Access National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Access National Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Access National Bank 1800 Robert Fulton Dr Reston, VA 20191 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,567 |
| Total Mortgage Loan Application Amount | $662,978,000 |
| Average Mortgage Loan Application Amount | $189,666 |
| Highest Mortgage Loan Application Amount | $4,250,000 |
| Average Applicant Income | $80,333 |
| Highest Applicant Income | $5,956,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Access National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Access National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Access National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Access National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Access National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Access National Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Indiana | 292 | $ 71,386,000 | $ 244,000 | $ 122,000 |
| Marion County Indiana | 217 | $ 36,298,000 | $ 167,000 | $ 83,000 |
| Volusia County Florida | 190 | $ 31,714,000 | $ 166,000 | $ 117,000 |
| Fairfax County Virginia | 143 | $ 71,102,000 | $ 497,000 | $ 216,000 |
| Loudoun County Virginia | 94 | $ 39,207,000 | $ 417,000 | $ 149,000 |
| Fulton County Georgia | 83 | $ 25,065,000 | $ 301,000 | $ 134,000 |
| Cobb County Georgia | 75 | $ 17,517,000 | $ 233,000 | $ 113,000 |
| Prince William County Virginia | 73 | $ 24,188,000 | $ 331,000 | $ 110,000 |
| Washington County Maryland | 61 | $ 9,709,000 | $ 159,000 | $ 69,000 |
| Davidson County Tennessee | 53 | $ 12,051,000 | $ 227,000 | $ 129,000 |
| Mercer County West Virginia | 51 | $ 4,920,000 | $ 96,000 | $ 47,000 |
| Prince George's County Maryland | 48 | $ 12,596,000 | $ 262,000 | $ 82,000 |
| DeKalb County Georgia | 46 | $ 12,830,000 | $ 278,000 | $ 152,000 |
| Charles County Maryland | 40 | $ 9,903,000 | $ 247,000 | $ 72,000 |
| Tazewell County Virginia | 36 | $ 3,884,000 | $ 107,000 | $ 46,000 |
| District of Columbia County District Of Columbia | 34 | $ 11,970,000 | $ 352,000 | $ 156,000 |
| Gwinnett County Georgia | 33 | $ 6,800,000 | $ 206,000 | $ 95,000 |
| Montgomery County Maryland | 29 | $ 12,317,000 | $ 424,000 | $ 196,000 |
| Boone County Indiana | 28 | $ 6,626,000 | $ 236,000 | $ 109,000 |
| Hancock County Indiana | 28 | $ 5,959,000 | $ 212,000 | $ 90,000 |
| Berkeley County West Virginia | 28 | $ 4,730,000 | $ 168,000 | $ 62,000 |
| Hendricks County Indiana | 27 | $ 5,593,000 | $ 207,000 | $ 110,000 |
| Johnson County Indiana | 24 | $ 4,659,000 | $ 194,000 | $ 84,000 |
| Franklin County Pennsylvania | 23 | $ 3,853,000 | $ 167,000 | $ 77,000 |
| Arlington County Virginia | 21 | $ 7,932,000 | $ 377,000 | $ 235,000 |
| Alexandria County Virginia | 19 | $ 14,604,000 | $ 768,000 | $ 229,000 |
| Cherokee County Georgia | 17 | $ 3,422,000 | $ 201,000 | $ 93,000 |
| Frederick County Maryland | 16 | $ 3,599,000 | $ 224,000 | $ 84,000 |
| Fauquier County Virginia | 16 | $ 7,083,000 | $ 442,000 | $ 159,000 |
| Wake County North Carolina | 14 | $ 3,299,000 | $ 235,000 | $ 90,000 |
| Paulding County Georgia | 13 | $ 2,066,000 | $ 158,000 | $ 64,000 |
| Williamson County Tennessee | 13 | $ 3,990,000 | $ 306,000 | $ 165,000 |
| Los Angeles County California | 11 | $ 9,369,000 | $ 851,000 | $ 175,000 |
| Jefferson County Colorado | 10 | $ 2,815,000 | $ 281,000 | $ 108,000 |
| Madison County Indiana | 10 | $ 1,451,000 | $ 145,000 | $ 66,000 |
| Anne Arundel County Maryland | 9 | $ 2,708,000 | $ 300,000 | $ 134,000 |
| Sussex County Delaware | 8 | $ 3,570,000 | $ 446,000 | $ 433,000 |
| Orange County Florida | 8 | $ 1,821,000 | $ 227,000 | $ 82,000 |
| Henry County Georgia | 8 | $ 1,317,000 | $ 164,000 | $ 61,000 |
| Johnston County North Carolina | 8 | $ 1,827,000 | $ 228,000 | $ 89,000 |
| Brevard County Florida | 7 | $ 1,272,000 | $ 181,000 | $ 125,000 |
| Forsyth County Georgia | 7 | $ 2,052,000 | $ 293,000 | $ 157,000 |
| Hall County Georgia | 7 | $ 1,395,000 | $ 199,000 | $ 73,000 |
| Baltimore City County Maryland | 7 | $ 1,250,000 | $ 178,000 | $ 61,000 |
| Dickson County Tennessee | 7 | $ 992,000 | $ 141,000 | $ 55,000 |
| Manassas County Virginia | 7 | $ 1,603,000 | $ 229,000 | $ 67,000 |
| Newport News County Virginia | 7 | $ 1,377,000 | $ 196,000 | $ 61,000 |
| Russell County Virginia | 7 | $ 678,000 | $ 96,000 | $ 49,000 |
| Douglas County Colorado | 6 | $ 1,410,000 | $ 235,000 | $ 71,000 |
| Morgan County Indiana | 6 | $ 971,000 | $ 161,000 | $ 80,000 |
| Middlesex County Massachusetts | 6 | $ 1,550,000 | $ 258,000 | $ 89,000 |
| Rutherford County Tennessee | 6 | $ 1,009,000 | $ 168,000 | $ 55,000 |
| Spotsylvania County Virginia | 6 | $ 1,163,000 | $ 193,000 | $ 97,000 |
| Coweta County Georgia | 5 | $ 1,470,000 | $ 294,000 | $ 132,000 |
| Brown County Indiana | 5 | $ 1,043,000 | $ 208,000 | $ 205,000 |
| Carroll County Maryland | 5 | $ 1,529,000 | $ 305,000 | $ 139,000 |
| Queen Anne's County Maryland | 5 | $ 2,068,000 | $ 413,000 | $ 207,000 |
| Essex County Massachusetts | 5 | $ 1,615,000 | $ 323,000 | $ 115,000 |
| Chesapeake County Virginia | 5 | $ 1,841,000 | $ 368,000 | $ 105,000 |
| Culpeper County Virginia | 5 | $ 951,000 | $ 190,000 | $ 38,000 |
| Adams County Colorado | 4 | $ 823,000 | $ 205,000 | $ 115,000 |
| Arapahoe County Colorado | 4 | $ 839,000 | $ 209,000 | $ 91,000 |
| Denver County Colorado | 4 | $ 762,000 | $ 190,000 | $ 103,000 |
| Lake County Florida | 4 | $ 760,000 | $ 190,000 | $ 101,000 |
| Pinellas County Florida | 4 | $ 804,000 | $ 201,000 | $ 113,000 |
| Seminole County Florida | 4 | $ 683,000 | $ 170,000 | $ 153,000 |
| Cook County Illinois | 4 | $ 685,000 | $ 171,000 | $ 131,000 |
| Baltimore County Maryland | 4 | $ 1,189,000 | $ 297,000 | $ 101,000 |
| Calvert County Maryland | 4 | $ 1,121,000 | $ 280,000 | $ 119,000 |
| Howard County Maryland | 4 | $ 1,570,000 | $ 392,000 | $ 188,000 |
| St. Mary's County Maryland | 4 | $ 1,088,000 | $ 272,000 | $ 91,000 |
| Suffolk County Massachusetts | 4 | $ 1,212,000 | $ 303,000 | $ 81,000 |
| Hennepin County Minnesota | 4 | $ 878,000 | $ 219,000 | $ 113,000 |
| Bexar County Texas | 4 | $ 1,030,000 | $ 257,000 | $ 176,000 |
| Chesterfield County Virginia | 4 | $ 1,093,000 | $ 273,000 | $ 187,000 |
| Harrisonburg County Virginia | 4 | $ 552,000 | $ 138,000 | $ 30,000 |
| Manassas Park County Virginia | 4 | $ 1,020,000 | $ 255,000 | $ 63,000 |
| Richmond City County Virginia | 4 | $ 795,000 | $ 198,000 | $ 205,000 |
| Stafford County Virginia | 4 | $ 1,306,000 | $ 326,000 | $ 133,000 |
| Orange County California | 3 | $ 1,288,000 | $ 429,000 | $ 108,000 |
| San Diego County California | 3 | $ 1,875,000 | $ 625,000 | $ 129,000 |
| New Castle County Delaware | 3 | $ 521,000 | $ 173,000 | $ 72,000 |
| Indian River County Florida | 3 | $ 721,000 | $ 240,000 | $ 154,000 |
| Monroe County Florida | 3 | $ 1,054,000 | $ 351,000 | $ 88,000 |
| Palm Beach County Florida | 3 | $ 1,153,000 | $ 384,000 | $ 134,000 |
| Sarasota County Florida | 3 | $ 1,474,000 | $ 491,000 | $ 2,168,000 |
| Columbia County Georgia | 3 | $ 1,065,000 | $ 355,000 | $ 114,000 |
| Douglas County Georgia | 3 | $ 525,000 | $ 175,000 | $ 105,000 |
| Muscogee County Georgia | 3 | $ 775,000 | $ 258,000 | $ 81,000 |
| Howard County Indiana | 3 | $ 709,000 | $ 236,000 | $ 79,000 |
| Kosciusko County Indiana | 3 | $ 620,000 | $ 206,000 | $ 235,000 |
| Talbot County Maryland | 3 | $ 1,499,000 | $ 499,000 | $ 109,000 |
| Barnstable County Massachusetts | 3 | $ 929,000 | $ 309,000 | $ 155,000 |
| Bristol County Massachusetts | 3 | $ 702,000 | $ 234,000 | $ 85,000 |
| Hampden County Massachusetts | 3 | $ 594,000 | $ 198,000 | $ 56,000 |
| Norfolk County Massachusetts | 3 | $ 942,000 | $ 314,000 | $ 169,000 |
| Clark County Nevada | 3 | $ 892,000 | $ 297,000 | $ 80,000 |
| Kings County New York | 3 | $ 1,357,000 | $ 452,000 | $ 222,000 |
| Dare County North Carolina | 3 | $ 1,953,000 | $ 651,000 | $ 9,000 |
| Harnett County North Carolina | 3 | $ 465,000 | $ 155,000 | $ 45,000 |
| Allegheny County Pennsylvania | 3 | $ 473,000 | $ 157,000 | $ 67,000 |
| Beaufort County South Carolina | 3 | $ 925,000 | $ 308,000 | $ 149,000 |
| Shelby County Tennessee | 3 | $ 780,000 | $ 260,000 | $ 60,000 |
| Harris County Texas | 3 | $ 782,000 | $ 260,000 | $ 86,000 |
| Travis County Texas | 3 | $ 719,000 | $ 239,000 | $ 131,000 |
| Albemarle County Virginia | 3 | $ 668,000 | $ 222,000 | $ 42,000 |
| Buchanan County Virginia | 3 | $ 314,000 | $ 104,000 | $ 54,000 |
| Henrico County Virginia | 3 | $ 960,000 | $ 320,000 | $ 120,000 |
| Louisa County Virginia | 3 | $ 789,000 | $ 263,000 | $ 104,000 |
| Roanoke County Virginia | 3 | $ 639,000 | $ 213,000 | $ 79,000 |
| Virginia Beach County Virginia | 3 | $ 949,000 | $ 316,000 | $ 94,000 |
| Washington County Virginia | 3 | $ 529,000 | $ 176,000 | $ 75,000 |
| Jefferson County West Virginia | 3 | $ 546,000 | $ 182,000 | $ 66,000 |
| Maricopa County Arizona | 2 | $ 331,000 | $ 165,000 | $ 0 |
| Benton County Arkansas | 2 | $ 459,000 | $ 229,000 | $ 94,000 |
| Contra Costa County California | 2 | $ 1,451,000 | $ 725,000 | $ 359,000 |
| Boulder County Colorado | 2 | $ 760,000 | $ 380,000 | $ 178,000 |
| Weld County Colorado | 2 | $ 495,000 | $ 247,000 | $ 97,000 |
| Duval County Florida | 2 | $ 388,000 | $ 194,000 | $ 212,000 |
| Flagler County Florida | 2 | $ 272,000 | $ 136,000 | $ 84,000 |
| Hillsborough County Florida | 2 | $ 218,000 | $ 109,000 | $ 76,000 |
| Miami-Dade County Florida | 2 | $ 740,000 | $ 370,000 | $ 403,000 |
| St. Johns County Florida | 2 | $ 610,000 | $ 305,000 | $ 227,000 |
| Barrow County Georgia | 2 | $ 255,000 | $ 127,000 | $ 48,000 |
| Berrien County Georgia | 2 | $ 189,000 | $ 94,000 | $ 38,000 |
| Chatham County Georgia | 2 | $ 657,000 | $ 328,000 | $ 140,000 |
| Clarke County Georgia | 2 | $ 176,000 | $ 88,000 | $ 134,000 |
| Dawson County Georgia | 2 | $ 513,000 | $ 256,000 | $ 98,000 |
| Fayette County Georgia | 2 | $ 322,000 | $ 161,000 | $ 85,000 |
| Floyd County Georgia | 2 | $ 166,000 | $ 83,000 | $ 68,000 |
| Gordon County Georgia | 2 | $ 275,000 | $ 137,000 | $ 90,000 |
| Haralson County Georgia | 2 | $ 338,000 | $ 169,000 | $ 82,000 |
| Harris County Georgia | 2 | $ 311,000 | $ 155,000 | $ 104,000 |
| Kootenai County Idaho | 2 | $ 467,000 | $ 233,000 | $ 85,000 |
| DuPage County Illinois | 2 | $ 296,000 | $ 148,000 | $ 74,000 |
| Lake County Illinois | 2 | $ 593,000 | $ 296,000 | $ 47,000 |
| Lake County Indiana | 2 | $ 375,000 | $ 187,000 | $ 88,000 |
| Putnam County Indiana | 2 | $ 180,000 | $ 90,000 | $ 35,000 |
| McCracken County Kentucky | 2 | $ 219,000 | $ 109,000 | $ 120,000 |
| Kent County Maryland | 2 | $ 310,000 | $ 155,000 | $ 73,000 |
| Hampshire County Massachusetts | 2 | $ 243,000 | $ 121,000 | $ 117,000 |
| Lauderdale County Mississippi | 2 | $ 428,000 | $ 214,000 | $ 55,000 |
| Rockingham County New Hampshire | 2 | $ 480,000 | $ 240,000 | $ 65,000 |
| San Juan County New Mexico | 2 | $ 291,000 | $ 145,000 | $ 42,000 |
| Chatham County North Carolina | 2 | $ 272,000 | $ 136,000 | $ 38,000 |
| Cuyahoga County Ohio | 2 | $ 679,000 | $ 339,000 | $ 210,000 |
| Franklin County Ohio | 2 | $ 486,000 | $ 243,000 | $ 169,000 |
| Greene County Ohio | 2 | $ 604,000 | $ 302,000 | $ 132,000 |
| Warren County Ohio | 2 | $ 517,000 | $ 258,000 | $ 161,000 |
| Chester County Pennsylvania | 2 | $ 611,000 | $ 305,000 | $ 165,000 |
| Cumberland County Pennsylvania | 2 | $ 408,000 | $ 204,000 | $ 30,000 |
| Philadelphia County Pennsylvania | 2 | $ 617,000 | $ 308,000 | $ 82,000 |
| Westmoreland County Pennsylvania | 2 | $ 405,000 | $ 202,000 | $ 70,000 |
| Lexington County South Carolina | 2 | $ 267,000 | $ 133,000 | $ 35,000 |
| Oconee County South Carolina | 2 | $ 789,000 | $ 394,000 | $ 229,000 |
| Cheatham County Tennessee | 2 | $ 265,000 | $ 132,000 | $ 71,000 |
| Maury County Tennessee | 2 | $ 315,000 | $ 157,000 | $ 78,000 |
| Sumner County Tennessee | 2 | $ 319,000 | $ 159,000 | $ 35,000 |
| Collin County Texas | 2 | $ 360,000 | $ 180,000 | $ 110,000 |
| Fort Bend County Texas | 2 | $ 381,000 | $ 190,000 | $ 60,000 |
| Tarrant County Texas | 2 | $ 628,000 | $ 314,000 | $ 505,000 |
| Clarke County Virginia | 2 | $ 677,000 | $ 338,000 | $ 98,000 |
| Fairfax City County Virginia | 2 | $ 690,000 | $ 345,000 | $ 101,000 |
| Fluvanna County Virginia | 2 | $ 601,000 | $ 300,000 | $ 129,000 |
| Frederick County Virginia | 2 | $ 374,000 | $ 187,000 | $ 113,000 |
| Greene County Virginia | 2 | $ 366,000 | $ 183,000 | $ 52,000 |
| Isle of Wight County Virginia | 2 | $ 617,000 | $ 308,000 | $ 120,000 |
| Northumberland County Virginia | 2 | $ 336,000 | $ 168,000 | $ 88,000 |
| Suffolk County Virginia | 2 | $ 488,000 | $ 244,000 | $ 76,000 |
| McDowell County West Virginia | 2 | $ 158,000 | $ 79,000 | $ 36,000 |
| Raleigh County West Virginia | 2 | $ 457,000 | $ 228,000 | $ 117,000 |
| Cherokee County Alabama | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Dale County Alabama | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Pima County Arizona | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| Yuma County Arizona | 1 | $ 400,000 | $ 400,000 | $ 106,000 |
| Cross County Arkansas | 1 | $ 92,000 | $ 92,000 | $ 58,000 |
| Alameda County California | 1 | $ 280,000 | $ 280,000 | $ 95,000 |
| Solano County California | 1 | $ 193,000 | $ 193,000 | $ 60,000 |
| Ventura County California | 1 | $ 231,000 | $ 231,000 | $ 142,000 |
| Archuleta County Colorado | 1 | $ 133,000 | $ 133,000 | $ 160,000 |
| El Paso County Colorado | 1 | $ 110,000 | $ 110,000 | $ 77,000 |
| Grand County Colorado | 1 | $ 340,000 | $ 340,000 | $ 73,000 |
| Larimer County Colorado | 1 | $ 197,000 | $ 197,000 | $ 69,000 |
| Routt County Colorado | 1 | $ 133,000 | $ 133,000 | $ 71,000 |
| San Juan County Colorado | 1 | $ 162,000 | $ 162,000 | $ 126,000 |
| Hartford County Connecticut | 1 | $ 408,000 | $ 408,000 | $ 305,000 |
| Litchfield County Connecticut | 1 | $ 450,000 | $ 450,000 | $ 180,000 |
| New Haven County Connecticut | 1 | $ 194,000 | $ 194,000 | $ 42,000 |
| Kent County Delaware | 1 | $ 201,000 | $ 201,000 | $ 40,000 |
| Bay County Florida | 1 | $ 80,000 | $ 80,000 | $ 171,000 |
| Charlotte County Florida | 1 | $ 504,000 | $ 504,000 | $ 180,000 |
| Leon County Florida | 1 | $ 179,000 | $ 179,000 | $ 94,000 |
| Manatee County Florida | 1 | $ 392,000 | $ 392,000 | $ 292,000 |
| Marion County Florida | 1 | $ 209,000 | $ 209,000 | $ 209,000 |
| Osceola County Florida | 1 | $ 157,000 | $ 157,000 | $ 61,000 |
| Pasco County Florida | 1 | $ 60,000 | $ 60,000 | $ 86,000 |
| Polk County Florida | 1 | $ 440,000 | $ 440,000 | $ 177,000 |
| Santa Rosa County Florida | 1 | $ 158,000 | $ 158,000 | $ 68,000 |
| Walton County Florida | 1 | $ 392,000 | $ 392,000 | $ 153,000 |
| Bartow County Georgia | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Bibb County Georgia | 1 | $ 88,000 | $ 88,000 | $ 83,000 |
| Bryan County Georgia | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Crawford County Georgia | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Effingham County Georgia | 1 | $ 108,000 | $ 108,000 | $ 104,000 |
| Hart County Georgia | 1 | $ 165,000 | $ 165,000 | $ 178,000 |
| Houston County Georgia | 1 | $ 224,000 | $ 224,000 | $ 104,000 |
| Lowndes County Georgia | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Lumpkin County Georgia | 1 | $ 177,000 | $ 177,000 | $ 141,000 |
| Newton County Georgia | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Oconee County Georgia | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Putnam County Georgia | 1 | $ 282,000 | $ 282,000 | $ 82,000 |
| Richmond County Georgia | 1 | $ 417,000 | $ 417,000 | $ 112,000 |
| Rockdale County Georgia | 1 | $ 248,000 | $ 248,000 | $ 117,000 |
| Twiggs County Georgia | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
| Whitfield County Georgia | 1 | $ 190,000 | $ 190,000 | $ 110,000 |
| Hawaii County Hawaii | 1 | $ 302,000 | $ 302,000 | $ 146,000 |
| Maui County Hawaii | 1 | $ 543,000 | $ 543,000 | $ 217,000 |
| Canyon County Idaho | 1 | $ 293,000 | $ 293,000 | $ 76,000 |
| Boone County Illinois | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Kane County Illinois | 1 | $ 180,000 | $ 180,000 | $ 135,000 |
| McHenry County Illinois | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| Will County Illinois | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Cass County Indiana | 1 | $ 98,000 | $ 98,000 | $ 102,000 |
| Delaware County Indiana | 1 | $ 60,000 | $ 60,000 | $ 112,000 |
| Gibson County Indiana | 1 | $ 253,000 | $ 253,000 | $ 124,000 |
| Jackson County Indiana | 1 | $ 189,000 | $ 189,000 | $ 45,000 |
| Monroe County Indiana | 1 | $ 298,000 | $ 298,000 | $ 93,000 |
| Orange County Indiana | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| Parke County Indiana | 1 | $ 158,000 | $ 158,000 | $ 31,000 |
| Perry County Indiana | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Spencer County Indiana | 1 | $ 121,000 | $ 121,000 | $ 63,000 |
| Steuben County Indiana | 1 | $ 333,000 | $ 333,000 | $ 135,000 |
| Tippecanoe County Indiana | 1 | $ 113,000 | $ 113,000 | $ 64,000 |
| Tipton County Indiana | 1 | $ 193,000 | $ 193,000 | $ 125,000 |
| Vermillion County Indiana | 1 | $ 273,000 | $ 273,000 | $ 174,000 |
| Warrick County Indiana | 1 | $ 126,000 | $ 126,000 | $ 25,000 |
| Wells County Indiana | 1 | $ 169,000 | $ 169,000 | $ 48,000 |
| Mills County Iowa | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Polk County Iowa | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Harlan County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 92,000 |
| Jefferson County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 104,000 |
| Mason County Kentucky | 1 | $ 183,000 | $ 183,000 | $ 53,000 |
| McLean County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Oldham County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Pulaski County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 34,000 |
| Ascension County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 140,000 |
| Waldo County Maine | 1 | $ 400,000 | $ 400,000 | $ 186,000 |
| York County Maine | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Cecil County Maryland | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Dorchester County Maryland | 1 | $ 90,000 | $ 90,000 | $ 21,000 |
| Wicomico County Maryland | 1 | $ 160,000 | $ 160,000 | $ 145,000 |
| Worcester County Maryland | 1 | $ 417,000 | $ 417,000 | $ 487,000 |
| Plymouth County Massachusetts | 1 | $ 217,000 | $ 217,000 | $ 57,000 |
| Worcester County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 202,000 |
| Barry County Michigan | 1 | $ 317,000 | $ 317,000 | $ 125,000 |
| Berrien County Michigan | 1 | $ 289,000 | $ 289,000 | $ 120,000 |
| Kent County Michigan | 1 | $ 331,000 | $ 331,000 | $ 148,000 |
| Carver County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 69,000 |
| Nicollet County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Lafayette County Mississippi | 1 | $ 172,000 | $ 172,000 | $ 40,000 |
| Gallatin County Montana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lewis and Clark County Montana | 1 | $ 180,000 | $ 180,000 | $ 37,000 |
| Missoula County Montana | 1 | $ 206,000 | $ 206,000 | $ 46,000 |
| Douglas County Nebraska | 1 | $ 233,000 | $ 233,000 | $ 80,000 |
| Camden County New Jersey | 1 | $ 214,000 | $ 214,000 | $ 86,000 |
| Bronx County New York | 1 | $ 261,000 | $ 261,000 | $ 261,000 |
| Chenango County New York | 1 | $ 170,000 | $ 170,000 | $ 57,000 |
| Hamilton County New York | 1 | $ 650,000 | $ 650,000 | $ 433,000 |
| New York County New York | 1 | $ 4,250,000 | $ 4,250,000 | $ 0 |
| Onondaga County New York | 1 | $ 160,000 | $ 160,000 | $ 113,000 |
| Richmond County New York | 1 | $ 175,000 | $ 175,000 | $ 285,000 |
| Warren County New York | 1 | $ 140,000 | $ 140,000 | $ 453,000 |
| Wayne County New York | 1 | $ 180,000 | $ 180,000 | $ 119,000 |
| Alamance County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 76,000 |
| Buncombe County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 373,000 |
| Currituck County North Carolina | 1 | $ 463,000 | $ 463,000 | $ 185,000 |
| Davie County North Carolina | 1 | $ 341,000 | $ 341,000 | $ 95,000 |
| Duplin County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 6,000 |
| Forsyth County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 81,000 |
| Gaston County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Hyde County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 111,000 |
| Macon County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 146,000 |
| Mecklenburg County North Carolina | 1 | $ 413,000 | $ 413,000 | $ 217,000 |
| Nash County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 32,000 |
| Robeson County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Sampson County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 84,000 |
| Transylvania County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 51,000 |
| Wilson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Ashtabula County Ohio | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
| Delaware County Ohio | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 230,000 | $ 230,000 | $ 85,000 |
| Knox County Ohio | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Lake County Ohio | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Licking County Ohio | 1 | $ 181,000 | $ 181,000 | $ 65,000 |
| Lorain County Ohio | 1 | $ 203,000 | $ 203,000 | $ 84,000 |
| Madison County Ohio | 1 | $ 444,000 | $ 444,000 | $ 183,000 |
| Mahoning County Ohio | 1 | $ 157,000 | $ 157,000 | $ 75,000 |
| Stark County Ohio | 1 | $ 190,000 | $ 190,000 | $ 81,000 |
| Summit County Ohio | 1 | $ 162,000 | $ 162,000 | $ 93,000 |
| Union County Ohio | 1 | $ 181,000 | $ 181,000 | $ 80,000 |
| Wood County Ohio | 1 | $ 272,000 | $ 272,000 | $ 81,000 |
| Comanche County Oklahoma | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 38,000 |
| Benton County Oregon | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 279,000 | $ 279,000 | $ 62,000 |
| Bucks County Pennsylvania | 1 | $ 281,000 | $ 281,000 | $ 75,000 |
| Lebanon County Pennsylvania | 1 | $ 213,000 | $ 213,000 | $ 110,000 |
| Northampton County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 87,000 |
| Washington County Pennsylvania | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 72,000 |
| Charleston County South Carolina | 1 | $ 224,000 | $ 224,000 | $ 119,000 |
| Clarendon County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Orangeburg County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Richland County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Blount County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Carter County Tennessee | 1 | $ 261,000 | $ 261,000 | $ 125,000 |
| Hickman County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 50,000 |
| Humphreys County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 64,000 |
| Perry County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 133,000 |
| Sevier County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 112,000 |
| Van Buren County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Bastrop County Texas | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Bell County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Denton County Texas | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Ellis County Texas | 1 | $ 230,000 | $ 230,000 | $ 70,000 |
| Gillespie County Texas | 1 | $ 221,000 | $ 221,000 | $ 90,000 |
| Hays County Texas | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Leon County Texas | 1 | $ 387,000 | $ 387,000 | $ 96,000 |
| Medina County Texas | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Wichita County Texas | 1 | $ 160,000 | $ 160,000 | $ 95,000 |
| Salt Lake County Utah | 1 | $ 258,000 | $ 258,000 | $ 84,000 |
| Rutland County Vermont | 1 | $ 410,000 | $ 410,000 | $ 459,000 |
| Augusta County Virginia | 1 | $ 246,000 | $ 246,000 | $ 276,000 |
| Bedford County Virginia | 1 | $ 380,000 | $ 380,000 | $ 399,000 |
| Brunswick County Virginia | 1 | $ 216,000 | $ 216,000 | $ 132,000 |
| Charlottesville County Virginia | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 471,000 | $ 471,000 | $ 194,000 |
| Gloucester County Virginia | 1 | $ 199,000 | $ 199,000 | $ 33,000 |
| Hanover County Virginia | 1 | $ 322,000 | $ 322,000 | $ 127,000 |
| James City County Virginia | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Lynchburg County Virginia | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Mecklenburg County Virginia | 1 | $ 216,000 | $ 216,000 | $ 106,000 |
| Pittsylvania County Virginia | 1 | $ 300,000 | $ 300,000 | $ 93,000 |
| Prince George County Virginia | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Rappahannock County Virginia | 1 | $ 277,000 | $ 277,000 | $ 138,000 |
| Shenandoah County Virginia | 1 | $ 178,000 | $ 178,000 | $ 277,000 |
| Smyth County Virginia | 1 | $ 409,000 | $ 409,000 | $ 113,000 |
| Warren County Virginia | 1 | $ 179,000 | $ 179,000 | $ 78,000 |
| Westmoreland County Virginia | 1 | $ 260,000 | $ 260,000 | $ 75,000 |
| Wythe County Virginia | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| Pacific County Washington | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| Greenbrier County West Virginia | 1 | $ 131,000 | $ 131,000 | $ 56,000 |
| Morgan County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Pocahontas County West Virginia | 1 | $ 104,000 | $ 104,000 | $ 521,000 |
| Tucker County West Virginia | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Wood County West Virginia | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Kenosha County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Access National Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,739 | $411,767,000 | $236,000 | $4,250,000 | $116,000 | $5,956,000 |
| Refinancing | 827 | $251,181,000 | $303,000 | $3,000,000 | $125,000 | $1,273,000 |
| Home Improvement | 1 | $30,000 | $30,000 | $30,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,865 | $456,454,000 | $244,000 | $3,000,000 | $119,000 | $5,956,000 |
| Not Provided | 252 | $81,017,000 | $321,000 | $2,610,000 | $170,000 | $1,997,000 |
| Black or African American | 218 | $51,311,000 | $235,000 | $636,000 | $83,000 | $400,000 |
| Hispanic | 88 | $20,733,000 | $235,000 | $1,090,000 | $94,000 | $531,000 |
| Asian | 74 | $24,870,000 | $336,000 | $959,000 | $132,000 | $445,000 |
| Not applicable | 54 | $24,661,000 | $456,000 | $4,250,000 | $20,000 | $509,000 |
| American Indian or Alaskan Native | 9 | $1,631,000 | $181,000 | $472,000 | $113,000 | $453,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,301,000 | $328,000 | $517,000 | $110,000 | $171,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,841 | $508,461,000 | $276,000 | $4,250,000 | $137,000 | $5,956,000 |
| FHA-insured (Federal Housing Administration) | 344 | $66,849,000 | $194,000 | $636,000 | $71,000 | $459,000 |
| VA-guaranteed (Veterans Administration) | 228 | $67,243,000 | $294,000 | $1,500,000 | $91,000 | $659,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 154 | $20,425,000 | $132,000 | $372,000 | $47,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,785 | $441,879,000 | $247,000 | $4,250,000 | $117,000 | $5,956,000 |
| Application Denied By Financial Institution | 390 | $102,199,000 | $262,000 | $1,490,000 | $108,000 | $1,273,000 |
| Application Withdrawn By Applicant | 371 | $112,581,000 | $303,000 | $3,000,000 | $137,000 | $1,459,000 |
| Application Approved But Not Accepted | 13 | $4,224,000 | $324,000 | $1,238,000 | $156,000 | $701,000 |
| Preapproval Denied by Financial Institution | 8 | $2,095,000 | $261,000 | $700,000 | $78,000 | $218,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 130 | $29,305,000 | $225,000 | $1,490,000 | $106,000 | $720,000 |
| Debt-To-Income Ratio | 90 | $24,823,000 | $275,000 | $1,000,000 | $77,000 | $300,000 |
| Credit History | 74 | $19,131,000 | $258,000 | $1,000,000 | $110,000 | $955,000 |
| Unverifiable Information | 66 | $21,786,000 | $330,000 | $1,202,000 | $145,000 | $1,273,000 |
| Other | 24 | $5,868,000 | $244,000 | $975,000 | $124,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,224,000 | $247,000 | $646,000 | $109,000 | $501,000 |
| Employment History | 4 | $757,000 | $189,000 | $298,000 | $35,000 | $73,000 |
| Credit Application Incomplete | 1 | $400,000 | $400,000 | $400,000 | $288,000 | $288,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Access National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.