U.S. Bank National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
U.S. Bank National Association 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | U.S. Bank National Association 425 Walnut Street Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 456,142 |
| Total Mortgage Loan Application Amount | $99,392,408,000 |
| Average Mortgage Loan Application Amount | $227,000 |
| Highest Mortgage Loan Application Amount | $36,950,000 |
| Average Applicant Income | $67,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with U.S. Bank National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing U.S. Bank National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down U.S. Bank National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how U.S. Bank National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by U.S. Bank National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at U.S. Bank National Association's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 23,371 | $ 4,946,729,000 | $ 206,000 | $ 78,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 17,988 | $ 4,336,919,000 | $ 241,000 | $ 85,000 |
| ST. LOUIS, MO-IL | 16,927 | $ 3,054,913,000 | $ 164,500 | $ 58,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 11,722 | $ 4,150,880,000 | $ 312,750 | $ 23,250 |
| DENVER-AURORA-BROOMFIELD, CO | 9,875 | $ 2,526,301,000 | $ 255,000 | $ 82,000 |
| KANSAS CITY, MO-KS | 8,923 | $ 1,741,562,000 | $ 196,500 | $ 50,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 8,779 | $ 3,542,726,000 | $ 403,000 | $ 106,000 |
| PHOENIX-MESA-GLENDALE, AZ | 7,815 | $ 1,854,626,000 | $ 237,000 | $ 88,000 |
| BOSTON-QUINCY, MA | 6,507 | $ 1,868,691,000 | $ 287,000 | $ 15,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 6,059 | $ 1,931,605,000 | $ 318,000 | $ 79,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 5,881 | $ 1,461,312,000 | $ 239,500 | $ 74,500 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 5,371 | $ 2,049,284,000 | $ 381,000 | $ 104,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4,975 | $ 1,490,479,000 | $ 299,000 | $ 18,000 |
| BALTIMORE-TOWSON, MD | 4,827 | $ 1,286,459,000 | $ 266,000 | $ 22,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 4,718 | $ 1,079,689,000 | $ 228,000 | $ 59,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 4,717 | $ 834,391,000 | $ 168,333 | $ 61,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4,631 | $ 969,459,000 | $ 209,000 | $ 90,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 4,596 | $ 1,827,054,000 | $ 397,000 | $ 83,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4,579 | $ 715,164,000 | $ 146,500 | $ 46,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4,457 | $ 875,989,000 | $ 196,000 | $ 41,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 4,273 | $ 1,647,306,000 | $ 385,000 | $ 97,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4,259 | $ 981,737,000 | $ 230,000 | $ 69,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4,039 | $ 1,858,005,000 | $ 460,000 | $ 115,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3,825 | $ 1,786,849,000 | $ 467,000 | $ 124,000 |
| DES MOINES-WEST DES MOINES, IA | 3,746 | $ 619,540,000 | $ 165,000 | $ 56,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 3,705 | $ 1,292,320,000 | $ 348,000 | $ 16,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 3,691 | $ 687,252,000 | $ 186,000 | $ 35,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3,578 | $ 602,335,000 | $ 168,000 | $ 26,000 |
| COLUMBUS, OH | 3,571 | $ 542,142,000 | $ 151,000 | $ 36,000 |
| SALT LAKE CITY, UT | 3,437 | $ 916,079,000 | $ 266,000 | $ 60,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 3,238 | $ 851,005,000 | $ 262,000 | $ 93,000 |
| OKLAHOMA CITY, OK | 3,124 | $ 478,372,000 | $ 153,000 | $ 25,000 |
| PHILADELPHIA, PA | 2,912 | $ 735,766,000 | $ 252,000 | $ 27,000 |
| INDIANAPOLIS-CARMEL, IN | 2,745 | $ 405,694,000 | $ 147,000 | $ 38,000 |
| LAS VEGAS-PARADISE, NV | 2,733 | $ 537,391,000 | $ 196,000 | $ 68,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2,701 | $ 604,249,000 | $ 225,500 | $ 12,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2,540 | $ 497,079,000 | $ 195,000 | $ 68,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2,428 | $ 575,251,000 | $ 266,500 | $ 27,500 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2,231 | $ 320,855,000 | $ 138,000 | $ 49,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 2,204 | $ 494,975,000 | $ 267,500 | $ 40,000 |
| SPRINGFIELD, MO | 2,187 | $ 345,793,000 | $ 158,000 | $ 30,000 |
| BOISE CITY-NAMPA, ID | 2,151 | $ 388,549,000 | $ 180,000 | $ 81,000 |
| RALEIGH-CARY, NC | 2,096 | $ 460,155,000 | $ 219,000 | $ 44,000 |
| CEDAR RAPIDS, IA | 2,094 | $ 320,016,000 | $ 152,000 | $ 39,000 |
| DALLAS-PLANO-IRVING, TX | 2,089 | $ 426,560,000 | $ 204,000 | $ 20,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2,070 | $ 550,757,000 | $ 225,000 | $ 90,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 2,065 | $ 296,198,000 | $ 143,000 | $ 52,000 |
| PEABODY, MA | 2,003 | $ 540,498,000 | $ 269,000 | $ 25,000 |
| PROVO-OREM, UT | 1,868 | $ 407,533,000 | $ 218,000 | $ 42,000 |
| ALBUQUERQUE, NM | 1,796 | $ 298,400,000 | $ 166,000 | $ 30,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1,737 | $ 283,102,000 | $ 158,500 | $ 49,500 |
| COLORADO SPRINGS, CO | 1,676 | $ 374,805,000 | $ 223,000 | $ 40,000 |
| IOWA CITY, IA | 1,669 | $ 311,304,000 | $ 186,000 | $ 29,000 |
| PITTSBURGH, PA | 1,661 | $ 277,735,000 | $ 167,000 | $ 60,000 |
| WORCESTER, MA | 1,555 | $ 369,749,000 | $ 237,000 | $ 16,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1,553 | $ 540,191,000 | $ 342,000 | $ 41,500 |
| MADISON, WI | 1,548 | $ 341,595,000 | $ 220,000 | $ 131,000 |
| OGDEN-CLEARFIELD, UT | 1,530 | $ 333,864,000 | $ 218,000 | $ 35,000 |
| RICHMOND, VA | 1,528 | $ 377,500,000 | $ 247,000 | $ 26,000 |
| MEMPHIS, TN-MS-AR | 1,490 | $ 263,718,000 | $ 150,666 | $ 11,666 |
| BIRMINGHAM-HOOVER, AL | 1,402 | $ 251,666,000 | $ 179,000 | $ 28,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,389 | $ 226,061,000 | $ 162,000 | $ 51,000 |
| EDISON-NEW BRUNSWICK, NJ | 1,384 | $ 387,671,000 | $ 280,000 | $ 49,000 |
| FARGO, ND-MN | 1,351 | $ 225,708,000 | $ 162,000 | $ 30,500 |
| LINCOLN, NE | 1,328 | $ 184,134,000 | $ 138,000 | $ 46,000 |
| TACOMA, WA | 1,326 | $ 316,065,000 | $ 238,000 | $ 65,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,313 | $ 236,105,000 | $ 179,000 | $ 62,000 |
| FORT WORTH-ARLINGTON, TX | 1,281 | $ 223,502,000 | $ 174,000 | $ 15,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1,279 | $ 268,600,000 | $ 210,000 | $ 25,000 |
| TUCSON, AZ | 1,270 | $ 223,100,000 | $ 175,000 | $ 42,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1,269 | $ 479,218,000 | $ 377,000 | $ 87,000 |
| WICHITA, KS | 1,261 | $ 180,086,000 | $ 142,000 | $ 41,000 |
| JACKSONVILLE, FL | 1,217 | $ 198,014,000 | $ 162,000 | $ 45,000 |
| WILMINGTON, DE-MD-NJ | 1,217 | $ 242,693,000 | $ 210,333 | $ 20,000 |
| DAYTON, OH | 1,212 | $ 164,161,000 | $ 135,000 | $ 48,000 |
| DULUTH, MN-WI | 1,197 | $ 199,189,000 | $ 169,500 | $ 93,500 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,196 | $ 177,779,000 | $ 148,000 | $ 28,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 1,141 | $ 215,792,000 | $ 189,000 | $ 29,000 |
| NASSAU-SUFFOLK, NY | 1,133 | $ 378,115,000 | $ 333,000 | $ 72,000 |
| GREEN BAY, WI | 1,102 | $ 180,025,000 | $ 163,000 | $ 86,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1,067 | $ 180,925,000 | $ 130,500 | $ 43,500 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1,052 | $ 230,783,000 | $ 219,000 | $ 23,000 |
| COLUMBIA, SC | 1,040 | $ 190,946,000 | $ 183,000 | $ 41,000 |
| LEXINGTON-FAYETTE, KY | 1,032 | $ 193,383,000 | $ 187,000 | $ 25,000 |
| BOULDER, CO | 1,027 | $ 294,690,000 | $ 286,000 | $ 105,000 |
| BARNSTABLE TOWN, MA | 998 | $ 259,679,000 | $ 260,000 | $ 26,000 |
| ROCHESTER, NY | 985 | $ 131,676,000 | $ 133,000 | $ 27,000 |
| TULSA, OK | 974 | $ 140,294,000 | $ 144,000 | $ 28,000 |
| ST. CLOUD, MN | 971 | $ 158,830,000 | $ 163,000 | $ 47,000 |
| FORT COLLINS-LOVELAND, CO | 965 | $ 223,119,000 | $ 231,000 | $ 51,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 953 | $ 332,997,000 | $ 349,000 | $ 25,000 |
| BELLINGHAM, WA | 948 | $ 233,636,000 | $ 246,000 | $ 36,000 |
| HARRISBURG-CARLISLE, PA | 936 | $ 152,086,000 | $ 162,000 | $ 16,000 |
| NEWARK-UNION, NJ-PA | 921 | $ 290,930,000 | $ 257,000 | $ 51,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 899 | $ 218,774,000 | $ 243,000 | $ 21,000 |
| SPOKANE, WA | 883 | $ 171,119,000 | $ 193,000 | $ 57,000 |
| MANCHESTER-NASHUA, NH | 860 | $ 189,977,000 | $ 220,000 | $ 20,000 |
| WATERLOO-CEDAR FALLS, IA | 855 | $ 136,933,000 | $ 160,000 | $ 40,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 852 | $ 141,339,000 | $ 163,500 | $ 15,500 |
| ROCHESTER, MN | 816 | $ 155,007,000 | $ 189,000 | $ 103,000 |
| CAMDEN, NJ | 813 | $ 162,928,000 | $ 200,000 | $ 32,000 |
| DURHAM-CHAPEL HILL, NC | 800 | $ 190,218,000 | $ 237,000 | $ 34,000 |
| MIDLAND, TX | 794 | $ 162,594,000 | $ 204,000 | $ 8,000 |
| RENO-SPARKS, NV | 777 | $ 181,422,000 | $ 233,000 | $ 83,000 |
| YORK-HANOVER, PA | 775 | $ 121,074,000 | $ 156,000 | $ 16,000 |
| AKRON, OH | 773 | $ 91,670,000 | $ 118,000 | $ 38,000 |
| GREENSBORO-HIGH POINT, NC | 763 | $ 141,252,000 | $ 185,000 | $ 23,000 |
| PEORIA, IL | 761 | $ 110,625,000 | $ 145,000 | $ 19,000 |
| SIOUX FALLS, SD | 754 | $ 115,349,000 | $ 152,000 | $ 52,000 |
| BATON ROUGE, LA | 743 | $ 122,583,000 | $ 164,000 | $ 21,000 |
| HONOLULU, HI | 742 | $ 304,250,000 | $ 410,000 | $ 36,000 |
| BOWLING GREEN, KY | 732 | $ 127,172,000 | $ 173,000 | $ 53,000 |
| AMARILLO, TX | 731 | $ 114,984,000 | $ 157,000 | $ 1,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 729 | $ 122,584,000 | $ 168,000 | $ 66,000 |
| GREELEY, CO | 711 | $ 147,864,000 | $ 207,000 | $ 49,000 |
| SALEM, OR | 699 | $ 120,427,000 | $ 172,000 | $ 58,000 |
| BILLINGS, MT | 691 | $ 128,422,000 | $ 185,000 | $ 56,000 |
| LUBBOCK, TX | 681 | $ 113,972,000 | $ 167,000 | $ 8,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 658 | $ 145,697,000 | $ 221,000 | $ 45,000 |
| SANTA ROSA-PETALUMA, CA | 657 | $ 210,865,000 | $ 320,000 | $ 85,000 |
| HUNTSVILLE, AL | 655 | $ 131,490,000 | $ 200,000 | $ 17,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 645 | $ 117,060,000 | $ 181,000 | $ 37,000 |
| LOGAN, UT-ID | 637 | $ 112,051,000 | $ 170,000 | $ 13,500 |
| ROCKFORD, IL | 630 | $ 73,126,000 | $ 116,000 | $ 60,000 |
| LYNCHBURG, VA | 622 | $ 113,069,000 | $ 181,000 | $ 7,000 |
| WILMINGTON, NC | 622 | $ 134,761,000 | $ 216,000 | $ 51,000 |
| ASHEVILLE, NC | 597 | $ 114,044,000 | $ 191,000 | $ 27,000 |
| ANCHORAGE, AK | 594 | $ 157,194,000 | $ 264,000 | $ 13,000 |
| NEW HAVEN-MILFORD, CT | 593 | $ 130,211,000 | $ 219,000 | $ 29,000 |
| CLARKSVILLE, TN-KY | 583 | $ 97,861,000 | $ 167,500 | $ 49,500 |
| CHARLOTTESVILLE, VA | 571 | $ 129,674,000 | $ 227,000 | $ 67,000 |
| SPRINGFIELD, IL | 565 | $ 73,422,000 | $ 129,000 | $ 58,000 |
| GARY, IN | 562 | $ 91,515,000 | $ 162,000 | $ 47,000 |
| HICKORY-LENOIR-MORGANTON, NC | 561 | $ 95,250,000 | $ 169,000 | $ 18,000 |
| OWENSBORO, KY | 550 | $ 72,221,000 | $ 131,000 | $ 50,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 547 | $ 97,609,000 | $ 178,000 | $ 49,000 |
| ST. GEORGE, UT | 541 | $ 111,301,000 | $ 205,000 | $ 48,000 |
| BREMERTON-SILVERDALE, WA | 538 | $ 142,503,000 | $ 264,000 | $ 70,000 |
| SPRINGFIELD, MA | 538 | $ 107,483,000 | $ 199,000 | $ 20,000 |
| TOPEKA, KS | 537 | $ 71,095,000 | $ 132,000 | $ 41,000 |
| CLEVELAND, TN | 534 | $ 75,451,000 | $ 141,000 | $ 16,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 534 | $ 72,343,000 | $ 135,000 | $ 29,000 |
| CAPE CORAL-FORT MYERS, FL | 530 | $ 94,963,000 | $ 179,000 | $ 79,000 |
| JONESBORO, AR | 527 | $ 86,291,000 | $ 163,000 | $ 9,000 |
| KNOXVILLE, TN | 524 | $ 101,860,000 | $ 194,000 | $ 55,000 |
| EUGENE-SPRINGFIELD, OR | 517 | $ 107,887,000 | $ 208,000 | $ 81,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 511 | $ 109,795,000 | $ 214,000 | $ 62,000 |
| FOND DU LAC, WI | 501 | $ 71,401,000 | $ 142,000 | $ 76,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 496 | $ 93,997,000 | $ 189,000 | $ 27,000 |
| FORT WAYNE, IN | 492 | $ 59,626,000 | $ 121,000 | $ 18,000 |
| COEUR D'ALENE, ID | 480 | $ 97,900,000 | $ 203,000 | $ 83,000 |
| TOLEDO, OH | 476 | $ 66,796,000 | $ 140,000 | $ 53,000 |
| BLOOMINGTON-NORMAL, IL | 471 | $ 80,408,000 | $ 170,000 | $ 50,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 471 | $ 146,820,000 | $ 311,000 | $ 74,000 |
| ROANOKE, VA | 468 | $ 89,988,000 | $ 192,000 | $ 11,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 465 | $ 63,315,000 | $ 97,000 | $ 55,000 |
| BAKERSFIELD-DELANO, CA | 462 | $ 83,203,000 | $ 180,000 | $ 45,000 |
| COLUMBIA, MO | 462 | $ 69,604,000 | $ 150,000 | $ 50,000 |
| APPLETON, WI | 457 | $ 83,293,000 | $ 182,000 | $ 103,000 |
| EL PASO, TX | 457 | $ 54,777,000 | $ 119,000 | $ 10,000 |
| JACKSON, MS | 455 | $ 79,303,000 | $ 174,000 | $ 17,000 |
| SANTA CRUZ-WATSONVILLE, CA | 453 | $ 181,160,000 | $ 399,000 | $ 97,000 |
| LAWRENCE, KS | 447 | $ 89,107,000 | $ 199,000 | $ 72,000 |
| GRAND RAPIDS-WYOMING, MI | 446 | $ 62,016,000 | $ 139,000 | $ 28,000 |
| JOPLIN, MO | 442 | $ 51,710,000 | $ 116,000 | $ 40,000 |
| SYRACUSE, NY | 441 | $ 54,117,000 | $ 122,000 | $ 4,000 |
| CANTON-MASSILLON, OH | 440 | $ 51,187,000 | $ 116,000 | $ 32,000 |
| WINSTON-SALEM, NC | 437 | $ 91,031,000 | $ 208,000 | $ 24,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 434 | $ 61,526,000 | $ 141,000 | $ 46,000 |
| BEND, OR | 429 | $ 110,213,000 | $ 256,000 | $ 110,000 |
| OSHKOSH-NEENAH, WI | 428 | $ 65,183,000 | $ 152,000 | $ 86,000 |
| SIOUX CITY, IA-NE-SD | 423 | $ 51,958,000 | $ 133,666 | $ 73,000 |
| ANN ARBOR, MI | 420 | $ 83,987,000 | $ 199,000 | $ 74,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 419 | $ 51,029,000 | $ 121,000 | $ 31,000 |
| GREAT FALLS, MT | 409 | $ 69,186,000 | $ 169,000 | $ 68,000 |
| VALLEJO-FAIRFIELD, CA | 401 | $ 108,693,000 | $ 271,000 | $ 71,000 |
| LAS CRUCES, NM | 394 | $ 61,904,000 | $ 157,000 | $ 29,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 394 | $ 147,149,000 | $ 373,000 | $ 100,000 |
| CORPUS CHRISTI, TX | 391 | $ 63,461,000 | $ 162,000 | $ 22,000 |
| MANHATTAN, KS | 389 | $ 140,932,000 | $ 362,000 | $ 24,000 |
| SHREVEPORT-BOSSIER CITY, LA | 389 | $ 65,574,000 | $ 168,000 | $ 27,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 388 | $ 76,234,000 | $ 196,000 | $ 68,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 385 | $ 80,107,000 | $ 208,000 | $ 55,000 |
| OLYMPIA, WA | 385 | $ 85,684,000 | $ 222,000 | $ 60,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 376 | $ 71,266,000 | $ 189,000 | $ 77,000 |
| MONTGOMERY, AL | 376 | $ 61,611,000 | $ 163,000 | $ 20,000 |
| STOCKTON, CA | 376 | $ 82,243,000 | $ 218,000 | $ 84,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 372 | $ 73,218,000 | $ 215,000 | $ 33,500 |
| FORT SMITH, AR-OK | 372 | $ 39,064,000 | $ 88,500 | $ 32,000 |
| CHATTANOOGA, TN-GA | 360 | $ 63,377,000 | $ 162,000 | $ 32,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 357 | $ 56,595,000 | $ 158,000 | $ 65,000 |
| FRESNO, CA | 356 | $ 80,775,000 | $ 226,000 | $ 43,000 |
| LANCASTER, PA | 356 | $ 60,480,000 | $ 169,000 | $ 20,000 |
| MISSOULA, MT | 356 | $ 72,053,000 | $ 202,000 | $ 71,000 |
| CHEYENNE, WY | 353 | $ 68,997,000 | $ 195,000 | $ 43,000 |
| DUBUQUE, IA | 350 | $ 48,261,000 | $ 137,000 | $ 62,000 |
| MOUNT VERNON-ANACORTES, WA | 349 | $ 81,072,000 | $ 232,000 | $ 47,000 |
| WICHITA FALLS, TX | 344 | $ 42,797,000 | $ 124,000 | $ 3,000 |
| GRAND FORKS, ND-MN | 340 | $ 50,032,000 | $ 143,000 | $ 39,000 |
| MEDFORD, OR | 335 | $ 70,106,000 | $ 209,000 | $ 75,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 331 | $ 48,966,000 | $ 147,000 | $ 47,000 |
| SHEBOYGAN, WI | 327 | $ 48,721,000 | $ 148,000 | $ 96,000 |
| MODESTO, CA | 326 | $ 64,536,000 | $ 197,000 | $ 105,000 |
| SALINAS, CA | 325 | $ 142,839,000 | $ 439,000 | $ 92,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 324 | $ 33,366,000 | $ 115,500 | $ 31,500 |
| AMES, IA | 309 | $ 61,478,000 | $ 198,000 | $ 58,000 |
| ABILENE, TX | 308 | $ 48,071,000 | $ 156,000 | $ 3,000 |
| SAVANNAH, GA | 307 | $ 57,972,000 | $ 188,000 | $ 44,000 |
| TUSCALOOSA, AL | 302 | $ 48,359,000 | $ 160,000 | $ 21,000 |
| RAPID CITY, SD | 295 | $ 55,322,000 | $ 187,000 | $ 101,000 |
| MANKATO-NORTH MANKATO, MN | 294 | $ 52,096,000 | $ 177,000 | $ 89,000 |
| HOT SPRINGS, AR | 290 | $ 43,245,000 | $ 149,000 | $ 59,000 |
| ODESSA, TX | 287 | $ 38,718,000 | $ 134,000 | $ 28,000 |
| PRESCOTT, AZ | 287 | $ 52,582,000 | $ 183,000 | $ 64,000 |
| ST. JOSEPH, MO-KS | 285 | $ 34,608,000 | $ 140,000 | $ 67,500 |
| GRAND JUNCTION, CO | 279 | $ 53,935,000 | $ 193,000 | $ 74,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 278 | $ 33,448,000 | $ 120,000 | $ 43,000 |
| LANSING-EAST LANSING, MI | 276 | $ 40,097,000 | $ 145,000 | $ 41,000 |
| BURLINGTON, NC | 269 | $ 45,468,000 | $ 169,000 | $ 11,000 |
| GAINESVILLE, FL | 269 | $ 43,638,000 | $ 162,000 | $ 37,000 |
| PORT ST. LUCIE, FL | 268 | $ 42,568,000 | $ 158,000 | $ 59,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 267 | $ 47,703,000 | $ 178,000 | $ 18,000 |
| BLOOMINGTON, IN | 262 | $ 50,422,000 | $ 192,000 | $ 65,000 |
| SANTA FE, NM | 261 | $ 63,537,000 | $ 243,000 | $ 49,000 |
| MONROE, MI | 260 | $ 35,795,000 | $ 137,000 | $ 43,000 |
| YAKIMA, WA | 258 | $ 45,480,000 | $ 176,000 | $ 78,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 255 | $ 43,727,000 | $ 171,000 | $ 38,000 |
| BISMARCK, ND | 252 | $ 45,101,000 | $ 178,000 | $ 61,000 |
| REDDING, CA | 250 | $ 47,074,000 | $ 188,000 | $ 83,000 |
| RACINE, WI | 247 | $ 45,944,000 | $ 186,000 | $ 87,000 |
| IDAHO FALLS, ID | 245 | $ 40,903,000 | $ 166,000 | $ 45,000 |
| FLINT, MI | 244 | $ 28,655,000 | $ 117,000 | $ 16,000 |
| LAWTON, OK | 242 | $ 30,736,000 | $ 127,000 | $ 5,000 |
| LAFAYETTE, LA | 240 | $ 31,064,000 | $ 129,000 | $ 24,000 |
| TALLAHASSEE, FL | 239 | $ 31,197,000 | $ 130,000 | $ 46,000 |
| MOBILE, AL | 238 | $ 31,978,000 | $ 134,000 | $ 18,000 |
| CHICO, CA | 237 | $ 45,354,000 | $ 191,000 | $ 73,000 |
| NORWICH-NEW LONDON, CT | 237 | $ 54,107,000 | $ 228,000 | $ 22,000 |
| FLORENCE, SC | 233 | $ 34,416,000 | $ 147,000 | $ 52,000 |
| KALAMAZOO-PORTAGE, MI | 232 | $ 34,039,000 | $ 146,000 | $ 38,000 |
| BUFFALO-NIAGARA FALLS, NY | 231 | $ 31,910,000 | $ 138,000 | $ 14,000 |
| DOVER, DE | 223 | $ 39,480,000 | $ 177,000 | $ 21,000 |
| HOLLAND-GRAND HAVEN, MI | 223 | $ 32,878,000 | $ 147,000 | $ 25,000 |
| NAPLES-MARCO ISLAND, FL | 219 | $ 58,237,000 | $ 265,000 | $ 137,000 |
| FAYETTEVILLE, NC | 218 | $ 37,630,000 | $ 172,000 | $ 23,000 |
| NAPA, CA | 218 | $ 72,539,000 | $ 332,000 | $ 115,000 |
| LAKELAND-WINTER HAVEN, FL | 217 | $ 25,578,000 | $ 117,000 | $ 33,000 |
| EAU CLAIRE, WI | 212 | $ 35,446,000 | $ 167,000 | $ 89,000 |
| PUEBLO, CO | 210 | $ 30,654,000 | $ 145,000 | $ 57,000 |
| YUMA, AZ | 206 | $ 28,304,000 | $ 137,000 | $ 28,000 |
| WHEELING, WV-OH | 205 | $ 25,179,000 | $ 121,500 | $ 17,500 |
| ALBANY-SCHENECTADY-TROY, NY | 202 | $ 29,035,000 | $ 143,000 | $ 35,000 |
| JANESVILLE, WI | 201 | $ 28,674,000 | $ 142,000 | $ 83,000 |
| JEFFERSON CITY, MO | 201 | $ 23,833,000 | $ 118,000 | $ 48,000 |
| AUBURN-OPELIKA, AL | 199 | $ 39,973,000 | $ 200,000 | $ 75,000 |
| WAUSAU, WI | 199 | $ 36,404,000 | $ 182,000 | $ 98,000 |
| CHAMPAIGN-URBANA, IL | 197 | $ 27,847,000 | $ 141,000 | $ 14,000 |
| ELKHART-GOSHEN, IN | 194 | $ 23,258,000 | $ 119,000 | $ 18,000 |
| MORGANTOWN, WV | 194 | $ 34,115,000 | $ 175,000 | $ 13,000 |
| OCALA, FL | 194 | $ 23,391,000 | $ 120,000 | $ 22,000 |
| HARRISONBURG, VA | 191 | $ 34,762,000 | $ 182,000 | $ 7,000 |
| BANGOR, ME | 186 | $ 29,010,000 | $ 155,000 | $ 12,000 |
| PINE BLUFF, AR | 180 | $ 16,423,000 | $ 91,000 | $ 27,000 |
| CORVALLIS, OR | 178 | $ 38,437,000 | $ 215,000 | $ 94,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 177 | $ 36,466,000 | $ 206,000 | $ 43,000 |
| COLUMBUS, GA-AL | 177 | $ 30,676,000 | $ 156,500 | $ 24,000 |
| DECATUR, AL | 175 | $ 23,421,000 | $ 133,000 | $ 14,000 |
| FLAGSTAFF, AZ | 172 | $ 35,726,000 | $ 207,000 | $ 72,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 172 | $ 20,672,000 | $ 144,000 | $ 57,000 |
| DECATUR, IL | 167 | $ 16,713,000 | $ 100,000 | $ 28,000 |
| BEAUMONT-PORT ARTHUR, TX | 163 | $ 12,630,000 | $ 77,000 | $ 41,000 |
| WENATCHEE-EAST WENATCHEE, WA | 163 | $ 39,602,000 | $ 242,000 | $ 69,000 |
| LAFAYETTE, IN | 162 | $ 22,550,000 | $ 139,000 | $ 12,000 |
| LEWISTON, ID-WA | 162 | $ 28,423,000 | $ 181,000 | $ 64,000 |
| SPARTANBURG, SC | 162 | $ 22,928,000 | $ 141,000 | $ 37,000 |
| NILES-BENTON HARBOR, MI | 161 | $ 31,464,000 | $ 195,000 | $ 66,000 |
| COLLEGE STATION-BRYAN, TX | 156 | $ 24,424,000 | $ 156,000 | $ 35,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 152 | $ 14,745,000 | $ 102,000 | $ 40,000 |
| MICHIGAN CITY-LA PORTE, IN | 151 | $ 19,743,000 | $ 130,000 | $ 22,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 148 | $ 20,410,000 | $ 127,500 | $ 50,500 |
| TRENTON-EWING, NJ | 148 | $ 39,130,000 | $ 264,000 | $ 33,000 |
| OCEAN CITY, NJ | 144 | $ 38,865,000 | $ 269,000 | $ 50,000 |
| ALEXANDRIA, LA | 143 | $ 19,999,000 | $ 139,000 | $ 85,000 |
| VISALIA-PORTERVILLE, CA | 143 | $ 24,339,000 | $ 170,000 | $ 37,000 |
| GREENVILLE, NC | 141 | $ 23,583,000 | $ 167,000 | $ 18,000 |
| JOHNSON CITY, TN | 141 | $ 21,151,000 | $ 150,000 | $ 62,000 |
| SCRANTON--WILKES-BARRE, PA | 136 | $ 19,675,000 | $ 144,000 | $ 39,000 |
| DOTHAN, AL | 130 | $ 11,191,000 | $ 86,000 | $ 36,000 |
| YUBA CITY, CA | 128 | $ 22,337,000 | $ 174,000 | $ 67,000 |
| CHARLESTON, WV | 126 | $ 20,168,000 | $ 160,000 | $ 14,000 |
| HATTIESBURG, MS | 126 | $ 19,913,000 | $ 158,000 | $ 24,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 126 | $ 16,881,000 | $ 133,000 | $ 54,000 |
| READING, PA | 126 | $ 20,799,000 | $ 165,000 | $ 30,000 |
| ATHENS-CLARKE COUNTY, GA | 125 | $ 19,460,000 | $ 155,000 | $ 27,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 125 | $ 20,317,000 | $ 162,000 | $ 40,000 |
| WARNER ROBINS, GA | 125 | $ 21,091,000 | $ 168,000 | $ 17,000 |
| SUMTER, SC | 120 | $ 16,658,000 | $ 138,000 | $ 27,000 |
| MACON, GA | 119 | $ 20,649,000 | $ 173,000 | $ 72,000 |
| WACO, TX | 119 | $ 14,730,000 | $ 123,000 | $ 18,000 |
| FLORENCE-MUSCLE SHOALS, AL | 117 | $ 16,616,000 | $ 142,000 | $ 11,000 |
| GAINESVILLE, GA | 117 | $ 22,397,000 | $ 191,000 | $ 47,000 |
| EVANSVILLE, IN-KY | 116 | $ 21,128,000 | $ 158,000 | $ 52,500 |
| SPRINGFIELD, OH | 115 | $ 12,834,000 | $ 111,000 | $ 25,000 |
| MONROE, LA | 114 | $ 13,598,000 | $ 119,000 | $ 22,000 |
| BRUNSWICK, GA | 113 | $ 18,378,000 | $ 162,000 | $ 30,000 |
| MCALLEN-EDINBURG-MISSION, TX | 113 | $ 8,969,000 | $ 79,000 | $ 43,000 |
| TYLER, TX | 112 | $ 14,682,000 | $ 131,000 | $ 39,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 109 | $ 19,724,000 | $ 180,000 | $ 21,000 |
| JACKSONVILLE, NC | 109 | $ 22,120,000 | $ 202,000 | $ 36,000 |
| PASCAGOULA, MS | 109 | $ 14,451,000 | $ 132,000 | $ 26,000 |
| ANDERSON, SC | 108 | $ 17,490,000 | $ 161,000 | $ 40,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 108 | $ 12,664,000 | $ 119,666 | $ 48,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 108 | $ 26,128,000 | $ 241,000 | $ 37,000 |
| LA CROSSE, WI-MN | 106 | $ 18,417,000 | $ 162,500 | $ 98,500 |
| WINCHESTER, VA-WV | 106 | $ 22,769,000 | $ 179,500 | $ 40,000 |
| LONGVIEW, TX | 104 | $ 9,194,000 | $ 88,000 | $ 39,000 |
| ANNISTON-OXFORD, AL | 102 | $ 13,627,000 | $ 133,000 | $ 56,000 |
| LEBANON, PA | 100 | $ 16,153,000 | $ 161,000 | $ 29,000 |
| ROME, GA | 100 | $ 14,497,000 | $ 144,000 | $ 19,000 |
| UTICA-ROME, NY | 98 | $ 9,788,000 | $ 99,000 | $ 15,000 |
| CARSON CITY, NV | 97 | $ 13,931,000 | $ 143,000 | $ 33,000 |
| GADSDEN, AL | 97 | $ 12,491,000 | $ 128,000 | $ 12,000 |
| MERCED, CA | 97 | $ 16,731,000 | $ 172,000 | $ 54,000 |
| SAN ANGELO, TX | 97 | $ 16,454,000 | $ 169,000 | $ 9,000 |
| POCATELLO, ID | 96 | $ 12,607,000 | $ 131,000 | $ 49,000 |
| BROWNSVILLE-HARLINGEN, TX | 95 | $ 9,703,000 | $ 102,000 | $ 29,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 95 | $ 10,538,000 | $ 110,000 | $ 26,000 |
| LAKE CHARLES, LA | 93 | $ 10,006,000 | $ 107,000 | $ 42,000 |
| VALDOSTA, GA | 93 | $ 12,764,000 | $ 137,000 | $ 28,000 |
| GULFPORT-BILOXI, MS | 92 | $ 11,902,000 | $ 129,000 | $ 20,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 92 | $ 10,603,000 | $ 115,000 | $ 52,000 |
| LONGVIEW, WA | 90 | $ 16,627,000 | $ 184,000 | $ 58,000 |
| MADERA-CHOWCHILLA, CA | 90 | $ 15,032,000 | $ 167,000 | $ 42,000 |
| LEWISTON-AUBURN, ME | 85 | $ 13,102,000 | $ 154,000 | $ 26,000 |
| MUSKEGON-NORTON SHORES, MI | 84 | $ 8,872,000 | $ 105,000 | $ 36,000 |
| CASPER, WY | 81 | $ 14,989,000 | $ 185,000 | $ 52,000 |
| ELIZABETHTOWN, KY | 80 | $ 13,372,000 | $ 167,000 | $ 51,000 |
| JACKSON, TN | 79 | $ 13,370,000 | $ 169,000 | $ 22,000 |
| MANSFIELD, OH | 76 | $ 10,425,000 | $ 137,000 | $ 28,000 |
| BAY CITY, MI | 74 | $ 7,154,000 | $ 96,000 | $ 17,000 |
| SANDUSKY, OH | 70 | $ 10,077,000 | $ 143,000 | $ 64,000 |
| HANFORD-CORCORAN, CA | 69 | $ 13,830,000 | $ 200,000 | $ 21,000 |
| PUNTA GORDA, FL | 69 | $ 10,641,000 | $ 154,000 | $ 66,000 |
| TEXARKANA, TX-TEXARKANA, AR | 67 | $ 8,068,000 | $ 122,000 | $ 16,000 |
| SEBASTIAN-VERO BEACH, FL | 66 | $ 14,694,000 | $ 222,000 | $ 107,000 |
| BATTLE CREEK, MI | 63 | $ 6,962,000 | $ 110,000 | $ 47,000 |
| MUNCIE, IN | 61 | $ 12,455,000 | $ 204,000 | $ 31,000 |
| SALISBURY, MD | 58 | $ 10,227,000 | $ 176,000 | $ 35,000 |
| STATE COLLEGE, PA | 58 | $ 12,514,000 | $ 215,000 | $ 48,000 |
| FARMINGTON, NM | 56 | $ 7,823,000 | $ 139,000 | $ 29,000 |
| JACKSON, MI | 56 | $ 7,048,000 | $ 125,000 | $ 48,000 |
| PALM COAST, FL | 55 | $ 9,861,000 | $ 179,000 | $ 69,000 |
| FAIRBANKS, AK | 54 | $ 13,486,000 | $ 249,000 | $ 18,000 |
| GOLDSBORO, NC | 54 | $ 8,138,000 | $ 150,000 | $ 27,000 |
| ROCKY MOUNT, NC | 53 | $ 6,844,000 | $ 129,000 | $ 42,000 |
| ANDERSON, IN | 52 | $ 5,395,000 | $ 103,000 | $ 11,000 |
| COLUMBUS, IN | 52 | $ 6,393,000 | $ 122,000 | $ 24,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 52 | $ 5,603,000 | $ 107,000 | $ 39,000 |
| DALTON, GA | 51 | $ 5,058,000 | $ 99,000 | $ 15,000 |
| ERIE, PA | 50 | $ 6,230,000 | $ 124,000 | $ 32,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 49 | $ 5,881,000 | $ 112,500 | $ 15,000 |
| VICTORIA, TX | 48 | $ 4,388,000 | $ 91,000 | $ 45,000 |
| ALBANY, GA | 47 | $ 7,089,000 | $ 150,000 | $ 51,000 |
| MORRISTOWN, TN | 45 | $ 9,834,000 | $ 218,000 | $ 67,000 |
| DANVILLE, VA | 42 | $ 6,569,000 | $ 156,000 | $ 17,000 |
| SHERMAN-DENISON, TX | 41 | $ 4,752,000 | $ 115,000 | $ 36,000 |
| TERRE HAUTE, IN | 41 | $ 4,899,000 | $ 119,000 | $ 22,000 |
| CUMBERLAND, MD-WV | 37 | $ 4,558,000 | $ 123,000 | $ 5,000 |
| GLENS FALLS, NY | 37 | $ 3,736,000 | $ 100,000 | $ 35,000 |
| BINGHAMTON, NY | 36 | $ 3,664,000 | $ 101,000 | $ 27,000 |
| LIMA, OH | 36 | $ 3,821,000 | $ 106,000 | $ 37,000 |
| ALTOONA, PA | 34 | $ 3,670,000 | $ 107,000 | $ 21,000 |
| LAREDO, TX | 34 | $ 3,981,000 | $ 117,000 | $ 44,000 |
| KOKOMO, IN | 30 | $ 3,786,000 | $ 126,000 | $ 29,000 |
| HINESVILLE-FORT STEWART, GA | 29 | $ 4,581,000 | $ 157,000 | $ 44,000 |
| PITTSFIELD, MA | 29 | $ 8,179,000 | $ 282,000 | $ 56,000 |
| EL CENTRO, CA | 28 | $ 4,609,000 | $ 164,000 | $ 66,000 |
| KANKAKEE-BRADLEY, IL | 28 | $ 4,026,000 | $ 143,000 | $ 40,000 |
| JOHNSTOWN, PA | 21 | $ 2,595,000 | $ 123,000 | $ 15,000 |
| WILLIAMSPORT, PA | 21 | $ 2,915,000 | $ 138,000 | $ 45,000 |
| KINGSTON, NY | 15 | $ 2,457,000 | $ 163,000 | $ 73,000 |
| DANVILLE, IL | 14 | $ 1,122,000 | $ 80,000 | $ 15,000 |
| ELMIRA, NY | 8 | $ 1,108,000 | $ 138,000 | $ 22,000 |
| ITHACA, NY | 8 | $ 487,000 | $ 60,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for U.S. Bank National Association in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 281,625 | $66,324,394,000 | $235,000 | $34,000,000 | $65,000 | $9,999,000 |
| Home Purchase | 170,365 | $31,990,933,000 | $187,000 | $36,000,000 | $39,000 | $9,999,000 |
| Home Improvement | 4,152 | $1,077,081,000 | $259,000 | $36,950,000 | $99,000 | $2,752,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 222,237 | $49,397,771,000 | $222,000 | $36,950,000 | $0 | $39,000 |
| White | 172,938 | $35,831,845,000 | $207,000 | $7,870,000 | $108,000 | $9,999,000 |
| Not Provided | 30,612 | $7,335,114,000 | $239,000 | $8,526,000 | $125,000 | $9,999,000 |
| Asian | 12,181 | $3,912,838,000 | $321,000 | $3,445,000 | $133,000 | $3,192,000 |
| Hispanic | 10,203 | $1,698,448,000 | $166,000 | $2,000,000 | $75,000 | $2,136,000 |
| Black or African American | 6,690 | $989,111,000 | $147,000 | $3,255,000 | $75,000 | $9,999,000 |
| American Indian or Alaskan Native | 699 | $94,119,000 | $134,000 | $1,360,000 | $75,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 582 | $133,162,000 | $228,000 | $1,628,000 | $103,000 | $1,556,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 343,853 | $80,178,572,000 | $233,000 | $36,950,000 | $68,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 83,596 | $13,328,464,000 | $159,000 | $1,078,000 | $17,000 | $1,314,000 |
| VA-guaranteed (Veterans Administration) | 24,244 | $5,366,499,000 | $221,000 | $1,048,000 | $20,000 | $2,080,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4,449 | $518,873,000 | $116,000 | $336,000 | $12,000 | $121,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 220,923 | $48,102,647,000 | $217,000 | $1,950,000 | $0 | $38,000 |
| Loan Originated | 165,375 | $37,526,363,000 | $226,000 | $36,950,000 | $113,000 | $9,999,000 |
| Application Denied By Financial Institution | 42,229 | $7,731,707,000 | $183,000 | $7,500,000 | $90,000 | $9,999,000 |
| File Closed For Incompleteness | 10,272 | $1,863,281,000 | $181,000 | $7,500,000 | $105,000 | $9,932,000 |
| Application Withdrawn By Applicant | 7,584 | $1,808,906,000 | $238,000 | $27,981,000 | $111,000 | $3,192,000 |
| Application Approved But Not Accepted | 7,133 | $1,909,325,000 | $267,000 | $8,318,000 | $130,000 | $5,846,000 |
| Preapproval Denied by Financial Institution | 2,626 | $450,179,000 | $171,000 | $2,000,000 | $64,000 | $1,131,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 12,166 | $2,800,596,000 | $230,000 | $5,000,000 | $125,000 | $9,999,000 |
| Credit History | 12,145 | $1,257,541,000 | $103,000 | $1,920,000 | $65,000 | $4,326,000 |
| Debt-To-Income Ratio | 10,255 | $2,109,360,000 | $205,000 | $5,300,000 | $64,000 | $4,013,000 |
| Unverifiable Information | 3,778 | $851,011,000 | $225,000 | $4,000,000 | $108,000 | $3,243,000 |
| Credit Application Incomplete | 2,181 | $517,532,000 | $237,000 | $3,000,000 | $114,000 | $4,450,000 |
| Other | 2,177 | $321,638,000 | $147,000 | $7,500,000 | $80,000 | $1,344,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,557 | $226,657,000 | $145,000 | $2,000,000 | $79,000 | $2,242,000 |
| Employment History | 593 | $97,143,000 | $163,000 | $905,000 | $67,000 | $600,000 |
| Mortgage Insurance Denied | 3 | $408,000 | $136,000 | $173,000 | $50,000 | $67,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into U.S. Bank National Association's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess U.S. Bank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.