US Bank, N.A. Mortgage Lending & HMDA Data, 2012

In 2012, US Bank, N.A. of Cincinnati, OH reported 456,142 mortgage applications totaling $99.4 billion, up 50% from 2011. The average application was for $217,897, and applicants reported an average income of $55,598. 36% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (23,371), Chicago-Joliet-Naperville, IL (17,988) and St. Louis, MO-IL (16,927) (applications in parentheses).

Mortgage Company & Address US Bank, N.A.
425 Walnut Street
Cincinnati, OH 45202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 456,142
Total Mortgage Loan Application Amount $99,392,408,000
Average Mortgage Loan Application Amount $217,897
Highest Mortgage Loan Application Amount $36,950,000
Average Applicant Income $55,598
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for US Bank, N.A. by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Minneapolis-St. Paul-Bloomington, MN-WI 23,371 $ 4,946,729,000 $ 211,660 $ 74,156
Chicago-Joliet-Naperville, IL 17,988 $ 4,336,919,000 $ 241,100 $ 85,000
St. Louis, MO-IL 16,927 $ 3,054,913,000 $ 180,475 $ 60,454
Washington-Arlington-Alexandria, DC-VA-MD-WV 11,722 $ 4,150,880,000 $ 354,110 $ 16,199
Denver-Aurora-Broomfield, CO 9,875 $ 2,526,301,000 $ 255,827 $ 82,000
Kansas City, MO-KS 8,923 $ 1,741,562,000 $ 195,176 $ 49,570
Los Angeles-Long Beach-Glendale, CA 8,779 $ 3,542,726,000 $ 403,545 $ 106,000
Phoenix-Mesa-Glendale, AZ 7,815 $ 1,854,626,000 $ 237,316 $ 88,000
Boston-Quincy, MA 6,507 $ 1,868,691,000 $ 287,181 $ 15,000
Seattle-Bellevue-Everett, WA 6,059 $ 1,931,605,000 $ 318,799 $ 79,000
Portland-Vancouver-Hillsboro, OR-WA 5,881 $ 1,461,312,000 $ 248,480 $ 75,519
San Diego-Carlsbad-San Marcos, CA 5,371 $ 2,049,284,000 $ 381,546 $ 104,000
Cambridge-Newton-Framingham, MA 4,975 $ 1,490,479,000 $ 299,593 $ 18,000
Baltimore-Towson, MD 4,827 $ 1,286,459,000 $ 266,513 $ 22,000
Atlanta-Sandy Springs-Marietta, GA 4,718 $ 1,079,689,000 $ 228,844 $ 59,000
Cincinnati-Middletown, OH-KY-IN 4,717 $ 834,391,000 $ 176,890 $ 65,906
Milwaukee-Waukesha-West Allis, WI 4,631 $ 969,459,000 $ 209,341 $ 90,000
Oakland-Fremont-Hayward, CA 4,596 $ 1,827,054,000 $ 397,531 $ 83,000
Omaha-Council Bluffs, NE-IA 4,579 $ 715,164,000 $ 156,183 $ 47,508
Nashville-Davidson--Murfreesboro--Franklin, TN 4,457 $ 875,989,000 $ 196,542 $ 41,000
Santa Ana-Anaheim-Irvine, CA 4,273 $ 1,647,306,000 $ 385,515 $ 97,000
Riverside-San Bernardino-Ontario, CA 4,259 $ 981,737,000 $ 230,508 $ 69,000
San Jose-Sunnyvale-Santa Clara, CA 4,039 $ 1,858,005,000 $ 460,016 $ 115,000
San Francisco-San Mateo-Redwood City, CA 3,825 $ 1,786,849,000 $ 467,150 $ 124,000
Des Moines-West Des Moines, IA 3,746 $ 619,540,000 $ 165,387 $ 56,000
Bethesda-Rockville-Frederick, MD 3,705 $ 1,292,320,000 $ 348,804 $ 16,000
Houston-Sugar Land-Baytown, TX 3,691 $ 687,252,000 $ 186,196 $ 35,000
Little Rock-North Little Rock-Conway, AR 3,578 $ 602,335,000 $ 168,344 $ 26,000
Columbus, OH 3,571 $ 542,142,000 $ 151,817 $ 36,000
Salt Lake City, UT 3,437 $ 916,079,000 $ 266,534 $ 60,000
Sacramento--Arden-Arcade--Roseville, CA 3,238 $ 851,005,000 $ 262,818 $ 93,000
Oklahoma City, OK 3,124 $ 478,372,000 $ 153,128 $ 25,000
Philadelphia, PA 2,912 $ 735,766,000 $ 252,666 $ 27,000
Indianapolis-Carmel, IN 2,745 $ 405,694,000 $ 147,793 $ 38,000
Las Vegas-Paradise, NV 2,733 $ 537,391,000 $ 196,630 $ 68,000
Providence-New Bedford-Fall River, RI-MA 2,701 $ 604,249,000 $ 223,713 $ 12,778
Warren-Troy-Farmington Hills, MI 2,540 $ 497,079,000 $ 195,700 $ 68,000
Virginia Beach-Norfolk-Newport News, VA-NC 2,428 $ 575,251,000 $ 236,923 $ 18,563
Davenport-Moline-Rock Island, IA-IL 2,231 $ 320,855,000 $ 143,816 $ 50,622
Charlotte-Gastonia-Rock Hill, NC-SC 2,204 $ 494,975,000 $ 224,580 $ 40,764
Springfield, MO 2,187 $ 345,793,000 $ 158,112 $ 30,000
Boise City-Nampa, ID 2,151 $ 388,549,000 $ 180,636 $ 81,000
Raleigh-Cary, NC 2,096 $ 460,155,000 $ 219,539 $ 44,000
Cedar Rapids, IA 2,094 $ 320,016,000 $ 152,825 $ 39,000
Dallas-Plano-Irving, TX 2,089 $ 426,560,000 $ 204,193 $ 20,000
Lake County-Kenosha County, IL-WI 2,070 $ 550,757,000 $ 266,066 $ 97,410
Cleveland-Elyria-Mentor, OH 2,065 $ 296,198,000 $ 143,437 $ 52,000
Peabody, MA 2,003 $ 540,498,000 $ 269,844 $ 25,000
Provo-Orem, UT 1,868 $ 407,533,000 $ 218,165 $ 42,000
Albuquerque, NM 1,796 $ 298,400,000 $ 166,146 $ 30,000
Louisville/Jefferson County, KY-IN 1,737 $ 283,102,000 $ 162,983 $ 54,181
Colorado Springs, CO 1,676 $ 374,805,000 $ 223,630 $ 40,000
Iowa City, IA 1,669 $ 311,304,000 $ 186,521 $ 29,000
Pittsburgh, PA 1,661 $ 277,735,000 $ 167,209 $ 60,000
Worcester, MA 1,555 $ 369,749,000 $ 237,780 $ 16,000
New York-White Plains-Wayne, NY-NJ 1,553 $ 540,191,000 $ 347,837 $ 41,763
Madison, WI 1,548 $ 341,595,000 $ 220,668 $ 131,000
Ogden-Clearfield, UT 1,530 $ 333,864,000 $ 218,211 $ 35,000
Richmond, VA 1,528 $ 377,500,000 $ 247,054 $ 26,000
Memphis, TN-MS-AR 1,490 $ 263,718,000 $ 176,991 $ 10,779
Birmingham-Hoover, AL 1,402 $ 251,666,000 $ 179,504 $ 28,000
Tampa-St. Petersburg-Clearwater, FL 1,389 $ 226,061,000 $ 162,750 $ 51,000
Edison-New Brunswick, NJ 1,384 $ 387,671,000 $ 280,109 $ 49,000
Fargo, ND-MN 1,351 $ 225,708,000 $ 167,067 $ 33,991
Lincoln, NE 1,328 $ 184,134,000 $ 138,655 $ 46,000
Tacoma, WA 1,326 $ 316,065,000 $ 238,359 $ 65,000
Orlando-Kissimmee-Sanford, FL 1,313 $ 236,105,000 $ 179,821 $ 62,000
Fort Worth-Arlington, TX 1,281 $ 223,502,000 $ 174,474 $ 15,000
Hartford-West Hartford-East Hartford, CT 1,279 $ 268,600,000 $ 210,007 $ 25,000
Tucson, AZ 1,270 $ 223,100,000 $ 175,669 $ 42,000
Oxnard-Thousand Oaks-Ventura, CA 1,269 $ 479,218,000 $ 377,634 $ 87,000
Wichita, KS 1,261 $ 180,086,000 $ 142,812 $ 41,000
Jacksonville, FL 1,217 $ 198,014,000 $ 162,706 $ 45,000
Wilmington, DE-MD-NJ 1,217 $ 242,693,000 $ 199,419 $ 16,583
Dayton, OH 1,212 $ 164,161,000 $ 135,446 $ 48,000
Duluth, MN-WI 1,197 $ 199,189,000 $ 166,406 $ 87,102
San Antonio-New Braunfels, TX 1,196 $ 177,779,000 $ 148,644 $ 28,000
Austin-Round Rock-San Marcos, TX 1,141 $ 215,792,000 $ 189,125 $ 29,000
Nassau-Suffolk, NY 1,133 $ 378,115,000 $ 333,729 $ 72,000
Green Bay, WI 1,102 $ 180,025,000 $ 163,362 $ 86,000
Fayetteville-Springdale-Rogers, AR-MO 1,067 $ 180,925,000 $ 169,564 $ 22,483
Portland-South Portland-Biddeford, ME 1,052 $ 230,783,000 $ 219,375 $ 23,000
Columbia, SC 1,040 $ 190,946,000 $ 183,601 $ 41,000
Lexington-Fayette, KY 1,032 $ 193,383,000 $ 187,386 $ 25,000
Boulder, CO 1,027 $ 294,690,000 $ 286,942 $ 105,000
Barnstable Town, MA 998 $ 259,679,000 $ 260,199 $ 26,000
Rochester, NY 985 $ 131,676,000 $ 133,681 $ 27,000
Tulsa, OK 974 $ 140,294,000 $ 144,039 $ 28,000
St. Cloud, MN 971 $ 158,830,000 $ 163,573 $ 47,000
Fort Collins-Loveland, CO 965 $ 223,119,000 $ 231,211 $ 51,000
Bridgeport-Stamford-Norwalk, CT 953 $ 332,997,000 $ 349,419 $ 25,000
Bellingham, WA 948 $ 233,636,000 $ 246,451 $ 36,000
Harrisburg-Carlisle, PA 936 $ 152,086,000 $ 162,485 $ 16,000
Newark-Union, NJ-PA 921 $ 290,930,000 $ 315,884 $ 43,243
Rockingham County-Strafford County, NH 899 $ 218,774,000 $ 243,352 $ 21,000
Spokane, WA 883 $ 171,119,000 $ 193,792 $ 57,000
Manchester-Nashua, NH 860 $ 189,977,000 $ 220,903 $ 20,000
Waterloo-Cedar Falls, IA 855 $ 136,933,000 $ 160,155 $ 40,000
Augusta-Richmond County, GA-SC 852 $ 141,339,000 $ 165,890 $ 11,242
Rochester, MN 816 $ 155,007,000 $ 189,959 $ 103,000
Camden, NJ 813 $ 162,928,000 $ 200,403 $ 32,000
Durham-Chapel Hill, NC 800 $ 190,218,000 $ 237,772 $ 34,000
Midland, TX 794 $ 162,594,000 $ 204,778 $ 8,000
Reno-Sparks, NV 777 $ 181,422,000 $ 233,490 $ 83,000
York-Hanover, PA 775 $ 121,074,000 $ 156,224 $ 16,000
Akron, OH 773 $ 91,670,000 $ 118,589 $ 38,000
Greensboro-High Point, NC 763 $ 141,252,000 $ 185,127 $ 23,000
Peoria, IL 761 $ 110,625,000 $ 145,367 $ 19,000
Sioux Falls, SD 754 $ 115,349,000 $ 152,982 $ 52,000
Baton Rouge, LA 743 $ 122,583,000 $ 164,983 $ 21,000
Honolulu, HI 742 $ 304,250,000 $ 410,040 $ 36,000
Bowling Green, KY 732 $ 127,172,000 $ 173,732 $ 53,000
Amarillo, TX 731 $ 114,984,000 $ 157,296 $ 1,000
Detroit-Livonia-Dearborn, MI 729 $ 122,584,000 $ 168,153 $ 66,000
Greeley, CO 711 $ 147,864,000 $ 207,966 $ 49,000
Salem, OR 699 $ 120,427,000 $ 172,284 $ 58,000
Billings, MT 691 $ 128,422,000 $ 185,849 $ 56,000
Lubbock, TX 681 $ 113,972,000 $ 167,359 $ 8,000
Charleston-North Charleston-Summerville, SC 658 $ 145,697,000 $ 221,424 $ 45,000
Santa Rosa-Petaluma, CA 657 $ 210,865,000 $ 320,951 $ 85,000
Huntsville, AL 655 $ 131,490,000 $ 200,748 $ 17,000
Greenville-Mauldin-Easley, SC 645 $ 117,060,000 $ 181,488 $ 37,000
Logan, UT-ID 637 $ 112,051,000 $ 175,904 $ 13,956
Rockford, IL 630 $ 73,126,000 $ 116,073 $ 60,000
Lynchburg, VA 622 $ 113,069,000 $ 181,782 $ 7,000
Wilmington, NC 622 $ 134,761,000 $ 216,657 $ 51,000
Asheville, NC 597 $ 114,044,000 $ 191,028 $ 27,000
Anchorage, AK 594 $ 157,194,000 $ 264,636 $ 13,000
New Haven-Milford, CT 593 $ 130,211,000 $ 219,580 $ 29,000
Clarksville, TN-KY 583 $ 97,861,000 $ 167,857 $ 41,857
Charlottesville, VA 571 $ 129,674,000 $ 227,099 $ 67,000
Springfield, IL 565 $ 73,422,000 $ 129,950 $ 58,000
Gary, IN 562 $ 91,515,000 $ 162,838 $ 47,000
Hickory-Lenoir-Morganton, NC 561 $ 95,250,000 $ 169,786 $ 18,000
Owensboro, KY 550 $ 72,221,000 $ 131,310 $ 50,000
North Port-Bradenton-Sarasota, FL 547 $ 97,609,000 $ 178,444 $ 49,000
St. George, UT 541 $ 111,301,000 $ 205,731 $ 48,000
Bremerton-Silverdale, WA 538 $ 142,503,000 $ 264,875 $ 70,000
Springfield, MA 538 $ 107,483,000 $ 199,782 $ 20,000
Topeka, KS 537 $ 71,095,000 $ 132,392 $ 41,000
Cleveland, TN 534 $ 75,451,000 $ 141,294 $ 16,000
Killeen-Temple-Fort Hood, TX 534 $ 72,343,000 $ 135,473 $ 29,000
Cape Coral-Fort Myers, FL 530 $ 94,963,000 $ 179,175 $ 79,000
Jonesboro, AR 527 $ 86,291,000 $ 163,740 $ 9,000
Knoxville, TN 524 $ 101,860,000 $ 194,389 $ 55,000
Eugene-Springfield, OR 517 $ 107,887,000 $ 208,678 $ 81,000
West Palm Beach-Boca Raton-Boynton Beach, FL 511 $ 109,795,000 $ 214,863 $ 62,000
Fond Du Lac, WI 501 $ 71,401,000 $ 142,516 $ 76,000
New Orleans-Metairie-Kenner, LA 496 $ 93,997,000 $ 189,510 $ 27,000
Fort Wayne, IN 492 $ 59,626,000 $ 121,191 $ 18,000
Coeur D'Alene, ID 480 $ 97,900,000 $ 203,958 $ 83,000
Toledo, OH 476 $ 66,796,000 $ 140,327 $ 53,000
Bloomington-Normal, IL 471 $ 80,408,000 $ 170,717 $ 50,000
San Luis Obispo-Paso Robles, CA 471 $ 146,820,000 $ 311,719 $ 74,000
Roanoke, VA 468 $ 89,988,000 $ 192,282 $ 11,000
Cape Girardeau-Jackson, MO-IL 465 $ 63,315,000 $ 136,161 $ 68,879
Bakersfield-Delano, CA 462 $ 83,203,000 $ 180,093 $ 45,000
Columbia, MO 462 $ 69,604,000 $ 150,658 $ 50,000
Appleton, WI 457 $ 83,293,000 $ 182,260 $ 103,000
El Paso, TX 457 $ 54,777,000 $ 119,862 $ 10,000
Jackson, MS 455 $ 79,303,000 $ 174,292 $ 17,000
Santa Cruz-Watsonville, CA 453 $ 181,160,000 $ 399,911 $ 97,000
Lawrence, KS 447 $ 89,107,000 $ 199,344 $ 72,000
Grand Rapids-Wyoming, MI 446 $ 62,016,000 $ 139,049 $ 28,000
Joplin, MO 442 $ 51,710,000 $ 116,990 $ 40,000
Syracuse, NY 441 $ 54,117,000 $ 122,714 $ 4,000
Canton-Massillon, OH 440 $ 51,187,000 $ 116,334 $ 32,000
Winston-Salem, NC 437 $ 91,031,000 $ 208,308 $ 24,000
Palm Bay-Melbourne-Titusville, FL 434 $ 61,526,000 $ 141,764 $ 46,000
Bend, OR 429 $ 110,213,000 $ 256,906 $ 110,000
Oshkosh-Neenah, WI 428 $ 65,183,000 $ 152,296 $ 86,000
Sioux City, IA-NE-SD 423 $ 51,958,000 $ 122,832 $ 62,092
Ann Arbor, MI 420 $ 83,987,000 $ 199,969 $ 74,000
Pensacola-Ferry Pass-Brent, FL 419 $ 51,029,000 $ 121,787 $ 31,000
Great Falls, MT 409 $ 69,186,000 $ 169,158 $ 68,000
Vallejo-Fairfield, CA 401 $ 108,693,000 $ 271,054 $ 71,000
Las Cruces, NM 394 $ 61,904,000 $ 157,116 $ 29,000
Santa Barbara-Santa Maria-Goleta, CA 394 $ 147,149,000 $ 373,474 $ 100,000
Corpus Christi, TX 391 $ 63,461,000 $ 162,304 $ 22,000
Manhattan, KS 389 $ 140,932,000 $ 362,293 $ 24,000
Shreveport-Bossier City, LA 389 $ 65,574,000 $ 168,570 $ 27,000
Kennewick-Pasco-Richland, WA 388 $ 76,234,000 $ 196,479 $ 68,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 385 $ 80,107,000 $ 208,070 $ 55,000
Olympia, WA 385 $ 85,684,000 $ 222,555 $ 60,000
Miami-Miami Beach-Kendall, FL 376 $ 71,266,000 $ 189,537 $ 77,000
Montgomery, AL 376 $ 61,611,000 $ 163,859 $ 20,000
Stockton, CA 376 $ 82,243,000 $ 218,731 $ 84,000
Allentown-Bethlehem-Easton, PA-NJ 372 $ 73,218,000 $ 196,822 $ 36,935
Fort Smith, AR-OK 372 $ 39,064,000 $ 105,010 $ 25,661
Chattanooga, TN-GA 360 $ 63,377,000 $ 176,047 $ 35,300
Myrtle Beach-North Myrtle Beach-Conway, SC 357 $ 56,595,000 $ 158,529 $ 65,000
Fresno, CA 356 $ 80,775,000 $ 226,896 $ 43,000
Lancaster, PA 356 $ 60,480,000 $ 169,887 $ 20,000
Missoula, MT 356 $ 72,053,000 $ 202,396 $ 71,000
Cheyenne, WY 353 $ 68,997,000 $ 195,458 $ 43,000
Dubuque, IA 350 $ 48,261,000 $ 137,888 $ 62,000
Mount Vernon-Anacortes, WA 349 $ 81,072,000 $ 232,297 $ 47,000
Wichita Falls, TX 344 $ 42,797,000 $ 124,409 $ 3,000
Grand Forks, ND-MN 340 $ 50,032,000 $ 147,152 $ 43,588
Medford, OR 335 $ 70,106,000 $ 209,271 $ 75,000
Lake Havasu City-Kingman, AZ 331 $ 48,966,000 $ 147,933 $ 47,000
Sheboygan, WI 327 $ 48,721,000 $ 148,993 $ 96,000
Modesto, CA 326 $ 64,536,000 $ 197,963 $ 105,000
Salinas, CA 325 $ 142,839,000 $ 439,504 $ 92,000
Youngstown-Warren-Boardman, OH-PA 324 $ 33,366,000 $ 102,981 $ 25,521
Ames, IA 309 $ 61,478,000 $ 198,957 $ 58,000
Abilene, TX 308 $ 48,071,000 $ 156,074 $ 3,000
Savannah, GA 307 $ 57,972,000 $ 188,833 $ 44,000
Tuscaloosa, AL 302 $ 48,359,000 $ 160,129 $ 21,000
Rapid City, SD 295 $ 55,322,000 $ 187,532 $ 101,000
Mankato-North Mankato, MN 294 $ 52,096,000 $ 177,197 $ 89,000
Hot Springs, AR 290 $ 43,245,000 $ 149,120 $ 59,000
Odessa, TX 287 $ 38,718,000 $ 134,905 $ 28,000
Prescott, AZ 287 $ 52,582,000 $ 183,212 $ 64,000
St. Joseph, MO-KS 285 $ 34,608,000 $ 121,431 $ 51,347
Grand Junction, CO 279 $ 53,935,000 $ 193,315 $ 74,000
Deltona-Daytona Beach-Ormond Beach, FL 278 $ 33,448,000 $ 120,316 $ 43,000
Lansing-East Lansing, MI 276 $ 40,097,000 $ 145,278 $ 41,000
Burlington, NC 269 $ 45,468,000 $ 169,026 $ 11,000
Gainesville, FL 269 $ 43,638,000 $ 162,223 $ 37,000
Port St. Lucie, FL 268 $ 42,568,000 $ 158,835 $ 59,000
Burlington-South Burlington, VT 267 $ 47,703,000 $ 178,662 $ 18,000
Bloomington, IN 262 $ 50,422,000 $ 192,450 $ 65,000
Santa Fe, NM 261 $ 63,537,000 $ 243,436 $ 49,000
Monroe, MI 260 $ 35,795,000 $ 137,673 $ 43,000
Yakima, WA 258 $ 45,480,000 $ 176,279 $ 78,000
Hagerstown-Martinsburg, MD-WV 255 $ 43,727,000 $ 171,478 $ 33,054
Bismarck, ND 252 $ 45,101,000 $ 178,972 $ 61,000
Redding, CA 250 $ 47,074,000 $ 188,296 $ 83,000
Racine, WI 247 $ 45,944,000 $ 186,008 $ 87,000
Idaho Falls, ID 245 $ 40,903,000 $ 166,951 $ 45,000
Flint, MI 244 $ 28,655,000 $ 117,438 $ 16,000
Lawton, OK 242 $ 30,736,000 $ 127,008 $ 5,000
Lafayette, LA 240 $ 31,064,000 $ 129,433 $ 24,000
Tallahassee, FL 239 $ 31,197,000 $ 130,531 $ 46,000
Mobile, AL 238 $ 31,978,000 $ 134,361 $ 18,000
Chico, CA 237 $ 45,354,000 $ 191,367 $ 73,000
Norwich-New London, CT 237 $ 54,107,000 $ 228,299 $ 22,000
Florence, SC 233 $ 34,416,000 $ 147,708 $ 52,000
Kalamazoo-Portage, MI 232 $ 34,039,000 $ 146,719 $ 38,000
Buffalo-Niagara Falls, NY 231 $ 31,910,000 $ 138,138 $ 14,000
Dover, DE 223 $ 39,480,000 $ 177,040 $ 21,000
Holland-Grand Haven, MI 223 $ 32,878,000 $ 147,434 $ 25,000
Naples-Marco Island, FL 219 $ 58,237,000 $ 265,922 $ 137,000
Fayetteville, NC 218 $ 37,630,000 $ 172,614 $ 23,000
Napa, CA 218 $ 72,539,000 $ 332,747 $ 115,000
Lakeland-Winter Haven, FL 217 $ 25,578,000 $ 117,870 $ 33,000
Eau Claire, WI 212 $ 35,446,000 $ 167,198 $ 89,000
Pueblo, CO 210 $ 30,654,000 $ 145,971 $ 57,000
Yuma, AZ 206 $ 28,304,000 $ 137,398 $ 28,000
Wheeling, WV-OH 205 $ 25,179,000 $ 122,824 $ 17,546
Albany-Schenectady-Troy, NY 202 $ 29,035,000 $ 143,737 $ 35,000
Janesville, WI 201 $ 28,674,000 $ 142,656 $ 83,000
Jefferson City, MO 201 $ 23,833,000 $ 118,572 $ 48,000
Auburn-Opelika, AL 199 $ 39,973,000 $ 200,869 $ 75,000
Wausau, WI 199 $ 36,404,000 $ 182,934 $ 98,000
Champaign-Urbana, IL 197 $ 27,847,000 $ 141,355 $ 14,000
Elkhart-Goshen, IN 194 $ 23,258,000 $ 119,886 $ 18,000
Morgantown, WV 194 $ 34,115,000 $ 175,850 $ 13,000
Ocala, FL 194 $ 23,391,000 $ 120,572 $ 22,000
Harrisonburg, VA 191 $ 34,762,000 $ 182,000 $ 7,000
Bangor, ME 186 $ 29,010,000 $ 155,967 $ 12,000
Pine Bluff, AR 180 $ 16,423,000 $ 91,238 $ 27,000
Corvallis, OR 178 $ 38,437,000 $ 215,938 $ 94,000
Atlantic City-Hammonton, NJ 177 $ 36,466,000 $ 206,022 $ 43,000
Columbus, GA-AL 177 $ 30,676,000 $ 173,310 $ 26,463
Decatur, AL 175 $ 23,421,000 $ 133,834 $ 14,000
Flagstaff, AZ 172 $ 35,726,000 $ 207,709 $ 72,000
South Bend-Mishawaka, IN-MI 172 $ 20,672,000 $ 120,186 $ 26,802
Decatur, IL 167 $ 16,713,000 $ 100,077 $ 28,000
Beaumont-Port Arthur, TX 163 $ 12,630,000 $ 77,484 $ 41,000
Wenatchee-East Wenatchee, WA 163 $ 39,602,000 $ 242,957 $ 69,000
Lafayette, IN 162 $ 22,550,000 $ 139,197 $ 12,000
Lewiston, ID-WA 162 $ 28,423,000 $ 175,450 $ 62,469
Spartanburg, SC 162 $ 22,928,000 $ 141,530 $ 37,000
Niles-Benton Harbor, MI 161 $ 31,464,000 $ 195,428 $ 66,000
College Station-Bryan, TX 156 $ 24,424,000 $ 156,564 $ 35,000
Steubenville-Weirton, OH-WV 152 $ 14,745,000 $ 97,006 $ 47,894
Michigan City-La Porte, IN 151 $ 19,743,000 $ 130,748 $ 22,000
Kingsport-Bristol-Bristol, TN-VA 148 $ 20,410,000 $ 137,905 $ 56,148
Trenton-Ewing, NJ 148 $ 39,130,000 $ 264,391 $ 33,000
Ocean City, NJ 144 $ 38,865,000 $ 269,895 $ 50,000
Alexandria, LA 143 $ 19,999,000 $ 139,853 $ 85,000
Visalia-Porterville, CA 143 $ 24,339,000 $ 170,202 $ 37,000
Greenville, NC 141 $ 23,583,000 $ 167,255 $ 18,000
Johnson City, TN 141 $ 21,151,000 $ 150,007 $ 62,000
Scranton--Wilkes-Barre, PA 136 $ 19,675,000 $ 144,669 $ 39,000
Dothan, AL 130 $ 11,191,000 $ 86,084 $ 36,000
Yuba City, CA 128 $ 22,337,000 $ 174,507 $ 67,000
Charleston, WV 126 $ 20,168,000 $ 160,063 $ 14,000
Hattiesburg, MS 126 $ 19,913,000 $ 158,039 $ 24,000
Panama City-Lynn Haven-Panama City Beach, FL 126 $ 16,881,000 $ 133,976 $ 54,000
Reading, PA 126 $ 20,799,000 $ 165,071 $ 30,000
Athens-Clarke County, GA 125 $ 19,460,000 $ 155,680 $ 27,000
Crestview-Fort Walton Beach-Destin, FL 125 $ 20,317,000 $ 162,536 $ 40,000
Warner Robins, GA 125 $ 21,091,000 $ 168,728 $ 17,000
Sumter, SC 120 $ 16,658,000 $ 138,816 $ 27,000
Macon, GA 119 $ 20,649,000 $ 173,521 $ 72,000
Waco, TX 119 $ 14,730,000 $ 123,781 $ 18,000
Florence-Muscle Shoals, AL 117 $ 16,616,000 $ 142,017 $ 11,000
Gainesville, GA 117 $ 22,397,000 $ 191,427 $ 47,000
Evansville, IN-KY 116 $ 21,128,000 $ 182,137 $ 48,543
Springfield, OH 115 $ 12,834,000 $ 111,600 $ 25,000
Monroe, LA 114 $ 13,598,000 $ 119,280 $ 22,000
Brunswick, GA 113 $ 18,378,000 $ 162,637 $ 30,000
McAllen-Edinburg-Mission, TX 113 $ 8,969,000 $ 79,371 $ 43,000
Tyler, TX 112 $ 14,682,000 $ 131,089 $ 39,000
Blacksburg-Christiansburg-Radford, VA 109 $ 19,724,000 $ 180,954 $ 21,000
Jacksonville, NC 109 $ 22,120,000 $ 202,935 $ 36,000
Pascagoula, MS 109 $ 14,451,000 $ 132,577 $ 26,000
Anderson, SC 108 $ 17,490,000 $ 161,944 $ 40,000
Huntington-Ashland, WV-KY-OH 108 $ 12,664,000 $ 117,259 $ 49,777
Poughkeepsie-Newburgh-Middletown, NY 108 $ 26,128,000 $ 241,925 $ 37,000
La Crosse, WI-MN 106 $ 18,417,000 $ 173,745 $ 105,669
Winchester, VA-WV 106 $ 22,769,000 $ 214,801 $ 44,981
Longview, TX 104 $ 9,194,000 $ 88,403 $ 39,000
Anniston-Oxford, AL 102 $ 13,627,000 $ 133,598 $ 56,000
Lebanon, PA 100 $ 16,153,000 $ 161,530 $ 29,000
Rome, GA 100 $ 14,497,000 $ 144,970 $ 19,000
Utica-Rome, NY 98 $ 9,788,000 $ 99,877 $ 15,000
Carson City, NV 97 $ 13,931,000 $ 143,618 $ 33,000
Gadsden, AL 97 $ 12,491,000 $ 128,773 $ 12,000
Merced, CA 97 $ 16,731,000 $ 172,484 $ 54,000
San Angelo, TX 97 $ 16,454,000 $ 169,628 $ 9,000
Pocatello, ID 96 $ 12,607,000 $ 131,322 $ 49,000
Brownsville-Harlingen, TX 95 $ 9,703,000 $ 102,136 $ 29,000
Saginaw-Saginaw Township North, MI 95 $ 10,538,000 $ 110,926 $ 26,000
Lake Charles, LA 93 $ 10,006,000 $ 107,591 $ 42,000
Valdosta, GA 93 $ 12,764,000 $ 137,247 $ 28,000
Gulfport-Biloxi, MS 92 $ 11,902,000 $ 129,369 $ 20,000
Houma-Bayou Cane-Thibodaux, LA 92 $ 10,603,000 $ 115,250 $ 52,000
Longview, WA 90 $ 16,627,000 $ 184,744 $ 58,000
Madera-Chowchilla, CA 90 $ 15,032,000 $ 167,022 $ 42,000
Lewiston-Auburn, ME 85 $ 13,102,000 $ 154,141 $ 26,000
Muskegon-Norton Shores, MI 84 $ 8,872,000 $ 105,619 $ 36,000
Casper, WY 81 $ 14,989,000 $ 185,049 $ 52,000
Elizabethtown, KY 80 $ 13,372,000 $ 167,150 $ 51,000
Jackson, TN 79 $ 13,370,000 $ 169,240 $ 22,000
Mansfield, OH 76 $ 10,425,000 $ 137,171 $ 28,000
Bay City, MI 74 $ 7,154,000 $ 96,675 $ 17,000
Sandusky, OH 70 $ 10,077,000 $ 143,957 $ 64,000
Hanford-Corcoran, CA 69 $ 13,830,000 $ 200,434 $ 21,000
Punta Gorda, FL 69 $ 10,641,000 $ 154,217 $ 66,000
Texarkana, Tx-Texarkana, AR 67 $ 8,068,000 $ 120,417 $ 17,552
Sebastian-Vero Beach, FL 66 $ 14,694,000 $ 222,636 $ 107,000
Battle Creek, MI 63 $ 6,962,000 $ 110,507 $ 47,000
Muncie, IN 61 $ 12,455,000 $ 204,180 $ 31,000
Salisbury, MD 58 $ 10,227,000 $ 176,327 $ 35,000
State College, PA 58 $ 12,514,000 $ 215,758 $ 48,000
Farmington, NM 56 $ 7,823,000 $ 139,696 $ 29,000
Jackson, MI 56 $ 7,048,000 $ 125,857 $ 48,000
Palm Coast, FL 55 $ 9,861,000 $ 179,290 $ 69,000
Fairbanks, AK 54 $ 13,486,000 $ 249,740 $ 18,000
Goldsboro, NC 54 $ 8,138,000 $ 150,703 $ 27,000
Rocky Mount, NC 53 $ 6,844,000 $ 129,132 $ 42,000
Anderson, IN 52 $ 5,395,000 $ 103,750 $ 11,000
Columbus, IN 52 $ 6,393,000 $ 122,942 $ 24,000
Vineland-Millville-Bridgeton, NJ 52 $ 5,603,000 $ 107,750 $ 39,000
Dalton, GA 51 $ 5,058,000 $ 99,176 $ 15,000
Erie, PA 50 $ 6,230,000 $ 124,600 $ 32,000
Parkersburg-Marietta-Vienna, WV-OH 49 $ 5,881,000 $ 120,020 $ 14,489
Victoria, TX 48 $ 4,388,000 $ 91,416 $ 45,000
Albany, GA 47 $ 7,089,000 $ 150,829 $ 51,000
Morristown, TN 45 $ 9,834,000 $ 218,533 $ 67,000
Danville, VA 42 $ 6,569,000 $ 156,404 $ 17,000
Sherman-Denison, TX 41 $ 4,752,000 $ 115,902 $ 36,000
Terre Haute, IN 41 $ 4,899,000 $ 119,487 $ 22,000
Cumberland, MD-WV 37 $ 4,558,000 $ 123,189 $ 4,270
Glens Falls, NY 37 $ 3,736,000 $ 100,972 $ 35,000
Binghamton, NY 36 $ 3,664,000 $ 101,777 $ 27,000
Lima, OH 36 $ 3,821,000 $ 106,138 $ 37,000
Altoona, PA 34 $ 3,670,000 $ 107,941 $ 21,000
Laredo, TX 34 $ 3,981,000 $ 117,088 $ 44,000
Kokomo, IN 30 $ 3,786,000 $ 126,200 $ 29,000
Hinesville-Fort Stewart, GA 29 $ 4,581,000 $ 157,965 $ 44,000
Pittsfield, MA 29 $ 8,179,000 $ 282,034 $ 56,000
El Centro, CA 28 $ 4,609,000 $ 164,607 $ 66,000
Kankakee-Bradley, IL 28 $ 4,026,000 $ 143,785 $ 40,000
Johnstown, PA 21 $ 2,595,000 $ 123,571 $ 15,000
Williamsport, PA 21 $ 2,915,000 $ 138,809 $ 45,000
Kingston, NY 15 $ 2,457,000 $ 163,800 $ 73,000
Danville, IL 14 $ 1,122,000 $ 80,142 $ 15,000
Elmira, NY 8 $ 1,108,000 $ 138,500 $ 22,000
Ithaca, NY 8 $ 487,000 $ 60,875 $ 42,000

Mortgage Loan Application Detail Totals for US Bank, N.A. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 281,625 $66,324,394,000 $235,000 $34,000,000 $65,000 $9,999,000
Home Purchase 170,365 $31,990,933,000 $187,000 $36,000,000 $39,000 $9,999,000
Home Improvement 4,152 $1,077,081,000 $259,000 $36,950,000 $99,000 $2,752,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 222,237 $49,397,771,000 $222,000 $36,950,000 $0 $39,000
White 172,938 $35,831,845,000 $207,000 $7,870,000 $108,000 $9,999,000
Not Provided 30,612 $7,335,114,000 $239,000 $8,526,000 $125,000 $9,999,000
Asian 12,181 $3,912,838,000 $321,000 $3,445,000 $133,000 $3,192,000
Hispanic 10,203 $1,698,448,000 $166,000 $2,000,000 $75,000 $2,136,000
Black or African American 6,690 $989,111,000 $147,000 $3,255,000 $75,000 $9,999,000
American Indian or Alaskan Native 699 $94,119,000 $134,000 $1,360,000 $75,000 $1,200,000
Native Hawaiian or Other Pacific Islander 582 $133,162,000 $228,000 $1,628,000 $103,000 $1,556,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 343,853 $80,178,572,000 $233,000 $36,950,000 $68,000 $9,999,000
FHA-insured (Federal Housing Administration) 83,596 $13,328,464,000 $159,000 $1,078,000 $17,000 $1,314,000
VA-guaranteed (Veterans Administration) 24,244 $5,366,499,000 $221,000 $1,048,000 $20,000 $2,080,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4,449 $518,873,000 $116,000 $336,000 $12,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 220,923 $48,102,647,000 $217,000 $1,950,000 $0 $38,000
Loan Originated 165,375 $37,526,363,000 $226,000 $36,950,000 $113,000 $9,999,000
Application Denied By Financial Institution 42,229 $7,731,707,000 $183,000 $7,500,000 $90,000 $9,999,000
File Closed For Incompleteness 10,272 $1,863,281,000 $181,000 $7,500,000 $105,000 $9,932,000
Application Withdrawn By Applicant 7,584 $1,808,906,000 $238,000 $27,981,000 $111,000 $3,192,000
Application Approved But Not Accepted 7,133 $1,909,325,000 $267,000 $8,318,000 $130,000 $5,846,000
Preapproval Denied by Financial Institution 2,626 $450,179,000 $171,000 $2,000,000 $64,000 $1,131,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 12,166 $2,800,596,000 $230,000 $5,000,000 $125,000 $9,999,000
Credit History 12,145 $1,257,541,000 $103,000 $1,920,000 $65,000 $4,326,000
Debt-To-Income Ratio 10,255 $2,109,360,000 $205,000 $5,300,000 $64,000 $4,013,000
Unverifiable Information 3,778 $851,011,000 $225,000 $4,000,000 $108,000 $3,243,000
Credit Application Incomplete 2,181 $517,532,000 $237,000 $3,000,000 $114,000 $4,450,000
Other 2,177 $321,638,000 $147,000 $7,500,000 $80,000 $1,344,000
Insufficient Cash (Downpayment, Closing Cost) 1,557 $226,657,000 $145,000 $2,000,000 $79,000 $2,242,000
Employment History 593 $97,143,000 $163,000 $905,000 $67,000 $600,000
Mortgage Insurance Denied 3 $408,000 $136,000 $173,000 $50,000 $67,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into US Bank, N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess US Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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