Hays County, TX Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 14,900 mortgage applications in Hays County, TX totaling $5.3 billion, up 2% from 2024. The average application was for $358,000, and applicants reported an average income of $167,000. 48% of applications resulted in an originated loan and 13% were denied. The most active lender was PennyMac Loan Services LLC, with 1,042 applications, followed by DHI Mortgage Company, Ltd. and Randolph-Brooks Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 14,900
Total Mortgage Loan Application Amount $5,347,160,000
Average Mortgage Loan Application Amount $358,000
Highest Mortgage Loan Application Amount $72,195,000
Average Applicant Income $167,000
Highest Applicant Income $6,113,000

Mortgage Company List for Lending in Hays County, TX for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 1,042 $ 351,930,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 937 $ 257,715,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ n/a 664 $ 110,900,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ n/a 610 $ 147,040,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 539 $ 231,725,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 467 $ 161,555,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 349 $ 131,985,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 325 $ 106,535,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 300 $ 114,610,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 278 $ 124,640,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 275 $ 104,675,000
Velocio Mortgage, L.L.C.
1177 W LOOP S FWY #700
HOUSTON, TX 77027
* $ n/a 257 $ 91,635,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 253 $ 71,695,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 245 $ 96,845,000
First Continental Mortgage, Ltd.
11011 RICHMOND AVENUE, SUITE 800
HOUSTON, TX 77072
* $ n/a 228 $ 98,820,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 206 $ 55,470,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 201 $ 21,565,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ n/a 197 $ 44,025,000
Pulte Mortgage LLC

DENVER, CO 80237
* $ n/a 192 $ 65,100,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 191 $ 64,055,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 187 $ 29,125,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 147 $ 73,465,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 143 $ 55,895,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 136 $ 47,850,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ n/a 133 $ 13,355,000
Home Financing Unlimited, Inc.
901 SOUTH MOPAC BUILDING V, SUITE 120
AUSTIN, TX 78746
* $ n/a 129 $ 41,805,000
University Federal Credit Union
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ n/a 120 $ 37,010,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 118 $ 17,750,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 117 $ 52,705,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 115 $ 46,205,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 112 $ 45,680,000
Brightland Mortgage Services, Ltd.
11011 RICHMOND AVE, SUITE 820
HOUSTON, TX 77072
* $ n/a 106 $ 40,510,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 96 $ 29,740,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 92 $ 34,150,000
Priority Home Mortgage, L.P.
11011 RICHMOND AVENUE, SUITE 830
HOUSTON, TX 77072
* $ n/a 90 $ 41,460,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 90 $ 26,590,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 87 $ 30,515,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 81 $ 35,955,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 76 $ 27,930,000
M/I Financial. LLC
3 EASTON OVAL, SUITE 340
COLUMBUS, OH 43219
* $ n/a 75 $ 29,925,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 73 $ 18,875,000
Parkstone Mortgage, LLC
6002 ROGERDALE RD SUITE 530
HOUSTON, TX 77072
* $ n/a 71 $ 32,755,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 70 $ 25,250,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 69 $ 8,875,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ n/a 67 $ 24,655,000
Jet Homeloans, LP
14701 PHILIPS HIGHWAY SUITE 202
JACKSONVILLE, FL 32256
* $ n/a 65 $ 32,285,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 64 $ 22,410,000
United Heritage Credit Union
12208 N MOPAC EXPY
AUSTIN, TX 78759
* $ n/a 64 $ 7,300,000
Taylor Morrison Home Funding, Inc.
495 N KELLER RD
MAITLAND, FL 32751
* $ n/a 61 $ 28,185,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 61 $ 7,995,000
Loanpeople, LLC
3420 EXECUTIVE CENTER DR #G100
AUSTIN, TX 78731
* $ n/a 61 $ 27,015,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ n/a 58 $ 21,070,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 58 $ 22,830,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 56 $ 32,540,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 55 $ 43,185,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 53 $ 22,275,000
Clm Mortgage, Inc
480 WILDWOOD FOREST DR STE 802 SPRING
SPRING, TX 77380
* $ n/a 51 $ 22,275,000
Broadway National Bank
1177 NE LOOP 410
SAN ANTONIO, TX 78209
* $ n/a 50 $ 16,490,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 49 $ 19,595,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 44 $ 13,380,000
Tri Pointe Connect, LLC

SCOTTSDALE, AZ 85253
* $ n/a 44 $ 18,000,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 44 $ 15,820,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 43 $ 13,555,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 43 $ 3,925,000
Austin Telco FCU
8929 SHOAL CREEK BLVD
AUSTIN, TX 78759
* $ n/a 42 $ 6,090,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 41 $ 14,345,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ n/a 41 $ 13,515,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 40 $ 22,010,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 40 $ 12,220,000
Crestmark Mortgage Company, Ltd
1177 WEST LOOP SOUTH, STE. 200
HOUSTON, TX 77027
* $ n/a 39 $ 19,175,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 38 $ 18,270,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 38 $ 14,900,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ n/a 36 $ 16,770,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 36 $ 8,020,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ n/a 36 $ 15,780,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 35 $ 14,705,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ n/a 34 $ 11,660,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 34 $ 6,550,000
Pilgrim Mortgage LLC
1270 N LOOP 1604 E STE 1101
SAN ANTONIO, TX 78232
* $ n/a 34 $ 13,220,000
Primis Bank

GLEN ALLEN, VA 23060
* $ n/a 32 $ 14,700,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 32 $ 9,860,000
Amplify Credit Union
3600 W PARMER LANE
AUSTIN, TX 78727
* $ n/a 31 $ 6,355,000
Velocity Credit Union
PO BOX 1089
AUSTIN, TX 78767
* $ n/a 31 $ 6,515,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 28 $ 11,280,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 28 $ 7,130,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ n/a 27 $ 16,165,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 27 $ 11,015,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 27 $ 8,875,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 25 $ 10,055,000
Southstar Bank SSB
100 S. MAIN
MOULTON, TX 77975
* $ n/a 24 $ 10,020,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 24 $ 3,180,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 23 $ 7,535,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 23 $ 14,105,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ n/a 23 $ 13,795,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 22 $ 12,310,000
Inspire Home Loans Inc.
4695 MACARTHUR COURT SUITE 350
NEWPORT BEACH, CA 92660
* $ n/a 22 $ 5,680,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 22 $ 11,400,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ n/a 22 $ 8,150,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 22 $ 6,370,000
Churchill Funding I LLC
3220 WILKINSON BLVD UNIT A4
CHARLOTTE, NC 28203
* $ n/a 22 $ 47,390,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 21 $ 6,895,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 20 $ 8,430,000
Toll Brothers Mortgage Company

FORT WASHINGTON, PA 19034
* $ n/a 20 $ 10,720,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 20 $ 8,160,000
Texas Mortgage Lending, LLC
12515 RESEARCH BLVD BUILDING 5
AUSTIN, TX 78759
* $ n/a 20 $ 7,510,000
Aspire Home Loans
6615 VAUGHT RANCH RD STE 200
AUSTIN, TX 78730
* $ n/a 20 $ 8,270,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ n/a 20 $ 5,020,000
Greater Texas FCU
1180 AIRPORT BLVD
AUSTIN, TX 78727
* $ n/a 19 $ 3,025,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ n/a 19 $ 8,055,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 18 $ 7,960,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 18 $ 13,100,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ n/a 18 $ 8,020,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 17 $ 8,155,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 17 $ 6,895,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 17 $ 6,025,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 17 $ 5,485,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ n/a 17 $ 8,725,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 17 $ 6,525,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 17 $ 11,915,000
The First National Bank of Sonora
5710 SHERWOOD WAY
SONORA, TX 76950
* $ n/a 17 $ 8,355,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 16 $ 1,920,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 16 $ 8,810,000
Primelending Ventures LLC
18111 PRESTON ROAD #900
DALLAS, TX 75252
* $ n/a 16 $ 7,580,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ n/a 16 $ 5,660,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 16 $ 4,070,000
Directions Equity, LLC
2915 W BITTERS RD #102
SAN ANTONIO, TX 78248
* $ n/a 16 $ 5,240,000
Verabank,N.A.
P.O. BOX 1009
HENDERSON, TX 75653
* $ n/a 16 $ 5,480,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 16 $ 5,550,000
First Equity Mortgage Inc
211 GRANDVIEW DRIVE, SUITE 102
FT MITCHELL, KY 41017
* $ n/a 16 $ 12,390,000
Gardner Financial Services
3503 PAESANOS PKWY
SAN ANTONIO, TX 78259
* $ n/a 16 $ 6,920,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ n/a 15 $ 4,415,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 14 $ 9,360,000
Capitol Credit Union
11902 A BURNET RD
AUSTIN, TX 78758
* $ n/a 14 $ 2,170,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 14 $ 4,250,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 14 $ 4,180,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 14 $ 6,130,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 14 $ 6,220,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 14 $ 5,460,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 14 $ 4,820,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 14 $ 19,850,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 13 $ 4,815,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 13 $ 3,945,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 13 $ 5,295,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 13 $ 6,245,000
Texasbank
400 FISK AVE
BROWNWOOD, TX 76801
* $ n/a 13 $ 3,125,000
Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300
BAKERSFIELD, CA 93309
* $ n/a 13 $ 4,695,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 13 $ 2,865,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 13 $ 6,215,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 12 $ 5,170,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 12 $ 4,700,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 12 $ 5,370,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 12 $ 4,730,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ n/a 12 $ 5,540,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ n/a 12 $ 5,010,000
Public Employees Credit Union
PO BOX 2205
AUSTIN, TX 78701
* $ n/a 12 $ 1,640,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 12 $ 7,020,000
Encompass Lending Group, L.P.
23108 SEVEN MEADOWS PKWY SUITE 100
KATY, TX 77494
* $ n/a 12 $ 3,240,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 12 $ 5,400,000
Truwest Credit Union
1667 N PRIEST DR
TEMPE, AZ 85284
* $ n/a 12 $ 2,140,000
Southern Lending Services, Ltd.
8911 N. CAPITAL OF TX HWY, SUITE 4100
HOUSTON, TX 77072
* $ n/a 12 $ 6,660,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 12 $ 10,740,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 12 $ 3,640,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 11 $ 11,055,000
Geo-Corp, Inc.
901 CORPORATE CENTER DRIVE, STE 401
MONTEREY PARK, CA 91754
* $ n/a 11 $ 3,125,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ n/a 11 $ 2,055,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 11 $ 4,035,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 11 $ 4,705,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 11 $ 4,485,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 11 $ 3,935,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 11 $ 1,915,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 11 $ 2,005,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 11 $ 2,445,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 11 $ 4,655,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 10 $ 3,570,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 10 $ 17,970,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 10 $ 820,000
Government Employees Federal Credit Union
10806 METRIC BLVD.
AUSTIN, TX 78758
* $ n/a 10 $ 1,090,000
H-E-B Federal Credit Union
4630 N LOOP 1604 W, SUITE 101
SAN ANTONIO, TX 78278
* $ n/a 10 $ 1,510,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 10 $ 4,790,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 10 $ 2,350,000
Texas Regional Bank
6770 WEST INTERSTATE 2
HARLINGEN, TX 78552
* $ n/a 10 $ 8,530,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 10 $ 3,880,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ n/a 10 $ 2,310,000
Southstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ n/a 9 $ 13,485,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 9 $ 2,585,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 9 $ 5,445,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 9 $ 3,045,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 9 $ 7,825,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 9 $ 3,135,000
First Bank
300 E THRID
BURKBURNETT, TX 76359
* $ n/a 9 $ 3,445,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ n/a 8 $ 3,690,000
Residential Wholesale Mortgage
11234 EL CAMINO REAL #100
SAN DIEGO, CA 92130
* $ n/a 8 $ 3,290,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ n/a 8 $ 4,080,000
Nexus Series B, LLC
2140 S DUPONT HWY
CAMDEN, DE 19934
* $ n/a 8 $ 5,390,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 8 $ 3,280,000
The First National Bank of Bas
489 HIGHWAY 71 WEST (PO DRAWER F)
BASTROP, TX 78602
* $ n/a 8 $ 2,240,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 8 $ 3,630,000
Homeamerican Mortgage Corporation
4350 S MONACO STREET, SUITE 200
DENVER, CO 80237
* $ n/a 8 $ 2,830,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 7 $ 2,175,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ n/a 7 $ 4,375,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 7 $ 2,325,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 7 $ 2,455,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 7 $ 4,355,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 7 $ 1,545,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 7 $ 8,715,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 7 $ 3,515,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 7 $ 2,675,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 7 $ 2,145,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 7 $ 2,785,000
Home Mortgage Alliance Corp (Hmac)
4 HUTTON CENTER DR. SUITE 500
SANTA ANA, CA 92707
* $ n/a 7 $ 2,225,000
Jefferson Bank
PO BOX 5190
SAN ANTONIO, TX 78215
* $ n/a 7 $ 5,595,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 7 $ 3,835,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 7 $ 4,025,000
Orchard Mortgage, LLC
8900 BUSINESS PARK DR
AUSTIN, TX 78705
* $ n/a 7 $ 1,875,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 7 $ 1,805,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 6 $ 3,610,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ n/a 6 $ 1,600,000
Legend Lending Corporation
17047 EL CAMINO REAL, SUITE 150
HOUSTON, TX 77058
* $ n/a 6 $ 2,240,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ n/a 6 $ 1,560,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 6 $ 1,950,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 6 $ 3,220,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ n/a 6 $ 4,340,000
Security State Bank & Trust
201 WEST MAIN STREET
FREDERICKSBURG, TX 78624
* $ n/a 6 $ 11,690,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 6 $ 3,260,000
Aaxy LLC
13284 POND SPRINGS RD STE 405
AUSTIN, TX 78729
* $ n/a 6 $ 1,380,000
Srh Capital
16427 N. SCOTTSDALE RD STE 400
SCOTTSDALE, AZ 85254
* $ n/a 6 $ 700,000
Frontier Bank of Texas
1213 HWY 290 E
ELGIN, TX 78621
* $ n/a 5 $ 2,895,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 5 $ 2,115,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 5 $ 1,745,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 5 $ 2,805,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 5 $ 2,175,000
American Bank, N.A.
P O BOX 6469
CORPUS CHRISTI, TX 78466
* $ n/a 5 $ 3,625,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 5 $ 1,235,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ n/a 5 $ 1,995,000
Developer's Mortgage Company
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43219
* $ n/a 5 $ 1,715,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 5 $ 1,365,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 5 $ 5,105,000
Saxton Mortgage, LLC
9191 TOWNE CENTRE DRIVE SUITE 400
SAN DIEGO, CA 92122
* $ n/a 5 $ 2,215,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 5 $ 3,285,000
First Lockhart Bank
P O BOX 600
LOCKHART, TX 78644
* $ n/a 5 $ 1,395,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ n/a 5 $ 1,465,000
Success Lending, LLC

SCHAUMBURG, IL 60173
* $ n/a 5 $ 1,185,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ n/a 5 $ 3,405,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 5 $ 2,485,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 5 $ 1,065,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 4 $ 1,660,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 4 $ 1,010,000
Texas D P S Credit Union
621 W ST JOHNS AVE
AUSTIN, TX 78752
* $ n/a 4 $ 600,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 4 $ 2,740,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 4 $ 1,690,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 4 $ 780,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 4 $ 960,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 4 $ 1,840,000
Obsidian Financial Services
2351 WEST EAU GALLIE BLVD. SUITE 2
MELBOURNE, FL 32935
* $ n/a 4 $ 2,580,000
Acre Mortgage & Financial, Inc.
70 EAST MAIN STREET
MARLTON, NJ 08053
* $ n/a 4 $ 860,000
New Wave Lending Group Inc
17700 CASTLETON ST. #268
CITY OF INDUSTRY, CA 91748
* $ n/a 4 $ 1,010,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 4 $ 1,290,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ n/a 4 $ 126,760,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ n/a 4 $ 920,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ n/a 4 $ 1,670,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 4 $ 2,820,000
Efinity Financial LLC
1901 CENTRAL DRIVE SUITE 612
BEDFORD, TX 76021
* $ n/a 4 $ 2,390,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ n/a 4 $ 1,590,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 4 $ 1,290,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 4 $ 1,620,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 3 $ 555,000
Eecu
1617 W. 7TH STREET
FORT WORTH, TX 76102
* $ n/a 3 $ 345,000
Susser Bank
3030 MATLOCK ROAD
ARLINGTON, TX 76015
* $ n/a 3 $ 1,225,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 3 $ 1,975,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 3 $ 695,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 3 $ 765,000
Texas Tech Federal Credit Union
4005 98TH STREET
LUBBOCK, TX 79409
* $ n/a 3 $ 705,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 3 $ 1,565,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 3 $ 2,845,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ n/a 3 $ 1,285,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 3 $ 925,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ n/a 3 $ 765,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 3 $ 5,035,000
Flexpoint, Inc.
27433 TOURNEY ROAD, SUITE 150
COSTA MESA, CA 92626
* $ n/a 3 $ 925,000
Rb Mortgage LLC
ONE RANDOLPH BROOKS PARKWAY
LIVE OAK, TX 78233
* $ n/a 3 $ 805,000
American Bank of Commerce
530 US 62 FRONTAGE RD
WOLFFORTH, TX 79382
* $ n/a 3 $ 15,015,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 3 $ 585,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ n/a 3 $ 4,405,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ n/a 3 $ 875,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 3 $ 1,345,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ n/a 3 $ 285,000
Rally Credit Union
2814 RODD FIELD
CORPUS CHRISTI, TX 78414
* $ n/a 3 $ 945,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ n/a 3 $ 1,465,000
Aaa Capital Investment, Inc
41 E LIVE OAK AVE
ARCADIA, CA 91006
* $ n/a 3 $ 515,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 1,765,000
Moody National Bank
2302 POST OFFICE STREET
GALVESTON, TX 77550
* $ n/a 3 $ 1,965,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ n/a 2 $ 610,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 2 $ 1,120,000
Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300
CARLSBAD, CA 92010
* $ n/a 2 $ 670,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ n/a 2 $ 1,250,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 2 $ 14,710,000
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ n/a 2 $ 290,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ n/a 2 $ 2,650,000
Easy Street Capital LLC
1201 E CESAR CHAVEZ ST SUITE 1
AUSTIN, TX 78702
* $ n/a 2 $ 430,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 2 $ 360,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 2 $ 770,000
Fundloans Capital
12481 HIGH BLUFF DR STE 150
SAN DIEGO, CA 92130
* $ n/a 2 $ 1,010,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 2 $ 1,010,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 2 $ 970,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ n/a 2 $ 1,790,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ n/a 2 $ 2,590,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 2 $ 1,910,000
Investor Mortgage Finance LLC
1905 KRAMER LANE SUITE B700
AUSTIN, TX 78758
* $ n/a 2 $ 1,290,000
General Mortgage Capital Corporation
1350 OLD BAYSHORE HWY
BURLINGAME, CA 94010
* $ n/a 2 $ 520,000
City Lending Inc.
8150 LEESBURG PIKE SUITE 405
VIENNA, VA 22182
* $ n/a 2 $ 210,000
University Credit Union
1500 S. SEPULVEDA BLVD.
LOS ANGELES, CA 90025
* $ n/a 2 $ 710,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 2 $ 1,550,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 1,040,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 2 $ 1,070,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ n/a 2 $ 760,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 2 $ 610,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ n/a 2 $ 1,290,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ n/a 2 $ 1,370,000
Southside Bank
1201 S BECKHAM
TYLER, TX 75701
* $ n/a 2 $ 2,470,000
Wagon Hill Home Loans LLC
4700 W SAM HOUSTON PKWY N
HOUSTON, TX 77041
* $ n/a 2 $ 1,420,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 2 $ 650,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ n/a 2 $ 810,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ n/a 2 $ 60,000
Real Genius LLC
1625 S CONGRESS AVE STE 190
DELRAY BEACH, FL 33445
* $ n/a 2 $ 890,000
Pinnacle Bank
PO BOX 676
FORT WORTH, TX 76102
* $ n/a 2 $ 1,100,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ n/a 2 $ 620,000
First National Bank in Port Lavaca
PO DRAWER 7
PORT LAVACA, TX 77979
* $ n/a 2 $ 920,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ n/a 2 $ 500,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ n/a 2 $ 780,000
Access Community Credit Union
6401 BELL ST.
AMARILLO, TX 79114
* $ n/a 2 $ 280,000
Txn Bank
103 19TH ST
HONDO, TX 78861
* $ n/a 2 $ 1,170,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 2 $ 1,960,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ n/a 2 $ 270,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ n/a 2 $ 1,530,000
Emet Lending Group, Inc.
2601 SATURN ST SUITE 200
BREA, CA 92821
* $ n/a 2 $ 3,320,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ n/a 2 $ 1,630,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ n/a 2 $ 1,480,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 2 $ 940,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ n/a 2 $ 640,000
Waggoner National Bank
1818 TEXAS ST
VERNON, TX 76384
* $ n/a 2 $ 3,090,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 2 $ 1,120,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 2 $ 960,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 2 $ 450,000
Pike Creek Mortgage Services, Inc.
2100 DRUMMOND PLAZA
NEWARK, DE 19711
* $ n/a 2 $ 690,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 2 $ 950,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ n/a 2 $ 940,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 540,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 2 $ 240,000
Vantage Bank Texas
45 NE LOOP 410 STE 500
SAN ANTONIO, TX 78216
* $ n/a 2 $ 590,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ n/a 2 $ 520,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ n/a 2 $ 370,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 2 $ 910,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 2 $ 590,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 2 $ 830,000
Mobility Credit Union
8384 N BELTLINE RD
IRVING, TX 75063
* $ n/a 2 $ 230,000
Texell Credit Union
PO BOX 983
TEMPLE, TX 76503
* $ n/a 2 $ 270,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 2 $ 1,090,000
Vellum Mortgage, Inc.
12700 FAIR LAKES CIR SUITE 400
FAIRFAX, VA 22033
* $ n/a 2 $ 480,000
Integrity Home Mortgage Corporation
122 PILOT CIRCLE
WINCHESTER, VA 22602
* $ n/a 2 $ 500,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ n/a 1 $ 555,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 355,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ n/a 1 $ 1,105,000
Firstmark Credit Union
2023 GOLD CANYON DR.
SAN ANTONIO, TX 78232
* $ n/a 1 $ 155,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ n/a 1 $ 305,000
Bison State Bank
223 MAIN ST
BISON, KS 67520
* $ n/a 1 $ 635,000
Union Square Credit Union
2903 KEMP BOULEVARD
WICHITA FALLS, TX 76308
* $ n/a 1 $ 685,000
Direct Mortgage Loans, LLC
111011 MCCORMICK RD, SUITE 400
HUNT VALLEY, MD 21031
* $ n/a 1 $ 265,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ n/a 1 $ 155,000
Synergy Federal Credit Union
1 VALERO WAY
SAN ANTONIO, TX 78249
* $ n/a 1 $ 195,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 1 $ 265,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 55,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ n/a 1 $ 245,000
Kelly Community FCU
2105 W. GRANDE BLVD
TYLER, TX 75703
* $ n/a 1 $ 565,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ n/a 1 $ 335,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ n/a 1 $ 165,000
Smart Choice Mortgage, LLC
11011 RICHMOND AVE, SUITE 130
HOUSTON, TX 77072
* $ n/a 1 $ 465,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ n/a 1 $ 27,935,000
5th Sreet Capital Inc.
2020 CAMINO DEL RIO N #300
SAN DIEGO, CA 92108
* $ n/a 1 $ 255,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 1 $ 295,000
Central National Bank
8320 W HWY 84
WACO, TX 76712
* $ n/a 1 $ 305,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ n/a 1 $ 295,000
Texans Credit Union
777 E. CAMPBELL ROAD #300
RICHARDSON, TX 75081
* $ n/a 1 $ 35,000
The Bank & Trust, S.S.B.
1200 VETERANS BLVD
DEL RIO, TX 78840
* $ n/a 1 $ 225,000
Rogue Credit Union
1370 CENTER DRIVE
MEDFORD, OR 97501
* $ n/a 1 $ 95,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ n/a 1 $ 235,000
Ardri LLC
27001 AGOURA ROAD #100
CALABASAS, CA 91301
* $ n/a 1 $ 175,000
Trusttexas Bank, SSB
121 E COURTHOUSE ST, P O BOX 808
CUERO, TX 77954
* $ n/a 1 $ 35,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ n/a 1 $ 135,000
The Moneyhouse Inc.
#52 CALLE PASEO COVANDONGA
SAN JUAN, PR 00901
* $ n/a 1 $ 585,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ n/a 1 $ 425,000
First Texas Bank
PO BOX 649
GEORGETOWN, TX 78626
* $ n/a 1 $ 465,000
Classic Bank, National Association
P.O. BOX 835
CAMERON, TX 76520
* $ n/a 1 $ 145,000
Arvest Bank

TULSA, OK 74103
* $ n/a 1 $ 325,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 405,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ n/a 1 $ 505,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 1 $ 55,000
Texas Health Credit Union
4800 GROVER AVE
AUSTIN, TX 78756
* $ n/a 1 $ 25,000
First Florida Credit Union
500 WEST 1ST STREET
JACKSONVILLE, FL 32202
* $ n/a 1 $ 125,000
Central Bank
11201 CLAY RD
HOUSTON, TX 77041
* $ n/a 1 $ 585,000
Union State Bank of Everest
PO BOX 105
EVEREST, KS 66424
* $ n/a 1 $ 355,000
Nmsi, Inc.
3700 WILSHIRE BLVD. STE. 330
LOS ANGELES, CA 90010
* $ n/a 1 $ 165,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 1 $ 175,000
East West Bank
135 NORTH LOS ROBLES AVENUE
PASADENA, CA 91101
* $ n/a 1 $ 2,505,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ n/a 1 $ 105,000
Stellar Bank
9 GREENWAY PLAZA, SUITE 110
HOUSTON, TX 77046
* $ n/a 1 $ 985,000
Archwest Funding

IRVINE, CA 92612
* $ n/a 1 $ 1,175,000
Members Choice Credit Union
18211 KATY FREEWAY
HOUSTON, TX 77094
* $ n/a 1 $ 235,000
The First National Bank and Trust Company of Broke
121 SOUTH MAIN STEET
BROKEN ARROW, OK 74012
* $ n/a 1 $ 255,000
Bartlett Mortgage Inc.
2860 STAGE VILLAGE COVE
BARTLETT, TN 38133
* $ n/a 1 $ 305,000
Legacy Bank
101 W MAIN
HINTON, OK 73047
* $ n/a 1 $ 645,000
Merchants Mortgage & Trust Corporation
7400 E CRESTLINE CIR #250
GREENWOOD VILLAGE, CO 80111
* $ n/a 1 $ 375,000
Melanie Aguilar
205 INDUSTRIAL BLVD
SUGAR LAND, TX 77478
* $ n/a 1 $ 605,000
Kwik Mortgage Corporation
959 ROUTE 46 EAST, #401
PARSIPPANY, NJ 07054
* $ n/a 1 $ 385,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 655,000
First Heritage Mortgage, LLC
11325 RANDOM HILLS RD SUITE 600
FAIRFAX, VA 22031
* $ n/a 1 $ 605,000
Herring Bank
2201 CIVIC CIRCLE
AMARILLO, TX 79109
* $ n/a 1 $ 2,005,000
Guaranty Bank & Trust
100 W ARKANSAS ST
MT PLEASANT, TX 75455
* $ n/a 1 $ 335,000
Datcu
5940 SOUTH INTERSTATE 35 EAST
CORINTH, TX 76210
* $ n/a 1 $ 155,000
Builders Choice Mortgage LLC
40 SE 5TH ST SUITE 401
BOCA RATON, FL 33431
* $ n/a 1 $ 295,000
Round Top State Bank
301 N WASHINGTON
ROUND TOP, TX 78954
* $ n/a 1 $ 755,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ n/a 1 $ 515,000
Loanflight Lending, Llc.
201 N FRANKLIN ST STE 3440
TAMPA, FL 33634
* $ n/a 1 $ 555,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ n/a 1 $ 175,000
Peak Residential Lending Inc

GILBERT, AZ 85295
* $ n/a 1 $ 645,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ n/a 1 $ 525,000
Mlb Residential Lending, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ n/a 1 $ 775,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ n/a 1 $ 285,000
Ffb Bank
7690 N PALM AVE # 101
FRESNO, CA 93711
* $ n/a 1 $ 2,235,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 85,000
Integrity Mortgage Corporation of Texas
5 HORIZON CT
HEATH, TX 75032
* $ n/a 1 $ 755,000
Homeway Mortgage LLC
23218 RED RIVER DR.
KATY, TX 77494
* $ n/a 1 $ 225,000
Ahl Funding
4 PARK PLAZA SUITE 730
IRVINE, CA 92614
* $ n/a 1 $ 325,000
Mortgagecountry
725 W SKIPPACK PIKE SUITE 340A
BLUE BELL, PA 19422
* $ n/a 1 $ 325,000
Aml Funding LLC dba Absolute Mortgage & Lending
4230 LYNDON B JOHNSON FWY #626
DALLAS, TX 75244
* $ n/a 1 $ 285,000
Googain, Inc.
1288 KIFER RD STE 208
SUNNYVALE, CA 94086
* $ n/a 1 $ 205,000
Associated Credit Union of Tx
1095 W LEAGUE CITY PKWY
LEAGUE CITY, TX 77573
* $ n/a 1 $ 1,215,000
Loansteady LLC
8401 GREENSBORO DRIVE SUITE 950
MCCLEAN, VA 22102
* $ n/a 1 $ 305,000
Milo Credit, LLC
545 NW 26TH ST SUITE 200
MIAMI, FL 33127
* $ n/a 1 $ 555,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ n/a 1 $ 365,000
Primeway Federal Credit Union
12811 NORTHWEST FREEWAY
HOUSTON, TX 77040
* $ n/a 1 $ 85,000
Texas Bay Area Credit Union
12611 FUQUA ST
HOUSTON, TX 77034
* $ n/a 1 $ 405,000
Loanleaders of America, Inc
38 EXECUTIVE PARK, SUITE 260
IRVINE, CA 92614
* $ n/a 1 $ 215,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 1 $ 335,000
Princeton Mortgage Corporation
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08628
* $ n/a 1 $ 245,000
Bridgeway Lending Partners, LLC
10550 CAMDEN DRIVE, SUITE B
CYPRESS, CA 90630
* $ n/a 1 $ 245,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ n/a 1 $ 175,000
North Dallas Bank & Trust Co.
12900 PRESTON RD
DALLAS, TX 75230
* $ n/a 1 $ 395,000
Fidelity Lending Solutions Inc
2650 E. IMPERIAL HWY. SUITE 110
BREA, CA 92821
* $ n/a 1 $ 155,000
Firstlight Federal Credit Unio
9983 KENWORTHY ST.
EL PASO, TX 79924
* $ n/a 1 $ 455,000
Valley West Corporation
8010 W SAHARA AVE SUITE #140
LAS VEGAS, NV 89117
* $ n/a 1 $ 5,000
Henderson Federal Savings Bank
130 N MARSHALL ST.
HENDERSON, TX 75652
* $ n/a 1 $ 325,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 1 $ 235,000
Platinum Eagle Mortgage, LLC

FORT WASHINGTON, PA 19034
* $ n/a 1 $ 215,000
Bank of Brenham N.A.
501 S AUSTIN ST
BRENHAM, TX 77833
* $ n/a 1 $ 395,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ n/a 1 $ 305,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 325,000
First Service Credit Union
9621 WEST SAM HOUSTON PKWY N #110
HOUSTON, TX 77084
* $ n/a 1 $ 175,000
The Mortgage Link, Inc.
3 RESEARCH PL #100
ROCKVILLE, MD 20850
* $ n/a 1 $ 545,000
Rio Bank
1655 N 23RD STREET
MCALLEN, TX 78501
* $ n/a 1 $ 525,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ n/a 1 $ 305,000
Sage Capital Bank
1606 N SARAH DEWITT DRIVE
GONZALES, TX 78629
* $ n/a 1 $ 435,000
Signature Bank of Arkansas
3878 N CROSSOVER ROAD STE 20
FAYETTEVILLE, AR 72703
* $ n/a 1 $ 395,000
First National Bank of Central Texas
1835 N. VALLEY MILLS DR.
WACO, TX 76710
* $ n/a 1 $ 305,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ n/a 1 $ 285,000
Kbhs Home Loans, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 395,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 1 $ 345,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 225,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ n/a 1 $ 105,000
Dugood Federal Credit Union
7505 EASTEX FREEWAY, SUITE B
BEAUMONT, TX 77708
* $ n/a 1 $ 25,000
Jsc FCU
PO BOX 58346
HOUSTON, TX 77258
* $ n/a 1 $ 25,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 1 $ 345,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ n/a 1 $ 155,000
Citizens State Bank
102 WEST BLUFF ST
WOODVILLE, TX 75979
* $ n/a 1 $ 285,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 1 $ 175,000
Jet Direct Funding Corp.
111 WEST MAIN STREET SUITE 110
BAY SHORE, NY 11706
* $ n/a 1 $ 285,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ n/a 1 $ 285,000
Mct Credit Union
2736 NALL STREET
PORT NECHES, TX 77651
* $ n/a 1 $ 205,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 1 $ 195,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ n/a 1 $ 85,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ n/a 1 $ 995,000
Aneca Federal Credit Union
4361 YOUREE DRIVE
SHREVEPORT, LA 71105
* $ n/a 1 $ 735,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ n/a 1 $ 65,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ n/a 1 $ 185,000
Servisfirst Bank
2500 WOODCREST PLACE
BIRMINGHAM, AL 35209
* $ n/a 1 $ 105,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ n/a 1 $ 215,000
Focusone Mortgage, LLC
9601 JONES RD STE 108
HOUSTON, TX 77065
* $ n/a 1 $ 135,000

The tables below break down 2025 mortgage applications in Hays County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hays County, TX in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,601 $4,000,975,000 $377,000 $72,195,000 $162,000 $6,113,000
Cash-out Refinancing 1,615 $391,655,000 $242,000 $2,685,000 $152,000 $2,800,000
Refinancing 1,432 $760,360,000 $530,000 $27,935,000 $209,000 $4,428,000
Other Purpose 767 $107,065,000 $139,000 $2,215,000 $178,000 $4,734,000
Home Improvement 449 $76,035,000 $169,000 $2,005,000 $188,000 $1,825,000
Not Applicable 36 $11,070,000 $307,000 $2,095,000 $52,000 $57,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,212 $1,962,060,000 $376,000 $10,005,000 $194,000 $4,734,000
Hispanic 3,777 $1,018,645,000 $269,000 $2,805,000 $119,000 $1,800,000
Not applicable 3,022 $1,355,920,000 $448,000 $72,195,000 $178,000 $1,475,000
Not Provided 1,746 $610,280,000 $349,000 $5,505,000 $181,000 $6,113,000
Asian 633 $236,825,000 $374,000 $2,245,000 $216,000 $1,825,000
Black or African American 431 $137,285,000 $318,000 $955,000 $118,000 $768,000
American Indian or Alaskan Native 61 $20,835,000 $341,000 $4,005,000 $186,000 $3,031,000
Native Hawaiian or Other Pacific Islander 18 $5,310,000 $295,000 $985,000 $186,000 $1,343,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,688 $3,536,830,000 $365,000 $72,195,000 $190,000 $6,113,000
FHA-insured (Federal Housing Administration) 3,552 $1,147,490,000 $323,000 $675,000 $105,000 $1,200,000
VA-guaranteed (Veterans Administration) 1,370 $593,840,000 $433,000 $2,005,000 $134,000 $599,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 290 $69,000,000 $237,000 $495,000 $96,000 $338,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,164 $2,709,400,000 $378,000 $72,195,000 $173,000 $6,113,000
Loan Purchased By The Institution 3,039 $1,138,365,000 $374,000 $2,945,000 $184,000 $1,475,000
Application Denied By Financial Institution 1,914 $510,030,000 $266,000 $3,995,000 $125,000 $2,133,000
Application Withdrawn By Applicant 1,763 $672,925,000 $381,000 $27,935,000 $178,000 $3,427,000
File Closed For Incompleteness 608 $188,750,000 $310,000 $5,505,000 $187,000 $4,734,000
Application Approved But Not Accepted 392 $117,910,000 $300,000 $3,005,000 $164,000 $2,705,000
Preapproval Approved but not Accepted 13 $7,115,000 $547,000 $1,975,000 $199,000 $613,000
Preapproval Denied by Financial Institution 7 $2,665,000 $380,000 $555,000 $134,000 $325,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 12,930 $4,799,720,000 $371,000 $72,195,000 $174,000 $6,113,000
Debt-To-Income Ratio 803 $246,765,000 $307,000 $5,505,000 $95,000 $1,458,000
Credit History 414 $82,800,000 $200,000 $2,465,000 $111,000 $1,265,000
Collateral 223 $70,715,000 $317,000 $3,995,000 $194,000 $2,133,000
Other 189 $47,585,000 $251,000 $1,345,000 $195,000 $1,320,000
Credit Application Incomplete 174 $52,120,000 $299,000 $1,115,000 $181,000 $1,348,000
Unverifiable Information 86 $23,490,000 $273,000 $1,825,000 $151,000 $1,301,000
Insufficient Cash (Downpayment, Closing Cost) 59 $17,975,000 $304,000 $805,000 $106,000 $358,000
Employment History 22 $5,990,000 $272,000 $725,000 $79,000 $310,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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