Cbc National Bank Mortgage Lending & HMDA Data, 2014

In 2014, Cbc National Bank of Fernandina Beach, FL reported 6,019 mortgage applications totaling $1.4 billion, down 9% from 2013. The average application was for $237,791, and applicants reported an average income of $101,689. 78% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,136), Tampa-St. Petersburg-Clearwater, FL (351) and Jacksonville, FL (142) (applications in parentheses).

Mortgage Company & Address Cbc National Bank
1891 South 14th Street
Fernandina Beach, FL 32034
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 6,019
Total Mortgage Loan Application Amount $1,431,267,000
Average Mortgage Loan Application Amount $237,791
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $101,689
Highest Applicant Income $5,950,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cbc National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cbc National Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 632 $ 191,000,000 $ 302,215 $ 148,000
Cobb, Georgia 373 $ 90,893,000 $ 243,680 $ 116,000
DeKalb, Georgia 365 $ 95,167,000 $ 260,731 $ 121,000
Hillsborough, Florida 238 $ 58,090,000 $ 244,075 $ 117,000
Forsyth, Georgia 221 $ 58,110,000 $ 262,941 $ 118,000
Gwinnett, Georgia 186 $ 36,871,000 $ 198,231 $ 83,000
Cherokee, Georgia 162 $ 36,869,000 $ 227,586 $ 104,000
Sarasota, Florida 85 $ 23,560,000 $ 277,176 $ 148,000
Mecklenburg, North Carolina 73 $ 15,407,000 $ 211,054 $ 87,000
Harris, Texas 72 $ 17,282,000 $ 240,027 $ 163,000
Beaufort, South Carolina 65 $ 15,921,000 $ 244,938 $ 193,000
Nassau, Florida 62 $ 13,171,000 $ 212,435 $ 128,000
Paulding, Georgia 57 $ 10,495,000 $ 184,122 $ 87,000
Pasco, Florida 54 $ 9,665,000 $ 178,981 $ 89,000
Pinellas, Florida 52 $ 11,083,000 $ 213,134 $ 114,000
Duval, Florida 51 $ 11,254,000 $ 220,666 $ 87,000
Hall, Georgia 48 $ 9,486,000 $ 197,625 $ 112,000
Manatee, Florida 41 $ 9,967,000 $ 243,097 $ 128,000
Cook, Illinois 40 $ 7,542,000 $ 188,550 $ 70,000
Hartford, Connecticut 37 $ 8,408,000 $ 227,243 $ 80,000
Effingham, Georgia 37 $ 6,946,000 $ 187,729 $ 84,000
Cumberland, Pennsylvania 37 $ 6,439,000 $ 174,027 $ 74,000
Montgomery, Texas 37 $ 9,618,000 $ 259,945 $ 173,000
Maricopa, Arizona 34 $ 7,495,000 $ 220,441 $ 46,000
Chatham, Georgia 34 $ 5,843,000 $ 171,852 $ 96,000
Cuyahoga, Ohio 34 $ 5,382,000 $ 158,294 $ 85,000
Broward, Florida 33 $ 8,749,000 $ 265,121 $ 128,000
Collier, Florida 32 $ 10,023,000 $ 313,218 $ 170,000
Camden, Georgia 32 $ 5,479,000 $ 171,218 $ 73,000
Baltimore, Maryland 32 $ 7,292,000 $ 227,875 $ 79,000
Middlesex, Massachusetts 32 $ 11,029,000 $ 344,656 $ 124,000
Columbia, New York 30 $ 6,041,000 $ 201,366 $ 155,000
Watauga, North Carolina 29 $ 6,140,000 $ 211,724 $ 128,000
Columbia, Georgia 28 $ 6,147,000 $ 219,535 $ 95,000
Vanderburgh, Indiana 27 $ 3,323,000 $ 123,074 $ 52,000
Fairfax, Virginia 27 $ 9,209,000 $ 341,074 $ 106,000
Prince George's, Maryland 26 $ 6,663,000 $ 256,269 $ 56,000
Polk, Florida 25 $ 4,312,000 $ 172,480 $ 85,000
Glynn, Georgia 25 $ 4,730,000 $ 189,200 $ 86,000
Worcester, Massachusetts 24 $ 6,597,000 $ 274,875 $ 92,000
Los Angeles, California 23 $ 8,862,000 $ 385,304 $ 50,000
Wayne, Ohio 22 $ 2,627,000 $ 119,409 $ 55,000
Bibb, Georgia 21 $ 4,255,000 $ 202,619 $ 96,000
Henry, Georgia 21 $ 4,036,000 $ 192,190 $ 60,000
Forsyth, North Carolina 21 $ 5,946,000 $ 283,142 $ 161,000
Blair, Pennsylvania 20 $ 2,020,000 $ 101,000 $ 51,000
St. Johns, Florida 19 $ 5,440,000 $ 286,315 $ 137,000
Lumpkin, Georgia 19 $ 2,942,000 $ 154,842 $ 73,000
Fairfield, Connecticut 18 $ 5,068,000 $ 281,555 $ 125,000
Lee, Florida 18 $ 4,218,000 $ 234,333 $ 106,000
Norfolk, Massachusetts 18 $ 5,539,000 $ 307,722 $ 100,000
Union, North Carolina 18 $ 4,345,000 $ 241,388 $ 81,000
Montgomery, Maryland 17 $ 4,843,000 $ 284,882 $ 98,000
Queens, New York 17 $ 5,888,000 $ 346,352 $ 111,000
Henrico, Virginia 17 $ 4,066,000 $ 239,176 $ 94,000
Riverside, California 16 $ 4,149,000 $ 259,312 $ 36,000
Palm Beach, Florida 16 $ 4,421,000 $ 276,312 $ 124,000
Coweta, Georgia 16 $ 3,288,000 $ 205,500 $ 87,000
Erie, New York 16 $ 3,063,000 $ 191,437 $ 91,000
Ashe, North Carolina 16 $ 2,431,000 $ 151,937 $ 102,000
Wake, North Carolina 16 $ 4,011,000 $ 250,687 $ 89,000
York, South Carolina 16 $ 3,629,000 $ 226,812 $ 75,000
Shelby, Tennessee 16 $ 3,141,000 $ 196,312 $ 72,000
Nassau, New York 15 $ 5,123,000 $ 341,533 $ 110,000
New Haven, Connecticut 14 $ 2,940,000 $ 210,000 $ 102,000
Morris, New Jersey 14 $ 3,793,000 $ 270,928 $ 130,000
San Diego, California 13 $ 5,551,000 $ 427,000 $ 32,000
Orange, Florida 13 $ 2,881,000 $ 221,615 $ 144,000
Richmond, Georgia 13 $ 1,469,000 $ 113,000 $ 42,000
Baltimore City, Maryland 13 $ 2,709,000 $ 208,384 $ 162,000
Middlesex, New Jersey 13 $ 3,340,000 $ 256,923 $ 96,000
Franklin, Ohio 13 $ 1,618,000 $ 124,461 $ 64,000
Pierce, Washington 13 $ 3,260,000 $ 250,769 $ 14,000
Contra Costa, California 12 $ 4,722,000 $ 393,500 $ 92,000
New Castle, Delaware 12 $ 3,081,000 $ 256,750 $ 66,000
District of Columbia, District Of Columbia 12 $ 3,599,000 $ 299,916 $ 113,000
Miami-Dade, Florida 12 $ 5,369,000 $ 447,416 $ 309,000
Dawson, Georgia 12 $ 3,575,000 $ 297,916 $ 111,000
Essex, Massachusetts 12 $ 3,408,000 $ 284,000 $ 94,000
Suffolk, New York 12 $ 3,654,000 $ 304,500 $ 135,000
Westchester, New York 12 $ 4,045,000 $ 337,083 $ 120,000
Loudoun, Virginia 12 $ 4,336,000 $ 361,333 $ 113,000
Prince William, Virginia 12 $ 4,576,000 $ 381,333 $ 57,000
Jefferson, Alabama 11 $ 2,363,000 $ 214,818 $ 68,000
Bartow, Georgia 11 $ 1,614,000 $ 146,727 $ 70,000
Harford, Maryland 11 $ 2,456,000 $ 223,272 $ 91,000
Bergen, New Jersey 11 $ 4,034,000 $ 366,727 $ 84,000
Preble, Ohio 11 $ 1,216,000 $ 110,545 $ 53,000
York, Pennsylvania 11 $ 2,294,000 $ 208,545 $ 64,000
Charleston, South Carolina 11 $ 4,636,000 $ 421,454 $ 157,000
Alameda, California 10 $ 4,097,000 $ 409,700 $ 155,000
San Bernardino, California 10 $ 2,872,000 $ 287,200 $ 15,000
Clay, Florida 10 $ 2,098,000 $ 209,800 $ 88,000
Clayton, Georgia 10 $ 1,136,000 $ 113,600 $ 43,000
Pickens, Georgia 10 $ 1,493,000 $ 149,300 $ 91,000
Anne Arundel, Maryland 10 $ 3,000,000 $ 300,000 $ 79,000
Rockingham, New Hampshire 10 $ 2,273,000 $ 227,300 $ 93,000
Ocean, New Jersey 10 $ 2,509,000 $ 250,900 $ 67,000
Summit, Ohio 10 $ 1,490,000 $ 149,000 $ 55,000
Montgomery, Pennsylvania 10 $ 2,290,000 $ 229,000 $ 66,000
Virginia Beach, Virginia 10 $ 2,660,000 $ 266,000 $ 57,000
Bryan, Georgia 9 $ 1,878,000 $ 208,666 $ 68,000
Douglas, Georgia 9 $ 1,290,000 $ 143,333 $ 65,000
Fayette, Georgia 9 $ 2,535,000 $ 281,666 $ 108,000
Walton, Georgia 9 $ 1,438,000 $ 159,777 $ 64,000
Warrick, Indiana 9 $ 1,658,000 $ 184,222 $ 39,000
Monmouth, New Jersey 9 $ 3,276,000 $ 364,000 $ 156,000
Stark, Ohio 9 $ 1,032,000 $ 114,666 $ 47,000
Centre, Pennsylvania 9 $ 2,174,000 $ 241,555 $ 152,000
Williamson, Tennessee 9 $ 2,589,000 $ 287,666 $ 110,000
Bexar, Texas 9 $ 1,927,000 $ 214,111 $ 94,000
Sussex, Delaware 8 $ 1,612,000 $ 201,500 $ 65,000
Fannin, Georgia 8 $ 2,324,000 $ 290,500 $ 321,000
Jackson, Georgia 8 $ 1,432,000 $ 179,000 $ 70,000
Ware, Georgia 8 $ 647,000 $ 80,875 $ 62,000
DuPage, Illinois 8 $ 1,668,000 $ 208,500 $ 83,000
Suffolk, Massachusetts 8 $ 1,675,000 $ 209,375 $ 161,000
Dutchess, New York 8 $ 2,039,000 $ 254,875 $ 153,000
Cabarrus, North Carolina 8 $ 2,393,000 $ 299,125 $ 155,000
Oklahoma, Oklahoma 8 $ 1,601,000 $ 200,125 $ 11,000
Allegheny, Pennsylvania 8 $ 1,641,000 $ 205,125 $ 89,000
Davidson, Tennessee 8 $ 1,821,000 $ 227,625 $ 105,000
Tarrant, Texas 8 $ 1,471,000 $ 183,875 $ 51,000
Shelby, Alabama 7 $ 1,809,000 $ 258,428 $ 110,000
Anchorage, Alaska 7 $ 1,521,000 $ 217,285 $ 33,000
Jefferson, Colorado 7 $ 1,848,000 $ 264,000 $ 21,000
Hernando, Florida 7 $ 762,000 $ 108,857 $ 58,000
Bulloch, Georgia 7 $ 1,119,000 $ 159,857 $ 57,000
Will, Illinois 7 $ 1,418,000 $ 202,571 $ 37,000
Jefferson, Kentucky 7 $ 1,148,000 $ 164,000 $ 66,000
Plymouth, Massachusetts 7 $ 1,861,000 $ 265,857 $ 80,000
Hillsborough, New Hampshire 7 $ 1,564,000 $ 223,428 $ 101,000
Somerset, New Jersey 7 $ 1,974,000 $ 282,000 $ 102,000
Kings, New York 7 $ 2,311,000 $ 330,142 $ 100,000
Franklin, Pennsylvania 7 $ 1,243,000 $ 177,571 $ 77,000
Rutherford, Tennessee 7 $ 1,131,000 $ 161,571 $ 43,000
Pima, Arizona 6 $ 2,246,000 $ 374,333 $ 24,000
Orange, California 6 $ 2,540,000 $ 423,333 $ 52,000
Denver, Colorado 6 $ 1,839,000 $ 306,500 $ 90,000
Middlesex, Connecticut 6 $ 1,377,000 $ 229,500 $ 102,000
Brevard, Florida 6 $ 1,408,000 $ 234,666 $ 94,000
Seminole, Florida 6 $ 1,409,000 $ 234,833 $ 99,000
Walton, Florida 6 $ 2,449,000 $ 408,166 $ 242,000
Baldwin, Georgia 6 $ 796,000 $ 132,666 $ 56,000
Houston, Georgia 6 $ 1,191,000 $ 198,500 $ 57,000
Monroe, Georgia 6 $ 1,828,000 $ 304,666 $ 131,000
Newton, Georgia 6 $ 908,000 $ 151,333 $ 76,000
Putnam, Georgia 6 $ 1,642,000 $ 273,666 $ 195,000
Lake, Illinois 6 $ 1,194,000 $ 199,000 $ 66,000
Hardin, Kentucky 6 $ 1,322,000 $ 220,333 $ 0
Charles, Maryland 6 $ 1,788,000 $ 298,000 $ 0
Frederick, Maryland 6 $ 1,844,000 $ 307,333 $ 73,000
Bristol, Massachusetts 6 $ 1,377,000 $ 229,500 $ 90,000
Oakland, Michigan 6 $ 1,212,000 $ 202,000 $ 46,000
Wayne, Michigan 6 $ 945,000 $ 157,500 $ 7,000
Greene, Missouri 6 $ 693,000 $ 115,500 $ 42,000
Jackson, Missouri 6 $ 999,000 $ 166,500 $ 51,000
Clark, Nevada 6 $ 1,175,000 $ 195,833 $ 15,000
Strafford, New Hampshire 6 $ 1,254,000 $ 209,000 $ 150,000
Essex, New Jersey 6 $ 924,000 $ 154,000 $ 62,000
Hudson, New Jersey 6 $ 1,916,000 $ 319,333 $ 63,000
Durham, North Carolina 6 $ 1,221,000 $ 203,500 $ 54,000
Gaston, North Carolina 6 $ 1,298,000 $ 216,333 $ 119,000
Guilford, North Carolina 6 $ 1,000,000 $ 166,666 $ 99,000
New Hanover, North Carolina 6 $ 1,643,000 $ 273,833 $ 136,000
Lorain, Ohio 6 $ 1,023,000 $ 170,500 $ 93,000
Portage, Ohio 6 $ 955,000 $ 159,166 $ 81,000
Blount, Tennessee 6 $ 1,110,000 $ 185,000 $ 45,000
Denton, Texas 6 $ 1,016,000 $ 169,333 $ 104,000
Fort Bend, Texas 6 $ 991,000 $ 165,166 $ 72,000
Guadalupe, Texas 6 $ 1,237,000 $ 206,166 $ 64,000
Travis, Texas 6 $ 1,482,000 $ 247,000 $ 119,000
Chesterfield, Virginia 6 $ 1,370,000 $ 228,333 $ 66,000
Hanover, Virginia 6 $ 1,490,000 $ 248,333 $ 78,000
King, Washington 6 $ 1,435,000 $ 239,166 $ 78,000
Baldwin, Alabama 5 $ 745,000 $ 149,000 $ 109,000
Madison, Alabama 5 $ 1,050,000 $ 210,000 $ 22,000
Tolland, Connecticut 5 $ 1,074,000 $ 214,800 $ 96,000
Kent, Delaware 5 $ 1,325,000 $ 265,000 $ 24,000
Escambia, Florida 5 $ 900,000 $ 180,000 $ 8,000
Leon, Florida 5 $ 1,100,000 $ 220,000 $ 92,000
Okaloosa, Florida 5 $ 1,191,000 $ 238,200 $ 66,000
Osceola, Florida 5 $ 1,069,000 $ 213,800 $ 33,000
Santa Rosa, Florida 5 $ 1,259,000 $ 251,800 $ 67,000
Barrow, Georgia 5 $ 647,000 $ 129,400 $ 58,000
Kootenai, Idaho 5 $ 1,134,000 $ 226,800 $ 22,000
Kane, Illinois 5 $ 1,296,000 $ 259,200 $ 122,000
McHenry, Illinois 5 $ 1,040,000 $ 208,000 $ 133,000
Hendricks, Indiana 5 $ 1,148,000 $ 229,600 $ 12,000
Lake, Indiana 5 $ 619,000 $ 123,800 $ 41,000
Porter, Indiana 5 $ 1,171,000 $ 234,200 $ 65,000
Posey, Indiana 5 $ 819,000 $ 163,800 $ 67,000
York, Maine 5 $ 1,133,000 $ 226,600 $ 13,000
Barnstable, Massachusetts 5 $ 1,874,000 $ 374,800 $ 218,000
Passaic, New Jersey 5 $ 1,048,000 $ 209,600 $ 71,000
Union, New Jersey 5 $ 1,633,000 $ 326,600 $ 129,000
Bernalillo, New Mexico 5 $ 924,000 $ 184,800 $ 6,000
Rockland, New York 5 $ 1,212,000 $ 242,400 $ 65,000
Avery, North Carolina 5 $ 740,000 $ 148,000 $ 76,000
Cumberland, North Carolina 5 $ 1,047,000 $ 209,400 $ 15,000
Davidson, North Carolina 5 $ 609,000 $ 121,800 $ 95,000
Medina, Ohio 5 $ 604,000 $ 120,800 $ 64,000
Dauphin, Pennsylvania 5 $ 1,504,000 $ 300,800 $ 153,000
Westmoreland, Pennsylvania 5 $ 825,000 $ 165,000 $ 44,000
Horry, South Carolina 5 $ 750,000 $ 150,000 $ 129,000
Lancaster, South Carolina 5 $ 1,060,000 $ 212,000 $ 82,000
Lexington, South Carolina 5 $ 774,000 $ 154,800 $ 52,000
Dallas, Texas 5 $ 1,381,000 $ 276,200 $ 139,000
Spotsylvania, Virginia 5 $ 990,000 $ 198,000 $ 98,000
Pulaski, Arkansas 4 $ 808,000 $ 202,000 $ 0
Sacramento, California 4 $ 1,106,000 $ 276,500 $ 30,000
San Joaquin, California 4 $ 1,039,000 $ 259,750 $ 44,000
San Mateo, California 4 $ 2,012,000 $ 503,000 $ 118,000
Arapahoe, Colorado 4 $ 920,000 $ 230,000 $ 9,000
El Paso, Colorado 4 $ 689,000 $ 172,250 $ 23,000
Litchfield, Connecticut 4 $ 965,000 $ 241,250 $ 94,000
New London, Connecticut 4 $ 713,000 $ 178,250 $ 35,000
Bay, Florida 4 $ 885,000 $ 221,250 $ 84,000
Charlotte, Florida 4 $ 469,000 $ 117,250 $ 141,000
Volusia, Florida 4 $ 582,000 $ 145,500 $ 46,000
Coffee, Georgia 4 $ 335,000 $ 83,750 $ 82,000
Habersham, Georgia 4 $ 737,000 $ 184,250 $ 123,000
Hart, Georgia 4 $ 861,000 $ 215,250 $ 317,000
Rockdale, Georgia 4 $ 533,000 $ 133,250 $ 79,000
Towns, Georgia 4 $ 1,102,000 $ 275,500 $ 72,000
White, Georgia 4 $ 671,000 $ 167,750 $ 110,000
Whitfield, Georgia 4 $ 687,000 $ 171,750 $ 89,000
Allen, Indiana 4 $ 433,000 $ 108,250 $ 58,000
Howard, Maryland 4 $ 1,447,000 $ 361,750 $ 60,000
Kent, Michigan 4 $ 780,000 $ 195,000 $ 66,000
St. Charles, Missouri 4 $ 856,000 $ 214,000 $ 36,000
Atlantic, New Jersey 4 $ 682,000 $ 170,500 $ 45,000
Saratoga, New York 4 $ 1,080,000 $ 270,000 $ 107,000
Caldwell, North Carolina 4 $ 654,000 $ 163,500 $ 122,000
Johnston, North Carolina 4 $ 1,065,000 $ 266,250 $ 57,000
Polk, North Carolina 4 $ 700,000 $ 175,000 $ 55,000
Ashland, Ohio 4 $ 699,000 $ 174,750 $ 94,000
Delaware, Ohio 4 $ 887,000 $ 221,750 $ 100,000
Licking, Ohio 4 $ 663,000 $ 165,750 $ 72,000
Marion, Oregon 4 $ 708,000 $ 177,000 $ 0
Washington, Oregon 4 $ 904,000 $ 226,000 $ 31,000
Bucks, Pennsylvania 4 $ 1,217,000 $ 304,250 $ 93,000
Clearfield, Pennsylvania 4 $ 396,000 $ 99,000 $ 41,000
Philadelphia, Pennsylvania 4 $ 572,000 $ 143,000 $ 44,000
Georgetown, South Carolina 4 $ 994,000 $ 248,500 $ 93,000
Greenville, South Carolina 4 $ 722,000 $ 180,500 $ 86,000
Richland, South Carolina 4 $ 714,000 $ 178,500 $ 61,000
Spartanburg, South Carolina 4 $ 548,000 $ 137,000 $ 28,000
Wilson, Tennessee 4 $ 918,000 $ 229,500 $ 72,000
Brazoria, Texas 4 $ 786,000 $ 196,500 $ 98,000
Galveston, Texas 4 $ 973,000 $ 243,250 $ 107,000
Alexandria, Virginia 4 $ 1,137,000 $ 284,250 $ 81,000
James City, Virginia 4 $ 1,318,000 $ 329,500 $ 82,000
Milwaukee, Wisconsin 4 $ 776,000 $ 194,000 $ 0
Laramie, Wyoming 4 $ 636,000 $ 159,000 $ 0
Mobile, Alabama 3 $ 544,000 $ 181,333 $ 70,000
Tuscaloosa, Alabama 3 $ 811,000 $ 270,333 $ 182,000
Kern, California 3 $ 668,000 $ 222,666 $ 63,000
Santa Clara, California 3 $ 2,074,000 $ 691,333 $ 50,000
Solano, California 3 $ 716,000 $ 238,666 $ 122,000
Ventura, California 3 $ 1,137,000 $ 379,000 $ 80,000
Lake, Florida 3 $ 943,000 $ 314,333 $ 44,000
Marion, Florida 3 $ 592,000 $ 197,333 $ 73,000
Carroll, Georgia 3 $ 521,000 $ 173,666 $ 107,000
Catoosa, Georgia 3 $ 930,000 $ 310,000 $ 85,000
Clinch, Georgia 3 $ 200,000 $ 66,666 $ 35,000
Haralson, Georgia 3 $ 457,000 $ 152,333 $ 104,000
Jasper, Georgia 3 $ 639,000 $ 213,000 $ 86,000
Lowndes, Georgia 3 $ 545,000 $ 181,666 $ 54,000
Morgan, Georgia 3 $ 819,000 $ 273,000 $ 106,000
Oconee, Georgia 3 $ 733,000 $ 244,333 $ 42,000
Pierce, Georgia 3 $ 355,000 $ 118,333 $ 35,000
Union, Georgia 3 $ 407,000 $ 135,666 $ 71,000
Hamilton, Indiana 3 $ 808,000 $ 269,333 $ 35,000
Marion, Indiana 3 $ 451,000 $ 150,333 $ 31,000
St. Joseph, Indiana 3 $ 395,000 $ 131,666 $ 7,000
Bossier, Louisiana 3 $ 592,000 $ 197,333 $ 18,000
East Baton Rouge, Louisiana 3 $ 436,000 $ 145,333 $ 57,000
Carroll, Maryland 3 $ 928,000 $ 309,333 $ 61,000
Cecil, Maryland 3 $ 658,000 $ 219,333 $ 87,000
Macomb, Michigan 3 $ 483,000 $ 161,000 $ 16,000
Hennepin, Minnesota 3 $ 406,000 $ 135,333 $ 0
St. Louis, Minnesota 3 $ 770,000 $ 256,666 $ 58,000
DeSoto, Mississippi 3 $ 527,000 $ 175,666 $ 138,000
Cumberland, New Jersey 3 $ 625,000 $ 208,333 $ 40,000
Gloucester, New Jersey 3 $ 784,000 $ 261,333 $ 74,000
Mercer, New Jersey 3 $ 636,000 $ 212,000 $ 73,000
Onondaga, New York 3 $ 357,000 $ 119,000 $ 42,000
Craven, North Carolina 3 $ 524,000 $ 174,666 $ 25,000
Iredell, North Carolina 3 $ 960,000 $ 320,000 $ 503,000
Lincoln, North Carolina 3 $ 695,000 $ 231,666 $ 60,000
Pitt, North Carolina 3 $ 318,000 $ 106,000 $ 25,000
Hamilton, Ohio 3 $ 627,000 $ 209,000 $ 86,000
Lake, Ohio 3 $ 405,000 $ 135,000 $ 40,000
Montgomery, Ohio 3 $ 377,000 $ 125,666 $ 43,000
Pottawatomie, Oklahoma 3 $ 362,000 $ 120,666 $ 0
Coos, Oregon 3 $ 466,000 $ 155,333 $ 42,000
Adams, Pennsylvania 3 $ 528,000 $ 176,000 $ 48,000
Chester, Pennsylvania 3 $ 830,000 $ 276,666 $ 56,000
Huntingdon, Pennsylvania 3 $ 563,000 $ 187,666 $ 90,000
Lancaster, Pennsylvania 3 $ 412,000 $ 137,333 $ 0
Lebanon, Pennsylvania 3 $ 648,000 $ 216,000 $ 0
Lehigh, Pennsylvania 3 $ 546,000 $ 182,000 $ 22,000
Luzerne, Pennsylvania 3 $ 435,000 $ 145,000 $ 0
Perry, Pennsylvania 3 $ 388,000 $ 129,333 $ 30,000
Anderson, South Carolina 3 $ 1,009,000 $ 336,333 $ 169,000
Hamilton, Tennessee 3 $ 866,000 $ 288,666 $ 112,000
Knox, Tennessee 3 $ 798,000 $ 266,000 $ 121,000
Montgomery, Tennessee 3 $ 752,000 $ 250,666 $ 74,000
Collin, Texas 3 $ 906,000 $ 302,000 $ 151,000
Chesapeake, Virginia 3 $ 784,000 $ 261,333 $ 86,000
New Kent, Virginia 3 $ 805,000 $ 268,333 $ 101,000
Stafford, Virginia 3 $ 1,369,000 $ 456,333 $ 85,000
Snohomish, Washington 3 $ 662,000 $ 220,666 $ 48,000
Whatcom, Washington 3 $ 598,000 $ 199,333 $ 75,000
Yakima, Washington 3 $ 582,000 $ 194,000 $ 51,000
Dallas, Alabama 2 $ 417,000 $ 208,500 $ 47,000
Montgomery, Alabama 2 $ 382,000 $ 191,000 $ 35,000
Russell, Alabama 2 $ 307,000 $ 153,500 $ 101,000
Coconino, Arizona 2 $ 388,000 $ 194,000 $ 71,000
Navajo, Arizona 2 $ 323,000 $ 161,500 $ 0
Pinal, Arizona 2 $ 184,000 $ 92,000 $ 42,000
Garland, Arkansas 2 $ 462,000 $ 231,000 $ 54,000
Butte, California 2 $ 670,000 $ 335,000 $ 144,000
San Benito, California 2 $ 728,000 $ 364,000 $ 39,000
Tulare, California 2 $ 477,000 $ 238,500 $ 64,000
Yolo, California 2 $ 330,000 $ 165,000 $ 88,000
Douglas, Colorado 2 $ 505,000 $ 252,500 $ 0
Larimer, Colorado 2 $ 417,000 $ 208,500 $ 0
Alachua, Florida 2 $ 470,000 $ 235,000 $ 402,000
Monroe, Florida 2 $ 2,292,000 $ 1,146,000 $ 273,000
Bacon, Georgia 2 $ 267,000 $ 133,500 $ 18,000
Brantley, Georgia 2 $ 250,000 $ 125,000 $ 64,000
Butts, Georgia 2 $ 86,000 $ 43,000 $ 32,000
Greene, Georgia 2 $ 1,009,000 $ 504,500 $ 243,000
Muscogee, Georgia 2 $ 180,000 $ 90,000 $ 47,000
Pike, Georgia 2 $ 311,000 $ 155,500 $ 35,000
Spalding, Georgia 2 $ 339,000 $ 169,500 $ 139,000
Thomas, Georgia 2 $ 164,000 $ 82,000 $ 66,000
Ada, Idaho 2 $ 565,000 $ 282,500 $ 91,000
Canyon, Idaho 2 $ 372,000 $ 186,000 $ 32,000
Woodford, Illinois 2 $ 280,000 $ 140,000 $ 64,000
Marshall, Indiana 2 $ 237,000 $ 118,500 $ 33,000
Spencer, Indiana 2 $ 303,000 $ 151,500 $ 62,000
Poweshiek, Iowa 2 $ 352,000 $ 176,000 $ 0
Woodbury, Iowa 2 $ 253,000 $ 126,500 $ 50,000
Sedgwick, Kansas 2 $ 300,000 $ 150,000 $ 0
Boone, Kentucky 2 $ 404,000 $ 202,000 $ 0
Henderson, Kentucky 2 $ 367,000 $ 183,500 $ 133,000
Marion, Kentucky 2 $ 257,000 $ 128,500 $ 0
Caddo, Louisiana 2 $ 369,000 $ 184,500 $ 37,000
Livingston, Louisiana 2 $ 459,000 $ 229,500 $ 0
St. Tammany, Louisiana 2 $ 182,000 $ 91,000 $ 11,000
Franklin, Maine 2 $ 251,000 $ 125,500 $ 0
Oxford, Maine 2 $ 284,000 $ 142,000 $ 38,000
Garrett, Maryland 2 $ 388,000 $ 194,000 $ 148,000
Queen Anne's, Maryland 2 $ 562,000 $ 281,000 $ 82,000
Worcester, Maryland 2 $ 480,000 $ 240,000 $ 260,000
Genesee, Michigan 2 $ 245,000 $ 122,500 $ 0
Kalamazoo, Michigan 2 $ 367,000 $ 183,500 $ 32,000
Lapeer, Michigan 2 $ 353,000 $ 176,500 $ 0
St. Joseph, Michigan 2 $ 236,000 $ 118,000 $ 0
Dakota, Minnesota 2 $ 470,000 $ 235,000 $ 0
Washington, Minnesota 2 $ 626,000 $ 313,000 $ 0
Rankin, Mississippi 2 $ 295,000 $ 147,500 $ 83,000
St. Louis, Missouri 2 $ 548,000 $ 274,000 $ 0
Sarpy, Nebraska 2 $ 270,000 $ 135,000 $ 0
Washoe, Nevada 2 $ 210,000 $ 105,000 $ 61,000
Merrimack, New Hampshire 2 $ 393,000 $ 196,500 $ 130,000
Burlington, New Jersey 2 $ 549,000 $ 274,500 $ 0
Camden, New Jersey 2 $ 295,000 $ 147,500 $ 64,000
Sussex, New Jersey 2 $ 807,000 $ 403,500 $ 125,000
Dona Ana, New Mexico 2 $ 648,000 $ 324,000 $ 70,000
Bronx, New York 2 $ 731,000 $ 365,500 $ 53,000
Jefferson, New York 2 $ 446,000 $ 223,000 $ 141,000
Montgomery, New York 2 $ 275,000 $ 137,500 $ 82,000
Niagara, New York 2 $ 312,000 $ 156,000 $ 0
Orange, New York 2 $ 373,000 $ 186,500 $ 110,000
Putnam, New York 2 $ 605,000 $ 302,500 $ 112,000
Richmond, New York 2 $ 765,000 $ 382,500 $ 111,000
Ulster, New York 2 $ 431,000 $ 215,500 $ 148,000
Washington, New York 2 $ 288,000 $ 144,000 $ 72,000
Alamance, North Carolina 2 $ 377,000 $ 188,500 $ 63,000
Brunswick, North Carolina 2 $ 572,000 $ 286,000 $ 0
Granville, North Carolina 2 $ 397,000 $ 198,500 $ 0
Henderson, North Carolina 2 $ 486,000 $ 243,000 $ 57,000
Macon, North Carolina 2 $ 418,000 $ 209,000 $ 108,000
Moore, North Carolina 2 $ 575,000 $ 287,500 $ 39,000
Onslow, North Carolina 2 $ 583,000 $ 291,500 $ 48,000
Rutherford, North Carolina 2 $ 534,000 $ 267,000 $ 105,000
Wilkes, North Carolina 2 $ 271,000 $ 135,500 $ 44,000
Butler, Ohio 2 $ 370,000 $ 185,000 $ 42,000
Clermont, Ohio 2 $ 521,000 $ 260,500 $ 124,000
Darke, Ohio 2 $ 275,000 $ 137,500 $ 35,000
Fairfield, Ohio 2 $ 490,000 $ 245,000 $ 98,000
Geauga, Ohio 2 $ 591,000 $ 295,500 $ 85,000
Holmes, Ohio 2 $ 264,000 $ 132,000 $ 59,000
Richland, Ohio 2 $ 195,000 $ 97,500 $ 72,000
Trumbull, Ohio 2 $ 335,000 $ 167,500 $ 0
Tuscarawas, Ohio 2 $ 254,000 $ 127,000 $ 62,000
Union, Ohio 2 $ 817,000 $ 408,500 $ 75,000
Bryan, Oklahoma 2 $ 398,000 $ 199,000 $ 0
Cleveland, Oklahoma 2 $ 266,000 $ 133,000 $ 30,000
Tulsa, Oklahoma 2 $ 350,000 $ 175,000 $ 146,000
Josephine, Oregon 2 $ 422,000 $ 211,000 $ 0
Lane, Oregon 2 $ 493,000 $ 246,500 $ 78,000
Multnomah, Oregon 2 $ 672,000 $ 336,000 $ 36,000
Butler, Pennsylvania 2 $ 372,000 $ 186,000 $ 29,000
Cambria, Pennsylvania 2 $ 299,000 $ 149,500 $ 18,000
Delaware, Pennsylvania 2 $ 564,000 $ 282,000 $ 89,000
Lawrence, Pennsylvania 2 $ 266,000 $ 133,000 $ 94,000
Pike, Pennsylvania 2 $ 472,000 $ 236,000 $ 37,000
Berkeley, South Carolina 2 $ 233,000 $ 116,500 $ 51,000
Dorchester, South Carolina 2 $ 341,000 $ 170,500 $ 36,000
Jasper, South Carolina 2 $ 115,000 $ 57,500 $ 47,000
Oconee, South Carolina 2 $ 277,000 $ 138,500 $ 15,000
Cheatham, Tennessee 2 $ 537,000 $ 268,500 $ 99,000
Dickson, Tennessee 2 $ 224,000 $ 112,000 $ 19,000
Fayette, Tennessee 2 $ 624,000 $ 312,000 $ 114,000
Tipton, Tennessee 2 $ 306,000 $ 153,000 $ 37,000
Washington, Tennessee 2 $ 347,000 $ 173,500 $ 68,000
Bell, Texas 2 $ 194,000 $ 97,000 $ 71,000
Smith, Texas 2 $ 522,000 $ 261,000 $ 233,000
Williamson, Texas 2 $ 333,000 $ 166,500 $ 85,000
Accomack, Virginia 2 $ 625,000 $ 312,500 $ 132,000
Arlington, Virginia 2 $ 709,000 $ 354,500 $ 115,000
Dinwiddie, Virginia 2 $ 417,000 $ 208,500 $ 38,000
King George, Virginia 2 $ 638,000 $ 319,000 $ 113,000
King William, Virginia 2 $ 354,000 $ 177,000 $ 68,000
Lancaster, Virginia 2 $ 761,000 $ 380,500 $ 194,000
Portsmouth, Virginia 2 $ 334,000 $ 167,000 $ 0
Richmond City, Virginia 2 $ 355,000 $ 177,500 $ 100,000
Clark, Washington 2 $ 710,000 $ 355,000 $ 0
Mason, Washington 2 $ 369,000 $ 184,500 $ 0
Berkeley, West Virginia 2 $ 300,000 $ 150,000 $ 24,000
Wood, West Virginia 2 $ 284,000 $ 142,000 $ 35,000
Kenosha, Wisconsin 2 $ 353,000 $ 176,500 $ 0
Butler, Alabama 1 $ 73,000 $ 73,000 $ 29,000
Calhoun, Alabama 1 $ 220,000 $ 220,000 $ 0
Cherokee, Alabama 1 $ 240,000 $ 240,000 $ 69,000
Cullman, Alabama 1 $ 254,000 $ 254,000 $ 129,000
Dale, Alabama 1 $ 209,000 $ 209,000 $ 0
DeKalb, Alabama 1 $ 85,000 $ 85,000 $ 27,000
Elmore, Alabama 1 $ 415,000 $ 415,000 $ 0
Etowah, Alabama 1 $ 249,000 $ 249,000 $ 0
Houston, Alabama 1 $ 194,000 $ 194,000 $ 0
Lee, Alabama 1 $ 276,000 $ 276,000 $ 153,000
Limestone, Alabama 1 $ 335,000 $ 335,000 $ 0
Randolph, Alabama 1 $ 293,000 $ 293,000 $ 288,000
St. Clair, Alabama 1 $ 157,000 $ 157,000 $ 68,000
Talladega, Alabama 1 $ 214,000 $ 214,000 $ 26,000
Tallapoosa, Alabama 1 $ 111,000 $ 111,000 $ 0
Matanuska-Susitna, Alaska 1 $ 226,000 $ 226,000 $ 0
Cochise, Arizona 1 $ 103,000 $ 103,000 $ 97,000
Gila, Arizona 1 $ 146,000 $ 146,000 $ 0
Yavapai, Arizona 1 $ 80,000 $ 80,000 $ 48,000
Yuma, Arizona 1 $ 189,000 $ 189,000 $ 0
Benton, Arkansas 1 $ 340,000 $ 340,000 $ 0
Del Norte, California 1 $ 160,000 $ 160,000 $ 136,000
Monterey, California 1 $ 195,000 $ 195,000 $ 144,000
Napa, California 1 $ 469,000 $ 469,000 $ 0
Nevada, California 1 $ 389,000 $ 389,000 $ 136,000
Placer, California 1 $ 488,000 $ 488,000 $ 0
San Luis Obispo, California 1 $ 387,000 $ 387,000 $ 146,000
Santa Cruz, California 1 $ 330,000 $ 330,000 $ 146,000
Sonoma, California 1 $ 450,000 $ 450,000 $ 0
Boulder, Colorado 1 $ 384,000 $ 384,000 $ 0
Lake, Colorado 1 $ 168,000 $ 168,000 $ 0
Las Animas, Colorado 1 $ 136,000 $ 136,000 $ 0
Mesa, Colorado 1 $ 163,000 $ 163,000 $ 0
Phillips, Colorado 1 $ 124,000 $ 124,000 $ 0
Hendry, Florida 1 $ 56,000 $ 56,000 $ 21,000
Indian River, Florida 1 $ 608,000 $ 608,000 $ 87,000
Martin, Florida 1 $ 250,000 $ 250,000 $ 78,000
St. Lucie, Florida 1 $ 128,000 $ 128,000 $ 0
Ben Hill, Georgia 1 $ 62,000 $ 62,000 $ 79,000
Charlton, Georgia 1 $ 200,000 $ 200,000 $ 85,000
Chattahoochee, Georgia 1 $ 199,000 $ 199,000 $ 0
Clarke, Georgia 1 $ 156,000 $ 156,000 $ 112,000
Crawford, Georgia 1 $ 307,000 $ 307,000 $ 223,000
Crisp, Georgia 1 $ 204,000 $ 204,000 $ 55,000
Dougherty, Georgia 1 $ 97,000 $ 97,000 $ 34,000
Gilmer, Georgia 1 $ 80,000 $ 80,000 $ 65,000
Hancock, Georgia 1 $ 251,000 $ 251,000 $ 126,000
Harris, Georgia 1 $ 123,000 $ 123,000 $ 48,000
Jones, Georgia 1 $ 173,000 $ 173,000 $ 95,000
Laurens, Georgia 1 $ 60,000 $ 60,000 $ 30,000
Liberty, Georgia 1 $ 219,000 $ 219,000 $ 0
Madison, Georgia 1 $ 210,000 $ 210,000 $ 74,000
McIntosh, Georgia 1 $ 206,000 $ 206,000 $ 33,000
Miller, Georgia 1 $ 328,000 $ 328,000 $ 143,000
Peach, Georgia 1 $ 87,000 $ 87,000 $ 0
Polk, Georgia 1 $ 88,000 $ 88,000 $ 112,000
Tift, Georgia 1 $ 400,000 $ 400,000 $ 626,000
Treutlen, Georgia 1 $ 51,000 $ 51,000 $ 16,000
Troup, Georgia 1 $ 260,000 $ 260,000 $ 84,000
Walker, Georgia 1 $ 240,000 $ 240,000 $ 0
Bannock, Idaho 1 $ 184,000 $ 184,000 $ 77,000
Blaine, Idaho 1 $ 338,000 $ 338,000 $ 0
Jefferson, Idaho 1 $ 68,000 $ 68,000 $ 0
Page:

Mortgage Loan Application Detail Totals for Cbc National Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,648 $853,297,000 $233,000 $2,000,000 $115,000 $5,950,000
Refinancing 2,309 $564,565,000 $244,000 $2,000,000 $81,000 $1,774,000
Home Improvement 62 $13,405,000 $216,000 $1,265,000 $89,000 $444,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,594 $1,100,541,000 $239,000 $2,000,000 $107,000 $5,950,000
Black or African American 469 $99,919,000 $213,000 $900,000 $67,000 $852,000
Not Provided 448 $110,055,000 $245,000 $1,350,000 $89,000 $1,367,000
Hispanic 250 $51,147,000 $204,000 $721,000 $83,000 $754,000
Asian 236 $62,251,000 $263,000 $877,000 $112,000 $843,000
American Indian or Alaskan Native 9 $2,215,000 $246,000 $510,000 $89,000 $201,000
Native Hawaiian or Other Pacific Islander 7 $1,997,000 $285,000 $645,000 $57,000 $126,000
Not applicable 6 $3,142,000 $523,000 $1,731,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,064 $1,021,181,000 $251,000 $2,000,000 $129,000 $5,950,000
FHA-insured (Federal Housing Administration) 1,044 $190,989,000 $182,000 $636,000 $52,000 $325,000
VA-guaranteed (Veterans Administration) 891 $216,836,000 $243,000 $864,000 $36,000 $350,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,261,000 $113,000 $215,000 $41,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,719 $1,132,198,000 $239,000 $2,000,000 $105,000 $5,950,000
Application Withdrawn By Applicant 507 $108,742,000 $214,000 $1,875,000 $73,000 $1,162,000
Application Denied By Financial Institution 415 $98,561,000 $237,000 $2,000,000 $96,000 $1,774,000
Application Approved But Not Accepted 378 $91,766,000 $242,000 $1,265,000 $107,000 $843,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 147 $37,220,000 $253,000 $2,000,000 $128,000 $1,774,000
Debt-To-Income Ratio 113 $27,005,000 $238,000 $1,106,000 $62,000 $265,000
Credit History 67 $12,644,000 $188,000 $745,000 $68,000 $336,000
Other 35 $10,467,000 $299,000 $2,000,000 $130,000 $1,774,000
Employment History 20 $3,618,000 $180,000 $375,000 $69,000 $283,000
Unverifiable Information 19 $4,639,000 $244,000 $452,000 $91,000 $265,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,900,000 $211,000 $397,000 $93,000 $152,000
Credit Application Incomplete 5 $1,068,000 $213,000 $417,000 $167,000 $308,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cbc National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet with aggregated HMDA statistics today.

Download the Florida Lender List