Certusbank, N.A. Mortgage Lending & HMDA Data, 2014
In 2014, Certusbank, N.A. of Greenville, SC reported 3,710 mortgage applications totaling $828.0 million, down 17% from 2013. The average application was for $223,169, and applicants reported an average income of $104,127. 55% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Charlotte-Concord-Gastonia, NC-SC (646), Greenville-Anderson-Mauldin, SC (353) and Atlanta-Sandy Springs-Roswell, GA (231) (applications in parentheses).
| Mortgage Company & Address | Certusbank, N.A. 2 West Washington Street 5th Floor Greenville, SC 29601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,710 |
| Total Mortgage Loan Application Amount | $827,959,000 |
| Average Mortgage Loan Application Amount | $223,169 |
| Highest Mortgage Loan Application Amount | $1,810,000 |
| Average Applicant Income | $104,127 |
| Highest Applicant Income | $2,172,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Certusbank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg, North Carolina | 317 | $ 66,323,000 | $ 209,220 | $ 116,000 |
| Greenville, South Carolina | 253 | $ 43,473,000 | $ 171,830 | $ 80,000 |
| Union, North Carolina | 128 | $ 32,030,000 | $ 250,234 | $ 106,000 |
| Wake, North Carolina | 114 | $ 27,190,000 | $ 238,508 | $ 110,000 |
| Johnston, North Carolina | 105 | $ 22,102,000 | $ 210,495 | $ 90,000 |
| Richland, South Carolina | 93 | $ 21,058,000 | $ 226,430 | $ 116,000 |
| Spartanburg, South Carolina | 85 | $ 13,263,000 | $ 156,035 | $ 67,000 |
| Cumberland, North Carolina | 67 | $ 10,419,000 | $ 155,507 | $ 63,000 |
| Lexington, South Carolina | 55 | $ 10,695,000 | $ 194,454 | $ 75,000 |
| Charleston, South Carolina | 54 | $ 14,002,000 | $ 259,296 | $ 110,000 |
| Anderson, South Carolina | 51 | $ 9,800,000 | $ 192,156 | $ 120,000 |
| Fulton, Georgia | 46 | $ 15,275,000 | $ 332,065 | $ 147,000 |
| Gaston, North Carolina | 45 | $ 7,822,000 | $ 173,822 | $ 97,000 |
| York, South Carolina | 43 | $ 9,005,000 | $ 209,418 | $ 102,000 |
| Cabarrus, North Carolina | 41 | $ 8,130,000 | $ 198,292 | $ 103,000 |
| Pickens, South Carolina | 41 | $ 8,862,000 | $ 216,146 | $ 84,000 |
| Caldwell, North Carolina | 40 | $ 5,151,000 | $ 128,775 | $ 49,000 |
| Lancaster, South Carolina | 38 | $ 9,937,000 | $ 261,500 | $ 109,000 |
| Los Angeles, California | 37 | $ 13,039,000 | $ 352,405 | $ 128,000 |
| Cobb, Georgia | 30 | $ 7,344,000 | $ 244,800 | $ 140,000 |
| Riverside, California | 29 | $ 7,001,000 | $ 241,413 | $ 90,000 |
| DeKalb, Georgia | 29 | $ 7,813,000 | $ 269,413 | $ 103,000 |
| Oconee, South Carolina | 29 | $ 5,392,000 | $ 185,931 | $ 93,000 |
| Fairfax, Virginia | 28 | $ 10,483,000 | $ 374,392 | $ 148,000 |
| Orange, California | 26 | $ 11,052,000 | $ 425,076 | $ 150,000 |
| San Diego, California | 25 | $ 8,083,000 | $ 323,320 | $ 102,000 |
| Aiken, South Carolina | 24 | $ 4,037,000 | $ 168,208 | $ 62,000 |
| McCormick, South Carolina | 24 | $ 3,194,000 | $ 133,083 | $ 93,000 |
| Sumter, South Carolina | 23 | $ 4,577,000 | $ 199,000 | $ 80,000 |
| Chatham, Georgia | 21 | $ 3,828,000 | $ 182,285 | $ 103,000 |
| Heard, Georgia | 21 | $ 1,312,000 | $ 62,476 | $ 57,000 |
| King, Washington | 21 | $ 7,550,000 | $ 359,523 | $ 123,000 |
| Carroll, Georgia | 20 | $ 2,379,000 | $ 118,950 | $ 62,000 |
| Alameda, California | 19 | $ 8,492,000 | $ 446,947 | $ 129,000 |
| Iredell, North Carolina | 19 | $ 4,648,000 | $ 244,631 | $ 147,000 |
| Horry, South Carolina | 19 | $ 4,046,000 | $ 212,947 | $ 121,000 |
| Gwinnett, Georgia | 18 | $ 5,052,000 | $ 280,666 | $ 124,000 |
| Cook, Illinois | 18 | $ 4,241,000 | $ 235,611 | $ 107,000 |
| Forsyth, North Carolina | 18 | $ 3,396,000 | $ 188,666 | $ 88,000 |
| Jackson, Georgia | 17 | $ 1,675,000 | $ 98,529 | $ 58,000 |
| Santa Clara, California | 16 | $ 7,440,000 | $ 465,000 | $ 140,000 |
| Haralson, Georgia | 16 | $ 1,589,000 | $ 99,312 | $ 100,000 |
| Berkeley, South Carolina | 16 | $ 3,530,000 | $ 220,625 | $ 81,000 |
| Hillsborough, Florida | 15 | $ 3,118,000 | $ 207,866 | $ 102,000 |
| Whitfield, Georgia | 15 | $ 3,007,000 | $ 200,466 | $ 115,000 |
| Howard, Maryland | 15 | $ 4,509,000 | $ 300,600 | $ 147,000 |
| Middlesex, Massachusetts | 15 | $ 5,181,000 | $ 345,400 | $ 121,000 |
| San Bernardino, California | 14 | $ 3,349,000 | $ 239,214 | $ 83,000 |
| Fairfield, Connecticut | 14 | $ 5,452,000 | $ 389,428 | $ 123,000 |
| Forsyth, Georgia | 14 | $ 3,547,000 | $ 253,357 | $ 93,000 |
| Baltimore, Maryland | 14 | $ 3,370,000 | $ 240,714 | $ 119,000 |
| Hoke, North Carolina | 14 | $ 2,328,000 | $ 166,285 | $ 47,000 |
| New Hanover, North Carolina | 14 | $ 2,789,000 | $ 199,214 | $ 103,000 |
| Sacramento, California | 13 | $ 3,263,000 | $ 251,000 | $ 140,000 |
| Hamilton, Indiana | 13 | $ 3,030,000 | $ 233,076 | $ 112,000 |
| Loudoun, Virginia | 13 | $ 4,733,000 | $ 364,076 | $ 139,000 |
| Denver, Colorado | 12 | $ 3,316,000 | $ 276,333 | $ 89,000 |
| Orange, Florida | 12 | $ 2,619,000 | $ 218,250 | $ 142,000 |
| Worcester, Massachusetts | 12 | $ 2,738,000 | $ 228,166 | $ 109,000 |
| Beaufort, South Carolina | 12 | $ 4,346,000 | $ 362,166 | $ 191,000 |
| Knox, Tennessee | 12 | $ 2,658,000 | $ 221,500 | $ 114,000 |
| Prince William, Virginia | 12 | $ 3,711,000 | $ 309,250 | $ 115,000 |
| Kern, California | 11 | $ 2,131,000 | $ 193,727 | $ 97,000 |
| Prince George's, Maryland | 11 | $ 3,125,000 | $ 284,090 | $ 132,000 |
| Essex, Massachusetts | 11 | $ 3,163,000 | $ 287,545 | $ 126,000 |
| Norfolk, Massachusetts | 11 | $ 2,864,000 | $ 260,363 | $ 103,000 |
| Lincoln, North Carolina | 11 | $ 2,956,000 | $ 268,727 | $ 169,000 |
| Delaware, Pennsylvania | 11 | $ 2,457,000 | $ 223,363 | $ 101,000 |
| Philadelphia, Pennsylvania | 11 | $ 2,499,000 | $ 227,181 | $ 124,000 |
| Contra Costa, California | 10 | $ 2,622,000 | $ 262,200 | $ 117,000 |
| Pinellas, Florida | 10 | $ 2,089,000 | $ 208,900 | $ 129,000 |
| Bibb, Georgia | 10 | $ 1,563,000 | $ 156,300 | $ 110,000 |
| Franklin, North Carolina | 10 | $ 1,530,000 | $ 153,000 | $ 56,000 |
| Harnett, North Carolina | 10 | $ 1,661,000 | $ 166,100 | $ 55,000 |
| Allegheny, Pennsylvania | 10 | $ 2,435,000 | $ 243,500 | $ 131,000 |
| Bucks, Pennsylvania | 10 | $ 2,590,000 | $ 259,000 | $ 161,000 |
| Davidson, Tennessee | 10 | $ 1,886,000 | $ 188,600 | $ 70,000 |
| Henrico, Virginia | 10 | $ 2,769,000 | $ 276,900 | $ 132,000 |
| Virginia Beach, Virginia | 10 | $ 3,922,000 | $ 392,200 | $ 88,000 |
| Jefferson, Colorado | 9 | $ 2,373,000 | $ 263,666 | $ 110,000 |
| New Haven, Connecticut | 9 | $ 2,502,000 | $ 278,000 | $ 102,000 |
| Miami-Dade, Florida | 9 | $ 2,645,000 | $ 293,888 | $ 228,000 |
| Hall, Georgia | 9 | $ 2,962,000 | $ 329,111 | $ 207,000 |
| Jefferson, Kentucky | 9 | $ 2,227,000 | $ 247,444 | $ 112,000 |
| Brunswick, North Carolina | 9 | $ 2,886,000 | $ 320,666 | $ 174,000 |
| Guilford, North Carolina | 9 | $ 1,738,000 | $ 193,111 | $ 79,000 |
| Robeson, North Carolina | 9 | $ 1,011,000 | $ 112,333 | $ 64,000 |
| Dorchester, South Carolina | 9 | $ 1,744,000 | $ 193,777 | $ 73,000 |
| Adams, Colorado | 8 | $ 1,533,000 | $ 191,625 | $ 114,000 |
| Broward, Florida | 8 | $ 1,648,000 | $ 206,000 | $ 70,000 |
| Duval, Florida | 8 | $ 1,360,000 | $ 170,000 | $ 82,000 |
| Cherokee, Georgia | 8 | $ 1,888,000 | $ 236,000 | $ 128,000 |
| Effingham, Georgia | 8 | $ 1,329,000 | $ 166,125 | $ 80,000 |
| Montgomery, Maryland | 8 | $ 2,162,000 | $ 270,250 | $ 139,000 |
| Burke, North Carolina | 8 | $ 1,485,000 | $ 185,625 | $ 54,000 |
| Carteret, North Carolina | 8 | $ 1,994,000 | $ 249,250 | $ 183,000 |
| Durham, North Carolina | 8 | $ 1,483,000 | $ 185,375 | $ 74,000 |
| Orange, North Carolina | 8 | $ 2,127,000 | $ 265,875 | $ 128,000 |
| Richmond, North Carolina | 8 | $ 923,000 | $ 115,375 | $ 41,000 |
| Clackamas, Oregon | 8 | $ 2,027,000 | $ 253,375 | $ 93,000 |
| Montgomery, Pennsylvania | 8 | $ 1,640,000 | $ 205,000 | $ 74,000 |
| Laurens, South Carolina | 8 | $ 948,000 | $ 118,500 | $ 39,000 |
| Williamson, Tennessee | 8 | $ 3,411,000 | $ 426,375 | $ 159,000 |
| Arapahoe, Colorado | 7 | $ 1,489,000 | $ 212,714 | $ 98,000 |
| Hartford, Connecticut | 7 | $ 1,497,000 | $ 213,857 | $ 91,000 |
| Pasco, Florida | 7 | $ 1,241,000 | $ 177,285 | $ 70,000 |
| Seminole, Florida | 7 | $ 1,144,000 | $ 163,428 | $ 82,000 |
| Muscogee, Georgia | 7 | $ 1,050,000 | $ 150,000 | $ 102,000 |
| Suffolk, Massachusetts | 7 | $ 2,112,000 | $ 301,714 | $ 114,000 |
| Northampton, Pennsylvania | 7 | $ 1,191,000 | $ 170,142 | $ 99,000 |
| York, Pennsylvania | 7 | $ 1,405,000 | $ 200,714 | $ 89,000 |
| Hamilton, Tennessee | 7 | $ 1,299,000 | $ 185,571 | $ 76,000 |
| Fresno, California | 6 | $ 1,161,000 | $ 193,500 | $ 82,000 |
| Placer, California | 6 | $ 1,704,000 | $ 284,000 | $ 111,000 |
| Ventura, California | 6 | $ 2,409,000 | $ 401,500 | $ 96,000 |
| Collier, Florida | 6 | $ 902,000 | $ 150,333 | $ 78,000 |
| St. Johns, Florida | 6 | $ 1,509,000 | $ 251,500 | $ 96,000 |
| Columbia, Georgia | 6 | $ 1,171,000 | $ 195,166 | $ 154,000 |
| Anne Arundel, Maryland | 6 | $ 2,019,000 | $ 336,500 | $ 144,000 |
| Alamance, North Carolina | 6 | $ 1,450,000 | $ 241,666 | $ 156,000 |
| Henderson, North Carolina | 6 | $ 1,186,000 | $ 197,666 | $ 71,000 |
| Chester, Pennsylvania | 6 | $ 1,435,000 | $ 239,166 | $ 125,000 |
| Shelby, Tennessee | 6 | $ 1,357,000 | $ 226,166 | $ 150,000 |
| Chesterfield, Virginia | 6 | $ 1,542,000 | $ 257,000 | $ 113,000 |
| Snohomish, Washington | 6 | $ 1,562,000 | $ 260,333 | $ 79,000 |
| Santa Barbara, California | 5 | $ 2,743,000 | $ 548,600 | $ 155,000 |
| Sonoma, California | 5 | $ 1,320,000 | $ 264,000 | $ 137,000 |
| Stanislaus, California | 5 | $ 1,012,000 | $ 202,400 | $ 181,000 |
| District of Columbia, District Of Columbia | 5 | $ 1,915,000 | $ 383,000 | $ 76,000 |
| Volusia, Florida | 5 | $ 838,000 | $ 167,600 | $ 115,000 |
| Coweta, Georgia | 5 | $ 1,133,000 | $ 226,600 | $ 104,000 |
| Houston, Georgia | 5 | $ 627,000 | $ 125,400 | $ 97,000 |
| DuPage, Illinois | 5 | $ 940,000 | $ 188,000 | $ 101,000 |
| Marion, Indiana | 5 | $ 1,184,000 | $ 236,800 | $ 121,000 |
| Fayette, Kentucky | 5 | $ 1,241,000 | $ 248,200 | $ 135,000 |
| Oldham, Kentucky | 5 | $ 946,000 | $ 189,200 | $ 145,000 |
| Bristol, Massachusetts | 5 | $ 1,167,000 | $ 233,400 | $ 112,000 |
| Hampden, Massachusetts | 5 | $ 1,118,000 | $ 223,600 | $ 112,000 |
| Plymouth, Massachusetts | 5 | $ 1,249,000 | $ 249,800 | $ 89,000 |
| Middlesex, New Jersey | 5 | $ 1,348,000 | $ 269,600 | $ 161,000 |
| Pender, North Carolina | 5 | $ 1,134,000 | $ 226,800 | $ 76,000 |
| Summit, Ohio | 5 | $ 1,149,000 | $ 229,800 | $ 113,000 |
| Washington, Oregon | 5 | $ 1,255,000 | $ 251,000 | $ 120,000 |
| Kent, Rhode Island | 5 | $ 1,367,000 | $ 273,400 | $ 147,000 |
| Chesapeake, Virginia | 5 | $ 1,821,000 | $ 364,200 | $ 117,000 |
| Stafford, Virginia | 5 | $ 1,441,000 | $ 288,200 | $ 156,000 |
| Jefferson, Alabama | 4 | $ 702,000 | $ 175,500 | $ 75,000 |
| Madison, Alabama | 4 | $ 1,194,000 | $ 298,500 | $ 146,000 |
| Butte, California | 4 | $ 950,000 | $ 237,500 | $ 109,000 |
| San Joaquin, California | 4 | $ 1,071,000 | $ 267,750 | $ 108,000 |
| San Mateo, California | 4 | $ 2,217,000 | $ 554,250 | $ 260,000 |
| Broomfield, Colorado | 4 | $ 780,000 | $ 195,000 | $ 92,000 |
| Douglas, Colorado | 4 | $ 1,021,000 | $ 255,250 | $ 113,000 |
| New London, Connecticut | 4 | $ 755,000 | $ 188,750 | $ 150,000 |
| Bryan, Georgia | 4 | $ 632,000 | $ 158,000 | $ 74,000 |
| Douglas, Georgia | 4 | $ 710,000 | $ 177,500 | $ 62,000 |
| Fayette, Georgia | 4 | $ 939,000 | $ 234,750 | $ 157,000 |
| Henry, Georgia | 4 | $ 615,000 | $ 153,750 | $ 57,000 |
| Liberty, Georgia | 4 | $ 370,000 | $ 92,500 | $ 60,000 |
| Paulding, Georgia | 4 | $ 570,000 | $ 142,500 | $ 59,000 |
| Richmond, Georgia | 4 | $ 704,000 | $ 176,000 | $ 34,000 |
| Boone, Kentucky | 4 | $ 768,000 | $ 192,000 | $ 83,000 |
| St. Mary's, Maryland | 4 | $ 1,329,000 | $ 332,250 | $ 102,000 |
| Monmouth, New Jersey | 4 | $ 1,116,000 | $ 279,000 | $ 103,000 |
| Catawba, North Carolina | 4 | $ 441,000 | $ 110,250 | $ 74,000 |
| Onslow, North Carolina | 4 | $ 1,683,000 | $ 420,750 | $ 111,000 |
| Randolph, North Carolina | 4 | $ 572,000 | $ 143,000 | $ 91,000 |
| Rowan, North Carolina | 4 | $ 549,000 | $ 137,250 | $ 74,000 |
| Cuyahoga, Ohio | 4 | $ 1,096,000 | $ 274,000 | $ 123,000 |
| Franklin, Ohio | 4 | $ 799,000 | $ 199,750 | $ 62,000 |
| Berks, Pennsylvania | 4 | $ 1,053,000 | $ 263,250 | $ 71,000 |
| Kershaw, South Carolina | 4 | $ 426,000 | $ 106,500 | $ 57,000 |
| Montgomery, Tennessee | 4 | $ 830,000 | $ 207,500 | $ 87,000 |
| Rutherford, Tennessee | 4 | $ 689,000 | $ 172,250 | $ 55,000 |
| Sevier, Tennessee | 4 | $ 555,000 | $ 138,750 | $ 95,000 |
| Sumner, Tennessee | 4 | $ 823,000 | $ 205,750 | $ 86,000 |
| Bennington, Vermont | 4 | $ 1,029,000 | $ 257,250 | $ 534,000 |
| Albemarle, Virginia | 4 | $ 912,000 | $ 228,000 | $ 113,000 |
| Pierce, Washington | 4 | $ 786,000 | $ 196,500 | $ 119,000 |
| Shelby, Alabama | 3 | $ 717,000 | $ 239,000 | $ 100,000 |
| San Francisco, California | 3 | $ 2,609,000 | $ 869,666 | $ 455,000 |
| San Luis Obispo, California | 3 | $ 1,101,000 | $ 367,000 | $ 138,000 |
| Solano, California | 3 | $ 650,000 | $ 216,666 | $ 93,000 |
| El Paso, Colorado | 3 | $ 878,000 | $ 292,666 | $ 71,000 |
| Weld, Colorado | 3 | $ 562,000 | $ 187,333 | $ 66,000 |
| Bay, Florida | 3 | $ 717,000 | $ 239,000 | $ 114,000 |
| Brevard, Florida | 3 | $ 430,000 | $ 143,333 | $ 98,000 |
| Charlotte, Florida | 3 | $ 579,000 | $ 193,000 | $ 150,000 |
| Lee, Florida | 3 | $ 737,000 | $ 245,666 | $ 99,000 |
| Nassau, Florida | 3 | $ 735,000 | $ 245,000 | $ 175,000 |
| Polk, Florida | 3 | $ 702,000 | $ 234,000 | $ 96,000 |
| St. Lucie, Florida | 3 | $ 520,000 | $ 173,333 | $ 65,000 |
| Banks, Georgia | 3 | $ 264,000 | $ 88,000 | $ 81,000 |
| Glynn, Georgia | 3 | $ 363,000 | $ 121,000 | $ 61,000 |
| Gordon, Georgia | 3 | $ 347,000 | $ 115,666 | $ 59,000 |
| Lincoln, Georgia | 3 | $ 951,000 | $ 317,000 | $ 110,000 |
| Oconee, Georgia | 3 | $ 500,000 | $ 166,666 | $ 160,000 |
| Walker, Georgia | 3 | $ 344,000 | $ 114,666 | $ 86,000 |
| Bartholomew, Indiana | 3 | $ 556,000 | $ 185,333 | $ 100,000 |
| Johnson, Indiana | 3 | $ 700,000 | $ 233,333 | $ 68,000 |
| Lake, Indiana | 3 | $ 622,000 | $ 207,333 | $ 105,000 |
| Jessamine, Kentucky | 3 | $ 1,285,000 | $ 428,333 | $ 161,000 |
| Cecil, Maryland | 3 | $ 581,000 | $ 193,666 | $ 110,000 |
| Frederick, Maryland | 3 | $ 604,000 | $ 201,333 | $ 73,000 |
| Worcester, Maryland | 3 | $ 695,000 | $ 231,666 | $ 214,000 |
| Barnstable, Massachusetts | 3 | $ 649,000 | $ 216,333 | $ 187,000 |
| Essex, New Jersey | 3 | $ 808,000 | $ 269,333 | $ 87,000 |
| Ocean, New Jersey | 3 | $ 453,000 | $ 151,000 | $ 39,000 |
| Buncombe, North Carolina | 3 | $ 1,685,000 | $ 561,666 | $ 171,000 |
| Davidson, North Carolina | 3 | $ 825,000 | $ 275,000 | $ 289,000 |
| Davie, North Carolina | 3 | $ 508,000 | $ 169,333 | $ 54,000 |
| Watauga, North Carolina | 3 | $ 722,000 | $ 240,666 | $ 153,000 |
| Wayne, North Carolina | 3 | $ 549,000 | $ 183,000 | $ 72,000 |
| Cumberland, Pennsylvania | 3 | $ 508,000 | $ 169,333 | $ 73,000 |
| Franklin, Pennsylvania | 3 | $ 480,000 | $ 160,000 | $ 41,000 |
| Lancaster, Pennsylvania | 3 | $ 580,000 | $ 193,333 | $ 126,000 |
| Lehigh, Pennsylvania | 3 | $ 661,000 | $ 220,333 | $ 79,000 |
| Florence, South Carolina | 3 | $ 419,000 | $ 139,666 | $ 70,000 |
| Georgetown, South Carolina | 3 | $ 908,000 | $ 302,666 | $ 170,000 |
| Union, South Carolina | 3 | $ 457,000 | $ 152,333 | $ 51,000 |
| Charlottesville, Virginia | 3 | $ 608,000 | $ 202,666 | $ 83,000 |
| Fauquier, Virginia | 3 | $ 817,000 | $ 272,333 | $ 140,000 |
| Frederick, Virginia | 3 | $ 831,000 | $ 277,000 | $ 70,000 |
| Hampton, Virginia | 3 | $ 615,000 | $ 205,000 | $ 100,000 |
| Montgomery, Virginia | 3 | $ 432,000 | $ 144,000 | $ 70,000 |
| Clark, Washington | 3 | $ 764,000 | $ 254,666 | $ 84,000 |
| Kitsap, Washington | 3 | $ 650,000 | $ 216,666 | $ 102,000 |
| Yakima, Washington | 3 | $ 644,000 | $ 214,666 | $ 95,000 |
| Baldwin, Alabama | 2 | $ 388,000 | $ 194,000 | $ 91,000 |
| Cherokee, Alabama | 2 | $ 246,000 | $ 123,000 | $ 199,000 |
| Morgan, Alabama | 2 | $ 471,000 | $ 235,500 | $ 59,000 |
| Amador, California | 2 | $ 474,000 | $ 237,000 | $ 66,000 |
| El Dorado, California | 2 | $ 454,000 | $ 227,000 | $ 117,000 |
| Humboldt, California | 2 | $ 422,000 | $ 211,000 | $ 93,000 |
| Imperial, California | 2 | $ 342,000 | $ 171,000 | $ 85,000 |
| Marin, California | 2 | $ 717,000 | $ 358,500 | $ 139,000 |
| Monterey, California | 2 | $ 825,000 | $ 412,500 | $ 101,000 |
| Nevada, California | 2 | $ 420,000 | $ 210,000 | $ 69,000 |
| Mesa, Colorado | 2 | $ 568,000 | $ 284,000 | $ 96,000 |
| Litchfield, Connecticut | 2 | $ 332,000 | $ 166,000 | $ 80,000 |
| Lake, Florida | 2 | $ 259,000 | $ 129,500 | $ 80,000 |
| Marion, Florida | 2 | $ 301,000 | $ 150,500 | $ 56,000 |
| Osceola, Florida | 2 | $ 383,000 | $ 191,500 | $ 141,000 |
| Sarasota, Florida | 2 | $ 241,000 | $ 120,500 | $ 61,000 |
| Taylor, Florida | 2 | $ 233,000 | $ 116,500 | $ 65,000 |
| Walton, Florida | 2 | $ 393,000 | $ 196,500 | $ 60,000 |
| Bartow, Georgia | 2 | $ 430,000 | $ 215,000 | $ 78,000 |
| Hart, Georgia | 2 | $ 272,000 | $ 136,000 | $ 146,000 |
| Monroe, Georgia | 2 | $ 254,000 | $ 127,000 | $ 157,000 |
| Newton, Georgia | 2 | $ 217,000 | $ 108,500 | $ 53,000 |
| Putnam, Georgia | 2 | $ 210,000 | $ 105,000 | $ 66,000 |
| Kane, Illinois | 2 | $ 320,000 | $ 160,000 | $ 88,000 |
| Lake, Illinois | 2 | $ 323,000 | $ 161,500 | $ 137,000 |
| Clark, Indiana | 2 | $ 397,000 | $ 198,500 | $ 123,000 |
| Porter, Indiana | 2 | $ 322,000 | $ 161,000 | $ 90,000 |
| St. Joseph, Indiana | 2 | $ 477,000 | $ 238,500 | $ 80,000 |
| Christian, Kentucky | 2 | $ 162,000 | $ 81,000 | $ 89,000 |
| Franklin, Kentucky | 2 | $ 472,000 | $ 236,000 | $ 125,000 |
| Spencer, Kentucky | 2 | $ 359,000 | $ 179,500 | $ 93,000 |
| Cumberland, Maine | 2 | $ 277,000 | $ 138,500 | $ 94,000 |
| Charles, Maryland | 2 | $ 517,000 | $ 258,500 | $ 128,000 |
| Bergen, New Jersey | 2 | $ 727,000 | $ 363,500 | $ 109,000 |
| Hudson, New Jersey | 2 | $ 293,000 | $ 146,500 | $ 136,000 |
| Hunterdon, New Jersey | 2 | $ 516,000 | $ 258,000 | $ 78,000 |
| Chatham, North Carolina | 2 | $ 673,000 | $ 336,500 | $ 154,000 |
| Craven, North Carolina | 2 | $ 460,000 | $ 230,000 | $ 61,000 |
| Currituck, North Carolina | 2 | $ 580,000 | $ 290,000 | $ 58,000 |
| McDowell, North Carolina | 2 | $ 675,000 | $ 337,500 | $ 424,000 |
| Moore, North Carolina | 2 | $ 326,000 | $ 163,000 | $ 106,000 |
| Nash, North Carolina | 2 | $ 419,000 | $ 209,500 | $ 34,000 |
| Pamlico, North Carolina | 2 | $ 569,000 | $ 284,500 | $ 152,000 |
| Pitt, North Carolina | 2 | $ 245,000 | $ 122,500 | $ 57,000 |
| Sampson, North Carolina | 2 | $ 382,000 | $ 191,000 | $ 67,000 |
| Scotland, North Carolina | 2 | $ 367,000 | $ 183,500 | $ 70,000 |
| Stanly, North Carolina | 2 | $ 348,000 | $ 174,000 | $ 92,000 |
| Swain, North Carolina | 2 | $ 287,000 | $ 143,500 | $ 79,000 |
| Transylvania, North Carolina | 2 | $ 306,000 | $ 153,000 | $ 184,000 |
| Warren, North Carolina | 2 | $ 500,000 | $ 250,000 | $ 209,000 |
| Butler, Ohio | 2 | $ 524,000 | $ 262,000 | $ 97,000 |
| Fairfield, Ohio | 2 | $ 314,000 | $ 157,000 | $ 56,000 |
| Lake, Ohio | 2 | $ 385,000 | $ 192,500 | $ 95,000 |
| Mahoning, Ohio | 2 | $ 252,000 | $ 126,000 | $ 83,000 |
| Stark, Ohio | 2 | $ 405,000 | $ 202,500 | $ 116,000 |
| Warren, Ohio | 2 | $ 539,000 | $ 269,500 | $ 155,000 |
| Deschutes, Oregon | 2 | $ 783,000 | $ 391,500 | $ 101,000 |
| Multnomah, Oregon | 2 | $ 390,000 | $ 195,000 | $ 92,000 |
| Yamhill, Oregon | 2 | $ 425,000 | $ 212,500 | $ 85,000 |
| Dauphin, Pennsylvania | 2 | $ 372,000 | $ 186,000 | $ 53,000 |
| Lackawanna, Pennsylvania | 2 | $ 387,000 | $ 193,500 | $ 72,000 |
| Luzerne, Pennsylvania | 2 | $ 375,000 | $ 187,500 | $ 114,000 |
| Monroe, Pennsylvania | 2 | $ 345,000 | $ 172,500 | $ 203,000 |
| Bristol, Rhode Island | 2 | $ 636,000 | $ 318,000 | $ 83,000 |
| Providence, Rhode Island | 2 | $ 486,000 | $ 243,000 | $ 101,000 |
| Abbeville, South Carolina | 2 | $ 213,000 | $ 106,500 | $ 60,000 |
| Cherokee, South Carolina | 2 | $ 416,000 | $ 208,000 | $ 75,000 |
| Darlington, South Carolina | 2 | $ 491,000 | $ 245,500 | $ 95,000 |
| Greenwood, South Carolina | 2 | $ 336,000 | $ 168,000 | $ 53,000 |
| Saluda, South Carolina | 2 | $ 447,000 | $ 223,500 | $ 126,000 |
| Washington, Tennessee | 2 | $ 474,000 | $ 237,000 | $ 79,000 |
| Wilson, Tennessee | 2 | $ 295,000 | $ 147,500 | $ 116,000 |
| Alexandria, Virginia | 2 | $ 953,000 | $ 476,500 | $ 373,000 |
| Arlington, Virginia | 2 | $ 383,000 | $ 191,500 | $ 121,000 |
| Norfolk, Virginia | 2 | $ 486,000 | $ 243,000 | $ 96,000 |
| Powhatan, Virginia | 2 | $ 387,000 | $ 193,500 | $ 123,000 |
| Adams, Washington | 2 | $ 427,000 | $ 213,500 | $ 90,000 |
| Spokane, Washington | 2 | $ 397,000 | $ 198,500 | $ 98,000 |
| Whatcom, Washington | 2 | $ 475,000 | $ 237,500 | $ 135,000 |
| Berkeley, West Virginia | 2 | $ 566,000 | $ 283,000 | $ 107,000 |
| Cabell, West Virginia | 2 | $ 510,000 | $ 255,000 | $ 96,000 |
| Cleburne, Alabama | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Dallas, Alabama | 1 | $ 119,000 | $ 119,000 | $ 53,000 |
| Hale, Alabama | 1 | $ 172,000 | $ 172,000 | $ 77,000 |
| Lee, Alabama | 1 | $ 220,000 | $ 220,000 | $ 89,000 |
| Marengo, Alabama | 1 | $ 213,000 | $ 213,000 | $ 200,000 |
| Montgomery, Alabama | 1 | $ 188,000 | $ 188,000 | $ 65,000 |
| Tallapoosa, Alabama | 1 | $ 240,000 | $ 240,000 | $ 179,000 |
| Wilcox, Alabama | 1 | $ 152,000 | $ 152,000 | $ 179,000 |
| Calaveras, California | 1 | $ 141,000 | $ 141,000 | $ 87,000 |
| Madera, California | 1 | $ 121,000 | $ 121,000 | $ 47,000 |
| Mariposa, California | 1 | $ 263,000 | $ 263,000 | $ 71,000 |
| Merced, California | 1 | $ 210,000 | $ 210,000 | $ 113,000 |
| Santa Cruz, California | 1 | $ 179,000 | $ 179,000 | $ 40,000 |
| Shasta, California | 1 | $ 242,000 | $ 242,000 | $ 80,000 |
| Siskiyou, California | 1 | $ 250,000 | $ 250,000 | $ 48,000 |
| Sutter, California | 1 | $ 212,000 | $ 212,000 | $ 116,000 |
| Tulare, California | 1 | $ 113,000 | $ 113,000 | $ 246,000 |
| Tuolumne, California | 1 | $ 350,000 | $ 350,000 | $ 89,000 |
| Alamosa, Colorado | 1 | $ 134,000 | $ 134,000 | $ 58,000 |
| Boulder, Colorado | 1 | $ 235,000 | $ 235,000 | $ 199,000 |
| Fremont, Colorado | 1 | $ 276,000 | $ 276,000 | $ 115,000 |
| Garfield, Colorado | 1 | $ 260,000 | $ 260,000 | $ 103,000 |
| Larimer, Colorado | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Ouray, Colorado | 1 | $ 417,000 | $ 417,000 | $ 174,000 |
| Park, Colorado | 1 | $ 133,000 | $ 133,000 | $ 43,000 |
| Tolland, Connecticut | 1 | $ 308,000 | $ 308,000 | $ 130,000 |
| Alachua, Florida | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Escambia, Florida | 1 | $ 61,000 | $ 61,000 | $ 61,000 |
| Gadsden, Florida | 1 | $ 159,000 | $ 159,000 | $ 90,000 |
| Hernando, Florida | 1 | $ 150,000 | $ 150,000 | $ 341,000 |
| Leon, Florida | 1 | $ 166,000 | $ 166,000 | $ 91,000 |
| Madison, Florida | 1 | $ 195,000 | $ 195,000 | $ 138,000 |
| Martin, Florida | 1 | $ 288,000 | $ 288,000 | $ 216,000 |
| Monroe, Florida | 1 | $ 160,000 | $ 160,000 | $ 38,000 |
| Okaloosa, Florida | 1 | $ 190,000 | $ 190,000 | $ 195,000 |
| Palm Beach, Florida | 1 | $ 210,000 | $ 210,000 | $ 57,000 |
| Santa Rosa, Florida | 1 | $ 280,000 | $ 280,000 | $ 54,000 |
| Sumter, Florida | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Barrow, Georgia | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Bulloch, Georgia | 1 | $ 383,000 | $ 383,000 | $ 62,000 |
| Butts, Georgia | 1 | $ 75,000 | $ 75,000 | $ 8,000 |
| Catoosa, Georgia | 1 | $ 238,000 | $ 238,000 | $ 95,000 |
| Chattooga, Georgia | 1 | $ 156,000 | $ 156,000 | $ 129,000 |
| Clarke, Georgia | 1 | $ 87,000 | $ 87,000 | $ 105,000 |
| Elbert, Georgia | 1 | $ 150,000 | $ 150,000 | $ 122,000 |
| Greene, Georgia | 1 | $ 150,000 | $ 150,000 | $ 109,000 |
| Habersham, Georgia | 1 | $ 42,000 | $ 42,000 | $ 52,000 |
| Hancock, Georgia | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Jasper, Georgia | 1 | $ 128,000 | $ 128,000 | $ 164,000 |
| Jones, Georgia | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Lanier, Georgia | 1 | $ 47,000 | $ 47,000 | $ 28,000 |
| Lee, Georgia | 1 | $ 210,000 | $ 210,000 | $ 82,000 |
| Long, Georgia | 1 | $ 143,000 | $ 143,000 | $ 134,000 |
| Lowndes, Georgia | 1 | $ 190,000 | $ 190,000 | $ 105,000 |
| Madison, Georgia | 1 | $ 95,000 | $ 95,000 | $ 194,000 |
| Montgomery, Georgia | 1 | $ 200,000 | $ 200,000 | $ 125,000 |
| Morgan, Georgia | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Oglethorpe, Georgia | 1 | $ 250,000 | $ 250,000 | $ 110,000 |
| Peach, Georgia | 1 | $ 57,000 | $ 57,000 | $ 25,000 |
| Rabun, Georgia | 1 | $ 232,000 | $ 232,000 | $ 147,000 |
| Stewart, Georgia | 1 | $ 51,000 | $ 51,000 | $ 26,000 |
| Troup, Georgia | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| White, Georgia | 1 | $ 213,000 | $ 213,000 | $ 120,000 |
| Worth, Georgia | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Boone, Illinois | 1 | $ 151,000 | $ 151,000 | $ 57,000 |
| Kankakee, Illinois | 1 | $ 208,000 | $ 208,000 | $ 356,000 |
| McLean, Illinois | 1 | $ 141,000 | $ 141,000 | $ 64,000 |
| Sangamon, Illinois | 1 | $ 220,000 | $ 220,000 | $ 102,000 |
| Will, Illinois | 1 | $ 162,000 | $ 162,000 | $ 58,000 |
| Boone, Indiana | 1 | $ 207,000 | $ 207,000 | $ 88,000 |
| Delaware, Indiana | 1 | $ 60,000 | $ 60,000 | $ 89,000 |
| Fountain, Indiana | 1 | $ 86,000 | $ 86,000 | $ 27,000 |
| Greene, Indiana | 1 | $ 152,000 | $ 152,000 | $ 127,000 |
| Hancock, Indiana | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| Hendricks, Indiana | 1 | $ 140,000 | $ 140,000 | $ 182,000 |
| Kosciusko, Indiana | 1 | $ 220,000 | $ 220,000 | $ 85,000 |
| LaPorte, Indiana | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| Morgan, Indiana | 1 | $ 267,000 | $ 267,000 | $ 149,000 |
| Tippecanoe, Indiana | 1 | $ 343,000 | $ 343,000 | $ 156,000 |
| Vigo, Indiana | 1 | $ 184,000 | $ 184,000 | $ 84,000 |
| Boyle, Kentucky | 1 | $ 168,000 | $ 168,000 | $ 46,000 |
| Clark, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 14,000 |
| Cumberland, Kentucky | 1 | $ 137,000 | $ 137,000 | $ 44,000 |
| Fleming, Kentucky | 1 | $ 124,000 | $ 124,000 | $ 40,000 |
| Hardin, Kentucky | 1 | $ 365,000 | $ 365,000 | $ 97,000 |
| Johnson, Kentucky | 1 | $ 123,000 | $ 123,000 | $ 68,000 |
| Kenton, Kentucky | 1 | $ 184,000 | $ 184,000 | $ 97,000 |
| Madison, Kentucky | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
| McCracken, Kentucky | 1 | $ 178,000 | $ 178,000 | $ 104,000 |
| Meade, Kentucky | 1 | $ 184,000 | $ 184,000 | $ 119,000 |
| Rockcastle, Kentucky | 1 | $ 122,000 | $ 122,000 | $ 51,000 |
| Scott, Kentucky | 1 | $ 187,000 | $ 187,000 | $ 89,000 |
| Shelby, Kentucky | 1 | $ 244,000 | $ 244,000 | $ 73,000 |
| Warren, Kentucky | 1 | $ 142,000 | $ 142,000 | $ 67,000 |
| Woodford, Kentucky | 1 | $ 127,000 | $ 127,000 | $ 50,000 |
| Kennebec, Maine | 1 | $ 139,000 | $ 139,000 | $ 97,000 |
| Allegany, Maryland | 1 | $ 188,000 | $ 188,000 | $ 50,000 |
| Baltimore City, Maryland | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Carroll, Maryland | 1 | $ 157,000 | $ 157,000 | $ 253,000 |
| Harford, Maryland | 1 | $ 206,000 | $ 206,000 | $ 112,000 |
| Queen Anne's, Maryland | 1 | $ 246,000 | $ 246,000 | $ 330,000 |
| Franklin, Massachusetts | 1 | $ 162,000 | $ 162,000 | $ 63,000 |
| Hampshire, Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 81,000 |
| Lake, Montana | 1 | $ 91,000 | $ 91,000 | $ 107,000 |
| Burlington, New Jersey | 1 | $ 98,000 | $ 98,000 | $ 80,000 |
| Camden, New Jersey | 1 | $ 150,000 | $ 150,000 | $ 177,000 |
| Cape May, New Jersey | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Gloucester, New Jersey | 1 | $ 239,000 | $ 239,000 | $ 155,000 |
| Mercer, New Jersey | 1 | $ 206,000 | $ 206,000 | $ 98,000 |
| Morris, New Jersey | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Passaic, New Jersey | 1 | $ 249,000 | $ 249,000 | $ 103,000 |
| Salem, New Jersey | 1 | $ 195,000 | $ 195,000 | $ 118,000 |
| Somerset, New Jersey | 1 | $ 555,000 | $ 555,000 | $ 110,000 |
| Warren, New Jersey | 1 | $ 226,000 | $ 226,000 | $ 159,000 |
| New York, New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Otsego, New York | 1 | $ 275,000 | $ 275,000 | $ 341,000 |
| Alexander, North Carolina | 1 | $ 405,000 | $ 405,000 | $ 305,000 |
| Alleghany, North Carolina | 1 | $ 96,000 | $ 96,000 | $ 103,000 |
| Ashe, North Carolina | 1 | $ 184,000 | $ 184,000 | $ 66,000 |
| Beaufort, North Carolina | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
| Bladen, North Carolina | 1 | $ 102,000 | $ 102,000 | $ 33,000 |
| Cleveland, North Carolina | 1 | $ 121,000 | $ 121,000 | $ 285,000 |
| Granville, North Carolina | 1 | $ 258,000 | $ 258,000 | $ 142,000 |
| Haywood, North Carolina | 1 | $ 206,000 | $ 206,000 | $ 162,000 |
| Jackson, North Carolina | 1 | $ 161,000 | $ 161,000 | $ 496,000 |
| Jones, North Carolina | 1 | $ 139,000 | $ 139,000 | $ 44,000 |
| Macon, North Carolina | 1 | $ 180,000 | $ 180,000 | $ 80,000 |
| Montgomery, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 12,000 |
| Polk, North Carolina | 1 | $ 153,000 | $ 153,000 | $ 65,000 |
| Vance, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 144,000 |
| Wilson, North Carolina | 1 | $ 219,000 | $ 219,000 | $ 72,000 |
| Yadkin, North Carolina | 1 | $ 186,000 | $ 186,000 | $ 96,000 |
| Clark, Ohio | 1 | $ 204,000 | $ 204,000 | $ 86,000 |
| Clermont, Ohio | 1 | $ 157,000 | $ 157,000 | $ 73,000 |
| Delaware, Ohio | 1 | $ 209,000 | $ 209,000 | $ 51,000 |
| Greene, Ohio | 1 | $ 326,000 | $ 326,000 | $ 0 |
| Hamilton, Ohio | 1 | $ 271,000 | $ 271,000 | $ 136,000 |
| Lucas, Ohio | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Medina, Ohio | 1 | $ 264,000 | $ 264,000 | $ 120,000 |
| Montgomery, Ohio | 1 | $ 317,000 | $ 317,000 | $ 140,000 |
| Pickaway, Ohio | 1 | $ 186,000 | $ 186,000 | $ 200,000 |
| Union, Ohio | 1 | $ 318,000 | $ 318,000 | $ 113,000 |
| Washington, Ohio | 1 | $ 216,000 | $ 216,000 | $ 81,000 |
| Wayne, Ohio | 1 | $ 208,000 | $ 208,000 | $ 65,000 |
| Benton, Oregon | 1 | $ 230,000 | $ 230,000 | $ 92,000 |
| Clatsop, Oregon | 1 | $ 178,000 | $ 178,000 | $ 121,000 |
| Linn, Oregon | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Marion, Oregon | 1 | $ 180,000 | $ 180,000 | $ 95,000 |
| Polk, Oregon | 1 | $ 181,000 | $ 181,000 | $ 65,000 |
| Tillamook, Oregon | 1 | $ 191,000 | $ 191,000 | $ 83,000 |
| Beaver, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Crawford, Pennsylvania | 1 | $ 196,000 | $ 196,000 | $ 79,000 |
| Lebanon, Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 60,000 |
| Lycoming, Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 69,000 |
| Pike, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Wyoming, Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 54,000 |
| Washington, Rhode Island | 1 | $ 253,000 | $ 253,000 | $ 65,000 |
| Bamberg, South Carolina | 1 | $ 56,000 | $ 56,000 | $ 52,000 |
| Barnwell, South Carolina | 1 | $ 123,000 | $ 123,000 | $ 53,000 |
| Edgefield, South Carolina | 1 | $ 92,000 | $ 92,000 | $ 35,000 |
| Fairfield, South Carolina | 1 | $ 109,000 | $ 109,000 | $ 83,000 |
| Jasper, South Carolina | 1 | $ 97,000 | $ 97,000 | $ 52,000 |
| Marion, South Carolina | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Newberry, South Carolina | 1 | $ 250,000 | $ 250,000 | $ 625,000 |
| Orangeburg, South Carolina | 1 | $ 120,000 | $ 120,000 | $ 74,000 |
| Blount, Tennessee | 1 | $ 230,000 | $ 230,000 | $ 109,000 |
| Bradley, Tennessee | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Carroll, Tennessee | 1 | $ 73,000 | $ 73,000 | $ 37,000 |
| Carter, Tennessee | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Coffee, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Greene, Tennessee | 1 | $ 154,000 | $ 154,000 | $ 100,000 |
| Jefferson, Tennessee | 1 | $ 200,000 | $ 200,000 | $ 28,000 |
| Obion, Tennessee | 1 | $ 292,000 | $ 292,000 | $ 218,000 |
| Putnam, Tennessee | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Roane, Tennessee | 1 | $ 300,000 | $ 300,000 | $ 165,000 |
| Robertson, Tennessee | 1 | $ 117,000 | $ 117,000 | $ 48,000 |
| Sequatchie, Tennessee | 1 | $ 114,000 | $ 114,000 | $ 41,000 |
| Sullivan, Tennessee | 1 | $ 176,000 | $ 176,000 | $ 68,000 |
| Lamoille, Vermont | 1 | $ 138,000 | $ 138,000 | $ 58,000 |
| Windham, Vermont | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Bedford, Virginia | 1 | $ 127,000 | $ 127,000 | $ 46,000 |
| Cumberland, Virginia | 1 | $ 173,000 | $ 173,000 | $ 47,000 |
| Fluvanna, Virginia | 1 | $ 280,000 | $ 280,000 | $ 80,000 |
| Gloucester, Virginia | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Greene, Virginia | 1 | $ 198,000 | $ 198,000 | $ 172,000 |
| Hanover, Virginia | 1 | $ 300,000 | $ 300,000 | $ 194,000 |
| Henry, Virginia | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| James City, Virginia | 1 | $ 264,000 | $ 264,000 | $ 165,000 |
| New Kent, Virginia | 1 | $ 164,000 | $ 164,000 | $ 89,000 |
| Richmond City, Virginia | 1 | $ 341,000 | $ 341,000 | $ 205,000 |
| Roanoke, Virginia | 1 | $ 133,000 | $ 133,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for Certusbank, N.A. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,884 | $400,354,000 | $212,000 | $1,026,000 | $100,000 | $2,172,000 |
| Refinancing | 1,226 | $292,935,000 | $238,000 | $1,810,000 | $112,000 | $1,212,000 |
| Home Improvement | 600 | $134,670,000 | $224,000 | $1,263,000 | $101,000 | $943,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,486 | $546,927,000 | $220,000 | $1,810,000 | $105,000 | $2,172,000 |
| Not Provided | 603 | $143,915,000 | $238,000 | $1,000,000 | $106,000 | $435,000 |
| Asian | 259 | $68,507,000 | $264,000 | $1,092,000 | $127,000 | $718,000 |
| Black or African American | 233 | $42,172,000 | $180,000 | $566,000 | $81,000 | $943,000 |
| Hispanic | 105 | $22,365,000 | $213,000 | $960,000 | $81,000 | $241,000 |
| American Indian or Alaskan Native | 17 | $2,485,000 | $146,000 | $280,000 | $81,000 | $182,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,588,000 | $226,000 | $417,000 | $194,000 | $863,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,939 | $679,965,000 | $231,000 | $1,810,000 | $113,000 | $1,731,000 |
| FHA-insured (Federal Housing Administration) | 318 | $53,362,000 | $167,000 | $636,000 | $71,000 | $2,172,000 |
| VA-guaranteed (Veterans Administration) | 293 | $71,966,000 | $245,000 | $1,263,000 | $82,000 | $335,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 160 | $22,666,000 | $141,000 | $384,000 | $46,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,053 | $452,973,000 | $220,000 | $1,333,000 | $101,000 | $863,000 |
| Application Withdrawn By Applicant | 771 | $181,592,000 | $235,000 | $1,308,000 | $116,000 | $1,212,000 |
| Application Denied By Financial Institution | 581 | $128,828,000 | $221,000 | $1,810,000 | $95,000 | $2,172,000 |
| File Closed For Incompleteness | 257 | $61,855,000 | $240,000 | $815,000 | $120,000 | $1,731,000 |
| Application Approved But Not Accepted | 48 | $2,711,000 | $56,000 | $232,000 | $87,000 | $238,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 190 | $38,277,000 | $201,000 | $1,345,000 | $86,000 | $2,172,000 |
| Debt-To-Income Ratio | 111 | $24,182,000 | $217,000 | $646,000 | $81,000 | $1,165,000 |
| Credit Application Incomplete | 110 | $28,215,000 | $256,000 | $1,810,000 | $109,000 | $453,000 |
| Other | 74 | $18,045,000 | $243,000 | $1,680,000 | $114,000 | $419,000 |
| Collateral | 70 | $14,749,000 | $210,000 | $1,000,000 | $99,000 | $567,000 |
| Employment History | 14 | $3,268,000 | $233,000 | $392,000 | $106,000 | $480,000 |
| Unverifiable Information | 8 | $1,111,000 | $138,000 | $287,000 | $66,000 | $112,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $981,000 | $245,000 | $375,000 | $64,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Certusbank, N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Certusbank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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