Flathead County, MT Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 4,668 mortgage applications in Flathead County, MT totaling $2.3 billion, up 24% from 2024. The average application was for $487,000, and applicants reported an average income of $227,000. 55% of applications resulted in an originated loan and 14% were denied. The most active lender was Glacier Bank, with 489 applications, followed by United Wholesale Mortgage and Crosscountry Mortgage, LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,668
Total Mortgage Loan Application Amount $2,277,540,000
Average Mortgage Loan Application Amount $487,000
Highest Mortgage Loan Application Amount $42,075,000
Average Applicant Income $227,000
Highest Applicant Income $9,143,000

Mortgage Company List for Lending in Flathead County, MT for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ n/a 489 $ 250,415,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 468 $ 222,610,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 247 $ 107,815,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 170 $ 79,870,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 148 $ 73,950,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 138 $ 65,890,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ n/a 137 $ 62,945,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 127 $ 45,405,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 114 $ 51,380,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 113 $ 47,665,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 90 $ 43,810,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 86 $ 15,530,000
Trailwest Bank
PO BOX 9
LOLO, MT 59847
* $ n/a 80 $ 34,670,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 78 $ 25,820,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 77 $ 32,625,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 72 $ 37,220,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 68 $ 37,630,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 65 $ 33,395,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 62 $ 32,170,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 62 $ 6,350,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 57 $ 15,945,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 54 $ 20,900,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 51 $ 9,895,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 50 $ 6,920,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 50 $ 25,240,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 48 $ 20,940,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 48 $ 30,190,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 43 $ 14,365,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 41 $ 64,545,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 38 $ 5,260,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 37 $ 14,485,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 34 $ 14,720,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 32 $ 8,270,000
Park Side Credit Union
4055 BROOKS ST. SUITE C
WHITEFISH, MT 59937
* $ n/a 30 $ 10,510,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 27 $ 11,695,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 22 $ 8,400,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 21 $ 1,975,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 20 $ 9,540,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 19 $ 10,915,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 18 $ 6,950,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 18 $ 12,720,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 17 $ 10,325,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 17 $ 7,955,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 16 $ 7,680,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 16 $ 9,610,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 15 $ 7,995,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 15 $ 2,635,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 15 $ 6,215,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 14 $ 4,790,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 14 $ 5,350,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 14 $ 6,700,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 13 $ 7,775,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 12 $ 10,500,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 12 $ 5,140,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 12 $ 4,890,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 12 $ 10,640,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 11 $ 2,185,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 11 $ 5,875,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ n/a 11 $ 2,985,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 11 $ 8,505,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 10 $ 5,680,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 10 $ 12,250,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 10 $ 8,650,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 10 $ 4,530,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 10 $ 4,210,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 10 $ 5,670,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 9 $ 6,495,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 9 $ 3,865,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 9 $ 2,155,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 9 $ 1,155,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 9 $ 4,435,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 8 $ 1,640,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ n/a 8 $ 4,050,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 8 $ 3,910,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 8 $ 440,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 7 $ 6,265,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 7 $ 2,525,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 7 $ 5,495,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ n/a 7 $ 5,005,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 7 $ 3,305,000
Opportunity Bank of Montana
1400 PROSPECT AVE
HELENA, MT 59601
* $ n/a 7 $ 1,695,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 7 $ 10,595,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 7 $ 855,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 6 $ 2,110,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 6 $ 2,120,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 6 $ 1,980,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 6 $ 5,800,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 6 $ 3,910,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 6 $ 1,720,000
Smartfi Home Loans

SAN DIEGO, CA 92122
* $ n/a 6 $ 1,340,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 6 $ 3,260,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ n/a 6 $ 2,320,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 6 $ 5,880,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 5 $ 2,195,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 5 $ 1,545,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ n/a 5 $ 16,375,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 5 $ 2,765,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 5 $ 2,335,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 5 $ 2,095,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 5 $ 3,135,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 5 $ 2,225,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 4 $ 4,460,000
St. Charles Bank & Trust Company, N.A.
411 WEST MAIN STREET
SAINT CHARLES, IL 60174
* $ n/a 4 $ 3,040,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 4 $ 1,140,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 4 $ 3,240,000
Libertyville Bank & Trust Company, N.A.
507 NORTH MILWAUKEE AVENUE
LIBERTYVILLE, IL 60048
* $ n/a 4 $ 5,310,000
Crystal Lake Bank & Trust Company, N.A.
70 NORTH WILLIAMS STREET
CRYSTAL LAKE, IL 60014
* $ n/a 4 $ 1,780,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 4 $ 1,580,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 4 $ 1,210,000
Horizon Credit Union
13224 E MANSFIELD AVE
SPOKANE VALLEY, WA 99216
* $ n/a 4 $ 490,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 4 $ 1,340,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 4 $ 1,390,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 4 $ 6,740,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 3 $ 1,855,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ n/a 3 $ 4,925,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 3 $ 1,125,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 3 $ 875,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 3 $ 465,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 3 $ 1,165,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 3 $ 1,685,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ n/a 3 $ 3,425,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 3 $ 2,345,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ n/a 3 $ 2,935,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ n/a 3 $ 2,055,000
First Montana Bank
201 N HIGGINS AVE
MISSOULA, MT 59802
* $ n/a 3 $ 515,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 3 $ 1,755,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 3 $ 2,105,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 3 $ 1,935,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 3 $ 2,435,000
Lake Forest Bank & Trust Company, N.A.
727 NORTH BANK LANE
LAKE FOREST, IL 60045
* $ n/a 3 $ 2,845,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 3 $ 2,825,000
State Bank of the Lakes, N.A.
440 LAKE STREET
ANTIOCH, IL 60002
* $ n/a 3 $ 2,955,000
Village Bank & Trust, N.A.
234 WEST NORTH WEST HIGHWAY
ARLINGTON HEIGHTS, IL 60004
* $ n/a 3 $ 1,675,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 2 $ 1,660,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ n/a 2 $ 660,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 1,420,000
Beverly Bank & Trust Company, N.A.
10258 SOUTH WESTERN AVENUE
CHICAGO, IL 60643
* $ n/a 2 $ 2,780,000
Old Plank Trail Community Bank, N.A.
280 VETERANS PARKWAY
NEW LENOX, IL 60451
* $ n/a 2 $ 2,480,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 2 $ 1,160,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 2 $ 1,260,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 2 $ 1,450,000
Reliable Holdings Manager dba Lendz Financial
19790 W DIXIE HWY SUITE 104
MIAMI, FL 33180
* $ n/a 2 $ 630,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ n/a 2 $ 850,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 2 $ 1,540,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 2 $ 2,320,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 2 $ 870,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 2 $ 450,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 2 $ 1,150,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 2 $ 1,180,000
Fundloans Capital
12481 HIGH BLUFF DR STE 150
SAN DIEGO, CA 92130
* $ n/a 2 $ 1,060,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 2 $ 5,430,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 2 $ 1,530,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 2 $ 7,440,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ n/a 2 $ 1,240,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ n/a 2 $ 780,000
Altana Federal Credit Union
3212 CENTRAL AVENUE
BILLINGS, MT 59102
* $ n/a 2 $ 230,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ n/a 2 $ 11,760,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 2 $ 4,610,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ n/a 2 $ 1,470,000
Triad Bank
10375 CLAYTON ROAD
FRONTENAC, MO 63131
* $ n/a 2 $ 1,700,000
Crestline Funding Corporation
18851 BARDEEN AVE
IRVINE, CA 92612
* $ n/a 2 $ 790,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 2 $ 1,060,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ n/a 2 $ 670,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 2 $ 910,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 2 $ 1,620,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ n/a 2 $ 590,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 2 $ 2,820,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 345,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 1 $ 675,000
Ascent Bank
1721 11TH AVE
HELENA, MT 59601
* $ n/a 1 $ 205,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ n/a 1 $ 1,115,000
Resmac Inc

WEST COVINA, CA 91792
* $ n/a 1 $ 1,195,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 335,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 1 $ 175,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 515,000
Directors Mortgage, Inc
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ n/a 1 $ 265,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ n/a 1 $ 2,505,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 435,000
Town and Country Credit Union
615 S BROADWAY ST
MINOT, ND 58701
* $ n/a 1 $ 305,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 1,805,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ n/a 1 $ 1,085,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 1 $ 385,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ n/a 1 $ 6,995,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 1,005,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 1 $ 445,000
Christian Community Credit Union
255 NORTH LONE HILL AVENUE
SAN DIMAS, CA 91773
* $ n/a 1 $ 175,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ n/a 1 $ 2,935,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ n/a 1 $ 2,935,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ n/a 1 $ 645,000
Pgim Real Estate Agency Financing, LLC

DALLAS, TX 75201
* $ n/a 1 $ 7,375,000
Texas Capital Bank
2000 MCKINNEY AVENUE SUITE 700
DALLAS, TX 75201
* $ n/a 1 $ 4,035,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 1 $ 635,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 1 $ 205,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 1 $ 305,000
Idaho Central Credit Union
4400 CENTRAL WAY
CHUBBUCK, ID 83202
* $ n/a 1 $ 685,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ n/a 1 $ 1,525,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 525,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ n/a 1 $ 65,000
Griffin Funding Inc.
2445 5TH AVE SUITE 401
SAN DIEGO, CA 92101
* $ n/a 1 $ 345,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 1 $ 1,655,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ n/a 1 $ 805,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ n/a 1 $ 1,105,000
Intrepid Credit Union
915 KESSLER STREET
HELENA, MT 59601
* $ n/a 1 $ 455,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 355,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 1 $ 395,000
Alameda Mortgage Corporation
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ n/a 1 $ 625,000
Genesis Capital, LLC
15303 VENTURA BLVD, STE. 700
SHERMAN OAKS, CA 91403
* $ n/a 1 $ 375,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ n/a 1 $ 2,705,000
Freedom Northwest Credit Union
303 MAIN ST
KAMIAH, ID 83536
* $ n/a 1 $ 185,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ n/a 1 $ 685,000
Residential Wholesale Mortgage
11234 EL CAMINO REAL #100
SAN DIEGO, CA 92130
* $ n/a 1 $ 455,000
Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300
CARLSBAD, CA 92010
* $ n/a 1 $ 285,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 375,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ n/a 1 $ 255,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 55,000
Dieterich Bank
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ n/a 1 $ 1,505,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 1 $ 305,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 905,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ n/a 1 $ 75,000
Bank of Stockton
301 E MINER AVE
STOCKTON, CA 95202
* $ n/a 1 $ 2,925,000
The Citizens Bank
521 MAIN ST
PHILADELPHIA, MS 39350
* $ n/a 1 $ 2,225,000
Riverhills Bank
1400 HIGHWAY 61 NORTH
VICKSBURG, MS 39183
* $ n/a 1 $ 775,000
The Nodaway Valley Bank
P. O. BOX 7315, 402 N. BELT HWY
MARYVILLE, MO 64468
* $ n/a 1 $ 865,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ n/a 1 $ 745,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ n/a 1 $ 2,275,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ n/a 1 $ 325,000
Tradition Capital Bank
7601 FRANCE AVE S
WAYZATA, MN 55391
* $ n/a 1 $ 2,635,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ n/a 1 $ 775,000
Deutsche Bank Trust Company Americas
1 COLUMBUS CIRCLE
NY, NY 10019
* $ n/a 1 $ 2,275,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 1 $ 1,145,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ n/a 1 $ 755,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ n/a 1 $ 155,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ n/a 1 $ 2,005,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 1 $ 905,000
Independence Bank
435 3RD ST
HAVRE, MT 59501
* $ n/a 1 $ 235,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 1 $ 555,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ n/a 1 $ 375,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ n/a 1 $ 695,000
Cbre Multifamily Capital, Inc.

HOUSTON, TX 77079
* $ n/a 1 $ 42,075,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ n/a 1 $ 475,000
Hapo Communtiy Credit Union
4 N UNION ST
RICHLAND, WA 99354
* $ n/a 1 $ 915,000
Deseret First Credit Union
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ n/a 1 $ 35,000
Finemark National Bank & Trust
12681 CREEKSIDE LANE
FORT MYERS, FL 33919
* $ n/a 1 $ 4,565,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 655,000
Truwest Credit Union
1667 N PRIEST DR
TEMPE, AZ 85284
* $ n/a 1 $ 985,000
Austin Bank, Texas National Association
PO BOX 1537
JACKSONVILLE, TX 75766
* $ n/a 1 $ 645,000
First National Bank
PO BOX 700
PARAGOULD, AR 72451
* $ n/a 1 $ 105,000
Franklin Loan Corporation
44800 VILLAGE COURT
PALM DESERT, CA 92260
* $ n/a 1 $ 495,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 585,000
American Bank & Trust
120 E MAIN STREET
SIOUX FALLS, SD 57108
* $ n/a 1 $ 655,000
Schaumburg Bank & Trust Company, N.A.
1180 EAST HIGGINS ROAD SCHAUMBURG
SCHAUMBURG, IL 60173
* $ n/a 1 $ 1,515,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 345,000
Ardri LLC
27001 AGOURA ROAD #100
CALABASAS, CA 91301
* $ n/a 1 $ 345,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 265,000
Keystone Funding, Inc
519 S RED HAVEN LN
DOVER, DE 19901
* $ n/a 1 $ 805,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 1 $ 755,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ n/a 1 $ 755,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 1 $ 1,505,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 435,000
Wheaton Bank & Trust Company, N.A.
100 NORTH WHEATON AVENUE
WHEATON, IL 60187
* $ n/a 1 $ 485,000
Hinsdale Bank & Trust Company, N.A
25 EAST FIRST STREET
HINSDALE, IL 60521
* $ n/a 1 $ 805,000
Arvest Bank

TULSA, OK 74103
* $ n/a 1 $ 735,000

The tables below break down 2025 mortgage applications in Flathead County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Flathead County, MT in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,072 $1,227,850,000 $592,000 $42,075,000 $244,000 $5,038,000
Cash-out Refinancing 939 $386,535,000 $411,000 $8,005,000 $192,000 $5,697,000
Refinancing 870 $501,410,000 $576,000 $32,235,000 $226,000 $3,339,000
Other Purpose 436 $94,430,000 $216,000 $6,005,000 $248,000 $9,143,000
Home Improvement 348 $67,170,000 $193,000 $8,005,000 $206,000 $7,569,000
Not Applicable 3 $145,000 $48,000 $115,000 $91,000 $103,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,377 $1,535,455,000 $454,000 $8,005,000 $236,000 $9,143,000
Not Provided 559 $250,675,000 $448,000 $4,505,000 $195,000 $3,230,000
Not applicable 538 $412,060,000 $765,000 $42,075,000 $179,000 $1,000,000
Hispanic 113 $48,585,000 $429,000 $2,065,000 $182,000 $1,407,000
Asian 37 $17,345,000 $468,000 $1,675,000 $276,000 $1,416,000
American Indian or Alaskan Native 31 $9,375,000 $302,000 $725,000 $123,000 $284,000
Black or African American 10 $2,830,000 $283,000 $815,000 $256,000 $833,000
Native Hawaiian or Other Pacific Islander 3 $1,215,000 $405,000 $505,000 $201,000 $370,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,681 $1,796,585,000 $488,000 $42,075,000 $249,000 $9,143,000
VA-guaranteed (Veterans Administration) 539 $306,655,000 $568,000 $2,705,000 $146,000 $1,775,000
FHA-insured (Federal Housing Administration) 445 $173,045,000 $388,000 $675,000 $108,000 $960,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $1,255,000 $418,000 $485,000 $111,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,585 $1,364,675,000 $527,000 $42,075,000 $243,000 $9,143,000
Application Denied By Financial Institution 655 $249,325,000 $380,000 $8,005,000 $173,000 $9,143,000
Application Withdrawn By Applicant 648 $344,580,000 $531,000 $7,005,000 $258,000 $4,618,000
Loan Purchased By The Institution 466 $203,180,000 $436,000 $2,705,000 $177,000 $1,000,000
File Closed For Incompleteness 219 $76,485,000 $349,000 $2,975,000 $159,000 $2,150,000
Application Approved But Not Accepted 90 $35,480,000 $394,000 $2,505,000 $176,000 $1,330,000
Preapproval Approved but not Accepted 3 $1,785,000 $595,000 $1,155,000 $319,000 $428,000
Preapproval Denied by Financial Institution 2 $2,030,000 $1,015,000 $1,325,000 $384,000 $525,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,918 $1,961,870,000 $500,000 $42,075,000 $237,000 $9,143,000
Debt-To-Income Ratio 345 $154,665,000 $448,000 $7,005,000 $149,000 $2,746,000
Collateral 109 $41,165,000 $377,000 $3,505,000 $265,000 $9,143,000
Credit History 105 $29,205,000 $278,000 $2,685,000 $111,000 $766,000
Credit Application Incomplete 85 $25,525,000 $300,000 $1,495,000 $177,000 $1,195,000
Insufficient Cash (Downpayment, Closing Cost) 39 $15,705,000 $402,000 $2,105,000 $163,000 $772,000
Other 38 $27,400,000 $721,000 $8,005,000 $425,000 $4,473,000
Unverifiable Information 23 $18,385,000 $799,000 $4,005,000 $273,000 $1,153,000
Employment History 6 $3,620,000 $603,000 $1,145,000 $227,000 $572,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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