Credit Human Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Credit Human Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Credit Human Federal Credit Union 6061 Ih 10 West San Antonio, TX 78201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 19,824 |
| Total Mortgage Loan Application Amount | $1,374,809,000 |
| Average Mortgage Loan Application Amount | $55,666 |
| Highest Mortgage Loan Application Amount | $887,000 |
| Average Applicant Income | $69,666 |
| Highest Applicant Income | $1,572,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Credit Human Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Credit Human Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Credit Human Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Credit Human Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Credit Human Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Credit Human Federal Credit Union's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SAN ANTONIO-NEW BRAUNFELS, TX | 757 | $ 49,159,000 | $ 64,000 | $ 68,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 408 | $ 47,338,000 | $ 116,000 | $ 92,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 401 | $ 28,366,000 | $ 70,000 | $ 79,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 392 | $ 31,058,000 | $ 79,000 | $ 74,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 380 | $ 30,866,000 | $ 81,000 | $ 82,000 |
| SAN DIEGO-CARLSBAD, CA | 370 | $ 29,061,000 | $ 78,000 | $ 72,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 294 | $ 15,437,000 | $ 52,000 | $ 60,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 255 | $ 24,961,000 | $ 97,000 | $ 82,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 245 | $ 13,796,000 | $ 56,000 | $ 70,000 |
| BATON ROUGE, LA | 194 | $ 12,365,000 | $ 63,000 | $ 58,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 187 | $ 11,111,000 | $ 58,500 | $ 58,500 |
| SANTA ROSA, CA | 186 | $ 15,036,000 | $ 80,000 | $ 72,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 135 | $ 11,151,000 | $ 82,000 | $ 67,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 123 | $ 7,122,000 | $ 57,000 | $ 62,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 121 | $ 7,555,000 | $ 62,000 | $ 62,000 |
| AUSTIN-ROUND ROCK, TX | 113 | $ 6,984,000 | $ 61,000 | $ 67,000 |
| DENVER-AURORA-LAKEWOOD, CO | 110 | $ 5,894,000 | $ 53,000 | $ 60,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 109 | $ 5,874,000 | $ 53,000 | $ 57,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 109 | $ 6,109,000 | $ 56,000 | $ 61,000 |
| SALEM, OR | 94 | $ 4,898,000 | $ 52,000 | $ 49,000 |
| ALBANY-SCHENECTADY-TROY, NY | 89 | $ 5,215,000 | $ 58,000 | $ 55,000 |
| ROCHESTER, NY | 88 | $ 4,397,000 | $ 49,000 | $ 50,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 86 | $ 5,006,000 | $ 58,000 | $ 59,000 |
| NAPA, CA | 83 | $ 8,129,000 | $ 97,000 | $ 89,000 |
| TULSA, OK | 75 | $ 4,891,000 | $ 65,000 | $ 60,000 |
| EL PASO, TX | 72 | $ 4,203,000 | $ 58,000 | $ 45,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 72 | $ 5,125,000 | $ 71,500 | $ 69,500 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 71 | $ 4,478,000 | $ 63,000 | $ 47,000 |
| KNOXVILLE, TN | 71 | $ 5,295,000 | $ 74,000 | $ 43,000 |
| SHREVEPORT-BOSSIER CITY, LA | 70 | $ 5,408,000 | $ 77,000 | $ 54,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 69 | $ 4,552,000 | $ 67,666 | $ 51,333 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 69 | $ 4,585,000 | $ 66,000 | $ 55,000 |
| DALLAS-PLANO-IRVING, TX | 68 | $ 3,637,000 | $ 53,000 | $ 80,000 |
| CAPE CORAL-FORT MYERS, FL | 67 | $ 4,243,000 | $ 63,000 | $ 79,000 |
| TUCSON, AZ | 67 | $ 3,360,000 | $ 50,000 | $ 54,000 |
| EUGENE, OR | 65 | $ 4,133,000 | $ 63,000 | $ 62,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 63 | $ 6,341,000 | $ 100,000 | $ 82,000 |
| CINCINNATI, OH-KY-IN | 61 | $ 4,637,000 | $ 70,000 | $ 51,500 |
| PRESCOTT, AZ | 59 | $ 3,615,000 | $ 61,000 | $ 53,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 58 | $ 2,379,000 | $ 44,500 | $ 41,000 |
| FORT WORTH-ARLINGTON, TX | 56 | $ 2,992,000 | $ 53,000 | $ 55,000 |
| BEAUMONT-PORT ARTHUR, TX | 55 | $ 3,663,000 | $ 66,000 | $ 63,000 |
| FARMINGTON, NM | 55 | $ 3,973,000 | $ 72,000 | $ 43,000 |
| SYRACUSE, NY | 54 | $ 2,938,000 | $ 54,000 | $ 45,000 |
| ASHEVILLE, NC | 53 | $ 3,751,000 | $ 70,000 | $ 45,000 |
| LAKE CHARLES, LA | 52 | $ 3,198,000 | $ 61,000 | $ 55,000 |
| COLLEGE STATION-BRYAN, TX | 51 | $ 2,959,000 | $ 58,000 | $ 58,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 51 | $ 3,701,000 | $ 72,000 | $ 55,000 |
| SAN RAFAEL, CA | 51 | $ 7,477,000 | $ 146,000 | $ 97,000 |
| TACOMA-LAKEWOOD, WA | 51 | $ 3,141,000 | $ 61,000 | $ 65,000 |
| OLYMPIA-TUMWATER, WA | 50 | $ 2,991,000 | $ 59,000 | $ 62,000 |
| SPARTANBURG, SC | 49 | $ 3,498,000 | $ 71,000 | $ 50,000 |
| VALLEJO-FAIRFIELD, CA | 49 | $ 3,305,000 | $ 67,000 | $ 69,000 |
| OKLAHOMA CITY, OK | 48 | $ 3,049,000 | $ 63,000 | $ 76,000 |
| UTICA-ROME, NY | 47 | $ 3,008,000 | $ 64,000 | $ 49,000 |
| BOISE CITY, ID | 46 | $ 2,959,000 | $ 64,000 | $ 47,000 |
| BIRMINGHAM-HOOVER, AL | 45 | $ 2,988,000 | $ 66,000 | $ 50,000 |
| HOUMA-THIBODAUX, LA | 45 | $ 3,170,000 | $ 70,000 | $ 54,000 |
| SALT LAKE CITY, UT | 44 | $ 2,415,000 | $ 54,000 | $ 45,000 |
| CORPUS CHRISTI, TX | 43 | $ 2,620,000 | $ 60,000 | $ 63,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 43 | $ 3,633,000 | $ 84,000 | $ 48,000 |
| ODESSA, TX | 43 | $ 3,329,000 | $ 77,000 | $ 67,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 43 | $ 5,581,000 | $ 129,000 | $ 96,000 |
| SANTA MARIA-SANTA BARBARA, CA | 41 | $ 3,293,000 | $ 80,000 | $ 72,000 |
| CHARLESTON, WV | 40 | $ 2,712,000 | $ 67,000 | $ 67,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 40 | $ 2,163,000 | $ 54,000 | $ 66,000 |
| FORT SMITH, AR-OK | 40 | $ 2,334,000 | $ 57,500 | $ 57,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 39 | $ 1,954,000 | $ 50,000 | $ 49,000 |
| LAFAYETTE, LA | 39 | $ 1,742,000 | $ 44,000 | $ 67,000 |
| NEW ORLEANS-METAIRIE, LA | 38 | $ 2,109,000 | $ 55,000 | $ 49,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 37 | $ 3,094,000 | $ 83,000 | $ 64,000 |
| OGDEN-CLEARFIELD, UT | 37 | $ 1,238,000 | $ 33,000 | $ 43,000 |
| PITTSBURGH, PA | 37 | $ 1,925,000 | $ 52,000 | $ 50,000 |
| TYLER, TX | 37 | $ 2,306,000 | $ 62,000 | $ 65,000 |
| VICTORIA, TX | 37 | $ 2,274,000 | $ 61,000 | $ 69,000 |
| GREELEY, CO | 36 | $ 2,423,000 | $ 67,000 | $ 57,000 |
| MIDLAND, TX | 36 | $ 2,400,000 | $ 66,000 | $ 60,000 |
| OCALA, FL | 36 | $ 2,915,000 | $ 80,000 | $ 50,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 36 | $ 2,030,000 | $ 56,000 | $ 62,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 35 | $ 2,709,000 | $ 77,000 | $ 48,000 |
| SALINAS, CA | 35 | $ 2,590,000 | $ 74,000 | $ 77,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 35 | $ 1,093,000 | $ 31,000 | $ 40,000 |
| MORGANTOWN, WV | 34 | $ 1,584,000 | $ 46,000 | $ 48,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 34 | $ 2,061,000 | $ 60,000 | $ 64,000 |
| SANTA CRUZ-WATSONVILLE, CA | 34 | $ 4,804,000 | $ 141,000 | $ 78,000 |
| SPOKANE-SPOKANE VALLEY, WA | 34 | $ 1,949,000 | $ 57,000 | $ 52,000 |
| ST. LOUIS, MO-IL | 33 | $ 1,320,000 | $ 41,500 | $ 44,500 |
| STOCKTON-LODI, CA | 33 | $ 2,016,000 | $ 61,000 | $ 53,000 |
| BEND-REDMOND, OR | 32 | $ 1,705,000 | $ 53,000 | $ 46,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 32 | $ 2,042,000 | $ 63,000 | $ 68,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 32 | $ 1,707,000 | $ 50,500 | $ 50,750 |
| JACKSON, MS | 31 | $ 1,823,000 | $ 58,000 | $ 55,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 30 | $ 1,440,000 | $ 48,000 | $ 53,000 |
| CHATTANOOGA, TN-GA | 30 | $ 1,938,000 | $ 64,500 | $ 46,500 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 30 | $ 2,286,000 | $ 73,000 | $ 44,500 |
| AMARILLO, TX | 29 | $ 1,872,000 | $ 64,000 | $ 52,000 |
| JOHNSON CITY, TN | 29 | $ 2,060,000 | $ 71,000 | $ 41,000 |
| MEDFORD, OR | 29 | $ 1,721,000 | $ 59,000 | $ 48,000 |
| MEMPHIS, TN-MS-AR | 29 | $ 2,165,000 | $ 75,666 | $ 54,000 |
| PROVO-OREM, UT | 29 | $ 1,219,000 | $ 42,000 | $ 40,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 28 | $ 1,227,000 | $ 43,000 | $ 56,000 |
| HARRISBURG-CARLISLE, PA | 28 | $ 1,073,000 | $ 38,000 | $ 52,000 |
| BOWLING GREEN, KY | 27 | $ 2,337,000 | $ 86,000 | $ 51,000 |
| HOT SPRINGS, AR | 27 | $ 1,633,000 | $ 60,000 | $ 61,000 |
| LANCASTER, PA | 27 | $ 1,538,000 | $ 56,000 | $ 46,000 |
| YORK-HANOVER, PA | 27 | $ 1,295,000 | $ 47,000 | $ 54,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 25 | $ 1,015,000 | $ 40,000 | $ 48,000 |
| CLEVELAND-ELYRIA, OH | 25 | $ 1,011,000 | $ 40,000 | $ 42,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 25 | $ 1,247,000 | $ 53,000 | $ 45,500 |
| SALISBURY, MD-DE | 25 | $ 1,387,000 | $ 45,500 | $ 53,000 |
| OWENSBORO, KY | 24 | $ 1,616,000 | $ 67,000 | $ 49,000 |
| RENO, NV | 24 | $ 884,000 | $ 36,000 | $ 49,000 |
| ABILENE, TX | 23 | $ 1,613,000 | $ 70,000 | $ 50,000 |
| DOTHAN, AL | 23 | $ 1,303,000 | $ 56,000 | $ 44,000 |
| DOVER, DE | 23 | $ 1,551,000 | $ 67,000 | $ 50,000 |
| MODESTO, CA | 23 | $ 1,045,000 | $ 45,000 | $ 68,000 |
| MONROE, LA | 23 | $ 1,352,000 | $ 58,000 | $ 52,000 |
| PUNTA GORDA, FL | 23 | $ 1,569,000 | $ 68,000 | $ 67,000 |
| READING, PA | 23 | $ 1,176,000 | $ 51,000 | $ 52,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 22 | $ 1,881,000 | $ 85,000 | $ 66,000 |
| DALTON, GA | 22 | $ 1,652,000 | $ 75,000 | $ 45,000 |
| KILLEEN-TEMPLE, TX | 22 | $ 1,466,000 | $ 66,000 | $ 54,000 |
| REDDING, CA | 22 | $ 983,000 | $ 44,000 | $ 52,000 |
| WILMINGTON, DE-MD-NJ | 22 | $ 1,201,000 | $ 55,000 | $ 54,500 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 21 | $ 1,543,000 | $ 73,000 | $ 49,000 |
| BREMERTON-SILVERDALE, WA | 20 | $ 976,000 | $ 48,000 | $ 60,000 |
| COLUMBIA, SC | 20 | $ 1,311,000 | $ 65,000 | $ 41,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 20 | $ 971,000 | $ 48,500 | $ 35,000 |
| JACKSONVILLE, FL | 20 | $ 1,500,000 | $ 75,000 | $ 63,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 20 | $ 908,000 | $ 45,500 | $ 45,500 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 20 | $ 989,000 | $ 49,000 | $ 48,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 20 | $ 1,357,000 | $ 67,000 | $ 61,000 |
| TALLAHASSEE, FL | 20 | $ 1,604,000 | $ 80,000 | $ 40,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 20 | $ 1,378,000 | $ 68,000 | $ 66,000 |
| WINCHESTER, VA-WV | 20 | $ 613,000 | $ 30,000 | $ 39,000 |
| ALEXANDRIA, LA | 19 | $ 1,103,000 | $ 58,000 | $ 42,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 19 | $ 1,720,000 | $ 90,000 | $ 72,000 |
| LAKELAND-WINTER HAVEN, FL | 19 | $ 866,000 | $ 45,000 | $ 48,000 |
| WATERTOWN-FORT DRUM, NY | 19 | $ 912,000 | $ 48,000 | $ 45,000 |
| YUMA, AZ | 19 | $ 1,730,000 | $ 91,000 | $ 165,000 |
| CHICO, CA | 18 | $ 892,000 | $ 49,000 | $ 69,000 |
| COLORADO SPRINGS, CO | 18 | $ 1,000,000 | $ 55,000 | $ 59,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 18 | $ 1,189,000 | $ 66,000 | $ 57,000 |
| LAS CRUCES, NM | 18 | $ 1,127,000 | $ 62,000 | $ 46,000 |
| LEBANON, PA | 18 | $ 819,000 | $ 45,000 | $ 53,000 |
| LONGVIEW, TX | 18 | $ 1,277,000 | $ 70,000 | $ 71,000 |
| WACO, TX | 18 | $ 964,000 | $ 53,000 | $ 45,000 |
| AUBURN-OPELIKA, AL | 17 | $ 929,000 | $ 54,000 | $ 44,000 |
| BINGHAMTON, NY | 17 | $ 1,190,000 | $ 70,000 | $ 49,000 |
| HOMOSASSA SPRINGS, FL | 17 | $ 1,336,000 | $ 78,000 | $ 57,000 |
| CHAMPAIGN-URBANA, IL | 16 | $ 812,000 | $ 50,000 | $ 36,000 |
| DES MOINES-WEST DES MOINES, IA | 16 | $ 689,000 | $ 43,000 | $ 58,000 |
| FORT COLLINS, CO | 16 | $ 748,000 | $ 46,000 | $ 45,000 |
| ALBUQUERQUE, NM | 15 | $ 879,000 | $ 58,000 | $ 53,000 |
| ALBANY, OR | 14 | $ 771,000 | $ 55,000 | $ 51,000 |
| FRESNO, CA | 14 | $ 729,000 | $ 52,000 | $ 68,000 |
| GRAND JUNCTION, CO | 14 | $ 664,000 | $ 47,000 | $ 46,000 |
| HAMMOND, LA | 14 | $ 879,000 | $ 62,000 | $ 43,000 |
| MOBILE, AL | 14 | $ 1,025,000 | $ 73,000 | $ 50,000 |
| TUSCALOOSA, AL | 14 | $ 701,000 | $ 50,000 | $ 60,000 |
| WINSTON-SALEM, NC | 14 | $ 918,000 | $ 65,000 | $ 40,000 |
| BAKERSFIELD, CA | 13 | $ 710,000 | $ 54,000 | $ 76,000 |
| BOULDER, CO | 13 | $ 771,000 | $ 59,000 | $ 57,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 13 | $ 853,000 | $ 70,500 | $ 40,000 |
| ITHACA, NY | 13 | $ 550,000 | $ 42,000 | $ 55,000 |
| JONESBORO, AR | 13 | $ 821,000 | $ 63,000 | $ 35,000 |
| MOUNT VERNON-ANACORTES, WA | 13 | $ 863,000 | $ 66,000 | $ 82,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 13 | $ 769,000 | $ 59,000 | $ 53,000 |
| PINE BLUFF, AR | 13 | $ 763,000 | $ 58,000 | $ 45,000 |
| DECATUR, AL | 12 | $ 779,000 | $ 64,000 | $ 71,000 |
| EVANSVILLE, IN-KY | 12 | $ 926,000 | $ 71,000 | $ 42,000 |
| FLAGSTAFF, AZ | 12 | $ 1,038,000 | $ 86,000 | $ 57,000 |
| HATTIESBURG, MS | 12 | $ 575,000 | $ 47,000 | $ 45,000 |
| KENNEWICK-RICHLAND, WA | 12 | $ 903,000 | $ 75,000 | $ 65,000 |
| MCALLEN-EDINBURG-MISSION, TX | 12 | $ 703,000 | $ 58,000 | $ 77,000 |
| MONTGOMERY, AL | 12 | $ 787,000 | $ 65,000 | $ 50,000 |
| WALLA WALLA, WA | 12 | $ 764,000 | $ 63,000 | $ 56,000 |
| WENATCHEE, WA | 12 | $ 895,000 | $ 74,000 | $ 82,000 |
| WILMINGTON, NC | 12 | $ 871,000 | $ 72,000 | $ 84,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 11 | $ 639,000 | $ 83,500 | $ 49,500 |
| FLORENCE, SC | 11 | $ 1,115,000 | $ 101,000 | $ 66,000 |
| GETTYSBURG, PA | 11 | $ 651,000 | $ 59,000 | $ 46,000 |
| GRANTS PASS, OR | 11 | $ 527,000 | $ 47,000 | $ 43,000 |
| IOWA CITY, IA | 11 | $ 579,000 | $ 52,000 | $ 51,000 |
| KANSAS CITY, MO-KS | 11 | $ 473,000 | $ 42,000 | $ 40,500 |
| LAKE HAVASU CITY-KINGMAN, AZ | 11 | $ 481,000 | $ 43,000 | $ 79,000 |
| SIERRA VISTA-DOUGLAS, AZ | 11 | $ 870,000 | $ 79,000 | $ 55,000 |
| BILLINGS, MT | 10 | $ 617,000 | $ 61,000 | $ 122,000 |
| CEDAR RAPIDS, IA | 10 | $ 481,000 | $ 48,000 | $ 51,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 10 | $ 424,000 | $ 42,000 | $ 39,000 |
| COLUMBUS, OH | 10 | $ 408,000 | $ 40,000 | $ 40,000 |
| KINGSTON, NY | 10 | $ 612,000 | $ 61,000 | $ 68,000 |
| TEXARKANA, TX-AR | 10 | $ 688,000 | $ 80,500 | $ 105,000 |
| THE VILLAGES, FL | 10 | $ 748,000 | $ 74,000 | $ 60,000 |
| YAKIMA, WA | 10 | $ 747,000 | $ 74,000 | $ 40,000 |
| BECKLEY, WV | 9 | $ 674,000 | $ 74,000 | $ 63,000 |
| CARSON CITY, NV | 9 | $ 283,000 | $ 31,000 | $ 38,000 |
| COEUR D'ALENE, ID | 9 | $ 569,000 | $ 63,000 | $ 37,000 |
| HUNTSVILLE, AL | 9 | $ 447,000 | $ 49,000 | $ 42,000 |
| LONGVIEW, WA | 9 | $ 558,000 | $ 62,000 | $ 57,000 |
| LUBBOCK, TX | 9 | $ 746,000 | $ 82,000 | $ 55,000 |
| RALEIGH, NC | 9 | $ 739,000 | $ 82,000 | $ 40,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 9 | $ 498,000 | $ 39,000 | $ 41,500 |
| VISALIA-PORTERVILLE, CA | 9 | $ 379,000 | $ 42,000 | $ 64,000 |
| YUBA CITY, CA | 9 | $ 413,000 | $ 45,000 | $ 54,000 |
| CARBONDALE-MARION, IL | 8 | $ 870,000 | $ 108,000 | $ 93,000 |
| JACKSON, TN | 8 | $ 559,000 | $ 69,000 | $ 36,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 8 | $ 659,000 | $ 82,000 | $ 57,000 |
| PUEBLO, CO | 8 | $ 548,000 | $ 68,000 | $ 50,000 |
| ROCKFORD, IL | 8 | $ 337,000 | $ 42,000 | $ 53,000 |
| ROME, GA | 8 | $ 705,000 | $ 88,000 | $ 69,000 |
| SPRINGFIELD, MO | 8 | $ 359,000 | $ 44,000 | $ 40,000 |
| BRUNSWICK, GA | 7 | $ 359,000 | $ 51,000 | $ 52,000 |
| CLARKSVILLE, TN-KY | 7 | $ 519,000 | $ 70,000 | $ 53,500 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 7 | $ 184,000 | $ 26,000 | $ 55,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 7 | $ 482,000 | $ 68,000 | $ 42,000 |
| ERIE, PA | 7 | $ 244,000 | $ 34,000 | $ 42,000 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 529,000 | $ 75,000 | $ 48,000 |
| GREENSBORO-HIGH POINT, NC | 7 | $ 473,000 | $ 67,000 | $ 39,000 |
| LINCOLN, NE | 7 | $ 210,000 | $ 30,000 | $ 48,000 |
| LYNCHBURG, VA | 7 | $ 385,000 | $ 55,000 | $ 46,000 |
| PARKERSBURG-VIENNA, WV | 7 | $ 392,000 | $ 56,000 | $ 50,000 |
| SAN ANGELO, TX | 7 | $ 433,000 | $ 61,000 | $ 59,000 |
| SANTA FE, NM | 7 | $ 482,000 | $ 68,000 | $ 78,000 |
| SHERMAN-DENISON, TX | 7 | $ 507,000 | $ 72,000 | $ 73,000 |
| TOLEDO, OH | 7 | $ 226,000 | $ 32,000 | $ 47,000 |
| ALBANY, GA | 6 | $ 514,000 | $ 85,000 | $ 113,000 |
| BURLINGTON, NC | 6 | $ 332,000 | $ 55,000 | $ 43,000 |
| COLUMBUS, GA-AL | 6 | $ 465,000 | $ 66,500 | $ 48,500 |
| FAYETTEVILLE, NC | 6 | $ 331,000 | $ 55,000 | $ 56,000 |
| GOLDSBORO, NC | 6 | $ 360,000 | $ 60,000 | $ 35,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 6 | $ 203,000 | $ 33,000 | $ 50,000 |
| MADISON, WI | 6 | $ 165,000 | $ 27,000 | $ 41,000 |
| MORRISTOWN, TN | 6 | $ 475,000 | $ 79,000 | $ 51,000 |
| SIOUX FALLS, SD | 6 | $ 348,000 | $ 58,000 | $ 69,000 |
| WICHITA, KS | 6 | $ 304,000 | $ 50,000 | $ 52,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 5 | $ 253,000 | $ 50,000 | $ 31,000 |
| BROWNSVILLE-HARLINGEN, TX | 5 | $ 285,000 | $ 57,000 | $ 72,000 |
| CORVALLIS, OR | 5 | $ 448,000 | $ 89,000 | $ 48,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 5 | $ 164,000 | $ 32,000 | $ 55,000 |
| EAST STROUDSBURG, PA | 5 | $ 473,000 | $ 94,000 | $ 48,000 |
| ELMIRA, NY | 5 | $ 480,000 | $ 96,000 | $ 108,000 |
| GAINESVILLE, FL | 5 | $ 529,000 | $ 105,000 | $ 67,000 |
| HANFORD-CORCORAN, CA | 5 | $ 170,000 | $ 34,000 | $ 49,000 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 266,000 | $ 53,000 | $ 72,000 |
| LEWISTON, ID-WA | 5 | $ 328,000 | $ 66,500 | $ 55,500 |
| MACON, GA | 5 | $ 416,000 | $ 83,000 | $ 67,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 5 | $ 216,000 | $ 43,000 | $ 44,000 |
| PANAMA CITY, FL | 5 | $ 401,000 | $ 80,000 | $ 40,000 |
| PORT ST. LUCIE, FL | 5 | $ 495,000 | $ 99,000 | $ 57,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 5 | $ 223,000 | $ 44,000 | $ 69,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 334,000 | $ 66,000 | $ 84,000 |
| VALDOSTA, GA | 5 | $ 456,000 | $ 91,000 | $ 88,000 |
| WARNER ROBINS, GA | 5 | $ 435,000 | $ 87,000 | $ 67,000 |
| BELLINGHAM, WA | 4 | $ 278,000 | $ 69,000 | $ 78,000 |
| BLOOMINGTON, IL | 4 | $ 206,000 | $ 51,000 | $ 68,000 |
| CLEVELAND, TN | 4 | $ 439,000 | $ 109,000 | $ 33,000 |
| DECATUR, IL | 4 | $ 114,000 | $ 28,000 | $ 31,000 |
| ELGIN, IL | 4 | $ 160,000 | $ 40,000 | $ 93,000 |
| FARGO, ND-MN | 4 | $ 149,000 | $ 37,000 | $ 50,500 |
| GLENS FALLS, NY | 4 | $ 178,000 | $ 44,000 | $ 40,000 |
| GREENVILLE, NC | 4 | $ 216,000 | $ 54,000 | $ 35,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 4 | $ 238,000 | $ 59,000 | $ 92,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 4 | $ 280,000 | $ 70,000 | $ 64,000 |
| LAWTON, OK | 4 | $ 246,000 | $ 61,000 | $ 44,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 393,000 | $ 98,000 | $ 41,000 |
| LIMA, OH | 4 | $ 186,000 | $ 46,000 | $ 133,000 |
| MERCED, CA | 4 | $ 128,000 | $ 32,000 | $ 47,000 |
| MISSOULA, MT | 4 | $ 221,000 | $ 55,000 | $ 35,000 |
| NEW BERN, NC | 4 | $ 207,000 | $ 51,000 | $ 56,000 |
| RICHMOND, VA | 4 | $ 369,000 | $ 92,000 | $ 58,000 |
| SAVANNAH, GA | 4 | $ 274,000 | $ 68,000 | $ 58,000 |
| SPRINGFIELD, IL | 4 | $ 197,000 | $ 49,000 | $ 41,000 |
| WICHITA FALLS, TX | 4 | $ 237,000 | $ 59,000 | $ 103,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 187,000 | $ 62,000 | $ 54,000 |
| CHEYENNE, WY | 3 | $ 171,000 | $ 57,000 | $ 48,000 |
| DULUTH, MN-WI | 3 | $ 103,000 | $ 34,000 | $ 35,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 243,000 | $ 81,000 | $ 38,000 |
| GADSDEN, AL | 3 | $ 207,000 | $ 69,000 | $ 60,000 |
| HINESVILLE, GA | 3 | $ 249,000 | $ 83,000 | $ 39,000 |
| IDAHO FALLS, ID | 3 | $ 141,000 | $ 47,000 | $ 58,000 |
| JACKSONVILLE, NC | 3 | $ 183,000 | $ 61,000 | $ 41,000 |
| JOPLIN, MO | 3 | $ 190,000 | $ 63,000 | $ 37,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $ 147,000 | $ 49,000 | $ 71,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 88,000 | $ 28,000 | $ 48,000 |
| RACINE, WI | 3 | $ 147,000 | $ 49,000 | $ 21,000 |
| RAPID CITY, SD | 3 | $ 77,000 | $ 25,000 | $ 48,000 |
| ROCKY MOUNT, NC | 3 | $ 200,000 | $ 66,000 | $ 52,000 |
| STATE COLLEGE, PA | 3 | $ 96,000 | $ 32,000 | $ 24,000 |
| WAUSAU, WI | 3 | $ 50,000 | $ 16,000 | $ 35,000 |
| AKRON, OH | 2 | $ 81,000 | $ 40,000 | $ 59,000 |
| ANN ARBOR, MI | 2 | $ 42,000 | $ 21,000 | $ 30,000 |
| BISMARCK, ND | 2 | $ 77,000 | $ 38,000 | $ 54,000 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 159,000 | $ 79,000 | $ 38,000 |
| COLUMBUS, IN | 2 | $ 142,000 | $ 71,000 | $ 26,000 |
| DUBUQUE, IA | 2 | $ 122,000 | $ 61,000 | $ 67,000 |
| EL CENTRO, CA | 2 | $ 150,000 | $ 75,000 | $ 87,000 |
| FORT WAYNE, IN | 2 | $ 73,000 | $ 36,000 | $ 27,000 |
| GAINESVILLE, GA | 2 | $ 54,000 | $ 27,000 | $ 24,000 |
| GARY, IN | 2 | $ 48,000 | $ 24,000 | $ 26,000 |
| GRAND FORKS, ND-MN | 2 | $ 96,000 | $ 48,000 | $ 54,000 |
| GREEN BAY, WI | 2 | $ 76,000 | $ 38,000 | $ 24,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 81,000 | $ 40,000 | $ 73,000 |
| KANKAKEE, IL | 2 | $ 59,000 | $ 29,000 | $ 34,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 55,000 | $ 27,000 | $ 44,000 |
| LAREDO, TX | 2 | $ 185,000 | $ 92,000 | $ 30,000 |
| MADERA, CA | 2 | $ 101,000 | $ 50,000 | $ 44,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 40,000 | $ 20,000 | $ 38,000 |
| MONROE, MI | 2 | $ 88,000 | $ 44,000 | $ 36,000 |
| PEORIA, IL | 2 | $ 92,000 | $ 46,000 | $ 103,000 |
| POCATELLO, ID | 2 | $ 52,000 | $ 26,000 | $ 31,000 |
| ROANOKE, VA | 2 | $ 142,000 | $ 71,000 | $ 28,000 |
| SEBRING, FL | 2 | $ 68,000 | $ 34,000 | $ 41,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 29,000 | $ 14,000 | $ 41,000 |
| SPRINGFIELD, OH | 2 | $ 62,000 | $ 31,000 | $ 40,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 72,000 | $ 36,000 | $ 31,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 65,000 | $ 32,500 | $ 29,500 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| BLOOMINGTON, IN | 1 | $ 16,000 | $ 16,000 | $ 46,000 |
| BOSTON, MA | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| CASPER, WY | 1 | $ 41,000 | $ 41,000 | $ 28,000 |
| CHARLOTTESVILLE, VA | 1 | $ 59,000 | $ 59,000 | $ 47,000 |
| CUMBERLAND, MD-WV | 1 | $ 47,000 | $ 47,000 | $ 34,000 |
| DAYTON, OH | 1 | $ 37,000 | $ 37,000 | $ 28,000 |
| ELKHART-GOSHEN, IN | 1 | $ 13,000 | $ 13,000 | $ 25,000 |
| GREAT FALLS, MT | 1 | $ 17,000 | $ 17,000 | $ 92,000 |
| HARRISONBURG, VA | 1 | $ 51,000 | $ 51,000 | $ 86,000 |
| JOHNSTOWN, PA | 1 | $ 42,000 | $ 42,000 | $ 66,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| LANSING-EAST LANSING, MI | 1 | $ 28,000 | $ 28,000 | $ 92,000 |
| LAWRENCE, KS | 1 | $ 56,000 | $ 56,000 | $ 49,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 42,000 | $ 42,000 | $ 30,000 |
| PHILADELPHIA, PA | 1 | $ 67,000 | $ 67,000 | $ 18,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1 | $ 38,000 | $ 38,000 | $ 75,000 |
| SUMTER, SC | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| TERRE HAUTE, IN | 1 | $ 57,000 | $ 57,000 | $ 26,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 31,000 | $ 31,000 | $ 26,000 |
| WHEELING, WV-OH | 1 | $ 88,000 | $ 88,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for Credit Human Federal Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 17,425 | $1,230,142,000 | $70,000 | $887,000 | $59,000 | $1,572,000 |
| Refinancing | 2,111 | $134,826,000 | $63,000 | $750,000 | $66,000 | $1,326,000 |
| Home Improvement | 288 | $9,841,000 | $34,000 | $180,000 | $84,000 | $480,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,428 | $925,931,000 | $68,000 | $813,000 | $61,000 | $1,572,000 |
| Hispanic | 2,829 | $194,983,000 | $68,000 | $347,000 | $58,000 | $1,326,000 |
| Not Provided | 1,737 | $119,382,000 | $68,000 | $887,000 | $62,000 | $1,018,000 |
| Black or African American | 1,056 | $74,910,000 | $70,000 | $380,000 | $48,000 | $840,000 |
| American Indian or Alaskan Native | 441 | $32,103,000 | $72,000 | $210,000 | $52,000 | $504,000 |
| Asian | 289 | $23,536,000 | $81,000 | $297,000 | $77,000 | $850,000 |
| Native Hawaiian or Other Pacific Islander | 44 | $3,964,000 | $90,000 | $247,000 | $67,000 | $204,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,824 | $1,374,809,000 | $69,000 | $887,000 | $60,000 | $1,572,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 13,303 | $930,251,000 | $69,000 | $887,000 | $55,000 | $1,560,000 |
| Loan Originated | 3,269 | $216,052,000 | $66,000 | $417,000 | $74,000 | $1,572,000 |
| Application Approved But Not Accepted | 2,846 | $194,030,000 | $68,000 | $347,000 | $67,000 | $850,000 |
| Application Withdrawn By Applicant | 406 | $34,476,000 | $84,000 | $750,000 | $83,000 | $460,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Human Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.