Access National Bank Mortgage Lending & HMDA Data, 2014
In 2014, Access National Bank of Reston, VA reported 2,567 mortgage applications totaling $663.0 million, down 46% from 2013. The average application was for $258,269, and applicants reported an average income of $118,854. 70% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Indianapolis-Carmel-Anderson, IN (639), Washington-Arlington-Alexandria, DC-VA-MD-WV (528) and Atlanta-Sandy Springs-Roswell, GA (301) (applications in parentheses).
| Mortgage Company & Address | Access National Bank 1800 Robert Fulton Dr Reston, VA 20191 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,567 |
| Total Mortgage Loan Application Amount | $662,978,000 |
| Average Mortgage Loan Application Amount | $258,269 |
| Highest Mortgage Loan Application Amount | $4,250,000 |
| Average Applicant Income | $118,854 |
| Highest Applicant Income | $5,956,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Access National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton, Indiana | 292 | $ 71,386,000 | $ 244,472 | $ 122,000 |
| Marion, Indiana | 217 | $ 36,298,000 | $ 167,271 | $ 83,000 |
| Volusia, Florida | 190 | $ 31,714,000 | $ 166,915 | $ 117,000 |
| Fairfax, Virginia | 143 | $ 71,102,000 | $ 497,216 | $ 216,000 |
| Loudoun, Virginia | 94 | $ 39,207,000 | $ 417,095 | $ 149,000 |
| Fulton, Georgia | 83 | $ 25,065,000 | $ 301,987 | $ 134,000 |
| Cobb, Georgia | 75 | $ 17,517,000 | $ 233,560 | $ 113,000 |
| Prince William, Virginia | 73 | $ 24,188,000 | $ 331,342 | $ 110,000 |
| Washington, Maryland | 61 | $ 9,709,000 | $ 159,163 | $ 69,000 |
| Davidson, Tennessee | 53 | $ 12,051,000 | $ 227,377 | $ 129,000 |
| Mercer, West Virginia | 51 | $ 4,920,000 | $ 96,470 | $ 47,000 |
| Prince George's, Maryland | 48 | $ 12,596,000 | $ 262,416 | $ 82,000 |
| DeKalb, Georgia | 46 | $ 12,830,000 | $ 278,913 | $ 152,000 |
| Charles, Maryland | 40 | $ 9,903,000 | $ 247,575 | $ 72,000 |
| Tazewell, Virginia | 36 | $ 3,884,000 | $ 107,888 | $ 46,000 |
| District of Columbia, District Of Columbia | 34 | $ 11,970,000 | $ 352,058 | $ 156,000 |
| Gwinnett, Georgia | 33 | $ 6,800,000 | $ 206,060 | $ 95,000 |
| Montgomery, Maryland | 29 | $ 12,317,000 | $ 424,724 | $ 196,000 |
| Boone, Indiana | 28 | $ 6,626,000 | $ 236,642 | $ 109,000 |
| Hancock, Indiana | 28 | $ 5,959,000 | $ 212,821 | $ 90,000 |
| Berkeley, West Virginia | 28 | $ 4,730,000 | $ 168,928 | $ 62,000 |
| Hendricks, Indiana | 27 | $ 5,593,000 | $ 207,148 | $ 110,000 |
| Johnson, Indiana | 24 | $ 4,659,000 | $ 194,125 | $ 84,000 |
| Franklin, Pennsylvania | 23 | $ 3,853,000 | $ 167,521 | $ 77,000 |
| Arlington, Virginia | 21 | $ 7,932,000 | $ 377,714 | $ 235,000 |
| Alexandria, Virginia | 19 | $ 14,604,000 | $ 768,631 | $ 229,000 |
| Cherokee, Georgia | 17 | $ 3,422,000 | $ 201,294 | $ 93,000 |
| Frederick, Maryland | 16 | $ 3,599,000 | $ 224,937 | $ 84,000 |
| Fauquier, Virginia | 16 | $ 7,083,000 | $ 442,687 | $ 159,000 |
| Wake, North Carolina | 14 | $ 3,299,000 | $ 235,642 | $ 90,000 |
| Paulding, Georgia | 13 | $ 2,066,000 | $ 158,923 | $ 64,000 |
| Williamson, Tennessee | 13 | $ 3,990,000 | $ 306,923 | $ 165,000 |
| Los Angeles, California | 11 | $ 9,369,000 | $ 851,727 | $ 175,000 |
| Jefferson, Colorado | 10 | $ 2,815,000 | $ 281,500 | $ 108,000 |
| Madison, Indiana | 10 | $ 1,451,000 | $ 145,100 | $ 66,000 |
| Anne Arundel, Maryland | 9 | $ 2,708,000 | $ 300,888 | $ 134,000 |
| Sussex, Delaware | 8 | $ 3,570,000 | $ 446,250 | $ 433,000 |
| Orange, Florida | 8 | $ 1,821,000 | $ 227,625 | $ 82,000 |
| Henry, Georgia | 8 | $ 1,317,000 | $ 164,625 | $ 61,000 |
| Johnston, North Carolina | 8 | $ 1,827,000 | $ 228,375 | $ 89,000 |
| Brevard, Florida | 7 | $ 1,272,000 | $ 181,714 | $ 125,000 |
| Forsyth, Georgia | 7 | $ 2,052,000 | $ 293,142 | $ 157,000 |
| Hall, Georgia | 7 | $ 1,395,000 | $ 199,285 | $ 73,000 |
| Baltimore City, Maryland | 7 | $ 1,250,000 | $ 178,571 | $ 61,000 |
| Dickson, Tennessee | 7 | $ 992,000 | $ 141,714 | $ 55,000 |
| Manassas, Virginia | 7 | $ 1,603,000 | $ 229,000 | $ 67,000 |
| Newport News, Virginia | 7 | $ 1,377,000 | $ 196,714 | $ 61,000 |
| Russell, Virginia | 7 | $ 678,000 | $ 96,857 | $ 49,000 |
| Douglas, Colorado | 6 | $ 1,410,000 | $ 235,000 | $ 71,000 |
| Morgan, Indiana | 6 | $ 971,000 | $ 161,833 | $ 80,000 |
| Middlesex, Massachusetts | 6 | $ 1,550,000 | $ 258,333 | $ 89,000 |
| Rutherford, Tennessee | 6 | $ 1,009,000 | $ 168,166 | $ 55,000 |
| Spotsylvania, Virginia | 6 | $ 1,163,000 | $ 193,833 | $ 97,000 |
| Coweta, Georgia | 5 | $ 1,470,000 | $ 294,000 | $ 132,000 |
| Brown, Indiana | 5 | $ 1,043,000 | $ 208,600 | $ 205,000 |
| Carroll, Maryland | 5 | $ 1,529,000 | $ 305,800 | $ 139,000 |
| Queen Anne's, Maryland | 5 | $ 2,068,000 | $ 413,600 | $ 207,000 |
| Essex, Massachusetts | 5 | $ 1,615,000 | $ 323,000 | $ 115,000 |
| Chesapeake, Virginia | 5 | $ 1,841,000 | $ 368,200 | $ 105,000 |
| Culpeper, Virginia | 5 | $ 951,000 | $ 190,200 | $ 38,000 |
| Adams, Colorado | 4 | $ 823,000 | $ 205,750 | $ 115,000 |
| Arapahoe, Colorado | 4 | $ 839,000 | $ 209,750 | $ 91,000 |
| Denver, Colorado | 4 | $ 762,000 | $ 190,500 | $ 103,000 |
| Lake, Florida | 4 | $ 760,000 | $ 190,000 | $ 101,000 |
| Pinellas, Florida | 4 | $ 804,000 | $ 201,000 | $ 113,000 |
| Seminole, Florida | 4 | $ 683,000 | $ 170,750 | $ 153,000 |
| Cook, Illinois | 4 | $ 685,000 | $ 171,250 | $ 131,000 |
| Baltimore, Maryland | 4 | $ 1,189,000 | $ 297,250 | $ 101,000 |
| Calvert, Maryland | 4 | $ 1,121,000 | $ 280,250 | $ 119,000 |
| Howard, Maryland | 4 | $ 1,570,000 | $ 392,500 | $ 188,000 |
| St. Mary's, Maryland | 4 | $ 1,088,000 | $ 272,000 | $ 91,000 |
| Suffolk, Massachusetts | 4 | $ 1,212,000 | $ 303,000 | $ 81,000 |
| Hennepin, Minnesota | 4 | $ 878,000 | $ 219,500 | $ 113,000 |
| Bexar, Texas | 4 | $ 1,030,000 | $ 257,500 | $ 176,000 |
| Chesterfield, Virginia | 4 | $ 1,093,000 | $ 273,250 | $ 187,000 |
| Harrisonburg, Virginia | 4 | $ 552,000 | $ 138,000 | $ 30,000 |
| Manassas Park, Virginia | 4 | $ 1,020,000 | $ 255,000 | $ 63,000 |
| Richmond City, Virginia | 4 | $ 795,000 | $ 198,750 | $ 205,000 |
| Stafford, Virginia | 4 | $ 1,306,000 | $ 326,500 | $ 133,000 |
| Orange, California | 3 | $ 1,288,000 | $ 429,333 | $ 108,000 |
| San Diego, California | 3 | $ 1,875,000 | $ 625,000 | $ 129,000 |
| New Castle, Delaware | 3 | $ 521,000 | $ 173,666 | $ 72,000 |
| Indian River, Florida | 3 | $ 721,000 | $ 240,333 | $ 154,000 |
| Monroe, Florida | 3 | $ 1,054,000 | $ 351,333 | $ 88,000 |
| Palm Beach, Florida | 3 | $ 1,153,000 | $ 384,333 | $ 134,000 |
| Sarasota, Florida | 3 | $ 1,474,000 | $ 491,333 | $ 2,168,000 |
| Columbia, Georgia | 3 | $ 1,065,000 | $ 355,000 | $ 114,000 |
| Douglas, Georgia | 3 | $ 525,000 | $ 175,000 | $ 105,000 |
| Muscogee, Georgia | 3 | $ 775,000 | $ 258,333 | $ 81,000 |
| Howard, Indiana | 3 | $ 709,000 | $ 236,333 | $ 79,000 |
| Kosciusko, Indiana | 3 | $ 620,000 | $ 206,666 | $ 235,000 |
| Talbot, Maryland | 3 | $ 1,499,000 | $ 499,666 | $ 109,000 |
| Barnstable, Massachusetts | 3 | $ 929,000 | $ 309,666 | $ 155,000 |
| Bristol, Massachusetts | 3 | $ 702,000 | $ 234,000 | $ 85,000 |
| Hampden, Massachusetts | 3 | $ 594,000 | $ 198,000 | $ 56,000 |
| Norfolk, Massachusetts | 3 | $ 942,000 | $ 314,000 | $ 169,000 |
| Clark, Nevada | 3 | $ 892,000 | $ 297,333 | $ 80,000 |
| Kings, New York | 3 | $ 1,357,000 | $ 452,333 | $ 222,000 |
| Dare, North Carolina | 3 | $ 1,953,000 | $ 651,000 | $ 9,000 |
| Harnett, North Carolina | 3 | $ 465,000 | $ 155,000 | $ 45,000 |
| Allegheny, Pennsylvania | 3 | $ 473,000 | $ 157,666 | $ 67,000 |
| Beaufort, South Carolina | 3 | $ 925,000 | $ 308,333 | $ 149,000 |
| Shelby, Tennessee | 3 | $ 780,000 | $ 260,000 | $ 60,000 |
| Harris, Texas | 3 | $ 782,000 | $ 260,666 | $ 86,000 |
| Travis, Texas | 3 | $ 719,000 | $ 239,666 | $ 131,000 |
| Albemarle, Virginia | 3 | $ 668,000 | $ 222,666 | $ 42,000 |
| Buchanan, Virginia | 3 | $ 314,000 | $ 104,666 | $ 54,000 |
| Henrico, Virginia | 3 | $ 960,000 | $ 320,000 | $ 120,000 |
| Louisa, Virginia | 3 | $ 789,000 | $ 263,000 | $ 104,000 |
| Roanoke, Virginia | 3 | $ 639,000 | $ 213,000 | $ 79,000 |
| Virginia Beach, Virginia | 3 | $ 949,000 | $ 316,333 | $ 94,000 |
| Washington, Virginia | 3 | $ 529,000 | $ 176,333 | $ 75,000 |
| Jefferson, West Virginia | 3 | $ 546,000 | $ 182,000 | $ 66,000 |
| Maricopa, Arizona | 2 | $ 331,000 | $ 165,500 | $ 0 |
| Benton, Arkansas | 2 | $ 459,000 | $ 229,500 | $ 94,000 |
| Contra Costa, California | 2 | $ 1,451,000 | $ 725,500 | $ 359,000 |
| Boulder, Colorado | 2 | $ 760,000 | $ 380,000 | $ 178,000 |
| Weld, Colorado | 2 | $ 495,000 | $ 247,500 | $ 97,000 |
| Duval, Florida | 2 | $ 388,000 | $ 194,000 | $ 212,000 |
| Flagler, Florida | 2 | $ 272,000 | $ 136,000 | $ 84,000 |
| Hillsborough, Florida | 2 | $ 218,000 | $ 109,000 | $ 76,000 |
| Miami-Dade, Florida | 2 | $ 740,000 | $ 370,000 | $ 403,000 |
| St. Johns, Florida | 2 | $ 610,000 | $ 305,000 | $ 227,000 |
| Barrow, Georgia | 2 | $ 255,000 | $ 127,500 | $ 48,000 |
| Berrien, Georgia | 2 | $ 189,000 | $ 94,500 | $ 38,000 |
| Chatham, Georgia | 2 | $ 657,000 | $ 328,500 | $ 140,000 |
| Clarke, Georgia | 2 | $ 176,000 | $ 88,000 | $ 134,000 |
| Dawson, Georgia | 2 | $ 513,000 | $ 256,500 | $ 98,000 |
| Fayette, Georgia | 2 | $ 322,000 | $ 161,000 | $ 85,000 |
| Floyd, Georgia | 2 | $ 166,000 | $ 83,000 | $ 68,000 |
| Gordon, Georgia | 2 | $ 275,000 | $ 137,500 | $ 90,000 |
| Haralson, Georgia | 2 | $ 338,000 | $ 169,000 | $ 82,000 |
| Harris, Georgia | 2 | $ 311,000 | $ 155,500 | $ 104,000 |
| Kootenai, Idaho | 2 | $ 467,000 | $ 233,500 | $ 85,000 |
| DuPage, Illinois | 2 | $ 296,000 | $ 148,000 | $ 74,000 |
| Lake, Illinois | 2 | $ 593,000 | $ 296,500 | $ 47,000 |
| Lake, Indiana | 2 | $ 375,000 | $ 187,500 | $ 88,000 |
| Putnam, Indiana | 2 | $ 180,000 | $ 90,000 | $ 35,000 |
| McCracken, Kentucky | 2 | $ 219,000 | $ 109,500 | $ 120,000 |
| Kent, Maryland | 2 | $ 310,000 | $ 155,000 | $ 73,000 |
| Hampshire, Massachusetts | 2 | $ 243,000 | $ 121,500 | $ 117,000 |
| Lauderdale, Mississippi | 2 | $ 428,000 | $ 214,000 | $ 55,000 |
| Rockingham, New Hampshire | 2 | $ 480,000 | $ 240,000 | $ 65,000 |
| San Juan, New Mexico | 2 | $ 291,000 | $ 145,500 | $ 42,000 |
| Chatham, North Carolina | 2 | $ 272,000 | $ 136,000 | $ 38,000 |
| Cuyahoga, Ohio | 2 | $ 679,000 | $ 339,500 | $ 210,000 |
| Franklin, Ohio | 2 | $ 486,000 | $ 243,000 | $ 169,000 |
| Greene, Ohio | 2 | $ 604,000 | $ 302,000 | $ 132,000 |
| Warren, Ohio | 2 | $ 517,000 | $ 258,500 | $ 161,000 |
| Chester, Pennsylvania | 2 | $ 611,000 | $ 305,500 | $ 165,000 |
| Cumberland, Pennsylvania | 2 | $ 408,000 | $ 204,000 | $ 30,000 |
| Philadelphia, Pennsylvania | 2 | $ 617,000 | $ 308,500 | $ 82,000 |
| Westmoreland, Pennsylvania | 2 | $ 405,000 | $ 202,500 | $ 70,000 |
| Lexington, South Carolina | 2 | $ 267,000 | $ 133,500 | $ 35,000 |
| Oconee, South Carolina | 2 | $ 789,000 | $ 394,500 | $ 229,000 |
| Cheatham, Tennessee | 2 | $ 265,000 | $ 132,500 | $ 71,000 |
| Maury, Tennessee | 2 | $ 315,000 | $ 157,500 | $ 78,000 |
| Sumner, Tennessee | 2 | $ 319,000 | $ 159,500 | $ 35,000 |
| Collin, Texas | 2 | $ 360,000 | $ 180,000 | $ 110,000 |
| Fort Bend, Texas | 2 | $ 381,000 | $ 190,500 | $ 60,000 |
| Tarrant, Texas | 2 | $ 628,000 | $ 314,000 | $ 505,000 |
| Clarke, Virginia | 2 | $ 677,000 | $ 338,500 | $ 98,000 |
| Fairfax City, Virginia | 2 | $ 690,000 | $ 345,000 | $ 101,000 |
| Fluvanna, Virginia | 2 | $ 601,000 | $ 300,500 | $ 129,000 |
| Frederick, Virginia | 2 | $ 374,000 | $ 187,000 | $ 113,000 |
| Greene, Virginia | 2 | $ 366,000 | $ 183,000 | $ 52,000 |
| Isle of Wight, Virginia | 2 | $ 617,000 | $ 308,500 | $ 120,000 |
| Northumberland, Virginia | 2 | $ 336,000 | $ 168,000 | $ 88,000 |
| Suffolk, Virginia | 2 | $ 488,000 | $ 244,000 | $ 76,000 |
| McDowell, West Virginia | 2 | $ 158,000 | $ 79,000 | $ 36,000 |
| Raleigh, West Virginia | 2 | $ 457,000 | $ 228,500 | $ 117,000 |
| Cherokee, Alabama | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Dale, Alabama | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Pima, Arizona | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| Yuma, Arizona | 1 | $ 400,000 | $ 400,000 | $ 106,000 |
| Cross, Arkansas | 1 | $ 92,000 | $ 92,000 | $ 58,000 |
| Alameda, California | 1 | $ 280,000 | $ 280,000 | $ 95,000 |
| Solano, California | 1 | $ 193,000 | $ 193,000 | $ 60,000 |
| Ventura, California | 1 | $ 231,000 | $ 231,000 | $ 142,000 |
| Archuleta, Colorado | 1 | $ 133,000 | $ 133,000 | $ 160,000 |
| El Paso, Colorado | 1 | $ 110,000 | $ 110,000 | $ 77,000 |
| Grand, Colorado | 1 | $ 340,000 | $ 340,000 | $ 73,000 |
| Larimer, Colorado | 1 | $ 197,000 | $ 197,000 | $ 69,000 |
| Routt, Colorado | 1 | $ 133,000 | $ 133,000 | $ 71,000 |
| San Juan, Colorado | 1 | $ 162,000 | $ 162,000 | $ 126,000 |
| Hartford, Connecticut | 1 | $ 408,000 | $ 408,000 | $ 305,000 |
| Litchfield, Connecticut | 1 | $ 450,000 | $ 450,000 | $ 180,000 |
| New Haven, Connecticut | 1 | $ 194,000 | $ 194,000 | $ 42,000 |
| Kent, Delaware | 1 | $ 201,000 | $ 201,000 | $ 40,000 |
| Bay, Florida | 1 | $ 80,000 | $ 80,000 | $ 171,000 |
| Charlotte, Florida | 1 | $ 504,000 | $ 504,000 | $ 180,000 |
| Leon, Florida | 1 | $ 179,000 | $ 179,000 | $ 94,000 |
| Manatee, Florida | 1 | $ 392,000 | $ 392,000 | $ 292,000 |
| Marion, Florida | 1 | $ 209,000 | $ 209,000 | $ 209,000 |
| Osceola, Florida | 1 | $ 157,000 | $ 157,000 | $ 61,000 |
| Pasco, Florida | 1 | $ 60,000 | $ 60,000 | $ 86,000 |
| Polk, Florida | 1 | $ 440,000 | $ 440,000 | $ 177,000 |
| Santa Rosa, Florida | 1 | $ 158,000 | $ 158,000 | $ 68,000 |
| Walton, Florida | 1 | $ 392,000 | $ 392,000 | $ 153,000 |
| Bartow, Georgia | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Bibb, Georgia | 1 | $ 88,000 | $ 88,000 | $ 83,000 |
| Bryan, Georgia | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Crawford, Georgia | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Effingham, Georgia | 1 | $ 108,000 | $ 108,000 | $ 104,000 |
| Hart, Georgia | 1 | $ 165,000 | $ 165,000 | $ 178,000 |
| Houston, Georgia | 1 | $ 224,000 | $ 224,000 | $ 104,000 |
| Lowndes, Georgia | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Lumpkin, Georgia | 1 | $ 177,000 | $ 177,000 | $ 141,000 |
| Newton, Georgia | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Oconee, Georgia | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Putnam, Georgia | 1 | $ 282,000 | $ 282,000 | $ 82,000 |
| Richmond, Georgia | 1 | $ 417,000 | $ 417,000 | $ 112,000 |
| Rockdale, Georgia | 1 | $ 248,000 | $ 248,000 | $ 117,000 |
| Twiggs, Georgia | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
| Whitfield, Georgia | 1 | $ 190,000 | $ 190,000 | $ 110,000 |
| Hawaii, Hawaii | 1 | $ 302,000 | $ 302,000 | $ 146,000 |
| Maui, Hawaii | 1 | $ 543,000 | $ 543,000 | $ 217,000 |
| Canyon, Idaho | 1 | $ 293,000 | $ 293,000 | $ 76,000 |
| Boone, Illinois | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Kane, Illinois | 1 | $ 180,000 | $ 180,000 | $ 135,000 |
| McHenry, Illinois | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| Will, Illinois | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Cass, Indiana | 1 | $ 98,000 | $ 98,000 | $ 102,000 |
| Delaware, Indiana | 1 | $ 60,000 | $ 60,000 | $ 112,000 |
| Gibson, Indiana | 1 | $ 253,000 | $ 253,000 | $ 124,000 |
| Jackson, Indiana | 1 | $ 189,000 | $ 189,000 | $ 45,000 |
| Monroe, Indiana | 1 | $ 298,000 | $ 298,000 | $ 93,000 |
| Orange, Indiana | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| Parke, Indiana | 1 | $ 158,000 | $ 158,000 | $ 31,000 |
| Perry, Indiana | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Spencer, Indiana | 1 | $ 121,000 | $ 121,000 | $ 63,000 |
| Steuben, Indiana | 1 | $ 333,000 | $ 333,000 | $ 135,000 |
| Tippecanoe, Indiana | 1 | $ 113,000 | $ 113,000 | $ 64,000 |
| Tipton, Indiana | 1 | $ 193,000 | $ 193,000 | $ 125,000 |
| Vermillion, Indiana | 1 | $ 273,000 | $ 273,000 | $ 174,000 |
| Warrick, Indiana | 1 | $ 126,000 | $ 126,000 | $ 25,000 |
| Wells, Indiana | 1 | $ 169,000 | $ 169,000 | $ 48,000 |
| Mills, Iowa | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Polk, Iowa | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Harlan, Kentucky | 1 | $ 49,000 | $ 49,000 | $ 92,000 |
| Jefferson, Kentucky | 1 | $ 98,000 | $ 98,000 | $ 104,000 |
| Mason, Kentucky | 1 | $ 183,000 | $ 183,000 | $ 53,000 |
| McLean, Kentucky | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Oldham, Kentucky | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Pulaski, Kentucky | 1 | $ 147,000 | $ 147,000 | $ 34,000 |
| Ascension, Louisiana | 1 | $ 146,000 | $ 146,000 | $ 140,000 |
| Waldo, Maine | 1 | $ 400,000 | $ 400,000 | $ 186,000 |
| York, Maine | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Cecil, Maryland | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Dorchester, Maryland | 1 | $ 90,000 | $ 90,000 | $ 21,000 |
| Wicomico, Maryland | 1 | $ 160,000 | $ 160,000 | $ 145,000 |
| Worcester, Maryland | 1 | $ 417,000 | $ 417,000 | $ 487,000 |
| Plymouth, Massachusetts | 1 | $ 217,000 | $ 217,000 | $ 57,000 |
| Worcester, Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 202,000 |
| Barry, Michigan | 1 | $ 317,000 | $ 317,000 | $ 125,000 |
| Berrien, Michigan | 1 | $ 289,000 | $ 289,000 | $ 120,000 |
| Kent, Michigan | 1 | $ 331,000 | $ 331,000 | $ 148,000 |
| Carver, Minnesota | 1 | $ 385,000 | $ 385,000 | $ 69,000 |
| Nicollet, Minnesota | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Lafayette, Mississippi | 1 | $ 172,000 | $ 172,000 | $ 40,000 |
| Gallatin, Montana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lewis and Clark, Montana | 1 | $ 180,000 | $ 180,000 | $ 37,000 |
| Missoula, Montana | 1 | $ 206,000 | $ 206,000 | $ 46,000 |
| Douglas, Nebraska | 1 | $ 233,000 | $ 233,000 | $ 80,000 |
| Camden, New Jersey | 1 | $ 214,000 | $ 214,000 | $ 86,000 |
| Bronx, New York | 1 | $ 261,000 | $ 261,000 | $ 261,000 |
| Chenango, New York | 1 | $ 170,000 | $ 170,000 | $ 57,000 |
| Hamilton, New York | 1 | $ 650,000 | $ 650,000 | $ 433,000 |
| New York, New York | 1 | $ 4,250,000 | $ 4,250,000 | $ 0 |
| Onondaga, New York | 1 | $ 160,000 | $ 160,000 | $ 113,000 |
| Richmond, New York | 1 | $ 175,000 | $ 175,000 | $ 285,000 |
| Warren, New York | 1 | $ 140,000 | $ 140,000 | $ 453,000 |
| Wayne, New York | 1 | $ 180,000 | $ 180,000 | $ 119,000 |
| Alamance, North Carolina | 1 | $ 108,000 | $ 108,000 | $ 76,000 |
| Buncombe, North Carolina | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Carteret, North Carolina | 1 | $ 417,000 | $ 417,000 | $ 373,000 |
| Currituck, North Carolina | 1 | $ 463,000 | $ 463,000 | $ 185,000 |
| Davie, North Carolina | 1 | $ 341,000 | $ 341,000 | $ 95,000 |
| Duplin, North Carolina | 1 | $ 204,000 | $ 204,000 | $ 6,000 |
| Forsyth, North Carolina | 1 | $ 266,000 | $ 266,000 | $ 81,000 |
| Gaston, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Hyde, North Carolina | 1 | $ 214,000 | $ 214,000 | $ 111,000 |
| Macon, North Carolina | 1 | $ 214,000 | $ 214,000 | $ 146,000 |
| Mecklenburg, North Carolina | 1 | $ 413,000 | $ 413,000 | $ 217,000 |
| Nash, North Carolina | 1 | $ 124,000 | $ 124,000 | $ 32,000 |
| Robeson, North Carolina | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Sampson, North Carolina | 1 | $ 178,000 | $ 178,000 | $ 84,000 |
| Transylvania, North Carolina | 1 | $ 168,000 | $ 168,000 | $ 51,000 |
| Wilson, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Ashtabula, Ohio | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
| Delaware, Ohio | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Hamilton, Ohio | 1 | $ 230,000 | $ 230,000 | $ 85,000 |
| Knox, Ohio | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Lake, Ohio | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Licking, Ohio | 1 | $ 181,000 | $ 181,000 | $ 65,000 |
| Lorain, Ohio | 1 | $ 203,000 | $ 203,000 | $ 84,000 |
| Madison, Ohio | 1 | $ 444,000 | $ 444,000 | $ 183,000 |
| Mahoning, Ohio | 1 | $ 157,000 | $ 157,000 | $ 75,000 |
| Stark, Ohio | 1 | $ 190,000 | $ 190,000 | $ 81,000 |
| Summit, Ohio | 1 | $ 162,000 | $ 162,000 | $ 93,000 |
| Union, Ohio | 1 | $ 181,000 | $ 181,000 | $ 80,000 |
| Wood, Ohio | 1 | $ 272,000 | $ 272,000 | $ 81,000 |
| Comanche, Oklahoma | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Delaware, Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 38,000 |
| Benton, Oregon | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Clackamas, Oregon | 1 | $ 279,000 | $ 279,000 | $ 62,000 |
| Bucks, Pennsylvania | 1 | $ 281,000 | $ 281,000 | $ 75,000 |
| Lebanon, Pennsylvania | 1 | $ 213,000 | $ 213,000 | $ 110,000 |
| Northampton, Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 87,000 |
| Washington, Pennsylvania | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Anderson, South Carolina | 1 | $ 172,000 | $ 172,000 | $ 72,000 |
| Charleston, South Carolina | 1 | $ 224,000 | $ 224,000 | $ 119,000 |
| Clarendon, South Carolina | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Orangeburg, South Carolina | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Richland, South Carolina | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Blount, Tennessee | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Carter, Tennessee | 1 | $ 261,000 | $ 261,000 | $ 125,000 |
| Hickman, Tennessee | 1 | $ 109,000 | $ 109,000 | $ 50,000 |
| Humphreys, Tennessee | 1 | $ 84,000 | $ 84,000 | $ 64,000 |
| Perry, Tennessee | 1 | $ 120,000 | $ 120,000 | $ 133,000 |
| Sevier, Tennessee | 1 | $ 250,000 | $ 250,000 | $ 112,000 |
| Van Buren, Tennessee | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Bastrop, Texas | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Bell, Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Denton, Texas | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Ellis, Texas | 1 | $ 230,000 | $ 230,000 | $ 70,000 |
| Gillespie, Texas | 1 | $ 221,000 | $ 221,000 | $ 90,000 |
| Hays, Texas | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Leon, Texas | 1 | $ 387,000 | $ 387,000 | $ 96,000 |
| Medina, Texas | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Wichita, Texas | 1 | $ 160,000 | $ 160,000 | $ 95,000 |
| Salt Lake, Utah | 1 | $ 258,000 | $ 258,000 | $ 84,000 |
| Rutland, Vermont | 1 | $ 410,000 | $ 410,000 | $ 459,000 |
| Augusta, Virginia | 1 | $ 246,000 | $ 246,000 | $ 276,000 |
| Bedford, Virginia | 1 | $ 380,000 | $ 380,000 | $ 399,000 |
| Brunswick, Virginia | 1 | $ 216,000 | $ 216,000 | $ 132,000 |
| Charlottesville, Virginia | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Falls Church, Virginia | 1 | $ 471,000 | $ 471,000 | $ 194,000 |
| Gloucester, Virginia | 1 | $ 199,000 | $ 199,000 | $ 33,000 |
| Hanover, Virginia | 1 | $ 322,000 | $ 322,000 | $ 127,000 |
| James City, Virginia | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Lynchburg, Virginia | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Mecklenburg, Virginia | 1 | $ 216,000 | $ 216,000 | $ 106,000 |
| Pittsylvania, Virginia | 1 | $ 300,000 | $ 300,000 | $ 93,000 |
| Prince George, Virginia | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Rappahannock, Virginia | 1 | $ 277,000 | $ 277,000 | $ 138,000 |
| Shenandoah, Virginia | 1 | $ 178,000 | $ 178,000 | $ 277,000 |
| Smyth, Virginia | 1 | $ 409,000 | $ 409,000 | $ 113,000 |
| Warren, Virginia | 1 | $ 179,000 | $ 179,000 | $ 78,000 |
| Westmoreland, Virginia | 1 | $ 260,000 | $ 260,000 | $ 75,000 |
| Wythe, Virginia | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| Pacific, Washington | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| Greenbrier, West Virginia | 1 | $ 131,000 | $ 131,000 | $ 56,000 |
| Morgan, West Virginia | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Pocahontas, West Virginia | 1 | $ 104,000 | $ 104,000 | $ 521,000 |
| Tucker, West Virginia | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Wood, West Virginia | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Kenosha, Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Access National Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,739 | $411,767,000 | $236,000 | $4,250,000 | $116,000 | $5,956,000 |
| Refinancing | 827 | $251,181,000 | $303,000 | $3,000,000 | $125,000 | $1,273,000 |
| Home Improvement | 1 | $30,000 | $30,000 | $30,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,865 | $456,454,000 | $244,000 | $3,000,000 | $119,000 | $5,956,000 |
| Not Provided | 252 | $81,017,000 | $321,000 | $2,610,000 | $170,000 | $1,997,000 |
| Black or African American | 218 | $51,311,000 | $235,000 | $636,000 | $83,000 | $400,000 |
| Hispanic | 88 | $20,733,000 | $235,000 | $1,090,000 | $94,000 | $531,000 |
| Asian | 74 | $24,870,000 | $336,000 | $959,000 | $132,000 | $445,000 |
| Not applicable | 54 | $24,661,000 | $456,000 | $4,250,000 | $20,000 | $509,000 |
| American Indian or Alaskan Native | 9 | $1,631,000 | $181,000 | $472,000 | $113,000 | $453,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,301,000 | $328,000 | $517,000 | $110,000 | $171,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,841 | $508,461,000 | $276,000 | $4,250,000 | $137,000 | $5,956,000 |
| FHA-insured (Federal Housing Administration) | 344 | $66,849,000 | $194,000 | $636,000 | $71,000 | $459,000 |
| VA-guaranteed (Veterans Administration) | 228 | $67,243,000 | $294,000 | $1,500,000 | $91,000 | $659,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 154 | $20,425,000 | $132,000 | $372,000 | $47,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,785 | $441,879,000 | $247,000 | $4,250,000 | $117,000 | $5,956,000 |
| Application Denied By Financial Institution | 390 | $102,199,000 | $262,000 | $1,490,000 | $108,000 | $1,273,000 |
| Application Withdrawn By Applicant | 371 | $112,581,000 | $303,000 | $3,000,000 | $137,000 | $1,459,000 |
| Application Approved But Not Accepted | 13 | $4,224,000 | $324,000 | $1,238,000 | $156,000 | $701,000 |
| Preapproval Denied by Financial Institution | 8 | $2,095,000 | $261,000 | $700,000 | $78,000 | $218,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 130 | $29,305,000 | $225,000 | $1,490,000 | $106,000 | $720,000 |
| Debt-To-Income Ratio | 90 | $24,823,000 | $275,000 | $1,000,000 | $77,000 | $300,000 |
| Credit History | 74 | $19,131,000 | $258,000 | $1,000,000 | $110,000 | $955,000 |
| Unverifiable Information | 66 | $21,786,000 | $330,000 | $1,202,000 | $145,000 | $1,273,000 |
| Other | 24 | $5,868,000 | $244,000 | $975,000 | $124,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,224,000 | $247,000 | $646,000 | $109,000 | $501,000 |
| Employment History | 4 | $757,000 | $189,000 | $298,000 | $35,000 | $73,000 |
| Credit Application Incomplete | 1 | $400,000 | $400,000 | $400,000 | $288,000 | $288,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Access National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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