Scott County, MN Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 6,552 mortgage applications in Scott County, MN totaling $2.1 billion, up 14% from 2024. The average application was for $316,000, and applicants reported an average income of $163,000. 59% of applications resulted in an originated loan and 12% were denied. The most active lender was US Bank, N.A., with 330 applications, followed by Trustone Financial Credit Union and Wings Financial Credit Union.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,552
Total Mortgage Loan Application Amount $2,071,680,000
Average Mortgage Loan Application Amount $316,000
Highest Mortgage Loan Application Amount $42,805,000
Average Applicant Income $163,000
Highest Applicant Income $8,576,000

Mortgage Company List for Lending in Scott County, MN for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 330 $ 67,200,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 320 $ 51,920,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 293 $ 52,335,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 247 $ 100,815,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 225 $ 84,105,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 221 $ 91,625,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 151 $ 50,285,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 140 $ 48,350,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 132 $ 31,890,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 128 $ 31,960,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 126 $ 39,450,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 124 $ 55,220,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ n/a 117 $ 16,655,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 102 $ 21,590,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 100 $ 35,660,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ n/a 95 $ 38,625,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ n/a 91 $ 12,655,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 88 $ 33,010,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 84 $ 30,660,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 82 $ 29,530,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 81 $ 29,775,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 79 $ 26,265,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 73 $ 26,085,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 68 $ 25,880,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 68 $ 5,190,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 67 $ 5,775,000
M/I Financial. LLC
3 EASTON OVAL, SUITE 340
COLUMBUS, OH 43219
* $ n/a 63 $ 26,305,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 62 $ 18,370,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 60 $ 6,240,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 60 $ 21,250,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 54 $ 20,180,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ n/a 53 $ 12,645,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ n/a 52 $ 25,960,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 51 $ 16,545,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 50 $ 15,960,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 47 $ 13,925,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ n/a 47 $ 8,415,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ n/a 46 $ 17,350,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 42 $ 9,550,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 41 $ 15,915,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 37 $ 13,505,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ n/a 37 $ 15,905,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 37 $ 15,505,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 35 $ 11,255,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 34 $ 3,370,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ n/a 34 $ 10,150,000
New Market Bank
101 OLD TOWN RD
ELKO NEW MARKET, MN 55054
* $ n/a 31 $ 11,405,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 31 $ 3,525,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 31 $ 8,715,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 30 $ 16,740,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 29 $ 7,135,000
Highland Bank
2100 FORD PKWY
SAINT PAUL, MN 55116
* $ n/a 29 $ 4,125,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 28 $ 5,820,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 28 $ 10,570,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 28 $ 4,180,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ n/a 27 $ 10,465,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 27 $ 3,705,000
Hometown Bank
1600 MONROE DRIVE
CARVER, MN 55315
* $ n/a 27 $ 6,045,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 26 $ 8,890,000
Pulte Mortgage LLC

DENVER, CO 80237
* $ n/a 26 $ 7,660,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 25 $ 9,785,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 25 $ 4,815,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 23 $ 6,635,000
Home Mortgage Alliance Corp (Hmac)
4 HUTTON CENTER DR. SUITE 500
SANTA ANA, CA 92707
* $ n/a 23 $ 8,695,000
South Metro Federal Credit Uni
2573 CREDIT UNION DRIVE
PRIOR LAKE, MN 55372
* $ n/a 22 $ 2,340,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 22 $ 7,090,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 22 $ 8,760,000
Deerwood Bank
21236 ARCHIBALD ROAD
WAITE PARK, MN 56387
* $ n/a 22 $ 4,850,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 21 $ 5,925,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 21 $ 7,435,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 20 $ 6,770,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 20 $ 8,090,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 20 $ 11,860,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 19 $ 5,285,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 19 $ 9,535,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ n/a 19 $ 4,105,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 19 $ 4,175,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ n/a 18 $ 7,650,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 18 $ 6,840,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 18 $ 1,440,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 18 $ 6,700,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 18 $ 6,830,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 17 $ 6,985,000
Topline Financial Credit Union
9353 JEFFERSON HWY
MAPLE GROVE, MN 55369
* $ n/a 16 $ 1,840,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 16 $ 5,480,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 15 $ 1,395,000
Heartland Credit Union
5500 S ROBERT TRAIL
INVER GROVE HEIGHTS, MN 55077
* $ n/a 15 $ 1,235,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 14 $ 4,460,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ n/a 13 $ 1,325,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 12 $ 6,160,000
Bridgewater Bank
4450 EXCELSIOR BOULEVARD
ST. LOUIS PARK, MN 55416
* $ n/a 11 $ 52,385,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ n/a 11 $ 4,225,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 11 $ 4,125,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 11 $ 6,785,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 10 $ 4,660,000
Cornerstone State Bank
401 4TH ST N W
MONTGOMERY, MN 56069
* $ n/a 10 $ 2,570,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 10 $ 3,690,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 9 $ 3,275,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 9 $ 3,755,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 9 $ 2,775,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 9 $ 2,275,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 9 $ 3,055,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 9 $ 2,425,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ n/a 8 $ 2,490,000
Castle Rock Bank
27925 DANVILLE AVENUE , PO BOX 518
CASTLE ROCK, MN 55010
* $ n/a 8 $ 2,880,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 8 $ 1,470,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 8 $ 1,250,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 8 $ 3,500,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 8 $ 1,250,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ n/a 8 $ 3,530,000
Sunrise Banks, N.A.

SIOUX FALLS, SD 57108
* $ n/a 8 $ 2,840,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 8 $ 3,010,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 8 $ 1,580,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 8 $ 3,930,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 8 $ 1,270,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 7 $ 1,745,000
Premier Lending Inc.

CHARLOTTE, NC 28277
* $ n/a 7 $ 2,225,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 7 $ 4,235,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ n/a 7 $ 1,185,000
Sharepoint Credit Union
5300 HYLAND GREENS DR
BLOOMINGTON, MN 55437
* $ n/a 7 $ 825,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 7 $ 1,545,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ n/a 7 $ 1,995,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 7 $ 3,075,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 7 $ 1,285,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 7 $ 1,715,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 7 $ 2,045,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 7 $ 2,655,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 7 $ 2,925,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 7 $ 925,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 6 $ 1,640,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 6 $ 1,580,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 6 $ 1,940,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ n/a 6 $ 13,200,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 6 $ 2,030,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 6 $ 2,240,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 6 $ 1,240,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 6 $ 2,010,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ n/a 6 $ 1,710,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 5 $ 11,135,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ n/a 5 $ 2,465,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 5 $ 885,000
Coulee Bank
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ n/a 5 $ 1,175,000
Park State Bank
2630 WEST SUPERIOR STREET
DULUTH, MN 55806
* $ n/a 5 $ 6,585,000
Sterling State Bank
1419 1ST AVE SW
AUSTIN, MN 55912
* $ n/a 5 $ 645,000
City & County Credit Union
144 11TH ST. E
SAINT PAUL, MN 55101
* $ n/a 5 $ 855,000
First Alliance Credit Union
320 ALLIANCE PL NE
ROCHESTER, MN 55904
* $ n/a 5 $ 375,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 5 $ 3,035,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 5 $ 1,915,000
First National Bank of Le Center
10 W. MINNESOTA ST
LE CENTER, MN 56057
* $ n/a 5 $ 905,000
Expedition Credit Union
1270 NORTHLAND DRIVE SUITE 350
MENDOTA HEIGHTS, MN 55120
* $ n/a 5 $ 505,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 5 $ 1,715,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 5 $ 1,925,000
First National Bank Minnesota
500 LONG STREET
SAINT PETER, MN 56082
* $ n/a 5 $ 995,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 5 $ 1,365,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ n/a 5 $ 605,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 5 $ 425,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 5 $ 1,135,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 4 $ 1,560,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 4 $ 1,430,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 4 $ 1,080,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 4 $ 2,350,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 4 $ 890,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 4 $ 1,580,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ n/a 4 $ 1,600,000
Vermillion State Bank
107 E MAIN ST
VERMILLION, MN 55085
* $ n/a 4 $ 540,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 4 $ 2,120,000
Associated Healthcare CU
360 SHERMAN ST. SUITE B-10
SAINT PAUL, MN 55102
* $ n/a 4 $ 260,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 4 $ 1,810,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 4 $ 2,410,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 4 $ 1,460,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 3 $ 1,525,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 3 $ 1,125,000
Building Trades Federal Credit Union
12080 73RD AVENUE NORTH
OSSEO, MN 55369
* $ n/a 3 $ 125,000
Citizens State Bank
375 STAGELINE RD
HUDSON, WI 54016
* $ n/a 3 $ 195,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ n/a 3 $ 785,000
Chartwell Financial, LLC
2015 SPRING RD # 600
OAK BROOK, IL 60523
* $ n/a 3 $ 155,000
Lakeview Bank
9725 163RD ST W
LAKEVILLE, MN 55044
* $ n/a 3 $ 1,595,000
Citizens Bank Minnesota
105 NORTH MINNESOTA STREET
NEW ULM, MN 56073
* $ n/a 3 $ 265,000
Tradition Capital Bank
7601 FRANCE AVE S
WAYZATA, MN 55391
* $ n/a 3 $ 385,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 3 $ 2,315,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 3 $ 485,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 3 $ 685,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 3 $ 275,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 3 $ 1,165,000
Southpoint Financial Credit Union
924 MAIN STREET E
SLEEPY EYE, MN 56085
* $ n/a 3 $ 855,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 3 $ 985,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 3 $ 875,000
The State Bank of Faribault
428 CENTRAL AVE N
FARIBAULT, MN 55021
* $ n/a 3 $ 1,295,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 3 $ 825,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 3 $ 1,545,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 3 $ 1,555,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 3 $ 515,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 3 $ 775,000
Thrivent Bank
2855 EAST COTTONWOOD PARKWAY SUITE 100
SALT LAKE, UT 84121
* $ n/a 3 $ 305,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 3 $ 905,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 3 $ 765,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 3 $ 1,105,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ n/a 3 $ 875,000
Star Bank
100 STATE HWY 55 EAST
MAPLE LAKE, MN 55358
* $ n/a 2 $ 1,810,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 2 $ 760,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 2 $ 470,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ n/a 2 $ 960,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 2 $ 580,000
First State Bank of Le Center
88 NORTH PARK AVE
LE CENTER, MN 56057
* $ n/a 2 $ 540,000
Lake Elmo Bank
11465 39TH STREET NORTH
LAKE ELMO, MN 55042
* $ n/a 2 $ 380,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 2 $ 950,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 250,000
Jll Real Estate Capital, LLC
2177 YOUNGMAN AVE W SUITE 300
ST. PAUL, MN 55116
* $ n/a 2 $ 52,680,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ n/a 2 $ 490,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ n/a 2 $ 1,920,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ n/a 2 $ 740,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 2 $ 590,000
Gateway Bank
745 MARKET STREET
MENDOTA HEIGHTS, MN 55118
* $ n/a 2 $ 830,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 2 $ 990,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 2 $ 460,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ n/a 2 $ 400,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ n/a 2 $ 570,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 2 $ 380,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 2 $ 890,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 2 $ 750,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 2 $ 430,000
The Bank of Elk River
630 MAIN STREET
ELK RIVER, MN 55330
* $ n/a 2 $ 300,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 2 $ 690,000
Bison State Bank
223 MAIN ST
BISON, KS 67520
* $ n/a 2 $ 730,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 2 $ 740,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 2 $ 360,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 1 $ 385,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 1 $ 1,545,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 1 $ 1,995,000
Northeast Bank
77 BROADWAY ST NE
MINNEAPOLIS, MN 55413
* $ n/a 1 $ 355,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 265,000
Premier Bank Minnesota
101 10TH ST E
HASTINGS, MN 55033
* $ n/a 1 $ 255,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ n/a 1 $ 165,000
Citizens Independent Bank
5000 W 36TH ST
SAINT LOUIS PARK, MN 55416
* $ n/a 1 $ 635,000
First Resource Bank
7449 VILLAGE DRIVE
LINO LAKES, MN 55014
* $ n/a 1 $ 1,175,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 455,000
Novation Credit Union
500 IMPERIAL AVE
OAKDALE, MN 55128
* $ n/a 1 $ 65,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ n/a 1 $ 345,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 55,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ n/a 1 $ 505,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ n/a 1 $ 55,000
Community Resource Bank
1605 HERITAGE DRIVE
NORTHFIELD, MN 55057
* $ n/a 1 $ 175,000
Smw Financial Credit Union
700 APOLLO DRIVE
LINO LAKES, MN 55014
* $ n/a 1 $ 35,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ n/a 1 $ 1,385,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 1 $ 315,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 1 $ 805,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ n/a 1 $ 255,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 1 $ 365,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ n/a 1 $ 35,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 315,000
Bay Bank
2555 PACKERLAND DRIVE
GREEN BAY, WI 54313
* $ n/a 1 $ 525,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 555,000
Real Genius LLC
1625 S CONGRESS AVE STE 190
DELRAY BEACH, FL 33445
* $ n/a 1 $ 365,000
Bank Midwest
1525 18TH STREET SUITE 100
SPIRIT LAKE, IA 51360
* $ n/a 1 $ 275,000
River Falls State Bank
124 S. SECOND STREET
RIVER FALLS, WI 54022
* $ n/a 1 $ 405,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ n/a 1 $ 565,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ n/a 1 $ 55,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ n/a 1 $ 165,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 675,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ n/a 1 $ 535,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ n/a 1 $ 55,000
First National Bank
141 E MAIN ST
OLDHAM, MN 57051
* $ n/a 1 $ 375,000
Lake Forest Bank & Trust Company, N.A.
727 NORTH BANK LANE
LAKE FOREST, IL 60045
* $ n/a 1 $ 605,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ n/a 1 $ 155,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 275,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 1 $ 605,000
Barh Dunmore LLC

LOS ANGELES, CA 90024
* $ n/a 1 $ 175,000
My Credit Union
4025 W OLD SHAKOPEE RD A
BLOOMINGTON, MN 55420
* $ n/a 1 $ 145,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ n/a 1 $ 75,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 1 $ 195,000
Aml Funding LLC dba Absolute Mortgage & Lending
4230 LYNDON B JOHNSON FWY #626
DALLAS, TX 75244
* $ n/a 1 $ 215,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 1 $ 325,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ n/a 1 $ 55,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 385,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 1 $ 355,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 1 $ 345,000
Alliance Catholic Credit Union
26913 NORTHWESTERN HWY STE 520
FARMINGTON HILLS, MI 48334
* $ n/a 1 $ 605,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 425,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 1 $ 125,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 1 $ 395,000
Saxton Mortgage, LLC
9191 TOWNE CENTRE DRIVE SUITE 400
SAN DIEGO, CA 92122
* $ n/a 1 $ 445,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 235,000
Diya Finance LLC

GREENWOOD VILLAGE, CO 80112
* $ n/a 1 $ 225,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 1 $ 475,000
Skyone Federal Credit Union
14600 AVIATION BOULEVARD
HAWTHORNE, CA 90250
* $ n/a 1 $ 475,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 305,000
First Bank
300 E THRID
BURKBURNETT, TX 76359
* $ n/a 1 $ 225,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ n/a 1 $ 105,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 1 $ 2,415,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ n/a 1 $ 415,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11553
* $ n/a 1 $ 745,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ n/a 1 $ 475,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 135,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ n/a 1 $ 485,000
Atlantic Coast Mortgage, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
FAIRFAX, VA 22030
* $ n/a 1 $ 355,000
First National Bank of Gilbert
2 BROADWAY #1
GILBERT, MN 55741
* $ n/a 1 $ 165,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 1 $ 295,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 1 $ 365,000
Visionbank
3059 JOPPA AVE S
SAINT LOUIS PARK, MN 55416
* $ n/a 1 $ 485,000
Farmers State Bank
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ n/a 1 $ 405,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ n/a 1 $ 555,000
Devon Bank
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ n/a 1 $ 305,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 1 $ 135,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ n/a 1 $ 505,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 1 $ 315,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 185,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 285,000
BNC National Bank

BISMARCK, ND 58501
* $ n/a 1 $ 195,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 1,425,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 885,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ n/a 1 $ 115,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ n/a 1 $ 105,000
Security Bank & Trust Company
735 11TH ST E
GLENCOE, MN 55336
* $ n/a 1 $ 2,335,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 1,375,000
Center National Bank
301 N. RAMSEY AVE.
LITCHFIELD, MN 55355
* $ n/a 1 $ 315,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 1 $ 1,025,000
First Community Credit Union
111 9TH ST SW
JAMESTOWN, ND 58401
* $ n/a 1 $ 225,000

The tables below break down 2025 mortgage applications in Scott County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Scott County, MN in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,249 $1,284,855,000 $395,000 $42,805,000 $161,000 $8,576,000
Refinancing 946 $411,870,000 $435,000 $37,405,000 $196,000 $2,119,000
Other Purpose 816 $83,230,000 $101,000 $1,725,000 $149,000 $2,172,000
Cash-out Refinancing 816 $216,060,000 $264,000 $9,875,000 $151,000 $1,304,000
Home Improvement 719 $73,585,000 $102,000 $515,000 $164,000 $1,863,000
Not Applicable 6 $2,080,000 $346,000 $875,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,024 $1,156,150,000 $287,000 $2,975,000 $171,000 $8,576,000
Not applicable 755 $400,925,000 $531,000 $42,805,000 $176,000 $542,000
Not Provided 648 $189,670,000 $292,000 $1,725,000 $166,000 $2,552,000
Asian 396 $109,990,000 $277,000 $2,335,000 $132,000 $626,000
Black or African American 349 $114,335,000 $327,000 $785,000 $134,000 $2,442,000
Hispanic 341 $89,665,000 $262,000 $1,835,000 $130,000 $3,421,000
American Indian or Alaskan Native 35 $9,905,000 $283,000 $955,000 $150,000 $675,000
Native Hawaiian or Other Pacific Islander 3 $1,015,000 $338,000 $465,000 $179,000 $230,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,628 $1,725,250,000 $306,000 $42,805,000 $168,000 $8,576,000
FHA-insured (Federal Housing Administration) 561 $193,445,000 $344,000 $535,000 $114,000 $523,000
VA-guaranteed (Veterans Administration) 351 $149,565,000 $426,000 $1,445,000 $144,000 $698,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $3,420,000 $285,000 $455,000 $97,000 $138,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,864 $1,253,670,000 $324,000 $42,805,000 $172,000 $8,576,000
Application Denied By Financial Institution 781 $158,865,000 $203,000 $2,975,000 $124,000 $2,172,000
Loan Purchased By The Institution 778 $280,960,000 $361,000 $2,195,000 $155,000 $1,014,000
Application Withdrawn By Applicant 687 $263,985,000 $384,000 $37,405,000 $164,000 $2,442,000
File Closed For Incompleteness 234 $61,770,000 $263,000 $1,915,000 $154,000 $1,200,000
Application Approved But Not Accepted 193 $47,295,000 $245,000 $2,245,000 $161,000 $779,000
Preapproval Denied by Financial Institution 8 $2,730,000 $341,000 $565,000 $84,000 $165,000
Preapproval Approved but not Accepted 7 $2,405,000 $343,000 $435,000 $100,000 $167,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,619 $1,821,685,000 $324,000 $42,805,000 $169,000 $8,576,000
Debt-To-Income Ratio 455 $149,825,000 $329,000 $37,405,000 $113,000 $1,436,000
Credit History 168 $25,660,000 $152,000 $825,000 $147,000 $2,172,000
Credit Application Incomplete 109 $21,755,000 $199,000 $2,285,000 $138,000 $800,000
Collateral 98 $23,980,000 $244,000 $2,975,000 $158,000 $982,000
Other 48 $14,510,000 $302,000 $2,415,000 $186,000 $1,184,000
Unverifiable Information 29 $6,315,000 $217,000 $605,000 $148,000 $414,000
Insufficient Cash (Downpayment, Closing Cost) 19 $6,745,000 $355,000 $805,000 $123,000 $300,000
Employment History 7 $1,205,000 $172,000 $335,000 $53,000 $112,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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