US Bank, N.A. Mortgage Lending & HMDA Data, 2023
In 2023, US Bank, N.A. of Cincinnati, OH reported 211,879 mortgage applications totaling $61.3 billion, down 32% from 2022. The average application was for $289,443, and applicants reported an average income of $162,099. 34% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Chicago-Naperville, IL (10,482), Minneapolis-St. Paul-Bloomington, MN-WI (9,933) and Los Angeles-Long Beach-Glendale, CA (7,070) (applications in parentheses).
| Mortgage Company & Address | US Bank, N.A. 425 Walnut Street Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 211,879 |
| Total Mortgage Loan Application Amount | $61,326,985,000 |
| Average Mortgage Loan Application Amount | $289,443 |
| Highest Mortgage Loan Application Amount | $69,005,000 |
| Average Applicant Income | $162,099 |
| Highest Applicant Income | $9,891,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 25,003 | $ 4,965,605,000 | $ 198,600 | $ 124,361 |
| Chicago-Naperville, IL | 10,482 | $ 2,369,770,000 | $ 226,079 | $ 125,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 9,933 | $ 2,048,475,000 | $ 206,229 | $ 131,321 |
| Los Angeles-Long Beach-Glendale, CA | 7,070 | $ 3,793,610,000 | $ 536,578 | $ 277,000 |
| St. Louis, MO-IL | 5,409 | $ 909,795,000 | $ 168,200 | $ 113,816 |
| Riverside-San Bernardino-Ontario, CA | 5,132 | $ 1,451,850,000 | $ 282,901 | $ 179,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4,556 | $ 1,396,990,000 | $ 306,626 | $ 179,000 |
| Denver-Aurora-Lakewood, CO | 4,042 | $ 1,253,680,000 | $ 310,163 | $ 174,000 |
| Cincinnati, OH-KY-IN | 3,858 | $ 570,860,000 | $ 147,967 | $ 114,272 |
| San Diego-Carlsbad, CA | 3,733 | $ 1,869,945,000 | $ 500,922 | $ 257,000 |
| Las Vegas-Henderson-Paradise, NV | 3,572 | $ 813,600,000 | $ 227,771 | $ 128,000 |
| Anaheim-Santa Ana-Irvine, CA | 3,533 | $ 2,106,885,000 | $ 596,344 | $ 317,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3,422 | $ 916,370,000 | $ 267,787 | $ 170,000 |
| Seattle-Bellevue-Everett, WA | 3,062 | $ 1,691,050,000 | $ 552,269 | $ 253,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,986 | $ 1,222,570,000 | $ 409,434 | $ 180,972 |
| Oakland-Hayward-Berkeley, CA | 2,896 | $ 1,860,390,000 | $ 642,399 | $ 284,000 |
| Kansas City, MO-KS | 2,862 | $ 506,630,000 | $ 177,019 | $ 118,762 |
| Baltimore-Columbia-Towson, MD | 2,736 | $ 743,270,000 | $ 271,663 | $ 112,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2,695 | $ 695,475,000 | $ 258,061 | $ 147,000 |
| Omaha-Council Bluffs, NE-IA | 2,466 | $ 431,570,000 | $ 175,008 | $ 102,000 |
| Columbus, OH | 2,396 | $ 393,190,000 | $ 164,102 | $ 109,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2,335 | $ 810,985,000 | $ 347,316 | $ 210,000 |
| Cleveland-Elyria, OH | 2,246 | $ 308,070,000 | $ 137,163 | $ 102,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,209 | $ 1,295,425,000 | $ 586,430 | $ 298,914 |
| Oklahoma City, OK | 2,032 | $ 399,310,000 | $ 196,510 | $ 102,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,998 | $ 647,890,000 | $ 324,269 | $ 198,000 |
| Indianapolis-Carmel-Anderson, IN | 1,931 | $ 349,615,000 | $ 181,053 | $ 91,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,684 | $ 1,475,830,000 | $ 876,383 | $ 346,000 |
| Dallas-Plano-Irving, TX | 1,551 | $ 824,315,000 | $ 531,473 | $ 212,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,491 | $ 363,765,000 | $ 243,973 | $ 142,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,336 | $ 484,540,000 | $ 362,679 | $ 181,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,262 | $ 233,770,000 | $ 185,237 | $ 152,000 |
| Jacksonville, FL | 1,253 | $ 314,935,000 | $ 251,344 | $ 149,000 |
| Elgin, IL | 1,185 | $ 235,395,000 | $ 198,645 | $ 109,000 |
| New York-Newark, NY | 1,160 | $ 474,750,000 | $ 409,267 | $ 245,144 |
| Tucson, AZ | 1,151 | $ 251,695,000 | $ 218,675 | $ 113,000 |
| Louisville/Jefferson County, KY-IN | 1,091 | $ 156,335,000 | $ 143,295 | $ 95,277 |
| Tulsa, OK | 1,084 | $ 214,880,000 | $ 198,228 | $ 98,000 |
| Lake County-Kenosha County, IL-WI | 1,082 | $ 263,080,000 | $ 243,142 | $ 138,501 |
| Boise City, ID | 1,065 | $ 298,445,000 | $ 280,230 | $ 168,000 |
| Washington-Baltimore-Arlington, DC | 1,051 | $ 410,315,000 | $ 390,404 | $ 163,000 |
| Dayton-Springfield-Kettering, OH | 1,048 | $ 135,080,000 | $ 128,893 | $ 86,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1,037 | $ 826,795,000 | $ 797,295 | $ 358,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,013 | $ 318,375,000 | $ 314,289 | $ 173,243 |
| Orlando-Kissimmee-Sanford, FL | 971 | $ 258,855,000 | $ 266,585 | $ 164,000 |
| Des Moines-West Des Moines, IA | 938 | $ 150,360,000 | $ 160,298 | $ 117,000 |
| Bridgeport-Stamford-Norwalk, CT | 928 | $ 771,540,000 | $ 831,400 | $ 408,000 |
| Rockford, IL | 867 | $ 101,705,000 | $ 117,306 | $ 71,000 |
| Peoria, IL | 862 | $ 100,620,000 | $ 116,728 | $ 64,000 |
| Reno, NV | 861 | $ 254,465,000 | $ 295,545 | $ 179,000 |
| Lincoln, NE | 858 | $ 148,650,000 | $ 173,251 | $ 88,000 |
| Akron, OH | 854 | $ 112,100,000 | $ 131,264 | $ 86,000 |
| Stockton-Lodi, CA | 850 | $ 294,660,000 | $ 346,658 | $ 176,000 |
| Cambridge-Newton-Framingham, MA | 845 | $ 465,765,000 | $ 551,201 | $ 250,000 |
| Newark, NJ-PA | 839 | $ 372,925,000 | $ 444,487 | $ 249,231 |
| Nassau County-Suffolk County, NY | 784 | $ 467,960,000 | $ 596,887 | $ 332,000 |
| Austin-Round Rock, TX | 767 | $ 459,615,000 | $ 599,237 | $ 276,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 760 | $ 257,090,000 | $ 338,276 | $ 225,000 |
| Colorado Springs, CO | 743 | $ 185,915,000 | $ 250,222 | $ 138,000 |
| Springfield, MO | 742 | $ 116,030,000 | $ 156,374 | $ 109,000 |
| Tacoma-Lakewood, WA | 742 | $ 216,850,000 | $ 292,250 | $ 173,000 |
| Salt Lake City, UT | 702 | $ 225,890,000 | $ 321,780 | $ 173,000 |
| Duluth, MN-WI | 701 | $ 114,825,000 | $ 163,801 | $ 103,539 |
| Boston, MA | 641 | $ 346,915,000 | $ 541,209 | $ 253,000 |
| Little Rock-North Little Rock-Conway, AR | 639 | $ 97,035,000 | $ 151,854 | $ 127,000 |
| Miami-Miami Beach-Kendall, FL | 583 | $ 244,905,000 | $ 420,077 | $ 262,000 |
| Bakersfield, CA | 581 | $ 119,355,000 | $ 205,430 | $ 131,000 |
| Fresno, CA | 574 | $ 142,110,000 | $ 247,578 | $ 148,000 |
| Montgomery County-Bucks County-Chester County, PA | 563 | $ 211,075,000 | $ 374,911 | $ 210,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 562 | $ 270,110,000 | $ 480,622 | $ 259,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 538 | $ 174,720,000 | $ 324,758 | $ 154,600 |
| Memphis, TN-MS-AR | 527 | $ 133,175,000 | $ 252,703 | $ 144,715 |
| Palm Bay-Melbourne-Titusville, FL | 525 | $ 147,405,000 | $ 280,771 | $ 158,000 |
| Davenport-Moline-Rock Island, IA-IL | 515 | $ 64,005,000 | $ 124,281 | $ 88,446 |
| Gary, IN | 513 | $ 87,865,000 | $ 171,276 | $ 90,000 |
| Clarksville, TN-KY | 510 | $ 94,160,000 | $ 184,627 | $ 101,094 |
| Spokane-Spokane Valley, WA | 507 | $ 113,855,000 | $ 224,566 | $ 135,000 |
| Salem, OR | 506 | $ 94,710,000 | $ 187,173 | $ 119,000 |
| Raleigh, NC | 505 | $ 184,415,000 | $ 365,178 | $ 187,000 |
| Ogden-Clearfield, UT | 494 | $ 146,980,000 | $ 297,530 | $ 162,000 |
| Warren-Troy-Farmington Hills, MI | 494 | $ 139,100,000 | $ 281,578 | $ 195,000 |
| Albuquerque, NM | 484 | $ 97,010,000 | $ 200,433 | $ 133,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 476 | $ 211,370,000 | $ 444,054 | $ 263,000 |
| Fort Worth-Arlington, TX | 472 | $ 187,640,000 | $ 397,542 | $ 190,000 |
| Rochester, MN | 470 | $ 88,630,000 | $ 188,574 | $ 106,000 |
| San Antonio-New Braunfels, TX | 468 | $ 167,840,000 | $ 358,632 | $ 173,000 |
| St. Cloud, MN | 461 | $ 77,045,000 | $ 167,125 | $ 91,000 |
| North Port-Sarasota-Bradenton, FL | 455 | $ 185,075,000 | $ 406,758 | $ 221,000 |
| Knoxville, TN | 451 | $ 99,075,000 | $ 219,678 | $ 132,000 |
| Pittsburgh, PA | 426 | $ 106,650,000 | $ 250,352 | $ 156,000 |
| Richmond, VA | 418 | $ 121,580,000 | $ 290,861 | $ 168,000 |
| Provo-Orem, UT | 404 | $ 211,670,000 | $ 523,935 | $ 251,000 |
| Bend-Redmond, OR | 401 | $ 151,175,000 | $ 376,995 | $ 220,000 |
| Modesto, CA | 386 | $ 72,910,000 | $ 188,886 | $ 131,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 384 | $ 108,590,000 | $ 282,786 | $ 154,000 |
| Cape Coral-Fort Myers, FL | 381 | $ 103,755,000 | $ 272,322 | $ 177,000 |
| Hartford-West Hartford-East Hartford, CT | 374 | $ 88,220,000 | $ 235,882 | $ 172,000 |
| Joplin, MO | 374 | $ 46,170,000 | $ 123,449 | $ 84,000 |
| Madison, WI | 364 | $ 83,840,000 | $ 230,329 | $ 150,000 |
| Fort Collins, CO | 358 | $ 95,070,000 | $ 265,558 | $ 170,000 |
| Providence-Warwick, RI-MA | 355 | $ 103,345,000 | $ 291,112 | $ 170,971 |
| Vallejo-Fairfield, CA | 354 | $ 105,640,000 | $ 298,418 | $ 161,000 |
| Eugene, OR | 346 | $ 103,140,000 | $ 298,092 | $ 134,000 |
| Greeley, CO | 345 | $ 77,095,000 | $ 223,463 | $ 143,000 |
| Visalia-Porterville, CA | 342 | $ 76,690,000 | $ 224,239 | $ 136,000 |
| Lexington-Fayette, KY | 330 | $ 58,450,000 | $ 177,121 | $ 122,000 |
| Bowling Green, KY | 329 | $ 48,065,000 | $ 146,094 | $ 102,000 |
| Lakeland-Winter Haven, FL | 329 | $ 70,175,000 | $ 213,297 | $ 111,000 |
| Fort Wayne, IN | 326 | $ 48,130,000 | $ 147,638 | $ 74,000 |
| Toledo, OH | 320 | $ 40,850,000 | $ 127,656 | $ 90,000 |
| Youngstown-Warren-Boardman, OH-PA | 309 | $ 34,825,000 | $ 112,702 | $ 71,258 |
| Worcester, MA-CT | 302 | $ 97,550,000 | $ 323,013 | $ 156,903 |
| Sioux Falls, SD | 299 | $ 51,275,000 | $ 171,488 | $ 130,000 |
| Fargo, ND-MN | 297 | $ 58,115,000 | $ 195,673 | $ 125,639 |
| Deltona-Daytona Beach-Ormond Beach, FL | 295 | $ 68,805,000 | $ 233,237 | $ 153,000 |
| Canton-Massillon, OH | 284 | $ 37,980,000 | $ 133,732 | $ 81,000 |
| Santa Maria-Santa Barbara, CA | 284 | $ 158,000,000 | $ 556,338 | $ 268,000 |
| Salinas, CA | 278 | $ 140,810,000 | $ 506,510 | $ 250,000 |
| San Rafael, CA | 275 | $ 193,555,000 | $ 703,836 | $ 385,000 |
| Philadelphia, PA | 273 | $ 76,735,000 | $ 281,080 | $ 174,000 |
| Santa Rosa, CA | 270 | $ 162,050,000 | $ 600,185 | $ 273,000 |
| Camden, NJ | 265 | $ 56,655,000 | $ 213,792 | $ 152,000 |
| Salisbury, MD-DE | 263 | $ 82,505,000 | $ 313,707 | $ 147,832 |
| Wichita, KS | 262 | $ 48,390,000 | $ 184,694 | $ 113,000 |
| Hagerstown-Martinsburg, MD-WV | 253 | $ 52,485,000 | $ 207,450 | $ 97,739 |
| St. Joseph, MO-KS | 253 | $ 31,285,000 | $ 123,656 | $ 69,086 |
| Topeka, KS | 253 | $ 27,325,000 | $ 108,003 | $ 87,000 |
| Coeur D'Alene, ID | 251 | $ 75,535,000 | $ 300,936 | $ 188,000 |
| Carbondale-Marion, IL | 248 | $ 31,450,000 | $ 126,814 | $ 91,000 |
| Wilmington, DE-MD-NJ | 248 | $ 77,380,000 | $ 312,016 | $ 142,282 |
| Naples-Immokalee-Marco Island, FL | 240 | $ 149,110,000 | $ 621,291 | $ 401,000 |
| Yakima, WA | 240 | $ 41,140,000 | $ 171,416 | $ 125,000 |
| Bloomington, IL | 239 | $ 36,335,000 | $ 152,029 | $ 84,000 |
| Augusta-Richmond County, GA-SC | 236 | $ 53,220,000 | $ 225,508 | $ 133,161 |
| Charleston-North Charleston, SC | 229 | $ 119,835,000 | $ 523,296 | $ 221,000 |
| Springfield, IL | 229 | $ 24,535,000 | $ 107,139 | $ 93,000 |
| Port St. Lucie, FL | 228 | $ 65,530,000 | $ 287,412 | $ 165,000 |
| Redding, CA | 225 | $ 47,985,000 | $ 213,266 | $ 138,000 |
| Pensacola-Ferry Pass-Brent, FL | 221 | $ 47,935,000 | $ 216,900 | $ 115,000 |
| Detroit-Dearborn-Livonia, MI | 217 | $ 31,325,000 | $ 144,354 | $ 122,000 |
| Grand Island, NE | 217 | $ 39,005,000 | $ 179,746 | $ 79,000 |
| Pueblo, CO | 217 | $ 26,035,000 | $ 119,976 | $ 96,000 |
| South Bend-Mishawaka, IN-MI | 217 | $ 31,035,000 | $ 143,018 | $ 69,764 |
| Billings, MT | 216 | $ 56,080,000 | $ 259,629 | $ 186,000 |
| Weirton-Steubenville, WV-OH | 215 | $ 20,995,000 | $ 97,651 | $ 76,293 |
| Medford, OR | 214 | $ 46,200,000 | $ 215,887 | $ 148,000 |
| Birmingham-Hoover, AL | 210 | $ 43,320,000 | $ 206,285 | $ 142,000 |
| New Haven-Milford, CT | 209 | $ 57,015,000 | $ 272,799 | $ 230,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 205 | $ 87,665,000 | $ 427,634 | $ 254,000 |
| Columbia, MO | 204 | $ 42,450,000 | $ 208,088 | $ 142,000 |
| Lake Havasu City-Kingman, AZ | 201 | $ 37,305,000 | $ 185,597 | $ 118,000 |
| Kennewick-Richland, WA | 200 | $ 39,270,000 | $ 196,350 | $ 129,000 |
| Boulder, CO | 199 | $ 71,125,000 | $ 357,412 | $ 215,000 |
| Cedar Rapids, IA | 199 | $ 27,205,000 | $ 136,708 | $ 103,000 |
| Huntington-Ashland, WV-KY-OH | 195 | $ 21,785,000 | $ 111,717 | $ 90,435 |
| Grand Junction, CO | 192 | $ 30,360,000 | $ 158,125 | $ 126,000 |
| Fond Du Lac, WI | 191 | $ 26,575,000 | $ 139,136 | $ 107,000 |
| Santa Cruz-Watsonville, CA | 191 | $ 117,895,000 | $ 617,251 | $ 309,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 188 | $ 43,570,000 | $ 231,755 | $ 155,808 |
| New Orleans-Metairie, LA | 188 | $ 41,680,000 | $ 221,702 | $ 160,000 |
| Eau Claire, WI | 186 | $ 32,590,000 | $ 175,215 | $ 119,000 |
| Huntsville, AL | 186 | $ 49,920,000 | $ 268,387 | $ 190,000 |
| Green Bay, WI | 185 | $ 30,235,000 | $ 163,432 | $ 112,000 |
| Logan, UT-ID | 182 | $ 49,870,000 | $ 274,010 | $ 144,527 |
| Prescott Valley-Prescott, AZ | 182 | $ 65,380,000 | $ 359,230 | $ 180,000 |
| Owensboro, KY | 181 | $ 21,315,000 | $ 117,762 | $ 101,000 |
| Burlington-South Burlington, VT | 180 | $ 45,640,000 | $ 253,555 | $ 100,000 |
| Oshkosh-Neenah, WI | 174 | $ 29,300,000 | $ 168,390 | $ 110,000 |
| Bremerton-Silverdale, WA | 172 | $ 66,660,000 | $ 387,558 | $ 168,000 |
| El Paso, TX | 171 | $ 43,025,000 | $ 251,608 | $ 132,000 |
| Evansville, IN-KY | 170 | $ 21,940,000 | $ 129,058 | $ 75,882 |
| Fort Smith, AR-OK | 166 | $ 22,270,000 | $ 134,156 | $ 96,584 |
| Mankato-North Mankato, MN | 166 | $ 25,380,000 | $ 152,891 | $ 103,000 |
| Elkhart-Goshen, IN | 164 | $ 25,680,000 | $ 156,585 | $ 70,000 |
| Appleton, WI | 163 | $ 30,975,000 | $ 190,030 | $ 117,000 |
| Winston-Salem, NC | 162 | $ 30,840,000 | $ 190,370 | $ 113,000 |
| Crestview-Fort Walton Beach-Destin, FL | 161 | $ 121,885,000 | $ 757,049 | $ 392,000 |
| Bellingham, WA | 159 | $ 49,285,000 | $ 309,968 | $ 175,000 |
| Chico, CA | 159 | $ 24,705,000 | $ 155,377 | $ 123,000 |
| Greenville-Anderson-Mauldin, SC | 159 | $ 69,285,000 | $ 435,754 | $ 217,000 |
| Yuba City, CA | 156 | $ 35,660,000 | $ 228,589 | $ 127,000 |
| Sheboygan, WI | 154 | $ 23,400,000 | $ 151,948 | $ 96,000 |
| Baton Rouge, LA | 151 | $ 29,455,000 | $ 195,066 | $ 151,000 |
| Sioux City, IA-NE-SD | 150 | $ 23,780,000 | $ 158,533 | $ 102,106 |
| Durham-Chapel Hill, NC | 149 | $ 42,325,000 | $ 284,060 | $ 170,000 |
| Springfield, OH | 149 | $ 19,255,000 | $ 129,228 | $ 83,000 |
| Chattanooga, TN-GA | 148 | $ 40,800,000 | $ 275,675 | $ 167,891 |
| St. George, UT | 148 | $ 55,890,000 | $ 377,635 | $ 201,000 |
| Albany, OR | 146 | $ 23,220,000 | $ 159,041 | $ 112,000 |
| Grand Rapids-Wyoming, MI | 146 | $ 32,860,000 | $ 225,068 | $ 146,000 |
| Cape Girardeau, MO-IL | 145 | $ 17,465,000 | $ 120,448 | $ 89,213 |
| Wausau, WI | 144 | $ 23,360,000 | $ 162,222 | $ 110,000 |
| Fayetteville, NC | 143 | $ 31,115,000 | $ 217,587 | $ 146,000 |
| Hot Springs, AR | 143 | $ 19,755,000 | $ 138,146 | $ 103,000 |
| Greensboro-High Point, NC | 139 | $ 30,835,000 | $ 221,834 | $ 125,000 |
| Kankakee, IL | 138 | $ 22,880,000 | $ 165,797 | $ 82,000 |
| Ocean City, NJ | 137 | $ 100,155,000 | $ 731,058 | $ 375,000 |
| Cleveland, TN | 136 | $ 30,920,000 | $ 227,352 | $ 106,000 |
| Idaho Falls, ID | 135 | $ 38,395,000 | $ 284,407 | $ 133,000 |
| Olympia-Tumwater, WA | 135 | $ 45,625,000 | $ 337,962 | $ 162,000 |
| Jackson, MS | 134 | $ 30,220,000 | $ 225,522 | $ 131,000 |
| Decatur, IL | 133 | $ 15,305,000 | $ 115,075 | $ 72,000 |
| Portland-South Portland, ME | 131 | $ 44,335,000 | $ 338,435 | $ 191,000 |
| Lafayette-West Lafayette, IN | 130 | $ 22,570,000 | $ 173,615 | $ 81,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 130 | $ 39,230,000 | $ 301,769 | $ 176,000 |
| Waterloo-Cedar Falls, IA | 130 | $ 16,590,000 | $ 127,615 | $ 106,000 |
| Columbia, SC | 128 | $ 34,130,000 | $ 266,640 | $ 121,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 126 | $ 23,740,000 | $ 188,412 | $ 135,000 |
| El Centro, CA | 126 | $ 26,890,000 | $ 213,412 | $ 141,000 |
| Las Cruces, NM | 126 | $ 23,080,000 | $ 183,174 | $ 119,000 |
| Savannah, GA | 126 | $ 30,560,000 | $ 242,539 | $ 197,000 |
| Champaign-Urbana, IL | 125 | $ 19,805,000 | $ 158,440 | $ 78,000 |
| Tallahassee, FL | 123 | $ 14,015,000 | $ 113,943 | $ 106,000 |
| Rapid City, SD | 120 | $ 28,150,000 | $ 234,583 | $ 181,000 |
| Wilmington, NC | 120 | $ 39,510,000 | $ 329,250 | $ 174,000 |
| Yuma, AZ | 120 | $ 16,900,000 | $ 140,833 | $ 95,000 |
| Merced, CA | 119 | $ 24,815,000 | $ 208,529 | $ 118,000 |
| Mount Vernon-Anacortes, WA | 119 | $ 31,495,000 | $ 264,663 | $ 169,000 |
| Lawton, OK | 117 | $ 17,705,000 | $ 151,324 | $ 80,000 |
| Ames, IA | 115 | $ 15,635,000 | $ 135,956 | $ 120,000 |
| Rochester, NY | 115 | $ 16,815,000 | $ 146,217 | $ 113,000 |
| Twin Falls, ID | 115 | $ 24,865,000 | $ 216,217 | $ 126,000 |
| Madera, CA | 113 | $ 26,235,000 | $ 232,168 | $ 120,000 |
| Wenatchee, WA | 113 | $ 34,515,000 | $ 305,442 | $ 177,000 |
| California-Lexington Park, MD | 112 | $ 29,840,000 | $ 266,428 | $ 114,000 |
| Jefferson City, MO | 112 | $ 18,320,000 | $ 163,571 | $ 86,000 |
| Bismarck, ND | 108 | $ 20,280,000 | $ 187,777 | $ 139,000 |
| Morristown, TN | 107 | $ 16,615,000 | $ 155,280 | $ 103,000 |
| Racine, WI | 107 | $ 17,765,000 | $ 166,028 | $ 129,000 |
| York-Hanover, PA | 106 | $ 25,320,000 | $ 238,867 | $ 141,000 |
| Asheville, NC | 105 | $ 39,735,000 | $ 378,428 | $ 187,000 |
| Cheyenne, WY | 105 | $ 23,075,000 | $ 219,761 | $ 109,000 |
| Lewiston, ID-WA | 104 | $ 15,290,000 | $ 147,019 | $ 109,807 |
| McAllen-Edinburg-Mission, TX | 103 | $ 22,045,000 | $ 214,029 | $ 120,000 |
| Urban Honolulu, HI | 102 | $ 56,100,000 | $ 550,000 | $ 251,000 |
| Corpus Christi, TX | 100 | $ 40,930,000 | $ 409,300 | $ 293,000 |
| Ocala, FL | 100 | $ 20,360,000 | $ 203,600 | $ 123,000 |
| Springfield, MA | 100 | $ 18,050,000 | $ 180,500 | $ 159,000 |
| Carson City, NV | 99 | $ 20,415,000 | $ 206,212 | $ 133,000 |
| Janesville-Beloit, WI | 99 | $ 14,325,000 | $ 144,696 | $ 96,000 |
| Enid, OK | 98 | $ 13,230,000 | $ 135,000 | $ 66,000 |
| Hanford-Corcoran, CA | 98 | $ 25,450,000 | $ 259,693 | $ 117,000 |
| Longview, WA | 98 | $ 22,710,000 | $ 231,734 | $ 144,000 |
| Lawrence, KS | 97 | $ 11,025,000 | $ 113,659 | $ 110,000 |
| Santa Fe, NM | 97 | $ 22,615,000 | $ 233,144 | $ 163,000 |
| Trenton, NJ | 96 | $ 45,800,000 | $ 477,083 | $ 272,000 |
| Michigan City-La Porte, IN | 95 | $ 12,765,000 | $ 134,368 | $ 75,000 |
| Rockingham County-Strafford County, NH | 95 | $ 27,295,000 | $ 287,315 | $ 170,000 |
| Corvallis, OR | 94 | $ 25,830,000 | $ 274,787 | $ 156,000 |
| Punta Gorda, FL | 94 | $ 28,910,000 | $ 307,553 | $ 183,000 |
| Great Falls, MT | 93 | $ 12,805,000 | $ 137,688 | $ 114,000 |
| Casper, WY | 92 | $ 18,670,000 | $ 202,934 | $ 108,000 |
| Harrisburg-Carlisle, PA | 91 | $ 23,365,000 | $ 256,758 | $ 140,000 |
| Mansfield, OH | 91 | $ 9,475,000 | $ 104,120 | $ 72,000 |
| Terre Haute, IN | 90 | $ 11,060,000 | $ 122,888 | $ 69,000 |
| Grand Forks, ND-MN | 89 | $ 13,925,000 | $ 156,460 | $ 97,696 |
| Iowa City, IA | 89 | $ 16,105,000 | $ 180,955 | $ 114,000 |
| Napa, CA | 89 | $ 47,445,000 | $ 533,089 | $ 255,000 |
| Anchorage, AK | 88 | $ 24,650,000 | $ 280,113 | $ 169,000 |
| Atlantic City-Hammonton, NJ | 87 | $ 32,805,000 | $ 377,068 | $ 203,000 |
| Kokomo, IN | 87 | $ 10,825,000 | $ 124,425 | $ 72,000 |
| Muncie, IN | 87 | $ 8,855,000 | $ 101,781 | $ 61,000 |
| Missoula, MT | 86 | $ 19,400,000 | $ 225,581 | $ 164,000 |
| Panama City, FL | 81 | $ 19,555,000 | $ 241,419 | $ 185,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 80 | $ 43,210,000 | $ 540,125 | $ 296,000 |
| Killeen-Temple, TX | 80 | $ 21,570,000 | $ 269,625 | $ 146,000 |
| Dubuque, IA | 77 | $ 9,975,000 | $ 129,545 | $ 81,000 |
| Ann Arbor, MI | 76 | $ 20,420,000 | $ 268,684 | $ 176,000 |
| Daphne-Fairhope-Foley, AL | 75 | $ 22,525,000 | $ 300,333 | $ 175,000 |
| Kingsport-Bristol-Bristol, TN-VA | 75 | $ 10,255,000 | $ 136,733 | $ 91,680 |
| Tuscaloosa, AL | 75 | $ 20,605,000 | $ 274,733 | $ 169,000 |
| Columbus, GA-AL | 74 | $ 18,650,000 | $ 252,027 | $ 130,162 |
| Pocatello, ID | 73 | $ 13,235,000 | $ 181,301 | $ 129,000 |
| Hickory-Lenoir-Morganton, NC | 72 | $ 13,510,000 | $ 187,638 | $ 124,000 |
| Manchester-Nashua, NH | 72 | $ 18,430,000 | $ 255,972 | $ 221,000 |
| Sierra Vista-Douglas, AZ | 72 | $ 12,500,000 | $ 173,611 | $ 114,000 |
| Norwich-New London, CT | 71 | $ 18,805,000 | $ 264,859 | $ 169,000 |
| Midland, TX | 69 | $ 26,155,000 | $ 379,057 | $ 173,000 |
| Shreveport-Bossier City, LA | 68 | $ 11,200,000 | $ 164,705 | $ 111,000 |
| Jacksonville, NC | 65 | $ 17,105,000 | $ 263,153 | $ 128,000 |
| Lima, OH | 64 | $ 8,150,000 | $ 127,343 | $ 92,000 |
| Lubbock, TX | 64 | $ 17,920,000 | $ 280,000 | $ 149,000 |
| Florence-Muscle Shoals, AL | 63 | $ 15,475,000 | $ 245,634 | $ 124,000 |
| Gulfport-Biloxi-Pascagoula, MS | 63 | $ 9,535,000 | $ 151,349 | $ 98,000 |
| Sebastian-Vero Beach, FL | 63 | $ 17,995,000 | $ 285,634 | $ 198,000 |
| Dover, DE | 62 | $ 18,030,000 | $ 290,806 | $ 108,000 |
| Albany-Schenectady-Troy, NY | 60 | $ 13,140,000 | $ 219,000 | $ 150,000 |
| Charlottesville, VA | 60 | $ 20,370,000 | $ 339,500 | $ 222,000 |
| Flagstaff, AZ | 60 | $ 25,770,000 | $ 429,500 | $ 268,000 |
| La Crosse-Onalaska, WI-MN | 60 | $ 13,960,000 | $ 232,666 | $ 158,000 |
| Barnstable Town, MA | 59 | $ 32,905,000 | $ 557,711 | $ 397,000 |
| Bloomington, IN | 58 | $ 10,760,000 | $ 185,517 | $ 99,000 |
| Charleston, WV | 57 | $ 8,235,000 | $ 144,473 | $ 93,000 |
| Grants Pass, OR | 57 | $ 8,815,000 | $ 154,649 | $ 91,000 |
| Syracuse, NY | 57 | $ 9,495,000 | $ 166,578 | $ 145,000 |
| Reading, PA | 53 | $ 7,555,000 | $ 142,547 | $ 126,000 |
| Flint, MI | 52 | $ 6,330,000 | $ 121,730 | $ 110,000 |
| Homosassa Springs, FL | 52 | $ 7,620,000 | $ 146,538 | $ 104,000 |
| Beckley, WV | 51 | $ 7,755,000 | $ 152,058 | $ 78,000 |
| Cumberland, MD-WV | 51 | $ 6,415,000 | $ 125,784 | $ 66,352 |
| Jackson, TN | 51 | $ 7,945,000 | $ 155,784 | $ 88,000 |
| Wheeling, WV-OH | 51 | $ 6,045,000 | $ 118,529 | $ 82,823 |
| Tyler, TX | 50 | $ 14,650,000 | $ 293,000 | $ 126,000 |
| Gainesville, FL | 49 | $ 11,955,000 | $ 243,979 | $ 157,000 |
| Amarillo, TX | 48 | $ 12,170,000 | $ 253,541 | $ 124,000 |
| East Stroudsburg, PA | 48 | $ 8,550,000 | $ 178,125 | $ 152,000 |
| Gainesville, GA | 47 | $ 13,435,000 | $ 285,851 | $ 131,000 |
| Lancaster, PA | 47 | $ 9,575,000 | $ 203,723 | $ 161,000 |
| Spartanburg, SC | 47 | $ 13,415,000 | $ 285,425 | $ 115,000 |
| Kahului-Wailuku-Lahaina, HI | 46 | $ 40,910,000 | $ 889,347 | $ 387,000 |
| Roanoke, VA | 46 | $ 8,700,000 | $ 189,130 | $ 121,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 46 | $ 6,750,000 | $ 146,739 | $ 152,000 |
| Warner Robins, GA | 45 | $ 9,535,000 | $ 211,888 | $ 124,000 |
| Columbus, IN | 42 | $ 7,960,000 | $ 189,523 | $ 88,000 |
| Jonesboro, AR | 42 | $ 6,040,000 | $ 143,809 | $ 120,000 |
| Athens-Clarke County, GA | 40 | $ 11,390,000 | $ 284,750 | $ 191,000 |
| Chambersburg-Waynesboro, PA | 40 | $ 7,940,000 | $ 198,500 | $ 94,000 |
| Decatur, AL | 40 | $ 5,640,000 | $ 141,000 | $ 105,000 |
| Mobile, AL | 40 | $ 8,430,000 | $ 210,750 | $ 119,000 |
| Walla Walla, WA | 40 | $ 8,760,000 | $ 219,000 | $ 118,000 |
| Danville, IL | 39 | $ 3,325,000 | $ 85,256 | $ 62,000 |
| Johnson City, TN | 39 | $ 6,735,000 | $ 172,692 | $ 125,000 |
| Winchester, VA-WV | 39 | $ 14,555,000 | $ 373,205 | $ 143,974 |
| Lafayette, LA | 38 | $ 4,790,000 | $ 126,052 | $ 125,000 |
| Longview, TX | 38 | $ 8,840,000 | $ 232,631 | $ 154,000 |
| Manhattan, KS | 38 | $ 7,720,000 | $ 203,157 | $ 127,000 |
| Montgomery, AL | 38 | $ 7,990,000 | $ 210,263 | $ 116,000 |
| Brunswick, GA | 37 | $ 17,935,000 | $ 484,729 | $ 279,000 |
| Pine Bluff, AR | 37 | $ 2,395,000 | $ 64,729 | $ 67,000 |
| Sebring, FL | 37 | $ 6,025,000 | $ 162,837 | $ 122,000 |
| Sherman-Denison, TX | 37 | $ 13,765,000 | $ 372,027 | $ 180,000 |
| Elizabethtown-Fort Knox, KY | 35 | $ 5,555,000 | $ 158,714 | $ 103,000 |
| Lansing-East Lansing, MI | 35 | $ 4,245,000 | $ 121,285 | $ 180,000 |
| Lynchburg, VA | 35 | $ 7,515,000 | $ 214,714 | $ 144,000 |
| Auburn-Opelika, AL | 33 | $ 9,225,000 | $ 279,545 | $ 140,000 |
| Brownsville-Harlingen, TX | 33 | $ 8,085,000 | $ 245,000 | $ 124,000 |
| College Station-Bryan, TX | 32 | $ 11,280,000 | $ 352,500 | $ 194,000 |
| Kalamazoo-Portage, MI | 32 | $ 6,940,000 | $ 216,875 | $ 130,000 |
| Beaumont-Port Arthur, TX | 31 | $ 8,315,000 | $ 268,225 | $ 136,000 |
| Wichita Falls, TX | 31 | $ 6,925,000 | $ 223,387 | $ 123,000 |
| Burlington, NC | 29 | $ 5,195,000 | $ 179,137 | $ 154,000 |
| Harrisonburg, VA | 29 | $ 5,875,000 | $ 202,586 | $ 125,000 |
| Hinesville, GA | 29 | $ 4,915,000 | $ 169,482 | $ 102,000 |
| Florence, SC | 28 | $ 7,080,000 | $ 252,857 | $ 152,000 |
| Odessa, TX | 27 | $ 5,865,000 | $ 217,222 | $ 144,000 |
| Valdosta, GA | 27 | $ 5,515,000 | $ 204,259 | $ 101,000 |
| Waco, TX | 26 | $ 5,620,000 | $ 216,153 | $ 113,000 |
| Gettysburg, PA | 25 | $ 5,775,000 | $ 231,000 | $ 129,000 |
| Morgantown, WV | 25 | $ 7,885,000 | $ 315,400 | $ 183,000 |
| The Villages, FL | 25 | $ 5,705,000 | $ 228,200 | $ 220,000 |
| Albany, GA | 24 | $ 3,640,000 | $ 151,666 | $ 102,000 |
| Bangor, ME | 24 | $ 4,530,000 | $ 188,750 | $ 125,000 |
| Glens Falls, NY | 24 | $ 2,940,000 | $ 122,500 | $ 152,000 |
| Greenville, NC | 24 | $ 5,570,000 | $ 232,083 | $ 134,000 |
| Niles-Benton Harbor, MI | 24 | $ 6,890,000 | $ 287,083 | $ 226,000 |
| Hattiesburg, MS | 23 | $ 6,315,000 | $ 274,565 | $ 127,000 |
| Blacksburg-Christiansburg-Radford, VA | 22 | $ 5,540,000 | $ 251,818 | $ 146,000 |
| Kingston, NY | 22 | $ 6,850,000 | $ 311,363 | $ 279,000 |
| Erie, PA | 21 | $ 3,015,000 | $ 143,571 | $ 141,000 |
| Sumter, SC | 21 | $ 3,485,000 | $ 165,952 | $ 110,000 |
| Lewiston-Auburn, ME | 19 | $ 4,135,000 | $ 217,631 | $ 128,000 |
| Monroe, MI | 19 | $ 1,775,000 | $ 93,421 | $ 96,000 |
| Binghamton, NY | 18 | $ 2,750,000 | $ 152,777 | $ 99,000 |
| Dothan, AL | 18 | $ 3,900,000 | $ 216,666 | $ 103,000 |
| Macon-Bibb County, GA | 18 | $ 3,760,000 | $ 208,888 | $ 134,000 |
| New Bern, NC | 18 | $ 2,380,000 | $ 132,222 | $ 266,000 |
| Lake Charles, LA | 17 | $ 6,165,000 | $ 362,647 | $ 195,000 |
| Vineland-Bridgeton, NJ | 17 | $ 4,155,000 | $ 244,411 | $ 148,000 |
| Alexandria, LA | 16 | $ 1,620,000 | $ 101,250 | $ 117,000 |
| Hammond, LA | 16 | $ 2,030,000 | $ 126,875 | $ 83,000 |
| Houma-Thibodaux, LA | 16 | $ 2,490,000 | $ 155,625 | $ 152,000 |
| Dalton, GA | 15 | $ 1,805,000 | $ 120,333 | $ 99,000 |
| Rome, GA | 15 | $ 3,965,000 | $ 264,333 | $ 118,000 |
| Battle Creek, MI | 14 | $ 980,000 | $ 70,000 | $ 63,000 |
| Goldsboro, NC | 14 | $ 2,580,000 | $ 184,285 | $ 99,000 |
| Saginaw, MI | 14 | $ 1,670,000 | $ 119,285 | $ 92,000 |
| Anniston-Oxford-Jacksonville, AL | 13 | $ 2,805,000 | $ 215,769 | $ 120,000 |
| Fairbanks, AK | 13 | $ 3,195,000 | $ 245,769 | $ 126,000 |
| Monroe, LA | 13 | $ 1,585,000 | $ 121,923 | $ 146,000 |
| Farmington, NM | 12 | $ 2,330,000 | $ 194,166 | $ 137,000 |
| Parkersburg-Vienna, WV | 12 | $ 1,360,000 | $ 113,333 | $ 78,000 |
| Staunton-Waynesboro, VA | 12 | $ 2,240,000 | $ 186,666 | $ 101,000 |
| Victoria, TX | 12 | $ 2,730,000 | $ 227,500 | $ 129,000 |
| Pittsfield, MA | 11 | $ 3,635,000 | $ 330,454 | $ 184,000 |
| Rocky Mount, NC | 11 | $ 1,515,000 | $ 137,727 | $ 109,000 |
| Utica-Rome, NY | 11 | $ 1,135,000 | $ 103,181 | $ 142,000 |
| Watertown-Fort Drum, NY | 11 | $ 1,545,000 | $ 140,454 | $ 146,000 |
| Lebanon, PA | 10 | $ 1,790,000 | $ 179,000 | $ 138,000 |
| Texarkana, TX-AR | 10 | $ 5,430,000 | $ 543,000 | $ 78,200 |
| Williamsport, PA | 10 | $ 740,000 | $ 74,000 | $ 90,000 |
| Abilene, TX | 9 | $ 2,185,000 | $ 242,777 | $ 123,000 |
| Altoona, PA | 9 | $ 1,145,000 | $ 127,222 | $ 66,000 |
| Gadsden, AL | 9 | $ 1,085,000 | $ 120,555 | $ 70,000 |
| Johnstown, PA | 9 | $ 1,145,000 | $ 127,222 | $ 125,000 |
| Laredo, TX | 9 | $ 2,335,000 | $ 259,444 | $ 179,000 |
| Bay City, MI | 8 | $ 540,000 | $ 67,500 | $ 69,000 |
| Jackson, MI | 8 | $ 830,000 | $ 103,750 | $ 99,000 |
| Muskegon, MI | 8 | $ 940,000 | $ 117,500 | $ 89,000 |
| San Angelo, TX | 8 | $ 2,100,000 | $ 262,500 | $ 150,000 |
| Elmira, NY | 7 | $ 495,000 | $ 70,714 | $ 67,000 |
| Midland, MI | 7 | $ 1,415,000 | $ 202,142 | $ 156,000 |
| State College, PA | 6 | $ 1,570,000 | $ 261,666 | $ 191,000 |
| San Juan-Carolina-Caguas, PR | 3 | $ 195,000 | $ 65,000 | $ 176,000 |
| Bloomsburg-Berwick, PA | 2 | $ 450,000 | $ 225,000 | $ 77,000 |
| Ithaca, NY | 2 | $ 330,000 | $ 165,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for US Bank, N.A. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 106,246 | $45,420,900,000 | $427,000 | $55,005,000 | $172,000 | $9,891,000 |
| Other Purpose | 43,674 | $4,780,240,000 | $109,000 | $40,005,000 | $140,000 | $8,216,000 |
| Home Improvement | 42,736 | $5,070,580,000 | $118,000 | $14,005,000 | $155,000 | $8,761,000 |
| Refinancing | 11,732 | $3,936,240,000 | $335,000 | $69,005,000 | $196,000 | $9,836,000 |
| Cash-out Refinancing | 6,446 | $2,003,870,000 | $310,000 | $13,005,000 | $134,000 | $5,982,000 |
| Not Applicable | 1,045 | $115,155,000 | $110,000 | $925,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 124,216 | $32,927,970,000 | $265,000 | $40,005,000 | $161,000 | $9,891,000 |
| Hispanic | 25,796 | $5,389,300,000 | $208,000 | $5,405,000 | $118,000 | $5,465,000 |
| Not Provided | 25,111 | $9,976,455,000 | $397,000 | $16,805,000 | $204,000 | $9,670,000 |
| Black or African American | 15,171 | $3,294,685,000 | $217,000 | $11,705,000 | $111,000 | $5,493,000 |
| Asian | 13,687 | $7,127,445,000 | $520,000 | $9,195,000 | $224,000 | $7,569,000 |
| Not applicable | 2,771 | $1,104,585,000 | $398,000 | $69,005,000 | $162,000 | $162,000 |
| American Indian or Alaskan Native | 1,558 | $250,300,000 | $160,000 | $2,255,000 | $116,000 | $3,171,000 |
| Native Hawaiian or Other Pacific Islander | 301 | $73,375,000 | $243,000 | $1,395,000 | $131,000 | $699,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 176,940 | $51,496,880,000 | $291,000 | $69,005,000 | $175,000 | $9,891,000 |
| FHA-insured (Federal Housing Administration) | 26,332 | $6,560,600,000 | $249,000 | $1,105,000 | $86,000 | $2,611,000 |
| VA-guaranteed (Veterans Administration) | 7,551 | $3,094,955,000 | $409,000 | $2,505,000 | $131,000 | $895,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,056 | $174,550,000 | $165,000 | $535,000 | $68,000 | $1,158,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 72,124 | $25,708,780,000 | $356,000 | $69,005,000 | $205,000 | $9,891,000 |
| Application Denied By Financial Institution | 58,539 | $9,164,905,000 | $156,000 | $16,805,000 | $135,000 | $8,216,000 |
| Loan Purchased By The Institution | 57,737 | $17,266,005,000 | $299,000 | $1,835,000 | $110,000 | $3,804,000 |
| Application Withdrawn By Applicant | 18,345 | $7,860,255,000 | $428,000 | $33,005,000 | $226,000 | $9,670,000 |
| File Closed For Incompleteness | 3,562 | $835,690,000 | $234,000 | $8,125,000 | $219,000 | $7,569,000 |
| Application Approved But Not Accepted | 1,572 | $491,350,000 | $312,000 | $9,425,000 | $211,000 | $8,113,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 153,340 | $52,162,080,000 | $340,000 | $69,005,000 | $173,000 | $9,891,000 |
| Credit History | 21,634 | $1,654,620,000 | $76,000 | $5,005,000 | $120,000 | $5,493,000 |
| Collateral | 14,950 | $2,083,640,000 | $139,000 | $10,005,000 | $169,000 | $8,216,000 |
| Debt-To-Income Ratio | 13,475 | $3,279,995,000 | $243,000 | $16,805,000 | $100,000 | $5,277,000 |
| Other | 5,531 | $885,315,000 | $160,000 | $7,505,000 | $140,000 | $6,538,000 |
| Unverifiable Information | 2,006 | $830,230,000 | $413,000 | $10,005,000 | $228,000 | $6,320,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 444 | $257,380,000 | $579,000 | $9,155,000 | $217,000 | $6,043,000 |
| Credit Application Incomplete | 375 | $135,315,000 | $360,000 | $4,175,000 | $203,000 | $2,703,000 |
| Employment History | 124 | $38,410,000 | $309,000 | $14,995,000 | $93,000 | $400,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into US Bank, N.A.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess US Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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