Summit County, UT Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 3,118 mortgage applications in Summit County, UT totaling $3.0 billion, up 16% from 2024. The average application was for $961,000, and applicants reported an average income of $517,000. 55% of applications resulted in an originated loan and 15% were denied. The most active lender was Mountain America Federal Credit Union, with 237 applications, followed by United Wholesale Mortgage and Zions Bancorporation, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,118
Total Mortgage Loan Application Amount $2,997,910,000
Average Mortgage Loan Application Amount $961,000
Highest Mortgage Loan Application Amount $18,625,000
Average Applicant Income $517,000
Highest Applicant Income $9,722,000

Mortgage Company List for Lending in Summit County, UT for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ n/a 237 $ 72,345,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 165 $ 135,135,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 157 $ 157,295,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 140 $ 189,130,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 136 $ 251,140,000
America First Federal Credit Union
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ n/a 136 $ 39,530,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 76 $ 54,550,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 76 $ 134,690,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 68 $ 61,300,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 66 $ 43,080,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 61 $ 120,535,000
My Move Mortgage, LLC
MY MOVE MORTGAGE, LLC
SANDY, UT 84070
* $ n/a 53 $ 39,315,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 50 $ 85,970,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ n/a 46 $ 33,640,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 44 $ 45,800,000
Goldenwest Federal Credit Union
5025 ADAMS AVE
OGDEN, UT 84403
* $ n/a 44 $ 14,260,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 36 $ 27,530,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 35 $ 81,135,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 33 $ 17,005,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 32 $ 55,770,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 32 $ 22,160,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ n/a 31 $ 26,445,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 30 $ 4,640,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 30 $ 34,140,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ n/a 29 $ 20,035,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 29 $ 17,985,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 28 $ 38,380,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 28 $ 23,180,000
Canyon View Credit Union
PO BOX 58025
SALT LAKE CITY, UT 84158
* $ n/a 28 $ 10,430,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 27 $ 4,945,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 25 $ 12,795,000
Utah Community Credit Union
188 WEST RIVER PARK DRIVE
PROVO, UT 84604
* $ n/a 25 $ 14,845,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 22 $ 19,530,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 22 $ 13,820,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 20 $ 41,040,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 19 $ 7,865,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 18 $ 11,650,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 18 $ 10,530,000
Utah First Credit Union
200 E SOUTH TEMPLE
SALT LAKE CITY, UT 84111
* $ n/a 18 $ 7,540,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 18 $ 12,020,000
Bank of Utah
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ n/a 17 $ 15,305,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 17 $ 3,165,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 16 $ 18,530,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 16 $ 6,180,000
Cyprus Federal Credit Union
3876 W. CENTERVIEW WAY
WEST JORDAN, UT 84084
* $ n/a 15 $ 4,775,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 15 $ 38,005,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 14 $ 11,380,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 14 $ 14,800,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 14 $ 20,000,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 14 $ 10,580,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 13 $ 42,825,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 12 $ 15,690,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 12 $ 14,460,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 12 $ 3,320,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 11 $ 7,525,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 10 $ 14,050,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 10 $ 11,860,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 10 $ 11,120,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 10 $ 10,240,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 9 $ 17,065,000
Verus
2001 M STREET SUITE 300
WASHINGTON, DC 20036
* $ n/a 9 $ 6,655,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 9 $ 1,905,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 9 $ 10,985,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 9 $ 7,375,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 9 $ 27,865,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 9 $ 7,015,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 9 $ 4,665,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 9 $ 7,145,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 9 $ 9,735,000
Gardner Financial Services
3503 PAESANOS PKWY
SAN ANTONIO, TX 78259
* $ n/a 9 $ 9,515,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 8 $ 14,170,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 8 $ 14,860,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 8 $ 20,430,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 8 $ 5,620,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 8 $ 7,510,000
Security Home Mortgage
576 SOUTH STATE STREET
OREM, UT 84058
* $ n/a 8 $ 3,760,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 8 $ 7,280,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 7 $ 5,835,000
Granite Federal Credit Union
3675 S 900 E
SALT LAKE CITY, UT 84106
* $ n/a 7 $ 3,365,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 7 $ 11,105,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 7 $ 2,875,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 7 $ 8,235,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 6 $ 3,450,000
American United FCU
500 S FOOTHILL DRIVE
WEST JORDAN, UT 84088
* $ n/a 6 $ 1,320,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 6 $ 6,880,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 6 $ 2,410,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 6 $ 740,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 5 $ 1,795,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 5 $ 12,005,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 5 $ 4,135,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 5 $ 2,305,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 5 $ 7,185,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ n/a 5 $ 6,435,000
Deseret First Credit Union
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ n/a 5 $ 885,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ n/a 5 $ 8,715,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 5 $ 8,325,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 5 $ 8,075,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 4 $ 1,470,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 4 $ 2,200,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 4 $ 8,240,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ n/a 4 $ 15,800,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ n/a 4 $ 870,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ n/a 4 $ 1,720,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ n/a 4 $ 660,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 4 $ 3,920,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ n/a 4 $ 6,450,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 4 $ 3,910,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ n/a 4 $ 1,580,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 4 $ 4,680,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ n/a 4 $ 2,020,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 4 $ 10,960,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 4 $ 7,310,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ n/a 4 $ 2,240,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ n/a 4 $ 2,090,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 4 $ 1,640,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 4 $ 3,450,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 3 $ 1,065,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 3 $ 7,195,000
Direct Rate Home Loans, Inc
6985 S UNION PARK CENTER #150
COTTON HEIGHTS, UT 84047
* $ n/a 3 $ 1,635,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 3 $ 1,875,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 3 $ 5,035,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ n/a 3 $ 1,025,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ n/a 3 $ 7,035,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 3 $ 3,405,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ n/a 3 $ 7,905,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 1,205,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 3 $ 2,735,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 3 $ 1,855,000
Griffin Funding Inc.
2445 5TH AVE SUITE 401
SAN DIEGO, CA 92101
* $ n/a 3 $ 595,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ n/a 3 $ 4,375,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 3 $ 2,075,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 3 $ 2,465,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 3 $ 1,605,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 3 $ 1,725,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 3 $ 1,425,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ n/a 3 $ 1,325,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 3 $ 5,715,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 3 $ 2,345,000
Hometrust Bank
PO BOX 10
ASHEVILLE, NC 28802
* $ n/a 3 $ 1,715,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 2 $ 1,280,000
Generations Home Loans, LLC
1156 SCENIC DRIVE SUITE 200
MODESTO, CA 95350
* $ n/a 2 $ 3,400,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 2 $ 2,250,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ n/a 2 $ 1,650,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 2 $ 1,080,000
Western State Bank
755 13TH AVE E
DEVILS LAKE, ND 58301
* $ n/a 2 $ 10,790,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 780,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 2 $ 4,300,000
Grand Valley Bank

FRUITA, CO 81521
* $ n/a 2 $ 5,340,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 950,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 2 $ 1,110,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 2 $ 1,560,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 2 $ 9,720,000
Fundloans Capital
12481 HIGH BLUFF DR STE 150
SAN DIEGO, CA 92130
* $ n/a 2 $ 3,010,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 2 $ 690,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 2 $ 130,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ n/a 2 $ 820,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 2 $ 1,290,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 2,480,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 2 $ 2,170,000
Home Mortgage Alliance Corp (Hmac)
4 HUTTON CENTER DR. SUITE 500
SANTA ANA, CA 92707
* $ n/a 2 $ 960,000
Chartway FCU
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ n/a 2 $ 150,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 2 $ 520,000
Obsidian Financial Services
2351 WEST EAU GALLIE BLVD. SUITE 2
MELBOURNE, FL 32935
* $ n/a 2 $ 950,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 1,940,000
Pivot Financial Partners, Inc
5935 S ZANG ST., STE 220
LITTLETON, CO 80120
* $ n/a 1 $ 805,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 1 $ 805,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 1,105,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ n/a 1 $ 385,000
Christian Community Credit Union
255 NORTH LONE HILL AVENUE
SAN DIMAS, CA 91773
* $ n/a 1 $ 205,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 1 $ 1,585,000
Los Angeles Police FCU
16150 SHERMAN WAY
VAN NUYS, CA 91406
* $ n/a 1 $ 75,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ n/a 1 $ 165,000
Ascent Federal Credit Union
4140 HARRISON BLVD
OGDEN, UT 84403
* $ n/a 1 $ 205,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 475,000
City National Bank of Florida
25 WEST FLAGLER STREET
MIAMI, FL 33131
* $ n/a 1 $ 18,625,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ n/a 1 $ 1,205,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 765,000
Bay-Valley Mortgage Group
23320 FOOTHILL BLVD, SUITE 260
HAYWARD, CA 94541
* $ n/a 1 $ 1,155,000
Climate First Bank
182 37TH AVE N
ST PETERSBURG, FL 33704
* $ n/a 1 $ 5,555,000
City Lending Inc.
8150 LEESBURG PIKE SUITE 405
VIENNA, VA 22182
* $ n/a 1 $ 505,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 3,295,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 415,000
Churchill Funding I LLC
3220 WILKINSON BLVD UNIT A4
CHARLOTTE, NC 28203
* $ n/a 1 $ 1,155,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 1 $ 585,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 1 $ 2,105,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ n/a 1 $ 1,835,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ n/a 1 $ 805,000
Progressive Bank
1411 NORTH 19TH STREET, P O BOX 4053
MONROE, LA 71201
* $ n/a 1 $ 545,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ n/a 1 $ 1,925,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 1,035,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 705,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 3,005,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 1 $ 95,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 1 $ 995,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 405,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ n/a 1 $ 3,005,000
D. L. Evans Bank
375 N OVERLAND AVE
BURLEY, ID 83318
* $ n/a 1 $ 15,000
Origin Bank

HOUSTON, TX 77024
* $ n/a 1 $ 2,005,000
Alameda Mortgage Corporation
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ n/a 1 $ 445,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 1 $ 2,945,000
Neighborhood National Bank
45 NORTH UNION
MORA, MN 55051
* $ n/a 1 $ 1,305,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 1 $ 1,615,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ n/a 1 $ 835,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 1 $ 455,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 865,000
Operating Engineers Federal Credit Union
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ n/a 1 $ 105,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 1 $ 975,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 1 $ 1,105,000
Cache Valley Bank
101 NORTH MAIN
LOGAN, UT 84321
* $ n/a 1 $ 1,405,000
Sun American Mortgage Company
4140 E. BASELINE RD., #206
MESA, AZ 85206
* $ n/a 1 $ 1,145,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 1 $ 3,005,000
Jordan Credit Union
9260 S 300 E
SANDY, UT 84070
* $ n/a 1 $ 85,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 1 $ 4,175,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 1 $ 285,000
Encompass Lending Group, L.P.
23108 SEVEN MEADOWS PKWY SUITE 100
KATY, TX 77494
* $ n/a 1 $ 465,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 1 $ 2,505,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 675,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 1 $ 1,115,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ n/a 1 $ 1,235,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ n/a 1 $ 785,000
Acnb Bank
PO BOX 3129
GETTYSBURG, PA 17325
* $ n/a 1 $ 1,765,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 675,000
Susser Bank
3030 MATLOCK ROAD
ARLINGTON, TX 76015
* $ n/a 1 $ 6,225,000
Maple Mark Bank
2431 E 61ST ST
TULSA, OK 74136
* $ n/a 1 $ 12,005,000
American Bank, N.A.
P O BOX 6469
CORPUS CHRISTI, TX 78466
* $ n/a 1 $ 3,375,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 115,000
Fairwinds Credit Union
3087 N. ALAFAYA TRAIL
ORLANDO, FL 32826
* $ n/a 1 $ 755,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 585,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 1 $ 2,625,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ n/a 1 $ 505,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 1,445,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 855,000
Community First Credit Union of Florida
637 N. LEE STREET
JACKSONVILLE, FL 32204
* $ n/a 1 $ 475,000
Southstar Bank SSB
100 S. MAIN
MOULTON, TX 77975
* $ n/a 1 $ 305,000
Utah Power Credit Union
957 E 6600 S
SALT LAKE CITY, UT 84121
* $ n/a 1 $ 1,205,000
Northbrook Bank & Trust Company, N.A.
1100 WAUKEGAN ROAD
NORTHBROOK, IL 60062
* $ n/a 1 $ 605,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ n/a 1 $ 2,965,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 165,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 1,135,000
Southstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ n/a 1 $ 3,005,000
M C Bank & Trust Company
1201 BRASHEAR AVE.
MORGAN CITY, LA 70380
* $ n/a 1 $ 4,005,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 605,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 1 $ 155,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ n/a 1 $ 55,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 155,000
Ardri LLC
27001 AGOURA ROAD #100
CALABASAS, CA 91301
* $ n/a 1 $ 805,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ n/a 1 $ 2,405,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ n/a 1 $ 3,855,000
Bellco Credit Union
7600 E. ORCHARD ROAD #400N
GREENWOOD VILLAGE, CO 80111
* $ n/a 1 $ 105,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 165,000
Canvas Credit Union
PO BOX 5238
ENGLEWOOD, CO 80155
* $ n/a 1 $ 425,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ n/a 1 $ 555,000
Credit Union of Colorado, A Federal Credit Union
1390 LOGAN STREET
DENVER, CO 80217
* $ n/a 1 $ 175,000
Central Bank
95 NORTH UNIVERSITY AVE
PROVO, UT 84601
* $ n/a 1 $ 595,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 1 $ 3,005,000
The Bank of Tampa
601 BAYSHORE BLVD #100
TAMPA, FL 33603
* $ n/a 1 $ 1,005,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 1 $ 905,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 1 $ 1,085,000
Notre Dame Federal Credit Union
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ n/a 1 $ 455,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 1 $ 1,485,000

The tables below break down 2025 mortgage applications in Summit County, UT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Summit County, UT in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,364 $1,743,660,000 $1,278,000 $18,625,000 $627,000 $8,929,000
Refinancing 613 $563,035,000 $918,000 $12,005,000 $446,000 $7,809,000
Cash-out Refinancing 422 $331,760,000 $786,000 $14,005,000 $462,000 $7,032,000
Other Purpose 413 $244,245,000 $591,000 $5,795,000 $499,000 $9,722,000
Home Improvement 305 $115,055,000 $377,000 $3,205,000 $307,000 $2,500,000
Not Applicable 1 $155,000 $155,000 $155,000 $55,000 $55,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,152 $2,015,490,000 $936,000 $18,625,000 $500,000 $8,929,000
Not Provided 433 $441,095,000 $1,018,000 $8,295,000 $639,000 $9,722,000
Not applicable 300 $361,460,000 $1,204,000 $12,005,000 $554,000 $5,645,000
Hispanic 151 $107,435,000 $711,000 $8,715,000 $350,000 $5,161,000
Asian 58 $57,140,000 $985,000 $2,865,000 $642,000 $3,550,000
American Indian or Alaskan Native 13 $10,305,000 $792,000 $3,005,000 $725,000 $5,645,000
Native Hawaiian or Other Pacific Islander 6 $3,920,000 $653,000 $2,205,000 $428,000 $1,682,000
Black or African American 5 $1,065,000 $213,000 $505,000 $131,000 $302,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,952 $2,860,500,000 $969,000 $18,625,000 $531,000 $9,722,000
FHA-insured (Federal Housing Administration) 91 $50,725,000 $557,000 $1,185,000 $140,000 $1,035,000
VA-guaranteed (Veterans Administration) 73 $86,085,000 $1,179,000 $3,255,000 $267,000 $724,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $600,000 $300,000 $425,000 $87,000 $129,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,711 $1,778,915,000 $1,039,000 $18,625,000 $569,000 $9,722,000
Application Denied By Financial Institution 475 $329,965,000 $694,000 $7,405,000 $302,000 $5,161,000
Application Withdrawn By Applicant 420 $479,680,000 $1,142,000 $9,785,000 $609,000 $8,929,000
Loan Purchased By The Institution 258 $222,940,000 $864,000 $3,005,000 $549,000 $5,645,000
Application Approved But Not Accepted 128 $99,080,000 $774,000 $5,555,000 $422,000 $2,945,000
File Closed For Incompleteness 122 $84,470,000 $692,000 $5,005,000 $399,000 $2,947,000
Preapproval Approved but not Accepted 4 $2,860,000 $715,000 $1,115,000 $550,000 $1,008,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,628 $2,640,550,000 $1,004,000 $18,625,000 $557,000 $9,722,000
Debt-To-Income Ratio 237 $213,285,000 $899,000 $12,005,000 $245,000 $3,993,000
Collateral 89 $59,435,000 $667,000 $4,205,000 $508,000 $5,161,000
Other 46 $16,830,000 $365,000 $1,505,000 $413,000 $3,827,000
Credit Application Incomplete 44 $19,870,000 $451,000 $2,445,000 $259,000 $1,200,000
Credit History 39 $22,625,000 $580,000 $4,005,000 $208,000 $542,000
Unverifiable Information 21 $11,845,000 $564,000 $2,005,000 $247,000 $968,000
Insufficient Cash (Downpayment, Closing Cost) 12 $11,660,000 $971,000 $2,195,000 $631,000 $2,925,000
Mortgage Insurance Denied 1 $1,475,000 $1,475,000 $1,475,000 $0 $0
Employment History 1 $335,000 $335,000 $335,000 $302,000 $302,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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