Madison County, TN Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 3,659 mortgage applications in Madison County, TN totaling $639.9 million, down 22% from 2022. The average application was for $174,000, and applicants reported an average income of $109,000. 52% of applications resulted in an originated loan and 19% were denied. The most active lender was Leaders Credit Union, with 548 applications, followed by Regions Bank and Cadence Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,659
Total Mortgage Loan Application Amount $639,865,000
Average Mortgage Loan Application Amount $174,000
Highest Mortgage Loan Application Amount $4,805,000
Average Applicant Income $109,000
Highest Applicant Income $7,488,000

Mortgage Company List for Lending in Madison County, TN for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Leaders Credit Union
35 STONEBRIDGE BLVD.
JACKSON, TN 38305
* $ 872,464,000 548 $ 78,030,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 339 $ 38,015,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 48,668,073,000 179 $ 22,535,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ -1,000 138 $ 34,530,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 27,409,758,000 122 $ 26,560,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 112 $ 29,810,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 98 $ 11,200,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,826,414,000 94 $ 14,500,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 93 $ 21,055,000
Commercial Bank & Trust Company
P.O. BOX 1000
PARIS, TN 38242
* $ 1,062,292,000 74 $ 11,120,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 69 $ 16,225,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 63 $ 12,035,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 60 $ 14,930,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 78,672,073,000 59 $ 7,515,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 56 $ 4,190,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 50 $ 10,580,000
Community Bank
19 NATCHEZ TRACE DR
LEXINGTON, TN 38351
* $ 272,901,000 46 $ 11,890,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 43 $ 7,515,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 42 $ 8,140,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 39 $ 5,385,000
Centennial Bank
P.O. BOX 308
TREZEVANT, TN 38258
* $ 647,593,000 33 $ 6,825,000
First Citizens National Bank

NEWARK, OH 43055
* $ 2,399,631,000 33 $ 6,485,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 33 $ 8,225,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 32 $ 5,970,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 32 $ 4,850,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 30 $ 7,870,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 29 $ 5,355,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 24 $ 5,910,000
McKenzie Banking Company
676 N MAIN ST
MCKENZIE, TN 38201
* $ 187,721,000 24 $ 5,560,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 24 $ 3,840,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 22 $ 5,520,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 21 $ 3,895,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 21 $ 4,085,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 20 $ 3,060,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 20 $ 2,110,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 19 $ 4,195,000
Orion Federal Credit Union
7845 HIGHWAY 64
MEMPHIS, TN 38103
* $ 1,269,883,000 19 $ 4,525,000
Insouth Bank
111 SOUTH WASHINGTON AVE
BROWNSVILLE, TN 38012
* $ 472,434,000 19 $ 2,955,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 19 $ 2,395,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 19 $ 3,225,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 18 $ 2,000,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 17 $ 3,805,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 17 $ 2,165,000
The Bank of Jackson
PO BOX 11327
JACKSON, TN 38308
* $ 250,523,000 17 $ 3,035,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 16 $ 900,000
The Peoples Bank
34910 HWY 104 S
SARDIS, TN 38371
* $ 107,455,000 16 $ 2,100,000
Carroll Bank and Trust
19510 E MAIN ST
HUNTINGDON, TN 38344
* $ 441,576,000 16 $ 1,570,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 15 $ 2,925,000
Lineage Bank
120 5TH AVE N
FRANKLIN, TN 37067
* $ 242,664,000 15 $ 3,365,000
First South Financial Federal Credit Union
6471 STAGE RD, STE 101
BARTLETT, TN 38134
* $ 796,489,000 14 $ 2,880,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 14 $ 2,280,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 13 $ 1,555,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 13 $ 3,015,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 12 $ 1,720,000
Decatur County Bank
56 N. PLEASANT ST.
DECATURVILLE, TN 38329
* $ 253,565,000 12 $ 2,790,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 11 $ 415,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 11 $ 3,245,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 10 $ 2,170,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 10 $ 840,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 10 $ 1,950,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 10 $ 2,000,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 9 $ 1,625,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 8 $ 620,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 8 $ 490,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 8 $ 1,340,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 8 $ 670,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 8 $ 1,160,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 8 $ 930,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 7 $ 1,625,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ -1,000 7 $ 1,305,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 7 $ 2,485,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 7 $ 1,565,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 7 $ 1,135,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 6 $ 1,080,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 6 $ 1,160,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 5 $ 555,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 5 $ 985,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 5 $ 1,485,000
Ascend Federal Credit Union
520 AIRPARK DRIVE
TULLAHOMA, TN 37388
* $ 3,874,614,000 5 $ 195,000
Bank of Crockett
P O BOX 849
BELLS, TN 38006
* $ 247,960,000 5 $ 1,345,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 5 $ 675,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 5 $ 1,085,000
F&M Bank
50 FRANKLIN ST
CLARKSVILLE, TN 37040
* $ 1,556,974,000 5 $ 1,215,000
Banktennessee
1125 WEST POPLAR AVENUE
COLLIERVILLE, TN 38017
* $ 545,520,000 5 $ 635,000
First Commerce Bank
500 N ELLINGTON PKWY
LEWISBURG, TN 37091
* $ 572,425,000 5 $ 3,495,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 4 $ 550,000
Iserve Residential Lending
10920 VIA FRONTERA SUITE 520
SAN DIEGO, CA 92127
* $ -1,000 4 $ 700,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 4 $ 290,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ -1,000 4 $ 1,210,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 4 $ 850,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,208,483,000 4 $ 410,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 16,995,485,000 4 $ 580,000
Legends Bank
P.O. BOX 1066
CLARKSVILLE, TN 37041
* $ 826,846,000 4 $ 1,210,000
Cb&S Bank
200 JACKSON AVE. S.
RUSSELLVILLE, AL 35653
* $ 2,442,888,000 4 $ 760,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 4 $ 1,010,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 4 $ 460,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 4 $ 790,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 4 $ 670,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 4 $ 710,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ -1,000 4 $ 940,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 4 $ 860,000
Arvest Bank

TULSA, OK 74103
* $ 26,441,420,000 3 $ 515,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ 41,842,515,000 3 $ 735,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 3 $ 675,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 3 $ 655,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 3 $ 365,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ -1,000 3 $ 285,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 3 $ 1,195,000
Citizens Savings Bank & Trust Co
2013 JEFFERSON ST
NASHVILLE, TN 37208
* $ 149,827,000 3 $ 655,000
3rd Street Financial Corp
6964 TYLERSVILLE RD B
WEST CHESTER, OH 45069
* $ -1,000 3 $ 725,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 3 $ 725,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 3 $ 845,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ -1,000 3 $ 225,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 3 $ 265,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 3 $ 615,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 3 $ 485,000
Ut Federal Credit Union
2100 WHITE AVENUE
KNOXVILLE, TN 37919
* $ 460,343,000 3 $ 225,000
Southeast Financial Credit Union
220 S ROYAL OAKS BLVD
FRANKLIN, TN 37064
* $ 455,066,000 3 $ 95,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 3 $ 685,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 3 $ 415,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 18,013,146,000 3 $ 345,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ 52,952,000 3 $ 565,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ -1,000 3 $ 565,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 3 $ 505,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 3 $ 755,000
The Paducah Bank and Trust Company
2635 LONE OAK RD
PADUCAH, KY 42002
* $ 891,968,000 2 $ 410,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ -1,000 2 $ 90,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 2 $ 340,000
The Mortgage Firm
921 DOUGLAS AVENUE, SUITE 200
ALTAMONTE SPRINGS, FL 32714
* $ -1,000 2 $ 290,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 2 $ 600,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 2 $ 570,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 680,000
First National Bank of Middle Tennessee
200 E MAIN ST
MCMINNVILLE, TN 37110
* $ 813,453,000 2 $ 550,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 2 $ 440,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 23,954,627,000 2 $ 330,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 2 $ 380,000
Notre Dame Federal Credit Union
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ 1,101,839,000 2 $ 90,000
Bartlett Mortgage Inc.
2860 STAGE VILLAGE COVE
BARTLETT, TN 38133
* $ -1,000 2 $ 350,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 2 $ 600,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 270,427,000 2 $ 590,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 2 $ 160,000
The Bank of Fayette County
1265 HWY 57 EAST
COLLIERVILLE, TN 38017
* $ 847,944,000 2 $ 390,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 2 $ 280,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 7,481,805,000 2 $ 150,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 401,943,000 2 $ 280,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 2 $ 510,000
The Bank of Milan
2011 E VAN HOOK ST
MILAN, TN 38358
* $ 98,180,000 2 $ 1,050,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 2 $ 640,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 2 $ 260,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ -1,000 2 $ 300,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 1,747,013,000 2 $ 390,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 2 $ 330,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 2 $ 280,000
Story Bank dba Story Financial Partners
1300 MEADOWBROOK ROAD
JACKSON, MS 39211
* $ 869,275,000 2 $ 590,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 210,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 400,000
CU Community, LLC
2077 TOWN CENTER BOULEVARD
KNOXVILLE, TN 37922
* $ -1,000 2 $ 120,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 2 $ 600,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 2 $ 220,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 1,367,031,000 2 $ 160,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 165,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 43,726,588,000 1 $ 305,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 405,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 1 $ 185,000
Loanpeople, LLC
3420 EXECUTIVE CENTER DR #G100
AUSTIN, TX 78731
* $ -1,000 1 $ 285,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ -1,000 1 $ 265,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 1 $ 265,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ -1,000 1 $ 185,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 135,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 348,731,000,000 1 $ 1,925,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 3,450,913,000 1 $ 1,045,000
Bank of Bartlett
6281 STAGE RD
BARTLETT, TN 38133
* $ 525,943,000 1 $ 135,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 295,000
Franklin Loan Corporation
44800 VILLAGE COURT
PALM DESERT, CA 92260
* $ -1,000 1 $ 215,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 2,069,955,000 1 $ 175,000
Choiceone Bank
109 E. DIVISION ST.
SPARTA, MI 49345
* $ 2,382,585,000 1 $ 305,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 75,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 235,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 55,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ -1,000 1 $ 455,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 1,991,593,000 1 $ 145,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 285,000
Monticello Banking Company
50 NORTH MAIN STREET; PO BOX 421
MONTICELLO, KY 42633
* $ 1,156,139,000 1 $ 265,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 1 $ 105,000
Paragon Bank
5400 POPLAR AVE 220
MEMPHIS, TN 38119
* $ 653,830,000 1 $ 75,000
Ten Credit Union
1400 8TH AVE SOUTH
NASHVILLE, TN 37203
* $ 409,717,000 1 $ 25,000
Fortera Federal Credit Union
2050 LOWES DRIVE
CLARKSVILLE, TN 37040
* $ 895,609,000 1 $ 15,000
Dayspring Bank
914 LAKE AVENUE
GOTHENBURG, NE 69138
* $ 982,277,000 1 $ 355,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 75,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 375,000
Bank3
766 S WHITE STATION RD STE 5
MEMPHIS, TN 38119
* $ 444,357,000 1 $ 335,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
GLENDALE, CA 90278
* $ -1,000 1 $ 175,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 1 $ 125,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ 473,884,000 1 $ 265,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 2,725,398,000 1 $ 185,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,950,802,000 1 $ 975,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 389,402,000 1 $ 175,000
First National Bank of Pulaski
PO BOX 289
PULASKI, TN 38478
* $ 1,263,190,000 1 $ 325,000
Apex Bank
102 E MAIN ST
CAMDEN, TN 38320
* $ 1,141,295,000 1 $ 75,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 185,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 1 $ 335,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 185,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 385,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ 2,702,968,000 1 $ 125,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 95,000
American Mortgage Services Inc
171 WESLEY REED
ATOKA, TN 38004
* $ -1,000 1 $ 145,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 505,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 235,000
Royal Pacific Funding
4000 MACARTHUR BLVD TOWER - 7TH
NEWPORT BEACH, CA 92660
* $ -1,000 1 $ 245,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 285,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 125,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 225,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 1 $ 185,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 1 $ 165,000
Castle Mortgage Corporation
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ -1,000 1 $ 135,000
Southeast Mortgage of Georgia, Inc.
3575 KOGER BLVD. SUITE 400
DULUTH, GA 30096
* $ -1,000 1 $ 255,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 215,000
Auto Club Trust, FSB
1 AUTOCLUB DRIVE
DEARBORN, MI 48126
* $ 528,198,000 1 $ 455,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 1 $ 25,000
Peoples Bank
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 7,197,574,000 1 $ 185,000
Western Alliance Bank
2901 N CENTRAL AVENUE
PHOENIX, AZ 85012
* $ 67,683,841,000 1 $ 175,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 495,000
Success Lending, LLC

SCHAUMBURG, IL 60173
* $ -1,000 1 $ 35,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 195,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 245,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 450,910,000 1 $ 375,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ -1,000 1 $ 125,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ -1,000 1 $ 355,000
Catalyst Mortgage
3013 DOUGLAS BLVD, SUITE 135
ROSEVILLE, CA 95661
* $ -1,000 1 $ 125,000
Shelter Growth Capital Partners LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 1 $ 185,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 7,276,719,000 1 $ 315,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 125,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 1 $ 105,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 2,555,530,000 1 $ 315,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 1 $ 235,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,213,677,000 1 $ 265,000
Patriot Bank
8376 HIGHWAY 51 N
MILLINGTON, TN 38053
* $ 474,952,000 1 $ 555,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 375,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 235,000
Cornerstone Financial Credit Union
1701 21ST AVE. SO./PO BOX 120729
NASHVILLE, TN 37212
* $ 584,412,000 1 $ 165,000
Tower Community Bank
4564 MAIN ST
JASPER, TN 30752
* $ 364,587,000 1 $ 215,000
Tristar Bank
719 E COLLEGE STREET
DICKSON, TN 37055
* $ 439,557,000 1 $ 425,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 1 $ 445,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 1 $ 155,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 47,596,192,000 1 $ 185,000

The tables below break down 2023 mortgage applications in Madison County, TN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Madison County, TN in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,815 $403,575,000 $222,000 $4,805,000 $119,000 $7,488,000
Cash-out Refinancing 590 $105,600,000 $178,000 $1,155,000 $73,000 $433,000
Refinancing 419 $67,555,000 $161,000 $2,015,000 $120,000 $1,985,000
Home Improvement 412 $28,870,000 $70,000 $505,000 $97,000 $1,970,000
Other Purpose 407 $32,875,000 $80,000 $955,000 $124,000 $4,672,000
Not Applicable 16 $1,390,000 $86,000 $375,000 $35,000 $53,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,882 $323,820,000 $172,000 $1,435,000 $128,000 $7,488,000
Black or African American 794 $109,050,000 $137,000 $705,000 $71,000 $500,000
Not applicable 431 $110,995,000 $257,000 $4,805,000 $139,000 $408,000
Not Provided 386 $66,070,000 $171,000 $1,925,000 $95,000 $648,000
Hispanic 103 $18,295,000 $177,000 $1,155,000 $84,000 $349,000
Asian 40 $8,930,000 $223,000 $645,000 $187,000 $669,000
American Indian or Alaskan Native 8 $750,000 $93,000 $155,000 $62,000 $116,000
Native Hawaiian or Other Pacific Islander 1 $265,000 $265,000 $265,000 $74,000 $74,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,510 $387,750,000 $154,000 $4,805,000 $124,000 $7,488,000
FHA-insured (Federal Housing Administration) 787 $155,855,000 $198,000 $485,000 $70,000 $385,000
VA-guaranteed (Veterans Administration) 329 $90,385,000 $274,000 $1,155,000 $86,000 $230,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $5,875,000 $178,000 $265,000 $72,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,900 $354,490,000 $186,000 $4,805,000 $127,000 $7,488,000
Application Denied By Financial Institution 679 $74,455,000 $109,000 $1,155,000 $78,000 $4,672,000
Application Withdrawn By Applicant 457 $84,905,000 $185,000 $1,005,000 $98,000 $1,200,000
Loan Purchased By The Institution 342 $82,550,000 $241,000 $705,000 $109,000 $408,000
File Closed For Incompleteness 188 $28,510,000 $151,000 $565,000 $78,000 $435,000
Application Approved But Not Accepted 91 $14,655,000 $161,000 $645,000 $110,000 $1,970,000
Preapproval Denied by Financial Institution 2 $300,000 $150,000 $195,000 $78,000 $119,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,699 $507,895,000 $188,000 $4,805,000 $112,000 $7,488,000
Debt-To-Income Ratio 501 $85,835,000 $171,000 $2,015,000 $119,000 $1,587,000
Credit History 232 $19,940,000 $85,000 $495,000 $94,000 $4,672,000
Collateral 73 $7,835,000 $107,000 $385,000 $82,000 $750,000
Other 62 $6,990,000 $112,000 $315,000 $75,000 $218,000
Credit Application Incomplete 36 $5,410,000 $150,000 $505,000 $80,000 $385,000
Unverifiable Information 32 $3,210,000 $100,000 $255,000 $82,000 $504,000
Employment History 12 $1,000,000 $83,000 $195,000 $42,000 $116,000
Insufficient Cash (Downpayment, Closing Cost) 12 $1,750,000 $145,000 $295,000 $69,000 $202,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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