Centre County, PA Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 4,855 mortgage applications in Centre County, PA totaling $1.0 billion, up 6% from 2015. The average application was for $212,000, and applicants reported an average income of $91,000. 64% of applications resulted in an originated loan and 15% were denied. The most active lender was Wells Fargo Bank NA, with 396 applications, followed by Northwest Bank and First National Bank of Pa.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,855
Total Mortgage Loan Application Amount $1,030,681,000
Average Mortgage Loan Application Amount $212,000
Highest Mortgage Loan Application Amount $33,082,000
Average Applicant Income $91,000
Highest Applicant Income $2,220,000

Mortgage Company List for Lending in Centre County, PA for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 396 $ 83,937,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 8,993,107,000 380 $ 85,051,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 17,379,124,000 322 $ 66,309,000
Reliance Savings Bank
1119 12TH ST
ALTOONA, PA 16602
* $ 423,573,000 228 $ 53,425,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 195 $ 39,815,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 193 $ 36,037,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 164 $ 33,193,000
Jersey Shore State Bank
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 965,803,000 158 $ 21,106,000
Ameriserv Financial Bank
216 FRANKLIN ST
JOHNSTOWN, PA 15901
* $ 1,108,994,000 152 $ 48,229,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 135 $ 28,208,000
Kish Bank
4255 EAST MAIN STREET
BELLEVILLE, PA 17004
* $ 694,928,000 116 $ 24,317,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 111 $ 22,832,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ 4,487,443,000 98 $ 12,036,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 94 $ 18,430,000
Penn State
1937 N. ATHERTON STREET
STATE COLLEGE, PA 16803
* $ 162,907,000 88 $ 9,018,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,099,687,000 87 $ 11,920,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 70 $ 15,537,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 663,343,000 69 $ 12,332,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 62 $ 15,859,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 59 $ 12,109,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 2,264,480,000 53 $ 6,971,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 108,064,717,000 46 $ 8,174,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 44 $ 8,448,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 43 $ 9,405,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 41 $ 7,303,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 34 $ 6,345,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 33 $ 7,943,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 33 $ 6,840,000
S&T Bank
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 6,297,728,000 31 $ 16,123,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 29 $ 7,010,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 29 $ 5,191,000
Titan Federal Credit Union
114 MACK AVE
PLEASANT GAP, PA 16823
* $ 45,714,000 29 $ 1,757,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 27 $ 3,593,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 27 $ 6,523,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 26 $ 5,078,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ 9,847,293,000 26 $ 6,261,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 25 $ 4,651,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 24 $ 5,278,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 24 $ 4,584,000
Mifflinburg Bank & Trust
250 E. CHESTNUT STREET, PO BOX 186
MIFFLINBURG, PA 17844
* $ 385,508,000 23 $ 3,129,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 23 $ 4,555,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 23 $ 4,683,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 23 $ 3,752,000
Riverview Bk
11 NORTH SECOND STREET
CLEARFIELD, PA 16830
* $ 455,407,000 22 $ 6,883,000
The Juniata Valley Bank
1 S MAIN ST
MIFFLINTOWN, PA 17059
* $ 578,319,000 20 $ 3,098,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 20 $ 3,984,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 20 $ 3,294,000
Spe
650 SCIENCE PARK ROAD
STATE COLLEGE, PA 16803
* $ 82,883,000 18 $ 1,517,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 18 $ 3,150,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 18 $ 751,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 90,192,245,000 17 $ 2,799,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 16 $ 3,630,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 14 $ 2,597,000
Northwest Consumer Discount Co., Inc.
151B PITTSBURGH ROAD
BUTLER, PA 16003
* $ 8,148,155,000 14 $ 152,000
Alliance Credit, LLC
7825 W. AKRON-CANFIELD RD
CANFIELD, OH 44406
* $ 56,032,000 13 $ 666,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 13 $ 1,877,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 13 $ 2,396,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 13 $ 2,515,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 12 $ 2,604,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 12 $ 2,757,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 12 $ 563,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 10 $ 1,720,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 10 $ 1,407,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 10 $ 2,015,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,172,144,000 10 $ 762,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 9 $ 2,005,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 9 $ 1,890,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,397,488,000 8 $ 1,589,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ 29,436,748,000 8 $ 1,660,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 8 $ 611,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ 10,000,000 8 $ 1,542,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 7 $ 1,584,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ 10,000,000 7 $ 1,344,000
Members 1st FCU
5000 LOUISE DRIVE
ENOLA, PA 17025
* $ 3,013,783,000 7 $ 747,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 7 $ 1,654,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 7 $ 1,175,000
Agchoice Farm Credit Aca
300 WINDING CREEK BLVD
MECHANICSBURG, PA 17050
* $ 12,000,000 7 $ 2,298,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ 51,703,000 6 $ 1,775,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 6 $ 1,057,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 16,280,000 6 $ 1,036,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 6 $ 1,145,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 6 $ 1,608,000
Unifirst Mortgage Corporation
217 EISENHOWER BLVD
JOHNSTOWN, PA 15905
* $ 10,000,000 5 $ 1,130,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 961,290,000 5 $ 986,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 5 $ 251,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 3,519,033,000 5 $ 1,117,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 5 $ 923,000
Citizens & Northern Bank
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,209,389,000 5 $ 543,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 5 $ 1,149,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 5 $ 802,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 5 $ 895,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 5 $ 1,397,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 5 $ 251,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,128,427,000 4 $ 132,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 19,460,442,000 4 $ 648,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 46,472,436,000 4 $ 766,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 4 $ 447,000
First Citizens Community Bank
15 S. MAIN STREET
MANSFIELD, PA 16933
* $ 1,160,219,000 4 $ 452,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ 12,167,000 4 $ 846,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 4 $ 500,000
Linkbank
32 W MARKET STREET
CAMP HILL, PA 17011
* $ 285,247,000 4 $ 968,000
Service 1st Federal Credit Uni
1985 MONTOUR BLVD PO BOX 159
DANVILLE, PA 17821
* $ 281,198,000 4 $ 285,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 4 $ 1,099,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 4 $ 606,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 12,356,237,000 4 $ 905,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 4 $ 694,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 464,368,000 4 $ 859,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 4 $ 978,000
Mid Penn Bank
349 UNION STREET
MILLERSBURG, PA 17061
* $ 931,001,000 3 $ 296,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 3 $ 618,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 3 $ 569,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 428,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 3 $ 593,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 42,042,000,000 3 $ 766,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 3 $ 706,000
M&T Real Estate Trust
701 SENECA STREET-SUITE 330N
BUFFALO, NY 14210
* $ 54,391,344,000 3 $ 267,000
Fnb Bank, National Association
630 MILL STREET
DANVILLE, PA 17821
* $ 363,285,000 3 $ 456,000
Citadel Federal Credit Union
520 EAGLEVIEW BLVD
EXTON, PA 19341
* $ 2,433,630,000 3 $ 254,000
Woodlands Bank
2450 EAST THIRD ST
WILLIAMSPORT, PA 17701
* $ 373,468,000 3 $ 776,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 7,273,809,000 3 $ 535,000
Trumark Financial Credit Union
335 COMMERCE DRIVE
FORT WASHINGTON, PA 19034
* $ 1,711,377,000 3 $ 433,000
Purdue Federal CU
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 959,753,000 3 $ 689,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 537,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 3 $ 626,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 3 $ 811,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 815,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ 6,545,817,000 3 $ 668,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 15,536,515,000 3 $ 925,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 39,860,456,000 3 $ 342,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 2 $ 52,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 246,485,756,000 2 $ 263,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 2 $ 585,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ 4,441,234,000 2 $ 399,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 2 $ 229,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 2 $ 429,000
Flagship Financial Group, Llc.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 2 $ 397,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 2 $ 393,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 351,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 476,220,000 2 $ 481,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 2 $ 286,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 2 $ 382,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 479,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 2 $ 674,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 238,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ 11,000,000 2 $ 484,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 2 $ 705,000
Poli Mortgage Group, Inc.
780 DEDHAM STREET
CANTON, MA 02021
* $ 7,525,858,000 2 $ 484,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 111,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 2 $ 584,000
Severn Savings Bank, FSB dba Severn Bank
200 WESTGATE CIRCLE SUITE 200
ANNAPOLIS, MD 21401
* $ 758,758,000 2 $ 513,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ 986,247,000 2 $ 426,000
Horizon Federal Credit Union
2849 REACH ROAD
WILLIAMSPORT, PA 17701
* $ 64,373,000 2 $ 258,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 3,093,779,000 2 $ 620,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,134,877,000 2 $ 370,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 6,823,816,000 2 $ 822,000
Commonwealth Mortgage, LLC
600 WEST CUMMINGS PARK SUITE 2500
WOBURN, MA 01801
* $ 4,391,000 2 $ 396,000
Members Choice Financial Credit Union
230 WALNUT ST
DANVILLE, PA 17821
* $ 128,976,000 2 $ 294,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 288,000
M&T Realty Capital Corporation

BUFFALO, NY 14203
* $ 122,099,687,000 2 $ 62,785,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 111,306,727,000 2 $ 843,000
Altoona First Savings Bank
203 N. LOGAN BOULEVARD
ALTOONA, PA 16602
* $ 203,932,000 2 $ 95,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 2 $ 480,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 2 $ 304,000
Tidewater Mortgage Services, Inc
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 26452
* $ 100,000,000 1 $ 243,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 122,305,000 1 $ 354,000
Cornerstone Bank
9120 W 135TH ST
OVERLAND PARK, KS 66221
* $ 336,786,000 1 $ 250,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 459,125,000 1 $ 278,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 1 $ 413,000
Townebank
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 6,296,584,000 1 $ 260,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 114,257,000 1 $ 150,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 1 $ 132,000
Pike Creek Mortgage Services, Inc.
2100 DRUMMOND PLAZA
NEWARK, DE 19711
* $ 13,868,000 1 $ 252,000
1st Preference Mortgage Corp.
9423 BELAIR RD
BALTIMORE, MD 21236
* $ 1,000,000,000 1 $ 235,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 386,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 177,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 5,592,561,000 1 $ 737,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 138,620,635,000 1 $ 500,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 1 $ 202,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 18,900,720,000 1 $ 290,000
Citizens Bank of Pennsylvania
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 35,170,905,000 1 $ 2,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 139,069,000,000 1 $ 138,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 15,972,565,000 1 $ 165,000
The Ephrata National Bank
31 EAST MAIN STREET PO BOX 457
EPHRATA, PA 17522
* $ 905,051,000 1 $ 417,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ 63,320,000 1 $ 320,000
Orrstown Bank
4750 LINDLE RD
HARRISBURG, PA 17111
* $ 1,292,178,000 1 $ 186,000
Firstrust Savings Bank
1 WALNUT GROVE DRIVE
HORSHAM, PA 19044
* $ 2,755,212,000 1 $ 503,000
The Columbia Bank
7168 COLUMBIA GATEWAY DRIVE
COLUMBIA, MD 21046
* $ 2,110,045,000 1 $ 185,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,961,680,000 1 $ 173,000
First Mrchs Bk
200 E JACKSON ST
MUNCIE, IN 47305
* $ 1,046,888,000 1 $ 90,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,502,221,000 1 $ 373,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ 1,013,355,000 1 $ 342,000
American Heritage Federal Credit Union
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 1,643,797,000 1 $ 49,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 1,251,539,000 1 $ 272,000
Countryside Federal Credit Union
5720 COMMONS PARK
EAST SYRACUSE, NY 13057
* $ 134,741,000 1 $ 131,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,622,999,000 1 $ 8,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 529,279,000 1 $ 159,000
Philadelphia Federal Credit Un
12800 TOWNSEND RD
PHILADELPHIA, PA 19154
* $ 964,140,000 1 $ 104,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 1 $ 8,000
Wilmington Savings Fund Society, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 5,576,439,000 1 $ 165,000
Landmark Community Bank
2 S MAIN STREET
PITTSTON, PA 18640
* $ 284,072,000 1 $ 69,000
Seneca Savings
35 OSWEGO ST.
BALDWINSVILLE, NY 13027
* $ 138,017,000 1 $ 42,000
Residential Home Mortgage Corporation
53 FRONTAGE ROAD, SUITE 200
HAMPTON, NJ 08827
* $ 1,119,000 1 $ 250,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 1 $ 278,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ 10,000,000 1 $ 278,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 158,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ 1,500,000,000 1 $ 275,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 242,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ 9,310,000 1 $ 417,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 8,649,723,000 1 $ 480,000
Franklin Mint Federal Credit Union
5 HILLMAN DRIVE
CHADDS FORD, PA 19317
* $ 917,249,000 1 $ 107,000
Farmington Bank
ONE FARM GLEN BOULEVARD
FARMINGTON, CT 06032
* $ 2,707,619,000 1 $ 520,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 1 $ 293,000
Bay Bank, FSB
7151 COLUMBIA GATEWAY DRIVE
COLUMBIA, MD 21046
* $ 491,129,000 1 $ 221,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 1 $ 38,000
Midwest Loan Solutions, Inc.
29777 TELEGRAPH RD. SUITE 3580
SOUTHFIELD, MI 48034
* $ 46,200,000 1 $ 208,000
Motion Federal Credit Union
360 NORTH WOOD AVE
LINDEN, NJ 07036
* $ 74,725,000 1 $ 107,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 1 $ 231,000
The Cortland Savings and Banking Company
194 W. MAIN STREET
CORTLAND, OH 44410
* $ 608,615,000 1 $ 125,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ 10,000,000 1 $ 322,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 224,000
Greentree Mortgage Company, L.P.
2 EASTWICK DRIVE, SUITE 300
GIBBSBORO, NJ 08026
* $ 31,000,000 1 $ 417,000
Hamilton National Mortgage Company
1275 DRUMMERS LANE
WAYNE, PA 19087
* $ 10,000,000 1 $ 188,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ 23,380,000 1 $ 166,000
Kwik Mortgage Corporation
1 CRAGWOOD ROAD, SUITE 103A
SOUTH PLAINFIELD, NJ 07080
* $ 2,500,000,000 1 $ 269,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 11,886,522,000 1 $ 390,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ 10,000,000 1 $ 234,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 67,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ 10,000,000 1 $ 413,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 89,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 14,678,000 1 $ 258,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 1 $ 252,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ 7,606,000 1 $ 495,000
Shore United Bank
18 EAST DOVER STREET
EASTON, MD 21601
* $ 488,221,000 1 $ 495,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 180,000
Acnb Bank
PO BOX 3129
GETTYSBURG, PA 17325
* $ 1,135,429,000 1 $ 109,000
Community Bank
100 NORTH MARKET STREET
CARMICHAELS, PA 15320
* $ 829,983,000 1 $ 136,000
Vist Bank
1240 BROADCASTING RD
WYOMISSING, PA 19610
* $ 1,431,681,000 1 $ 200,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ 4,609,426,188,000 1 $ 263,000
Mortgage Capital Associates, Inc.
11150 W OYMPIC BLVD. STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 1 $ 196,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 97,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 70,879,778,000 1 $ 182,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ 10,000,000 1 $ 194,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 1 $ 268,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 186,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 1 $ 173,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,149,159,000 1 $ 493,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 1 $ 410,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 1 $ 101,000
Fidelity Deposit & Discount Bank
101 N BLAKELY ST
SCRANTON, PA 18512
* $ 730,275,000 1 $ 134,000

The tables below break down 2016 mortgage applications in Centre County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Centre County, PA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,279 $452,631,000 $198,000 $5,390,000 $85,000 $2,220,000
Home Purchase 2,195 $545,081,000 $248,000 $33,082,000 $97,000 $1,605,000
Home Improvement 381 $32,969,000 $86,000 $5,000,000 $90,000 $790,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,900 $732,522,000 $187,000 $5,390,000 $95,000 $2,220,000
Not Provided 388 $70,967,000 $182,000 $738,000 $105,000 $1,605,000
Not applicable 309 $166,341,000 $538,000 $33,082,000 $8,000 $683,000
Asian 116 $27,650,000 $238,000 $520,000 $123,000 $446,000
Black or African American 63 $15,516,000 $246,000 $910,000 $102,000 $450,000
Hispanic 63 $14,411,000 $228,000 $650,000 $91,000 $293,000
American Indian or Alaskan Native 12 $2,502,000 $208,000 $320,000 $78,000 $123,000
Native Hawaiin or Other Pacific Islander 4 $772,000 $193,000 $388,000 $91,000 $198,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,847 $840,527,000 $218,000 $33,082,000 $101,000 $2,220,000
FHA-insured (Federal Housing Administration) 445 $76,463,000 $171,000 $332,000 $51,000 $313,000
VA-guaranteed (Veterans Administration) 383 $88,155,000 $230,000 $648,000 $57,000 $293,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 180 $25,536,000 $141,000 $262,000 $41,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,085 $709,863,000 $230,000 $33,082,000 $101,000 $1,746,000
Application Denied By Financial Institution 734 $120,384,000 $164,000 $656,000 $79,000 $2,220,000
Application Withdrawn By Applicant 386 $78,392,000 $203,000 $4,050,000 $95,000 $1,365,000
Loan Purchased By The Institution 372 $73,476,000 $197,000 $731,000 $35,000 $404,000
File Closed For Incompleteness 146 $25,244,000 $172,000 $750,000 $88,000 $1,605,000
Application Approved But Not Accepted 132 $23,322,000 $176,000 $582,000 $78,000 $379,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 126 $19,294,000 $153,000 $565,000 $55,000 $568,000
Collateral 96 $14,722,000 $153,000 $417,000 $81,000 $312,000
Credit History 75 $7,954,000 $106,000 $309,000 $63,000 $480,000
Credit Application Incomplete 66 $13,601,000 $206,000 $656,000 $111,000 $1,122,000
Other 36 $6,510,000 $180,000 $510,000 $77,000 $261,000
Unverifiable Information 18 $3,170,000 $176,000 $266,000 $75,000 $226,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,083,000 $173,000 $316,000 $92,000 $155,000
Employment History 8 $1,643,000 $205,000 $354,000 $72,000 $175,000
Mortgage Insurance Denied 1 $225,000 $225,000 $225,000 $56,000 $56,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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