Richmond County, NY Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 10,183 mortgage applications in Richmond County, NY totaling $4.3 billion, up 11% from 2024. The average application was for $421,000, and applicants reported an average income of $177,000. 53% of applications resulted in an originated loan and 18% were denied. The most active lender was JPMorgan Chase Bank, NA, with 860 applications, followed by United Wholesale Mortgage and Citizens Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,183
Total Mortgage Loan Application Amount $4,294,530,000
Average Mortgage Loan Application Amount $421,000
Highest Mortgage Loan Application Amount $46,115,000
Average Applicant Income $177,000
Highest Applicant Income $8,864,000

Mortgage Company List for Lending in Richmond County, NY for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 860 $ 292,170,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 629 $ 333,235,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 608 $ 179,190,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 556 $ 135,650,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 469 $ 215,365,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 354 $ 153,880,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 338 $ 190,610,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 310 $ 81,950,000
Municipal Credit Union
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ n/a 299 $ 58,195,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 261 $ 124,425,000
Northfield Bank

WOODBRIDGE, NJ 07095
* $ n/a 237 $ 44,845,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 167 $ 45,345,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 164 $ 83,830,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 151 $ 80,915,000
Royal Business Bank
660 S. FIGUEROA ST. SUITE 1888
LOS ANGELES, CA 90017
* $ n/a 142 $ 70,730,000
First Central Savings Bank
70 GLEN STREET
GELN COVE, NY 11542
* $ n/a 135 $ 69,435,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 134 $ 15,400,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 125 $ 33,945,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ n/a 115 $ 54,045,000
Bank of Hope
3200 WILSHIRE BLVD
LOS ANGELES, CA 90010
* $ n/a 113 $ 57,385,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ n/a 111 $ 50,015,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ n/a 109 $ 62,685,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 108 $ 61,720,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 105 $ 22,145,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 99 $ 60,765,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 94 $ 24,010,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 93 $ 51,255,000
East West Bank
135 NORTH LOS ROBLES AVENUE
PASADENA, CA 91101
* $ n/a 86 $ 28,410,000
Hanover Community Bank
80 EAST JERICHO TURNPIKE
MINEOLA, NY 11501
* $ n/a 78 $ 38,930,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 77 $ 45,965,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 76 $ 48,810,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 76 $ 39,800,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 74 $ 20,970,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 71 $ 23,845,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre
1010 NORTHERN BLVD., SUITE 336
GREAT NECK, NY 11021
* $ n/a 62 $ 39,200,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ n/a 61 $ 37,155,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 60 $ 31,610,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 60 $ 18,930,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 59 $ 33,825,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 58 $ 34,650,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ n/a 51 $ 25,745,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 50 $ 21,380,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 41 $ 9,095,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 40 $ 8,580,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ n/a 40 $ 21,590,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 38 $ 15,410,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 37 $ 25,045,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ n/a 37 $ 17,535,000
Summit Mortgage Bankers, Inc.
3660 MAIN STREET, 3RD FLOOR
FLUSHING, NY 11354
* $ n/a 36 $ 17,740,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ n/a 34 $ 22,800,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ n/a 34 $ 19,980,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 33 $ 16,565,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 32 $ 20,480,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 32 $ 19,300,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 31 $ 6,855,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 31 $ 8,175,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 31 $ 15,225,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11553
* $ n/a 30 $ 18,450,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 29 $ 18,765,000
Shinhan Bank America
330 FIFTH AVENUE, 4TH FLOOR
NEW YORK, NY 10016
* $ n/a 29 $ 12,955,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ n/a 29 $ 9,045,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ n/a 28 $ 13,280,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 27 $ 14,615,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 26 $ 3,600,000
Woori America Bank
330 FIFTH AVENUE, 3RD FLOOR
NEW YORK, NY 10001
* $ n/a 26 $ 10,800,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 26 $ 26,470,000
General Mortgage Capital Corporation
1350 OLD BAYSHORE HWY
BURLINGAME, CA 94010
* $ n/a 26 $ 14,010,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ n/a 25 $ 14,625,000
Global Bank
8 CATHERINE STREET
NEW YORK, NY 10038
* $ n/a 25 $ 10,905,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 24 $ 12,560,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ n/a 22 $ 11,690,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 21 $ 2,215,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 21 $ 9,535,000
Abacus Federal Savings Bank
6 BOWERY
NEW YORK, NY 10013
* $ n/a 20 $ 8,730,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 19 $ 7,805,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ n/a 19 $ 11,185,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 19 $ 9,965,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 19 $ 11,325,000
Ctbc Bank USA
801 FIGUEROA
LOS ANGELES, CA 90017
* $ n/a 18 $ 7,550,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 18 $ 6,730,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 18 $ 19,700,000
Ridgewood Savings Bank
71-02 FOREST AVENUE
RIDGEWOOD, NY 11385
* $ n/a 17 $ 9,845,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 17 $ 9,835,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 16 $ 8,850,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 16 $ 9,290,000
New Millennium Bank
1620 LEMOINE AVE
FORT LEE, NJ 07024
* $ n/a 15 $ 6,905,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 15 $ 3,485,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 15 $ 9,245,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 15 $ 8,535,000
Ark Mortgage, Inc.
400 RELLA BLVD SUITE 300
MONTEBELLO, NY 10901
* $ n/a 14 $ 8,710,000
Polish & Slavic Federal Credit
100 MCGUINNESS BLVD
BROOKLYN, NY 11222
* $ n/a 14 $ 5,490,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 13 $ 7,265,000
Mlb Residential Lending, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ n/a 13 $ 6,475,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 13 $ 6,795,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 13 $ 7,865,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ n/a 12 $ 7,210,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 11 $ 3,045,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 11 $ 6,105,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 11 $ 5,345,000
Reliant Home Funding, Inc
445 BROADHOLLOW RD SUITE 334
MELVILLE, NY 11747
* $ n/a 10 $ 6,600,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 10 $ 5,570,000
Jovia Financial Federal Credit
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ n/a 10 $ 2,300,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ n/a 10 $ 5,140,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ n/a 9 $ 2,135,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 9 $ 4,425,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ n/a 9 $ 5,755,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 8 $ 3,750,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 8 $ 4,290,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 8 $ 2,560,000
Empire State Bank
68 NORTH PLANK ROAD
STATEN ISLAND, NY 10314
* $ n/a 8 $ 4,470,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 8 $ 4,250,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 8 $ 2,860,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 7 $ 4,875,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ n/a 7 $ 3,665,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 7 $ 2,995,000
Jet Direct Funding Corp.
111 WEST MAIN STREET SUITE 110
BAY SHORE, NY 11706
* $ n/a 7 $ 3,325,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 6 $ 3,250,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 6 $ 2,980,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 6 $ 3,710,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 6 $ 3,370,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 5 $ 107,550,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ n/a 5 $ 2,005,000
Broadview Federal Credit Union
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ n/a 5 $ 685,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 5 $ 1,715,000
Apple Bank
122 EAST 42ND STREET - 9TH FL.
NEW YORK, NY 10168
* $ n/a 5 $ 1,365,000
Interstate Home Loan Center, Inc.
40 MARCUS DRIVE SUITE 100
MELVILLE, NY 11747
* $ n/a 5 $ 3,395,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ n/a 5 $ 2,815,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ n/a 5 $ 3,125,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ n/a 5 $ 4,275,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 5 $ 3,345,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 5 $ 2,535,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 5 $ 1,625,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 5 $ 2,185,000
Dime Community Bank
2200 MONTAUK HIGHWAY/ PO BOX 3005
HAUPPAUGE, NY 11788
* $ n/a 5 $ 4,325,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 5 $ 2,505,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 4 $ 2,530,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 4 $ 2,760,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 4 $ 560,000
Self Reliance (Ny) FCU
108 SECOND AVE
NEW YORK, NY 10003
* $ n/a 4 $ 2,280,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ n/a 4 $ 1,530,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ n/a 4 $ 620,000
Nationwide Equities Corporation
225 BRAE BLVD SUITE 202
PARK RIDGE, NJ 07656
* $ n/a 4 $ 1,220,000
First Intercontinental Bank

DULUTH, GA 30096
* $ n/a 4 $ 1,950,000
American Community Bank
300 GLEN ST
GLEN COVE, NY 11542
* $ n/a 4 $ 1,850,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 3 $ 1,185,000
1st 2nd Mortgage Company of N.J., Inc.
50 SPRING ST
CRESSKILL, NJ 07626
* $ n/a 3 $ 1,655,000
Provident Bank
239 WASHINGTON STREET
JERSEY CITY, NJ 07302
* $ n/a 3 $ 2,125,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 3 $ 1,685,000
Ukrainian National F.C.U.
215 SECOND AVENUE
NEW YORK, NY 10003
* $ n/a 3 $ 1,255,000
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ n/a 3 $ 625,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 3 $ 605,000
Pike Creek Mortgage Services, Inc.
2100 DRUMMOND PLAZA
NEWARK, DE 19711
* $ n/a 3 $ 2,195,000
Ardri LLC
27001 AGOURA ROAD #100
CALABASAS, CA 91301
* $ n/a 3 $ 1,685,000
Emigrant Funding Corporation
5 EAST 42ND STREET
NEW YORK, NY 10017
* $ n/a 3 $ 2,685,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 3 $ 1,125,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 3 $ 355,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ n/a 3 $ 1,165,000
Bcb Community Bank
591-595 AVENUE C
BAYONNE, NJ 07002
* $ n/a 3 $ 1,765,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 3 $ 3,395,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 3 $ 2,935,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 3 $ 475,000
Ponce Bank
2244 WESTCHESTER AVE
BRONX, NY 10462
* $ n/a 3 $ 1,625,000
Patriot One Mortgage Bankers
142 WILLIS AVE
MINEOLA, NY 11501
* $ n/a 3 $ 2,075,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ n/a 3 $ 495,000
Verus
2001 M STREET SUITE 300
WASHINGTON, DC 20036
* $ n/a 3 $ 1,535,000
Continental Mortgage Bankers Inc
1025 OLD COUNTRY RD
WESTBURY, NY 11590
* $ n/a 3 $ 1,425,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 2 $ 1,080,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 2 $ 1,310,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ n/a 2 $ 2,010,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 2 $ 1,270,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 2 $ 1,150,000
Lyons Mortgage Services, Inc.
48-02 25TH AVENUE, SUITE 303
ASTORIA, NY 11103
* $ n/a 2 $ 1,050,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ n/a 2 $ 970,000
Bond Street Mortgage, LLC
115 WEST CENTURY ROAD
PARAMUS, NJ 07652
* $ n/a 2 $ 1,080,000
New Wave Lending Group Inc
17700 CASTLETON ST. #268
CITY OF INDUSTRY, CA 91748
* $ n/a 2 $ 1,030,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 2 $ 810,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ n/a 2 $ 1,040,000
United Poles FCU
412 NEW BRUNSWICK AVE
PERTH AMBOY, NJ 08861
* $ n/a 2 $ 290,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 2 $ 740,000
Unity Bank
64 OLD HIGHWAY 22
CLINTON, NJ 08809
* $ n/a 2 $ 970,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 2 $ 790,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 1,550,000
Lynx Mortgage Bank LLC
143 POST AVE
WESTBURY, NY 11590
* $ n/a 2 $ 700,000
Garden Savings Federal Credit Union
LITTLETON ROAD
PARSIPPANY, NJ 07054
* $ n/a 2 $ 440,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ n/a 2 $ 950,000
Lafayette Federal Credit Union
2701 TOWER OAKS BLVD.,
ROCKVILLE, MD 20852
* $ n/a 2 $ 660,000
Island Federal Credit Union
120 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 2 $ 360,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ n/a 2 $ 1,210,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ n/a 2 $ 1,330,000
Popular Bank
9600 WEST BRYN MAWR
NEW YORK, NY 10004
* $ n/a 2 $ 930,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 2 $ 1,250,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 2 $ 760,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ n/a 2 $ 1,290,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ n/a 1 $ 655,000
Sunmark Credit Union
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ n/a 1 $ 105,000
National Cooperative Bank, N.A.
139 SOUTH HIGH STREET
HILLSBORO, OH 45133
* $ n/a 1 $ 15,000
Suffolk Federal Credit Union
3681 HORSEBLOCK ROAD
MEDFORD, NY 11763
* $ n/a 1 $ 875,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 1 $ 545,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 195,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ n/a 1 $ 315,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ n/a 1 $ 665,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 1 $ 555,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 275,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 1 $ 305,000
Coastal Federal Credit Union
PO BOX 99167
RALEIGH, NC 27690
* $ n/a 1 $ 45,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 565,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 1 $ 675,000
Oceanfirst Bank
975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ n/a 1 $ 2,505,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 855,000
Maspeth Federal Savings and Loan Association
56-05 69TH STREET
MASPETH, NY 11378
* $ n/a 1 $ 595,000
Blair Services of America, Inc
1121 OLD WALT WHITMMAN ROAD
MELVILLE, NY 11747
* $ n/a 1 $ 825,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ n/a 1 $ 545,000
Flushing Bank
220 RXR PLAZA
UNIONDALE, NY 11556
* $ n/a 1 $ 1,125,000
Greenway Mortgage Funding Corp.
107 TINDALL ROAD
MIDDLETOWN, NJ 07748
* $ n/a 1 $ 495,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 795,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 265,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ n/a 1 $ 355,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ n/a 1 $ 745,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 105,000
Selfreliance Federal Credit Union
2332 W CHICAGO AVENUE
CHICAGO, IL 60622
* $ n/a 1 $ 335,000
Connectone Bank
301 SYLVAN AVENUE
ENGLEWOOD CLIFFS, NJ 07632
* $ n/a 1 $ 855,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 595,000
Conventus Lending LLC
111 POTRERO AVE
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 825,000
Consumers Federal Credit Union
425 NEPTUNE AVE
BROOKLYN, NY 11224
* $ n/a 1 $ 765,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 1 $ 705,000
Sun East Federal Credit Union
4500 PENNELL ROAD
ASTON, PA 19014
* $ n/a 1 $ 105,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 1 $ 615,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 1 $ 115,000
Xcel Federal Credit Union
1460 BROAD STREET
BLOOMFIELD, NJ 07003
* $ n/a 1 $ 55,000
Associated Mortgage Bankers Inc.
2395 OCEAN AVENUE SUITE 5 RONKONKOMA
RONKONKOMA, NY 11779
* $ n/a 1 $ 1,965,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 1 $ 455,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ n/a 1 $ 135,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ n/a 1 $ 355,000
Flexpoint, Inc.
27433 TOURNEY ROAD, SUITE 150
COSTA MESA, CA 92626
* $ n/a 1 $ 355,000
Mid-Hudson Valley Federal C.U.
1099 MORTON BLVD
KINGSTON, NY 12401
* $ n/a 1 $ 125,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 165,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 95,000
Royal Pacific Funding
4000 MACARTHUR BLVD TOWER - 7TH
NEWPORT BEACH, CA 92660
* $ n/a 1 $ 505,000
Millenium Home Mortgage
40 BALDWIN ROAD
PARSIPPANY, NJ 07054
* $ n/a 1 $ 715,000
Emigrant Bank
201 SOUTH BISCAYNE BOULEVARD SUITE 1120
MIAMI, FL 33131
* $ n/a 1 $ 635,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 295,000
Veritex Community Bank
2101 ABRAMS RD
DALLAS, TX 75225
* $ n/a 1 $ 1,045,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ n/a 1 $ 955,000
Habib American Bank
99 MADISON AVENUE
NEW YORK, NY 10017
* $ n/a 1 $ 315,000
Constructive Loans LLC
1801 S MEYERS RD
OAKBROOK TERRACE, IL 60181
* $ n/a 1 $ 665,000
1st Priority Mortgage, Inc.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ n/a 1 $ 265,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ n/a 1 $ 355,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ n/a 1 $ 505,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 425,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 685,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 1 $ 155,000
Bayport Funding LLC
98 CUTTERMILL ROAD, SUITE 424N
GREAT NECK, NY 11021
* $ n/a 1 $ 515,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 55,000
Industrial and Commercial Bank of China (USA) NA
1633 BROADWAY, 28TH FLOOR
NEW YORK, NY 10036
* $ n/a 1 $ 325,000

The tables below break down 2025 mortgage applications in Richmond County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Richmond County, NY in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,942 $2,758,320,000 $558,000 $46,115,000 $187,000 $7,541,000
Cash-out Refinancing 1,762 $599,870,000 $340,000 $7,505,000 $165,000 $4,308,000
Other Purpose 1,214 $207,140,000 $170,000 $1,345,000 $162,000 $6,000,000
Home Improvement 1,173 $195,615,000 $166,000 $1,005,000 $161,000 $3,000,000
Refinancing 1,067 $526,660,000 $494,000 $45,355,000 $190,000 $8,864,000
Not Applicable 25 $6,925,000 $277,000 $735,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,333 $1,688,295,000 $389,000 $3,505,000 $193,000 $8,864,000
Asian 2,156 $1,001,650,000 $464,000 $3,505,000 $160,000 $4,691,000
Not Provided 1,312 $541,820,000 $412,000 $3,365,000 $182,000 $2,820,000
Not applicable 975 $579,090,000 $594,000 $46,115,000 $168,000 $1,176,000
Hispanic 919 $321,415,000 $349,000 $1,665,000 $159,000 $4,308,000
Black or African American 445 $148,835,000 $334,000 $2,285,000 $135,000 $1,188,000
American Indian or Alaskan Native 27 $6,505,000 $240,000 $625,000 $121,000 $250,000
Native Hawaiian or Other Pacific Islander 15 $6,605,000 $440,000 $1,005,000 $147,000 $639,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,327 $3,809,860,000 $408,000 $46,115,000 $179,000 $8,864,000
FHA-insured (Federal Housing Administration) 713 $395,525,000 $554,000 $1,905,000 $147,000 $1,281,000
VA-guaranteed (Veterans Administration) 141 $89,115,000 $632,000 $1,255,000 $150,000 $345,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $30,000 $15,000 $15,000 $133,000 $166,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,384 $2,508,085,000 $465,000 $46,115,000 $184,000 $8,864,000
Application Denied By Financial Institution 1,835 $561,315,000 $305,000 $3,505,000 $150,000 $4,691,000
Application Withdrawn By Applicant 1,174 $525,190,000 $447,000 $3,235,000 $187,000 $6,000,000
Loan Purchased By The Institution 911 $362,875,000 $398,000 $1,535,000 $163,000 $1,176,000
File Closed For Incompleteness 626 $226,770,000 $362,000 $3,505,000 $186,000 $2,496,000
Application Approved But Not Accepted 235 $100,985,000 $429,000 $2,485,000 $179,000 $918,000
Preapproval Approved but not Accepted 15 $7,645,000 $509,000 $815,000 $188,000 $345,000
Preapproval Denied by Financial Institution 3 $1,665,000 $555,000 $715,000 $165,000 $218,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,078 $3,601,445,000 $445,000 $46,115,000 $184,000 $8,864,000
Debt-To-Income Ratio 1,106 $373,870,000 $338,000 $2,655,000 $123,000 $3,160,000
Credit History 368 $74,750,000 $203,000 $1,005,000 $177,000 $2,400,000
Collateral 261 $84,505,000 $323,000 $3,505,000 $173,000 $1,968,000
Other 140 $54,290,000 $387,000 $3,505,000 $239,000 $4,691,000
Credit Application Incomplete 105 $38,915,000 $370,000 $1,325,000 $180,000 $4,308,000
Unverifiable Information 63 $27,945,000 $443,000 $1,565,000 $186,000 $2,400,000
Insufficient Cash (Downpayment, Closing Cost) 49 $29,355,000 $599,000 $1,195,000 $168,000 $600,000
Employment History 13 $9,455,000 $727,000 $2,835,000 $124,000 $410,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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