San Rafael, CA Metro Area Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 9,963 mortgage applications in San Rafael, CA metro area totaling $8.7 billion, down 11% from 2022. The average application was for $875,880, and applicants reported an average income of $349,000. 32% of applications resulted in an originated loan and 8% were denied. The most active lender was JPMorgan Chase Bank, NA, with 4,812 applications, followed by Redwood Credit Union and Bank of America NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 9,963
Total Mortgage Loan Application Amount $8,726,400,000
Average Mortgage Loan Application Amount $875,880
Highest Mortgage Loan Application Amount $30,005,000
Average Applicant Income $349,000
Highest Applicant Income $9,450,000

Mortgage Company List for Lending in San Rafael, CA for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 4,812 $ 5,169,350,000
Redwood Credit Union
P O BOX 6104
SANTA ROSA, CA 95406
* $ 7,527,853,000 513 $ 134,125,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 386 $ 175,250,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 313 $ 407,975,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 275 $ 193,555,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 212,638,872,000 173 $ 178,295,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 165 $ 117,045,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 157 $ 138,615,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 130 $ 110,790,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 121 $ 101,545,000
Bank of Marin
504 REDWOOD BLVD., SUITE 100
NOVATO, CA 94947
* $ 4,148,631,000 118 $ 28,520,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 114 $ 182,010,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 108 $ 88,090,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 108 $ 82,760,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 78 $ 48,700,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 78 $ 11,070,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 9,073,691,000 71 $ 19,295,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 66 $ 9,680,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 62 $ 110,530,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 57 $ 8,225,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 55 $ 32,405,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 53 $ 33,685,000
San Francisco Fire Credit Union
3201 CALIFORNIA STREET
SAN FRANCISCO, CA 94118
* $ 1,827,357,000 48 $ 10,590,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 31,844,724,000 46 $ 15,700,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ -1,000 44 $ 52,940,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 348,731,000,000 43 $ 45,755,000
Fremont Bank
39150 FREMONT BLVD
FREMONT, CA 94538
* $ 5,446,634,000 33 $ 10,445,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 18,739,008,000 33 $ 10,405,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 33 $ 16,635,000
The Golden 1 Credit Union
8945 CAL CENTER DR
SACRAMENTO, CA 95826
* $ 18,481,868,000 33 $ 15,245,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 32 $ 20,590,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 32 $ 18,260,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 31 $ 18,275,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 29 $ 19,695,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 85,531,000,000 29 $ 14,855,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 27 $ 9,315,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 27 $ 18,005,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 24 $ 14,910,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 23 $ 18,875,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 109,180,139,000 22 $ 34,730,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 89,544,919,000 21 $ 17,585,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 162,436,537,000 21 $ 22,355,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 21 $ 10,005,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 20 $ 10,900,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 96,504,709,000 19 $ 21,005,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 17 $ 20,515,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 120,987,397,000 17 $ 30,105,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 17 $ 15,265,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ 4,004,477,000 16 $ 8,990,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 16 $ 3,050,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 15 $ 11,925,000
Pacific Service Credit Union
3000 CLAYTON ROAD
CONCORD, CA 94520
* $ 1,429,007,000 14 $ 3,980,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ -1,000 14 $ 11,200,000
Mechanics Bank
1111 CIVIC DR
WALNUT CREEK, CA 94596
* $ 18,139,330,000 14 $ 31,300,000
Luther Burbank Savings
1500 ROSECRANS AVE., SUITE 300
SANTA ROSA, CA 90266
* $ 7,971,940,000 14 $ 16,690,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 14 $ 9,180,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 14 $ 9,990,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 13 $ 7,345,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 13 $ 16,325,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 13 $ 12,315,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 12 $ 5,700,000
Tri Counties Bank
63 CONSTITUTION DRIVE
CHICO, CA 95973
* $ 9,926,655,000 12 $ 11,020,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 11 $ 8,055,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 11 $ 11,655,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 10,762,461,000 11 $ 5,415,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 11 $ 7,405,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 11 $ 8,525,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 11 $ 6,565,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 11 $ 1,165,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 4,855,114,000 10 $ 3,790,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 10 $ 7,560,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 9 $ 6,875,000
Fundloans Capital
12481 HIGH BLUFF DR STE 150
SAN DIEGO, CA 92130
* $ -1,000 9 $ 6,565,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 9 $ 2,375,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 9 $ 2,925,000
Provident Credit Union
303 TWIN DOLPHIN DRIVE
REDWOOD CITY, CA 94065
* $ 3,510,687,000 9 $ 2,985,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 9 $ 4,435,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 9 $ 4,365,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 8 $ 6,360,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 8 $ 6,840,000
Sea West Coast Gurad FCU
P.O.BOX 4949
OAKLAND, CA 94605
* $ 418,953,000 8 $ 1,260,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 8 $ 5,840,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 6,668,165,000 8 $ 9,250,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 8 $ 5,360,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 8 $ 1,780,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 24,967,889,000 7 $ 4,415,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 7 $ 4,605,000
Hometrust Bank
PO BOX 10
ASHEVILLE, NC 28802
* $ 3,646,842,000 7 $ 3,115,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 7 $ 3,915,000
Western Alliance Bank
2901 N CENTRAL AVENUE
PHOENIX, AZ 85012
* $ 67,683,841,000 7 $ 6,695,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 7 $ 1,565,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 7 $ 1,275,000
Googain, Inc.
1288 KIFER RD STE 208
SUNNYVALE, CA 94086
* $ -1,000 6 $ 3,370,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 6 $ 8,570,000
Val-Chris Investments Inc.
2601 MAIN ST #400
IRVINE, CA 92620
* $ -1,000 6 $ 1,880,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 6 $ 4,320,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 6 $ 3,610,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 6 $ 870,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 31,424,000,000 6 $ 9,050,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 6 $ 4,030,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 485,553,000,000 6 $ 21,550,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 6 $ 7,070,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 6 $ 5,060,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ -1,000 6 $ 3,900,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 6 $ 3,670,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 6 $ 2,860,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 91,580,361,000 6 $ 3,310,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 5 $ 4,945,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 5 $ 2,695,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ -1,000 5 $ 1,690,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 5 $ 5,805,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 5 $ 2,965,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ -1,000 5 $ 3,675,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ 21,936,467,000 5 $ 5,115,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 5 $ 4,265,000
Logix Federal Credit Union
2340 HOLLYWOOD WAY
VALENCIA, CA 91355
* $ 9,600,367,000 5 $ 2,015,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ -1,000 5 $ 6,225,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 2,703,475,000 5 $ 1,735,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 5 $ 11,545,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 5 $ 3,235,000
Community First Credit Union
1105 N DUTTON AVENUE, SUITE A
SANTA ROSA, CA 95401
* $ 823,669,000 5 $ 985,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 5 $ 2,115,000
Global Federal Credit Union
PO BOX 196850
ANCHORAGE, AK 99503
* $ 11,844,793,000 5 $ 1,465,000
Merchants Mortgage & Trust Corporation
7400 E CRESTLINE CIR #250
GREENWOOD VILLAGE, CO 80111
* $ -1,000 5 $ 6,515,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ -1,000 5 $ 7,625,000
Technology Credit Union
2010 N FIRST ST, SUITE #200
SAN JOSE, CA 95131
* $ 4,544,570,000 5 $ 2,735,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,436,322,000 5 $ 3,305,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 28,780,644,000 4 $ 1,850,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 4 $ 4,440,000
Travis Credit Union
ONE TRAVIS WAY
VACAVILLE, CA 95687
* $ 4,698,767,000 4 $ 2,140,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 4 $ 2,060,000
Royal Pacific Funding
4000 MACARTHUR BLVD TOWER - 7TH
NEWPORT BEACH, CA 92660
* $ -1,000 4 $ 2,000,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 4 $ 1,610,000
Conventus Lending LLC
111 POTRERO AVE
SAN FRANCISCO, CA 94104
* $ -1,000 4 $ 4,790,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 17,893,084,000 4 $ 6,990,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ -1,000 4 $ 1,830,000
Monterra Credit Union
350 CONVENTION WAY
REDWOOD CITY, CA 94063
* $ 1,663,367,000 4 $ 2,450,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 4 $ 4,740,000
Shelter Growth Capital Partners LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 4 $ 4,430,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 4 $ 1,950,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 4 $ 2,180,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 4 $ 3,100,000
California Coast Credit Union
9201 SPECTRUM CENTER BLVD. 3RD FLOOR
SAN DIEGO, CA 92150
* $ 3,475,790,000 4 $ 680,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 4 $ 650,000
Gte Federal Credit Union
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ 2,885,583,000 4 $ 750,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 4 $ 3,540,000
Industrial and Commercial Bank of China (USA) NA
1633 BROADWAY, 28TH FLOOR
NEW YORK, NY 10036
* $ 2,894,890,000 4 $ 3,430,000
The Police Credit Union of California
2550 IRVING STREET
SAN BRUNO, CA 94066
* $ 1,087,464,000 4 $ 440,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 4 $ 3,400,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 3 $ 1,925,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,550,980,000 3 $ 3,105,000
North Bay Credit Union
397 AVIATION BLVD
SANTA ROSA, CA 95403
* $ 112,536,000 3 $ 865,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 3 $ 2,385,000
Flexpoint, Inc.
27433 TOURNEY ROAD, SUITE 150
COSTA MESA, CA 92626
* $ -1,000 3 $ 1,615,000
National Cooperative Bank, N.A.
139 SOUTH HIGH STREET
HILLSBORO, OH 45133
* $ 3,170,695,000 3 $ 805,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ -1,000 3 $ 1,985,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 3 $ 385,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 6,097,782,000 3 $ 2,265,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 3 $ 1,575,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 3 $ 2,335,000
Heritage Bank of Commerce
224 AIRPORT PKWY #300
SAN JOSE, CA 95110
* $ 5,152,676,000 3 $ 3,315,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 3 $ 1,905,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ -1,000 3 $ 1,055,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 5,825,549,000 3 $ 2,875,000
Franklin Loan Corporation
44800 VILLAGE COURT
PALM DESERT, CA 92260
* $ -1,000 3 $ 1,475,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 1,065,000
First Federal Savings and Loan Association of San Rafael
998 4TH STREET
SAN RAFAEL, CA 94901
* $ 226,073,000 3 $ 3,195,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 3 $ 1,335,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 7,794,340,000 3 $ 515,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ 4,739,869,000 3 $ 995,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 3 $ 1,495,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 3 $ 2,295,000
Financial Partners Credit Unio
7800 E. IMPERIAL HIGHWAY
DOWNEY, CA 90241
* $ 2,285,375,000 3 $ 715,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ -1,000 3 $ 505,000
San Francisco Federal Credit Union
770 GOLDEN GATE AVENUE
SAN FRANCISCO, CA 94102
* $ 1,254,295,000 3 $ 3,335,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 3 $ 5,695,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 3 $ 375,000
Vellum Mortgage, Inc.
12700 FAIR LAKES CIR SUITE 400
FAIRFAX, VA 22033
* $ -1,000 3 $ 1,625,000
Meriwest Credit Union
5615 CHESBRO AVE
SAN JOSE, CA 95123
* $ 2,251,385,000 3 $ 655,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 3 $ 1,725,000
East West Bank
135 NORTH LOS ROBLES AVENUE
PASADENA, CA 91101
* $ 64,087,895,000 2 $ 1,320,000
Community Mortgage Funding, LLC
3201 WEST TEMPLE AVE, SUITE 120
POMONA, CA 91768
* $ -1,000 2 $ 460,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 2 $ 450,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ -1,000 2 $ 1,800,000
Ahl Funding
4 PARK PLAZA SUITE 730
IRVINE, CA 92614
* $ -1,000 2 $ 1,980,000
Exchange Bank
444 AVIATION BLVD
SANTA ROSA, CA 95401
* $ 3,334,965,000 2 $ 1,970,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,154,561,000 2 $ 730,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 1,230,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 2 $ 2,190,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 2,070,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ -1,000 2 $ 1,390,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ -1,000 2 $ 1,120,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ -1,000 2 $ 1,390,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 2 $ 3,020,000
Mackillie Inc
7412 CYPRESS LANE
CARMEL, CA 93923
* $ -1,000 2 $ 180,000
Catalyst Mortgage
3013 DOUGLAS BLVD, SUITE 135
ROSEVILLE, CA 95661
* $ -1,000 2 $ 930,000
Keypoint Credit Union
2805 BOWERS AVENUE
SANTA CLARA, CA 95051
* $ 1,806,782,000 2 $ 1,010,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 2 $ 860,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 2 $ 480,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ 2,067,547,000 2 $ 460,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ -1,000 2 $ 1,630,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 3,078,918,000 2 $ 180,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 2 $ 970,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 1,160,000
Alameda Mortgage Corporation
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ -1,000 2 $ 1,390,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 2 $ 4,890,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 1,367,031,000 2 $ 460,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 2 $ 1,370,000
General Mortgage Capital Corporation
1350 OLD BAYSHORE HWY
BURLINGAME, CA 94010
* $ -1,000 2 $ 1,540,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ -1,000 2 $ 700,000
Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300
BAKERSFIELD, CA 93309
* $ -1,000 2 $ 680,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 16,706,914,000 2 $ 2,760,000
California Credit Union
701 N BRAND BLVD
GLENDALE, CA 91203
* $ 4,558,297,000 2 $ 1,480,000
1st United Credit Union
5901 GIIBRALTAR DRIVE NORTH
PLEASANTON, CA 94588
* $ 1,277,603,000 2 $ 940,000
New Wave Lending Group Inc
17700 CASTLETON ST. #268
CITY OF INDUSTRY, CA 91748
* $ -1,000 2 $ 1,860,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 977,048,000 1 $ 995,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 1 $ 715,000
Hanmi Bank
3660 WILSHIRE BLVD STE 103
LOS ANGELES, CA 90006
* $ 7,348,419,000 1 $ 565,000
Oceanair Federal Credit Union
2151 E GONZALES RD
OXNARD, CA 93036
* $ 788,764,000 1 $ 255,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 3,307,068,000 1 $ 3,005,000
Nmsi, Inc.
3700 WILSHIRE BLVD. STE. 330
LOS ANGELES, CA 90010
* $ -1,000 1 $ 365,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 1 $ 775,000
Massmutual FCU
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ 366,328,000 1 $ 255,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 1 $ 155,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 415,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 1 $ 715,000
Sunwest Bank

IRVINE, CA 92614
* $ 2,522,199,000 1 $ 245,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 1,065,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 4,464,686,000 1 $ 1,185,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 7,415,263,000 1 $ 1,705,000
Uncle Credit Union
2100 LAS POSITAS COURT
LIVERMORE, CA 94551
* $ 734,869,000 1 $ 405,000
Sterling Bank and Trust, FSB
ONE TOWNE SQUARE, SUITE 1900
SOUTHFIELD, MI 48076
* $ 2,444,260,000 1 $ 715,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ -1,000 1 $ 645,000
Schoolsfirst FCU
2115 NORTH BROADWAY
TUSTIN, CA 92780
* $ 28,163,825,000 1 $ 665,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 1 $ 955,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 715,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ -1,000 1 $ 605,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 4,471,539,000 1 $ 995,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ 1,554,446,000 1 $ 105,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ -1,000 1 $ 1,325,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ -1,000 1 $ 1,375,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 632,715,000 1 $ 935,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 5,172,623,000 1 $ 355,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 9,251,719,000 1 $ 55,000
Redwood Mortgage Corp.
177 BOVET RD., SUITE 520
SAN MATEO, CA 94402
* $ -1,000 1 $ 405,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 15,821,645,000 1 $ 1,795,000
Mk Lending Corp
11023 MCCORMICK ST #100
NORTH HOLLYWOOD, CA 91601
* $ -1,000 1 $ 565,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ -1,000 1 $ 155,000
Aaa Capital Investment, Inc
41 E LIVE OAK AVE
ARCADIA, CA 91006
* $ -1,000 1 $ 655,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 1 $ 405,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 2,863,212,000 1 $ 755,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ -1,000 1 $ 465,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ 6,104,235,000 1 $ 255,000
Pcma, Inc.
65 ENTERPRISE
LOS ANGELES, CA 92656
* $ -1,000 1 $ 1,095,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ 3,552,312,000 1 $ 935,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 1 $ 1,505,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 1 $ 605,000
People's Bank of Commerce
1311 E. BARNETT ROAD
MEDFORD, OR 97504
* $ 804,494,000 1 $ 725,000
Rize Federal Credit Union
12701 SCHABARUM AVE
IRWINDALE, CA 91706
* $ 1,006,508,000 1 $ 125,000
Nationwide Equities Corporation
225 BRAE BLVD SUITE 202
PARK RIDGE, NJ 07656
* $ -1,000 1 $ 775,000
Flatirons Bank
1095 CANYON BLVD., SUITE 100
BOULDER, CO 80302
* $ 323,727,000 1 $ 2,505,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 215,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 1 $ 605,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 1 $ 705,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 444,412,000 1 $ 2,075,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 8,876,888,000 1 $ 305,000
Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300
CARLSBAD, CA 92010
* $ -1,000 1 $ 955,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,208,483,000 1 $ 1,065,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 3,010,410,000 1 $ 165,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 295,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 1 $ 1,105,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 1 $ 75,000
Space Coast Credit Union
8045 N. WICKHAM RD
MELBOURNE, FL 32940
* $ 8,543,984,000 1 $ 125,000
First Foundation Bank
18101 VON KARMAN AVENUE, SUITE 750
IRVINE, CA 92612
* $ 12,980,327,000 1 $ 785,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 1 $ 185,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 6,461,833,000 1 $ 155,000
Transportation Federal Credit Union
1600 CAMERON STREET
ALEXANDRIA, VA 22314
* $ 275,313,000 1 $ 35,000
Welcome Home Funding, LLC
885 ISLAND DR STE 205
SACRAMENTO, CA 94502
* $ -1,000 1 $ 925,000
Bay-Valley Mortgage Group
23320 FOOTHILL BLVD, SUITE 260
HAYWARD, CA 94541
* $ -1,000 1 $ 2,505,000
Altura Credit Union
2847 CAMPUS PKWY
RIVERSIDE, CA 92507
* $ 2,461,241,000 1 $ 45,000
First Entertainment CU
6735 FOREST LAWN DR
HOLLYWOOD, CA 90068
* $ 2,110,364,000 1 $ 125,000
Provident Savings Bank, F.S.B.
3756 CENTRAL AVE
RIVERSIDE, CA 92506
* $ 1,271,037,000 1 $ 895,000
5th Sreet Capital Inc.
2020 CAMINO DEL RIO N #300
SAN DIEGO, CA 92108
* $ -1,000 1 $ 1,015,000
Emet Lending Group, Inc.
2601 SATURN ST SUITE 200
BREA, CA 92821
* $ -1,000 1 $ 375,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 1,335,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 1 $ 15,000
Sacramento Credit Union
800 H ST
SACRAMENTO, CA 95814
* $ 714,027,000 1 $ 1,455,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 1 $ 625,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 355,000
Great Lakes Credit Union
2525 GREEN BAY
BANNOCKBURN, IL 60015
* $ 1,346,301,000 1 $ 135,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 865,000
Castle Mortgage Corporation
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ -1,000 1 $ 315,000
Premier America Credit Union
19867 PRAIRIE STREET
CHATSWORTH, CA 91311
* $ 3,773,165,000 1 $ 55,000
Citizens National Bank of Texas
P. O. BOX 717
WAXAHACHIE, TX 75168
* $ 1,907,275,000 1 $ 5,675,000
Residential Wholesale Mortgage
11234 EL CAMINO REAL #100
SAN DIEGO, CA 92130
* $ -1,000 1 $ 905,000
Sundae Funding

EL SEGUNDO, CA 90245
* $ -1,000 1 $ 1,555,000
Caltech Employees Federal Credit Union
528 FOOTHILL BLVD
LA CANADA FLINTRIDGE, CA 91011
* $ 1,971,633,000 1 $ 1,515,000
University Credit Union
1500 S. SEPULVEDA BLVD.
LOS ANGELES, CA 90025
* $ 1,226,016,000 1 $ 155,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ -1,000 1 $ 355,000
Safe Credit Union
2295 IRON POINT RD SUITE 100
FOLSOM, CA 95630
* $ 4,524,307,000 1 $ 325,000
Nextmortgage, LLC
3160 CROW CANYON RD
SAN RAMON, CA 94583
* $ -1,000 1 $ 665,000
Flyhomes Mortgage LLC
711 CAPITOL WAY S STE 204
OLYMPIA, WA 98501
* $ -1,000 1 $ 885,000
Equity Wave Lending, Inc.
2355 MAIN ST #230
IRVINE, CA 92614
* $ -1,000 1 $ 595,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 635,000

The tables below break down 2023 mortgage applications in San Rafael, CA metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for San Rafael, CA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,656 $4,295,590,000 $1,174,000 $30,005,000 $401,000 $9,450,000
Refinancing 1,572 $1,390,820,000 $884,000 $14,005,000 $250,000 $2,251,000
Cash-out Refinancing 1,427 $1,306,570,000 $916,000 $29,005,000 $332,000 $4,424,000
Home Improvement 1,238 $321,240,000 $259,000 $3,425,000 $296,000 $8,164,000
Other Purpose 1,195 $839,515,000 $702,000 $20,005,000 $358,000 $8,240,000
Not Applicable 875 $572,665,000 $654,000 $6,305,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,959 $5,240,020,000 $1,056,000 $30,005,000 $218,000 $659,000
White 3,332 $2,299,610,000 $690,000 $14,005,000 $349,000 $9,450,000
Not Provided 952 $681,710,000 $716,000 $9,755,000 $400,000 $8,500,000
Asian 294 $251,640,000 $855,000 $29,005,000 $322,000 $3,750,000
Hispanic 278 $156,270,000 $562,000 $3,195,000 $250,000 $4,290,000
Black or African American 61 $34,195,000 $560,000 $2,655,000 $231,000 $1,612,000
American Indian or Alaskan Native 16 $8,990,000 $561,000 $1,805,000 $267,000 $831,000
Native Hawaiian or Other Pacific Islander 4 $1,250,000 $312,000 $645,000 $304,000 $444,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,779 $8,593,450,000 $878,000 $30,005,000 $355,000 $9,450,000
FHA-insured (Federal Housing Administration) 134 $81,330,000 $606,000 $1,375,000 $119,000 $572,000
VA-guaranteed (Veterans Administration) 50 $51,620,000 $1,032,000 $2,625,000 $290,000 $1,148,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 4,944 $5,067,685,000 $1,025,000 $20,005,000 $263,000 $900,000
Loan Originated 3,157 $2,427,465,000 $768,000 $30,005,000 $374,000 $8,240,000
Application Denied By Financial Institution 758 $406,800,000 $536,000 $29,005,000 $245,000 $8,500,000
Application Withdrawn By Applicant 700 $602,070,000 $860,000 $14,005,000 $387,000 $9,450,000
File Closed For Incompleteness 241 $117,815,000 $488,000 $3,925,000 $321,000 $4,424,000
Application Approved But Not Accepted 153 $96,165,000 $628,000 $8,505,000 $294,000 $2,130,000
Preapproval Approved but not Accepted 8 $7,400,000 $925,000 $1,505,000 $338,000 $657,000
Preapproval Denied by Financial Institution 2 $1,000,000 $500,000 $635,000 $104,000 $120,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,081 $8,279,040,000 $911,000 $30,005,000 $368,000 $9,450,000
Debt-To-Income Ratio 545 $281,955,000 $517,000 $29,005,000 $182,000 $1,745,000
Collateral 86 $33,940,000 $394,000 $1,795,000 $324,000 $1,752,000
Credit History 77 $33,205,000 $431,000 $2,205,000 $433,000 $6,476,000
Other 68 $30,540,000 $449,000 $4,005,000 $270,000 $2,116,000
Credit Application Incomplete 56 $32,400,000 $578,000 $4,005,000 $412,000 $8,500,000
Unverifiable Information 33 $19,855,000 $601,000 $4,005,000 $202,000 $566,000
Insufficient Cash (Downpayment, Closing Cost) 12 $11,310,000 $942,000 $2,475,000 $457,000 $1,094,000
Employment History 5 $4,155,000 $831,000 $1,505,000 $226,000 $349,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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