Madison County, IL Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 9,820 mortgage applications in Madison County, IL totaling $1.5 billion, down 20% from 2022. The average application was for $148,000, and applicants reported an average income of $102,000. 56% of applications resulted in an originated loan and 14% were denied. The most active lender was Fcb Banks, with 695 applications, followed by US Bank, N.A. and Carrollton Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,820
Total Mortgage Loan Application Amount $1,460,510,000
Average Mortgage Loan Application Amount $148,000
Highest Mortgage Loan Application Amount $12,865,000
Average Applicant Income $102,000
Highest Applicant Income $7,786,000

Mortgage Company List for Lending in Madison County, IL for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 2,111,560,000 695 $ 137,585,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 652 $ 81,190,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 3,135,836,000 459 $ 65,505,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 431 $ 36,055,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 378 $ 55,520,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 1,751,826,000 369 $ 42,895,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 271 $ 50,835,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 12,304,953,000 258 $ 24,700,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 254 $ 36,180,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 239 $ 43,565,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 933,136,000 206 $ 24,920,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 6,704,869,000 193 $ 27,055,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 189 $ 38,165,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 175 $ 38,995,000
Revity Credit Union
4101 STATE RTE 111
GRANITE CITY, IL 62040
* $ 436,616,000 171 $ 12,505,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 166 $ 27,580,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 159 $ 5,405,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 154 $ 10,590,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 148 $ 25,750,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 3,460,034,000 145 $ 14,075,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 139 $ 25,415,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 128 $ 24,810,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 117 $ 17,985,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 39,358,786,000 114 $ 9,100,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 110 $ 18,630,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 109 $ 15,075,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 105 $ 20,855,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 3,868,571,000 104 $ 9,300,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 96 $ 8,470,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 95 $ 14,095,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 94 $ 14,460,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 88 $ 7,640,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 1,441,880,000 80 $ 16,630,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ 1,596,193,000 69 $ 9,855,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 69 $ 13,515,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 66 $ 10,870,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ 537,448,000 62 $ 9,500,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 4,281,261,000 60 $ 10,690,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 59 $ 10,655,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 56 $ 2,610,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 54 $ 5,400,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 52 $ 5,490,000
Midwest Members Credit Union
101 WESELY DR.
WOOD RIVER, IL 62095
* $ 194,942,000 52 $ 2,580,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 52 $ 9,870,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 51 $ 7,575,000
The Bradford National Bank of Greenville
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ 521,415,000 51 $ 7,375,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 7,677,655,000 50 $ 4,540,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 31,679,817,000 46 $ 3,510,000
Collinsville Building and Loan Association
701 BELTLINE RD
COLLINSVILLE, IL 62234
* $ 129,578,000 45 $ 6,535,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 43 $ 1,295,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 43 $ 5,675,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 42 $ 7,430,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 42 $ 9,290,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 41 $ 11,455,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 40 $ 8,970,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 38 $ 4,590,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ 2,556,235,000 38 $ 4,640,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 35 $ 5,075,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 2,446,950,000 33 $ 3,945,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 31 $ 4,495,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 31 $ 1,865,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ -1,000 31 $ 5,095,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 30 $ 5,570,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 28 $ 6,020,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 24 $ 3,260,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 22 $ 3,380,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 21 $ 4,045,000
First National Bank of Waterloo
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 839,634,000 20 $ 2,250,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 19 $ 4,425,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 19 $ 4,855,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ 94,527,000 19 $ 3,225,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 18 $ 3,320,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 18 $ 1,600,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ -1,000 18 $ 4,110,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 17 $ 2,705,000
Community Bank of Trenton
104 EAST BROADWAY
TRENTON, IL 62293
* $ 108,240,000 17 $ 3,635,000
Bank of O'fallon
901 S. LINCOLN AVE
O'FALLON, IL 62269
* $ 336,817,000 16 $ 2,780,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,436,322,000 15 $ 1,925,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 14 $ 1,560,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 14 $ 3,170,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 14 $ 4,080,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 13 $ 2,545,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 12 $ 2,240,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 12 $ 2,350,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 12 $ 1,910,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 12 $ 1,280,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 38,279,055,000 12 $ 1,360,000
Bank of Belleville
215 S ILLINOIS ST
BELLEVILLE, IL 62220
* $ 428,906,000 12 $ 2,420,000
Germantown Trust & Savings Bank
205 N GERMANTOWN ROAD
BREESE, IL 62230
* $ 460,594,000 11 $ 2,145,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 11 $ 1,015,000
Saint Louis Bank
9811 S 40 DR
SAINT LOUIS, MO 63124
* $ 824,225,000 11 $ 1,835,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 10 $ 1,770,000
Citizens Community Bank
9 E MAIN ST
MASCOUTAH, IL 62258
* $ 483,180,000 10 $ 2,690,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 10 $ 2,170,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 10 $ 1,180,000
Frontier Financial, Inc. dba Frontier Mortgage
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ -1,000 10 $ 1,880,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 10 $ 2,060,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 10 $ 1,760,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 9 $ 1,595,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 9 $ 1,675,000
First Integrity Mortgage Services, Inc.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ -1,000 9 $ 2,025,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 9 $ 1,325,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 9 $ 855,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 9 $ 1,155,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 11,283,366,000 9 $ 645,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 8 $ 1,500,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 1,382,388,000 8 $ 1,310,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 7 $ 1,335,000
Montgomery Bank
P.O. BOX 948
SIKESTON, MO 63801
* $ 1,300,407,000 7 $ 725,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 446,299,000 7 $ 885,000
Dieterich Bank
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ 1,273,483,000 7 $ 1,505,000
Jersey State Bank
1000 S STATE ST
JERSEYVILLE, IL 62052
* $ 173,299,000 7 $ 1,365,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 7 $ 1,265,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 7 $ 1,575,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 7 $ 445,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ -1,000 7 $ 875,000
Vantage Credit Union
19 RESEARCH PARK CT
ST CHARLES, MO 63304
* $ 1,166,235,000 6 $ 440,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 6 $ 780,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 7,845,713,000 6 $ 940,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 6 $ 400,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 6 $ 490,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 6 $ 450,000
Royal Banks of Missouri
8021 OLIVE BLVD
UNIVERSITY CITY, MO 63132
* $ 1,028,537,000 6 $ 3,580,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 6 $ 1,650,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 5 $ 125,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 5 $ 1,205,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 18,739,008,000 5 $ 405,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 27,409,758,000 5 $ 395,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 5 $ 1,005,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 1,345,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ -1,000 5 $ 265,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 5 $ 1,545,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 5 $ 935,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 1,820,094,000 4 $ 730,000
West Community Credit Union
4161 STATE HWY K
O'FALLON, MO 63368
* $ 433,121,000 4 $ 320,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 4 $ 490,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 4 $ 300,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 4 $ 1,190,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 4 $ 480,000
Alltru Federal Credit Union
1232 WENTZVILLE PARKWAY
WENTZVILLE, MO 63385
* $ 335,362,000 4 $ 250,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 4 $ 380,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 3,423,751,000 4 $ 990,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 4 $ 760,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 270,427,000 4 $ 970,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 4 $ 530,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 3,078,918,000 4 $ 500,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 4 $ 520,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 4 $ 350,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 4 $ 560,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 4 $ 1,040,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 4 $ 530,000
Arvest Bank

TULSA, OK 74103
* $ 26,441,420,000 4 $ 240,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 4 $ 890,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 4 $ 1,050,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ -1,000 3 $ 495,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 3 $ 495,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 3 $ 395,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ -1,000 3 $ 545,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 375,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 3 $ 335,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 3 $ 615,000
The Fnb Community Bank
432 WEST GALLATIN STREET
VANDALIA, IL 62471
* $ 473,810,000 3 $ 455,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 3 $ 645,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 415,000
Royal Pacific Funding
4000 MACARTHUR BLVD TOWER - 7TH
NEWPORT BEACH, CA 92660
* $ -1,000 3 $ 445,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 3 $ 985,000
Amerant Mortgage LLC
226 N KENTUCKY AVE
LAKELAND, FL, FL 33801
* $ -1,000 3 $ 425,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 415,000
Pgim Real Estate Agency Financing, LLC

DALLAS, TX 75201
* $ -1,000 3 $ 20,685,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 3 $ 545,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 3 $ 795,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 3 $ 475,000
Gateway Metro Federal Credit U
1001 PINE ST
SAINT LOUIS, MO 63101
* $ 193,448,000 3 $ 255,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 3 $ 465,000
First National Bank of Pana
306 S. LOCUST ST.
PANA, IL 62557
* $ 280,692,000 3 $ 505,000
Arsenal Credit Union
3780 VOGEL ROAD
ARNOLD, MO 63010
* $ 383,431,000 3 $ 355,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 5,684,000,000 3 $ 475,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 3 $ 605,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 3 $ 525,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 450,910,000 3 $ 915,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 12,493,973,000 3 $ 1,745,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 3 $ 705,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 3 $ 415,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 3 $ 1,305,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 534,540,000 3 $ 195,000
The Farmers and Merchants National Bank
120 WEST ST. LOUIS STREET
NASHVILLE, IL 62263
* $ 265,581,000 3 $ 665,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 3 $ 645,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 843,382,000 2 $ 170,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 2 $ 560,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 2 $ 450,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 2 $ 470,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 2 $ 90,000
Farmers State Bank
108 E. ADAMS, P.O. BOX 538
PITTSFIELD, IL 62363
* $ 308,919,000 2 $ 9,470,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 2 $ 660,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 2 $ 110,000
Family Finance Mortgage LLC
1787 JEFFCO BLVD
ARNOLD, MO 63010
* $ -1,000 2 $ 370,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 2 $ 230,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 4,112,771,000 2 $ 140,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ -1,000 2 $ 880,000
Cnb St Louis Bank
7305 MANCHESTER AVE.
MAPLEWOOD, MO 63143
* $ 717,866,000 2 $ 370,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ -1,000 2 $ 410,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 2 $ 470,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 2,863,212,000 2 $ 570,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 2 $ 400,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 1,697,634,000 2 $ 490,000
Enterprise Bank & Trust
150 N. MERAMEC AVE.
CLAYTON, MO 63105
* $ 13,020,948,000 2 $ 250,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 690,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 460,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 2 $ 180,000
Neighbors Credit Union
6300 S LINDBERGH BLVD
SAINT LOUIS, MO 63123
* $ 513,159,000 2 $ 70,000
Resmac Inc

WEST COVINA, CA 91792
* $ -1,000 2 $ 1,190,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 1,121,085,000 2 $ 480,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 2,192,809,000 2 $ 210,000
Credence Funding Corporation
1200 TECHNOLOGY DR SUITE A
ABERDEEN, MD 21001
* $ -1,000 2 $ 570,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 28,780,644,000 2 $ 140,000
United Bank of Union
PO BOX 500
UNION, MO 63084
* $ 481,509,000 1 $ 185,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 1 $ 115,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 1 $ 215,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 46,490,438,000 1 $ 85,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 465,000
Devon Bank
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ 527,966,000 1 $ 455,000
Homebank
PO BOX 311
PALMYRA, MO 63461
* $ 520,412,000 1 $ 85,000
Austin Telco FCU
8929 SHOAL CREEK BLVD
AUSTIN, TX 78759
* $ 2,450,424,000 1 $ 295,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 125,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 2,170,641,000 1 $ 565,000
Fortera Federal Credit Union
2050 LOWES DRIVE
CLARKSVILLE, TN 37040
* $ 895,609,000 1 $ 45,000
First Federal S&L of Lakewood
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 2,548,129,000 1 $ 715,000
Warsaw Federal Savings and Loan Association
3533 WARSAW AVE
CINCINNATI, OH 45205
* $ 71,681,000 1 $ 715,000
Security Bank
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 221,589,000 1 $ 135,000
Alliance Credit Union
1280 S HIGHWAY DR
FENTON, MO 63026
* $ 365,634,000 1 $ 105,000
Southpoint Bank
3501 GRANDVIEW PARKWAY
BIRMINGHAM, AL 35243
* $ 1,366,149,000 1 $ 225,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 1 $ 55,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ 6,105,252,000 1 $ 185,000
Bank of Kampsville
P.O BOX 245
KAMPSVILLE, IL 62053
* $ 123,409,000 1 $ 165,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 397,701,000 1 $ 105,000
Peoples Bank
9204 COLUMBIA AVE.
MUNSTER, IN 46321
* $ 2,066,734,000 1 $ 155,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 22,808,174,000 1 $ 205,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ -1,000 1 $ 225,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ -1,000 1 $ 275,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ 12,354,380,000 1 $ 515,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 455,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 2,739,271,000 1 $ 65,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 55,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 495,000
Trustbank
600 EAST MAIN STREET, PO BOX 158
OLNEY, IL 62450
* $ 469,976,000 1 $ 315,000
Utilities Employees Credit Union
11 MERIDIAN BLVD
WYOMISSING, PA 19610
* $ 1,302,495,000 1 $ 35,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 3,450,913,000 1 $ 35,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 525,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 1 $ 435,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 7,276,719,000 1 $ 265,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ 763,899,000 1 $ 335,000
Bank of Bartlett
6281 STAGE RD
BARTLETT, TN 38133
* $ 525,943,000 1 $ 315,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 155,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 135,000
Heartland Bank
430 N HAMILTON ROAD
WHITEHALL, OH 43213
* $ 1,660,628,000 1 $ 45,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 1 $ 315,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ -1,000 1 $ 105,000
State Bank
885 N ILLINOIS ROUTE 3
WATERLOO, IL 62298
* $ 313,905,000 1 $ 155,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 175,000
The Peoples State Bank of Newton
100 W WASHINGTON ST
NEWTON, IL 62448
* $ 615,407,000 1 $ 95,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 734,517,000 1 $ 115,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 1,034,888,000 1 $ 25,000
First State Bank
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 1,540,979,000 1 $ 275,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 485,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 195,000
Transportation Federal Credit Union
1600 CAMERON STREET
ALEXANDRIA, VA 22314
* $ 275,313,000 1 $ 65,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,154,561,000 1 $ 65,000
Wright Patt Credit Union Inc
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 7,794,453,000 1 $ 495,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 195,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 155,000
Everence Federal Credit Union
2160 LINCOLN HWY E, STE 20
LANCASTER, PA 17602
* $ 381,812,000 1 $ 35,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 5,145,209,000 1 $ 35,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 365,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 1 $ 105,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 389,402,000 1 $ 255,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 8,422,113,000 1 $ 155,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 1 $ 115,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ -1,000 1 $ 145,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ 436,889,000 1 $ 185,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 875,403,000 1 $ 155,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 1 $ 85,000
Electro Savings Credit Union
1805 CRAIGSHIRE ROAD
ST. LOUIS, MO 63146
* $ 222,634,000 1 $ 65,000
Illinois State Credit Union
1309 S CENTER
NORMAL, IL 61761
* $ 200,084,000 1 $ 95,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 1 $ 65,000
Petefish, Skiles, & Company Bank
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 277,179,000 1 $ 195,000
Bloomsdale Bank
55 MILL HILL ROAD, P. O. BOX 100
BLOOMSDALE, MO 63627
* $ 311,112,000 1 $ 195,000
The Bank of Old Monroe
2100 HWY C, PO BOX 188
OLD MONROE, MO 63369
* $ 601,888,000 1 $ 75,000
Bank of Calhoun County
204 MAIN STREET PO BOX 555
HARDIN, IL 62047
* $ 92,888,000 1 $ 75,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 105,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 1 $ 265,000
Healthcare Associates Credit Union
1151 E WARRENVILLE RD
NAPERVILLE, IL 60563
* $ 455,322,000 1 $ 55,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ -1,000 1 $ 265,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 2,413,243,000 1 $ 55,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 245,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 78,672,073,000 1 $ 355,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 1 $ 55,000
Grundy Bank
201 LIBERTY STREET
MORRIS, IL 60450
* $ 363,421,000 1 $ 155,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 1 $ 245,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 17,893,084,000 1 $ 585,000
First Federal Savings Bank of Mascoutah
101 W MAIN STREET
MASCOUTAH, IL 62258
* $ 167,609,000 1 $ 165,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,208,483,000 1 $ 315,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 1 $ 585,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 745,082,000 1 $ 135,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 1 $ 415,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 1 $ 115,000
First Financial Bank
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 16,915,645,000 1 $ 25,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 1 $ 125,000
Longview Bank
PO BOX 47 102 SOUTH EAST AVENUE
OGDEN, IL 61859
* $ 283,286,000 1 $ 125,000
Bartlett Mortgage Inc.
2860 STAGE VILLAGE COVE
BARTLETT, TN 38133
* $ -1,000 1 $ 315,000
Triad Bank
10375 CLAYTON ROAD
FRONTENAC, MO 63131
* $ 661,355,000 1 $ 1,465,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 105,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ -1,000 1 $ 185,000
United Home Loans, Inc.
1023 BURLINGTON AVE
WESTERN SPRINGS, IL 60558
* $ -1,000 1 $ 225,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 8,876,888,000 1 $ 255,000

The tables below break down 2023 mortgage applications in Madison County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Madison County, IL in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,834 $1,058,200,000 $181,000 $12,865,000 $97,000 $7,786,000
Cash-out Refinancing 1,158 $158,810,000 $137,000 $2,325,000 $91,000 $1,703,000
Other Purpose 989 $64,385,000 $65,000 $835,000 $120,000 $7,100,000
Home Improvement 978 $63,840,000 $65,000 $3,265,000 $118,000 $1,469,000
Refinancing 780 $109,620,000 $140,000 $9,415,000 $102,000 $809,000
Not Applicable 81 $5,655,000 $69,000 $165,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,831 $954,995,000 $139,000 $1,205,000 $104,000 $7,100,000
Not applicable 1,147 $252,075,000 $219,000 $12,865,000 $128,000 $633,000
Not Provided 767 $108,505,000 $141,000 $835,000 $104,000 $7,786,000
Black or African American 616 $77,870,000 $126,000 $595,000 $72,000 $471,000
Hispanic 290 $36,080,000 $124,000 $765,000 $86,000 $1,716,000
Asian 87 $18,785,000 $215,000 $725,000 $119,000 $565,000
American Indian or Alaskan Native 61 $8,275,000 $135,000 $495,000 $99,000 $600,000
Native Hawaiian or Other Pacific Islander 5 $815,000 $163,000 $315,000 $108,000 $193,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,169 $984,855,000 $137,000 $12,865,000 $109,000 $7,786,000
FHA-insured (Federal Housing Administration) 1,769 $262,665,000 $148,000 $595,000 $71,000 $410,000
VA-guaranteed (Veterans Administration) 823 $204,085,000 $247,000 $755,000 $99,000 $415,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 59 $8,905,000 $150,000 $345,000 $67,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,487 $869,985,000 $158,000 $12,865,000 $110,000 $7,786,000
Application Denied By Financial Institution 1,373 $126,505,000 $92,000 $845,000 $84,000 $2,231,000
Loan Purchased By The Institution 1,262 $218,480,000 $173,000 $755,000 $79,000 $633,000
Application Withdrawn By Applicant 1,134 $172,600,000 $152,000 $985,000 $96,000 $1,672,000
File Closed For Incompleteness 312 $40,640,000 $130,000 $875,000 $92,000 $600,000
Application Approved But Not Accepted 231 $29,365,000 $127,000 $2,325,000 $101,000 $1,458,000
Preapproval Approved but not Accepted 19 $2,805,000 $147,000 $325,000 $96,000 $271,000
Preapproval Denied by Financial Institution 2 $130,000 $65,000 $65,000 $61,000 $85,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,209 $1,293,905,000 $157,000 $12,865,000 $105,000 $7,786,000
Debt-To-Income Ratio 617 $77,035,000 $124,000 $9,415,000 $80,000 $1,469,000
Credit History 494 $36,170,000 $73,000 $395,000 $91,000 $2,231,000
Collateral 225 $24,315,000 $108,000 $695,000 $96,000 $648,000
Other 113 $12,015,000 $106,000 $555,000 $117,000 $1,782,000
Credit Application Incomplete 86 $7,430,000 $86,000 $245,000 $84,000 $443,000
Unverifiable Information 35 $5,075,000 $145,000 $385,000 $67,000 $204,000
Employment History 24 $2,300,000 $95,000 $255,000 $71,000 $243,000
Insufficient Cash (Downpayment, Closing Cost) 16 $1,850,000 $115,000 $305,000 $71,000 $156,000
Mortgage Insurance Denied 1 $415,000 $415,000 $415,000 $90,000 $90,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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