Wright County, MN Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 7,729 mortgage applications in Wright County, MN totaling $2.1 billion, up 16% from 2024. The average application was for $277,000, and applicants reported an average income of $140,000. 59% of applications resulted in an originated loan and 11% were denied. The most active lender was PennyMac Loan Services LLC, with 353 applications, followed by United Wholesale Mortgage and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,729
Total Mortgage Loan Application Amount $2,142,660,000
Average Mortgage Loan Application Amount $277,000
Highest Mortgage Loan Application Amount $19,795,000
Average Applicant Income $140,000
Highest Applicant Income $7,645,000

Mortgage Company List for Lending in Wright County, MN for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 353 $ 126,225,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 306 $ 107,910,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 288 $ 63,260,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 267 $ 38,985,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 265 $ 86,935,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ n/a 251 $ 97,505,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ n/a 196 $ 26,500,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 178 $ 55,500,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 172 $ 52,180,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 155 $ 55,035,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 154 $ 50,490,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 150 $ 27,060,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 148 $ 46,000,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 125 $ 39,795,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 124 $ 21,140,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ n/a 113 $ 14,985,000
M/I Financial. LLC
3 EASTON OVAL, SUITE 340
COLUMBUS, OH 43219
* $ n/a 112 $ 45,090,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 108 $ 25,280,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 107 $ 36,935,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 107 $ 28,445,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 101 $ 26,395,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 94 $ 7,830,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 90 $ 24,810,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 89 $ 30,065,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 86 $ 34,140,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 85 $ 24,685,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ n/a 82 $ 24,230,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 76 $ 5,200,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 72 $ 7,010,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 69 $ 19,325,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 68 $ 23,090,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ n/a 64 $ 7,080,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 59 $ 18,835,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 59 $ 5,245,000
Topline Financial Credit Union
9353 JEFFERSON HWY
MAPLE GROVE, MN 55369
* $ n/a 57 $ 8,355,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 54 $ 18,640,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 52 $ 16,510,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 50 $ 3,930,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 50 $ 18,480,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ n/a 50 $ 21,420,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ n/a 49 $ 12,585,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ n/a 47 $ 17,105,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 47 $ 14,445,000
Sherburne State Bank
12500 SHERBURNE AVE
PO BOX 428, MN 55308
* $ n/a 45 $ 12,155,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 42 $ 14,950,000
Lake Central Bank
40 CHESTNUT STREET WEST
ANNANDALE, MN 55302
* $ n/a 42 $ 13,690,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 42 $ 9,070,000
Deerwood Bank
21236 ARCHIBALD ROAD
WAITE PARK, MN 56387
* $ n/a 41 $ 7,395,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 40 $ 13,080,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 38 $ 3,070,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 37 $ 10,055,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 36 $ 11,220,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 35 $ 2,915,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 35 $ 8,685,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 34 $ 4,380,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 34 $ 11,130,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 33 $ 9,985,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ n/a 32 $ 10,460,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ n/a 31 $ 6,820,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 30 $ 4,450,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 30 $ 5,350,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 28 $ 5,130,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 27 $ 8,445,000
St. Cloud Financial Credit Union
3030 1ST ST S
SAINT CLOUD, MN 56301
* $ n/a 27 $ 4,475,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 26 $ 6,080,000
Highland Bank
2100 FORD PKWY
SAINT PAUL, MN 55116
* $ n/a 26 $ 2,920,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 26 $ 9,330,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 25 $ 9,645,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 25 $ 6,185,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 25 $ 3,825,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 24 $ 4,580,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 24 $ 8,880,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ n/a 24 $ 7,310,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 24 $ 6,470,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 24 $ 7,290,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 23 $ 8,485,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 22 $ 6,590,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 21 $ 7,455,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 21 $ 7,925,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 20 $ 7,270,000
Bankwest
5921 MAIN ST
ROCKFORD, MN 55313
* $ n/a 19 $ 4,125,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 18 $ 5,430,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 18 $ 6,090,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ n/a 18 $ 6,380,000
Star Bank
100 STATE HWY 55 EAST
MAPLE LAKE, MN 55358
* $ n/a 18 $ 2,790,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 17 $ 3,495,000
Liberty Bank Minnesota
111 7TH AVE S
ST CLOUD, MN 56301
* $ n/a 17 $ 3,435,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ n/a 17 $ 5,965,000
Southpoint Financial Credit Union
924 MAIN STREET E
SLEEPY EYE, MN 56085
* $ n/a 17 $ 3,745,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 17 $ 4,875,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 16 $ 4,770,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 16 $ 6,220,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 16 $ 5,660,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 15 $ 3,055,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 15 $ 5,305,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 15 $ 4,125,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 14 $ 3,270,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 14 $ 4,010,000
The Bank of Elk River
630 MAIN STREET
ELK RIVER, MN 55330
* $ n/a 13 $ 5,305,000
Citizens Alliance Bank
55 NW 1ST ST NW PO BOX 430
CLARA CITY, MN 56222
* $ n/a 13 $ 4,225,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 13 $ 5,885,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 13 $ 3,955,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 13 $ 3,975,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 12 $ 3,200,000
Sharepoint Credit Union
5300 HYLAND GREENS DR
BLOOMINGTON, MN 55437
* $ n/a 12 $ 1,110,000
Building Trades Federal Credit Union
12080 73RD AVENUE NORTH
OSSEO, MN 55369
* $ n/a 11 $ 695,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 11 $ 4,065,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 11 $ 1,455,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 11 $ 2,215,000
South Story Bank & Trust
501 LINN ST
SLATER, IA 50244
* $ n/a 10 $ 3,120,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 10 $ 2,900,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ n/a 10 $ 4,070,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 10 $ 4,620,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 10 $ 3,370,000
City & County Credit Union
144 11TH ST. E
SAINT PAUL, MN 55101
* $ n/a 10 $ 1,990,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 10 $ 3,160,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 9 $ 3,465,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 9 $ 3,195,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 9 $ 1,665,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 9 $ 3,005,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 9 $ 3,555,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 9 $ 2,235,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 9 $ 3,275,000
Kensington Bank
11 CENTRAL AVE N
KENSINGTON, MN 56343
* $ n/a 9 $ 2,325,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 8 $ 2,320,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 8 $ 2,940,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 8 $ 700,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ n/a 8 $ 1,840,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 8 $ 810,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 8 $ 3,150,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ n/a 8 $ 1,200,000
Minnco Credit Union
235 WEST 1ST AVENUE
CAMBRIDGE, MN 55008
* $ n/a 8 $ 760,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 7 $ 2,355,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 7 $ 2,255,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 7 $ 2,325,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ n/a 7 $ 1,645,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 7 $ 2,255,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 7 $ 2,015,000
First Bank Elk River
812 MAIN ST.
ELK RIVER, MN 55330
* $ n/a 6 $ 1,860,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 6 $ 2,450,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ n/a 6 $ 1,920,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ n/a 6 $ 1,840,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 6 $ 2,070,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ n/a 6 $ 2,170,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ n/a 6 $ 1,920,000
Citizens State Bank
375 STAGELINE RD
HUDSON, WI 54016
* $ n/a 6 $ 1,530,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ n/a 6 $ 810,000
Coulee Bank
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ n/a 5 $ 1,435,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ n/a 5 $ 1,205,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 5 $ 1,465,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 5 $ 735,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 5 $ 1,575,000
The First National Bank of Milaca
190 2ND AVE SW
MILACA, MN 56353
* $ n/a 5 $ 1,155,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 5 $ 275,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ n/a 5 $ 1,485,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 5 $ 1,535,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ n/a 5 $ 705,000
Sentry Bank
400 4TH AVE NE
ST. JOSEPH, MN 56374
* $ n/a 5 $ 1,755,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 5 $ 2,155,000
First Western Bank & Trust
900 SOUTH BROADWAY
MINOT, ND 58701
* $ n/a 4 $ 970,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 4 $ 1,340,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 4 $ 460,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 4 $ 1,790,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 4 $ 930,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 4 $ 850,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ n/a 4 $ 1,390,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 4 $ 1,060,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 4 $ 1,030,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 4 $ 1,030,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 4 $ 1,740,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 4 $ 1,000,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 4 $ 1,470,000
Community Resource Bank
1605 HERITAGE DRIVE
NORTHFIELD, MN 55057
* $ n/a 3 $ 725,000
Credit Union 1
200 EAST CHAMPAIGN AVENUE
RANTOUL, IL 61866
* $ n/a 3 $ 905,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 3 $ 955,000
Integrity Home Mortgage Corporation
122 PILOT CIRCLE
WINCHESTER, VA 22602
* $ n/a 3 $ 845,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 3 $ 715,000
21st Century Bank
2335 HWY 36 W SUITE 202
ROSEVILLE, MN 55113
* $ n/a 3 $ 455,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 3 $ 1,055,000
Platinum Bank
7667 10TH ST N
OAKDALE, MN 55128
* $ n/a 3 $ 825,000
Sunrise Banks, N.A.

SIOUX FALLS, SD 57108
* $ n/a 3 $ 645,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ n/a 3 $ 705,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 3 $ 795,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ n/a 3 $ 1,165,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 3 $ 545,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 3 $ 1,195,000
Diya Finance LLC

GREENWOOD VILLAGE, CO 80112
* $ n/a 3 $ 1,685,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 3 $ 1,095,000
American Heritage National Bank
24 2ND ST S
LONG PRAIRIE, MN 56347
* $ n/a 3 $ 1,795,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 3 $ 145,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 3 $ 1,535,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 3 $ 1,125,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 3 $ 1,095,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 3 $ 525,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 3 $ 1,055,000
Security Bank & Trust Company
735 11TH ST E
GLENCOE, MN 55336
* $ n/a 3 $ 565,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 2 $ 550,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 2 $ 460,000
Woodlands National Bank
122 EAST MAIN STREET P.O. BOX 190
HINCKLEY, MN 55037
* $ n/a 2 $ 490,000
Citizens Bank Minnesota
105 NORTH MINNESOTA STREET
NEW ULM, MN 56073
* $ n/a 2 $ 330,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 2 $ 780,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ n/a 2 $ 1,010,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 2 $ 620,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ n/a 2 $ 730,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ n/a 2 $ 640,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 2 $ 650,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 2 $ 1,000,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 130,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 2 $ 500,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 2 $ 800,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 2 $ 690,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 2 $ 800,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 2 $ 1,250,000
Plus Relocation Mortgage, LLC
1100 VIRGINIA DRIVE, SUITE 125
FORT WASHINGTON, PA 19034
* $ n/a 2 $ 510,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 2 $ 480,000
Expedition Credit Union
1270 NORTHLAND DRIVE SUITE 350
MENDOTA HEIGHTS, MN 55120
* $ n/a 2 $ 160,000
Associated Healthcare CU
360 SHERMAN ST. SUITE B-10
SAINT PAUL, MN 55102
* $ n/a 2 $ 200,000
The State Bank of Faribault
428 CENTRAL AVE N
FARIBAULT, MN 55021
* $ n/a 2 $ 610,000
Home Mortgage Alliance Corp (Hmac)
4 HUTTON CENTER DR. SUITE 500
SANTA ANA, CA 92707
* $ n/a 2 $ 840,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 2 $ 180,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 2 $ 270,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 2 $ 570,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 2 $ 590,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ n/a 2 $ 830,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 2 $ 880,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ n/a 2 $ 60,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ n/a 2 $ 510,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 2 $ 790,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 2 $ 700,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ n/a 2 $ 550,000
Premier Lending Inc.

CHARLOTTE, NC 28277
* $ n/a 2 $ 630,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 2 $ 470,000
Bridgewater Bank
4450 EXCELSIOR BOULEVARD
ST. LOUIS PARK, MN 55416
* $ n/a 2 $ 260,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ n/a 2 $ 720,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 2 $ 1,000,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 2 $ 690,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 2 $ 670,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ n/a 2 $ 750,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 2 $ 830,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 890,000
Heartland Credit Union
5500 S ROBERT TRAIL
INVER GROVE HEIGHTS, MN 55077
* $ n/a 2 $ 130,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 2 $ 800,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 2 $ 110,000
Royal Pacific Funding
4000 MACARTHUR BLVD TOWER - 7TH
NEWPORT BEACH, CA 92660
* $ n/a 2 $ 660,000
Fnb Moose Lake
400 ELM AVENUE PO BOX 429
MOOSE LAKE, MN 55767
* $ n/a 2 $ 470,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ n/a 1 $ 35,000
Jmj Financial Group Inc.
26800 ALISO VIEJO PARKWAY STE 200
ALISO VIEJO, CA 92656
* $ n/a 1 $ 355,000
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ n/a 1 $ 405,000
Ccm Finance, LLC
7801 E BUSH LAKE RD SUITE 430
MINNEAPOLIS, MN 55439
* $ n/a 1 $ 315,000
Bank Forward
390 WHEAT STREET, PO BOX 100
FARGO, ND 58104
* $ n/a 1 $ 205,000
Mlb Residential Lending, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ n/a 1 $ 135,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 1 $ 445,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ n/a 1 $ 375,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 1 $ 285,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ n/a 1 $ 7,305,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 295,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 405,000
Novation Credit Union
500 IMPERIAL AVE
OAKDALE, MN 55128
* $ n/a 1 $ 65,000
Bonanza Valley State Bank
PO BOX 400 147 CENTRAL AVE S
BROOTEN, MN 56316
* $ n/a 1 $ 135,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ n/a 1 $ 405,000
Park State Bank
2630 WEST SUPERIOR STREET
DULUTH, MN 55806
* $ n/a 1 $ 275,000
Hometown Bank
1600 MONROE DRIVE
CARVER, MN 55315
* $ n/a 1 $ 205,000
Uncle Credit Union
2100 LAS POSITAS COURT
LIVERMORE, CA 94551
* $ n/a 1 $ 65,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ n/a 1 $ 115,000
Real Genius LLC
1625 S CONGRESS AVE STE 190
DELRAY BEACH, FL 33445
* $ n/a 1 $ 315,000
Unison Bank
PO BOX 2056
JAMESTOWN, ND 58401
* $ n/a 1 $ 355,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 1 $ 375,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ n/a 1 $ 205,000
Premier Bank
2866 WHITE BEAR AVE
MAPLEWOOD, MN 55109
* $ n/a 1 $ 375,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 1 $ 435,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 25,000
Premier Bank Minnesota
101 10TH ST E
HASTINGS, MN 55033
* $ n/a 1 $ 165,000
Radiant Credit Union
405 SE 2ND PLACE
GAINESVILLE, FL 32606
* $ n/a 1 $ 125,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ n/a 1 $ 175,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ n/a 1 $ 225,000
Lafayette Federal Credit Union
2701 TOWER OAKS BLVD.,
ROCKVILLE, MD 20852
* $ n/a 1 $ 85,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 1 $ 565,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ n/a 1 $ 255,000
Arvest Bank

TULSA, OK 74103
* $ n/a 1 $ 195,000
Cogent Bank
420 S ORANGE AVE SUITE 150
ORLANDO, FL 32801
* $ n/a 1 $ 385,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 515,000
Northbrook Bank & Trust Company, N.A.
1100 WAUKEGAN ROAD
NORTHBROOK, IL 60062
* $ n/a 1 $ 155,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 1 $ 485,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ n/a 1 $ 445,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 1 $ 245,000
First Resource Bank
7449 VILLAGE DRIVE
LINO LAKES, MN 55014
* $ n/a 1 $ 305,000
American National Bank of Minnesota
1920 SOUTH SIXTH STREET
BRAINERD, MN 56401
* $ n/a 1 $ 325,000
First Farmers & Merchants Bank
123 SOUTH FOURTH STREET
CANNON FALLS, MN 55009
* $ n/a 1 $ 185,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 215,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 1 $ 225,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 215,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ n/a 1 $ 445,000
Saygo Home Loans, LLC
8155 E INDIAN BEND RD, STE 107
SCOTTSDALE, AZ 85250
* $ n/a 1 $ 305,000
Abbott Laboratories Employees Credit Union
325 TRI STATE PKWY
GURNEE, IL 60031
* $ n/a 1 $ 65,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 275,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ n/a 1 $ 145,000
United Trust Bank
12330 S. HARLEM AVENUE
PALOS HEIGHTS, IL 60463
* $ n/a 1 $ 225,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 1 $ 425,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 1 $ 85,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ n/a 1 $ 565,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 415,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ n/a 1 $ 325,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 1 $ 85,000
South Metro Federal Credit Uni
2573 CREDIT UNION DRIVE
PRIOR LAKE, MN 55372
* $ n/a 1 $ 265,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 315,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 235,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 1 $ 255,000
Agcountry Farm Credit Services, Flca
1900 44TH ST S - PO BOX 6020
FARGO, ND 58108
* $ n/a 1 $ 105,000
Omni Community Credit Union

BATTLE CREEK, MI 49015
* $ n/a 1 $ 315,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ n/a 1 $ 315,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ n/a 1 $ 805,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 385,000
Drake Bank
60 E. PLATO BLVD STE 100
ST. PAUL, MN 55107
* $ n/a 1 $ 395,000
Lake Elmo Bank
11465 39TH STREET NORTH
LAKE ELMO, MN 55042
* $ n/a 1 $ 195,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ n/a 1 $ 19,795,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 425,000
Neighborhood National Bank
45 NORTH UNION
MORA, MN 55051
* $ n/a 1 $ 295,000
Cusb Bank
111 N ELM ST
CRESCO, IA 52136
* $ n/a 1 $ 45,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ n/a 1 $ 305,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 1 $ 215,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 1 $ 125,000
The First National Bank in Sioux Falls
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ n/a 1 $ 1,105,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 495,000
Colliers Mortgage LLC
90 SOUTH SEVENTH ST. SUITE 4300
MINNEAPOLIS, MN 55402
* $ n/a 1 $ 9,015,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 1 $ 415,000
Flyhomes Mortgage LLC
711 CAPITOL WAY S STE 204
OLYMPIA, WA 98501
* $ n/a 1 $ 315,000
Griffin Funding Inc.
2445 5TH AVE SUITE 401
SAN DIEGO, CA 92101
* $ n/a 1 $ 405,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 895,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ n/a 1 $ 295,000
Heritage Bank Minnesota
181 MAIN STREET
WEST CONCORD, MN 55985
* $ n/a 1 $ 145,000
Tradition Capital Bank
7601 FRANCE AVE S
WAYZATA, MN 55391
* $ n/a 1 $ 15,000
First Community Credit Union
111 9TH ST SW
JAMESTOWN, ND 58401
* $ n/a 1 $ 215,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 1 $ 305,000
Freeport State Bank
111 MAIN ST E
FREEPORT, MN 56331
* $ n/a 1 $ 265,000

The tables below break down 2025 mortgage applications in Wright County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Wright County, MN in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,186 $1,434,810,000 $342,000 $19,795,000 $138,000 $7,645,000
Refinancing 1,060 $321,195,000 $303,000 $1,715,000 $155,000 $1,526,000
Cash-out Refinancing 1,050 $240,670,000 $229,000 $7,305,000 $127,000 $1,436,000
Other Purpose 759 $83,435,000 $109,000 $9,015,000 $142,000 $7,210,000
Home Improvement 659 $59,245,000 $89,000 $925,000 $148,000 $746,000
Not Applicable 15 $3,305,000 $220,000 $465,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,252 $1,347,600,000 $256,000 $1,925,000 $140,000 $7,645,000
Not applicable 919 $333,390,000 $363,000 $19,795,000 $150,000 $996,000
Not Provided 742 $215,530,000 $290,000 $3,005,000 $149,000 $7,200,000
Black or African American 387 $129,715,000 $335,000 $705,000 $140,000 $6,585,000
Hispanic 235 $60,875,000 $259,000 $1,375,000 $112,000 $568,000
Asian 156 $46,750,000 $299,000 $665,000 $130,000 $368,000
American Indian or Alaskan Native 34 $8,120,000 $238,000 $1,345,000 $137,000 $320,000
Native Hawaiian or Other Pacific Islander 4 $680,000 $170,000 $365,000 $122,000 $195,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,958 $1,513,965,000 $254,000 $19,795,000 $145,000 $7,210,000
FHA-insured (Federal Housing Administration) 1,153 $398,755,000 $345,000 $575,000 $107,000 $408,000
VA-guaranteed (Veterans Administration) 566 $215,630,000 $380,000 $1,345,000 $142,000 $7,645,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 52 $14,310,000 $275,000 $425,000 $112,000 $184,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,546 $1,310,615,000 $288,000 $19,795,000 $145,000 $7,645,000
Loan Purchased By The Institution 979 $314,475,000 $321,000 $1,715,000 $136,000 $996,000
Application Denied By Financial Institution 864 $165,130,000 $191,000 $1,575,000 $108,000 $1,050,000
Application Withdrawn By Applicant 760 $218,460,000 $287,000 $2,255,000 $131,000 $1,440,000
File Closed For Incompleteness 310 $71,620,000 $231,000 $3,005,000 $180,000 $7,210,000
Application Approved But Not Accepted 224 $48,600,000 $216,000 $1,565,000 $146,000 $1,562,000
Preapproval Approved but not Accepted 35 $10,915,000 $311,000 $525,000 $100,000 $233,000
Preapproval Denied by Financial Institution 11 $2,845,000 $258,000 $335,000 $62,000 $133,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,591 $1,906,630,000 $289,000 $19,795,000 $144,000 $7,645,000
Debt-To-Income Ratio 552 $124,390,000 $225,000 $1,285,000 $114,000 $1,319,000
Credit History 205 $27,575,000 $134,000 $635,000 $112,000 $1,050,000
Credit Application Incomplete 149 $33,475,000 $224,000 $575,000 $125,000 $428,000
Collateral 113 $24,315,000 $215,000 $1,575,000 $140,000 $786,000
Other 62 $10,850,000 $175,000 $505,000 $113,000 $349,000
Unverifiable Information 29 $7,015,000 $241,000 $615,000 $122,000 $473,000
Insufficient Cash (Downpayment, Closing Cost) 20 $6,470,000 $323,000 $635,000 $122,000 $515,000
Employment History 8 $1,940,000 $242,000 $415,000 $78,000 $150,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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