Monterey County, CA Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 11,717 mortgage applications in Monterey County, CA totaling $6.6 billion, down 58% from 2021. The average application was for $562,000, and applicants reported an average income of $198,000. 50% of applications resulted in an originated loan and 16% were denied. The most active lender was United Wholesale Mortgage, with 950 applications, followed by Bank of America NA and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,717
Total Mortgage Loan Application Amount $6,590,155,000
Average Mortgage Loan Application Amount $562,000
Highest Mortgage Loan Application Amount $54,945,000
Average Applicant Income $198,000
Highest Applicant Income $7,200,000

Mortgage Company List for Lending in Monterey County, CA for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 950 $ 505,600,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 617 $ 301,935,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 523 $ 369,265,000
MUFG Union Bank, National Association
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 127,858,876,000 330 $ 172,530,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 309 $ 230,805,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 306 $ 150,590,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 280 $ 165,580,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 207 $ 102,585,000
Bay Federal Credit Union
3333 CLARES STREET
CAPITOLA, CA 95010
* $ 1,595,692,000 182 $ 39,220,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 177 $ 78,325,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 172 $ 69,350,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 171 $ 82,115,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 163 $ 72,325,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 159 $ 109,085,000
Fremont Bank
39150 FREMONT BLVD
FREMONT, CA 94538
* $ 5,520,747,000 153 $ 54,975,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 152 $ 76,090,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 144 $ 19,450,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 142 $ 83,070,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 138 $ 71,520,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 138 $ 16,590,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 130 $ 46,570,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 118 $ 39,440,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 104,790,698,000 118 $ 58,650,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 115 $ 62,335,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 111 $ 51,655,000
The Golden 1 Credit Union
8945 CAL CENTER DR
SACRAMENTO, CA 95826
* $ 18,331,687,000 109 $ 30,465,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 109 $ 52,475,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 181,087,209,000 106 $ 245,240,000
Shea Mortgage Inc.
14350 N. 87TH STREET, SUITE 350
SCOTTSDALE, AZ 85260
* $ -1,000 105 $ 72,265,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 103 $ 62,065,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 97 $ 43,225,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 96 $ 57,790,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 94,798,000,000 95 $ 29,055,000
Mechanics Bank
1111 CIVIC DR
WALNUT CREEK, CA 94596
* $ 19,422,861,000 95 $ 71,415,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ -1,000 92 $ 51,610,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 91 $ 72,155,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 84 $ 8,670,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 82 $ 15,060,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 78 $ 48,280,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 78 $ 39,100,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 73 $ 34,155,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 73 $ 40,625,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 73 $ 50,535,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 73 $ 36,845,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 72 $ 31,310,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 72 $ 55,980,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 72 $ 40,760,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 69 $ 40,955,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 62 $ 48,260,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 58 $ 17,290,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 56 $ 21,030,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 53 $ 22,045,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 52 $ 24,440,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 51 $ 28,655,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 51 $ 24,485,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 50 $ 31,400,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 48 $ 19,860,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 46 $ 18,280,000
Mackillie Inc
7412 CYPRESS LANE
CARMEL, CA 93923
* $ -1,000 46 $ 28,740,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 43 $ 27,145,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 43 $ 20,315,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 42 $ 24,160,000
Mountain West Financial, Inc.
1209 NEVADA ST. SUITE 200
REDLANDS, CA 92374
* $ -1,000 42 $ 21,340,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 154,830,000,000 42 $ 67,930,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 420,502,000,000 41 $ 37,115,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 41 $ 26,025,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 37 $ 32,235,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 35 $ 32,455,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 34 $ 20,010,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 33 $ 17,805,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 31 $ 12,505,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 31 $ 15,855,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 31 $ 18,405,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 30 $ 52,910,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ -1,000 29 $ 7,735,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 28 $ 5,000,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 26 $ 12,080,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,120,189,000 26 $ 3,850,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 24 $ 13,330,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 11,067,830,000 24 $ 10,450,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 93,227,302,000 23 $ 30,435,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ -1,000 23 $ 15,135,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 22 $ 13,080,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 22 $ 16,270,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 21 $ 12,015,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 21 $ 14,315,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 121,064,212,000 21 $ 41,705,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 21 $ 12,725,000
Monterey Credit Union
501 E FRANKLIN STREET
MONTEREY, CA 93940
* $ 306,138,000 19 $ 9,465,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 18 $ 10,250,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 18 $ 11,470,000
Castle Mortgage Corporation
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ -1,000 18 $ 12,830,000
Royal Pacific Funding
4000 MACARTHUR BLVD TOWER - 7TH
NEWPORT BEACH, CA 92660
* $ -1,000 18 $ 8,570,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 17 $ 7,855,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 17 $ 2,285,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 9,047,987,000 17 $ 3,025,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 17 $ 5,775,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 16 $ 7,200,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 16 $ 8,090,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 16 $ 14,910,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 16 $ 6,610,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 16 $ 6,550,000
Silicon Valley Bank
3003 TASMAN DRIVE
SANTA CLARA, CA 95054
* $ 208,581,000,000 16 $ 33,000,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 16 $ 9,580,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 15 $ 12,295,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 15 $ 10,835,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 14,047,081,000 15 $ 21,965,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 15 $ 13,675,000
Meriwest Credit Union
5615 CHESBRO AVE
SAN JOSE, CA 95123
* $ 2,043,643,000 14 $ 3,540,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 39,076,186,000 14 $ 16,960,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 93,199,669,000 14 $ 6,790,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 14 $ 6,510,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 14 $ 6,160,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 13 $ 10,415,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ 3,856,589,000 13 $ 6,045,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 13 $ 8,665,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 13 $ 9,875,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 13 $ 5,915,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 13 $ 5,265,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ -1,000 13 $ 3,605,000
Pacific Service Credit Union
3000 CLAYTON ROAD
CONCORD, CA 94520
* $ 1,408,244,000 13 $ 1,715,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ -1,000 13 $ 15,905,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,025,737,000 13 $ 2,645,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 12 $ 5,090,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 12 $ 5,530,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 12 $ 6,860,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 11 $ 5,335,000
Provident Credit Union
303 TWIN DOLPHIN DRIVE
REDWOOD CITY, CA 94065
* $ 3,536,839,000 11 $ 5,105,000
Global Federal Credit Union
PO BOX 196850
ANCHORAGE, AK 99503
* $ 10,716,065,000 11 $ 2,345,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 11 $ 4,115,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 11 $ 9,725,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 11 $ 6,175,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ 3,419,403,000 11 $ 2,525,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 11 $ 3,105,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 11 $ 4,725,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 11 $ 12,555,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 4,465,477,000 11 $ 11,555,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 11 $ 11,195,000
General Mortgage Capital Corporation
1350 OLD BAYSHORE HWY
BURLINGAME, CA 94010
* $ -1,000 10 $ 4,480,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 10 $ 5,360,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 30,642,109,000 10 $ 13,020,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 10 $ 3,520,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 14,928,781,000 10 $ 3,590,000
Technology Credit Union
2010 N FIRST ST, SUITE #200
SAN JOSE, CA 95131
* $ 4,123,159,000 10 $ 6,660,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 9 $ 2,545,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ -1,000 9 $ 3,885,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ -1,000 9 $ 6,445,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 9 $ 9,215,000
Schoolsfirst FCU
2115 NORTH BROADWAY
TUSTIN, CA 92780
* $ 26,970,795,000 9 $ 2,385,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 9 $ 3,185,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 9 $ 5,375,000
Dignified Home Loans LLC
1 BAXTER WAY, SUITE 120
WESTLAKE VILLAGE, CA 91362
* $ -1,000 9 $ 6,215,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 8 $ 3,340,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ -1,000 8 $ 4,360,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 8 $ 10,570,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 8 $ 4,760,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ -1,000 8 $ 3,520,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,920,266,000 8 $ 1,980,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 6,610,753,000 8 $ 7,710,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 8 $ 3,850,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 8,802,432,000 8 $ 1,020,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 8 $ 3,820,000
Ennkar, Inc.
1036 W. TAFT AVENUE SUITE 200
ORANGE, CA 92868
* $ -1,000 8 $ 3,400,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 8 $ 4,020,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 7 $ 4,235,000
Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300
BAKERSFIELD, CA 93309
* $ -1,000 7 $ 3,535,000
5th Sreet Capital Inc.
2020 CAMINO DEL RIO N #300
SAN DIEGO, CA 92108
* $ -1,000 7 $ 7,805,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ -1,000 7 $ 3,465,000
Home Approvals Direct, Inc.
18201 VON KARMAN AVE. SUITE 300
IRVINE, CA 92612
* $ -1,000 7 $ 3,565,000
Logix Federal Credit Union
2340 HOLLYWOOD WAY
VALENCIA, CA 91355
* $ 8,819,497,000 7 $ 2,845,000
First Foundation Bank
18101 VON KARMAN AVENUE, SUITE 750
IRVINE, CA 92612
* $ 10,171,711,000 7 $ 10,075,000
Kd Capital Mortgage Corporatio
1305 VINE ST
PASO ROBLES, CA 93446
* $ -1,000 7 $ 2,175,000
Educational Employees Credit Union
P.O. BOX 5242
FRESNO, CA 93755
* $ 4,681,848,000 7 $ 2,055,000
Arvest Bank

TULSA, OK 74103
* $ 26,774,219,000 7 $ 2,215,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 58,215,736,000 7 $ 9,605,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,655,190,000 6 $ 770,000
Commonwealth Central Credit Union
5890 SILVER CREEK VALLEY RD
SAN JOSE, CA 95138
* $ 681,759,000 6 $ 1,780,000
Googain, Inc.
1288 KIFER RD STE 208
SUNNYVALE, CA 94086
* $ -1,000 6 $ 3,020,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 1,164,122,000 6 $ 910,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 6 $ 3,390,000
Keypoint Credit Union
2805 BOWERS AVENUE
SANTA CLARA, CA 95051
* $ 1,639,066,000 6 $ 3,310,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 6 $ 3,730,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ 2,055,157,000 6 $ 1,400,000
Nationwide Equities Corporation
225 BRAE BLVD SUITE 202
PARK RIDGE, NJ 07656
* $ -1,000 6 $ 14,360,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 6 $ 2,220,000
Shelter Growth Capital Partners LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 5 $ 2,785,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 5 $ 3,135,000
Luther Burbank Savings
1500 ROSECRANS AVE., SUITE 300
SANTA ROSA, CA 90266
* $ 7,177,008,000 5 $ 9,695,000
Meriwest Mortgage Company
5615 CHESBRO AVE SUITE 110
SAN JOSE, CA 95123
* $ -1,000 5 $ 3,595,000
Ahl Funding
4 PARK PLAZA SUITE 730
IRVINE, CA 92614
* $ -1,000 5 $ 2,285,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 5 $ 2,525,000
East West Bank
135 NORTH LOS ROBLES AVENUE
PASADENA, CA 91101
* $ 60,849,631,000 5 $ 2,305,000
Htlf Bank
1800 LARIMER ST STE 100
DENVER, CO 80202
* $ 2,696,695,000 5 $ 1,045,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ -1,000 5 $ 2,135,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 5 $ 3,915,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,758,936,000 5 $ 3,415,000
BNC National Bank

BISMARCK, ND 58501
* $ 1,046,501,000 5 $ 3,675,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 15,742,039,000 5 $ 575,000
University Credit Union
1500 S. SEPULVEDA BLVD.
LOS ANGELES, CA 90025
* $ 1,047,101,000 5 $ 27,375,000
Lantzman Management Inc
11696 SORRENTO VALLEY RD SUITE 201
SAN DIEGO, CA 92121
* $ -1,000 4 $ 2,150,000
Sea West Coast Gurad FCU
P.O.BOX 4949
OAKLAND, CA 94605
* $ 428,960,000 4 $ 2,610,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 4 $ 2,410,000
Wescom Central Credit Union
123 S MARENGO AVENUE
PASADENA, CA 91101
* $ 5,170,842,000 4 $ 2,150,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 4 $ 1,250,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 3,310,189,000 4 $ 1,700,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 4,410,685,000 4 $ 6,930,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 16,798,536,000 4 $ 7,290,000
Gte Federal Credit Union
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ 2,797,870,000 4 $ 890,000
Advantis Credit Union
10501 SE MAIN ST
OREGON CITY, OR 97222
* $ 1,980,374,000 4 $ 480,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 4 $ 1,160,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 4 $ 4,040,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 4 $ 4,980,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 4 $ 3,140,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 4 $ 1,980,000
Augusta Financial, Inc.
25129 THE OLD ROAD, SUITE 350
SANTA CLARITA, CA 91381
* $ -1,000 4 $ 2,840,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ -1,000 4 $ 2,700,000
Town Square Mortgage & Investments LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ -1,000 4 $ 1,440,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ -1,000 4 $ 1,690,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 4 $ 1,350,000
Specialized Loan Servicing LLC
6200 S QUEBEC ST
WILMINGTON, DE 80111
* $ -1,000 4 $ 1,290,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ -1,000 4 $ 1,970,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 4 $ 2,350,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 4 $ 430,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 434,075,000,000 3 $ 5,465,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ -1,000 3 $ 5,335,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 345,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ -1,000 3 $ 1,985,000
Central Coast Lending, Inc.
601 MORRO BAY BLVD
MORRO BAY, CA 93442
* $ -1,000 3 $ 1,435,000
Vision One Mortgage, Inc.
13821 NEWPORT AVE. STE 110
TUSTIN, CA 92780
* $ -1,000 3 $ 1,435,000
Jtf Rose Inc.
2811 E. KATELLA AVE STE 100
NEWPORT BEACH, CA 92663
* $ -1,000 3 $ 715,000
Genhome Mortgage Corporation

IRVINE, CA 92614
* $ -1,000 3 $ 1,235,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 7,158,676,000 3 $ 2,785,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ -1,000 3 $ 1,135,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 3 $ 2,125,000
Coastal Funding Slc, Inc.
735 TANK FARM ROAD, SUITE 210
SAN LUIS OBISPO, CA 93401
* $ -1,000 3 $ 2,145,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 1,915,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 3 $ 1,005,000
Murphy Bank
5180 N PALM #101
FRESNO, CA 93704
* $ 350,760,000 3 $ 645,000
Mirastar Federal Credit Union
1641 NORTH FIRST STREET, SUITE 170
SAN JOSE, CA 95103
* $ 995,051,000 3 $ 215,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 3 $ 2,375,000
Great Lakes Credit Union
2525 GREEN BAY
BANNOCKBURN, IL 60015
* $ 1,049,730,000 3 $ 535,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 5,652,968,000 3 $ 3,125,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 33,980,000,000 3 $ 3,275,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ 153,010,000 3 $ 2,215,000
Golden West Alliance, Inc.
807 N CENTRAL AVE
GLENDALE, CA 91203
* $ -1,000 3 $ 4,225,000
Tri Counties Bank
63 CONSTITUTION DRIVE
CHICO, CA 95973
* $ 8,608,715,000 3 $ 5,475,000
Fundloans Capital
12481 HIGH BLUFF DR STE 150
SAN DIEGO, CA 92130
* $ -1,000 3 $ 6,125,000
Coasthills Credit Union
P O BOX 200
SANTA MARIA, CA 93454
* $ 1,604,476,000 3 $ 555,000
Travis Credit Union
ONE TRAVIS WAY
VACAVILLE, CA 95687
* $ 4,695,813,000 3 $ 1,995,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 251,923,000 3 $ 1,175,000
Hometrust Bank
PO BOX 10
ASHEVILLE, NC 28802
* $ 3,502,617,000 3 $ 505,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 5,191,780,000 3 $ 1,585,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 3 $ 1,185,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 3 $ 1,175,000
Self Help Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 1,341,481,000 3 $ 615,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
GLENDALE, CA 90278
* $ -1,000 3 $ 3,415,000
Nmsi, Inc.
3700 WILSHIRE BLVD. STE. 330
LOS ANGELES, CA 90010
* $ -1,000 3 $ 1,125,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 187,956,756,000 3 $ 2,915,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 3 $ 645,000
Welcome Home Funding, LLC
885 ISLAND DR STE 205
SACRAMENTO, CA 94502
* $ -1,000 3 $ 2,295,000
New Wave Lending Group Inc
17700 CASTLETON ST. #268
CITY OF INDUSTRY, CA 91748
* $ -1,000 3 $ 1,275,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 3 $ 525,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 3 $ 1,125,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 15,019,689,000 3 $ 1,145,000
1st United Credit Union
5901 GIIBRALTAR DRIVE NORTH
PLEASANTON, CA 94588
* $ 1,288,887,000 3 $ 195,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 1,015,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ -1,000 3 $ 1,925,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 3 $ 1,665,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 3 $ 945,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,582,271,000 3 $ 1,035,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 2 $ 1,130,000
Operating Engineers Federal Credit Union
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ 1,438,290,000 2 $ 510,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 2 $ 1,250,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ -1,000 2 $ 570,000
Sesloc Credit Union
3855 BROAD STREET
SAN LUIS OBISPO, CA 93401
* $ 1,202,127,000 2 $ 190,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 174,662,000 2 $ 1,020,000
The Police Credit Union of California
2550 IRVING STREET
SAN BRUNO, CA 94066
* $ 1,146,600,000 2 $ 190,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 2 $ 1,440,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 2 $ 1,130,000
1st Northern California Credit Union
1111 PINE STREET
MARTINEZ, CA 94553
* $ 896,049,000 2 $ 640,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 2 $ 1,040,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 2,150,000
American First Credit Union
6 POINTE DRIVE, STE 400
BREA, CA 92821
* $ 842,360,000 2 $ 1,400,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 2 $ 510,000
Residential Wholesale Mortgage
11234 EL CAMINO REAL #100
SAN DIEGO, CA 92130
* $ -1,000 2 $ 1,190,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 2 $ 1,020,000
Mid Valley Services Inc
7644 N PALM AVENUE
FRESNO, CA 93711
* $ -1,000 2 $ 240,000
Devon Bank
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ 451,130,000 2 $ 1,520,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 2 $ 1,010,000
Credit Union of Southern California
8028 GREENLEAF AVE
ANAHEIM, CA 92808
* $ 2,246,765,000 2 $ 300,000
Farmers & Merchants Bank of Ce
PO BOX 3000
LODI, CA 95240
* $ 5,179,291,000 2 $ 2,350,000
American Riviera Bank
1033 ANACAPA ST
SANTA BARBARA, CA 93101
* $ 1,306,540,000 2 $ 4,460,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 1,293,726,000 2 $ 660,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 38,107,223,000 2 $ 4,710,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 916,091,000 2 $ 2,410,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 2 $ 540,000
Equity Wave Lending, Inc.
2355 MAIN ST #230
IRVINE, CA 92614
* $ -1,000 2 $ 1,450,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ -1,000 2 $ 2,680,000
Loanleaders of America, Inc
38 EXECUTIVE PARK, SUITE 260
IRVINE, CA 92614
* $ -1,000 2 $ 1,010,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ 38,275,134,000 2 $ 5,890,000
Iserve Residential Lending
10920 VIA FRONTERA SUITE 520
SAN DIEGO, CA 92127
* $ -1,000 2 $ 1,490,000
Tristar Finance, Inc.
5209 LAKE WASHINGTON BLVD NE #220
KIRKLAND, WA 98033
* $ -1,000 2 $ 2,290,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 2 $ 1,030,000
Premium Security, Inc.
901 N GREEN VALLEY PKWY STE 200
HENDERSON, NV 89074
* $ -1,000 2 $ 710,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 2 $ 2,890,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 2 $ 530,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 2 $ 1,280,000
California Credit Union
701 N BRAND BLVD
GLENDALE, CA 91203
* $ 4,290,890,000 2 $ 160,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,886,658,000 2 $ 730,000
Lending 3, Inc
17220 NEWHOPE ST. SUITE 213
FOUNTAIN VALLEY, CA 92708
* $ -1,000 2 $ 1,080,000
Premierone Credit Union
6640 VIA DEL ORO
SAN JOSE, CA 95119
* $ 564,442,000 2 $ 220,000
Kwik Mortgage Corporation
959 ROUTE 46 EAST, #401
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 1,190,000
Franklin Loan Corporation
44800 VILLAGE COURT
PALM DESERT, CA 92260
* $ -1,000 2 $ 910,000
California Coast Credit Union
9201 SPECTRUM CENTER BLVD. 3RD FLOOR
SAN DIEGO, CA 92150
* $ 3,476,522,000 2 $ 510,000
Pacific Premier

PORTLAND, OR 97205
* $ 21,088,887,000 2 $ 3,080,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 2 $ 980,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 2 $ 640,000
Cbre Multifamily Capital, Inc.

HOUSTON, TX 77079
* $ -1,000 2 $ 24,240,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 2 $ 1,150,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 7,713,957,000 2 $ 1,430,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 936,708,000 2 $ 340,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ -1,000 2 $ 530,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ -1,000 2 $ 880,000
Valley Strong Credit Union
11500 BOLTHOUSE DRIVE
BAKERSFIELD, CA 93311
* $ 3,451,790,000 2 $ 1,300,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 2 $ 1,240,000
Fidelity Lending Solutions Inc
2650 E. IMPERIAL HWY. SUITE 110
BREA, CA 92821
* $ -1,000 2 $ 1,240,000
Orchard Mortgage, LLC
8900 BUSINESS PARK DR
AUSTIN, TX 78705
* $ -1,000 2 $ 2,290,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ -1,000 2 $ 820,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 23,754,594,000 2 $ 1,420,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 2,824,450,000 1 $ 125,000
Golden Bank National Associati
9315 BELLAIRE BLVD.
HOUSTON, TX 77036
* $ 1,293,564,000 1 $ 525,000
Best Finance Capital, Inc.
12966 S EUCLID ST
GARDEN GROVE, CA 92840
* $ -1,000 1 $ 275,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 225,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 1,731,908,000 1 $ 105,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 375,000
Financial Partners Credit Unio
7800 E. IMPERIAL HIGHWAY
DOWNEY, CA 90241
* $ 1,913,935,000 1 $ 215,000
Partners Federal Credit Union
13705 INTERNATIONAL DRIVE SOUTH
ORLANDO, FL 32821
* $ 2,487,008,000 1 $ 985,000
First Federal Bank of Kansas City

LENEXA, KS 66211
* $ 823,491,000 1 $ 735,000
All in Credit Union
238 VIRGINIA AVENUE
DALEVILLE, AL 36322
* $ 2,134,456,000 1 $ 185,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 845,000
Kbhs Home Loans, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 575,000
American Finance House Lariba
15141 E WHITTIER BLVD, SUITE 400
WHITTIER, CA 90603
* $ -1,000 1 $ 655,000
Fisher Financial Group, Incorporated
3303 EAST BASELINE ROAD #7-118
GILBERT, AZ 85234
* $ -1,000 1 $ 405,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 275,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 1 $ 1,045,000
Alameda Mortgage Corporation
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ -1,000 1 $ 535,000
Loansnap, Inc.
3070 BRISTOL STREET SUITE 200
SACRAMENTO, CA 92626
* $ -1,000 1 $ 275,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 983,927,000 1 $ 915,000
Salal Credit Union
1515 DEXTER AVE N
SEATTLE, WA 98115
* $ 1,076,835,000 1 $ 955,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 105,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ -1,000 1 $ 635,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 1 $ 235,000
Ez Fundings Inc
8577 HAVEN AVE SUITE 201
RANCHO CUCAMONGA, CA 91730
* $ -1,000 1 $ 645,000
Eave, Inc.
8701 E HARTFORD DR #210
SCOTTSDALE, AR 85257
* $ -1,000 1 $ 605,000
Sacramento Credit Union
800 H ST
SACRAMENTO, CA 95814
* $ 686,875,000 1 $ 295,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 445,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 1 $ 675,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ 2,669,145,000 1 $ 2,005,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ -1,000 1 $ 635,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 465,517,000 1 $ 215,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 435,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 4,075,000
Bank of Hope
3200 WILSHIRE BLVD
LOS ANGELES, CA 90010
* $ 17,883,792,000 1 $ 365,000
San Diego County Credit Union
6545 SEQUENCE DRIVE
SAN DIEGO, CA 92121
* $ 10,817,931,000 1 $ 995,000
First Entertainment CU
6735 FOREST LAWN DR
HOLLYWOOD, CA 90068
* $ 2,107,644,000 1 $ 425,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 36,515,611,000 1 $ 1,705,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ -1,000 1 $ 555,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 7,686,307,000 1 $ 2,475,000
Provident Savings Bank, F.S.B.
3756 CENTRAL AVE
RIVERSIDE, CA 92506
* $ 1,182,400,000 1 $ 935,000
Aafmaa Mortgage Services LLC
2000 REGENCY PARKWAY SUITE 140
CARY, NC 27518
* $ -1,000 1 $ 605,000
Campos Financial Corp
15650 DEVONSHIRE ST SUITE 202
GRANADA HILLS, CA 91344
* $ -1,000 1 $ 315,000
Amnet Esop Corp dba American Mortgage Network
347 3RD AVE 2ND FLOOR
CHULA VISTA, CA 91910
* $ -1,000 1 $ 775,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 1,281,403,000 1 $ 125,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 3,759,374,000 1 $ 105,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 1 $ 355,000
American Commercial Bank & Trust, National Association
701 LASALLE ST
OTTAWA, IL 61350
* $ 968,197,000 1 $ 2,555,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre
1010 NORTHERN BLVD., SUITE 336
GREAT NECK, NY 11021
* $ -1,000 1 $ 755,000
Waukesha State Bank
151 E ST PAUL AVE P.O. BOX 648
WAUKESHA, WI 53187
* $ 1,478,406,000 1 $ 255,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 505,000
Mutual Federal Bank
2212 CERMAK ROAD
CHICAGO, IL 60608
* $ 92,759,000 1 $ 265,000
Victoria Financial Corp
217 W. LAS TUNAS DR
SAN GABRIEL, CA 91776
* $ -1,000 1 $ 495,000
Sunstreet Mortgage, LLC
SUNSTREET MORTGAGE, LLC
1725 E. SKYLINE DRIVE, AZ 85718
* $ -1,000 1 $ 1,035,000
Third Coast Bank
20202 HIGHWAY 59 N SUITE 190
HUMBLE, TX 77338
* $ 2,497,555,000 1 $ 365,000
Orion Federal Credit Union
7845 HIGHWAY 64
MEMPHIS, TN 38103
* $ 1,051,472,000 1 $ 35,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 465,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 339,245,000 1 $ 15,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,804,018,000 1 $ 155,000
Alaska USA Mortgage Company LLC
4000 CREDIT UNION DRIVE, STE. 700
ANCHORAGE, AK 99503
* $ -1,000 1 $ 855,000
Servis One, Inc
4200 REGENT BLVD SUIT B200
IRVING, TX 75063
* $ -1,000 1 $ 855,000
Actors Federal Credit Union
165 WEST 46TH STREET
NEW YORK, NY 10036
* $ 286,622,000 1 $ 605,000
Canvas Credit Union
PO BOX 5238
ENGLEWOOD, CO 80155
* $ 3,601,132,000 1 $ 105,000
Best Capital Funding
21540 PLUMMER STREET, SUITE A
CHATSWORTH, CA 91311
* $ -1,000 1 $ 195,000
San Francisco Fire Credit Union
3201 CALIFORNIA STREET
SAN FRANCISCO, CA 94118
* $ 1,733,829,000 1 $ 255,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 345,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 4,068,592,000 1 $ 155,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 1 $ 32,165,000
Southwest Airlines FCU
2340 SHORECREST
DALLAS, TX 75235
* $ 793,832,000 1 $ 85,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 1,029,884,000 1 $ 115,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ -1,000 1 $ 285,000
Noble Federal Credit Union
PO BOX 8027
FRESNO, CA 93747
* $ 1,102,550,000 1 $ 175,000
Utilities Employees Credit Union
11 MERIDIAN BLVD
WYOMISSING, PA 19610
* $ 1,413,912,000 1 $ 435,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 4,437,463,000 1 $ 215,000
American Southwest Credit Union
PO BOX 370
SIERRA VISTA, AZ 85635
* $ 342,093,000 1 $ 85,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 1 $ 655,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 1 $ 54,945,000
Safe Credit Union
2295 IRON POINT RD SUITE 100
FOLSOM, CA 95630
* $ 4,459,592,000 1 $ 25,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 7,338,072,000 1 $ 105,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 3,590,117,000 1 $ 35,000
Ctbc Bank USA
801 FIGUEROA
LOS ANGELES, CA 90017
* $ 4,329,500,000 1 $ 545,000
Rms & Associates
3585 E. FLAMINGO, #103
LAS VEGAS, NV 89121
* $ -1,000 1 $ 85,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 205,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 1 $ 675,000
Total Quality Financial Inc

CARMEL, IN 46032
* $ -1,000 1 $ 1,375,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,089,286,000 1 $ 55,000
Sterling Bank and Trust, FSB
ONE TOWNE SQUARE, SUITE 1900
SOUTHFIELD, MI 48076
* $ 2,877,305,000 1 $ 1,055,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 42,392,285,000 1 $ 2,105,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 456,669,000 1 $ 535,000
Banc One Mortage Corporation
333 CITY BLVD W #1810
ORANGE, CA 92868
* $ -1,000 1 $ 205,000
Redwood Credit Union
P O BOX 6104
SANTA ROSA, CA 95406
* $ 7,428,907,000 1 $ 305,000
Excite Credit Union
3315 ALMADEN EXPY, SUITE 55
SAN JOSE, CA 95119
* $ 666,115,000 1 $ 805,000
Marion & Polk Schools Credit Union
PO BOX 12398
SALEM, OR 97309
* $ 1,239,515,000 1 $ 225,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 4,075,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 1,454,541,000 1 $ 1,505,000
Emet Lending Group, Inc.
2601 SATURN ST SUITE 200
BREA, CA 92821
* $ -1,000 1 $ 595,000
Capstone Direct, Inc.
3285 OLD CONEJO RD
THOUSAND OAKS, CA 91320
* $ -1,000 1 $ 355,000
Inwood National Bank
7621 INWOOD RD
DALLAS, TX 75209
* $ 4,275,171,000 1 $ 1,875,000
Self Help Federal Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 1,788,208,000 1 $ 385,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ -1,000 1 $ 325,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 26,812,859,000 1 $ 525,000
West Coast Mortgage Group & Realty Co
2716 BROADWAY
SACRAMENTO, CA 95818
* $ -1,000 1 $ 645,000
Loanflight Lending, Llc.
201 N FRANKLIN ST STE 3440
TAMPA, FL 33634
* $ -1,000 1 $ 65,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 645,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 305,000
Mk Lending Corp
11023 MCCORMICK ST #100
NORTH HOLLYWOOD, CA 91601
* $ -1,000 1 $ 525,000
All Reverse Mortgage, Inc
2019 W CHAPMAN AVENUE
ORANGE, CA 92868
* $ -1,000 1 $ 1,045,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,810,411,000 1 $ 65,000
Oceanair Federal Credit Union
2151 E GONZALES RD
OXNARD, CA 93036
* $ 694,948,000 1 $ 155,000
San Francisco Federal Credit Union
770 GOLDEN GATE AVENUE
SAN FRANCISCO, CA 94102
* $ 1,299,243,000 1 $ 1,065,000
First State Bank
24300 LITTLE MACK
ST CLAIR SHORES, MI 48080
* $ 937,238,000 1 $ 395,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 1 $ 875,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 872,778,000 1 $ 45,000
Bridgelock Capital dba Peak Finance Company
5900 CANOGA AVENUE SUITE 200
WOODLAND HILLS, CA 91367
* $ -1,000 1 $ 305,000
Old Dominion National Bank
4916 PLANK RD
CHARLOTTESVILLE, VA 22903
* $ 837,499,000 1 $ 1,755,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 1 $ 475,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 1 $ 545,000
Smartfi Home Loans

SAN DIEGO, CA 92122
* $ -1,000 1 $ 995,000
Skyone Federal Credit Union
14600 AVIATION BOULEVARD
HAWTHORNE, CA 90250
* $ 703,408,000 1 $ 1,205,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ -1,000 1 $ 955,000
Country Club Mortgage, Inc.
3400 WEST MINERAL KING AVE STE A
VISALIA, CA 93291
* $ -1,000 1 $ 355,000
Instamortgage, Inc
4100 MOORPARK AVE #221
SAN JOSE, CA 95117
* $ -1,000 1 $ 855,000
Los Angeles Police FCU
16150 SHERMAN WAY
VAN NUYS, CA 91406
* $ 1,326,373,000 1 $ 25,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 645,000
Southland Credit Uniom
10701 LOS ALAMITOS BLVD
LOS ALAMITOS, CA 90815
* $ 1,047,992,000 1 $ 65,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ -1,000 1 $ 385,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 1,487,525,000 1 $ 525,000
Preferred Bank
601 S FIGUEROA ST., 29TH FLOOR
LOS ANGELES, CA 90017
* $ 6,047,211,000 1 $ 615,000
Corevestamericanfinancelenderllc
1920 MAIN ST #850
IRVINE, CA 92614
* $ -1,000 1 $ 4,995,000
St Fin Corp dba Star Financial
23330 MILL CREEK SUITE 250
LAGUNA HILLS, CA 92653
* $ -1,000 1 $ 505,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 18,959,414,000 1 $ 455,000

The tables below break down 2022 mortgage applications in Monterey County, CA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Monterey County, CA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,024 $2,974,410,000 $739,000 $30,965,000 $243,000 $6,437,000
Cash-out Refinancing 3,191 $1,594,605,000 $499,000 $14,955,000 $150,000 $7,200,000
Refinancing 2,247 $1,354,485,000 $602,000 $54,945,000 $172,000 $5,275,000
Home Improvement 1,240 $262,530,000 $211,000 $5,405,000 $179,000 $2,791,000
Other Purpose 983 $394,415,000 $401,000 $11,605,000 $260,000 $6,827,000
Not Applicable 32 $9,710,000 $303,000 $915,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,107 $2,606,645,000 $634,000 $54,945,000 $246,000 $7,200,000
Hispanic 3,273 $1,271,945,000 $388,000 $5,325,000 $127,000 $5,214,000
Not Provided 2,208 $1,155,000,000 $523,000 $8,005,000 $205,000 $6,827,000
Not applicable 921 $906,915,000 $984,000 $54,005,000 $176,000 $619,000
Asian 719 $418,555,000 $582,000 $4,905,000 $230,000 $2,300,000
Black or African American 198 $95,610,000 $482,000 $1,925,000 $154,000 $1,024,000
American Indian or Alaskan Native 75 $32,245,000 $429,000 $1,785,000 $170,000 $730,000
Native Hawaiian or Other Pacific Islander 58 $20,790,000 $358,000 $875,000 $127,000 $673,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,127 $5,716,785,000 $564,000 $54,945,000 $209,000 $7,200,000
FHA-insured (Federal Housing Administration) 1,075 $539,955,000 $502,000 $4,075,000 $108,000 $573,000
VA-guaranteed (Veterans Administration) 495 $324,905,000 $656,000 $3,255,000 $140,000 $1,366,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $8,510,000 $425,000 $615,000 $126,000 $161,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,910 $3,607,180,000 $610,000 $54,005,000 $217,000 $6,827,000
Application Denied By Financial Institution 1,932 $787,450,000 $407,000 $11,605,000 $150,000 $7,200,000
Application Withdrawn By Applicant 1,844 $1,144,580,000 $620,000 $54,945,000 $196,000 $6,100,000
Loan Purchased By The Institution 984 $591,650,000 $601,000 $2,775,000 $242,000 $1,621,000
File Closed For Incompleteness 741 $310,285,000 $418,000 $3,255,000 $166,000 $5,700,000
Application Approved But Not Accepted 281 $130,705,000 $465,000 $4,875,000 $194,000 $6,549,000
Preapproval Approved but not Accepted 19 $13,705,000 $721,000 $1,685,000 $174,000 $376,000
Preapproval Denied by Financial Institution 6 $4,600,000 $766,000 $1,995,000 $157,000 $393,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,757 $5,787,825,000 $593,000 $54,945,000 $209,000 $6,827,000
Debt-To-Income Ratio 797 $340,105,000 $426,000 $11,605,000 $105,000 $2,936,000
Credit History 325 $97,605,000 $300,000 $2,725,000 $151,000 $5,214,000
Credit Application Incomplete 272 $102,880,000 $378,000 $3,365,000 $166,000 $5,275,000
Collateral 195 $82,705,000 $424,000 $5,605,000 $217,000 $1,736,000
Other 171 $75,035,000 $438,000 $5,325,000 $243,000 $7,200,000
Unverifiable Information 112 $52,670,000 $470,000 $3,355,000 $175,000 $1,600,000
Insufficient Cash (Downpayment, Closing Cost) 69 $43,245,000 $626,000 $2,325,000 $169,000 $1,500,000
Employment History 18 $7,230,000 $401,000 $1,205,000 $105,000 $226,000
Mortgage Insurance Denied 1 $855,000 $855,000 $855,000 $169,000 $169,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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