Payette County ID
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Unlock detailed Payette County ID mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Idaho.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,192
Total Mortgage Loan Application Amount $182,344,000
Average Mortgage Loan Application Amount $152,000
Highest Mortgage Loan Application Amount $970,000
Average Applicant Income $65,000
Highest Applicant Income $3,858,000

Mortgage Company List for Lending in Payette County ID for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 118 $ 17,625,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 99 $ 14,954,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,610,580,000,000 73 $ 11,985,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 67 $ 10,006,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 62 $ 10,267,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 57 $ 7,070,000
HOMESTREET BANK
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 4,873,033,000 56 $ 6,737,000
AXIA FINANCIAL, LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ 40,000,000 44 $ 6,867,000
PACIFIC RESIDENTIAL MORTGAGE, LLC
4949 MEADOWS RD, STE 350
LAKE OSWEGO, OR 97035
* $ 10,000,000 29 $ 4,394,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 27 $ 4,323,000
IDAHO CENTRAL CREDIT UNION
4400 CENTRAL WAY
CHUBBUCK, ID 83201
* $ 2,418,391,000 26 $ 3,918,000
D. L. EVANS BANK
375 N OVERLAND AVE
BURLEY, ID 83318
* $ 1,227,109,000 23 $ 3,472,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 22 $ 3,516,000
CAPITAL EDUCATORS FEDERAL CREDIT UNION
PO BOX 570 (275 S STRATFORD DR)
MERIDIAN, ID 83680
* $ 491,647,000 22 $ 1,454,000
ZIONS BANCORPORATION, N.A.
ONE SOUTH MAIN STREET 16TH FLOOR
SALT LAKE CITY, UT 84133
* $ 59,401,875,000 20 $ 3,820,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 20 $ 2,171,000
FIRST MORTGAGE COMPANY, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 19 $ 3,357,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 93,038,275,000 19 $ 1,646,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 14 $ 2,791,000
MANN FINANCIAL INC.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 14 $ 1,902,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,639,305,000,000 12 $ 1,307,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 11 $ 1,776,000
COLUMBIA STATE BANK
1301 A STREET
TACOMA, WA 98402
* $ 8,945,493,000 10 $ 1,009,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 10 $ 1,171,000
BANK OF THE CASCADES
1070 NW BOND ST, SUITE 101
BEND, OR 97703
* $ 2,462,298,000 10 $ 1,536,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,649,486,000 9 $ 1,255,000
EVERGREEN MONEYSOURCE MORTGAGE COMPANY
15405 SE 37TH STREET
OLYMPIA, WA 98006
* $ 10,000,000 9 $ 1,403,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 9 $ 1,234,000
LENNAR MORTGAGE, LLC
730 NW 107TH AVENUE, 4TH FL
NORTH PALM BEACH, FL 33172
* $ 31,000,000 8 $ 1,247,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 8 $ 1,519,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 7 $ 1,014,000
MOUNTAIN AMERICA FEDERAL CREDIT UNION
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84084
* $ 5,077,887,000 7 $ 1,044,000
GLACIER BANK
202 MAIN
KALISPELL, MT 59901
* $ 9,067,390,000 6 $ 1,596,000
AGWEST FARM CREDIT, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ 4,658,882,000 6 $ 2,126,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 6 $ 486,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 6 $ 910,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ 10,000,000 5 $ 882,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 348,291,098,000 5 $ 488,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 205,125,538,000 5 $ 749,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 5 $ 695,000
WASHINGTON FEDERAL BANK
425 PIKE ST
SEATTLE, WA 98101
* $ 14,694,047,000 5 $ 987,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 75,743,098,000 5 $ 2,483,000
PREMIER MORTGAGE RESOURCES, L.L.C.
1325 NW FLANDERS ST
SALEM, OR 97209
* $ 10,000,000 5 $ 690,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 4 $ 632,000
FLAGSHIP FINANCIAL GROUP, LLC.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 4 $ 896,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 4 $ 502,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 4 $ 351,000
UMPQUA BANK
445 SE MAIN STREET
ROSEBURG, OR 97470
* $ 23,375,286,000 4 $ 444,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 4 $ 864,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 4 $ 703,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 4 $ 894,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 4 $ 668,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 3 $ 447,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 3 $ 646,000
CITYWIDE HOME LOANS, LLC
9785 SOUTH MONROE STREET SUITE 200
SALT LAKE CITY, UT 84070
* $ 10,000,000 3 $ 641,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ 10,000,000 3 $ 731,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 2,887,863,000 3 $ 865,000
CASTLE & COOKE MORTGAGE, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
WILMINGTON, DE 84020
* $ 10,000,000 3 $ 486,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 3 $ 514,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 3 $ 100,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 595,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 3 $ 438,000
ALLIANCE FINANCIAL RESOURCES
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 2 $ 288,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 2 $ 219,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 2 $ 350,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ 12,210,000 2 $ 249,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 2 $ 350,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 2 $ 390,000
IDAHO INDEPENDENT BANK
1260 W RIVERSTONE DR
COEUR D ALENE, ID 83814
* $ 556,474,000 2 $ 153,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ 10,000,000 2 $ 279,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 2 $ 247,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 453,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 2 $ 309,000
CALCON MUTUAL MORTGAGE LLC
3131 CAMINO DEL RIO N SUITE 1680
CAMDEN, DE 92108
* $ 15,478,000 2 $ 417,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 2 $ 275,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 2 $ 259,000
BANNER BANK
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 9,524,019,000 2 $ 129,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 2 $ 240,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 2 $ 144,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 2 $ 408,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 2 $ 504,000
PIONEER FEDERAL CREDIT UNION
250 SOUTH 3RD WEST
MOUNTAIN HOME, ID 83647
* $ 381,793,000 2 $ 155,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 462,000
BANK OF THE PACIFIC
300 EAST MARKET / PO BOX 1826
ABERDEEN, WA 98520
* $ 823,502,000 2 $ 286,000
IDAHO FIRST BANK
475 E DEINHARD LANE
MCCALL, ID 83638
* $ 122,127,000 2 $ 562,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 2 $ 229,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ 5,889,539,000 1 $ 139,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 1 $ 255,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 1 $ 45,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 1,267,342,000 1 $ 198,000
ALLIED FIRST BANK,SB
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 114,257,000 1 $ 139,000
WILLAMETTE VALLEY BANK
101 HIGH ST NE
SALEM, OR 97301
* $ 150,488,000 1 $ 276,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20817
* $ 504,343,000 1 $ 251,000
CAPITAL BANK, NATIONAL ASSOCIATION
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 729,014,000 1 $ 326,000
WASHINGTON TRUST BANK
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 5,301,172,000 1 $ 161,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 158,000
ICON CREDIT UNION
7615 W. RIVERSIDE DR.
BOISE, ID 83714
* $ 253,329,000 1 $ 105,000
SUMMIT MORTGAGE CORPORATION
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55441
* $ 10,000,000 1 $ 190,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 1 $ 85,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 1 $ 81,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,299,801,000,000 1 $ 225,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 1 $ 392,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 1 $ 186,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 206,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 115,000
SUMMIT FUNDING, INC.
2241 HARVARD ST, SUITE 200
GLENDALE, CA 95815
* $ 1,000,000,000 1 $ 196,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 292,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 255,000
INTERCAP LENDING INC.
11781 S. LONE PEAK PARKWAY, SUITE 200
ESPANOLA, NM 84020
* $ 10,000,000 1 $ 178,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ 50,442,000 1 $ 328,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 90,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 115,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ 10,000,000 1 $ 192,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 132,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 266,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 189,000
ARC HOME LLC
2010 CORPORATE RIDGE STE 750
BALTIMORE, MD 22102
* $ 10,000,000 1 $ 106,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 1 $ 237,000
JAMES B. NUTTER & COMPANY
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 145,480,000 1 $ 118,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ 1,603,436,000 1 $ 370,000
SELCO COMMUNITY
PO BOX 7487
SPRINGFIELD, OR 97475
* $ 1,317,341,000 1 $ 210,000
UNITUS COMMUNITY CREDIT UNION
1300 SW 6TH AVE
PORTLAND, OR 97201
* $ 979,347,000 1 $ 120,000
FIRST TECHNOLOGY FEDERAL CREDIT UNION
3555 SW 153RD DR
SAN JOSE, CA 97003
* $ 8,649,723,000 1 $ 149,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 284,507,000 1 $ 181,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Payette County ID in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 580 $89,450,000 $154,000 $970,000 $57,000 $700,000
Home Purchase 555 $86,789,000 $156,000 $570,000 $74,000 $3,858,000
Home Improvement 57 $6,105,000 $107,000 $421,000 $62,000 $304,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 929 $143,528,000 $154,000 $644,000 $66,000 $700,000
Not applicable 80 $12,324,000 $154,000 $970,000 $10,000 $132,000
Not Provided 80 $12,194,000 $152,000 $636,000 $118,000 $3,858,000
Hispanic 79 $10,487,000 $132,000 $337,000 $49,000 $150,000
Asian 14 $2,030,000 $145,000 $416,000 $66,000 $137,000
American Indian or Alaskan Native 8 $1,454,000 $181,000 $324,000 $85,000 $170,000
Black or African American 2 $327,000 $163,000 $172,000 $80,000 $108,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 693 $107,508,000 $155,000 $970,000 $83,000 $3,858,000
FHA-insured (Federal Housing Administration) 271 $36,738,000 $135,000 $292,000 $38,000 $431,000
VA-guaranteed (Veterans Administration) 164 $29,248,000 $178,000 $384,000 $44,000 $204,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 64 $8,850,000 $138,000 $242,000 $39,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 642 $96,657,000 $150,000 $570,000 $69,000 $3,858,000
Application Denied By Financial Institution 187 $27,109,000 $144,000 $970,000 $66,000 $662,000
Loan Purchased By The Institution 132 $21,196,000 $160,000 $395,000 $32,000 $263,000
Application Withdrawn By Applicant 127 $19,675,000 $154,000 $475,000 $77,000 $540,000
Application Approved But Not Accepted 53 $8,368,000 $157,000 $522,000 $70,000 $257,000
File Closed For Incompleteness 51 $9,339,000 $183,000 $644,000 $61,000 $700,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 31 $2,577,000 $83,000 $310,000 $56,000 $107,000
Debt-To-Income Ratio 26 $4,878,000 $187,000 $970,000 $41,000 $118,000
Collateral 21 $4,372,000 $208,000 $636,000 $140,000 $662,000
Other 11 $1,420,000 $129,000 $640,000 $77,000 $276,000
Credit Application Incomplete 7 $864,000 $123,000 $146,000 $78,000 $262,000
Unverifiable Information 4 $836,000 $209,000 $392,000 $145,000 $218,000
Employment History 2 $178,000 $89,000 $132,000 $30,000 $38,000
Insufficient Cash (Downpayment, Closing Cost) 1 $116,000 $116,000 $116,000 $47,000 $47,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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