,785,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ n/a 21 $ 2,775,000
Newtown Savings Bank
39 MAIN STREET
NEWTOWN, CT 06470
* $ n/a 21 $ 9,385,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 21 $ 6,585,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 20 $ 4,350,000
360 Federal Credit Union
P.O. BOX 273/191 ELLA GRASSO TURNPIKE
WINDSOR LOCKS, CT 06096
* $ n/a 20 $ 2,700,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 20 $ 6,450,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 19 $ 8,255,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 18 $ 6,920,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 17 $ 2,355,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 17 $ 7,805,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ n/a 16 $ 6,010,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ n/a 16 $ 5,130,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 15 $ 5,155,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 15 $ 9,875,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ n/a 14 $ 6,100,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ n/a 14 $ 4,470,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 14 $ 1,840,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 14 $ 4,530,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ n/a 14 $ 4,790,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 14 $ 1,320,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ n/a 13 $ 5,345,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 13 $ 4,525,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 13 $ 5,745,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 13 $ 4,125,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 12 $ 4,240,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 12 $ 1,990,000
Union Savings Bank
226 MAIN STREET
DANBURY, CT 06810
* $ n/a 12 $ 8,820,000
Achieve Financial Credit Union
P.O. BOX 7030
BERLIN, CT 06037
* $ n/a 12 $ 910,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 12 $ 3,580,000
Ion Bank
1430 NEW HAVEN ROAD
NAUGATUCK, CT 06770
* $ n/a 12 $ 4,110,000
Thomaston Savings Bank
203 MAIN ST
THOMASTON, CT 06787
* $ n/a 12 $ 4,810,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 12 $ 5,000,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 11 $ 3,165,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 11 $ 4,135,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 11 $ 1,825,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 11 $ 10,335,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 10 $ 3,330,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 10 $ 2,640,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 10 $ 3,610,000
Mortgage Markets Cuso, LLC
616 BURNSIDE AVENUE
EAST HARTFORD, CT 06108
* $ n/a 10 $ 3,610,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 10 $ 3,170,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 10 $ 2,100,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 10 $ 2,720,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 10 $ 2,240,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 9 $ 3,685,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 9 $ 3,575,000
Westfield Bank
141 ELM ST
WESTFIELD, MA 01085
* $ n/a 9 $ 1,545,000
Northwest Community Bank
86 MAIN ST
WINSTED, CT 06098
* $ n/a 9 $ 8,965,000
Berkshire Bank

ALBANY, NY 12207
* $ n/a 9 $ 4,155,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 9 $ 905,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 9 $ 1,225,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 8 $ 4,620,000
Province Mortgage Associates, Inc.
50 OFFICE PARKWAY
EAST PROVIDENCE, RI 02914
* $ n/a 8 $ 2,150,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 8 $ 4,090,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 8 $ 4,060,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 8 $ 1,730,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 8 $ 2,980,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 8 $ 3,030,000
Crosspoint Federal Credit Unio
105 SANFORD ST
HAMDEN, CT 06514
* $ n/a 7 $ 1,485,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 7 $ 1,975,000
Windsor Federal Bank
250 BROAD STREET
WINDSOR, CT 06095
* $ n/a 7 $ 2,605,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 7 $ 1,615,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 7 $ 1,455,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 7 $ 1,485,000
Scient Federal Credit Union
60 COLVER AVENUE
GROTON, CT 06340
* $ n/a 7 $ 905,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 7 $ 1,425,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 7 $ 2,285,000
Finex Credit Union
616 BURNSIDE AVE
EAST HARTFORD, CT 06108
* $ n/a 6 $ 1,040,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 6 $ 2,320,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 6 $ 720,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 6 $ 1,170,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 6 $ 860,000
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ n/a 6 $ 760,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 6 $ 2,560,000
Warshaw Capital, LLC
2777 SUMMER ST UNIT 306
STAMFORD, CT 06905
* $ n/a 6 $ 1,980,000
Coreplus Federal Credit Union
202 SALEM TURNPIKE
NORWICH, CT 06360
* $ n/a 6 $ 630,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 6 $ 1,660,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ n/a 5 $ 1,115,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 5 $ 1,685,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 5 $ 1,345,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ n/a 5 $ 2,085,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ n/a 5 $ 1,485,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 5 $ 565,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 5 $ 3,945,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 5 $ 2,915,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 5 $ 375,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ n/a 5 $ 615,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 5 $ 2,245,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 5 $ 1,735,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 5 $ 1,705,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 5 $ 1,945,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 4 $ 1,360,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 4 $ 2,050,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 4 $ 960,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 4 $ 1,230,000
Keystone Funding, Inc
519 S RED HAVEN LN
DOVER, DE 19901
* $ n/a 4 $ 1,060,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 4 $ 1,020,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 4 $ 1,640,000
Ballston Spa National Bank
PO BOX 70
BALLSTON SPA, NY 12020
* $ n/a 4 $ 410,000
Torrington Savings Bank
129 MAIN STREET, PO BOX 478
TORRINGTON, CT 06790
* $ n/a 4 $ 6,900,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 4 $ 260,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 4 $ 2,090,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 4 $ 1,140,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 4 $ 1,180,000
Hartford Federal Credit Union
964 ASYLUM AVE
HARTFORD, CT 06105
* $ n/a 4 $ 230,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 4 $ 1,190,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ n/a 4 $ 1,810,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 4 $ 1,540,000
Membersfirst Ct FCU
285 BROAD ST
MERIDEN, CT 06450
* $ n/a 3 $ 1,035,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 3 $ 1,025,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 3 $ 875,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 3 $ 265,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 3 $ 815,000
Bankesb
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ n/a 3 $ 465,000
Reliant Home Funding, Inc
445 BROADHOLLOW RD SUITE 334
MELVILLE, NY 11747
* $ n/a 3 $ 1,145,000
Westerly Community Credit Union
4979 TOWER HILL RD
WAKEFIELD, RI 02879
* $ n/a 3 $ 395,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 3 $ 1,015,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 3 $ 3,055,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 3 $ 2,035,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 3 $ 325,000
Oceanfirst Bank
975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ n/a 3 $ 885,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 3 $ 945,000
Mutual Security Credit Union
PO BOX 2489
SHELTON, CT 06484
* $ n/a 3 $ 635,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ n/a 3 $ 985,000
Ccg Fund 1, LLC
6 LIBERTY SQ #267
BOSTON, MA 02116
* $ n/a 3 $ 1,855,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 3 $ 1,165,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ n/a 3 $ 1,215,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ n/a 2 $ 1,420,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 2 $ 710,000
Mortgagecountry
725 W SKIPPACK PIKE SUITE 340A
BLUE BELL, PA 19422
* $ n/a 2 $ 720,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ n/a 2 $ 2,520,000
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ n/a 2 $ 500,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 270,000
Massmutual FCU
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ n/a 2 $ 100,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ n/a 2 $ 570,000
Baycoast Mortgage Company, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 2 $ 260,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 2 $ 1,050,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 2 $ 1,050,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 2 $ 1,070,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 2 $ 580,000
America's First Network Credit
92 PITKIN ST
EAST HARTFORD, CT 06108
* $ n/a 2 $ 160,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 2 $ 440,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ n/a 2 $ 290,000
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ n/a 2 $ 120,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ n/a 2 $ 620,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 2 $ 580,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 2 $ 260,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 2 $ 820,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 2 $ 840,000
Home Mortgage Alliance Corp (Hmac)
4 HUTTON CENTER DR. SUITE 500
SANTA ANA, CA 92707
* $ n/a 2 $ 640,000
Franklin Trust FCU
632 FRANKLIN AVE
HARTFORD, CT 06114
* $ n/a 2 $ 130,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 2 $ 2,980,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 530,000
Jewett City Savings Bank
111 MAIN STREET
JEWETT CITY, CT 06351
* $ n/a 2 $ 810,000
Harvard Federal Credit Union
104 MOUNT AUBURN STREET
CAMBRIDGE, MA 02138
* $ n/a 2 $ 280,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 2 $ 800,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 260,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 2 $ 890,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ n/a 2 $ 1,320,000
Prysma Lending Group, LLC
18 PADANARAM RD
DANBURY, CT 06811
* $ n/a 2 $ 1,000,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 2 $ 1,440,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ n/a 2 $ 240,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 2 $ 250,000
Griffin Funding Inc.
2445 5TH AVE SUITE 401
SAN DIEGO, CA 92101
* $ n/a 2 $ 710,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 2 $ 780,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 2 $ 520,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ n/a 2 $ 540,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 2 $ 360,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ n/a 2 $ 590,000
Saygo Home Loans, LLC
8155 E INDIAN BEND RD, STE 107
SCOTTSDALE, AZ 85250
* $ n/a 2 $ 610,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 1 $ 315,000
Ardri LLC
27001 AGOURA ROAD #100
CALABASAS, CA 91301
* $ n/a 1 $ 275,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 225,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 1 $ 985,000
Amres Corporation
1 NESHAMINY INTERPLEX, SUITE 310
TREVOSE, PA 19053
* $ n/a 1 $ 165,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 1 $ 85,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ n/a 1 $ 365,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ n/a 1 $ 195,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ n/a 1 $ 405,000
Fd Community FCU
64 STORE AVE
WATERBURY, CT 06708
* $ n/a 1 $ 25,000
United Trust Bank
12330 S. HARLEM AVENUE
PALOS HEIGHTS, IL 60463
* $ n/a 1 $ 435,000
Atlantic Coast Mortgage, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
FAIRFAX, VA 22030
* $ n/a 1 $ 225,000
Genesis Capital, LLC
15303 VENTURA BLVD, STE. 700
SHERMAN OAKS, CA 91403
* $ n/a 1 $ 2,105,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 1 $ 655,000
Planet Managment Group, LLC
120 ERIE CANAL DRIVE, SUITE 240-A
ROCHESTER, NY 14626
* $ n/a 1 $ 345,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ n/a 1 $ 375,000
General Mortgage Capital Corporation
1350 OLD BAYSHORE HWY
BURLINGAME, CA 94010
* $ n/a 1 $ 225,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 1 $ 775,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 305,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ n/a 1 $ 295,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11553
* $ n/a 1 $ 365,000
First Palmetto Bank
407 E DEKALB STREET
CAMDEN, SC 29020
* $ n/a 1 $ 265,000
Primis Bank

GLEN ALLEN, VA 23060
* $ n/a 1 $ 125,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ n/a 1 $ 125,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 955,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 1 $ 485,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 405,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ n/a 1 $ 435,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ n/a 1 $ 385,000
Climate First Bank
182 37TH AVE N
ST PETERSBURG, FL 33704
* $ n/a 1 $ 165,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 1 $ 105,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 1 $ 455,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ n/a 1 $ 295,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ n/a 1 $ 105,000
Central One Federal Credit Union
714 MAIN ST
SHREWSBURY, MA 01545
* $ n/a 1 $ 525,000
Bank of Hope
3200 WILSHIRE BLVD
LOS ANGELES, CA 90010
* $ n/a 1 $ 255,000
East Cambridge Savings Bank
344 CAMBRIDGE ST
CAMBRIDGE, MA 02141
* $ n/a 1 $ 285,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ n/a 1 $ 525,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ n/a 1 $ 375,000
Amerant Mortgage LLC
226 N KENTUCKY AVE
LAKELAND, FL, FL 33801
* $ n/a 1 $ 535,000
Monson Savings Bank
146 MAIN STREET
MONSON, MA 01057
* $ n/a 1 $ 325,000
Beacon Bank & Trust

ALBANY, NY 12207
* $ n/a 1 $ 205,000
Ives Bank
35 WEST STREET
DANBURY, CT 06810
* $ n/a 1 $ 445,000
Lafayette Federal Credit Union
2701 TOWER OAKS BLVD.,
ROCKVILLE, MD 20852
* $ n/a 1 $ 265,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ n/a 1 $ 505,000
Academy Bank, N.A.
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64106
* $ n/a 1 $ 495,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 1 $ 465,000
Polish National Credit Union
46 MAIN STREET
CHICOPEE, MA 01020
* $ n/a 1 $ 1,165,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ n/a 1 $ 315,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 1 $ 395,000
First County Bank
117 PROSPECT STREET
STAMFORD, CT 06901
* $ n/a 1 $ 405,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ n/a 1 $ 225,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 275,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 1 $ 535,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ n/a 1 $ 575,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ n/a 1 $ 735,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ n/a 1 $ 265,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ n/a 1 $ 715,000
Umassfive College Federal Credit Union
200 WESTGATE CENTER DRIVE, PO BOX 1060
HADLEY, MA 01035
* $ n/a 1 $ 275,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ n/a 1 $ 105,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ n/a 1 $ 165,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ n/a 1 $ 125,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 425,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ n/a 1 $ 275,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ n/a 1 $ 345,000
Verus
2001 M STREET SUITE 300
WASHINGTON, DC 20036
* $ n/a 1 $ 635,000
Merchants Mortgage & Trust Corporation
7400 E CRESTLINE CIR #250
GREENWOOD VILLAGE, CO 80111
* $ n/a 1 $ 1,235,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 345,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ n/a 1 $ 305,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 25,000
Waterbury Ct Teachers FCU
773 STRAITS TPKE
MIDDLEBURY, CT 06762
* $ n/a 1 $ 35,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ n/a 1 $ 205,000
Suffolk Federal Credit Union
3681 HORSEBLOCK ROAD
MEDFORD, NY 11763
* $ n/a 1 $ 3,575,000
Fairfield County Bank
150 DANBURY ROAD
RIDGEFIELD, CT 06877
* $ n/a 1 $ 285,000
Coastal1 Credit Union
1200 CENTRAL AVENUE
PAWTUCKET, RI 02861
* $ n/a 1 $ 125,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ n/a 1 $ 385,000
Greenfield Savings Bank
400 MAIN STREET, PO BOX 1537
GREENFIELD, MA 01302
* $ n/a 1 $ 255,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ n/a 1 $ 15,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 405,000
Centreville Bank
1218 MAIN STREET
WEST WARWICK, RI 02893
* $ n/a 1 $ 605,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ n/a 1 $ 205,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ n/a 1 $ 445,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 1 $ 155,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 1 $ 445,000
Interstate Home Loan Center, Inc.
40 MARCUS DRIVE SUITE 100
MELVILLE, NY 11747
* $ n/a 1 $ 415,000

The tables below break down 2025 mortgage applications in Lower Connecticut River Valley Planning Region, CT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lower Connecticut River Valley Planning Region, CT in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,059 $1,126,295,000 $368,000 $6,455,000 $172,000 $3,397,000
Cash-out Refinancing 1,243 $315,555,000 $253,000 $3,575,000 $142,000 $2,578,000
Refinancing 1,204 $348,560,000 $289,000 $2,505,000 $161,000 $1,800,000
Home Improvement 1,049 $136,085,000 $129,000 $1,005,000 $167,000 $2,894,000
Other Purpose 958 $125,630,000 $131,000 $1,405,000 $144,000 $2,015,000
Not Applicable 18 $2,480,000 $137,000 $295,000 $91,000 $233,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,047 $1,317,745,000 $261,000 $3,125,000 $162,000 $3,397,000
Not Provided 856 $237,770,000 $277,000 $5,005,000 $160,000 $1,959,000
Not applicable 744 $263,700,000 $354,000 $6,455,000 $171,000 $1,074,000
Hispanic 397 $105,255,000 $265,000 $1,235,000 $164,000 $2,304,000
Black or African American 254 $61,210,000 $240,000 $1,055,000 $124,000 $855,000
Asian 198 $60,030,000 $303,000 $885,000 $150,000 $503,000
American Indian or Alaskan Native 30 $7,930,000 $264,000 $995,000 $182,000 $2,134,000
Native Hawaiian or Other Pacific Islander 5 $965,000 $193,000 $365,000 $146,000 $331,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,542 $1,713,980,000 $261,000 $6,455,000 $166,000 $3,397,000
FHA-insured (Federal Housing Administration) 610 $188,000,000 $308,000 $615,000 $108,000 $756,000
VA-guaranteed (Veterans Administration) 361 $150,365,000 $416,000 $2,175,000 $130,000 $612,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $2,260,000 $125,000 $475,000 $86,000 $132,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,368 $1,211,650,000 $277,000 $6,455,000 $168,000 $3,397,000
Application Denied By Financial Institution 1,042 $233,290,000 $223,000 $5,005,000 $129,000 $2,578,000
Application Withdrawn By Applicant 842 $239,320,000 $284,000 $1,755,000 $151,000 $1,867,000
Loan Purchased By The Institution 721 $227,055,000 $314,000 $1,145,000 $174,000 $1,074,000
File Closed For Incompleteness 342 $83,250,000 $243,000 $1,605,000 $179,000 $2,304,000
Application Approved But Not Accepted 190 $50,520,000 $265,000 $1,605,000 $170,000 $1,325,000
Preapproval Approved but not Accepted 21 $7,565,000 $360,000 $665,000 $141,000 $279,000
Preapproval Denied by Financial Institution 5 $1,955,000 $391,000 $555,000 $158,000 $274,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,226 $1,764,770,000 $283,000 $6,455,000 $165,000 $3,397,000
Debt-To-Income Ratio 662 $144,500,000 $218,000 $5,005,000 $136,000 $2,894,000
Credit History 178 $34,120,000 $191,000 $1,405,000 $148,000 $2,540,000
Collateral 177 $45,335,000 $256,000 $1,425,000 $162,000 $910,000
Credit Application Incomplete 141 $31,005,000 $219,000 $1,055,000 $133,000 $700,000
Other 91 $20,265,000 $222,000 $1,215,000 $187,000 $2,578,000
Unverifiable Information 34 $8,620,000 $253,000 $765,000 $119,000 $299,000
Insufficient Cash (Downpayment, Closing Cost) 16 $4,900,000 $306,000 $855,000 $141,000 $407,000
Employment History 6 $1,090,000 $181,000 $305,000 $82,000 $109,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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