Saunders County, NE Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 1,103 mortgage applications in Saunders County, NE totaling $188.8 million, up 10% from 2015. The average application was for $171,000, and applicants reported an average income of $97,000. 62% of applications resulted in an originated loan and 13% were denied. The most active lender was Wells Fargo Bank NA, with 87 applications, followed by Firstbank of Nebraska and Wahoo State Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,103
Total Mortgage Loan Application Amount $188,758,000
Average Mortgage Loan Application Amount $171,000
Highest Mortgage Loan Application Amount $4,250,000
Average Applicant Income $97,000
Highest Applicant Income $1,278,000

Mortgage Company List for Lending in Saunders County, NE for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 87 $ 16,477,000
Firstbank of Nebraska
201 E 5TH ST
WAHOO, NE 68066
* $ 222,834,000 79 $ 10,438,000
Wahoo State Bank
PO BOX 188
WAHOO, NE 68066
* $ 70,338,000 66 $ 8,233,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 18,260,025,000 53 $ 10,049,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 46 $ 7,890,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 39 $ 6,919,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,351,909,000 38 $ 5,188,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 37 $ 6,286,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,302,336,000 35 $ 5,868,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ 448,126,000 30 $ 10,511,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 435,793,000 28 $ 5,287,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ 602,453,000 26 $ 2,422,000
Farmers and Merchants Bank of Ashland
1501 SILVER STREET
ASHLAND, NE 68003
* $ 70,206,000 20 $ 2,848,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 18 $ 6,061,000
I3 Bank
12212 N 156TH ST
BENNINGTON, NE 68007
* $ 82,944,000 17 $ 1,700,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,952,150,000 17 $ 2,622,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 204,215,000 16 $ 2,143,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 217,021,000 12 $ 2,080,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 281,316,000 12 $ 2,310,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 11 $ 2,796,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 11 $ 1,967,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 10 $ 1,613,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,958,614,000 10 $ 1,930,000
Moria Development Inc
3215 W RAY RD
CHANDLER, AZ 85266
* $ 91,862,717,000 10 $ 1,127,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 9 $ 1,057,000
Foundation One Bank
4141 N 156TH ST SUITE 101
OMAHA, NE 68116
* $ 77,836,000 9 $ 1,443,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ 0 9 $ 1,491,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 801,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 277,585,000 9 $ 2,056,000
Cornhusker Bank
8310 O STREET
LINCOLN, NE 68510
* $ 468,577,000 8 $ 2,087,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 8 $ 1,629,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ 824,586,000 8 $ 1,194,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 7 $ 1,431,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 892,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 267,301,000 6 $ 1,493,000
Core Bank
12100 W CENTER RD
OMAHA, NE 68118
* $ 434,291,000 6 $ 1,189,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 2,957,377,000 6 $ 974,000
Dundee Bank
5015 UNDERWOOD AVE
OMAHA, NE 68132
* $ 192,922,000 5 $ 1,034,000
Oak Creek Valley Bank
P.O. BOX 8
VALPARAISO, NE 68065
* $ 79,807,000 5 $ 628,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 5 $ 868,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 5 $ 729,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 5 $ 1,338,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 5 $ 798,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 5 $ 762,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 5 $ 955,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 75,743,098,000 5 $ 848,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 891,231,000 5 $ 996,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ 279,975,000 4 $ 445,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 4 $ 691,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 4 $ 687,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 4 $ 883,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 4 $ 393,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 4 $ 393,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 4 $ 660,000
Midwest Family Lending Corp.
2753 99TH STREET
URBANDALE, IA 50322
* $ 10,000,000 4 $ 725,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 4 $ 1,296,000
Bank of Nebraska
7223 SOUTH 84TH ST.
LAVISTA, NE 68128
* $ 145,038,000 4 $ 793,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 4 $ 516,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 4 $ 100,000
First Nebraska Credit Union
10655 BEDFORD AVE
OMAHA, NE 68134
* $ 115,053,000 3 $ 323,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 3 $ 627,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 353,000
Auto Club Trust, FSB
1 AUTO CLUB DRIVE
DEARBORN, MI 48126
* $ 242,024,000 3 $ 338,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 3 $ 609,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 3 $ 469,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 3 $ 247,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 503,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 3 $ 805,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 634,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 683,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 938,105,000 3 $ 546,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ 1,448,789,000 3 $ 1,016,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 3 $ 344,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 3 $ 576,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 2 $ 38,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 2 $ 305,000
First Northeast Bank of Nebr
PO BOX 9
LYONS, NE 68038
* $ 278,451,000 2 $ 279,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 2 $ 282,000
Security National Bank of Omaha
PO BOX 31400
OMAHA, NE 68124
* $ 848,838,000 2 $ 167,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 2 $ 170,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 379,000
University of Nebraska
1720 P STREET
LINCOLN, NE 68508
* $ 91,877,000 2 $ 193,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 2 $ 164,000
Omaha Police Federal Credit Union
3003 S 82ND AVENUE
OMAHA, NE 68124
* $ 64,318,000 2 $ 309,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ 3,376,012,000 2 $ 363,000
Pivot Financial Partners, Inc
5935 S ZANG ST., STE 220
LITTLETON, CO 80120
* $ 2,800,000 2 $ 182,000
Mutual First Federal Credit Union
14510 F STREET STE 101
OMAHA, NE 68137
* $ 107,263,000 2 $ 56,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 116,746,000 2 $ 250,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 717,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 188,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 250,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 343,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 2 $ 71,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 2 $ 307,000
Dundee Mortgage LLC
5015 UNDERWOOD AVENUE
OMAHA, NE 68132
* $ 112,198,000 2 $ 761,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,397,488,000 2 $ 401,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 149,000
American Southwest Mortgage Funding Corp
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ 336,426,000 1 $ 150,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ 651,502,000 1 $ 417,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 147,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ 10,000,000 1 $ 332,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 118,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 455,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 180,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 417,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 4,097,252,000 1 $ 274,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 1 $ 300,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 49,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ 3,406,000,000 1 $ 163,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 125,000
Two Rivers Bank
555 SOUTH 19TH STREET
BLAIR, NE 68008
* $ 145,077,000 1 $ 256,000
Dayspring Bank
914 LAKE AVENUE
GOTHENBURG, NE 69138
* $ 365,994,000 1 $ 293,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,149,159,000 1 $ 600,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,421,072,000 1 $ 198,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 193,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 217,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 92,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 123,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 169,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 126,000
American Interstate Bank
P.O. BOX 469
ELKHORN, NE 68022
* $ 110,701,000 1 $ 72,000
Citizens Bank & Trust Company
PO BOX 385, 7217TH STREET
ST. PAUL, NE 68873
* $ 163,732,000 1 $ 92,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 393,454,000 1 $ 178,000
Home Federal Savings and Loan
221 S LOCUST ST
GRAND ISLAND, NE 68801
* $ 229,172,000 1 $ 230,000
Lincone Federal Credit Union
4638 "W" STREET
LINCOLN, NE 68503
* $ 121,780,000 1 $ 11,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 1 $ 97,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 193,000
Skyline Financial Corp.
27001 AGOURA ROAD STE. 350
CALABASAS, CA 91301
* $ 10,000,000 1 $ 87,000
Arvest Bank

TULSA, OK 74103
* $ 15,843,566,000 1 $ 131,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 1 $ 35,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 19,460,442,000 1 $ 360,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 1 $ 92,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 1 $ 170,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 1 $ 242,000
Midwest Bank National Association
114 WEST MAIN
PIERCE, NE 68767
* $ 657,959,000 1 $ 80,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 1 $ 329,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 166,000
Western National Bank
401 MAIN STREET
SUMMERFIELD, KS 66541
* $ 79,062,000 1 $ 250,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 1 $ 158,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 1 $ 80,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 7,025,122,000 1 $ 555,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 139,069,000,000 1 $ 100,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ 10,000,000 1 $ 122,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 118,000

The tables below break down 2016 mortgage applications in Saunders County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Saunders County, NE in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 555 $101,864,000 $183,000 $4,250,000 $100,000 $1,156,000
Home Purchase 451 $78,262,000 $173,000 $700,000 $93,000 $1,278,000
Home Improvement 97 $8,632,000 $88,000 $656,000 $100,000 $731,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 915 $157,804,000 $172,000 $4,250,000 $108,000 $1,278,000
Not applicable 113 $19,124,000 $169,000 $700,000 $17,000 $655,000
Not Provided 56 $8,964,000 $160,000 $578,000 $81,000 $529,000
Hispanic 15 $2,356,000 $157,000 $455,000 $72,000 $182,000
Asian 3 $378,000 $126,000 $150,000 $59,000 $68,000
Black or African American 1 $132,000 $132,000 $132,000 $54,000 $54,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 850 $149,803,000 $176,000 $4,250,000 $112,000 $1,278,000
FHA-insured (Federal Housing Administration) 122 $15,523,000 $127,000 $276,000 $47,000 $196,000
VA-guaranteed (Veterans Administration) 89 $16,892,000 $189,000 $453,000 $50,000 $207,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 42 $6,540,000 $155,000 $1,399,000 $48,000 $399,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 679 $120,523,000 $177,000 $4,250,000 $109,000 $1,278,000
Loan Purchased By The Institution 143 $23,253,000 $162,000 $455,000 $41,000 $871,000
Application Denied By Financial Institution 141 $20,710,000 $146,000 $578,000 $73,000 $529,000
Application Withdrawn By Applicant 93 $16,038,000 $172,000 $664,000 $133,000 $1,156,000
Application Approved But Not Accepted 29 $4,465,000 $153,000 $650,000 $102,000 $863,000
File Closed For Incompleteness 18 $3,769,000 $209,000 $453,000 $92,000 $375,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 14 $1,762,000 $125,000 $325,000 $52,000 $94,000
Collateral 13 $1,891,000 $145,000 $578,000 $95,000 $529,000
Credit History 12 $1,200,000 $100,000 $250,000 $47,000 $115,000
Insufficient Cash (Downpayment, Closing Cost) 5 $888,000 $177,000 $417,000 $86,000 $179,000
Credit Application Incomplete 4 $394,000 $98,000 $185,000 $73,000 $203,000
Unverifiable Information 4 $452,000 $113,000 $131,000 $103,000 $174,000
Other 3 $741,000 $247,000 $360,000 $177,000 $311,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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