Mercer County, PA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 3,537 mortgage applications in Mercer County, PA totaling $518.3 million, up 9% from 2024. The average application was for $146,000, and applicants reported an average income of $92,000. 57% of applications resulted in an originated loan and 18% were denied. The most active lender was First National Bank of Pa, with 446 applications, followed by Huntington National Bank and Greenville Savings Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,537
Total Mortgage Loan Application Amount $518,345,000
Average Mortgage Loan Application Amount $146,000
Highest Mortgage Loan Application Amount $7,265,000
Average Applicant Income $92,000
Highest Applicant Income $2,172,000

Mortgage Company List for Lending in Mercer County, PA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ n/a 446 $ 50,390,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 272 $ 30,520,000
Greenville Savings Bank
233 MAIN STREET
GREENVILLE, PA 16125
* $ n/a 245 $ 34,435,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 166 $ 25,900,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 160 $ 16,910,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 135 $ 17,505,000
Mercer County State Bank
3279 S MAIN STREET
SANDY LAKE, PA 16145
* $ n/a 113 $ 16,465,000
Grove City Area Federal Credit Union
ONE CREDIT UNION WAY
GROVE CITY, PA 16127
* $ n/a 96 $ 7,560,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 95 $ 17,165,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 88 $ 16,350,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 77 $ 16,415,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 52 $ 9,960,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ n/a 49 $ 4,835,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 47 $ 8,925,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 42 $ 3,860,000
Howard Hanna Financial Services, Inc
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ n/a 41 $ 7,055,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 40 $ 4,570,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ n/a 40 $ 6,880,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ n/a 40 $ 3,060,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 35 $ 4,985,000
West Penn Financial Service Center, Inc.
2250 BABCOCK BLVD
PITTSBURGH, PA 15237
* $ n/a 34 $ 5,960,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 32 $ 3,020,000
Nextier Bank, National Association
245 PITTSBURGH RD
KITTANNING, PA 16201
* $ n/a 31 $ 12,835,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 31 $ 1,565,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 31 $ 4,775,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 30 $ 5,150,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 30 $ 1,590,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 28 $ 4,210,000
Mercer County Community FCU
428 SHARPSVILLE AVE
HERMITAGE, PA 16148
* $ n/a 27 $ 1,245,000
Seven Seventeen Credit Union
3181 LARCHMONT AVE.
WARREN, OH 44483
* $ n/a 26 $ 1,220,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 24 $ 4,770,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ n/a 23 $ 3,695,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 20 $ 3,840,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 18 $ 3,860,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 18 $ 2,500,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ n/a 18 $ 3,970,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 18 $ 1,100,000
Armco Credit Union
PO BOX 1589
BUTLER, PA 16003
* $ n/a 17 $ 1,245,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ n/a 17 $ 1,435,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 16 $ 1,140,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 16 $ 1,650,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 14 $ 2,300,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 14 $ 2,520,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ n/a 13 $ 2,385,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 13 $ 1,155,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 13 $ 2,745,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ n/a 12 $ 2,880,000
Farmers National Bank
1 SOUTH MAIN STREET
NILES, OH 44446
* $ n/a 12 $ 2,390,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 11 $ 1,385,000
Marquette Savings Bank
920 PEACH STREET
ERIE, PA 16501
* $ n/a 11 $ 2,755,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 11 $ 1,955,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 11 $ 2,085,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 11 $ 1,425,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ n/a 10 $ 2,830,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 10 $ 2,090,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 10 $ 880,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 10 $ 1,520,000
Horizon Farm Credit, Aca
45 AILERON CT.
MECHANICSBURG, PA 17050
* $ n/a 10 $ 2,680,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 9 $ 1,865,000
S&T Bank
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ n/a 9 $ 10,515,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 9 $ 1,585,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 9 $ 1,765,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 8 $ 470,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 8 $ 850,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 7 $ 2,545,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 7 $ 1,025,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 7 $ 1,225,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ n/a 7 $ 575,000
Sru Federal Credit Union
100 ARROWHEAD DR
SLIPPERY ROCK, PA 16057
* $ n/a 7 $ 575,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 7 $ 1,485,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 6 $ 1,380,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 6 $ 720,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 6 $ 1,310,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 6 $ 3,900,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 6 $ 820,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 6 $ 790,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 5 $ 325,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 5 $ 1,465,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 515,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 4 $ 780,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 4 $ 450,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 4 $ 290,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 4 $ 430,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 4 $ 280,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 4 $ 290,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 4 $ 780,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 4 $ 500,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 4 $ 600,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 4 $ 880,000
Washington Financial Bank
77 SOUTH MAIN STREET
WASHINGTON, PA 15301
* $ n/a 3 $ 1,105,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 1,095,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 3 $ 315,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 3 $ 805,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 3 $ 635,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 3 $ 385,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 3 $ 215,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 3 $ 715,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 3 $ 815,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 3 $ 135,000
Loanleaders of America, Inc
38 EXECUTIVE PARK, SUITE 260
IRVINE, CA 92614
* $ n/a 3 $ 455,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 3 $ 855,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 3 $ 745,000
Pennian Bank
2 NORTH MAIN STREET, P.O. BOX 96
MIFFLINTOWN, PA 17059
* $ n/a 3 $ 595,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 3 $ 1,495,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ n/a 3 $ 345,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 3 $ 355,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ n/a 3 $ 855,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 3 $ 935,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 3 $ 485,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 3 $ 475,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 3 $ 445,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 810,000
Cfsbank
101 MCKEAN AVENUE
CHARLEROI, PA 15022
* $ n/a 2 $ 230,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 2 $ 280,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 220,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 2 $ 350,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 2 $ 130,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 2 $ 420,000
Constructive Loans LLC
1801 S MEYERS RD
OAKBROOK TERRACE, IL 60181
* $ n/a 2 $ 220,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 2 $ 560,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 2 $ 410,000
Univest Bank and Trust Co.
PO BOX 197
SOUDERTON, PA 18964
* $ n/a 2 $ 70,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 2 $ 420,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ n/a 2 $ 570,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 2 $ 540,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 2 $ 80,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 2 $ 90,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 2 $ 400,000
United Trust Bank
12330 S. HARLEM AVENUE
PALOS HEIGHTS, IL 60463
* $ n/a 2 $ 510,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 2 $ 600,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 2 $ 290,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 2 $ 360,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 2 $ 200,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 2 $ 150,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ n/a 2 $ 280,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 380,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 2 $ 610,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 400,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ n/a 1 $ 795,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 1 $ 145,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 1 $ 275,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ n/a 1 $ 105,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 95,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 275,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 205,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ n/a 1 $ 175,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 55,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ n/a 1 $ 275,000
State Financial Network LLC
5 HILLMAN DR
CHADDS FORD, PA 19317
* $ n/a 1 $ 175,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 95,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 295,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 35,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 1 $ 195,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ n/a 1 $ 195,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 1 $ 325,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 25,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 165,000
Usx Federal Credit Union
PO BOX 1728
CRANBERRY TWP., PA 16066
* $ n/a 1 $ 25,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 1 $ 345,000
Aberdeen Proving Ground FCU
PO BOX 1176
ABERDEEN, MD 21001
* $ n/a 1 $ 65,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 1 $ 305,000
Ahl Funding
4 PARK PLAZA SUITE 730
IRVINE, CA 92614
* $ n/a 1 $ 805,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 1 $ 255,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 75,000
Re Investment Loans LLC

GREENWOOD VILLAGE, CO 80112
* $ n/a 1 $ 455,000
Catalyst Mortgage
3013 DOUGLAS BLVD, SUITE 135
ROSEVILLE, CA 95661
* $ n/a 1 $ 345,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ n/a 1 $ 805,000
Chartway FCU
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ n/a 1 $ 285,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 1 $ 285,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 1 $ 155,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ n/a 1 $ 375,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 1 $ 65,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 255,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ n/a 1 $ 85,000
Schumacher Mortgage LLC
2715 WISE AVENUE SUITE 100
CANTON, OH 44708
* $ n/a 1 $ 585,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 1 $ 155,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ n/a 1 $ 385,000
Teg Federal Credit Union
1 COMMERCE ST.
POUGHKEEPSIE, NY 12603
* $ n/a 1 $ 105,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 265,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ n/a 1 $ 105,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 145,000
Police and Fire Federal Credit Union
901 ARCH ST
PHILADELPHIA, PA 19107
* $ n/a 1 $ 55,000
Widget Federal Credit Union
2154 EAST LAKE RD
ERIE, PA 16511
* $ n/a 1 $ 155,000
Cattaraugus County Bank
120 MAIN STREET
LITTLE VALLEY, NY 14755
* $ n/a 1 $ 785,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 95,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 1 $ 135,000
Associated Mortgage Bankers Inc.
2395 OCEAN AVENUE SUITE 5 RONKONKOMA
RONKONKOMA, NY 11779
* $ n/a 1 $ 175,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 1 $ 25,000
Southern Trust Mortgage, LLC
295 BENDIX ROAD SUITE 400
VIRGINIA BEACH, VA 23452
* $ n/a 1 $ 285,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 1 $ 275,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ n/a 1 $ 85,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ n/a 1 $ 105,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 1 $ 365,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ n/a 1 $ 315,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 375,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 1 $ 105,000
Tidewater Mortgage Services, Inc
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 26452
* $ n/a 1 $ 225,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 105,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 235,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 35,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 225,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ n/a 1 $ 105,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ n/a 1 $ 495,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 65,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 1 $ 135,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 165,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 1 $ 55,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ n/a 1 $ 215,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 1 $ 175,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 495,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ n/a 1 $ 105,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 225,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 65,000
The Andover Bank
PO BOX 1300
ANDOVER, OH 44003
* $ n/a 1 $ 145,000

The tables below break down 2025 mortgage applications in Mercer County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mercer County, PA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,399 $262,305,000 $187,000 $1,245,000 $98,000 $2,172,000
Home Improvement 633 $49,635,000 $78,000 $1,905,000 $92,000 $997,000
Refinancing 539 $95,285,000 $176,000 $7,265,000 $91,000 $596,000
Cash-out Refinancing 500 $73,410,000 $146,000 $865,000 $88,000 $899,000
Other Purpose 455 $36,855,000 $81,000 $1,655,000 $85,000 $515,000
Not Applicable 11 $855,000 $77,000 $195,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,717 $377,975,000 $139,000 $1,655,000 $93,000 $2,172,000
Not applicable 360 $75,300,000 $209,000 $7,265,000 $85,000 $213,000
Not Provided 271 $43,565,000 $160,000 $805,000 $93,000 $600,000
Black or African American 104 $9,460,000 $90,000 $325,000 $76,000 $312,000
Hispanic 57 $7,025,000 $123,000 $345,000 $85,000 $327,000
Asian 14 $2,530,000 $180,000 $425,000 $176,000 $697,000
American Indian or Alaskan Native 7 $995,000 $142,000 $375,000 $43,000 $69,000
Native Hawaiian or Other Pacific Islander 7 $1,495,000 $213,000 $325,000 $134,000 $200,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,743 $375,635,000 $136,000 $7,265,000 $96,000 $2,172,000
FHA-insured (Federal Housing Administration) 498 $75,420,000 $151,000 $485,000 $70,000 $300,000
VA-guaranteed (Veterans Administration) 276 $64,220,000 $232,000 $525,000 $97,000 $899,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $3,070,000 $153,000 $225,000 $59,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,005 $302,855,000 $151,000 $7,265,000 $95,000 $1,074,000
Application Denied By Financial Institution 628 $68,780,000 $109,000 $815,000 $79,000 $997,000
Application Withdrawn By Applicant 403 $67,665,000 $167,000 $1,655,000 $99,000 $2,172,000
Loan Purchased By The Institution 269 $48,295,000 $179,000 $645,000 $94,000 $229,000
File Closed For Incompleteness 143 $20,545,000 $143,000 $955,000 $101,000 $899,000
Application Approved But Not Accepted 83 $9,355,000 $112,000 $475,000 $99,000 $442,000
Preapproval Approved but not Accepted 6 $850,000 $141,000 $225,000 $92,000 $215,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,556 $400,960,000 $156,000 $7,265,000 $96,000 $2,172,000
Debt-To-Income Ratio 533 $70,955,000 $133,000 $1,655,000 $85,000 $950,000
Credit History 218 $17,710,000 $81,000 $455,000 $85,000 $997,000
Collateral 123 $15,065,000 $122,000 $765,000 $83,000 $463,000
Credit Application Incomplete 47 $5,275,000 $112,000 $505,000 $69,000 $232,000
Other 30 $4,200,000 $140,000 $815,000 $119,000 $855,000
Unverifiable Information 13 $1,695,000 $130,000 $295,000 $62,000 $149,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,995,000 $181,000 $395,000 $95,000 $143,000
Employment History 6 $490,000 $81,000 $165,000 $62,000 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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