Rankin County, MS Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 6,670 mortgage applications in Rankin County, MS totaling $1.3 billion, down 21% from 2022. The average application was for $191,000, and applicants reported an average income of $108,000. 55% of applications resulted in an originated loan and 16% were denied. The most active lender was Trustmark Bank, with 838 applications, followed by Cadence Bank and Community Bank of Mississippi.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,670
Total Mortgage Loan Application Amount $1,277,340,000
Average Mortgage Loan Application Amount $191,000
Highest Mortgage Loan Application Amount $40,575,000
Average Applicant Income $108,000
Highest Applicant Income $7,404,000

Mortgage Company List for Lending in Rankin County, MS for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 18,013,146,000 838 $ 124,500,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 48,668,073,000 494 $ 87,280,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ 4,608,467,000 461 $ 85,035,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 394 $ 36,090,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 7,028,113,000 243 $ 42,225,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 239 $ 59,265,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 175 $ 15,835,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 157 $ 30,895,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 141 $ 35,105,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 141 $ 16,385,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 16,995,485,000 131 $ 26,885,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 130 $ 29,740,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,826,414,000 129 $ 7,355,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 110 $ 7,070,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 108 $ 29,910,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 104 $ 26,360,000
Priorityone Bank
220 MAIN AVENUE NORTH
MAGEE, MS 39111
* $ 987,478,000 101 $ 17,805,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 96 $ 23,200,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 91 $ 18,285,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 74 $ 19,620,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ -1,000 67 $ 15,135,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 67 $ 16,525,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 64 $ 16,770,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ -1,000 64 $ 10,970,000
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ 4,186,102,000 58 $ 8,900,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 57 $ 12,175,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 55 $ 13,555,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 54 $ 11,580,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 53 $ 11,975,000
Origin Bank

HOUSTON, TX 77024
* $ 9,631,077,000 50 $ 13,950,000
The First Bank
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 6,463,617,000 48 $ 8,500,000
Bankfirst Financial Services
PO BOX 31
MACON, MS 39341
* $ 2,402,492,000 43 $ 10,115,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 78,672,073,000 40 $ 13,220,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 40 $ 9,260,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 39 $ 7,835,000
Copiah Bank
101 CALDWELL DRIVE
HAZLEHURST, MS 39083
* $ 309,602,000 35 $ 4,115,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 3,450,913,000 35 $ 8,655,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 34 $ 3,300,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 32 $ 1,460,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 31 $ 4,985,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 29 $ 6,145,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 27 $ 5,995,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 27 $ 7,845,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 27 $ 3,725,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 26 $ 7,620,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 24 $ 8,090,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 24 $ 4,740,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 24 $ 3,100,000
Story Bank dba Story Financial Partners
1300 MEADOWBROOK ROAD
JACKSON, MS 39211
* $ 869,275,000 24 $ 6,790,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ -1,000 23 $ 5,055,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 23 $ 5,555,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 23 $ 6,845,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 23 $ 1,995,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 1,004,612,000 21 $ 5,725,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 20 $ 5,150,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 23,954,627,000 19 $ 1,855,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 19 $ 5,595,000
Citizens National Bank of Meridian
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,678,732,000 19 $ 5,385,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 18 $ 2,460,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 17 $ 3,275,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 16 $ 710,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 16 $ 3,750,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 15 $ 1,865,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 15 $ 2,635,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 450,910,000 15 $ 4,045,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 14 $ 3,380,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 14 $ 2,290,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 14 $ 3,770,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 13 $ 3,195,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 2,258,187,000 12 $ 2,310,000
Rivertrust Federal Credit Union
P O BOX 97997
PEARL, MS 39288
* $ 166,303,000 12 $ 3,330,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 467,010,000 12 $ 1,670,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 1,881,339,000 11 $ 2,845,000
Mutual Federal Credit Unon
1604 CHERRY STREET
VICKSBURG, MS 39180
* $ 292,779,000 10 $ 1,230,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 10 $ 950,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 1,991,593,000 10 $ 1,960,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 10 $ 2,790,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 9 $ 1,885,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 9 $ 1,385,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 9 $ 2,095,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 9 $ 2,565,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 9 $ 1,865,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 8 $ 1,150,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 8 $ 1,380,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 7 $ 1,725,000
Primis Bank

GLEN ALLEN, VA 23060
* $ -1,000 7 $ 2,215,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 7 $ 2,355,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 7 $ 595,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 7 $ 1,535,000
First Bank
100 S BROADWAY
MCCOMB, MS 39648
* $ 557,066,000 7 $ 5,035,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 7 $ 755,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 6 $ 1,110,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 6 $ 1,720,000
Bank of Forest
211 WEST THIRD STREET
FOREST, MS 39074
* $ 235,011,000 6 $ 1,280,000
Bank of Yazoo
P.O. BOX 600
YAZOO CITY, MS 39194
* $ 317,943,000 6 $ 520,000
Townebank
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 15,845,722,000 6 $ 1,230,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 6 $ 1,770,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 5 $ 935,000
Hope Federal Credit Union
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ 536,388,000 5 $ 785,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 5 $ 1,185,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 5 $ 935,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 5 $ 895,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 5 $ 1,165,000
Liberty Bank
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 1,086,631,000 5 $ 1,005,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 35,158,162,000 5 $ 1,095,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 5 $ 525,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 5 $ 765,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 4 $ 720,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 4 $ 920,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 4 $ 1,890,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 4 $ 1,650,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 4 $ 780,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 4 $ 490,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 4 $ 540,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 4 $ 1,020,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 4 $ 1,010,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 4 $ 670,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 4 $ 730,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 4 $ 720,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 3 $ 715,000
Merchants & Planters Bank
PO BOX 699
RAYMOND, MS 39154
* $ 204,571,000 3 $ 325,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 3 $ 435,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 3 $ 755,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ -1,000 3 $ 865,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 3 $ 1,125,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 3 $ 815,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,751,484,000 3 $ 105,000
Planters Bank and Trust Company
P. O. BOX 31
INDIANOLA, MS 38751
* $ 1,896,312,000 3 $ 475,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 3 $ 895,000
First South Financial Federal Credit Union
6471 STAGE RD, STE 101
BARTLETT, TN 38134
* $ 796,489,000 3 $ 865,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 3 $ 315,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 3 $ 1,165,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 3 $ 1,085,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 3 $ 395,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 4,112,771,000 3 $ 185,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 3 $ 745,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 3 $ 715,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 3 $ 905,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 3,908,828,000 3 $ 545,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 3 $ 695,000
Merchants & Marine Bank
P. O. BOX 729
PASCAGOULA, MS 39567
* $ 687,181,000 2 $ 340,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 270,427,000 2 $ 490,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 2 $ 380,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 2 $ 600,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 340,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 2 $ 310,000
All in Credit Union
238 VIRGINIA AVENUE
DALEVILLE, AL 36322
* $ 2,613,205,000 2 $ 440,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ -1,000 2 $ 290,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,208,483,000 2 $ 600,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 370,000
Statewide Federal Credit Union
P O BOX 320483
FLOWOOD, MS 39232
* $ 170,717,000 2 $ 460,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 8,876,888,000 2 $ 150,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 2 $ 700,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 2 $ 230,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 2 $ 80,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 2 $ 180,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 2,192,809,000 2 $ 480,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 490,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 2 $ 480,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ -1,000 2 $ 730,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ -1,000 2 $ 360,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 2 $ 370,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ 12,354,380,000 1 $ 515,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 125,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 1 $ 315,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 1 $ 205,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 348,731,000,000 1 $ 135,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 265,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 565,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 6,668,165,000 1 $ 55,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 565,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 215,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 625,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 105,000
Resource Financial Services, Inc.
2717 DEVINE STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 555,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 395,000
Lineage Bank
120 5TH AVE N
FRANKLIN, TN 37067
* $ 242,664,000 1 $ 265,000
Southpoint Financial Services, Inc.
5955 SHILOH ROAD EAST, SUITE 200
ALPHARETTA, GA 30005
* $ -1,000 1 $ 145,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 315,000
Paragon Bank
5400 POPLAR AVE 220
MEMPHIS, TN 38119
* $ 653,830,000 1 $ 265,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,099,887,000 1 $ 415,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 145,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 7,415,263,000 1 $ 125,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 1 $ 255,000
Ferguson Federal Credit Union
1026 EAST BROAD ST
MONTICELLO, MS 39654
* $ 90,695,000 1 $ 35,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,460,850,000 1 $ 355,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 42,076,662,000 1 $ 175,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 1 $ 40,575,000
BNC National Bank

BISMARCK, ND 58501
* $ 942,438,000 1 $ 305,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ -1,000 1 $ 735,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,906,886,000 1 $ 25,000
Towne Mtg of the Carolinas,Llc
4515 FALLS OF NEUSE RD, STE 300
RALEIGH, NC 27612
* $ -1,000 1 $ 265,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 155,000
Western Alliance Bank
2901 N CENTRAL AVENUE
PHOENIX, AZ 85012
* $ 67,683,841,000 1 $ 305,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 265,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ -1,000 1 $ 225,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 985,740,000 1 $ 65,000
Illinois State Credit Union
1309 S CENTER
NORMAL, IL 61761
* $ 200,084,000 1 $ 165,000
Southeast Mortgage of Georgia, Inc.
3575 KOGER BLVD. SUITE 400
DULUTH, GA 30096
* $ -1,000 1 $ 215,000
Castle Mortgage Corporation
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ -1,000 1 $ 365,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 305,000
Heritage Bank of St. Tammany
205 N. COLUMBIA ST.
COVINGTON, LA 70433
* $ 179,596,000 1 $ 315,000
Cb&S Bank
200 JACKSON AVE. S.
RUSSELLVILLE, AL 35653
* $ 2,442,888,000 1 $ 245,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 1,747,013,000 1 $ 375,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 1 $ 385,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,154,561,000 1 $ 45,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 632,992,000 1 $ 65,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 175,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 285,000
ESL Federal Credit Union
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 9,158,466,000 1 $ 5,000
Telcoe Federal Credit Union
PO BOX 34200
LITTLE ROCK, AR 72201
* $ 440,376,000 1 $ 195,000
Magnolia State Bank
P O BOX 41
LAUREL, MS 39440
* $ 420,883,000 1 $ 125,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 1 $ 285,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 275,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 1 $ 155,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 3,078,918,000 1 $ 75,000
Bank of Bartlett
6281 STAGE RD
BARTLETT, TN 38133
* $ 525,943,000 1 $ 25,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 155,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 1 $ 135,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,508,761,000 1 $ 35,000
Shelter Growth Capital Partners LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 1 $ 345,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 4,471,539,000 1 $ 35,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 4,855,114,000 1 $ 375,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 1 $ 345,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 1 $ 245,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 31,424,000,000 1 $ 645,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ 2,067,547,000 1 $ 95,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ -1,000 1 $ 255,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 275,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 265,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 1 $ 75,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 31,679,817,000 1 $ 225,000

The tables below break down 2023 mortgage applications in Rankin County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Rankin County, MS in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,904 $885,480,000 $226,000 $3,855,000 $103,000 $7,404,000
Other Purpose 834 $55,040,000 $65,000 $645,000 $119,000 $2,232,000
Refinancing 763 $126,155,000 $165,000 $1,905,000 $138,000 $2,442,000
Cash-out Refinancing 750 $140,300,000 $187,000 $955,000 $86,000 $743,000
Home Improvement 396 $67,830,000 $171,000 $40,575,000 $116,000 $851,000
Not Applicable 23 $2,535,000 $110,000 $215,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,878 $685,800,000 $176,000 $3,635,000 $114,000 $7,404,000
Black or African American 1,102 $198,170,000 $179,000 $985,000 $90,000 $2,442,000
Not applicable 822 $226,570,000 $275,000 $40,575,000 $125,000 $326,000
Not Provided 584 $115,980,000 $198,000 $725,000 $99,000 $743,000
Hispanic 125 $19,835,000 $158,000 $725,000 $100,000 $635,000
Asian 103 $21,355,000 $207,000 $555,000 $125,000 $591,000
American Indian or Alaskan Native 28 $4,060,000 $145,000 $415,000 $82,000 $222,000
Native Hawaiian or Other Pacific Islander 5 $1,135,000 $227,000 $575,000 $79,000 $162,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,535 $714,335,000 $157,000 $3,855,000 $117,000 $7,404,000
FHA-insured (Federal Housing Administration) 1,424 $366,950,000 $257,000 $40,575,000 $83,000 $300,000
VA-guaranteed (Veterans Administration) 538 $159,610,000 $296,000 $795,000 $97,000 $299,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 173 $36,445,000 $210,000 $345,000 $74,000 $140,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,690 $703,540,000 $190,000 $3,635,000 $117,000 $7,404,000
Application Denied By Financial Institution 1,063 $171,855,000 $161,000 $40,575,000 $89,000 $2,442,000
Application Withdrawn By Applicant 730 $161,860,000 $221,000 $1,905,000 $106,000 $1,400,000
Loan Purchased By The Institution 612 $153,290,000 $250,000 $795,000 $124,000 $434,000
File Closed For Incompleteness 341 $48,225,000 $141,000 $735,000 $87,000 $309,000
Application Approved But Not Accepted 228 $37,030,000 $162,000 $3,855,000 $97,000 $600,000
Preapproval Approved but not Accepted 3 $565,000 $188,000 $215,000 $48,000 $72,000
Preapproval Denied by Financial Institution 3 $975,000 $325,000 $415,000 $100,000 $147,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,514 $1,086,640,000 $197,000 $3,855,000 $109,000 $1,400,000
Credit History 414 $40,760,000 $98,000 $955,000 $102,000 $2,442,000
Debt-To-Income Ratio 380 $56,040,000 $147,000 $3,635,000 $110,000 $7,404,000
Collateral 139 $16,795,000 $120,000 $625,000 $110,000 $851,000
Credit Application Incomplete 88 $55,930,000 $635,000 $40,575,000 $83,000 $275,000
Other 60 $10,100,000 $168,000 $985,000 $90,000 $348,000
Unverifiable Information 46 $6,960,000 $151,000 $595,000 $71,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 22 $3,210,000 $145,000 $295,000 $69,000 $180,000
Employment History 7 $905,000 $129,000 $265,000 $66,000 $116,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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