Madison County, IL Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 10,687 mortgage applications in Madison County, IL totaling $1.3 billion, down 32% from 2013. The average application was for $122,000, and applicants reported an average income of $66,000. 53% of applications resulted in an originated loan and 14% were denied. The most active lender was US Bank, N.A., with 849 applications, followed by Fcb Banks and The Bank of Edwardsville.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,687
Total Mortgage Loan Application Amount $1,306,042,000
Average Mortgage Loan Application Amount $122,000
Highest Mortgage Loan Application Amount $11,031,000
Average Applicant Income $66,000
Highest Applicant Income $3,637,000

Mortgage Company List for Lending in Madison County, IL for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 849 $ 80,660,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 664,402,000 721 $ 108,466,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,630,474,000 672 $ 78,625,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 606 $ 76,945,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 415 $ 30,995,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 349 $ 50,076,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 333 $ 44,862,000
First Clover Leaf Bank, N.A.
6814 GOSHEN ROAD, PO BOX 540
EDWARDSVILLE, IL 62025
* $ 621,683,000 259 $ 42,372,000
The First National Bank in Staunton
115 S ELM ST PO BOX 59
STAUNTON, IL 62088
* $ 491,856,000 256 $ 34,490,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,293,139,000 242 $ 24,896,000
Revity Credit Union
4101 STATE RTE 111
GRANITE CITY, IL 62040
* $ 315,852,000 222 $ 14,489,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 497,459,000 202 $ 18,719,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ 40,000,000 190 $ 19,227,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 162 $ 18,481,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 160 $ 22,536,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 141 $ 19,929,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 131 $ 14,652,000
Cornerstone Mortgage, Inc.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 131 $ 15,158,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 123 $ 12,908,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 116 $ 15,740,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 113 $ 15,249,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ 718,037,000 97 $ 11,118,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 95 $ 13,346,000
Performance Equity Partners, Inc.
PO BOX 368
TINLEY PARK, IL 60477
* $ 10,231,000 94 $ 1,592,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 84 $ 8,639,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 83 $ 11,014,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 928,998,000 81 $ 11,221,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 78 $ 8,812,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 1,158,900,000 75 $ 8,400,000
First County Bank
14-22 E HANOVER
NEW BADEN, IL 62265
* $ 390,101,000 74 $ 11,565,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 74 $ 7,999,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 1,045,638,000 73 $ 8,564,000
Central Bank of St. Louis
12218 MANCHEST RD.
ST. LOUIS, MO 63131
* $ 1,397,889,000 69 $ 7,210,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 69 $ 10,054,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 69 $ 11,765,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 69 $ 8,181,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 69 $ 12,495,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 68 $ 10,760,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 260,398,000 68 $ 8,881,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 64 $ 7,590,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,932,159,000 63 $ 7,297,000
National Penn Bank
PO BOX 547
BOYERTOWN, PA 19512
* $ 8,450,154,000 63 $ 368,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 63 $ 7,706,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 61 $ 7,245,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 58 $ 5,602,000
Collinsville Building and Loan Association
701 BELTLINE RD
COLLINSVILLE, IL 62234
* $ 123,517,000 57 $ 7,950,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 57 $ 8,064,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 56 $ 9,922,000
Liberty Bank
2403 HOMER ADAMS PARKWAY
ALTON, IL 62002
* $ 289,533,000 56 $ 4,032,000
D.W. Brown Mortgage Corp.
2205B SOUTH STATE ROUTE 157
EDWARDSVILLE, IL 62025
* $ 10,000,000 56 $ 8,536,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 54 $ 8,745,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ 339,264,000 50 $ 8,938,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 48 $ 8,263,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 45 $ 4,348,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 44 $ 4,257,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 43 $ 5,378,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,597,468,000 42 $ 7,211,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 38 $ 3,671,000
Newcastle Home Loans LLC
1700 W CORTLAND STREET, STE 203
CHICAGO, IL 60622
* $ 29,707,000 38 $ 5,613,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 38 $ 4,569,000
Premier Bank of Jacksonville
1604 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 202,009,000 38 $ 6,252,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 5,846,566,000 37 $ 4,688,000
Jersey State Bank
1000 S STATE ST
JERSEYVILLE, IL 62052
* $ 140,934,000 35 $ 3,709,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 35 $ 5,662,000
Paramount Bond & Mortgage Co., Inc.
622 EMERSON RD SUITE 325
SAINT LOUIS, MO 63141
* $ 29,655,000 34 $ 3,755,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 31 $ 5,149,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 755,966,000 30 $ 5,051,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 29 $ 736,000
State Bank of Lincoln
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 332,984,000 29 $ 4,673,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 29 $ 1,736,000
Best Hometown Bank
100 E. CLAY ST.
COLLINSVILLE, IL 62234
* $ 95,050,000 28 $ 3,060,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 28 $ 2,311,000
Shell Community Credit Union
101 WESLEY DRIVE
WOOD RIVER, IL 62095
* $ 104,678,000 28 $ 819,000
The Bradford National Bank of Greenville
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ 250,962,000 27 $ 4,618,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ 10,000,000 26 $ 5,584,000
First Integrity Mortgage Services, Inc.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ 10,000,000 25 $ 3,164,000
Guardian Savings Bank
3800 NAMEOKI ROAD
GRANITE CITY, IL 62040
* $ 37,895,000 23 $ 1,342,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 22 $ 3,270,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 21 $ 2,414,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 21 $ 2,526,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,492,889,000 20 $ 2,975,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 19 $ 2,847,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 18 $ 2,136,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 18 $ 2,010,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 17 $ 2,227,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 17 $ 2,934,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 16 $ 2,055,000
State Bank of St. Jacob
P.O. BOX 275
ST. JACOB, IL 62281
* $ 58,088,000 16 $ 1,743,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 16 $ 84,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 16 $ 2,479,000
Enterprise Bank & Trust
150 N. MERAMEC AVE.
CLAYTON, MO 63105
* $ 3,151,790,000 16 $ 3,578,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 14 $ 1,395,000
Coastalstates Bank
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 369,447,000 14 $ 2,403,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,943,132,000 14 $ 1,221,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 13 $ 1,038,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 13 $ 1,574,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 13 $ 548,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 13 $ 234,000
Reliance Bank
10401 CLAYTON ROAD
FRONTENAC, MO 63131
* $ 1,015,324,000 12 $ 1,432,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 12 $ 1,279,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 12 $ 1,432,000
Cu/America Financial Services, Inc.
200 W 22ND ST, STE 280
LOMBARD, IL 60148
* $ 275,906,000 12 $ 1,359,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,412,555,000 12 $ 1,017,000
Community First Bank
4600 NORTH ILLINOIS
FAIRVIEW HEIGHTS, IL 62208
* $ 206,218,000 11 $ 2,641,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,037,879,000 11 $ 2,192,000
F&B Acquisition Group LLC
12412 POWERSCOURT DRIVE STE. 20
ST. LOUIS, MO 63131
* $ 11,709,000 11 $ 1,943,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,345,180,000 11 $ 1,503,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 11 $ 1,601,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 10 $ 1,978,000
First Community State Bank
417 W. NORTH ST.
STAUNTON, IL 62088
* $ 46,134,000 10 $ 1,277,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 9 $ 898,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 16,642,506,000 9 $ 998,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 9 $ 1,181,000
Boulevard Bank
4710 E 32ND ST
JOPLIN, MO 64804
* $ 375,772,000 8 $ 86,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 8 $ 913,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 8 $ 889,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 8 $ 658,000
Firstco Mortgage Corp.
1505 WEST HWY 50
O'FALLON, IL 62269
* $ 1,059,740,000 8 $ 1,055,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 8 $ 1,328,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,412,590,000 8 $ 1,239,000
Citizens Community Bank
9 E MAIN ST
MASCOUTAH, IL 62258
* $ 308,832,000 7 $ 600,000
Tempo Bank
28 W BROADWAY, P.O. BOX 59
TRENTON, IL 62293
* $ 86,883,000 7 $ 847,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,662,890,000 7 $ 611,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ 0 7 $ 1,047,000
Bank of O'fallon
901 S. LINCOLN AVE
O'FALLON, IL 62269
* $ 285,865,000 7 $ 1,167,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 7 $ 1,676,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ 643,000,000 7 $ 888,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 509,044,000 7 $ 929,000
Farmers State Bank
108 E. ADAMS, P.O. BOX 538
PITTSFIELD, IL 62363
* $ 233,802,000 7 $ 541,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 7 $ 662,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 7 $ 1,027,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 13,294,766,000 6 $ 846,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 6 $ 524,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 6 $ 1,037,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 881,536,000 6 $ 495,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,738,657,000 6 $ 708,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 6 $ 829,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 264,174,000 6 $ 1,116,000
The First National Bank in Carlyle
891 FAIRFAX ST., PO BOX 280
CARLYLE, IL 62231
* $ 152,264,000 6 $ 756,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 6 $ 1,031,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 6 $ 954,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 6 $ 1,083,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 6 $ 1,273,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,884,304,000 6 $ 459,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 1,940,371,000 6 $ 254,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 6 $ 559,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 5 $ 588,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 91,286,152,000 5 $ 408,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 5 $ 533,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 5 $ 1,346,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 5 $ 903,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 5 $ 678,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 5 $ 482,000
Germantown Trust & Savings Bank
205 N GERMANTOWN ROAD
BREESE, IL 62230
* $ 337,070,000 5 $ 406,000
Dieterich Bank, National Association
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ 531,754,000 5 $ 717,000
Oxford Bank & Trust
1111 W. 22ND STREET #800
OAK BROOK, IL 60523
* $ 446,174,000 5 $ 181,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ 12,837,000 5 $ 1,120,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ 10,000,000 5 $ 668,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 714,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 4 $ 906,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 62,915,596,000 4 $ 163,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 127,428,329,000 4 $ 505,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 14,053,804,000 4 $ 465,000
Alliance Credit Union
1280 S HIGHWAY DR
FENTON, MO 63026
* $ 212,796,000 4 $ 940,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 4 $ 716,000
Jefferson Bank and Trust Company
2301 MARKET STREET
SAINT LOUIS, MO 63103
* $ 474,415,000 4 $ 55,000
CU Channels
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 505,929,000 4 $ 540,000
Bank of Belleville
215 S ILLINOIS ST
BELLEVILLE, IL 62220
* $ 108,130,000 4 $ 508,000
Access Capital Funding LLC
14366 SOUTH OUTER FORTY
CHESTERFIELD, MO 63017
* $ 1,400,000 4 $ 964,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 4 $ 431,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ 10,000,000 4 $ 652,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 4 $ 613,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 4 $ 1,181,000
Heartland Bank
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 811,472,000 4 $ 933,000
Neighbors Credit Union
6300 S LINDBERGH BLVD
SAINT LOUIS, MO 63123
* $ 293,772,000 4 $ 555,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 141,772,000 3 $ 577,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,573,160,000 3 $ 62,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ 10,000,000 3 $ 236,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 3 $ 466,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 3 $ 144,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 456,942,000 3 $ 363,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 8,122,963,000 3 $ 75,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 128,245,000 3 $ 798,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 335,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 3 $ 564,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 402,000
Catholic & Community Credit Un
1109 HARTMAN LANE
SHILOH, IL 62221
* $ 111,861,000 3 $ 118,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 649,669,000 3 $ 3,003,000
The Farmers and Merchants National Bank
120 WEST ST. LOUIS STREET
NASHVILLE, IL 62263
* $ 177,627,000 3 $ 437,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 3 $ 578,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ 40,000,000 3 $ 300,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 9,427,000 2 $ 168,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 2 $ 497,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 2 $ 194,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 22,971,000,000 2 $ 490,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 11,932,556,000 2 $ 214,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 75,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 2 $ 170,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 144,000
The First National Bank
432 W GALLATIN
VANDALIA, IL 62471
* $ 305,843,000 2 $ 440,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ 2,815,550,000 2 $ 454,000
First National Bank of Waterloo
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 371,651,000 2 $ 147,000
Trust Company Bank
766 S WHITE STATION RD SUITE 5
MEMPHIS, TN 38117
* $ 32,060,000 2 $ 263,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 668,544,000 2 $ 434,000
Emery Federal Credit Union
7890 EAST KEMPER ROAD
CINCINNATI, OH 45249
* $ 165,034,000 2 $ 316,000
Farmers State Bank of Hoffman
100 W 4TH STREET
HOFFMAN, IL 62250
* $ 139,600,000 2 $ 206,000
Saint Louis Bank
14323 S OUTER FORTY ROAD
TOWN AND COUNTRY, MO 63017
* $ 400,100,000 2 $ 180,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 502,872,000 2 $ 19,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,256,102,000 2 $ 240,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 287,537,000 2 $ 209,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 645,862,000 2 $ 512,000
Member Home Loan LLC
9601 JONES RD SUITE 108
HOUSTON, TX 77065
* $ 589,064,000 2 $ 184,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 2 $ 486,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 2 $ 84,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 2 $ 358,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 415,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 514,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 273,000
Frontier Financial, Inc. dba Frontier Mortgage
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ 653,000 2 $ 310,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 81,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 2 $ 156,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 2 $ 597,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 2 $ 447,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 274,000
Intercap Lending Inc.
26970 ALISO VIEJO PARKWAY, SUITE 100
ALISO VIEJO, CA 92656
* $ 10,000,000 2 $ 222,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 2 $ 250,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,468,863,000 2 $ 108,000
Columbia National Bank
700 COLUMBIA CENTRE
COLUMBIA, IL 62236
* $ 46,035,000 2 $ 58,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,351,095,000 2 $ 68,000
First FSB of Mascoutah
101 W MAIN STREET
MASCOUTAH, IL 62258
* $ 110,295,000 2 $ 520,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 539,275,000 2 $ 270,000
Jacksonville Savings Bank
1211 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 318,383,000 2 $ 305,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,556,442,000 1 $ 217,000
St. Louis Community Credit Union
3651 FOREST PARK
ST LOUIS, MO 63108
* $ 229,350,000 1 $ 72,000
University of Illinois Community Credit Union
2201 S FIRST ST
CHAMPAIGN, IL 61820
* $ 286,976,000 1 $ 220,000
Heritagebank of the South
3333 PEACHTREE RD NE SUITE M-10
ATLANTA, GA 30326
* $ 1,376,686,000 1 $ 239,000
West Community Credit Union
4161 HIGHWAY K
O'FALLON, MO 63368
* $ 153,711,000 1 $ 280,000
Electro Savings Credit Union
1805 CRAIGSHIRE ROAD
ST. LOUIS, MO 63146
* $ 146,219,000 1 $ 28,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 707,732,000 1 $ 96,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,128,932,000 1 $ 400,000
Bank of Calhoun County
204 MAIN STREET PO BOX 555
HARDIN, IL 62047
* $ 68,236,000 1 $ 34,000
State Bank
885 N ILLINOIS ROUTE 3
WATERLOO, IL 62298
* $ 131,456,000 1 $ 186,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 986,791,000 1 $ 150,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 1 $ 125,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 246,270,000 1 $ 119,000
Alliance Bank
217 N KINGSHIGHWAY, PO BOX 1458
CAPE GIRARDEAU, MO 63701
* $ 157,253,000 1 $ 162,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 800,870,000 1 $ 260,000
Southern Illinois Bank
1012 W BROADWAY
JOHNSTON CITY, IL 62812
* $ 95,854,000 1 $ 141,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,192,380,000 1 $ 417,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 1 $ 13,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 103,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 1 $ 149,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 7,873,796,000 1 $ 187,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 90,439,767,000 1 $ 280,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 1 $ 187,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 1 $ 184,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 55,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 106,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,047,250,000 1 $ 68,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 129,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 89,080,000 1 $ 86,000
BNC National Bank

BISMARCK, ND 58501
* $ 841,451,000 1 $ 329,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 102,326,000 1 $ 227,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 1 $ 164,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 0 1 $ 188,000
Montgomery Bank
P.O. BOX 948
SIKESTON, MO 63801
* $ 888,499,000 1 $ 397,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 31,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 349,232,000 1 $ 16,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 145,000
Hunt Mortgage Capital, LLC
230 PARK AVE FL 19
NEW YORK, NY 10169
* $ 495,813,000 1 $ 6,375,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 1 $ 120,000
Community Bank of Trenton
104 EAST BROADWAY
TRENTON, IL 62293
* $ 73,428,000 1 $ 35,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ 10,000,000 1 $ 130,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 225,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 219,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 1 $ 111,000
Cityworth Mortgage LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ 1,400,000,000 1 $ 139,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 341,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 131,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ 342,675,000 1 $ 179,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,470,186,000 1 $ 90,000
Midwest Community Bank
510 PARK CREST DR
FREEPORT, IL 61032
* $ 206,378,000 1 $ 71,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 144,156,000 1 $ 211,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 259,906,000 1 $ 115,000
The Bank of Missouri
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 1,022,896,000 1 $ 150,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ 230,831,000 1 $ 92,000
Healthcare Associates Credit Union
1151 E WARRENVILLE RD
NAPERVILLE, IL 60563
* $ 267,924,000 1 $ 60,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 280,006,000 1 $ 227,000
The Village Bank
856 SPARTA ST., PO BOX 325
ST LIBORY, IL 62282
* $ 78,237,000 1 $ 50,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 68,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 574,021,000 1 $ 50,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 845,160,000 1 $ 208,000
Town & Country Bank
PO BOX 349
SALEM, MO 65560
* $ 500,591,000 1 $ 32,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ 1,142,566,000 1 $ 178,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 253,764,000 1 $ 83,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 912,884,000 1 $ 126,000
Herget Bank National Associati
33 S 4TH STREET
PEKIN, IL 61554
* $ 273,992,000 1 $ 160,000
Celebrity Home Loans, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ 1,341,000 1 $ 201,000
One Mortgage, Inc.
105 DECKER COURT, #750
IRVING, TX 75062
* $ 5,868,000 1 $ 170,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 45,602,567,000 1 $ 391,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 11,262,169,000 1 $ 225,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 130,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 126,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 101,000
Pacor Mortgage Corp
14930 CICERO AVE
OAK FOREST, IL 60452
* $ 14,292,000 1 $ 107,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ 10,000,000 1 $ 160,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 161,000
Commonwealth Mortgage, LLC
600 WEST CUMMINGS PARK SUITE 2500
WOBURN, MA 01801
* $ 4,391,000 1 $ 104,000

The tables below break down 2014 mortgage applications in Madison County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Madison County, IL in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,528 $727,763,000 $131,000 $11,031,000 $64,000 $3,637,000
Refinancing 4,308 $536,650,000 $124,000 $6,375,000 $67,000 $2,280,000
Home Improvement 851 $41,629,000 $48,000 $886,000 $74,000 $1,305,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,931 $966,023,000 $121,000 $1,588,000 $78,000 $3,637,000
Not applicable 1,668 $222,312,000 $133,000 $11,031,000 $7,000 $319,000
Not Provided 522 $56,681,000 $108,000 $601,000 $75,000 $3,637,000
Black or African American 325 $33,571,000 $103,000 $560,000 $61,000 $909,000
Hispanic 144 $14,157,000 $98,000 $399,000 $76,000 $1,795,000
Asian 59 $8,934,000 $151,000 $417,000 $87,000 $450,000
American Indian or Alaskan Native 29 $3,381,000 $116,000 $397,000 $57,000 $165,000
Native Hawaiian or Other Pacific Islander 9 $983,000 $109,000 $188,000 $51,000 $124,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,095 $863,354,000 $121,000 $11,031,000 $78,000 $3,637,000
FHA-insured (Federal Housing Administration) 2,275 $244,342,000 $107,000 $286,000 $38,000 $398,000
VA-guaranteed (Veterans Administration) 880 $145,586,000 $165,000 $560,000 $58,000 $319,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 437 $52,760,000 $120,000 $284,000 $34,000 $124,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,659 $731,683,000 $129,000 $11,031,000 $81,000 $3,637,000
Loan Purchased By The Institution 2,087 $254,782,000 $122,000 $560,000 $24,000 $319,000
Application Denied By Financial Institution 1,524 $148,857,000 $97,000 $860,000 $61,000 $804,000
Application Withdrawn By Applicant 801 $99,457,000 $124,000 $585,000 $74,000 $3,637,000
Application Approved But Not Accepted 342 $38,397,000 $112,000 $1,000,000 $71,000 $414,000
File Closed For Incompleteness 274 $32,866,000 $119,000 $570,000 $67,000 $455,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 276 $22,194,000 $80,000 $497,000 $58,000 $369,000
Collateral 172 $20,463,000 $118,000 $608,000 $76,000 $415,000
Debt-To-Income Ratio 170 $19,141,000 $112,000 $860,000 $56,000 $804,000
Other 81 $7,339,000 $90,000 $411,000 $59,000 $300,000
Credit Application Incomplete 61 $7,053,000 $115,000 $317,000 $73,000 $230,000
Unverifiable Information 23 $2,300,000 $100,000 $390,000 $68,000 $222,000
Insufficient Cash (Downpayment, Closing Cost) 19 $2,138,000 $112,000 $282,000 $52,000 $106,000
Employment History 18 $1,712,000 $95,000 $382,000 $55,000 $202,000
Mortgage Insurance Denied 16 $1,052,000 $65,000 $93,000 $49,000 $83,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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