National Bank of Kansas City Mortgage Lending & HMDA Data, 2014

In 2014, National Bank of Kansas City of Overland Park, KS reported 6,859 mortgage applications totaling $1.8 billion, down 3% from 2013. The average application was for $258,789, and applicants reported an average income of $101,265. 64% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Kansas City, MO-KS (506), Washington-Arlington-Alexandria, DC-VA-MD-WV (240) and Phoenix-Mesa-Scottsdale, AZ (177) (applications in parentheses).

Mortgage Company & Address National Bank of Kansas City
10700 Nall Avenue
Overland Park, KS 66211
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,859
Total Mortgage Loan Application Amount $1,775,040,000
Average Mortgage Loan Application Amount $258,789
Highest Mortgage Loan Application Amount $2,067,000
Average Applicant Income $101,265
Highest Applicant Income $1,471,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for National Bank of Kansas City by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 222 $ 50,996,000 $ 229,711 $ 104,000
Maricopa, Arizona 161 $ 43,061,000 $ 267,459 $ 113,000
Clark, Nevada 146 $ 35,293,000 $ 241,732 $ 98,000
Jackson, Missouri 121 $ 20,760,000 $ 171,570 $ 98,000
San Diego, California 99 $ 41,325,000 $ 417,424 $ 118,000
Los Angeles, California 96 $ 40,548,000 $ 422,375 $ 125,000
Bexar, Texas 90 $ 21,162,000 $ 235,133 $ 89,000
Harris, Texas 87 $ 21,301,000 $ 244,839 $ 114,000
El Paso, Colorado 63 $ 15,989,000 $ 253,793 $ 93,000
Cook, Illinois 57 $ 14,139,000 $ 248,052 $ 117,000
Clay, Missouri 57 $ 11,029,000 $ 193,491 $ 76,000
Orange, California 54 $ 21,645,000 $ 400,833 $ 147,000
Platte, Missouri 53 $ 9,747,000 $ 183,905 $ 87,000
Fairfax, Virginia 53 $ 25,875,000 $ 488,207 $ 129,000
King, Washington 51 $ 18,012,000 $ 353,176 $ 131,000
Riverside, California 50 $ 13,799,000 $ 275,980 $ 109,000
Broward, Florida 49 $ 13,152,000 $ 268,408 $ 104,000
Hillsborough, Florida 49 $ 11,778,000 $ 240,367 $ 100,000
Sacramento, California 46 $ 11,967,000 $ 260,152 $ 84,000
Honolulu, Hawaii 45 $ 22,281,000 $ 495,133 $ 108,000
Oklahoma, Oklahoma 45 $ 9,836,000 $ 218,577 $ 102,000
Tulsa, Oklahoma 45 $ 11,593,000 $ 257,622 $ 126,000
Collin, Texas 41 $ 11,277,000 $ 275,048 $ 115,000
Tarrant, Texas 40 $ 9,517,000 $ 237,925 $ 113,000
Prince William, Virginia 40 $ 15,322,000 $ 383,050 $ 106,000
Camden, Georgia 39 $ 5,892,000 $ 151,076 $ 55,000
San Bernardino, California 38 $ 9,913,000 $ 260,868 $ 125,000
Wake, North Carolina 33 $ 9,369,000 $ 283,909 $ 126,000
Mecklenburg, North Carolina 32 $ 7,545,000 $ 235,781 $ 87,000
Pima, Arizona 31 $ 7,639,000 $ 246,419 $ 93,000
Dallas, Texas 31 $ 8,182,000 $ 263,935 $ 112,000
Fort Bend, Texas 31 $ 10,092,000 $ 325,548 $ 179,000
Jefferson, Colorado 30 $ 8,361,000 $ 278,700 $ 102,000
Pierce, Washington 30 $ 8,753,000 $ 291,766 $ 102,000
Suffolk, New York 29 $ 8,734,000 $ 301,172 $ 110,000
Contra Costa, California 27 $ 11,237,000 $ 416,185 $ 111,000
Okaloosa, Florida 27 $ 9,462,000 $ 350,444 $ 100,000
Ada, Idaho 27 $ 7,560,000 $ 280,000 $ 74,000
Santa Clara, California 26 $ 12,204,000 $ 469,384 $ 173,000
Douglas, Colorado 26 $ 8,051,000 $ 309,653 $ 111,000
District of Columbia, District Of Columbia 26 $ 12,155,000 $ 467,500 $ 120,000
Montgomery, Maryland 26 $ 8,654,000 $ 332,846 $ 105,000
Washoe, Nevada 26 $ 7,286,000 $ 280,230 $ 90,000
Nassau, New York 26 $ 9,477,000 $ 364,500 $ 161,000
Duval, Florida 25 $ 5,740,000 $ 229,600 $ 144,000
Palm Beach, Florida 25 $ 5,929,000 $ 237,160 $ 143,000
Williamson, Texas 25 $ 6,201,000 $ 248,040 $ 82,000
Lee, Florida 24 $ 4,868,000 $ 202,833 $ 84,000
Miami-Dade, Florida 24 $ 7,995,000 $ 333,125 $ 126,000
Pinellas, Florida 24 $ 4,945,000 $ 206,041 $ 126,000
Alameda, California 23 $ 8,701,000 $ 378,304 $ 108,000
Sarpy, Nebraska 23 $ 5,351,000 $ 232,652 $ 80,000
Orange, Florida 22 $ 7,850,000 $ 356,818 $ 147,000
Fulton, Georgia 22 $ 6,088,000 $ 276,727 $ 106,000
Middlesex, Massachusetts 22 $ 7,142,000 $ 324,636 $ 153,000
Snohomish, Washington 22 $ 6,563,000 $ 298,318 $ 114,000
Gwinnett, Georgia 21 $ 4,961,000 $ 236,238 $ 111,000
Middlesex, New Jersey 21 $ 6,274,000 $ 298,761 $ 158,000
York, South Carolina 21 $ 4,929,000 $ 234,714 $ 89,000
Denton, Texas 21 $ 5,410,000 $ 257,619 $ 124,000
Virginia Beach, Virginia 21 $ 6,792,000 $ 323,428 $ 95,000
New Castle, Delaware 20 $ 5,551,000 $ 277,550 $ 88,000
Cobb, Georgia 20 $ 5,341,000 $ 267,050 $ 83,000
Cass, Missouri 20 $ 3,763,000 $ 188,150 $ 92,000
Charleston, South Carolina 20 $ 5,502,000 $ 275,100 $ 89,000
Shelby, Tennessee 20 $ 5,315,000 $ 265,750 $ 103,000
Salt Lake, Utah 20 $ 5,932,000 $ 296,600 $ 105,000
Loudoun, Virginia 20 $ 9,757,000 $ 487,850 $ 138,000
Arapahoe, Colorado 19 $ 4,757,000 $ 250,368 $ 109,000
St. Louis, Missouri 19 $ 3,975,000 $ 209,210 $ 72,000
Philadelphia, Pennsylvania 19 $ 3,362,000 $ 176,947 $ 80,000
Stafford, Virginia 19 $ 5,806,000 $ 305,578 $ 86,000
Pulaski, Arkansas 18 $ 4,088,000 $ 227,111 $ 76,000
Denver, Colorado 18 $ 6,452,000 $ 358,444 $ 123,000
Seminole, Florida 18 $ 3,680,000 $ 204,444 $ 111,000
Kent, Michigan 18 $ 2,730,000 $ 151,666 $ 78,000
Douglas, Nebraska 18 $ 3,259,000 $ 181,055 $ 97,000
Bernalillo, New Mexico 18 $ 4,347,000 $ 241,500 $ 95,000
Dorchester, South Carolina 18 $ 3,653,000 $ 202,944 $ 76,000
El Dorado, California 17 $ 5,971,000 $ 351,235 $ 94,000
Solano, California 17 $ 6,127,000 $ 360,411 $ 132,000
Kent, Delaware 17 $ 4,162,000 $ 244,823 $ 83,000
Sedgwick, Kansas 17 $ 3,002,000 $ 176,588 $ 96,000
Jefferson, Kentucky 17 $ 4,017,000 $ 236,294 $ 112,000
Prince George's, Maryland 17 $ 5,911,000 $ 347,705 $ 68,000
St. Charles, Missouri 17 $ 3,614,000 $ 212,588 $ 100,000
Onslow, North Carolina 17 $ 2,948,000 $ 173,411 $ 73,000
Multnomah, Oregon 17 $ 3,930,000 $ 231,176 $ 100,000
Montgomery, Texas 17 $ 4,870,000 $ 286,470 $ 103,000
Pinal, Arizona 16 $ 2,753,000 $ 172,062 $ 89,000
Placer, California 16 $ 6,598,000 $ 412,375 $ 89,000
Bay, Florida 16 $ 4,056,000 $ 253,500 $ 93,000
Wyandotte, Kansas 16 $ 4,234,000 $ 264,625 $ 76,000
Essex, Massachusetts 16 $ 4,955,000 $ 309,687 $ 64,000
Oakland, Michigan 16 $ 3,777,000 $ 236,062 $ 130,000
Hennepin, Minnesota 16 $ 4,506,000 $ 281,625 $ 117,000
Essex, New Jersey 16 $ 4,768,000 $ 298,000 $ 141,000
Alexandria, Virginia 16 $ 7,960,000 $ 497,500 $ 141,000
Ventura, California 15 $ 6,732,000 $ 448,800 $ 119,000
Santa Rosa, Florida 15 $ 3,058,000 $ 203,866 $ 62,000
Bossier, Louisiana 15 $ 4,354,000 $ 290,266 $ 102,000
Worcester, Massachusetts 15 $ 4,639,000 $ 309,266 $ 96,000
Cleveland, Oklahoma 15 $ 3,559,000 $ 237,266 $ 76,000
Bucks, Pennsylvania 15 $ 4,592,000 $ 306,133 $ 173,000
Davidson, Tennessee 15 $ 3,094,000 $ 206,266 $ 91,000
Comal, Texas 15 $ 4,724,000 $ 314,933 $ 71,000
Guadalupe, Texas 15 $ 2,859,000 $ 190,600 $ 85,000
Davis, Utah 15 $ 5,380,000 $ 358,666 $ 107,000
Anchorage, Alaska 14 $ 4,238,000 $ 302,714 $ 98,000
Fresno, California 14 $ 3,589,000 $ 256,357 $ 70,000
Adams, Colorado 14 $ 3,334,000 $ 238,142 $ 100,000
Brevard, Florida 14 $ 3,873,000 $ 276,642 $ 119,000
DuPage, Illinois 14 $ 3,015,000 $ 215,357 $ 111,000
Orleans, Louisiana 14 $ 4,089,000 $ 292,071 $ 123,000
Ocean, New Jersey 14 $ 3,635,000 $ 259,642 $ 107,000
Cumberland, North Carolina 14 $ 3,246,000 $ 231,857 $ 66,000
Allegheny, Pennsylvania 14 $ 2,511,000 $ 179,357 $ 79,000
Travis, Texas 14 $ 3,655,000 $ 261,071 $ 98,000
Chesterfield, Virginia 14 $ 3,746,000 $ 267,571 $ 84,000
Spotsylvania, Virginia 14 $ 5,041,000 $ 360,071 $ 99,000
Benton, Arkansas 13 $ 3,509,000 $ 269,923 $ 99,000
Weld, Colorado 13 $ 3,160,000 $ 243,076 $ 118,000
Hartford, Connecticut 13 $ 3,088,000 $ 237,538 $ 126,000
Fayette, Georgia 13 $ 5,292,000 $ 407,076 $ 179,000
Anne Arundel, Maryland 13 $ 5,435,000 $ 418,076 $ 93,000
Bergen, New Jersey 13 $ 5,063,000 $ 389,461 $ 146,000
Union, New Jersey 13 $ 4,124,000 $ 317,230 $ 109,000
Westchester, New York 13 $ 5,260,000 $ 404,615 $ 241,000
Franklin, Ohio 13 $ 2,309,000 $ 177,615 $ 77,000
Greene, Ohio 13 $ 3,717,000 $ 285,923 $ 85,000
Montgomery, Pennsylvania 13 $ 4,389,000 $ 337,615 $ 147,000
Berkeley, South Carolina 13 $ 2,538,000 $ 195,230 $ 62,000
Richland, South Carolina 13 $ 2,988,000 $ 229,846 $ 85,000
Montgomery, Tennessee 13 $ 2,417,000 $ 185,923 $ 93,000
Jefferson, Alabama 12 $ 2,799,000 $ 233,250 $ 96,000
Boulder, Colorado 12 $ 3,748,000 $ 312,333 $ 122,000
Sarasota, Florida 12 $ 1,999,000 $ 166,583 $ 66,000
DeKalb, Georgia 12 $ 3,451,000 $ 287,583 $ 142,000
Forsyth, Georgia 12 $ 3,116,000 $ 259,666 $ 131,000
Queens, New York 12 $ 4,507,000 $ 375,583 $ 119,000
Harnett, North Carolina 12 $ 2,355,000 $ 196,250 $ 46,000
Rockwall, Texas 12 $ 3,665,000 $ 305,416 $ 107,000
Taylor, Texas 12 $ 2,502,000 $ 208,500 $ 85,000
Yavapai, Arizona 11 $ 2,877,000 $ 261,545 $ 99,000
Larimer, Colorado 11 $ 3,073,000 $ 279,363 $ 70,000
Osceola, Florida 11 $ 2,152,000 $ 195,636 $ 111,000
Lake, Illinois 11 $ 3,327,000 $ 302,454 $ 122,000
Frederick, Maryland 11 $ 3,398,000 $ 308,909 $ 98,000
St. Mary's, Maryland 11 $ 4,020,000 $ 365,454 $ 127,000
Hillsborough, New Hampshire 11 $ 3,147,000 $ 286,090 $ 92,000
Morris, New Jersey 11 $ 4,046,000 $ 367,818 $ 148,000
Curry, New Mexico 11 $ 1,993,000 $ 181,181 $ 64,000
Saratoga, New York 11 $ 3,048,000 $ 277,090 $ 77,000
York, Virginia 11 $ 4,043,000 $ 367,545 $ 88,000
San Joaquin, California 10 $ 1,934,000 $ 193,400 $ 120,000
New London, Connecticut 10 $ 2,290,000 $ 229,000 $ 93,000
Escambia, Florida 10 $ 2,649,000 $ 264,900 $ 120,000
Pasco, Florida 10 $ 1,808,000 $ 180,800 $ 93,000
Chatham, Georgia 10 $ 2,229,000 $ 222,900 $ 108,000
St. Clair, Illinois 10 $ 2,583,000 $ 258,300 $ 100,000
Polk, Iowa 10 $ 2,139,000 $ 213,900 $ 96,000
Lafayette, Louisiana 10 $ 2,318,000 $ 231,800 $ 97,000
Charles, Maryland 10 $ 3,179,000 $ 317,900 $ 66,000
Howard, Maryland 10 $ 4,311,000 $ 431,100 $ 154,000
Monmouth, New Jersey 10 $ 2,843,000 $ 284,300 $ 121,000
Erie, New York 10 $ 1,659,000 $ 165,900 $ 84,000
Orange, New York 10 $ 2,803,000 $ 280,300 $ 80,000
Canadian, Oklahoma 10 $ 1,714,000 $ 171,400 $ 71,000
Garfield, Oklahoma 10 $ 2,195,000 $ 219,500 $ 93,000
Washington, Oregon 10 $ 2,901,000 $ 290,100 $ 120,000
Chester, Pennsylvania 10 $ 3,775,000 $ 377,500 $ 97,000
Bell, Texas 10 $ 1,673,000 $ 167,300 $ 51,000
Utah, Utah 10 $ 1,989,000 $ 198,900 $ 70,000
Kitsap, Washington 10 $ 2,881,000 $ 288,100 $ 60,000
Mobile, Alabama 9 $ 1,714,000 $ 190,444 $ 101,000
Sonoma, California 9 $ 4,138,000 $ 459,777 $ 101,000
Fairfield, Connecticut 9 $ 3,157,000 $ 350,777 $ 166,000
Lake, Florida 9 $ 2,024,000 $ 224,888 $ 65,000
St. Lucie, Florida 9 $ 1,173,000 $ 130,333 $ 53,000
Volusia, Florida 9 $ 1,324,000 $ 147,111 $ 62,000
Hamilton, Indiana 9 $ 2,563,000 $ 284,777 $ 129,000
Lake, Indiana 9 $ 1,928,000 $ 214,222 $ 59,000
Baltimore, Maryland 9 $ 2,380,000 $ 264,444 $ 105,000
Flathead, Montana 9 $ 2,340,000 $ 260,000 $ 114,000
Somerset, New Jersey 9 $ 3,073,000 $ 341,444 $ 109,000
Santa Fe, New Mexico 9 $ 2,271,000 $ 252,333 $ 134,000
Hamilton, Ohio 9 $ 2,587,000 $ 287,444 $ 94,000
Marion, Oregon 9 $ 2,137,000 $ 237,444 $ 91,000
Beaufort, South Carolina 9 $ 2,577,000 $ 286,333 $ 132,000
Knox, Tennessee 9 $ 2,153,000 $ 239,222 $ 71,000
Rutherford, Tennessee 9 $ 1,525,000 $ 169,444 $ 95,000
Williamson, Tennessee 9 $ 3,649,000 $ 405,444 $ 86,000
Hays, Texas 9 $ 2,470,000 $ 274,444 $ 111,000
Henrico, Virginia 9 $ 2,858,000 $ 317,555 $ 118,000
James City, Virginia 9 $ 2,409,000 $ 267,666 $ 107,000
Clark, Washington 9 $ 2,750,000 $ 305,555 $ 93,000
Thurston, Washington 9 $ 2,199,000 $ 244,333 $ 101,000
Laramie, Wyoming 9 $ 2,263,000 $ 251,444 $ 98,000
New Haven, Connecticut 8 $ 2,076,000 $ 259,500 $ 132,000
Charlotte, Florida 8 $ 1,282,000 $ 160,250 $ 105,000
Collier, Florida 8 $ 1,772,000 $ 221,500 $ 82,000
Manatee, Florida 8 $ 2,078,000 $ 259,750 $ 129,000
St. Johns, Florida 8 $ 2,262,000 $ 282,750 $ 101,000
Pottawatomie, Kansas 8 $ 1,647,000 $ 205,875 $ 72,000
Warren, Kentucky 8 $ 1,767,000 $ 220,875 $ 62,000
St. Tammany, Louisiana 8 $ 1,462,000 $ 182,750 $ 131,000
Calvert, Maryland 8 $ 3,042,000 $ 380,250 $ 116,000
Passaic, New Jersey 8 $ 2,317,000 $ 289,625 $ 87,000
Moore, North Carolina 8 $ 2,166,000 $ 270,750 $ 96,000
Grand Forks, North Dakota 8 $ 1,887,000 $ 235,875 $ 80,000
Cuyahoga, Ohio 8 $ 1,466,000 $ 183,250 $ 131,000
Lane, Oregon 8 $ 2,022,000 $ 252,750 $ 61,000
Greenville, South Carolina 8 $ 1,726,000 $ 215,750 $ 72,000
Brazoria, Texas 8 $ 1,218,000 $ 152,250 $ 63,000
El Paso, Texas 8 $ 1,249,000 $ 156,125 $ 76,000
Spokane, Washington 8 $ 2,329,000 $ 291,125 $ 205,000
Mohave, Arizona 7 $ 1,480,000 $ 211,428 $ 89,000
Kern, California 7 $ 1,964,000 $ 280,571 $ 90,000
Polk, Florida 7 $ 1,412,000 $ 201,714 $ 113,000
Sumter, Florida 7 $ 1,392,000 $ 198,857 $ 74,000
Hawaii, Hawaii 7 $ 1,955,000 $ 279,285 $ 276,000
Marion, Indiana 7 $ 1,232,000 $ 176,000 $ 149,000
Hardin, Kentucky 7 $ 1,829,000 $ 261,285 $ 70,000
Caddo, Louisiana 7 $ 1,309,000 $ 187,000 $ 93,000
Cumberland, Maine 7 $ 1,777,000 $ 253,857 $ 88,000
Bristol, Massachusetts 7 $ 2,045,000 $ 292,142 $ 96,000
Norfolk, Massachusetts 7 $ 2,505,000 $ 357,857 $ 142,000
Suffolk, Massachusetts 7 $ 1,858,000 $ 265,428 $ 119,000
Livingston, Michigan 7 $ 1,872,000 $ 267,428 $ 139,000
Lancaster, Nebraska 7 $ 1,555,000 $ 222,142 $ 79,000
Sandoval, New Mexico 7 $ 1,738,000 $ 248,285 $ 84,000
Providence, Rhode Island 7 $ 1,503,000 $ 214,714 $ 96,000
Pennington, South Dakota 7 $ 1,332,000 $ 190,285 $ 85,000
Sumner, Tennessee 7 $ 2,378,000 $ 339,714 $ 110,000
Galveston, Texas 7 $ 1,043,000 $ 149,000 $ 76,000
Norfolk, Virginia 7 $ 2,311,000 $ 330,142 $ 80,000
Fairbanks North Star, Alaska 6 $ 1,582,000 $ 263,666 $ 92,000
Matanuska-Susitna, Alaska 6 $ 1,756,000 $ 292,666 $ 61,000
Cochise, Arizona 6 $ 1,139,000 $ 189,833 $ 86,000
Faulkner, Arkansas 6 $ 887,000 $ 147,833 $ 31,000
Saline, Arkansas 6 $ 1,344,000 $ 224,000 $ 79,000
San Mateo, California 6 $ 3,517,000 $ 586,166 $ 108,000
Clay, Florida 6 $ 1,410,000 $ 235,000 $ 64,000
Monroe, Florida 6 $ 2,069,000 $ 344,833 $ 116,000
Cherokee, Georgia 6 $ 1,178,000 $ 196,333 $ 62,000
Coweta, Georgia 6 $ 829,000 $ 138,166 $ 48,000
Henry, Georgia 6 $ 1,791,000 $ 298,500 $ 103,000
Houston, Georgia 6 $ 1,012,000 $ 168,666 $ 98,000
Kootenai, Idaho 6 $ 1,602,000 $ 267,000 $ 96,000
Will, Illinois 6 $ 1,550,000 $ 258,333 $ 125,000
Porter, Indiana 6 $ 1,169,000 $ 194,833 $ 67,000
Geary, Kansas 6 $ 1,094,000 $ 182,333 $ 31,000
Leavenworth, Kansas 6 $ 1,133,000 $ 188,833 $ 48,000
Shawnee, Kansas 6 $ 819,000 $ 136,500 $ 66,000
Fayette, Kentucky 6 $ 1,651,000 $ 275,166 $ 77,000
Calcasieu, Louisiana 6 $ 1,332,000 $ 222,000 $ 97,000
East Baton Rouge, Louisiana 6 $ 1,864,000 $ 310,666 $ 211,000
Jefferson, Louisiana 6 $ 1,765,000 $ 294,166 $ 97,000
Macomb, Michigan 6 $ 1,494,000 $ 249,000 $ 254,000
Wayne, Michigan 6 $ 956,000 $ 159,333 $ 62,000
Lowndes, Mississippi 6 $ 1,233,000 $ 205,500 $ 52,000
Rankin, Mississippi 6 $ 1,405,000 $ 234,166 $ 87,000
Boone, Missouri 6 $ 1,189,000 $ 198,166 $ 128,000
Rockingham, New Hampshire 6 $ 1,319,000 $ 219,833 $ 85,000
Burlington, New Jersey 6 $ 1,477,000 $ 246,166 $ 198,000
Hudson, New Jersey 6 $ 1,828,000 $ 304,666 $ 180,000
Mercer, New Jersey 6 $ 1,845,000 $ 307,500 $ 86,000
Dutchess, New York 6 $ 1,403,000 $ 233,833 $ 96,000
Buncombe, North Carolina 6 $ 1,408,000 $ 234,666 $ 56,000
Jackson, Oklahoma 6 $ 973,000 $ 162,166 $ 105,000
Wagoner, Oklahoma 6 $ 1,182,000 $ 197,000 $ 91,000
Delaware, Pennsylvania 6 $ 1,103,000 $ 183,833 $ 114,000
Luzerne, Pennsylvania 6 $ 1,072,000 $ 178,666 $ 110,000
Westmoreland, Pennsylvania 6 $ 1,124,000 $ 187,333 $ 101,000
Aiken, South Carolina 6 $ 1,241,000 $ 206,833 $ 102,000
Sumter, South Carolina 6 $ 1,166,000 $ 194,333 $ 58,000
Parker, Texas 6 $ 1,407,000 $ 234,500 $ 97,000
Chesapeake, Virginia 6 $ 1,585,000 $ 264,166 $ 80,000
Island, Washington 6 $ 1,504,000 $ 250,666 $ 67,000
Berkeley, West Virginia 6 $ 1,459,000 $ 243,166 $ 90,000
Milwaukee, Wisconsin 6 $ 916,000 $ 152,666 $ 67,000
Autauga, Alabama 5 $ 1,182,000 $ 236,400 $ 92,000
Madison, Alabama 5 $ 1,229,000 $ 245,800 $ 127,000
Santa Cruz, California 5 $ 2,310,000 $ 462,000 $ 87,000
Stanislaus, California 5 $ 1,098,000 $ 219,600 $ 72,000
Citrus, Florida 5 $ 377,000 $ 75,400 $ 10,000
Bryan, Georgia 5 $ 1,197,000 $ 239,400 $ 108,000
Johnson, Indiana 5 $ 788,000 $ 157,600 $ 98,000
Dallas, Iowa 5 $ 1,397,000 $ 279,400 $ 112,000
Miami, Kansas 5 $ 945,000 $ 189,000 $ 52,000
Riley, Kansas 5 $ 902,000 $ 180,400 $ 110,000
Carroll, Maryland 5 $ 1,448,000 $ 289,600 $ 108,000
Harford, Maryland 5 $ 1,560,000 $ 312,000 $ 72,000
Plymouth, Massachusetts 5 $ 1,531,000 $ 306,200 $ 104,000
Genesee, Michigan 5 $ 704,000 $ 140,800 $ 79,000
Grand Traverse, Michigan 5 $ 1,320,000 $ 264,000 $ 63,000
Ottawa, Michigan 5 $ 1,061,000 $ 212,200 $ 104,000
Clay, Minnesota 5 $ 656,000 $ 131,200 $ 49,000
Dakota, Minnesota 5 $ 1,196,000 $ 239,200 $ 34,000
Ramsey, Minnesota 5 $ 1,153,000 $ 230,600 $ 118,000
Washington, Minnesota 5 $ 1,383,000 $ 276,600 $ 99,000
Harrison, Mississippi 5 $ 1,115,000 $ 223,000 $ 126,000
Madison, Mississippi 5 $ 909,000 $ 181,800 $ 52,000
Buchanan, Missouri 5 $ 970,000 $ 194,000 $ 141,000
Camden, Missouri 5 $ 1,326,000 $ 265,200 $ 245,000
Lyon, Nevada 5 $ 1,084,000 $ 216,800 $ 53,000
Camden, New Jersey 5 $ 1,173,000 $ 234,600 $ 96,000
Warren, New Jersey 5 $ 1,368,000 $ 273,600 $ 109,000
Kings, New York 5 $ 1,731,000 $ 346,200 $ 99,000
Monroe, New York 5 $ 828,000 $ 165,600 $ 175,000
Onondaga, New York 5 $ 815,000 $ 163,000 $ 104,000
Richmond, New York 5 $ 1,667,000 $ 333,400 $ 120,000
Rockland, New York 5 $ 1,888,000 $ 377,600 $ 157,000
Ulster, New York 5 $ 1,271,000 $ 254,200 $ 120,000
Carteret, North Carolina 5 $ 1,742,000 $ 348,400 $ 89,000
Johnston, North Carolina 5 $ 1,216,000 $ 243,200 $ 62,000
New Hanover, North Carolina 5 $ 1,195,000 $ 239,000 $ 83,000
Ward, North Dakota 5 $ 1,147,000 $ 229,400 $ 84,000
Summit, Ohio 5 $ 777,000 $ 155,400 $ 119,000
York, Pennsylvania 5 $ 1,121,000 $ 224,200 $ 102,000
Lancaster, South Carolina 5 $ 1,700,000 $ 340,000 $ 104,000
Hunt, Texas 5 $ 1,150,000 $ 230,000 $ 74,000
Wichita, Texas 5 $ 832,000 $ 166,400 $ 52,000
Chittenden, Vermont 5 $ 1,512,000 $ 302,400 $ 67,000
Arlington, Virginia 5 $ 2,377,000 $ 475,400 $ 89,000
Culpeper, Virginia 5 $ 1,208,000 $ 241,600 $ 93,000
Baldwin, Alabama 4 $ 978,000 $ 244,500 $ 149,000
Etowah, Alabama 4 $ 835,000 $ 208,750 $ 78,000
Montgomery, Alabama 4 $ 745,000 $ 186,250 $ 58,000
St. Clair, Alabama 4 $ 931,000 $ 232,750 $ 103,000
Coconino, Arizona 4 $ 993,000 $ 248,250 $ 57,000
Lonoke, Arkansas 4 $ 705,000 $ 176,250 $ 75,000
Madera, California 4 $ 797,000 $ 199,250 $ 128,000
Santa Barbara, California 4 $ 1,199,000 $ 299,750 $ 83,000
Fremont, Colorado 4 $ 869,000 $ 217,250 $ 40,000
Middlesex, Connecticut 4 $ 1,379,000 $ 344,750 $ 137,000
Tolland, Connecticut 4 $ 1,451,000 $ 362,750 $ 110,000
Sussex, Delaware 4 $ 1,914,000 $ 478,500 $ 109,000
Hernando, Florida 4 $ 470,000 $ 117,500 $ 36,000
Indian River, Florida 4 $ 763,000 $ 190,750 $ 106,000
Jackson, Florida 4 $ 252,000 $ 63,000 $ 41,000
Leon, Florida 4 $ 880,000 $ 220,000 $ 72,000
Marion, Florida 4 $ 457,000 $ 114,250 $ 31,000
Martin, Florida 4 $ 754,000 $ 188,500 $ 62,000
Columbia, Georgia 4 $ 768,000 $ 192,000 $ 79,000
Hall, Georgia 4 $ 1,076,000 $ 269,000 $ 117,000
Maui, Hawaii 4 $ 1,283,000 $ 320,750 $ 186,000
McHenry, Illinois 4 $ 603,000 $ 150,750 $ 74,000
Peoria, Illinois 4 $ 1,001,000 $ 250,250 $ 58,000
St. Joseph, Indiana 4 $ 1,000,000 $ 250,000 $ 75,000
Butler, Kansas 4 $ 984,000 $ 246,000 $ 144,000
Madison, Kentucky 4 $ 1,060,000 $ 265,000 $ 88,000
Ascension, Louisiana 4 $ 1,383,000 $ 345,750 $ 76,000
Barnstable, Massachusetts 4 $ 1,369,000 $ 342,250 $ 34,000
Anoka, Minnesota 4 $ 1,097,000 $ 274,250 $ 96,000
Lauderdale, Mississippi 4 $ 666,000 $ 166,500 $ 45,000
Yazoo, Mississippi 4 $ 291,000 $ 72,750 $ 32,000
Johnson, Missouri 4 $ 796,000 $ 199,000 $ 44,000
St. Louis City, Missouri 4 $ 641,000 $ 160,250 $ 104,000
Missoula, Montana 4 $ 894,000 $ 223,500 $ 108,000
Cass, Nebraska 4 $ 681,000 $ 170,250 $ 80,000
Douglas, Nevada 4 $ 616,000 $ 154,000 $ 100,000
Dona Ana, New Mexico 4 $ 625,000 $ 156,250 $ 74,000
Lea, New Mexico 4 $ 567,000 $ 141,750 $ 77,000
Otero, New Mexico 4 $ 983,000 $ 245,750 $ 69,000
Bronx, New York 4 $ 1,257,000 $ 314,250 $ 76,000
Broome, New York 4 $ 1,103,000 $ 275,750 $ 78,000
Jefferson, New York 4 $ 1,019,000 $ 254,750 $ 90,000
Lewis, New York 4 $ 798,000 $ 199,500 $ 66,000
Niagara, New York 4 $ 1,222,000 $ 305,500 $ 174,000
Putnam, New York 4 $ 1,558,000 $ 389,500 $ 123,000
Guilford, North Carolina 4 $ 1,193,000 $ 298,250 $ 56,000
Henderson, North Carolina 4 $ 850,000 $ 212,500 $ 67,000
Orange, North Carolina 4 $ 1,576,000 $ 394,000 $ 425,000
Pitt, North Carolina 4 $ 690,000 $ 172,500 $ 101,000
Union, North Carolina 4 $ 1,141,000 $ 285,250 $ 47,000
Cass, North Dakota 4 $ 975,000 $ 243,750 $ 218,000
Lucas, Ohio 4 $ 1,044,000 $ 261,000 $ 41,000
Deschutes, Oregon 4 $ 1,279,000 $ 319,750 $ 110,000
Lancaster, Pennsylvania 4 $ 791,000 $ 197,750 $ 106,000
Newport, Rhode Island 4 $ 1,487,000 $ 371,750 $ 79,000
Horry, South Carolina 4 $ 802,000 $ 200,500 $ 54,000
Spartanburg, South Carolina 4 $ 549,000 $ 137,250 $ 56,000
Minnehaha, South Dakota 4 $ 475,000 $ 118,750 $ 74,000
Union, South Dakota 4 $ 1,346,000 $ 336,500 $ 134,000
Hamilton, Tennessee 4 $ 491,000 $ 122,750 $ 88,000
Loudon, Tennessee 4 $ 796,000 $ 199,000 $ 65,000
Wilson, Tennessee 4 $ 1,232,000 $ 308,000 $ 117,000
Kaufman, Texas 4 $ 968,000 $ 242,000 $ 156,000
Kerr, Texas 4 $ 685,000 $ 171,250 $ 43,000
Medina, Texas 4 $ 706,000 $ 176,500 $ 51,000
Nueces, Texas 4 $ 879,000 $ 219,750 $ 93,000
Randall, Texas 4 $ 877,000 $ 219,250 $ 107,000
Wilson, Texas 4 $ 1,146,000 $ 286,500 $ 73,000
Cache, Utah 4 $ 953,000 $ 238,250 $ 84,000
Washington, Utah 4 $ 1,085,000 $ 271,250 $ 112,000
Weber, Utah 4 $ 1,087,000 $ 271,750 $ 72,000
Botetourt, Virginia 4 $ 1,069,000 $ 267,250 $ 136,000
Putnam, West Virginia 4 $ 759,000 $ 189,750 $ 53,000
Cullman, Alabama 3 $ 376,000 $ 125,333 $ 65,000
Dale, Alabama 3 $ 432,000 $ 144,000 $ 42,000
Cleburne, Arkansas 3 $ 290,000 $ 96,666 $ 99,000
Craighead, Arkansas 3 $ 401,000 $ 133,666 $ 87,000
Garland, Arkansas 3 $ 859,000 $ 286,333 $ 71,000
Pope, Arkansas 3 $ 295,000 $ 98,333 $ 0
Butte, California 3 $ 751,000 $ 250,333 $ 55,000
Lake, California 3 $ 627,000 $ 209,000 $ 137,000
Shasta, California 3 $ 626,000 $ 208,666 $ 71,000
Yolo, California 3 $ 955,000 $ 318,333 $ 78,000
Clear Creek, Colorado 3 $ 926,000 $ 308,666 $ 142,000
Elbert, Colorado 3 $ 958,000 $ 319,333 $ 64,000
Alachua, Florida 3 $ 833,000 $ 277,666 $ 83,000
Columbia, Florida 3 $ 257,000 $ 85,666 $ 12,000
Nassau, Florida 3 $ 823,000 $ 274,333 $ 47,000
Putnam, Florida 3 $ 181,000 $ 60,333 $ 0
Walton, Florida 3 $ 550,000 $ 183,333 $ 107,000
Barrow, Georgia 3 $ 443,000 $ 147,666 $ 138,000
Glynn, Georgia 3 $ 772,000 $ 257,333 $ 111,000
Liberty, Georgia 3 $ 346,000 $ 115,333 $ 42,000
Paulding, Georgia 3 $ 371,000 $ 123,666 $ 45,000
Kane, Illinois 3 $ 802,000 $ 267,333 $ 43,000
Kankakee, Illinois 3 $ 680,000 $ 226,666 $ 94,000
Winnebago, Illinois 3 $ 527,000 $ 175,666 $ 84,000
Elkhart, Indiana 3 $ 429,000 $ 143,000 $ 124,000
Miami, Indiana 3 $ 252,000 $ 84,000 $ 154,000
Scott, Iowa 3 $ 629,000 $ 209,666 $ 110,000
Warren, Iowa 3 $ 734,000 $ 244,666 $ 58,000
Anderson, Kansas 3 $ 260,000 $ 86,666 $ 37,000
Franklin, Kansas 3 $ 317,000 $ 105,666 $ 44,000
Oldham, Kentucky 3 $ 1,199,000 $ 399,666 $ 32,000
Beauregard, Louisiana 3 $ 604,000 $ 201,333 $ 65,000
Hancock, Maine 3 $ 864,000 $ 288,000 $ 93,000
Baltimore City, Maryland 3 $ 967,000 $ 322,333 $ 189,000
Hampden, Massachusetts 3 $ 985,000 $ 328,333 $ 106,000
Ingham, Michigan 3 $ 501,000 $ 167,000 $ 60,000
Jackson, Michigan 3 $ 564,000 $ 188,000 $ 104,000
Olmsted, Minnesota 3 $ 455,000 $ 151,666 $ 74,000
Polk, Minnesota 3 $ 753,000 $ 251,000 $ 29,000
Scott, Minnesota 3 $ 617,000 $ 205,666 $ 70,000
Sherburne, Minnesota 3 $ 743,000 $ 247,666 $ 88,000
St. Louis, Minnesota 3 $ 856,000 $ 285,333 $ 85,000
DeSoto, Mississippi 3 $ 629,000 $ 209,666 $ 76,000
Lamar, Mississippi 3 $ 801,000 $ 267,000 $ 95,000
Tishomingo, Mississippi 3 $ 362,000 $ 120,666 $ 23,000
Warren, Mississippi 3 $ 312,000 $ 104,000 $ 41,000
Christian, Missouri 3 $ 594,000 $ 198,000 $ 65,000
Stone, Missouri 3 $ 836,000 $ 278,666 $ 238,000
Gallatin, Montana 3 $ 861,000 $ 287,000 $ 82,000
Elko, Nevada 3 $ 584,000 $ 194,666 $ 98,000
Cheshire, New Hampshire 3 $ 601,000 $ 200,333 $ 70,000
Merrimack, New Hampshire 3 $ 562,000 $ 187,333 $ 110,000
Strafford, New Hampshire 3 $ 443,000 $ 147,666 $ 29,000
San Juan, New Mexico 3 $ 751,000 $ 250,333 $ 97,000
Genesee, New York 3 $ 488,000 $ 162,666 $ 375,000
Brunswick, North Carolina 3 $ 862,000 $ 287,333 $ 22,000
Cabarrus, North Carolina 3 $ 1,625,000 $ 541,666 $ 260,000
Catawba, North Carolina 3 $ 789,000 $ 263,000 $ 133,000
Durham, North Carolina 3 $ 890,000 $ 296,666 $ 62,000
Franklin, North Carolina 3 $ 398,000 $ 132,666 $ 66,000
Gaston, North Carolina 3 $ 534,000 $ 178,000 $ 113,000
Lee, North Carolina 3 $ 701,000 $ 233,666 $ 230,000
Butler, Ohio 3 $ 504,000 $ 168,000 $ 101,000
Delaware, Ohio 3 $ 583,000 $ 194,333 $ 64,000
Lorain, Ohio 3 $ 570,000 $ 190,000 $ 148,000
Mahoning, Ohio 3 $ 341,000 $ 113,666 $ 79,000
Medina, Ohio 3 $ 580,000 $ 193,333 $ 26,000
Miami, Ohio 3 $ 570,000 $ 190,000 $ 64,000
Wood, Ohio 3 $ 716,000 $ 238,666 $ 32,000
Carter, Oklahoma 3 $ 588,000 $ 196,000 $ 68,000
Comanche, Oklahoma 3 $ 864,000 $ 288,000 $ 110,000
Creek, Oklahoma 3 $ 201,000 $ 67,000 $ 36,000
Delaware, Oklahoma 3 $ 487,000 $ 162,333 $ 117,000
Rogers, Oklahoma 3 $ 789,000 $ 263,000 $ 65,000
Clackamas, Oregon 3 $ 836,000 $ 278,666 $ 121,000
Yamhill, Oregon 3 $ 655,000 $ 218,333 $ 96,000
Beaver, Pennsylvania 3 $ 627,000 $ 209,000 $ 113,000
Butler, Pennsylvania 3 $ 876,000 $ 292,000 $ 139,000
Centre, Pennsylvania 3 $ 738,000 $ 246,000 $ 98,000
Dauphin, Pennsylvania 3 $ 558,000 $ 186,000 $ 51,000
Franklin, Pennsylvania 3 $ 766,000 $ 255,333 $ 177,000
Pike, Pennsylvania 3 $ 180,000 $ 60,000 $ 82,000
Lexington, South Carolina 3 $ 820,000 $ 273,333 $ 142,000
Oconee, South Carolina 3 $ 926,000 $ 308,666 $ 143,000
Meade, South Dakota 3 $ 995,000 $ 331,666 $ 130,000
Blount, Tennessee 3 $ 678,000 $ 226,000 $ 93,000
Franklin, Tennessee 3 $ 367,000 $ 122,333 $ 54,000
McMinn, Tennessee 3 $ 489,000 $ 163,000 $ 43,000
Sevier, Tennessee 3 $ 795,000 $ 265,000 $ 111,000
Atascosa, Texas 3 $ 558,000 $ 186,000 $ 44,000
Bastrop, Texas 3 $ 282,000 $ 94,000 $ 21,000
Brazos, Texas 3 $ 809,000 $ 269,666 $ 145,000
Ector, Texas 3 $ 247,000 $ 82,333 $ 12,000
Hardin, Texas 3 $ 402,000 $ 134,000 $ 37,000
Hood, Texas 3 $ 780,000 $ 260,000 $ 109,000
Midland, Texas 3 $ 630,000 $ 210,000 $ 54,000
Val Verde, Texas 3 $ 581,000 $ 193,666 $ 110,000
Webb, Texas 3 $ 551,000 $ 183,666 $ 99,000
Wasatch, Utah 3 $ 772,000 $ 257,333 $ 156,000
Albemarle, Virginia 3 $ 741,000 $ 247,000 $ 85,000
Hampton, Virginia 3 $ 613,000 $ 204,333 $ 42,000
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Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,148 $1,079,606,000 $260,000 $2,067,000 $108,000 $1,370,000
Refinancing 2,525 $652,979,000 $258,000 $1,144,000 $90,000 $1,471,000
Home Improvement 186 $42,455,000 $228,000 $1,000,000 $104,000 $419,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,790 $1,207,777,000 $252,000 $1,941,000 $100,000 $1,471,000
Not Provided 897 $255,013,000 $284,000 $1,213,000 $110,000 $996,000
Asian 442 $127,361,000 $288,000 $900,000 $133,000 $1,370,000
Hispanic 353 $88,583,000 $250,000 $807,000 $87,000 $524,000
Black or African American 286 $71,218,000 $249,000 $800,000 $83,000 $329,000
American Indian or Alaskan Native 42 $10,317,000 $245,000 $875,000 $82,000 $292,000
Native Hawaiian or Other Pacific Islander 31 $8,183,000 $263,000 $618,000 $92,000 $298,000
Not applicable 18 $6,588,000 $366,000 $2,067,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,508 $797,728,000 $227,000 $2,067,000 $117,000 $1,471,000
VA-guaranteed (Veterans Administration) 2,869 $879,230,000 $306,000 $1,480,000 $87,000 $1,013,000
FHA-insured (Federal Housing Administration) 457 $94,151,000 $206,000 $743,000 $78,000 $568,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $3,931,000 $157,000 $469,000 $60,000 $128,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,389 $1,180,477,000 $268,000 $2,067,000 $102,000 $1,127,000
Application Withdrawn By Applicant 1,132 $299,839,000 $264,000 $1,480,000 $118,000 $1,370,000
Application Denied By Financial Institution 1,119 $275,775,000 $246,000 $1,941,000 $102,000 $1,471,000
Loan Purchased By The Institution 198 $14,214,000 $71,000 $403,000 $0 $52,000
Application Approved But Not Accepted 17 $3,757,000 $221,000 $442,000 $92,000 $297,000
Preapproval Denied by Financial Institution 4 $978,000 $244,000 $393,000 $88,000 $125,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 504 $132,832,000 $263,000 $1,177,000 $111,000 $1,200,000
Debt-To-Income Ratio 180 $43,958,000 $244,000 $1,941,000 $72,000 $415,000
Credit History 171 $34,945,000 $204,000 $730,000 $97,000 $1,471,000
Collateral 166 $43,300,000 $260,000 $800,000 $119,000 $467,000
Other 39 $8,363,000 $214,000 $533,000 $91,000 $222,000
Unverifiable Information 28 $6,720,000 $240,000 $691,000 $131,000 $480,000
Employment History 18 $3,472,000 $192,000 $339,000 $75,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 17 $3,163,000 $186,000 $500,000 $75,000 $212,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess National Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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