Bay Equity LLC Mortgage Lending & HMDA Data, 2016
In 2016, Bay Equity LLC of Detroit, MI reported 20,832 mortgage applications totaling $5.9 billion, up 29% from 2015. The average application was for $283,444, and applicants reported an average income of $99,569. 76% of its applications resulted in an originated loan and 8% were denied. Its largest markets were San Diego-Carlsbad, CA (1,996), Minneapolis-St. Paul-Bloomington, MN-WI (1,609) and Los Angeles-Long Beach-Glendale, CA (1,335) (applications in parentheses).
| Mortgage Company & Address | Bay Equity LLC Detroit, MI 48226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 20,832 |
| Total Mortgage Loan Application Amount | $5,904,723,000 |
| Average Mortgage Loan Application Amount | $283,444 |
| Highest Mortgage Loan Application Amount | $2,970,000 |
| Average Applicant Income | $99,569 |
| Highest Applicant Income | $4,682,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bay Equity LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego-Carlsbad, CA | 1,996 | $ 824,638,000 | $ 413,145 | $ 126,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,609 | $ 338,360,000 | $ 210,292 | $ 82,827 |
| Los Angeles-Long Beach-Glendale, CA | 1,335 | $ 493,527,000 | $ 369,683 | $ 101,000 |
| Chicago-Naperville-Arlington Heights, IL | 1,168 | $ 230,587,000 | $ 197,420 | $ 91,000 |
| Grand Junction, CO | 1,005 | $ 197,136,000 | $ 196,155 | $ 77,000 |
| Phoenix-Mesa-Scottsdale, AZ | 993 | $ 221,893,000 | $ 223,457 | $ 83,000 |
| Atlanta-Sandy Springs-Roswell, GA | 944 | $ 231,649,000 | $ 245,390 | $ 112,000 |
| Seattle-Bellevue-Everett, WA | 818 | $ 289,962,000 | $ 354,476 | $ 111,000 |
| Riverside-San Bernardino-Ontario, CA | 771 | $ 205,962,000 | $ 267,136 | $ 90,000 |
| Oakland-Hayward-Berkeley, CA | 576 | $ 264,999,000 | $ 460,067 | $ 152,000 |
| Tacoma-Lakewood, WA | 531 | $ 137,520,000 | $ 258,983 | $ 86,000 |
| Denver-Aurora-Lakewood, CO | 525 | $ 156,181,000 | $ 297,487 | $ 107,000 |
| St. George, UT | 480 | $ 98,552,000 | $ 205,316 | $ 75,000 |
| Anaheim-Santa Ana-Irvine, CA | 438 | $ 211,589,000 | $ 483,079 | $ 150,000 |
| Lake County-Kenosha County, IL-WI | 361 | $ 66,009,000 | $ 182,850 | $ 97,329 |
| Santa Rosa, CA | 268 | $ 103,530,000 | $ 386,305 | $ 121,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 265 | $ 145,393,000 | $ 548,652 | $ 166,000 |
| Colorado Springs, CO | 258 | $ 61,147,000 | $ 237,003 | $ 73,000 |
| Salinas, CA | 254 | $ 75,468,000 | $ 297,118 | $ 86,000 |
| Stockton-Lodi, CA | 223 | $ 56,577,000 | $ 253,708 | $ 87,000 |
| Fresno, CA | 219 | $ 54,740,000 | $ 249,954 | $ 104,000 |
| Oklahoma City, OK | 206 | $ 25,348,000 | $ 123,048 | $ 47,000 |
| Boise City, ID | 180 | $ 32,710,000 | $ 181,722 | $ 73,000 |
| Las Vegas-Henderson-Paradise, NV | 168 | $ 32,320,000 | $ 192,380 | $ 62,000 |
| Dallas-Plano-Irving, TX | 166 | $ 36,221,000 | $ 218,198 | $ 112,000 |
| Bakersfield, CA | 157 | $ 25,452,000 | $ 162,114 | $ 73,000 |
| Mount Vernon-Anacortes, WA | 140 | $ 32,404,000 | $ 231,457 | $ 83,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 119 | $ 37,609,000 | $ 316,042 | $ 130,000 |
| Albuquerque, NM | 113 | $ 21,519,000 | $ 190,433 | $ 84,000 |
| Santa Cruz-Watsonville, CA | 103 | $ 52,165,000 | $ 506,456 | $ 161,000 |
| Fort Worth-Arlington, TX | 100 | $ 16,977,000 | $ 169,770 | $ 74,000 |
| Columbia, SC | 93 | $ 18,739,000 | $ 201,494 | $ 91,000 |
| Elgin, IL | 92 | $ 17,841,000 | $ 193,923 | $ 85,000 |
| Wenatchee, WA | 75 | $ 17,846,000 | $ 237,946 | $ 65,000 |
| Kahului-Wailuku-Lahaina, HI | 70 | $ 31,156,000 | $ 445,085 | $ 129,000 |
| Asheville, NC | 65 | $ 16,983,000 | $ 261,276 | $ 115,000 |
| San Francisco-Redwood City-South San Francisco, CA | 65 | $ 37,761,000 | $ 580,938 | $ 170,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 57 | $ 21,424,000 | $ 375,859 | $ 132,000 |
| Prescott, AZ | 53 | $ 10,659,000 | $ 201,113 | $ 85,000 |
| Tucson, AZ | 53 | $ 11,318,000 | $ 213,547 | $ 85,000 |
| Vallejo-Fairfield, CA | 52 | $ 18,699,000 | $ 359,596 | $ 106,000 |
| Houston-The Woodlands-Sugar Land, TX | 43 | $ 10,183,000 | $ 236,813 | $ 104,000 |
| Provo-Orem, UT | 43 | $ 10,157,000 | $ 236,209 | $ 76,000 |
| Modesto, CA | 42 | $ 10,077,000 | $ 239,928 | $ 77,000 |
| Spokane-Spokane Valley, WA | 40 | $ 7,896,000 | $ 197,400 | $ 73,000 |
| Urban Honolulu, HI | 38 | $ 20,291,000 | $ 533,973 | $ 135,000 |
| Olympia-Tumwater, WA | 34 | $ 9,361,000 | $ 275,323 | $ 90,000 |
| San Rafael, CA | 34 | $ 17,796,000 | $ 523,411 | $ 192,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 33 | $ 12,849,000 | $ 389,363 | $ 105,000 |
| Salt Lake City, UT | 32 | $ 7,860,000 | $ 245,625 | $ 85,000 |
| Greenville-Anderson-Mauldin, SC | 27 | $ 7,224,000 | $ 267,555 | $ 84,000 |
| Morristown, TN | 26 | $ 3,066,000 | $ 117,923 | $ 45,000 |
| Merced, CA | 25 | $ 4,793,000 | $ 191,720 | $ 84,000 |
| Greeley, CO | 24 | $ 7,038,000 | $ 293,250 | $ 107,000 |
| Austin-Round Rock, TX | 23 | $ 5,959,000 | $ 259,086 | $ 132,000 |
| Boulder, CO | 23 | $ 7,993,000 | $ 347,521 | $ 124,000 |
| Duluth, MN-WI | 21 | $ 3,420,000 | $ 162,857 | $ 87,714 |
| Gainesville, GA | 19 | $ 4,245,000 | $ 223,421 | $ 92,000 |
| Bellingham, WA | 17 | $ 4,483,000 | $ 263,705 | $ 93,000 |
| Rochester, MN | 17 | $ 2,348,000 | $ 138,117 | $ 61,000 |
| San Antonio-New Braunfels, TX | 17 | $ 3,172,000 | $ 186,588 | $ 84,000 |
| Visalia-Porterville, CA | 17 | $ 1,793,000 | $ 105,470 | $ 56,000 |
| Flagstaff, AZ | 16 | $ 3,995,000 | $ 249,687 | $ 96,000 |
| Yuma, AZ | 16 | $ 2,399,000 | $ 149,937 | $ 81,000 |
| Lansing-East Lansing, MI | 15 | $ 1,820,000 | $ 121,333 | $ 64,000 |
| Napa, CA | 15 | $ 6,796,000 | $ 453,066 | $ 221,000 |
| Ogden-Clearfield, UT | 15 | $ 2,423,000 | $ 161,533 | $ 72,000 |
| Rockford, IL | 15 | $ 1,950,000 | $ 130,000 | $ 56,000 |
| Santa Fe, NM | 15 | $ 3,115,000 | $ 207,666 | $ 80,000 |
| Santa Maria-Santa Barbara, CA | 15 | $ 7,054,000 | $ 470,266 | $ 92,000 |
| St. Cloud, MN | 14 | $ 3,132,000 | $ 223,714 | $ 139,000 |
| Lake Havasu City-Kingman, AZ | 13 | $ 2,504,000 | $ 192,615 | $ 111,000 |
| Madera, CA | 12 | $ 2,339,000 | $ 194,916 | $ 66,000 |
| Pueblo, CO | 12 | $ 2,269,000 | $ 189,083 | $ 105,000 |
| Fort Collins, CO | 11 | $ 2,965,000 | $ 269,545 | $ 83,000 |
| Bremerton-Silverdale, WA | 10 | $ 2,584,000 | $ 258,400 | $ 66,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 10 | $ 5,305,000 | $ 530,500 | $ 283,000 |
| Knoxville, TN | 9 | $ 1,109,000 | $ 123,222 | $ 46,000 |
| Columbus, GA-AL | 8 | $ 1,546,000 | $ 193,250 | $ 54,750 |
| Hanford-Corcoran, CA | 8 | $ 1,767,000 | $ 220,875 | $ 75,000 |
| Yuba City, CA | 8 | $ 1,454,000 | $ 181,750 | $ 64,000 |
| Chico, CA | 7 | $ 2,111,000 | $ 301,571 | $ 126,000 |
| Sierra Vista-Douglas, AZ | 7 | $ 1,005,000 | $ 143,571 | $ 88,000 |
| Yakima, WA | 7 | $ 1,619,000 | $ 231,285 | $ 83,000 |
| Athens-Clarke County, GA | 6 | $ 1,369,000 | $ 228,166 | $ 114,000 |
| Bend-Redmond, OR | 6 | $ 1,668,000 | $ 278,000 | $ 168,000 |
| Kankakee, IL | 6 | $ 688,000 | $ 114,666 | $ 72,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 1,269,000 | $ 211,500 | $ 111,000 |
| Racine, WI | 6 | $ 975,000 | $ 162,500 | $ 76,000 |
| Rome, GA | 6 | $ 811,000 | $ 135,166 | $ 62,000 |
| Gary, IN | 5 | $ 956,000 | $ 191,200 | $ 67,000 |
| Jacksonville, FL | 5 | $ 2,659,000 | $ 531,800 | $ 215,000 |
| New Orleans-Metairie, LA | 5 | $ 1,214,000 | $ 242,800 | $ 102,000 |
| Redding, CA | 5 | $ 1,322,000 | $ 264,400 | $ 72,000 |
| Charleston-North Charleston, SC | 4 | $ 1,181,000 | $ 295,250 | $ 116,000 |
| Eau Claire, WI | 4 | $ 474,000 | $ 118,500 | $ 74,000 |
| El Centro, CA | 4 | $ 1,079,000 | $ 269,750 | $ 123,000 |
| El Paso, TX | 4 | $ 961,000 | $ 240,250 | $ 142,000 |
| Reno, NV | 4 | $ 1,246,000 | $ 311,500 | $ 101,000 |
| Spartanburg, SC | 4 | $ 962,000 | $ 240,500 | $ 75,000 |
| Bismarck, ND | 3 | $ 526,000 | $ 175,333 | $ 45,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 774,000 | $ 258,000 | $ 88,000 |
| Charlotte-Concord-Gastonia, NC-SC | 3 | $ 718,000 | $ 239,333 | $ 98,000 |
| Corpus Christi, TX | 3 | $ 836,000 | $ 278,666 | $ 152,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 460,000 | $ 153,333 | $ 58,000 |
| Kennewick-Richland, WA | 3 | $ 734,000 | $ 244,666 | $ 49,000 |
| Killeen-Temple, TX | 3 | $ 380,000 | $ 126,666 | $ 53,000 |
| Midland, TX | 3 | $ 816,000 | $ 272,000 | $ 79,000 |
| Tyler, TX | 3 | $ 579,000 | $ 193,000 | $ 57,000 |
| Warner Robins, GA | 3 | $ 676,000 | $ 225,333 | $ 144,000 |
| Albany, OR | 2 | $ 426,000 | $ 213,000 | $ 35,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 202,000 | $ 101,000 | $ 53,000 |
| Baton Rouge, LA | 2 | $ 529,000 | $ 264,500 | $ 127,000 |
| Cheyenne, WY | 2 | $ 410,000 | $ 205,000 | $ 89,000 |
| Coeur D'Alene, ID | 2 | $ 235,000 | $ 117,500 | $ 193,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 680,000 | $ 340,000 | $ 197,000 |
| Eugene, OR | 2 | $ 606,000 | $ 303,000 | $ 24,000 |
| Fargo, ND-MN | 2 | $ 334,000 | $ 167,000 | $ 93,000 |
| Grants Pass, OR | 2 | $ 519,000 | $ 259,500 | $ 22,000 |
| Longview, TX | 2 | $ 309,000 | $ 154,500 | $ 52,000 |
| Lubbock, TX | 2 | $ 395,000 | $ 197,500 | $ 66,000 |
| Macon, GA | 2 | $ 573,000 | $ 286,500 | $ 205,000 |
| Mankato-North Mankato, MN | 2 | $ 416,000 | $ 208,000 | $ 69,000 |
| Panama City, FL | 2 | $ 694,000 | $ 347,000 | $ 1,102,000 |
| Salem, OR | 2 | $ 424,000 | $ 212,000 | $ 50,000 |
| Sherman-Denison, TX | 2 | $ 511,000 | $ 255,500 | $ 127,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 354,000 | $ 177,000 | $ 272,000 |
| St. Louis, MO-IL | 2 | $ 498,000 | $ 249,000 | $ 151,000 |
| Tulsa, OK | 2 | $ 397,000 | $ 198,500 | $ 57,000 |
| Waco, TX | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| Abilene, TX | 1 | $ 164,000 | $ 164,000 | $ 98,000 |
| Albany, GA | 1 | $ 196,000 | $ 196,000 | $ 107,000 |
| Amarillo, TX | 1 | $ 97,000 | $ 97,000 | $ 107,000 |
| Auburn-Opelika, AL | 1 | $ 282,000 | $ 282,000 | $ 80,000 |
| Battle Creek, MI | 1 | $ 220,000 | $ 220,000 | $ 72,000 |
| Beaumont-Port Arthur, TX | 1 | $ 142,000 | $ 142,000 | $ 38,000 |
| Birmingham-Hoover, AL | 1 | $ 253,000 | $ 253,000 | $ 102,000 |
| Carbondale-Marion, IL | 1 | $ 70,000 | $ 70,000 | $ 34,000 |
| Champaign-Urbana, IL | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Chattanooga, TN-GA | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Clarksville, TN-KY | 1 | $ 76,000 | $ 76,000 | $ 61,000 |
| Corvallis, OR | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 417,000 | $ 417,000 | $ 172,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 62,000 | $ 62,000 | $ 156,000 |
| Farmington, NM | 1 | $ 280,000 | $ 280,000 | $ 119,000 |
| Florence, SC | 1 | $ 203,000 | $ 203,000 | $ 96,000 |
| Grand Forks, ND-MN | 1 | $ 114,000 | $ 114,000 | $ 78,000 |
| Green Bay, WI | 1 | $ 108,000 | $ 108,000 | $ 73,000 |
| Greensboro-High Point, NC | 1 | $ 56,000 | $ 56,000 | $ 93,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 517,000 | $ 517,000 | $ 150,000 |
| Hinesville, GA | 1 | $ 186,000 | $ 186,000 | $ 62,000 |
| Idaho Falls, ID | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 50,000 | $ 50,000 | $ 94,000 |
| Jackson, MI | 1 | $ 72,000 | $ 72,000 | $ 39,000 |
| Johnson City, TN | 1 | $ 108,000 | $ 108,000 | $ 250,000 |
| Kansas City, MO-KS | 1 | $ 417,000 | $ 417,000 | $ 83,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 122,000 | $ 122,000 | $ 71,000 |
| Lake Charles, LA | 1 | $ 198,000 | $ 198,000 | $ 58,000 |
| Las Cruces, NM | 1 | $ 187,000 | $ 187,000 | $ 80,000 |
| Lewiston, ID-WA | 1 | $ 226,000 | $ 226,000 | $ 64,000 |
| Longview, WA | 1 | $ 396,000 | $ 396,000 | $ 152,000 |
| Medford, OR | 1 | $ 417,000 | $ 417,000 | $ 197,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 417,000 | $ 417,000 | $ 140,000 |
| Missoula, MT | 1 | $ 219,000 | $ 219,000 | $ 40,000 |
| Mobile, AL | 1 | $ 66,000 | $ 66,000 | $ 25,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 360,000 | $ 360,000 | $ 227,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Niles-Benton Harbor, MI | 1 | $ 58,000 | $ 58,000 | $ 69,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 400,000 | $ 400,000 | $ 168,000 |
| Ocala, FL | 1 | $ 383,000 | $ 383,000 | $ 4,354,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 238,000 | $ 238,000 | $ 122,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 231,000 | $ 231,000 | $ 85,000 |
| Raleigh, NC | 1 | $ 735,000 | $ 735,000 | $ 153,000 |
| Rapid City, SD | 1 | $ 220,000 | $ 220,000 | $ 58,000 |
| San Angelo, TX | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Sioux Falls, SD | 1 | $ 118,000 | $ 118,000 | $ 77,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 98,000 | $ 98,000 | $ 74,000 |
| The Villages, FL | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Wausau, WI | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 693,000 | $ 693,000 | $ 242,000 |
Mortgage Loan Application Detail Totals for Bay Equity LLC in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,629 | $3,606,098,000 | $264,000 | $2,495,000 | $93,000 | $4,354,000 |
| Refinancing | 7,203 | $2,298,625,000 | $319,000 | $2,970,000 | $112,000 | $4,682,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,434 | $3,752,190,000 | $279,000 | $2,750,000 | $104,000 | $4,354,000 |
| Hispanic | 3,965 | $1,027,091,000 | $259,000 | $1,184,000 | $75,000 | $705,000 |
| Not Provided | 1,531 | $564,023,000 | $368,000 | $2,362,000 | $127,000 | $4,682,000 |
| Asian | 913 | $312,971,000 | $342,000 | $2,970,000 | $115,000 | $799,000 |
| Black or African American | 760 | $182,321,000 | $239,000 | $855,000 | $82,000 | $741,000 |
| Native Hawaiin or Other Pacific Islander | 118 | $36,425,000 | $308,000 | $850,000 | $103,000 | $673,000 |
| American Indian or Alaskan Native | 111 | $29,702,000 | $267,000 | $1,999,000 | $89,000 | $426,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,830 | $3,832,069,000 | $298,000 | $2,970,000 | $118,000 | $4,682,000 |
| FHA-insured (Federal Housing Administration) | 5,809 | $1,414,298,000 | $243,000 | $815,000 | $70,000 | $501,000 |
| VA-guaranteed (Veterans Administration) | 1,744 | $572,608,000 | $328,000 | $2,350,000 | $79,000 | $729,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 449 | $85,748,000 | $190,000 | $558,000 | $55,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,848 | $4,452,848,000 | $280,000 | $2,640,000 | $100,000 | $4,354,000 |
| File Closed For Incompleteness | 2,153 | $627,330,000 | $291,000 | $2,750,000 | $104,000 | $2,115,000 |
| Application Denied By Financial Institution | 1,686 | $509,894,000 | $302,000 | $2,970,000 | $101,000 | $4,682,000 |
| Application Withdrawn By Applicant | 921 | $248,095,000 | $269,000 | $1,296,000 | $97,000 | $2,437,000 |
| Application Approved But Not Accepted | 113 | $33,316,000 | $294,000 | $1,230,000 | $107,000 | $421,000 |
| Preapproval Denied by Financial Institution | 97 | $28,760,000 | $296,000 | $694,000 | $91,000 | $669,000 |
| Preapproval Approved but not Accepted | 14 | $4,480,000 | $320,000 | $562,000 | $81,000 | $166,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 452 | $119,333,000 | $264,000 | $1,400,000 | $96,000 | $599,000 |
| Unverifiable Information | 379 | $131,408,000 | $346,000 | $1,999,000 | $110,000 | $669,000 |
| Credit Application Incomplete | 308 | $89,065,000 | $289,000 | $1,600,000 | $117,000 | $4,682,000 |
| Credit History | 245 | $69,108,000 | $282,000 | $2,970,000 | $90,000 | $602,000 |
| Debt-To-Income Ratio | 221 | $74,733,000 | $338,000 | $2,338,000 | $89,000 | $741,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 87 | $28,415,000 | $326,000 | $932,000 | $93,000 | $450,000 |
| Employment History | 78 | $23,988,000 | $307,000 | $1,596,000 | $83,000 | $482,000 |
| Other | 9 | $1,927,000 | $214,000 | $404,000 | $77,000 | $178,000 |
| Mortgage Insurance Denied | 1 | $176,000 | $176,000 | $176,000 | $204,000 | $204,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bay Equity LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About