Cleveland, TN Metro Area Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 6,169 mortgage applications in Cleveland, TN metro area totaling $1.5 billion, up 7% from 2024. The average application was for $235,975, and applicants reported an average income of $109,000. 49% of applications resulted in an originated loan and 16% were denied. The most active lender was Vanderbilt Mortgage and Finance, Inc, with 296 applications, followed by Regions Bank and Tennessee Valley Federal C U.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 6,169
Total Mortgage Loan Application Amount $1,455,735,000
Average Mortgage Loan Application Amount $235,975
Highest Mortgage Loan Application Amount $8,595,000
Average Applicant Income $109,000
Highest Applicant Income $4,255,000

Mortgage Company List for Lending in Cleveland, TN for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 296 $ 41,780,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 247 $ 27,795,000
Tennessee Valley Federal C U
535 CHESTNUT STREET
CHATTANOOGA, TN 37402
* $ n/a 238 $ 38,310,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 206 $ 57,080,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 192 $ 45,420,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 187 $ 53,585,000
First Citizens National Bank

NEWARK, OH 43055
* $ n/a 181 $ 42,035,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 156 $ 45,740,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ n/a 155 $ 35,015,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 151 $ 47,865,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 143 $ 22,735,000
Bank of Cleveland
75 BOBBY TAYLOR AVE
CLEVELAND, TN 37311
* $ n/a 142 $ 37,020,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 141 $ 23,255,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 139 $ 43,465,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 118 $ 40,250,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 105 $ 26,005,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 98 $ 28,250,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 95 $ 28,985,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 95 $ 20,035,000
Builtwell Bank
728 BROAD STREET
CHATTANOOGA, TN 37402
* $ n/a 91 $ 19,415,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 84 $ 21,330,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 78 $ 14,450,000
Smartbank
2430 TEASTER LANE
PIGEON FORGE, TN 37863
* $ n/a 70 $ 19,490,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 66 $ 8,900,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 64 $ 17,300,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 63 $ 14,205,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 63 $ 14,125,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 61 $ 15,225,000
Southeast Bank
192 N SEVEN OAKS DR
FARRAGUT, TN 37934
* $ n/a 55 $ 15,445,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 54 $ 16,620,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 52 $ 3,690,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 49 $ 10,165,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ n/a 48 $ 12,840,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ n/a 46 $ 13,200,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 43 $ 3,895,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 43 $ 10,605,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 43 $ 2,135,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 42 $ 10,190,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 41 $ 10,695,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 41 $ 12,185,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 41 $ 2,655,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 40 $ 5,060,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ n/a 39 $ 12,175,000
Andrew Johnson Bank
124 N MAIN STREET
GREENEVILLE, TN 37744
* $ n/a 38 $ 14,570,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 37 $ 8,925,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 37 $ 9,875,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 35 $ 4,055,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 31 $ 9,465,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 30 $ 5,300,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 28 $ 4,560,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 27 $ 6,075,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 26 $ 4,610,000
Alameda Mortgage Corporation
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ n/a 25 $ 5,825,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 25 $ 7,565,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 23 $ 2,855,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ n/a 22 $ 4,700,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ n/a 20 $ 6,060,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 19 $ 5,155,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 19 $ 5,585,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 19 $ 6,585,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 17 $ 3,945,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 16 $ 740,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 16 $ 2,500,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 16 $ 5,280,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 16 $ 4,210,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ n/a 15 $ 2,575,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 15 $ 3,525,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 15 $ 3,915,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 15 $ 2,025,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 15 $ 4,085,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 15 $ 4,325,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 14 $ 3,780,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 14 $ 3,090,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 14 $ 3,780,000
Peoples Bank of East Tennessee
4511 U.S. HWY 411
MADISONVILLE, TN 37354
* $ n/a 13 $ 1,915,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 13 $ 1,275,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 12 $ 1,730,000
Bowater Employees Credit Union
P. O. BOX 359
CALHOUN, TN 37309
* $ n/a 11 $ 1,545,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 11 $ 1,775,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 11 $ 2,575,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 11 $ 4,085,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 11 $ 2,835,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 11 $ 2,855,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 10 $ 4,100,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 10 $ 1,970,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 10 $ 2,880,000
Millennium Bank
6392 ARTESIAN CIRCLE
OOLTEWAH, TN 37363
* $ n/a 10 $ 3,370,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 10 $ 2,190,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 9 $ 1,295,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 9 $ 1,565,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 9 $ 3,285,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 9 $ 3,475,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 9 $ 2,305,000
River Valley Agcredit
P O BOX 309
PADUCAH, KY 42001
* $ n/a 9 $ 2,725,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 8 $ 2,290,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 8 $ 4,050,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 8 $ 3,580,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 8 $ 2,600,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 8 $ 2,830,000
Iserve Residential Lending
10920 VIA FRONTERA SUITE 520
SAN DIEGO, CA 92127
* $ n/a 8 $ 2,460,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 7 $ 1,935,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 7 $ 1,065,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 7 $ 1,005,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 7 $ 2,045,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 7 $ 1,615,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 7 $ 2,775,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 7 $ 1,945,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ n/a 7 $ 1,775,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 7 $ 1,075,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ n/a 6 $ 1,020,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 6 $ 1,470,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 6 $ 970,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 6 $ 1,820,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 6 $ 1,960,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 6 $ 2,540,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ n/a 6 $ 990,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 6 $ 3,250,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 6 $ 1,740,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 6 $ 1,690,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ n/a 6 $ 2,390,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ n/a 5 $ 995,000
Redstone Federal Credit Union
220 WYNN DRIVE
HUNTSVILLE, AL 35893
* $ n/a 5 $ 735,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 5 $ 1,685,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 5 $ 1,775,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 5 $ 1,225,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 5 $ 1,865,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 5 $ 1,435,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 5 $ 2,135,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 5 $ 2,045,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 5 $ 535,000
Peoples Bank of the South
106 WEST CENTRAL AVENUE
LA FOLLETTE, TN 37766
* $ n/a 5 $ 965,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 5 $ 1,055,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 5 $ 1,105,000
Fortera Federal Credit Union
2050 LOWES DRIVE
CLARKSVILLE, TN 37040
* $ n/a 5 $ 475,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 5 $ 1,735,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 5 $ 3,265,000
Wilson Bank and Trust
623 WEST MAIN STREET
LEBANON, TN 37087
* $ n/a 5 $ 1,675,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 4 $ 870,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 4 $ 2,620,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 4 $ 1,180,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 4 $ 850,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 4 $ 760,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ n/a 4 $ 2,980,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 4 $ 1,510,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 4 $ 780,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 4 $ 550,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 4 $ 320,000
Ornl Federal Credit Union
221 SOUTH RUTGERS AVENUE
OAK RIDGE, TN 37830
* $ n/a 4 $ 790,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 4 $ 1,210,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ n/a 4 $ 1,040,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 4 $ 650,000
CU Community, LLC
2077 TOWN CENTER BOULEVARD
KNOXVILLE, TN 37922
* $ n/a 4 $ 630,000
Consumer Credit Union
3634 E. ANDREW JOHNSON HIGHWAY
GREENEVILLE, TN 37745
* $ n/a 3 $ 1,495,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ n/a 3 $ 535,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 3 $ 695,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 3 $ 435,000
Knoxville Tva Employees Credit Union
301 WALL AVE
KNOXVILLE, TN 37932
* $ n/a 3 $ 675,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ n/a 3 $ 745,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ n/a 3 $ 345,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 3 $ 865,000
Trust Federal Credit Union
2186 NORTHGATE PARK LANE
CHATTANOOGA, TN 37402
* $ n/a 3 $ 865,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ n/a 3 $ 915,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 3 $ 1,125,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 3 $ 1,045,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 3 $ 915,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ n/a 3 $ 945,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 3 $ 575,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 3 $ 595,000
Guaranty Mortgage Services, LLC

FORT WASHINGTON, PA 19034
* $ n/a 3 $ 1,385,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 3 $ 305,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 3 $ 595,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 3 $ 1,195,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 3 $ 1,025,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 490,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ n/a 2 $ 400,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 2 $ 210,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 2 $ 230,000
Obsidian Financial Services
2351 WEST EAU GALLIE BLVD. SUITE 2
MELBOURNE, FL 32935
* $ n/a 2 $ 530,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 2 $ 440,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 2 $ 950,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 2 $ 430,000
Citizens Bank
PO BOX 1900
ELIZABETHTON, TN 37644
* $ n/a 2 $ 1,250,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 110,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 2 $ 400,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 2 $ 480,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 2 $ 690,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 2 $ 840,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 2 $ 410,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ n/a 2 $ 330,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 2 $ 660,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 330,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 2 $ 510,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 2 $ 450,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 2 $ 370,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 2 $ 550,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ n/a 2 $ 15,360,000
Y-12 Federal Credit Union
501 LAFAYETTE DR
OAK RIDGE, TN 37830
* $ n/a 2 $ 1,470,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 2 $ 480,000
Loanflight Lending, Llc.
201 N FRANKLIN ST STE 3440
TAMPA, FL 33634
* $ n/a 2 $ 2,920,000
Enrichment Federal Credit Unio
PO BOX 883
OAK RIDGE, TN 37831
* $ n/a 2 $ 370,000
Legends Bank
P.O. BOX 1066
CLARKSVILLE, TN 37041
* $ n/a 2 $ 180,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 2 $ 600,000
Suncoast Credit Union
6801 E HILLSBOROUGH AVE
TAMPA, FL 33610
* $ n/a 2 $ 580,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 2 $ 90,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 460,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ n/a 2 $ 1,840,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ n/a 2 $ 1,370,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 2 $ 580,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ n/a 2 $ 270,000
Rockpointbank
401 CHESTNUT ST SUITE 101
CHATTANOOGA, TN 37402
* $ n/a 2 $ 3,420,000
Chattanooga Area Schools Federal Credit Union
1201 BAILEY AVENUE
CHATTANOOGA, TN 37404
* $ n/a 2 $ 560,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 540,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 780,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 1,005,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ n/a 1 $ 325,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ n/a 1 $ 135,000
Midflorida Credit Union
3004 S FLORIDA AVE
LAKELAND, FL 33801
* $ n/a 1 $ 235,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 1 $ 795,000
Ascend Federal Credit Union
520 AIRPARK DRIVE
TULLAHOMA, TN 37388
* $ n/a 1 $ 315,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ n/a 1 $ 1,485,000
Mountain Valley Bank
17114 RANKIN AVE
DUNLAP, TN 37327
* $ n/a 1 $ 285,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 1 $ 55,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ n/a 1 $ 805,000
Hometrust Bank
PO BOX 10
ASHEVILLE, NC 28802
* $ n/a 1 $ 105,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 475,000
Community Trust Bank, Inc.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ n/a 1 $ 75,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 155,000
The Moneyhouse Inc.
#52 CALLE PASEO COVANDONGA
SAN JUAN, PR 00901
* $ n/a 1 $ 235,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ n/a 1 $ 175,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 275,000
Community Financial Services Bank
221 WEST FIFTH STREET MARSHALL
BENTON, KY 42025
* $ n/a 1 $ 265,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 1 $ 485,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 1 $ 275,000
Georgia United Credit Union
6705 SUGARLOAF PARKWAY
DULUTH, GA 30097
* $ n/a 1 $ 155,000
The Mortgage Firm
921 DOUGLAS AVENUE, SUITE 200
ALTAMONTE SPRINGS, FL 32714
* $ n/a 1 $ 155,000
Capital City Home Loans, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
KENNESAW, GA 30144
* $ n/a 1 $ 405,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 1 $ 335,000
First Reliance Bank
2170 W PALMETTO ST
FLORENCE, SC 29501
* $ n/a 1 $ 185,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 265,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 105,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 1 $ 575,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 345,000
Chattanooga Federal Employees Credit Union
2011 STEIN DR.
CHATTANOOGA, TN 37421
* $ n/a 1 $ 115,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 1 $ 235,000
The Bank of Tampa
601 BAYSHORE BLVD #100
TAMPA, FL 33603
* $ n/a 1 $ 245,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 1 $ 225,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 1 $ 805,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ n/a 1 $ 255,000
All in Credit Union
238 VIRGINIA AVENUE
DALEVILLE, AL 36322
* $ n/a 1 $ 15,000
Radiant Credit Union
405 SE 2ND PLACE
GAINESVILLE, FL 32606
* $ n/a 1 $ 155,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 195,000
Franklin Loan Corporation
44800 VILLAGE COURT
PALM DESERT, CA 92260
* $ n/a 1 $ 385,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 415,000
Resource Bank N.A.
555 BETHANY RD 2ND FLOOR
DEKALB, IL 60115
* $ n/a 1 $ 215,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ n/a 1 $ 475,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 1 $ 105,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 1 $ 135,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ n/a 1 $ 455,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 285,000
Fay Servicing LLC

TAMPA, FL 33609
* $ n/a 1 $ 285,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 1 $ 265,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 1,465,000
Coca-Cola Federal Credit Union
ONE COCA-COLA PLAZA NW
ATLANTA, GA 30313
* $ n/a 1 $ 165,000
Citizens Bank & Trust, Inc.
P O BOX 249
TRENTON, GA 30752
* $ n/a 1 $ 595,000
Southeast Financial Credit Union
220 S ROYAL OAKS BLVD
FRANKLIN, TN 37064
* $ n/a 1 $ 135,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ n/a 1 $ 285,000
New Wave Lending Group Inc
17700 CASTLETON ST. #268
CITY OF INDUSTRY, CA 91748
* $ n/a 1 $ 305,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 105,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 115,000
Gte Federal Credit Union
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ n/a 1 $ 55,000
First National Bank of Middle Tennessee
200 E MAIN ST
MCMINNVILLE, TN 37110
* $ n/a 1 $ 275,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 1 $ 375,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 1 $ 245,000
Patriot Bank
8376 HIGHWAY 51 N
MILLINGTON, TN 38053
* $ n/a 1 $ 325,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 1 $ 155,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ n/a 1 $ 105,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ n/a 1 $ 215,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 1 $ 455,000
University Federal Credit Union
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ n/a 1 $ 225,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 1 $ 105,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 1 $ 235,000
State Employees' Credit Union
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ n/a 1 $ 155,000
Easy Street Capital LLC
1201 E CESAR CHAVEZ ST SUITE 1
AUSTIN, TX 78702
* $ n/a 1 $ 185,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ n/a 1 $ 355,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 1 $ 85,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ n/a 1 $ 585,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 1 $ 165,000
Tnbank
401 S ILLINOIS AVENUE
OAK RIDGE, TN 37830
* $ n/a 1 $ 255,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 145,000
Apex Bank
102 E MAIN ST
CAMDEN, TN 38320
* $ n/a 1 $ 145,000
Spero Financial Federal Credit Union
PO BOX 10708
GREENVILLE, SC 29601
* $ n/a 1 $ 195,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 1 $ 1,685,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ n/a 1 $ 15,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 425,000
Shelter Home Mortgage, LLC

FORT WASHINGTON, PA 19034
* $ n/a 1 $ 155,000
Catalyst Mortgage
3013 DOUGLAS BLVD, SUITE 135
ROSEVILLE, CA 95661
* $ n/a 1 $ 755,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 1 $ 135,000
Rain City Capital, LLC
12131 113TH AVE NE #201
KIRKLAND, WA 98034
* $ n/a 1 $ 205,000
Aml Funding LLC dba Absolute Mortgage & Lending
4230 LYNDON B JOHNSON FWY #626
DALLAS, TX 75244
* $ n/a 1 $ 375,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 235,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ n/a 1 $ 205,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ n/a 1 $ 265,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 1 $ 315,000
Citizens Tri County Bank
P.O. BOX, 15699
DUNLAP, TN 37327
* $ n/a 1 $ 335,000
Princeton Mortgage Corporation
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08628
* $ n/a 1 $ 195,000
Saxton Mortgage, LLC
9191 TOWNE CENTRE DRIVE SUITE 400
SAN DIEGO, CA 92122
* $ n/a 1 $ 465,000
United Trust Bank
12330 S. HARLEM AVENUE
PALOS HEIGHTS, IL 60463
* $ n/a 1 $ 405,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 265,000
Capital City Bank
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32301
* $ n/a 1 $ 275,000
Banksouth Mortgage Company LLC
6340 LAKE OCONEE PARKWAY SUITE 202
GREENSBORO, GA 30642
* $ n/a 1 $ 215,000
Gvc Mortgage, Inc.
ONE PLAZA DRIVE, SUITE 3
SUITE 200, IN 46064
* $ n/a 1 $ 225,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ n/a 1 $ 245,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ n/a 1 $ 295,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 95,000
Loansteady LLC
8401 GREENSBORO DRIVE SUITE 950
MCCLEAN, VA 22102
* $ n/a 1 $ 435,000

The tables below break down 2025 mortgage applications in Cleveland, TN metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cleveland, TN in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,108 $840,470,000 $270,000 $4,205,000 $105,000 $1,316,000
Cash-out Refinancing 1,080 $251,640,000 $233,000 $1,765,000 $95,000 $580,000
Refinancing 911 $249,635,000 $274,000 $6,765,000 $139,000 $1,264,000
Other Purpose 589 $68,965,000 $117,000 $8,595,000 $113,000 $3,775,000
Home Improvement 472 $43,130,000 $91,000 $805,000 $119,000 $4,255,000
Not Applicable 9 $1,895,000 $210,000 $595,000 $80,000 $156,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,393 $971,565,000 $221,000 $1,475,000 $108,000 $4,255,000
Not applicable 627 $198,265,000 $316,000 $8,595,000 $104,000 $241,000
Not Provided 487 $130,605,000 $268,000 $1,765,000 $109,000 $1,022,000
Hispanic 337 $76,585,000 $227,000 $1,635,000 $103,000 $730,000
Black or African American 170 $38,290,000 $225,000 $975,000 $102,000 $875,000
Asian 104 $30,020,000 $288,000 $4,205,000 $165,000 $1,243,000
American Indian or Alaskan Native 47 $9,825,000 $209,000 $625,000 $120,000 $1,242,000
Native Hawaiian or Other Pacific Islander 3 $505,000 $168,000 $175,000 $57,000 $91,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,253 $901,585,000 $211,000 $8,595,000 $116,000 $4,255,000
FHA-insured (Federal Housing Administration) 1,164 $298,340,000 $256,000 $535,000 $80,000 $275,000
VA-guaranteed (Veterans Administration) 686 $243,230,000 $354,000 $1,375,000 $107,000 $401,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 66 $12,580,000 $190,000 $395,000 $79,000 $152,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,049 $751,005,000 $246,000 $8,595,000 $118,000 $1,316,000
Application Denied By Financial Institution 994 $179,090,000 $180,000 $1,765,000 $87,000 $3,775,000
Application Withdrawn By Applicant 751 $199,145,000 $265,000 $4,205,000 $112,000 $4,255,000
Loan Purchased By The Institution 745 $200,895,000 $269,000 $805,000 $106,000 $730,000
File Closed For Incompleteness 425 $79,285,000 $186,000 $1,475,000 $91,000 $848,000
Application Approved But Not Accepted 196 $43,980,000 $224,000 $1,635,000 $109,000 $540,000
Preapproval Approved but not Accepted 7 $1,965,000 $280,000 $405,000 $134,000 $232,000
Preapproval Denied by Financial Institution 2 $370,000 $185,000 $205,000 $74,000 $112,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,958 $1,214,040,000 $244,000 $8,595,000 $111,000 $4,255,000
Debt-To-Income Ratio 498 $114,210,000 $229,000 $4,205,000 $106,000 $1,243,000
Credit History 297 $48,055,000 $161,000 $1,765,000 $104,000 $3,775,000
Collateral 115 $25,595,000 $222,000 $1,735,000 $93,000 $493,000
Credit Application Incomplete 108 $18,080,000 $167,000 $785,000 $100,000 $1,100,000
Unverifiable Information 89 $13,865,000 $155,000 $555,000 $77,000 $267,000
Other 58 $11,100,000 $191,000 $1,045,000 $107,000 $600,000
Insufficient Cash (Downpayment, Closing Cost) 37 $8,705,000 $235,000 $505,000 $81,000 $188,000
Employment History 9 $2,085,000 $231,000 $615,000 $55,000 $102,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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