Cbc National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Cbc National Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cbc National Bank 1891 South 14Th Street Fernandina Beach, FL 32034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 6,019 |
| Total Mortgage Loan Application Amount | $1,431,267,000 |
| Average Mortgage Loan Application Amount | $231,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $5,950,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Cbc National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cbc National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Cbc National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cbc National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cbc National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cbc National Bank's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,136 | $ 545,070,000 | $ 255,000 | $ 119,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 351 | $ 79,600,000 | $ 226,000 | $ 111,000 |
| JACKSONVILLE, FL | 142 | $ 31,963,000 | $ 225,000 | $ 112,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 133 | $ 29,985,000 | $ 224,000 | $ 90,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 126 | $ 33,527,000 | $ 266,000 | $ 142,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 125 | $ 29,953,000 | $ 239,000 | $ 155,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 113 | $ 35,498,000 | $ 301,333 | $ 86,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 101 | $ 31,448,000 | $ 312,000 | $ 98,000 |
| SAVANNAH, GA | 80 | $ 14,667,000 | $ 183,000 | $ 87,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 75 | $ 18,394,000 | $ 245,000 | $ 93,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 67 | $ 16,036,000 | $ 239,000 | $ 188,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 61 | $ 11,884,000 | $ 194,000 | $ 74,000 |
| CLEVELAND-ELYRIA, OH | 50 | $ 8,005,000 | $ 160,000 | $ 81,000 |
| GAINESVILLE, GA | 48 | $ 9,486,000 | $ 197,000 | $ 112,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 48 | $ 10,859,000 | $ 226,000 | $ 84,000 |
| HARRISBURG-CARLISLE, PA | 45 | $ 8,331,000 | $ 185,000 | $ 80,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 44 | $ 14,437,000 | $ 328,000 | $ 116,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 43 | $ 7,983,000 | $ 184,000 | $ 64,000 |
| EVANSVILLE, IN-KY | 43 | $ 6,167,000 | $ 162,000 | $ 92,000 |
| RICHMOND, VA | 42 | $ 9,582,000 | $ 228,000 | $ 84,000 |
| NEWARK, NJ-PA | 37 | $ 10,348,000 | $ 259,000 | $ 75,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 36 | $ 7,679,000 | $ 213,000 | $ 46,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 34 | $ 7,611,000 | $ 223,000 | $ 83,000 |
| BOSTON, MA | 33 | $ 9,075,000 | $ 275,000 | $ 111,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 33 | $ 8,749,000 | $ 265,000 | $ 128,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 32 | $ 10,023,000 | $ 313,000 | $ 170,000 |
| MACON, GA | 29 | $ 6,563,000 | $ 226,000 | $ 108,000 |
| BRUNSWICK, GA | 28 | $ 5,186,000 | $ 185,000 | $ 82,000 |
| COLUMBUS, OH | 27 | $ 4,783,000 | $ 177,000 | $ 71,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 27 | $ 8,777,000 | $ 325,000 | $ 121,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 27 | $ 6,302,000 | $ 233,000 | $ 102,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 26 | $ 7,021,000 | $ 270,000 | $ 28,000 |
| WINSTON-SALEM, NC | 26 | $ 6,555,000 | $ 252,000 | $ 148,000 |
| LAKELAND-WINTER HAVEN, FL | 25 | $ 4,312,000 | $ 172,000 | $ 85,000 |
| MEMPHIS, TN-MS-AR | 24 | $ 4,727,000 | $ 183,500 | $ 94,000 |
| WORCESTER, MA-CT | 24 | $ 6,597,000 | $ 274,000 | $ 92,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 23 | $ 8,862,000 | $ 385,000 | $ 50,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 23 | $ 6,687,000 | $ 290,000 | $ 92,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 23 | $ 6,083,000 | $ 264,000 | $ 62,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 22 | $ 8,819,000 | $ 400,000 | $ 121,000 |
| ALTOONA, PA | 20 | $ 2,020,000 | $ 101,000 | $ 51,000 |
| RALEIGH, NC | 20 | $ 5,076,000 | $ 253,000 | $ 82,000 |
| BIRMINGHAM-HOOVER, AL | 19 | $ 4,329,000 | $ 227,000 | $ 84,000 |
| DENVER-AURORA-LAKEWOOD, CO | 19 | $ 5,112,000 | $ 269,000 | $ 38,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 18 | $ 5,068,000 | $ 281,000 | $ 125,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 18 | $ 3,375,000 | $ 187,000 | $ 81,000 |
| CAPE CORAL-FORT MYERS, FL | 18 | $ 4,218,000 | $ 234,000 | $ 106,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 17 | $ 4,337,000 | $ 255,000 | $ 71,000 |
| AKRON, OH | 16 | $ 2,445,000 | $ 152,000 | $ 64,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 16 | $ 3,251,000 | $ 203,000 | $ 21,000 |
| PITTSBURGH, PA | 16 | $ 3,046,000 | $ 190,000 | $ 62,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 16 | $ 3,527,000 | $ 220,000 | $ 114,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 16 | $ 3,486,000 | $ 217,000 | $ 84,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 16 | $ 4,421,000 | $ 276,000 | $ 124,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 15 | $ 5,210,000 | $ 347,000 | $ 127,000 |
| DALLAS-PLANO-IRVING, TX | 15 | $ 3,580,000 | $ 238,000 | $ 131,000 |
| WILMINGTON, DE-MD-NJ | 15 | $ 3,739,000 | $ 237,500 | $ 76,500 |
| NEW HAVEN-MILFORD, CT | 14 | $ 2,940,000 | $ 210,000 | $ 102,000 |
| SAN DIEGO-CARLSBAD, CA | 13 | $ 5,551,000 | $ 427,000 | $ 32,000 |
| TACOMA-LAKEWOOD, WA | 13 | $ 3,260,000 | $ 250,000 | $ 14,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 12 | $ 5,369,000 | $ 447,000 | $ 309,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 12 | $ 2,344,000 | $ 195,000 | $ 34,000 |
| CINCINNATI, OH-KY-IN | 11 | $ 2,562,000 | $ 237,500 | $ 49,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 11 | $ 3,640,000 | $ 330,000 | $ 162,000 |
| GARY, IN | 11 | $ 1,958,000 | $ 178,000 | $ 48,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 11 | $ 2,301,000 | $ 209,000 | $ 5,000 |
| OKLAHOMA CITY, OK | 11 | $ 2,182,000 | $ 198,000 | $ 28,000 |
| YORK-HANOVER, PA | 11 | $ 2,294,000 | $ 208,000 | $ 64,000 |
| CANTON-MASSILLON, OH | 10 | $ 1,218,000 | $ 121,000 | $ 53,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 10 | $ 2,644,000 | $ 264,000 | $ 144,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 10 | $ 2,159,000 | $ 215,000 | $ 38,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 10 | $ 2,820,000 | $ 309,000 | $ 18,000 |
| SALISBURY, MD-DE | 10 | $ 2,092,000 | $ 220,500 | $ 162,500 |
| AUSTIN-ROUND ROCK, TX | 9 | $ 2,043,000 | $ 227,000 | $ 114,000 |
| COLUMBIA, SC | 9 | $ 1,488,000 | $ 165,000 | $ 56,000 |
| FORT WORTH-ARLINGTON, TX | 9 | $ 1,711,000 | $ 190,000 | $ 45,000 |
| KNOXVILLE, TN | 9 | $ 1,908,000 | $ 212,000 | $ 70,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 9 | $ 2,097,000 | $ 233,000 | $ 68,000 |
| STATE COLLEGE, PA | 9 | $ 2,174,000 | $ 241,000 | $ 152,000 |
| ANCHORAGE, AK | 8 | $ 1,747,000 | $ 218,000 | $ 29,000 |
| CHATTANOOGA, TN-GA | 8 | $ 2,145,000 | $ 267,500 | $ 74,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 8 | $ 1,789,000 | $ 223,000 | $ 128,000 |
| KANSAS CITY, MO-KS | 8 | $ 1,316,000 | $ 164,000 | $ 38,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 8 | $ 1,547,000 | $ 187,500 | $ 33,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 8 | $ 1,252,000 | $ 134,000 | $ 33,000 |
| PROVIDENCE-WARWICK, RI-MA | 8 | $ 1,727,000 | $ 202,000 | $ 57,500 |
| ST. LOUIS, MO-IL | 8 | $ 1,863,000 | $ 231,500 | $ 12,000 |
| ALBANY-SCHENECTADY-TROY, NY | 7 | $ 1,692,000 | $ 241,000 | $ 154,000 |
| CAMDEN, NJ | 7 | $ 1,628,000 | $ 232,000 | $ 50,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 7 | $ 1,243,000 | $ 177,000 | $ 77,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 1,632,000 | $ 233,000 | $ 73,000 |
| MANCHESTER-NASHUA, NH | 7 | $ 1,564,000 | $ 223,000 | $ 101,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 7 | $ 1,322,000 | $ 218,000 | $ 64,500 |
| PORTLAND-SOUTH PORTLAND, ME | 7 | $ 1,560,000 | $ 222,000 | $ 21,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 7 | $ 1,924,000 | $ 274,000 | $ 42,000 |
| WARNER ROBINS, GA | 7 | $ 1,278,000 | $ 182,000 | $ 49,000 |
| WILMINGTON, NC | 7 | $ 1,976,000 | $ 282,000 | $ 136,000 |
| ALBUQUERQUE, NM | 6 | $ 1,331,000 | $ 221,000 | $ 5,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 6 | $ 2,540,000 | $ 423,000 | $ 52,000 |
| COLUMBUS, GA-AL | 6 | $ 809,000 | $ 139,000 | $ 68,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 6 | $ 945,000 | $ 157,000 | $ 7,000 |
| ELGIN, IL | 6 | $ 1,435,000 | $ 239,000 | $ 101,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 6 | $ 1,322,000 | $ 220,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 1,000,000 | $ 166,000 | $ 99,000 |
| HUNTSVILLE, AL | 6 | $ 1,385,000 | $ 230,000 | $ 18,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 6 | $ 1,175,000 | $ 195,000 | $ 15,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 1,408,000 | $ 234,000 | $ 94,000 |
| PHILADELPHIA, PA | 6 | $ 1,136,000 | $ 189,000 | $ 59,000 |
| SPRINGFIELD, MO | 6 | $ 693,000 | $ 115,000 | $ 42,000 |
| TUCSON, AZ | 6 | $ 2,246,000 | $ 374,000 | $ 24,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5 | $ 1,052,000 | $ 192,000 | $ 84,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 1,099,000 | $ 219,000 | $ 62,000 |
| BARNSTABLE TOWN, MA | 5 | $ 1,874,000 | $ 374,000 | $ 218,000 |
| BATON ROUGE, LA | 5 | $ 895,000 | $ 179,000 | $ 34,000 |
| COEUR D'ALENE, ID | 5 | $ 1,134,000 | $ 226,000 | $ 22,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 5 | $ 745,000 | $ 149,000 | $ 109,000 |
| DOVER, DE | 5 | $ 1,325,000 | $ 265,000 | $ 24,000 |
| FAYETTEVILLE, NC | 5 | $ 1,047,000 | $ 209,000 | $ 15,000 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 904,000 | $ 180,000 | $ 127,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 5 | $ 957,000 | $ 191,000 | $ 15,000 |
| SALEM, OR | 5 | $ 933,000 | $ 186,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 2,802,000 | $ 560,000 | $ 45,000 |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $ 961,000 | $ 192,000 | $ 26,000 |
| SYRACUSE, NY | 5 | $ 830,000 | $ 166,000 | $ 25,000 |
| TALLAHASSEE, FL | 5 | $ 1,100,000 | $ 220,000 | $ 92,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 682,000 | $ 170,000 | $ 45,000 |
| BOISE CITY, ID | 4 | $ 937,000 | $ 234,000 | $ 62,000 |
| CHEYENNE, WY | 4 | $ 636,000 | $ 159,000 | $ 0 |
| CLARKSVILLE, TN-KY | 4 | $ 842,000 | $ 170,000 | $ 37,000 |
| COLORADO SPRINGS, CO | 4 | $ 689,000 | $ 172,000 | $ 23,000 |
| DALTON, GA | 4 | $ 687,000 | $ 171,000 | $ 89,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 582,000 | $ 145,000 | $ 46,000 |
| FORT WAYNE, IN | 4 | $ 433,000 | $ 108,000 | $ 58,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 780,000 | $ 195,000 | $ 66,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 808,000 | $ 202,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 4 | $ 713,000 | $ 178,000 | $ 35,000 |
| PANAMA CITY, FL | 4 | $ 885,000 | $ 221,000 | $ 84,000 |
| PUNTA GORDA, FL | 4 | $ 469,000 | $ 117,000 | $ 141,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 4 | $ 2,012,000 | $ 503,000 | $ 118,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 4 | $ 715,000 | $ 178,000 | $ 0 |
| SPARTANBURG, SC | 4 | $ 548,000 | $ 137,000 | $ 28,000 |
| STOCKTON-LODI, CA | 4 | $ 1,039,000 | $ 259,000 | $ 44,000 |
| ASHEVILLE, NC | 3 | $ 668,000 | $ 222,000 | $ 62,000 |
| BAKERSFIELD, CA | 3 | $ 668,000 | $ 222,000 | $ 63,000 |
| BELLINGHAM, WA | 3 | $ 598,000 | $ 199,000 | $ 75,000 |
| DAYTON, OH | 3 | $ 377,000 | $ 125,000 | $ 43,000 |
| DULUTH, MN-WI | 3 | $ 770,000 | $ 256,000 | $ 58,000 |
| GETTYSBURG, PA | 3 | $ 528,000 | $ 176,000 | $ 48,000 |
| GREENVILLE, NC | 3 | $ 318,000 | $ 106,000 | $ 25,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 552,000 | $ 184,000 | $ 19,666 |
| JACKSON, MS | 3 | $ 538,000 | $ 179,000 | $ 78,000 |
| KILLEEN-TEMPLE, TX | 3 | $ 406,000 | $ 135,000 | $ 130,000 |
| LANCASTER, PA | 3 | $ 412,000 | $ 137,000 | $ 0 |
| LEBANON, PA | 3 | $ 648,000 | $ 216,000 | $ 0 |
| MOBILE, AL | 3 | $ 544,000 | $ 181,000 | $ 70,000 |
| MONTGOMERY, AL | 3 | $ 797,000 | $ 265,000 | $ 23,000 |
| NEW BERN, NC | 3 | $ 524,000 | $ 174,000 | $ 25,000 |
| OCALA, FL | 3 | $ 592,000 | $ 197,000 | $ 73,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 415,000 | $ 138,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 1,137,000 | $ 379,000 | $ 80,000 |
| PEORIA, IL | 3 | $ 488,000 | $ 162,000 | $ 79,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 395,000 | $ 131,000 | $ 7,000 |
| TRENTON, NJ | 3 | $ 636,000 | $ 212,000 | $ 73,000 |
| TUSCALOOSA, AL | 3 | $ 811,000 | $ 270,000 | $ 182,000 |
| VALDOSTA, GA | 3 | $ 545,000 | $ 181,000 | $ 54,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 716,000 | $ 238,000 | $ 122,000 |
| VINELAND-BRIDGETON, NJ | 3 | $ 625,000 | $ 208,000 | $ 40,000 |
| YAKIMA, WA | 3 | $ 582,000 | $ 194,000 | $ 51,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 983,000 | $ 327,000 | $ 0 |
| BOWLING GREEN, KY | 2 | $ 199,000 | $ 99,000 | $ 10,000 |
| BURLINGTON, NC | 2 | $ 377,000 | $ 188,000 | $ 63,000 |
| CHICO, CA | 2 | $ 670,000 | $ 335,000 | $ 144,000 |
| CORPUS CHRISTI, TX | 2 | $ 438,000 | $ 219,000 | $ 284,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 387,000 | $ 193,000 | $ 0 |
| EUGENE, OR | 2 | $ 493,000 | $ 246,000 | $ 78,000 |
| FLAGSTAFF, AZ | 2 | $ 388,000 | $ 194,000 | $ 71,000 |
| FLINT, MI | 2 | $ 245,000 | $ 122,000 | $ 0 |
| FORT COLLINS, CO | 2 | $ 417,000 | $ 208,000 | $ 0 |
| GAINESVILLE, FL | 2 | $ 470,000 | $ 235,000 | $ 402,000 |
| GLENS FALLS, NY | 2 | $ 288,000 | $ 144,000 | $ 72,000 |
| GRANTS PASS, OR | 2 | $ 422,000 | $ 211,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 300,000 | $ 150,000 | $ 24,000 |
| HOT SPRINGS, AR | 2 | $ 462,000 | $ 231,000 | $ 54,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 271,000 | $ 135,000 | $ 69,000 |
| JACKSONVILLE, NC | 2 | $ 583,000 | $ 291,000 | $ 48,000 |
| JOHNSON CITY, TN | 2 | $ 347,000 | $ 173,000 | $ 68,000 |
| JOHNSTOWN, PA | 2 | $ 299,000 | $ 149,000 | $ 18,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 367,000 | $ 183,000 | $ 32,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 428,000 | $ 214,000 | $ 60,000 |
| KINGSTON, NY | 2 | $ 431,000 | $ 215,000 | $ 148,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 229,000 | $ 114,000 | $ 44,000 |
| LAS CRUCES, NM | 2 | $ 648,000 | $ 324,000 | $ 70,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 398,000 | $ 199,000 | $ 47,000 |
| MANSFIELD, OH | 2 | $ 195,000 | $ 97,000 | $ 72,000 |
| NEW ORLEANS-METAIRIE, LA | 2 | $ 182,000 | $ 91,000 | $ 11,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 367,000 | $ 183,000 | $ 72,000 |
| PARKERSBURG-VIENNA, WV | 2 | $ 284,000 | $ 142,000 | $ 35,000 |
| PORT ST. LUCIE, FL | 2 | $ 378,000 | $ 189,000 | $ 39,000 |
| PROVO-OREM, UT | 2 | $ 446,000 | $ 223,000 | $ 83,000 |
| RENO, NV | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| ROCKY MOUNT, NC | 2 | $ 289,000 | $ 144,000 | $ 0 |
| SALT LAKE CITY, UT | 2 | $ 294,000 | $ 147,000 | $ 26,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 253,000 | $ 126,000 | $ 50,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 555,000 | $ 277,000 | $ 24,000 |
| SPRINGFIELD, MA | 2 | $ 570,000 | $ 285,000 | $ 55,000 |
| TULSA, OK | 2 | $ 350,000 | $ 175,000 | $ 146,000 |
| TYLER, TX | 2 | $ 522,000 | $ 261,000 | $ 233,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 477,000 | $ 238,000 | $ 64,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 313,000 | $ 156,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 2 | $ 446,000 | $ 223,000 | $ 141,000 |
| WICHITA, KS | 2 | $ 300,000 | $ 150,000 | $ 0 |
| WINCHESTER, VA-WV | 2 | $ 450,000 | $ 225,000 | $ 99,000 |
| ALBANY, GA | 1 | $ 97,000 | $ 97,000 | $ 34,000 |
| AMARILLO, TX | 1 | $ 109,000 | $ 109,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 220,000 | $ 220,000 | $ 0 |
| APPLETON, WI | 1 | $ 153,000 | $ 153,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 276,000 | $ 276,000 | $ 153,000 |
| BATTLE CREEK, MI | 1 | $ 210,000 | $ 210,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 179,000 | $ 179,000 | $ 62,000 |
| BEND-REDMOND, OR | 1 | $ 262,000 | $ 262,000 | $ 67,000 |
| BILLINGS, MT | 1 | $ 312,000 | $ 312,000 | $ 0 |
| BINGHAMTON, NY | 1 | $ 97,000 | $ 97,000 | $ 0 |
| BLOOMINGTON, IL | 1 | $ 249,000 | $ 249,000 | $ 123,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 194,000 | $ 194,000 | $ 112,000 |
| BOULDER, CO | 1 | $ 384,000 | $ 384,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 1 | $ 293,000 | $ 293,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 263,000 | $ 263,000 | $ 70,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 151,000 | $ 151,000 | $ 52,000 |
| CASPER, WY | 1 | $ 221,000 | $ 221,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 162,000 | $ 162,000 | $ 0 |
| CHARLOTTESVILLE, VA | 1 | $ 397,000 | $ 397,000 | $ 139,000 |
| CUMBERLAND, MD-WV | 1 | $ 133,000 | $ 133,000 | $ 56,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| DOTHAN, AL | 1 | $ 194,000 | $ 194,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 148,000 | $ 148,000 | $ 0 |
| EAST STROUDSBURG, PA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 93,000 | $ 93,000 | $ 0 |
| EL PASO, TX | 1 | $ 173,000 | $ 173,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 102,000 | $ 102,000 | $ 0 |
| ERIE, PA | 1 | $ 163,000 | $ 163,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 340,000 | $ 340,000 | $ 0 |
| GADSDEN, AL | 1 | $ 249,000 | $ 249,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 279,000 | $ 279,000 | $ 0 |
| GRAND ISLAND, NE | 1 | $ 274,000 | $ 274,000 | $ 4,000 |
| GRAND JUNCTION, CO | 1 | $ 163,000 | $ 163,000 | $ 0 |
| GREAT FALLS, MT | 1 | $ 294,000 | $ 294,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 246,000 | $ 246,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 199,000 | $ 199,000 | $ 335,000 |
| HATTIESBURG, MS | 1 | $ 320,000 | $ 320,000 | $ 0 |
| HINESVILLE, GA | 1 | $ 219,000 | $ 219,000 | $ 0 |
| IDAHO FALLS, ID | 1 | $ 68,000 | $ 68,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 200,000 | $ 200,000 | $ 51,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 136,000 | $ 136,000 | $ 0 |
| JEFFERSON CITY, MO | 1 | $ 133,000 | $ 133,000 | $ 0 |
| KANKAKEE, IL | 1 | $ 149,000 | $ 149,000 | $ 0 |
| LAFAYETTE, LA | 1 | $ 141,000 | $ 141,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 152,000 | $ 152,000 | $ 0 |
| LINCOLN, NE | 1 | $ 162,000 | $ 162,000 | $ 0 |
| MADISON, WI | 1 | $ 236,000 | $ 236,000 | $ 0 |
| MEDFORD, OR | 1 | $ 290,000 | $ 290,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 134,000 | $ 134,000 | $ 138,000 |
| MIDLAND, TX | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| MORRISTOWN, TN | 1 | $ 257,000 | $ 257,000 | $ 44,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 300,000 | $ 300,000 | $ 64,000 |
| NAPA, CA | 1 | $ 469,000 | $ 469,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 151,000 | $ 151,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 236,000 | $ 236,000 | $ 122,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 257,000 | $ 257,000 | $ 0 |
| OWENSBORO, KY | 1 | $ 89,000 | $ 89,000 | $ 55,000 |
| POCATELLO, ID | 1 | $ 184,000 | $ 184,000 | $ 77,000 |
| PRESCOTT, AZ | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| READING, PA | 1 | $ 238,000 | $ 238,000 | $ 85,000 |
| ROCHESTER, MN | 1 | $ 253,000 | $ 253,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| SALINAS, CA | 1 | $ 195,000 | $ 195,000 | $ 144,000 |
| SAN ANGELO, TX | 1 | $ 90,000 | $ 90,000 | $ 112,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 387,000 | $ 387,000 | $ 146,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 330,000 | $ 330,000 | $ 146,000 |
| SANTA ROSA, CA | 1 | $ 450,000 | $ 450,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 608,000 | $ 608,000 | $ 87,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 103,000 | $ 103,000 | $ 97,000 |
| ST. GEORGE, UT | 1 | $ 118,000 | $ 118,000 | $ 146,000 |
| TEXARKANA, TX-AR | 1 | $ 170,000 | $ 170,000 | $ 70,000 |
| TOLEDO, OH | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| TOPEKA, KS | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| UTICA-ROME, NY | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 88,000 | $ 88,000 | $ 53,000 |
| YUMA, AZ | 1 | $ 189,000 | $ 189,000 | $ 0 |
Mortgage Loan Application Detail Totals for Cbc National Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,648 | $853,297,000 | $233,000 | $2,000,000 | $115,000 | $5,950,000 |
| Refinancing | 2,309 | $564,565,000 | $244,000 | $2,000,000 | $81,000 | $1,774,000 |
| Home Improvement | 62 | $13,405,000 | $216,000 | $1,265,000 | $89,000 | $444,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,594 | $1,100,541,000 | $239,000 | $2,000,000 | $107,000 | $5,950,000 |
| Black or African American | 469 | $99,919,000 | $213,000 | $900,000 | $67,000 | $852,000 |
| Not Provided | 448 | $110,055,000 | $245,000 | $1,350,000 | $89,000 | $1,367,000 |
| Hispanic | 250 | $51,147,000 | $204,000 | $721,000 | $83,000 | $754,000 |
| Asian | 236 | $62,251,000 | $263,000 | $877,000 | $112,000 | $843,000 |
| American Indian or Alaskan Native | 9 | $2,215,000 | $246,000 | $510,000 | $89,000 | $201,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,997,000 | $285,000 | $645,000 | $57,000 | $126,000 |
| Not applicable | 6 | $3,142,000 | $523,000 | $1,731,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,064 | $1,021,181,000 | $251,000 | $2,000,000 | $129,000 | $5,950,000 |
| FHA-insured (Federal Housing Administration) | 1,044 | $190,989,000 | $182,000 | $636,000 | $52,000 | $325,000 |
| VA-guaranteed (Veterans Administration) | 891 | $216,836,000 | $243,000 | $864,000 | $36,000 | $350,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $2,261,000 | $113,000 | $215,000 | $41,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,719 | $1,132,198,000 | $239,000 | $2,000,000 | $105,000 | $5,950,000 |
| Application Withdrawn By Applicant | 507 | $108,742,000 | $214,000 | $1,875,000 | $73,000 | $1,162,000 |
| Application Denied By Financial Institution | 415 | $98,561,000 | $237,000 | $2,000,000 | $96,000 | $1,774,000 |
| Application Approved But Not Accepted | 378 | $91,766,000 | $242,000 | $1,265,000 | $107,000 | $843,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 147 | $37,220,000 | $253,000 | $2,000,000 | $128,000 | $1,774,000 |
| Debt-To-Income Ratio | 113 | $27,005,000 | $238,000 | $1,106,000 | $62,000 | $265,000 |
| Credit History | 67 | $12,644,000 | $188,000 | $745,000 | $68,000 | $336,000 |
| Other | 35 | $10,467,000 | $299,000 | $2,000,000 | $130,000 | $1,774,000 |
| Employment History | 20 | $3,618,000 | $180,000 | $375,000 | $69,000 | $283,000 |
| Unverifiable Information | 19 | $4,639,000 | $244,000 | $452,000 | $91,000 | $265,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,900,000 | $211,000 | $397,000 | $93,000 | $152,000 |
| Credit Application Incomplete | 5 | $1,068,000 | $213,000 | $417,000 | $167,000 | $308,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cbc National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.