Equity Prime Mortgage LLC Mortgage Lending & HMDA Data, 2018

In 2018, Equity Prime Mortgage LLC of Atlanta, GA reported 4,583 mortgage applications totaling $1.0 billion, down 23% from 2017. The average application was for $224,373, and applicants reported an average income of $81,024. 69% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Orlando-Kissimmee-Sanford, FL (497), Atlanta-Sandy Springs-Roswell, GA (415) and New York-Jersey City-White Plains, NY-NJ (342) (applications in parentheses).

Mortgage Company & Address Equity Prime Mortgage LLC
5 Concourse Pkwy, Ste 2250
Atlanta, GA 30328
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 4,583
Total Mortgage Loan Application Amount $1,028,305,000
Average Mortgage Loan Application Amount $224,373
Highest Mortgage Loan Application Amount $1,855,000
Average Applicant Income $81,024
Highest Applicant Income $1,438,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity Prime Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Equity Prime Mortgage LLC by Metropolitan Area in 2018

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Orlando-Kissimmee-Sanford, FL 497 $ 109,885,000 $ 221,096 $ 78,000
Atlanta-Sandy Springs-Roswell, GA 415 $ 75,565,000 $ 182,084 $ 68,000
New York-Jersey City-White Plains, NY-NJ 342 $ 99,000,000 $ 289,473 $ 112,263
Lakeland-Winter Haven, FL 251 $ 49,345,000 $ 196,593 $ 59,000
Cambridge-Newton-Framingham, MA 152 $ 48,680,000 $ 320,263 $ 85,000
Las Vegas-Henderson-Paradise, NV 139 $ 28,705,000 $ 206,510 $ 75,000
St. Louis, MO-IL 115 $ 19,475,000 $ 169,347 $ 79,452
Deltona-Daytona Beach-Ormond Beach, FL 105 $ 18,875,000 $ 179,761 $ 59,000
Camden, NJ 66 $ 14,700,000 $ 222,727 $ 96,000
Charleston-North Charleston, SC 61 $ 13,695,000 $ 224,508 $ 96,000
Dalton, GA 60 $ 7,830,000 $ 130,500 $ 59,000
Outside any metro area 58 $ 8,990,000 $ 155,000 $ 75,293
Tampa-St. Petersburg-Clearwater, FL 55 $ 10,545,000 $ 191,727 $ 73,000
Riverside-San Bernardino-Ontario, CA 42 $ 12,980,000 $ 309,047 $ 103,000
Raleigh, NC 41 $ 9,615,000 $ 234,512 $ 88,000
Atlantic City-Hammonton, NJ 33 $ 6,095,000 $ 184,696 $ 85,000
Los Angeles-Long Beach-Glendale, CA 33 $ 13,285,000 $ 402,575 $ 111,000
Hartford-West Hartford-East Hartford, CT 30 $ 5,030,000 $ 167,666 $ 70,000
Miami-Miami Beach-Kendall, FL 27 $ 7,965,000 $ 295,000 $ 87,000
Newark, NJ-PA 24 $ 6,570,000 $ 273,750 $ 107,000
Austin-Round Rock, TX 21 $ 4,095,000 $ 195,000 $ 78,000
Philadelphia, PA 21 $ 4,865,000 $ 231,666 $ 66,000
Boston, MA 20 $ 6,280,000 $ 314,000 $ 90,000
Sacramento--Roseville--Arden-Arcade, CA 20 $ 6,100,000 $ 305,000 $ 92,000
San Diego-Carlsbad, CA 19 $ 8,805,000 $ 463,421 $ 126,000
Palm Bay-Melbourne-Titusville, FL 17 $ 3,495,000 $ 205,588 $ 94,000
Jacksonville, FL 16 $ 4,460,000 $ 278,750 $ 110,000
New Haven-Milford, CT 16 $ 2,530,000 $ 158,125 $ 79,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 16 $ 4,940,000 $ 308,750 $ 85,062
Rockingham County-Strafford County, NH 14 $ 4,150,000 $ 296,428 $ 98,000
Cape Coral-Fort Myers, FL 12 $ 2,140,000 $ 178,333 $ 71,000
Salt Lake City, UT 11 $ 2,665,000 $ 242,272 $ 99,000
Trenton, NJ 11 $ 2,225,000 $ 202,272 $ 88,000
West Palm Beach-Boca Raton-Delray Beach, FL 11 $ 2,545,000 $ 231,363 $ 130,000
Houston-The Woodlands-Sugar Land, TX 10 $ 1,800,000 $ 180,000 $ 95,000
Montgomery County-Bucks County-Chester County, PA 10 $ 2,600,000 $ 260,000 $ 134,000
Anaheim-Santa Ana-Irvine, CA 9 $ 3,345,000 $ 371,666 $ 100,000
Chicago-Naperville-Arlington Heights, IL 9 $ 2,005,000 $ 222,777 $ 101,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 9 $ 1,975,000 $ 219,444 $ 88,000
Gainesville, GA 9 $ 1,475,000 $ 163,888 $ 70,000
Chattanooga, TN-GA 8 $ 1,140,000 $ 142,500 $ 68,000
Nassau County-Suffolk County, NY 8 $ 3,850,000 $ 481,250 $ 180,000
Oakland-Hayward-Berkeley, CA 8 $ 2,980,000 $ 372,500 $ 111,000
Ogden-Clearfield, UT 8 $ 2,010,000 $ 251,250 $ 79,000
Baltimore-Columbia-Towson, MD 7 $ 2,065,000 $ 295,000 $ 111,000
Killeen-Temple, TX 7 $ 1,045,000 $ 149,285 $ 110,000
Ocala, FL 7 $ 845,000 $ 120,714 $ 57,000
Silver Spring-Frederick-Rockville, MD 7 $ 1,755,000 $ 250,714 $ 68,000
Dover, DE 6 $ 1,160,000 $ 193,333 $ 48,000
Manchester-Nashua, NH 6 $ 1,590,000 $ 265,000 $ 80,000
Port St. Lucie, FL 6 $ 1,480,000 $ 246,666 $ 105,000
Worcester, MA-CT 6 $ 1,300,000 $ 216,666 $ 88,000
Charlotte-Concord-Gastonia, NC-SC 5 $ 1,265,000 $ 253,000 $ 95,400
Dallas-Plano-Irving, TX 5 $ 1,145,000 $ 229,000 $ 81,000
Durham-Chapel Hill, NC 5 $ 1,385,000 $ 277,000 $ 212,000
Louisville/Jefferson County, KY-IN 5 $ 795,000 $ 159,000 $ 49,800
Punta Gorda, FL 5 $ 1,275,000 $ 255,000 $ 73,000
Seattle-Bellevue-Everett, WA 5 $ 1,665,000 $ 333,000 $ 60,000
Yuba City, CA 5 $ 985,000 $ 197,000 $ 59,000
Denver-Aurora-Lakewood, CO 4 $ 1,050,000 $ 262,500 $ 109,000
Detroit-Dearborn-Livonia, MI 4 $ 630,000 $ 157,500 $ 70,000
Fresno, CA 4 $ 1,240,000 $ 310,000 $ 99,000
Oxnard-Thousand Oaks-Ventura, CA 4 $ 1,500,000 $ 375,000 $ 88,000
Phoenix-Mesa-Scottsdale, AZ 4 $ 840,000 $ 210,000 $ 43,000
Virginia Beach-Norfolk-Newport News, VA-NC 4 $ 1,000,000 $ 250,000 $ 63,000
Warner Robins, GA 4 $ 520,000 $ 130,000 $ 67,000
Athens-Clarke County, GA 3 $ 525,000 $ 175,000 $ 64,000
Columbus, OH 3 $ 2,265,000 $ 755,000 $ 94,000
Jefferson City, MO 3 $ 395,000 $ 131,666 $ 51,000
Kansas City, MO-KS 3 $ 625,000 $ 208,333 $ 105,000
Macon-Bibb County, GA 3 $ 575,000 $ 191,666 $ 97,000
North Port-Sarasota-Bradenton, FL 3 $ 875,000 $ 291,666 $ 151,000
Ocean City, NJ 3 $ 745,000 $ 248,333 $ 136,000
Panama City, FL 3 $ 515,000 $ 171,666 $ 65,000
Provo-Orem, UT 3 $ 795,000 $ 265,000 $ 73,000
Sebastian-Vero Beach, FL 3 $ 735,000 $ 245,000 $ 58,000
Spartanburg, SC 3 $ 605,000 $ 201,666 $ 90,000
Wilmington, DE-MD-NJ 3 $ 565,000 $ 188,333 $ 90,000
Bakersfield, CA 2 $ 590,000 $ 295,000 $ 125,000
Barnstable Town, MA 2 $ 750,000 $ 375,000 $ 119,000
Bridgeport-Stamford-Norwalk, CT 2 $ 890,000 $ 445,000 $ 194,000
College Station-Bryan, TX 2 $ 290,000 $ 145,000 $ 62,000
Dutchess County-Putnam County, NY 2 $ 530,000 $ 265,000 $ 110,000
Greenville-Anderson-Mauldin, SC 2 $ 370,000 $ 185,000 $ 48,000
Modesto, CA 2 $ 410,000 $ 205,000 $ 74,000
Salisbury, MD-DE 2 $ 450,000 $ 225,000 $ 92,000
San Francisco-Redwood City-South San Francisco, CA 2 $ 1,150,000 $ 575,000 $ 168,000
San Jose-Sunnyvale-Santa Clara, CA 2 $ 860,000 $ 430,000 $ 173,000
Santa Rosa, CA 2 $ 1,050,000 $ 525,000 $ 80,000
Sebring, FL 2 $ 610,000 $ 305,000 $ 74,000
Springfield, MA 2 $ 340,000 $ 170,000 $ 43,000
Stockton-Lodi, CA 2 $ 540,000 $ 270,000 $ 75,000
The Villages, FL 2 $ 170,000 $ 85,000 $ 76,000
Valdosta, GA 2 $ 430,000 $ 215,000 $ 83,000
Vallejo-Fairfield, CA 2 $ 580,000 $ 290,000 $ 116,000
Vineland-Bridgeton, NJ 2 $ 300,000 $ 150,000 $ 69,000
Warren-Troy-Farmington Hills, MI 2 $ 340,000 $ 170,000 $ 77,000
Albany-Schenectady-Troy, NY 1 $ 245,000 $ 245,000 $ 73,000
Allentown-Bethlehem-Easton, PA-NJ 1 $ 175,000 $ 175,000 $ 45,000
Asheville, NC 1 $ 265,000 $ 265,000 $ 68,000
Augusta-Richmond County, GA-SC 1 $ 205,000 $ 205,000 $ 42,000
Binghamton, NY 1 $ 125,000 $ 125,000 $ 136,000
Cedar Rapids, IA 1 $ 95,000 $ 95,000 $ 28,000
Chico, CA 1 $ 265,000 $ 265,000 $ 74,000
Cleveland-Elyria, OH 1 $ 105,000 $ 105,000 $ 50,000
Columbia, SC 1 $ 65,000 $ 65,000 $ 57,000
Columbus, GA-AL 1 $ 55,000 $ 55,000 $ 12,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 345,000 $ 345,000 $ 259,000
Dubuque, IA 1 $ 135,000 $ 135,000 $ 62,000
East Stroudsburg, PA 1 $ 95,000 $ 95,000 $ 70,000
El Centro, CA 1 $ 135,000 $ 135,000 $ 114,000
Elgin, IL 1 $ 195,000 $ 195,000 $ 46,000
Fayetteville, NC 1 $ 95,000 $ 95,000 $ 40,000
Fort Worth-Arlington, TX 1 $ 655,000 $ 655,000 $ 300,000
Gary, IN 1 $ 155,000 $ 155,000 $ 52,000
Greenville, NC 1 $ 95,000 $ 95,000 $ 47,000
Hagerstown-Martinsburg, MD-WV 1 $ 135,000 $ 135,000 $ 29,000
Harrisburg-Carlisle, PA 1 $ 265,000 $ 265,000 $ 105,000
Hickory-Lenoir-Morganton, NC 1 $ 265,000 $ 265,000 $ 63,000
Hilton Head Island-Bluffton-Beaufort, SC 1 $ 155,000 $ 155,000 $ 54,000
Homosassa Springs, FL 1 $ 285,000 $ 285,000 $ 83,000
Jonesboro, AR 1 $ 75,000 $ 75,000 $ 38,000
Kingston, NY 1 $ 245,000 $ 245,000 $ 213,000
Knoxville, TN 1 $ 95,000 $ 95,000 $ 36,000
Lake County-Kenosha County, IL-WI 1 $ 145,000 $ 145,000 $ 53,000
Lubbock, TX 1 $ 95,000 $ 95,000 $ 54,000
Merced, CA 1 $ 355,000 $ 355,000 $ 107,000
Morristown, TN 1 $ 115,000 $ 115,000 $ 58,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 175,000 $ 175,000 $ 85,000
Naples-Immokalee-Marco Island, FL 1 $ 265,000 $ 265,000 $ 98,000
New Orleans-Metairie, LA 1 $ 105,000 $ 105,000 $ 26,000
Pittsburgh, PA 1 $ 365,000 $ 365,000 $ 125,000
Portland-Vancouver-Hillsboro, OR-WA 1 $ 315,000 $ 315,000 $ 90,000
Prescott, AZ 1 $ 355,000 $ 355,000 $ 77,000
Providence-Warwick, RI-MA 1 $ 325,000 $ 325,000 $ 77,000
Reading, PA 1 $ 335,000 $ 335,000 $ 166,000
Richmond, VA 1 $ 175,000 $ 175,000 $ 99,000
Roanoke, VA 1 $ 215,000 $ 215,000 $ 42,000
Rochester, NY 1 $ 165,000 $ 165,000 $ 71,000
Santa Cruz-Watsonville, CA 1 $ 305,000 $ 305,000 $ 65,000
Santa Maria-Santa Barbara, CA 1 $ 315,000 $ 315,000 $ 100,000
Savannah, GA 1 $ 105,000 $ 105,000 $ 44,000
Tallahassee, FL 1 $ 55,000 $ 55,000 $ 125,000
Tulsa, OK 1 $ 145,000 $ 145,000 $ 44,000
Visalia-Porterville, CA 1 $ 125,000 $ 125,000 $ 32,000
Waco, TX 1 $ 135,000 $ 135,000 $ 36,000
Winchester, VA-WV 1 $ 285,000 $ 285,000 $ 60,000

Mortgage Loan Application Detail Totals for Equity Prime Mortgage LLC in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,826 $837,290,000 $218,000 $1,855,000 $79,000 $1,438,000
Cash-out Refinancing 523 $128,565,000 $245,000 $1,005,000 $89,000 $516,000
Refinancing 231 $62,315,000 $269,000 $1,165,000 $97,000 $375,000
Other Purpose 3 $135,000 $45,000 $125,000 $43,000 $55,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,110 $499,030,000 $236,000 $1,855,000 $96,000 $865,000
Hispanic 1,515 $325,225,000 $214,000 $1,495,000 $64,000 $752,000
Black or African American 491 $99,945,000 $203,000 $645,000 $71,000 $500,000
Not Provided 326 $67,210,000 $206,000 $805,000 $71,000 $478,000
Asian 122 $32,800,000 $268,000 $985,000 $118,000 $1,438,000
American Indian or Alaskan Native 5 $1,385,000 $277,000 $395,000 $101,000 $160,000
Native Hawaiian or Other Pacific Islander 5 $985,000 $197,000 $295,000 $64,000 $94,000
Not applicable 5 $865,000 $173,000 $255,000 $70,000 $70,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,172 $484,660,000 $223,000 $1,755,000 $67,000 $752,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,097 $468,585,000 $223,000 $1,855,000 $97,000 $1,438,000
VA-guaranteed (Veterans Administration) 248 $64,110,000 $258,000 $915,000 $83,000 $688,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 66 $10,950,000 $165,000 $295,000 $60,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,153 $706,465,000 $224,000 $1,855,000 $83,000 $1,438,000
Application Withdrawn By Applicant 639 $138,365,000 $216,000 $1,495,000 $80,000 $577,000
Application Approved But Not Accepted 455 $106,025,000 $233,000 $945,000 $79,000 $662,000
Application Denied By Financial Institution 158 $35,400,000 $224,000 $1,095,000 $65,000 $351,000
File Closed For Incompleteness 112 $27,570,000 $246,000 $1,165,000 $93,000 $516,000
Preapproval Approved but not Accepted 60 $13,110,000 $218,000 $455,000 $63,000 $275,000
Loan Purchased By The Institution 4 $860,000 $215,000 $255,000 $0 $0
Preapproval Denied by Financial Institution 2 $510,000 $255,000 $315,000 $65,000 $94,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,423 $992,395,000 $224,000 $1,855,000 $82,000 $1,438,000
Debt-To-Income Ratio 75 $14,845,000 $197,000 $405,000 $49,000 $172,000
Credit History 33 $8,315,000 $251,000 $795,000 $90,000 $351,000
Unverifiable Information 16 $4,430,000 $276,000 $645,000 $83,000 $193,000
Collateral 15 $3,655,000 $243,000 $1,095,000 $66,000 $227,000
Employment History 8 $1,590,000 $198,000 $285,000 $58,000 $65,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,910,000 $238,000 $385,000 $76,000 $122,000
Credit Application Incomplete 5 $1,165,000 $233,000 $455,000 $70,000 $140,000
Other 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Prime Mortgage LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Equity Prime Mortgage LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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