St. Clair County, IL Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 10,004 mortgage applications in St. Clair County, IL totaling $1.3 billion, down 33% from 2013. The average application was for $132,000, and applicants reported an average income of $65,000. 50% of applications resulted in an originated loan and 16% were denied. The most active lender was US Bank, N.A., with 784 applications, followed by Wells Fargo Bank NA and Regions Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,004
Total Mortgage Loan Application Amount $1,329,562,000
Average Mortgage Loan Application Amount $132,000
Highest Mortgage Loan Application Amount $14,980,000
Average Applicant Income $65,000
Highest Applicant Income $1,795,000

Mortgage Company List for Lending in St. Clair County, IL for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 784 $ 78,612,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 780 $ 107,684,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 611 $ 46,076,000
First County Bank
14-22 E HANOVER
NEW BADEN, IL 62265
* $ 390,101,000 417 $ 51,087,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 327 $ 59,703,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 318 $ 48,093,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 225 $ 27,304,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,630,474,000 218 $ 30,979,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 207 $ 38,082,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 194 $ 32,126,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ 40,000,000 187 $ 19,767,000
Citizens Community Bank
9 E MAIN ST
MASCOUTAH, IL 62258
* $ 308,832,000 179 $ 22,067,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ 10,000,000 173 $ 34,763,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 171 $ 29,833,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 162 $ 26,250,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 928,998,000 146 $ 15,315,000
Cornerstone Mortgage, Inc.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 141 $ 17,896,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 128 $ 22,603,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 125 $ 15,050,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 664,402,000 113 $ 11,215,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 112 $ 15,467,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 107 $ 16,368,000
Bank of O'fallon
901 S. LINCOLN AVE
O'FALLON, IL 62269
* $ 285,865,000 104 $ 12,351,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,943,132,000 102 $ 7,182,000
First National Bank of Waterloo
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 371,651,000 102 $ 13,956,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 100 $ 10,810,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 90 $ 13,489,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 86 $ 9,340,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,932,159,000 86 $ 9,291,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 5,846,566,000 78 $ 10,482,000
Heartland Bank
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 811,472,000 75 $ 13,927,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 74 $ 11,128,000
Community First Bank
4600 NORTH ILLINOIS
FAIRVIEW HEIGHTS, IL 62208
* $ 206,218,000 74 $ 6,380,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 70 $ 8,352,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,293,139,000 69 $ 10,878,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 68 $ 10,222,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 67 $ 10,274,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 64 $ 8,078,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 61 $ 8,336,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 57 $ 6,473,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 57 $ 7,207,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 54 $ 8,660,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 54 $ 6,901,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 53 $ 7,243,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 51 $ 5,745,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 50 $ 8,067,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 50 $ 6,091,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 49 $ 5,427,000
D.W. Brown Mortgage Corp.
2205B SOUTH STATE ROUTE 157
EDWARDSVILLE, IL 62025
* $ 10,000,000 48 $ 9,469,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 45 $ 7,761,000
Columbia National Bank
700 COLUMBIA CENTRE
COLUMBIA, IL 62236
* $ 46,035,000 45 $ 2,884,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 41 $ 5,681,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 755,966,000 41 $ 7,071,000
Tempo Bank
28 W BROADWAY, P.O. BOX 59
TRENTON, IL 62293
* $ 86,883,000 39 $ 7,079,000
Bank of Belleville
215 S ILLINOIS ST
BELLEVILLE, IL 62220
* $ 108,130,000 38 $ 7,637,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,738,657,000 37 $ 3,296,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 37 $ 4,862,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 37 $ 2,592,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 91,286,152,000 36 $ 3,873,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 33 $ 1,120,000
National Penn Bank
PO BOX 547
BOYERTOWN, PA 19512
* $ 8,450,154,000 31 $ 168,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 30 $ 1,657,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 29 $ 2,251,000
First Integrity Mortgage Services, Inc.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ 10,000,000 29 $ 3,707,000
Pulte Mortgage LLC

DENVER, CO 80237
* $ 31,000,000 29 $ 4,055,000
Firstco Mortgage Corp.
1505 WEST HWY 50
O'FALLON, IL 62269
* $ 1,059,740,000 29 $ 3,109,000
Revity Credit Union
4101 STATE RTE 111
GRANITE CITY, IL 62040
* $ 315,852,000 29 $ 2,725,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 29 $ 4,927,000
Newcastle Home Loans LLC
1700 W CORTLAND STREET, STE 203
CHICAGO, IL 60622
* $ 29,707,000 28 $ 4,594,000
First Clover Leaf Bank, N.A.
6814 GOSHEN ROAD, PO BOX 540
EDWARDSVILLE, IL 62025
* $ 621,683,000 27 $ 6,795,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 27 $ 4,166,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,412,555,000 27 $ 3,133,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 25 $ 3,064,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 1,158,900,000 25 $ 3,041,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 25 $ 3,586,000
Central Bank of St. Louis
12218 MANCHEST RD.
ST. LOUIS, MO 63131
* $ 1,397,889,000 25 $ 3,231,000
The Village Bank
856 SPARTA ST., PO BOX 325
ST LIBORY, IL 62282
* $ 78,237,000 24 $ 1,836,000
Collinsville Building and Loan Association
701 BELTLINE RD
COLLINSVILLE, IL 62234
* $ 123,517,000 23 $ 2,509,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 22 $ 4,064,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 9,427,000 21 $ 2,369,000
First FSB of Mascoutah
101 W MAIN STREET
MASCOUTAH, IL 62258
* $ 110,295,000 21 $ 2,789,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 21 $ 3,144,000
State Bank
885 N ILLINOIS ROUTE 3
WATERLOO, IL 62298
* $ 131,456,000 20 $ 3,763,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 20 $ 3,128,000
The Farmers and Merchants National Bank
120 WEST ST. LOUIS STREET
NASHVILLE, IL 62263
* $ 177,627,000 20 $ 2,235,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 260,398,000 20 $ 3,260,000
Enterprise Bank & Trust
150 N. MERAMEC AVE.
CLAYTON, MO 63105
* $ 3,151,790,000 19 $ 2,566,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 18 $ 2,982,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 17 $ 2,975,000
Boulevard Bank
4710 E 32ND ST
JOPLIN, MO 64804
* $ 375,772,000 17 $ 289,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 16 $ 1,352,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 16 $ 1,115,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 1,045,638,000 16 $ 1,876,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,037,879,000 15 $ 3,195,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 881,536,000 15 $ 2,918,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 13,294,766,000 15 $ 1,973,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 15 $ 1,896,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 15 $ 818,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 14 $ 1,719,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 1,940,371,000 14 $ 438,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 14 $ 2,638,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 13 $ 1,778,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 16,642,506,000 13 $ 1,551,000
Catholic & Community Credit Un
1109 HARTMAN LANE
SHILOH, IL 62221
* $ 111,861,000 13 $ 423,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,345,180,000 12 $ 1,830,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 12 $ 2,113,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 12 $ 2,325,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 12 $ 1,338,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ 339,264,000 12 $ 2,053,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 11 $ 1,524,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 11 $ 1,143,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 11 $ 820,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 11 $ 2,019,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 10 $ 1,668,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 10 $ 1,847,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,492,889,000 10 $ 1,253,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 10 $ 2,583,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 10 $ 2,491,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 10 $ 1,065,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 10 $ 85,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,412,590,000 10 $ 1,218,000
Reliance Bank
10401 CLAYTON ROAD
FRONTENAC, MO 63131
* $ 1,015,324,000 10 $ 1,690,000
Best Hometown Bank
100 E. CLAY ST.
COLLINSVILLE, IL 62234
* $ 95,050,000 9 $ 1,342,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,128,932,000 9 $ 1,720,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,884,304,000 9 $ 605,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,662,890,000 9 $ 1,106,000
The First National Bank in Staunton
115 S ELM ST PO BOX 59
STAUNTON, IL 62088
* $ 491,856,000 9 $ 368,000
Dieterich Bank, National Association
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ 531,754,000 9 $ 1,475,000
F&B Acquisition Group LLC
12412 POWERSCOURT DRIVE STE. 20
ST. LOUIS, MO 63131
* $ 11,709,000 8 $ 845,000
Performance Equity Partners, Inc.
PO BOX 368
TINLEY PARK, IL 60477
* $ 10,231,000 7 $ 199,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 7 $ 1,360,000
Green Hill Financial
6547 N. AVONDALE #301D
CHICAGO, IL 60631
* $ 13,866,359,000 7 $ 134,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,597,468,000 7 $ 710,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 7 $ 1,080,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 7 $ 2,051,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 7 $ 1,264,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 7 $ 771,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 6 $ 890,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 539,275,000 6 $ 935,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 879,418,000 6 $ 862,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 6 $ 941,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 6 $ 1,148,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 6 $ 1,180,000
Coastalstates Bank
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 369,447,000 6 $ 780,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 6 $ 733,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 6 $ 1,005,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 5 $ 633,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 22,971,000,000 5 $ 732,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 5 $ 959,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ 10,000,000 5 $ 880,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 5 $ 661,000
Paramount Bond & Mortgage Co., Inc.
622 EMERSON RD SUITE 325
SAINT LOUIS, MO 63141
* $ 29,655,000 5 $ 678,000
Community Bank of Trenton
104 EAST BROADWAY
TRENTON, IL 62293
* $ 73,428,000 5 $ 327,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 986,791,000 5 $ 457,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 5 $ 1,304,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 5 $ 556,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 89,080,000 5 $ 830,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 5 $ 56,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 5 $ 99,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 141,772,000 4 $ 854,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 4 $ 377,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,351,095,000 4 $ 123,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 239,452,000 4 $ 44,000
State Bank of Lincoln
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 332,984,000 4 $ 925,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 349,232,000 4 $ 277,000
Access Capital Funding LLC
14366 SOUTH OUTER FORTY
CHESTERFIELD, MO 63017
* $ 1,400,000 4 $ 625,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 4 $ 454,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 845,160,000 4 $ 649,000
The Bradford National Bank of Greenville
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ 250,962,000 4 $ 325,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 588,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 4 $ 626,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 4 $ 956,000
St. Louis Community Credit Union
3651 FOREST PARK
ST LOUIS, MO 63108
* $ 229,350,000 4 $ 364,000
First State Bank of Campbell Hill
114 W FRONT STREET
CAMPBELL HILL, IL 62916
* $ 101,537,000 3 $ 136,000
The Bank of Herrin
101 S. PARK AVE, P.O. BOX B
HERRIN, IL 62948
* $ 234,369,000 3 $ 512,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 497,459,000 3 $ 275,000
American Fidelity Mortgage Services, Inc.

WHEATON, IL 60189
* $ 10,000,000 3 $ 456,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 176,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ 643,000,000 3 $ 259,000
CU Channels
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 505,929,000 3 $ 429,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 287,537,000 3 $ 1,049,000
Germantown Trust & Savings Bank
205 N GERMANTOWN ROAD
BREESE, IL 62230
* $ 337,070,000 3 $ 526,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 3 $ 399,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 3 $ 368,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 3 $ 257,000
The First National Bank in Carlyle
891 FAIRFAX ST., PO BOX 280
CARLYLE, IL 62231
* $ 152,264,000 3 $ 302,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 3 $ 352,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 3 $ 140,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 3 $ 110,000
Gateway Metro Federal Credit U
1001 PINE ST
SAINT LOUIS, MO 63101
* $ 173,269,000 2 $ 129,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 2 $ 507,000
Premier Bank of Jacksonville
1604 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 202,009,000 2 $ 140,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 286,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 2 $ 220,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 2 $ 540,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 2 $ 351,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 2 $ 193,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 2 $ 223,000
Mrv Banks
871 STE. GENEVIEVE DRIVE
STE. GENEVIEVE, MO 63670
* $ 103,201,000 2 $ 1,036,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 617,585,000 2 $ 547,000
BNC National Bank

BISMARCK, ND 58501
* $ 841,451,000 2 $ 548,000
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 210,580,000 2 $ 75,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 485,792,000 2 $ 404,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 2 $ 705,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 2 $ 182,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 117,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 8,122,963,000 2 $ 67,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 2 $ 249,000
Eagle Bank and Trust Company O
10596 HIGHWAY 21, P.O. BOX 680
HILLSBORO, MO 63050
* $ 890,740,000 2 $ 265,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 2 $ 104,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 2 $ 420,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 2 $ 650,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 2 $ 341,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 575,000
Jefferson Bank and Trust Company
2301 MARKET STREET
SAINT LOUIS, MO 63103
* $ 474,415,000 2 $ 25,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,256,102,000 2 $ 459,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 509,044,000 2 $ 248,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 2 $ 224,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 2 $ 441,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 2 $ 263,000
One Mortgage, Inc.
105 DECKER COURT, #750
IRVING, TX 75062
* $ 5,868,000 2 $ 317,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 284,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 105,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 94,716,980,000 2 $ 124,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 2 $ 214,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 179,771,772,000 2 $ 340,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 18,590,433,000 1 $ 2,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,032,498,000 1 $ 157,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 127,428,329,000 1 $ 185,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 11,932,556,000 1 $ 34,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 14,053,804,000 1 $ 199,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 11,262,169,000 1 $ 234,000
Directors Financial Group
11 CUSHING, STE 250
IRVINE, CA 92618
* $ 100,000,000 1 $ 276,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 69,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 210,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ 40,000,000 1 $ 176,000
Kondaur Capital Corporation
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ 54,713,000 1 $ 200,000
Herrin Security Bank
114 WEST MONROE ST., P.O. BOX 368
HERRIN, IL 62948
* $ 104,856,000 1 $ 36,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 574,021,000 1 $ 53,000
Citizens National Bank of Greater St. Louis
7305 MANCHESTER AVE.
MAPLEWOOD, MO 63143
* $ 437,397,000 1 $ 504,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 912,884,000 1 $ 53,000
Murphy-Wall State Bank and Trust Company
105 E WATER ST, PO BOX 128
PINCKNEYVILLE, IL 62274
* $ 116,503,000 1 $ 140,000
Arsenal Credit Union
3780 VOGEL ROAD
ARNOLD, MO 63010
* $ 185,899,000 1 $ 10,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 277,561,000 1 $ 87,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ 1,142,566,000 1 $ 189,000
The First National Bank of Carmi
201 E MAIN STREET, P.O. BOX 70
CARMI, IL 62821
* $ 380,150,000 1 $ 65,000
The First National Bank
432 W GALLATIN
VANDALIA, IL 62471
* $ 305,843,000 1 $ 345,000
St. Johns Bank and Trust Company
8924 ST CHARLES ROCK RD
ST LOUIS, MO 63114
* $ 307,112,000 1 $ 150,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,470,186,000 1 $ 151,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 499,849,000 1 $ 54,000
Fortunebank
3494 JEFFCO BLVD
ARNOLD, MO 63010
* $ 137,276,000 1 $ 329,000
Royal Banks of Missouri
8021 OLIVE BLVD.
ST. LOUIS, MO 63130
* $ 427,154,000 1 $ 126,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,099,031,000 1 $ 180,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 645,862,000 1 $ 65,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,561,422,000 1 $ 53,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,016,109,000 1 $ 166,000
Member Home Loan LLC
9601 JONES RD SUITE 108
HOUSTON, TX 77065
* $ 589,064,000 1 $ 80,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 1 $ 172,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 50,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 1 $ 312,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 333,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 306,000
Berkeley Point Capital LLC

BOSTON, MA 02110
* $ 10,000,000 1 $ 14,980,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 161,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ 10,000,000 1 $ 96,000
First State Community Bank
201 E COLUMBIA
FARMINGTON, MO 63640
* $ 1,692,312,000 1 $ 88,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 264,000
Midwest Loan Solutions, Inc.
29777 TELEGRAPH RD. SUITE 3580
SOUTHFIELD, MI 48034
* $ 46,200,000 1 $ 267,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 96,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ 718,037,000 1 $ 279,000
Frontier Financial, Inc. dba Frontier Mortgage
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ 653,000 1 $ 143,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 375,205,000 1 $ 273,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 768,602,000 1 $ 160,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 102,326,000 1 $ 358,000
Viewpoint Bank, N.A.
1309 W 15TH, SUITE 302
PLANO, TX 75075
* $ 3,524,113,000 1 $ 20,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 1 $ 122,000
Parkside Financial Bank & Trus
8112 MARYLAND AVENUE, SUITE 101
CLAYTON, MO 63105
* $ 310,333,000 1 $ 1,293,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 672,943,000 1 $ 96,000
Iroquois Federal Savings & Loan Association
201 E CHERRY ST
WATSEKA, IL 60970
* $ 567,409,000 1 $ 384,000
North Shore Bank FSB
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ 1,777,657,000 1 $ 168,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,192,380,000 1 $ 80,000
Iaa Credit Union
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 198,335,000 1 $ 145,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 111,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 105,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 62,915,596,000 1 $ 48,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 190,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 133,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 262,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 83,000
First Farmers Bank & Trust
123 N. JEFFERSON STREET
CONVERSE, IN 46919
* $ 1,225,231,000 1 $ 59,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 246,270,000 1 $ 99,000
Hickory Point Bank & Trust FSB
225 N WATER STREET
DECATUR, IL 62523
* $ 603,987,000 1 $ 124,000
The Missouri Bank
104 N HWY 47
WARRENTON, MO 63383
* $ 212,412,000 1 $ 186,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 2,582,482,000 1 $ 204,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 782,539,000 1 $ 60,000
Century Credit Union
1540 LEMAY FERRY ROAD
SAINT LOUIS, MO 63125
* $ 83,066,000 1 $ 18,000
University of Illinois Community Credit Union
2201 S FIRST ST
CHAMPAIGN, IL 61820
* $ 286,976,000 1 $ 3,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 121,123,000 1 $ 149,000
Business Bank of St. Louis, the
8000 MARYLAND AVE., SUITE 100
CLAYTON, MO 63105
* $ 518,944,000 1 $ 224,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 150,121,000 1 $ 177,000
Guardian Savings Bank
3800 NAMEOKI ROAD
GRANITE CITY, IL 62040
* $ 37,895,000 1 $ 38,000

The tables below break down 2014 mortgage applications in St. Clair County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for St. Clair County, IL in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,048 $704,732,000 $139,000 $5,325,000 $63,000 $1,795,000
Refinancing 4,299 $593,231,000 $137,000 $14,980,000 $67,000 $1,200,000
Home Improvement 657 $31,599,000 $48,000 $512,000 $77,000 $1,164,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,230 $820,849,000 $131,000 $2,220,000 $79,000 $1,699,000
Not applicable 1,524 $229,202,000 $150,000 $14,980,000 $8,000 $282,000
Black or African American 1,166 $139,053,000 $119,000 $800,000 $60,000 $1,164,000
Not Provided 736 $88,143,000 $119,000 $565,000 $72,000 $550,000
Hispanic 188 $25,116,000 $133,000 $512,000 $75,000 $1,795,000
Asian 102 $18,963,000 $185,000 $1,000,000 $90,000 $350,000
American Indian or Alaskan Native 42 $5,966,000 $142,000 $336,000 $64,000 $228,000
Native Hawaiian or Other Pacific Islander 16 $2,270,000 $141,000 $316,000 $66,000 $125,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,872 $723,568,000 $123,000 $14,980,000 $76,000 $1,795,000
VA-guaranteed (Veterans Administration) 2,055 $376,692,000 $183,000 $661,000 $61,000 $1,200,000
FHA-insured (Federal Housing Administration) 1,869 $204,578,000 $109,000 $664,000 $39,000 $619,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 208 $24,724,000 $118,000 $242,000 $36,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,048 $716,217,000 $141,000 $14,980,000 $78,000 $1,795,000
Loan Purchased By The Institution 1,935 $266,083,000 $137,000 $625,000 $30,000 $1,200,000
Application Denied By Financial Institution 1,607 $164,664,000 $102,000 $1,105,000 $62,000 $1,164,000
Application Withdrawn By Applicant 806 $110,492,000 $137,000 $1,000,000 $67,000 $404,000
Application Approved But Not Accepted 323 $37,587,000 $116,000 $485,000 $81,000 $619,000
File Closed For Incompleteness 285 $34,519,000 $121,000 $448,000 $67,000 $684,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 280 $22,031,000 $78,000 $530,000 $57,000 $282,000
Collateral 177 $19,164,000 $108,000 $1,105,000 $79,000 $400,000
Debt-To-Income Ratio 167 $20,803,000 $124,000 $800,000 $55,000 $273,000
Credit Application Incomplete 84 $11,639,000 $138,000 $478,000 $72,000 $198,000
Other 83 $8,745,000 $105,000 $447,000 $55,000 $256,000
Insufficient Cash (Downpayment, Closing Cost) 26 $3,560,000 $136,000 $565,000 $67,000 $268,000
Unverifiable Information 19 $1,770,000 $93,000 $197,000 $71,000 $205,000
Employment History 8 $877,000 $109,000 $176,000 $32,000 $86,000
Mortgage Insurance Denied 2 $129,000 $64,000 $119,000 $42,000 $55,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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