St. John the Baptist Parish, LA Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 1,917 mortgage applications in St. John the Baptist Parish, LA totaling $256.4 million, up 6% from 2015. The average application was for $133,000, and applicants reported an average income of $54,000. 39% of applications resulted in an originated loan and 27% were denied. The most active lender was loanDepot.com LLC, with 181 applications, followed by Goldwater Bank, N.A. and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,917
Total Mortgage Loan Application Amount $256,355,000
Average Mortgage Loan Application Amount $133,000
Highest Mortgage Loan Application Amount $1,522,000
Average Applicant Income $54,000
Highest Applicant Income $1,476,000

Mortgage Company List for Lending in St. John the Baptist Parish, LA for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 181 $ 24,437,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 93 $ 13,136,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 87 $ 12,071,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 81 $ 13,950,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 66 $ 8,329,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 63 $ 7,825,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 63 $ 9,536,000
First American Bank and Trust
PO BOX 550
VACHERIE, LA 70090
* $ 880,327,000 56 $ 5,550,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 53 $ 4,542,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 52 $ 3,223,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 50 $ 7,314,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,121,263,000 48 $ 4,899,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 40 $ 5,172,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 35 $ 6,134,000
Louisiana Federal Credit Union
805 ROBIN STREET
LAPLACE, LA 70068
* $ 196,984,000 34 $ 3,665,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 31 $ 4,826,000
First National Bank USA
P O BOX 508, 13386 HWY 90
BOUTTE, LA 70039
* $ 131,045,000 24 $ 2,664,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 800,473,000 23 $ 3,488,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ 31,000,000 23 $ 4,054,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 1,372,658,000 23 $ 5,694,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 22 $ 2,811,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 22 $ 2,371,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 22 $ 1,182,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 21 $ 2,583,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 20 $ 2,537,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 19 $ 2,053,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 19 $ 2,430,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 22,732,432,000 18 $ 2,918,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 17 $ 2,339,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 16 $ 1,787,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 15 $ 2,513,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 15 $ 2,799,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 15 $ 2,117,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 14 $ 2,397,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 14 $ 2,138,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 14 $ 1,521,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 14 $ 1,270,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 13 $ 2,303,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 12 $ 1,937,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ 10,000,000 12 $ 1,683,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 12 $ 1,745,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 11 $ 1,062,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 11 $ 1,512,000
Jefferson Financial Federal CU
77021 AIRLINE DR
METAIRIE, LA 70003
* $ 432,321,000 10 $ 1,693,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 9 $ 1,262,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 9 $ 1,338,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 9 $ 1,560,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 8 $ 1,480,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 19,425,339,000 8 $ 1,299,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 8 $ 829,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 8 $ 791,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 8 $ 1,370,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 7 $ 1,051,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 7 $ 935,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 7 $ 107,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 7 $ 1,195,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 961,290,000 6 $ 990,000
United Community Bank
P.O. BOX 248, 4626 HWY 1
RACELAND, LA 70394
* $ 532,896,000 6 $ 494,000
Total Choice Federal Credit Union
14963 RIVER RD
HAHNVILLE, LA 70057
* $ 50,885,000 6 $ 544,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,565,602,000 6 $ 787,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 6 $ 321,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 6 $ 633,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 5 $ 760,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ 10,000,000 5 $ 804,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 5 $ 1,016,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 5 $ 832,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 5 $ 276,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 5 $ 819,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 5 $ 387,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 5 $ 746,000
Liberty Bank
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 604,540,000 4 $ 1,048,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 4 $ 721,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 4 $ 600,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ 20,474,937,000 4 $ 507,000
America's Mortgage Resource
3317 N I-10 SERVICE RD
METAIRIE, LA 70002
* $ 10,000,000 4 $ 677,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 4 $ 532,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 4 $ 586,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 4 $ 481,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 4 $ 548,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 363,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 3 $ 577,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 3 $ 347,000
Fbt Mortgage, L.L.C.
6911 WASHINGTON AVE SUITE B
OCEAN SPRINGS, MS 39564
* $ 678,000,000 3 $ 498,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ 101,629,820,000 3 $ 423,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 433,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 3 $ 685,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 3 $ 669,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 3 $ 545,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 3 $ 448,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 3 $ 451,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,654,173,000 3 $ 114,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 3 $ 411,000
Florida Parishes Bank
1300 W. MORRIS AVE.
HAMMOND, LA 70403
* $ 240,326,000 3 $ 200,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 19,425,339,000 2 $ 129,000
Metairie Bank and Trust Company
3344 METAIRIE ROAD
METAIRIE, LA 70001
* $ 365,346,000 2 $ 143,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 2 $ 279,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 2 $ 246,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 2 $ 256,000
Fifth District Savings Bank
4000 GENERAL DEGAULLE DRIVE
NEW ORLEANS, LA 70114
* $ 393,948,000 2 $ 513,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 19,460,442,000 2 $ 216,000
Asi Federal Credit Union
5508 CITRUS BLVD
HARAHAN, LA 70123
* $ 315,353,000 2 $ 219,000
First Guaranty Bank
400 EAST THOMAS STREET
HAMMOND, LA 70401
* $ 1,456,454,000 2 $ 111,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 2 $ 372,000
First Nbc Bank
210 BARONE STREET
NEW ORLEANS, LA 70112
* $ 4,699,556,000 2 $ 249,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 328,000
American Southwest Mortgage Funding Corp
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ 336,426,000 2 $ 371,000
The New Orleans Firemen's Federal Credit Union
4401 W. NAPOLEON AVE.
METAIRIE, LA 70001
* $ 155,121,000 2 $ 296,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 376,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ 100,000,000 2 $ 232,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 2 $ 350,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 210,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 2 $ 238,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 128,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 165,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 132,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ 10,000,000 1 $ 90,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ 917,364,000 1 $ 232,000
Epic Federal Credit Union
3105 LIME ST
METAIRIE, LA 70006
* $ 110,022,000 1 $ 115,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 113,000
Bank of Louisiana
300 ST. CHARLES AVE.
NEW ORLEANS, LA 70130
* $ 78,472,000 1 $ 160,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 1 $ 143,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 102,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 126,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 1 $ 171,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 154,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 162,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 1 $ 169,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 80,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 146,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 126,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ 21,269,000 1 $ 100,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 130,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 1 $ 84,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 529,279,000 1 $ 30,000
Jefferson Parish Employees FCU
1221 ELMWOOD PARK BLVD. SUITE 207
JEFFERSON, LA 70065
* $ 91,071,000 1 $ 31,000
Louisiana USA Federal Credit Union
10289 AIRLINE HWY
BATON ROUGE, LA 70816
* $ 73,929,000 1 $ 92,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 155,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 85,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 225,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 169,000
American Nationwide Mortgage Company, Inc.
3820 NORTHDALE BLVD STE 111A
TAMPA, FL 33624
* $ 1,847,619,000 1 $ 124,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ 9,774,230,000 1 $ 84,000
Midland Mortgage Corporation
1500 RICHLAND STREET
COLUMBIA, SC 29201
* $ 10,000,000 1 $ 91,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 42,042,000,000 1 $ 147,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 1 $ 221,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 1 $ 237,000

The tables below break down 2016 mortgage applications in St. John the Baptist Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for St. John the Baptist Parish, LA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 993 $131,974,000 $132,000 $1,522,000 $58,000 $1,476,000
Home Purchase 845 $119,831,000 $141,000 $1,250,000 $49,000 $488,000
Home Improvement 79 $4,550,000 $57,000 $600,000 $67,000 $359,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Black or African American 830 $107,026,000 $128,000 $600,000 $56,000 $1,079,000
White 526 $70,761,000 $134,000 $729,000 $76,000 $1,476,000
Not applicable 260 $37,930,000 $145,000 $1,522,000 $6,000 $206,000
Not Provided 196 $25,843,000 $131,000 $428,000 $54,000 $234,000
Hispanic 86 $12,113,000 $140,000 $417,000 $50,000 $198,000
Asian 11 $1,580,000 $143,000 $275,000 $62,000 $295,000
American Indian or Alaskan Native 6 $841,000 $140,000 $232,000 $58,000 $103,000
Native Hawaiin or Other Pacific Islander 2 $261,000 $130,000 $156,000 $30,000 $60,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 921 $113,139,000 $122,000 $1,522,000 $73,000 $1,476,000
FHA-insured (Federal Housing Administration) 636 $87,114,000 $136,000 $325,000 $37,000 $351,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 193 $27,532,000 $142,000 $213,000 $31,000 $88,000
VA-guaranteed (Veterans Administration) 167 $28,570,000 $171,000 $413,000 $41,000 $172,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 748 $107,147,000 $143,000 $1,522,000 $66,000 $1,458,000
Application Denied By Financial Institution 513 $59,563,000 $116,000 $1,250,000 $58,000 $1,476,000
Loan Purchased By The Institution 282 $38,295,000 $135,000 $417,000 $14,000 $206,000
Application Withdrawn By Applicant 197 $27,299,000 $138,000 $600,000 $59,000 $202,000
File Closed For Incompleteness 126 $16,857,000 $133,000 $729,000 $53,000 $424,000
Application Approved But Not Accepted 50 $6,994,000 $139,000 $313,000 $59,000 $234,000
Preapproval Denied by Financial Institution 1 $200,000 $200,000 $200,000 $153,000 $153,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 60 $5,798,000 $96,000 $216,000 $51,000 $137,000
Collateral 44 $5,220,000 $118,000 $333,000 $61,000 $206,000
Debt-To-Income Ratio 42 $5,305,000 $126,000 $369,000 $56,000 $153,000
Other 19 $2,206,000 $116,000 $190,000 $55,000 $107,000
Credit Application Incomplete 16 $1,632,000 $102,000 $155,000 $152,000 $1,476,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,295,000 $143,000 $206,000 $89,000 $219,000
Unverifiable Information 6 $783,000 $130,000 $169,000 $47,000 $125,000
Mortgage Insurance Denied 1 $173,000 $173,000 $173,000 $0 $0
Employment History 1 $166,000 $166,000 $166,000 $62,000 $62,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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