Homeowners Mortgage of America Mortgage Lending & HMDA Data, 2013

In 2013, Homeowners Mortgage of America of Atlanta, GA reported 15,094 mortgage applications totaling $2.3 billion, up 4% from 2012. The average application was for $152,526, and applicants reported an average income of $69,957. 15% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (373), Washington-Arlington-Alexandria, DC-VA-MD-WV (333) and New Orleans-Metairie-Kenner, LA (298) (applications in parentheses).

Mortgage Company & Address Homeowners Mortgage of America
100 Galleria Parkway Ste 1400
Atlanta, GA 30339
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 15,094
Total Mortgage Loan Application Amount $2,302,235,000
Average Mortgage Loan Application Amount $152,526
Highest Mortgage Loan Application Amount $743,000
Average Applicant Income $69,957
Highest Applicant Income $1,764,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homeowners Mortgage of America filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homeowners Mortgage of America by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake, North Carolina 135 $ 23,433,000 $ 173,577 $ 80,000
Harris, Texas 135 $ 20,621,000 $ 152,748 $ 89,000
Marion, Indiana 128 $ 15,011,000 $ 117,273 $ 59,000
Tarrant, Texas 126 $ 20,808,000 $ 165,142 $ 92,000
Jefferson, Louisiana 113 $ 18,206,000 $ 161,115 $ 66,000
East Baton Rouge, Louisiana 100 $ 13,704,000 $ 137,040 $ 60,000
Suffolk, New York 86 $ 22,596,000 $ 262,744 $ 102,000
Mecklenburg, North Carolina 86 $ 14,171,000 $ 164,779 $ 87,000
Dallas, Texas 83 $ 14,210,000 $ 171,204 $ 83,000
Erie, New York 80 $ 12,019,000 $ 150,237 $ 74,000
Davidson, Tennessee 80 $ 11,172,000 $ 139,650 $ 54,000
Bexar, Texas 76 $ 12,840,000 $ 168,947 $ 89,000
Nassau, New York 72 $ 19,184,000 $ 266,444 $ 121,000
Shelby, Tennessee 72 $ 9,781,000 $ 135,847 $ 61,000
Hillsborough, New Hampshire 71 $ 12,860,000 $ 181,126 $ 69,000
Collin, Texas 70 $ 12,987,000 $ 185,528 $ 94,000
Duval, Florida 69 $ 12,456,000 $ 180,521 $ 74,000
Richland, South Carolina 69 $ 9,185,000 $ 133,115 $ 64,000
Oklahoma, Oklahoma 68 $ 8,681,000 $ 127,661 $ 68,000
Orange, Florida 67 $ 10,745,000 $ 160,373 $ 73,000
Sedgwick, Kansas 67 $ 8,132,000 $ 121,373 $ 71,000
Spartanburg, South Carolina 67 $ 8,394,000 $ 125,283 $ 60,000
Jefferson, Alabama 66 $ 8,841,000 $ 133,954 $ 63,000
Orleans, Louisiana 66 $ 9,055,000 $ 137,196 $ 57,000
Prince George's, Maryland 65 $ 14,013,000 $ 215,584 $ 106,000
Monroe, New York 64 $ 9,120,000 $ 142,500 $ 82,000
Philadelphia, Pennsylvania 64 $ 8,112,000 $ 126,750 $ 57,000
Jefferson, Kentucky 62 $ 8,394,000 $ 135,387 $ 68,000
Broward, Florida 61 $ 11,777,000 $ 193,065 $ 75,000
Fairfax, Virginia 60 $ 21,089,000 $ 351,483 $ 121,000
St. Tammany, Louisiana 59 $ 9,121,000 $ 154,593 $ 71,000
Anne Arundel, Maryland 59 $ 12,588,000 $ 213,355 $ 74,000
Allegheny, Pennsylvania 59 $ 6,649,000 $ 112,694 $ 73,000
Mobile, Alabama 58 $ 7,529,000 $ 129,810 $ 66,000
Hillsborough, Florida 58 $ 8,180,000 $ 141,034 $ 73,000
Palm Beach, Florida 58 $ 9,572,000 $ 165,034 $ 68,000
Baltimore, Maryland 58 $ 10,987,000 $ 189,431 $ 77,000
Knox, Tennessee 58 $ 7,618,000 $ 131,344 $ 68,000
Greenville, South Carolina 56 $ 7,079,000 $ 126,410 $ 58,000
Lexington, South Carolina 56 $ 7,665,000 $ 136,875 $ 56,000
Pulaski, Arkansas 55 $ 7,663,000 $ 139,327 $ 70,000
Cobb, Georgia 55 $ 9,285,000 $ 168,818 $ 75,000
Johnson, Kansas 53 $ 8,165,000 $ 154,056 $ 78,000
Denton, Texas 53 $ 9,290,000 $ 175,283 $ 96,000
Allen, Indiana 51 $ 5,691,000 $ 111,588 $ 57,000
Calcasieu, Louisiana 49 $ 5,822,000 $ 118,816 $ 73,000
Montgomery, Maryland 49 $ 14,701,000 $ 300,020 $ 105,000
DeSoto, Mississippi 49 $ 7,016,000 $ 143,183 $ 66,000
Tulsa, Oklahoma 49 $ 6,289,000 $ 128,346 $ 53,000
Miami-Dade, Florida 48 $ 8,117,000 $ 169,104 $ 71,000
Lake, Indiana 48 $ 6,566,000 $ 136,791 $ 64,000
Guilford, North Carolina 48 $ 7,860,000 $ 163,750 $ 73,000
Sarasota, Florida 47 $ 7,179,000 $ 152,744 $ 86,000
Gwinnett, Georgia 47 $ 6,827,000 $ 145,255 $ 70,000
Virginia Beach, Virginia 47 $ 8,281,000 $ 176,191 $ 69,000
Chesterfield, Virginia 46 $ 7,546,000 $ 164,043 $ 85,000
Forsyth, North Carolina 45 $ 6,024,000 $ 133,866 $ 61,000
Chesapeake, Virginia 45 $ 10,078,000 $ 223,955 $ 84,000
York, South Carolina 44 $ 5,834,000 $ 132,590 $ 55,000
Hamilton, Tennessee 44 $ 5,503,000 $ 125,068 $ 56,000
Prince William, Virginia 44 $ 11,017,000 $ 250,386 $ 84,000
Jackson, Missouri 42 $ 5,636,000 $ 134,190 $ 69,000
Durham, North Carolina 42 $ 6,922,000 $ 164,809 $ 61,000
Lee, Florida 41 $ 6,863,000 $ 167,390 $ 65,000
Lafayette, Louisiana 40 $ 6,649,000 $ 166,225 $ 75,000
Montgomery, Ohio 40 $ 4,659,000 $ 116,475 $ 71,000
Chester, Pennsylvania 40 $ 8,250,000 $ 206,250 $ 93,000
Charleston, South Carolina 40 $ 7,401,000 $ 185,025 $ 67,000
Rutherford, Tennessee 40 $ 5,236,000 $ 130,900 $ 61,000
Livingston, Louisiana 39 $ 5,336,000 $ 136,820 $ 63,000
Franklin, Ohio 39 $ 5,237,000 $ 134,282 $ 71,000
Fort Bend, Texas 39 $ 7,087,000 $ 181,717 $ 106,000
Madison, Alabama 38 $ 5,774,000 $ 151,947 $ 70,000
Delaware, Pennsylvania 38 $ 6,140,000 $ 161,578 $ 76,000
Aiken, South Carolina 38 $ 5,029,000 $ 132,342 $ 63,000
Horry, South Carolina 38 $ 4,789,000 $ 126,026 $ 52,000
Travis, Texas 38 $ 7,397,000 $ 194,657 $ 101,000
Williamson, Texas 38 $ 6,165,000 $ 162,236 $ 79,000
Pinellas, Florida 37 $ 4,686,000 $ 126,648 $ 84,000
Porter, Indiana 37 $ 5,801,000 $ 156,783 $ 80,000
Fayette, Kentucky 37 $ 5,733,000 $ 154,945 $ 71,000
Loudoun, Virginia 36 $ 11,188,000 $ 310,777 $ 105,000
Brevard, Florida 35 $ 4,807,000 $ 137,342 $ 67,000
Chatham, Georgia 35 $ 5,136,000 $ 146,742 $ 60,000
Union, North Carolina 35 $ 6,390,000 $ 182,571 $ 57,000
Berkeley, South Carolina 35 $ 4,980,000 $ 142,285 $ 62,000
Marion, Florida 34 $ 4,385,000 $ 128,970 $ 49,000
Fulton, Georgia 34 $ 6,069,000 $ 178,500 $ 111,000
Caddo, Louisiana 34 $ 4,666,000 $ 137,235 $ 69,000
Cleveland, Oklahoma 34 $ 3,926,000 $ 115,470 $ 68,000
Montgomery, Alabama 33 $ 4,846,000 $ 146,848 $ 68,000
Cumberland, North Carolina 33 $ 4,435,000 $ 134,393 $ 68,000
Berks, Pennsylvania 33 $ 5,069,000 $ 153,606 $ 62,000
Henrico, Virginia 33 $ 6,086,000 $ 184,424 $ 72,000
Jefferson, Colorado 32 $ 6,334,000 $ 197,937 $ 72,000
New Castle, Delaware 32 $ 7,046,000 $ 220,187 $ 85,000
Onondaga, New York 32 $ 4,625,000 $ 144,531 $ 80,000
Hamilton, Ohio 32 $ 4,204,000 $ 131,375 $ 67,000
Anderson, South Carolina 32 $ 4,138,000 $ 129,312 $ 71,000
Polk, Florida 31 $ 4,003,000 $ 129,129 $ 64,000
Volusia, Florida 31 $ 4,286,000 $ 138,258 $ 69,000
Harford, Maryland 31 $ 6,992,000 $ 225,548 $ 96,000
Montgomery, Texas 31 $ 5,230,000 $ 168,709 $ 91,000
Washington, Arkansas 30 $ 3,775,000 $ 125,833 $ 67,000
Seminole, Florida 30 $ 4,227,000 $ 140,900 $ 75,000
Hendricks, Indiana 30 $ 4,002,000 $ 133,400 $ 58,000
Ouachita, Louisiana 30 $ 4,146,000 $ 138,200 $ 60,000
Calhoun, Alabama 29 $ 3,427,000 $ 118,172 $ 59,000
Arapahoe, Colorado 29 $ 5,810,000 $ 200,344 $ 87,000
Pasco, Florida 29 $ 4,471,000 $ 154,172 $ 72,000
Montgomery, Pennsylvania 29 $ 5,060,000 $ 174,482 $ 71,000
Beaufort, South Carolina 29 $ 4,513,000 $ 155,620 $ 61,000
Sullivan, Tennessee 29 $ 3,265,000 $ 112,586 $ 69,000
Sumner, Tennessee 29 $ 4,178,000 $ 144,068 $ 67,000
Cherokee, Georgia 28 $ 4,620,000 $ 165,000 $ 66,000
St. Joseph, Indiana 28 $ 2,999,000 $ 107,107 $ 68,000
Ascension, Louisiana 28 $ 4,858,000 $ 173,500 $ 78,000
Jackson, Mississippi 28 $ 3,874,000 $ 138,357 $ 70,000
Rankin, Mississippi 28 $ 4,112,000 $ 146,857 $ 68,000
Middlesex, New Jersey 28 $ 6,778,000 $ 242,071 $ 95,000
Queens, New York 28 $ 7,216,000 $ 257,714 $ 83,000
Benton, Arkansas 27 $ 3,481,000 $ 128,925 $ 73,000
Lake, Florida 27 $ 3,641,000 $ 134,851 $ 53,000
Canadian, Oklahoma 27 $ 3,458,000 $ 128,074 $ 55,000
Bucks, Pennsylvania 27 $ 5,415,000 $ 200,555 $ 83,000
El Paso, Colorado 26 $ 3,833,000 $ 147,423 $ 64,000
Johnson, Indiana 26 $ 3,105,000 $ 119,423 $ 51,000
Baltimore City, Maryland 26 $ 3,077,000 $ 118,346 $ 49,000
Rockingham, New Hampshire 26 $ 5,833,000 $ 224,346 $ 93,000
Dutchess, New York 26 $ 5,590,000 $ 215,000 $ 74,000
Johnston, North Carolina 26 $ 3,917,000 $ 150,653 $ 68,000
York, Pennsylvania 26 $ 3,915,000 $ 150,576 $ 62,000
El Paso, Texas 26 $ 4,452,000 $ 171,230 $ 82,000
Tuscaloosa, Alabama 25 $ 3,893,000 $ 155,720 $ 59,000
Harrison, Mississippi 25 $ 2,767,000 $ 110,680 $ 54,000
Orange, New York 25 $ 5,139,000 $ 205,560 $ 97,000
Brazoria, Texas 25 $ 4,196,000 $ 167,840 $ 102,000
Stafford, Virginia 25 $ 5,627,000 $ 225,080 $ 75,000
DeKalb, Georgia 24 $ 4,285,000 $ 178,541 $ 75,000
Hamilton, Indiana 24 $ 3,379,000 $ 140,791 $ 68,000
St. Louis, Missouri 24 $ 3,737,000 $ 155,708 $ 79,000
Ocean, New Jersey 24 $ 5,108,000 $ 212,833 $ 72,000
Butler, Ohio 24 $ 3,788,000 $ 157,833 $ 58,000
Erie, Pennsylvania 24 $ 2,793,000 $ 116,375 $ 61,000
Lancaster, Pennsylvania 24 $ 3,626,000 $ 151,083 $ 70,000
Baldwin, Alabama 23 $ 3,657,000 $ 159,000 $ 66,000
Morgan, Alabama 23 $ 2,929,000 $ 127,347 $ 61,000
Adams, Colorado 23 $ 4,082,000 $ 177,478 $ 75,000
Essex, New Jersey 23 $ 5,299,000 $ 230,391 $ 83,000
Westchester, New York 23 $ 6,387,000 $ 277,695 $ 104,000
Gaston, North Carolina 23 $ 2,989,000 $ 129,956 $ 53,000
Summit, Ohio 23 $ 3,247,000 $ 141,173 $ 60,000
Monroe, Pennsylvania 23 $ 2,970,000 $ 129,130 $ 57,000
Hidalgo, Texas 23 $ 3,276,000 $ 142,434 $ 78,000
Elkhart, Indiana 22 $ 2,474,000 $ 112,454 $ 59,000
Kenton, Kentucky 22 $ 2,961,000 $ 134,590 $ 60,000
Lafourche, Louisiana 22 $ 3,433,000 $ 156,045 $ 69,000
St. John the Baptist, Louisiana 22 $ 3,157,000 $ 143,500 $ 72,000
Tangipahoa, Louisiana 22 $ 3,322,000 $ 151,000 $ 63,000
Howard, Maryland 22 $ 6,405,000 $ 291,136 $ 138,000
Camden, New Jersey 22 $ 2,913,000 $ 132,409 $ 63,000
Kings, New York 22 $ 6,094,000 $ 277,000 $ 91,000
Buncombe, North Carolina 22 $ 3,342,000 $ 151,909 $ 70,000
Westmoreland, Pennsylvania 22 $ 2,733,000 $ 124,227 $ 63,000
Dorchester, South Carolina 22 $ 3,350,000 $ 152,272 $ 55,000
Florence, South Carolina 22 $ 3,222,000 $ 146,454 $ 78,000
Pickens, South Carolina 22 $ 2,975,000 $ 135,227 $ 56,000
Sumter, South Carolina 22 $ 2,623,000 $ 119,227 $ 62,000
Newport News, Virginia 22 $ 3,440,000 $ 156,363 $ 59,000
Spotsylvania, Virginia 22 $ 5,453,000 $ 247,863 $ 82,000
Lee, Alabama 21 $ 3,403,000 $ 162,047 $ 60,000
St. Clair, Alabama 21 $ 3,106,000 $ 147,904 $ 62,000
Coweta, Georgia 21 $ 2,810,000 $ 133,809 $ 75,000
Morgan, Indiana 21 $ 2,908,000 $ 138,476 $ 58,000
Bossier, Louisiana 21 $ 3,112,000 $ 148,190 $ 63,000
Terrebonne, Louisiana 21 $ 2,808,000 $ 133,714 $ 72,000
Hinds, Mississippi 21 $ 2,835,000 $ 135,000 $ 53,000
Jefferson, Missouri 21 $ 3,225,000 $ 153,571 $ 71,000
Bergen, New Jersey 21 $ 5,943,000 $ 283,000 $ 109,000
Randolph, North Carolina 21 $ 3,047,000 $ 145,095 $ 61,000
Hampton, Virginia 21 $ 3,365,000 $ 160,238 $ 54,000
Sebastian, Arkansas 20 $ 2,106,000 $ 105,300 $ 52,000
Columbia, Georgia 20 $ 2,802,000 $ 140,100 $ 69,000
Rapides, Louisiana 20 $ 3,232,000 $ 161,600 $ 97,000
Clay, Missouri 20 $ 3,417,000 $ 170,850 $ 71,000
Merrimack, New Hampshire 20 $ 3,088,000 $ 154,400 $ 60,000
Cabarrus, North Carolina 20 $ 3,213,000 $ 160,650 $ 59,000
Davidson, North Carolina 20 $ 2,581,000 $ 129,050 $ 49,000
Rowan, North Carolina 20 $ 2,741,000 $ 137,050 $ 56,000
Montgomery, Tennessee 20 $ 2,693,000 $ 134,650 $ 60,000
Weld, Colorado 19 $ 3,313,000 $ 174,368 $ 59,000
Sumter, Florida 19 $ 2,724,000 $ 143,368 $ 71,000
Douglas, Kansas 19 $ 3,350,000 $ 176,315 $ 78,000
Lee, Mississippi 19 $ 2,467,000 $ 129,842 $ 46,000
Monmouth, New Jersey 19 $ 4,816,000 $ 253,473 $ 105,000
Niagara, New York 19 $ 2,627,000 $ 138,263 $ 61,000
Moore, North Carolina 19 $ 3,150,000 $ 165,789 $ 72,000
Dauphin, Pennsylvania 19 $ 2,401,000 $ 126,368 $ 63,000
Lycoming, Pennsylvania 19 $ 2,397,000 $ 126,157 $ 59,000
Kershaw, South Carolina 19 $ 2,095,000 $ 110,263 $ 55,000
Galveston, Texas 19 $ 3,325,000 $ 175,000 $ 101,000
Bedford, Virginia 19 $ 3,031,000 $ 159,526 $ 78,000
Richmond City, Virginia 19 $ 3,010,000 $ 158,421 $ 80,000
Shelby, Alabama 18 $ 3,297,000 $ 183,166 $ 80,000
New Haven, Connecticut 18 $ 2,466,000 $ 137,000 $ 71,000
Manatee, Florida 18 $ 3,220,000 $ 178,888 $ 105,000
Forsyth, Georgia 18 $ 3,361,000 $ 186,722 $ 62,000
Shawnee, Kansas 18 $ 2,389,000 $ 132,722 $ 69,000
Strafford, New Hampshire 18 $ 2,847,000 $ 158,166 $ 72,000
Saratoga, New York 18 $ 3,380,000 $ 187,777 $ 102,000
Sullivan, New York 18 $ 2,502,000 $ 139,000 $ 63,000
Alamance, North Carolina 18 $ 2,935,000 $ 163,055 $ 67,000
Wilson, Tennessee 18 $ 2,641,000 $ 146,722 $ 61,000
Hartford, Connecticut 17 $ 2,514,000 $ 147,882 $ 64,000
Clay, Florida 17 $ 2,732,000 $ 160,705 $ 68,000
Collier, Florida 17 $ 3,217,000 $ 189,235 $ 74,000
Osceola, Florida 17 $ 2,356,000 $ 138,588 $ 48,000
St. Lucie, Florida 17 $ 2,165,000 $ 127,352 $ 74,000
Henry, Georgia 17 $ 2,225,000 $ 130,882 $ 61,000
Madison, Indiana 17 $ 2,003,000 $ 117,823 $ 55,000
Monroe, Indiana 17 $ 2,757,000 $ 162,176 $ 60,000
Butler, Kansas 17 $ 2,141,000 $ 125,941 $ 74,000
Madison, Kentucky 17 $ 2,258,000 $ 132,823 $ 67,000
Albany, New York 17 $ 3,144,000 $ 184,941 $ 70,000
Rockland, New York 17 $ 4,191,000 $ 246,529 $ 135,000
Franklin, North Carolina 17 $ 2,292,000 $ 134,823 $ 51,000
Stark, Ohio 17 $ 2,182,000 $ 128,352 $ 75,000
Lehigh, Pennsylvania 17 $ 2,857,000 $ 168,058 $ 79,000
Bradley, Tennessee 17 $ 2,023,000 $ 119,000 $ 48,000
Bell, Texas 17 $ 2,493,000 $ 146,647 $ 82,000
Ellis, Texas 17 $ 3,015,000 $ 177,352 $ 93,000
Denver, Colorado 16 $ 3,263,000 $ 203,937 $ 63,000
Hall, Georgia 16 $ 2,509,000 $ 156,812 $ 45,000
Muscogee, Georgia 16 $ 1,866,000 $ 116,625 $ 72,000
Tippecanoe, Indiana 16 $ 2,303,000 $ 143,937 $ 64,000
Boone, Kentucky 16 $ 2,581,000 $ 161,312 $ 68,000
St. Charles, Louisiana 16 $ 2,313,000 $ 144,562 $ 68,000
St. Landry, Louisiana 16 $ 2,264,000 $ 141,500 $ 85,000
Carroll, Maryland 16 $ 3,502,000 $ 218,875 $ 83,000
Frederick, Maryland 16 $ 3,639,000 $ 227,437 $ 95,000
Anoka, Minnesota 16 $ 2,197,000 $ 137,312 $ 63,000
Ramsey, Minnesota 16 $ 2,503,000 $ 156,437 $ 66,000
Douglas, Nebraska 16 $ 1,806,000 $ 112,875 $ 59,000
Cheshire, New Hampshire 16 $ 2,518,000 $ 157,375 $ 73,000
Richmond, New York 16 $ 4,111,000 $ 256,937 $ 79,000
Ulster, New York 16 $ 2,860,000 $ 178,750 $ 78,000
Cleveland, North Carolina 16 $ 2,531,000 $ 158,187 $ 73,000
Iredell, North Carolina 16 $ 2,553,000 $ 159,562 $ 63,000
New Hanover, North Carolina 16 $ 2,463,000 $ 153,937 $ 72,000
Luzerne, Pennsylvania 16 $ 2,467,000 $ 154,187 $ 68,000
DeKalb, Alabama 15 $ 2,003,000 $ 133,533 $ 52,000
Baxter, Arkansas 15 $ 1,990,000 $ 132,666 $ 62,000
Faulkner, Arkansas 15 $ 1,957,000 $ 130,466 $ 68,000
Jefferson, Arkansas 15 $ 1,876,000 $ 125,066 $ 66,000
Larimer, Colorado 15 $ 2,612,000 $ 174,133 $ 50,000
Leon, Florida 15 $ 2,662,000 $ 177,466 $ 63,000
Okaloosa, Florida 15 $ 2,409,000 $ 160,600 $ 78,000
Santa Rosa, Florida 15 $ 1,931,000 $ 128,733 $ 64,000
St. Johns, Florida 15 $ 2,708,000 $ 180,533 $ 84,000
Walker, Georgia 15 $ 1,946,000 $ 129,733 $ 48,000
Wyandotte, Kansas 15 $ 1,625,000 $ 108,333 $ 52,000
McCracken, Kentucky 15 $ 2,744,000 $ 182,933 $ 82,000
Oldham, Kentucky 15 $ 2,523,000 $ 168,200 $ 69,000
Macomb, Michigan 15 $ 2,251,000 $ 150,066 $ 64,000
Oakland, Michigan 15 $ 1,961,000 $ 130,733 $ 56,000
Hennepin, Minnesota 15 $ 2,295,000 $ 153,000 $ 72,000
Hancock, Mississippi 15 $ 1,721,000 $ 114,733 $ 87,000
Burlington, New Jersey 15 $ 2,609,000 $ 173,933 $ 73,000
Union, New Jersey 15 $ 4,265,000 $ 284,333 $ 88,000
Bronx, New York 15 $ 4,021,000 $ 268,066 $ 75,000
Catawba, North Carolina 15 $ 1,917,000 $ 127,800 $ 56,000
Onslow, North Carolina 15 $ 2,220,000 $ 148,000 $ 70,000
Wilson, North Carolina 15 $ 2,035,000 $ 135,666 $ 60,000
Richland, Ohio 15 $ 1,960,000 $ 130,666 $ 52,000
Blount, Tennessee 15 $ 2,158,000 $ 143,866 $ 55,000
Blount, Alabama 14 $ 1,613,000 $ 115,214 $ 50,000
Douglas, Colorado 14 $ 3,022,000 $ 215,857 $ 84,000
Bay, Florida 14 $ 2,179,000 $ 155,642 $ 63,000
Escambia, Florida 14 $ 1,865,000 $ 133,214 $ 57,000
Clayton, Georgia 14 $ 1,639,000 $ 117,071 $ 62,000
Fayette, Georgia 14 $ 2,354,000 $ 168,142 $ 93,000
Paulding, Georgia 14 $ 1,909,000 $ 136,357 $ 59,000
St. Bernard, Louisiana 14 $ 1,534,000 $ 109,571 $ 61,000
Lauderdale, Mississippi 14 $ 2,233,000 $ 159,500 $ 78,000
Madison, Mississippi 14 $ 1,953,000 $ 139,500 $ 65,000
Franklin, Missouri 14 $ 1,665,000 $ 118,928 $ 38,000
Gloucester, New Jersey 14 $ 2,488,000 $ 177,714 $ 85,000
Chautauqua, New York 14 $ 2,045,000 $ 146,071 $ 75,000
Oneida, New York 14 $ 1,587,000 $ 113,357 $ 76,000
Ontario, New York 14 $ 2,034,000 $ 145,285 $ 81,000
Carteret, North Carolina 14 $ 1,849,000 $ 132,071 $ 60,000
Warren, Ohio 14 $ 1,961,000 $ 140,071 $ 74,000
Rogers, Oklahoma 14 $ 1,797,000 $ 128,357 $ 51,000
Anderson, Tennessee 14 $ 1,633,000 $ 116,642 $ 44,000
Maury, Tennessee 14 $ 1,811,000 $ 129,357 $ 61,000
Washington, Tennessee 14 $ 1,822,000 $ 130,142 $ 57,000
Hays, Texas 14 $ 1,850,000 $ 132,142 $ 65,000
Fauquier, Virginia 14 $ 2,889,000 $ 206,357 $ 71,000
Norfolk, Virginia 14 $ 2,488,000 $ 177,714 $ 66,000
Wise, Virginia 14 $ 1,926,000 $ 137,571 $ 59,000
Milwaukee, Wisconsin 14 $ 1,813,000 $ 129,500 $ 63,000
Pueblo, Colorado 13 $ 1,209,000 $ 93,000 $ 47,000
Alachua, Florida 13 $ 2,146,000 $ 165,076 $ 70,000
Hernando, Florida 13 $ 1,782,000 $ 137,076 $ 57,000
Clark, Indiana 13 $ 1,672,000 $ 128,615 $ 65,000
Calvert, Maryland 13 $ 3,888,000 $ 299,076 $ 133,000
Dakota, Minnesota 13 $ 2,353,000 $ 181,000 $ 79,000
Atlantic, New Jersey 13 $ 2,157,000 $ 165,923 $ 98,000
Rensselaer, New York 13 $ 1,976,000 $ 152,000 $ 69,000
Harnett, North Carolina 13 $ 1,742,000 $ 134,000 $ 46,000
Licking, Ohio 13 $ 1,521,000 $ 117,000 $ 51,000
Cumberland, Pennsylvania 13 $ 1,584,000 $ 121,846 $ 53,000
Northampton, Pennsylvania 13 $ 2,029,000 $ 156,076 $ 76,000
Hamblen, Tennessee 13 $ 1,552,000 $ 119,384 $ 56,000
Parker, Texas 13 $ 2,174,000 $ 167,230 $ 79,000
Frederick, Virginia 13 $ 2,125,000 $ 163,461 $ 87,000
Limestone, Alabama 12 $ 1,537,000 $ 128,083 $ 45,000
Carroll, Arkansas 12 $ 1,299,000 $ 108,250 $ 35,000
Pope, Arkansas 12 $ 1,730,000 $ 144,166 $ 56,000
Saline, Arkansas 12 $ 1,559,000 $ 129,916 $ 59,000
Bryan, Georgia 12 $ 1,659,000 $ 138,250 $ 53,000
Houston, Georgia 12 $ 1,545,000 $ 128,750 $ 41,000
Hudson, New Jersey 12 $ 2,885,000 $ 240,416 $ 103,000
Jefferson, New York 12 $ 1,674,000 $ 139,500 $ 72,000
Wayne, New York 12 $ 1,483,000 $ 123,583 $ 75,000
Brunswick, North Carolina 12 $ 2,336,000 $ 194,666 $ 69,000
Chatham, North Carolina 12 $ 2,338,000 $ 194,833 $ 58,000
Lorain, Ohio 12 $ 1,444,000 $ 120,333 $ 58,000
Orangeburg, South Carolina 12 $ 1,544,000 $ 128,666 $ 50,000
Comal, Texas 12 $ 2,587,000 $ 215,583 $ 94,000
Franklin, Virginia 12 $ 2,049,000 $ 170,750 $ 58,000
Portsmouth, Virginia 12 $ 1,528,000 $ 127,333 $ 57,000
Elmore, Alabama 11 $ 1,651,000 $ 150,090 $ 61,000
Kent, Delaware 11 $ 2,020,000 $ 183,636 $ 62,000
Citrus, Florida 11 $ 1,418,000 $ 128,909 $ 50,000
Lowndes, Georgia 11 $ 1,350,000 $ 122,727 $ 68,000
Dearborn, Indiana 11 $ 1,336,000 $ 121,454 $ 71,000
Hancock, Indiana 11 $ 1,485,000 $ 135,000 $ 61,000
Jackson, Indiana 11 $ 1,252,000 $ 113,818 $ 50,000
Nelson, Kentucky 11 $ 1,672,000 $ 152,000 $ 58,000
Warren, Kentucky 11 $ 1,437,000 $ 130,636 $ 49,000
Acadia, Louisiana 11 $ 1,375,000 $ 125,000 $ 119,000
St. Martin, Louisiana 11 $ 1,313,000 $ 119,363 $ 45,000
Washington, Maryland 11 $ 1,918,000 $ 174,363 $ 77,000
Wicomico, Maryland 11 $ 1,933,000 $ 175,727 $ 56,000
Washington, Minnesota 11 $ 1,960,000 $ 178,181 $ 95,000
St. Charles, Missouri 11 $ 1,842,000 $ 167,454 $ 72,000
Sussex, New Jersey 11 $ 2,257,000 $ 205,181 $ 94,000
Cayuga, New York 11 $ 1,372,000 $ 124,727 $ 72,000
Pitt, North Carolina 11 $ 1,705,000 $ 155,000 $ 90,000
Rockingham, North Carolina 11 $ 1,781,000 $ 161,909 $ 55,000
Grady, Oklahoma 11 $ 1,283,000 $ 116,636 $ 75,000
Butler, Pennsylvania 11 $ 1,322,000 $ 120,181 $ 62,000
Lackawanna, Pennsylvania 11 $ 1,413,000 $ 128,454 $ 51,000
Lebanon, Pennsylvania 11 $ 1,823,000 $ 165,727 $ 67,000
Laurens, South Carolina 11 $ 1,435,000 $ 130,454 $ 46,000
Hawkins, Tennessee 11 $ 1,255,000 $ 114,090 $ 43,000
Madison, Tennessee 11 $ 1,361,000 $ 123,727 $ 46,000
Robertson, Tennessee 11 $ 1,239,000 $ 112,636 $ 56,000
Guadalupe, Texas 11 $ 2,007,000 $ 182,454 $ 74,000
Wise, Texas 11 $ 1,629,000 $ 148,090 $ 79,000
Pittsylvania, Virginia 11 $ 1,418,000 $ 128,909 $ 53,000
Roanoke City, Virginia 11 $ 1,291,000 $ 117,363 $ 50,000
Suffolk, Virginia 11 $ 1,966,000 $ 178,727 $ 67,000
Etowah, Alabama 10 $ 1,328,000 $ 132,800 $ 76,000
Houston, Alabama 10 $ 1,165,000 $ 116,500 $ 65,000
Craighead, Arkansas 10 $ 1,363,000 $ 136,300 $ 61,000
Bartow, Georgia 10 $ 1,480,000 $ 148,000 $ 70,000
Bulloch, Georgia 10 $ 1,285,000 $ 128,500 $ 70,000
Dougherty, Georgia 10 $ 1,391,000 $ 139,100 $ 73,000
Effingham, Georgia 10 $ 1,601,000 $ 160,100 $ 70,000
Hart, Georgia 10 $ 2,008,000 $ 200,800 $ 94,000
Richmond, Georgia 10 $ 1,001,000 $ 100,100 $ 59,000
Rockdale, Georgia 10 $ 1,473,000 $ 147,300 $ 73,000
Delaware, Indiana 10 $ 1,187,000 $ 118,700 $ 50,000
Henry, Indiana 10 $ 1,025,000 $ 102,500 $ 63,000
Howard, Indiana 10 $ 1,064,000 $ 106,400 $ 86,000
Kosciusko, Indiana 10 $ 1,425,000 $ 142,500 $ 53,000
Franklin, Kansas 10 $ 1,212,000 $ 121,200 $ 63,000
Hardin, Kentucky 10 $ 1,338,000 $ 133,800 $ 53,000
Morehouse, Louisiana 10 $ 1,015,000 $ 101,500 $ 61,000
St. Mary, Louisiana 10 $ 1,443,000 $ 144,300 $ 59,000
Vermilion, Louisiana 10 $ 1,072,000 $ 107,200 $ 75,000
Charles, Maryland 10 $ 1,953,000 $ 195,300 $ 79,000
Wayne, Michigan 10 $ 1,240,000 $ 124,000 $ 69,000
Jones, Mississippi 10 $ 1,317,000 $ 131,700 $ 62,000
Cass, Missouri 10 $ 1,379,000 $ 137,900 $ 68,000
Carroll, New Hampshire 10 $ 1,642,000 $ 164,200 $ 50,000
Grafton, New Hampshire 10 $ 1,627,000 $ 162,700 $ 54,000
Cumberland, New Jersey 10 $ 1,302,000 $ 130,200 $ 59,000
Passaic, New Jersey 10 $ 1,828,000 $ 182,800 $ 83,000
Orange, North Carolina 10 $ 1,717,000 $ 171,700 $ 68,000
Logan, Oklahoma 10 $ 1,337,000 $ 133,700 $ 49,000
Pottawatomie, Oklahoma 10 $ 1,449,000 $ 144,900 $ 73,000
Centre, Pennsylvania 10 $ 1,383,000 $ 138,300 $ 40,000
Cumberland, Tennessee 10 $ 1,526,000 $ 152,600 $ 53,000
Jefferson, Tennessee 10 $ 1,028,000 $ 102,800 $ 48,000
Monroe, Tennessee 10 $ 1,181,000 $ 118,100 $ 58,000
Tipton, Tennessee 10 $ 1,097,000 $ 109,700 $ 64,000
Williamson, Tennessee 10 $ 2,105,000 $ 210,500 $ 72,000
Cameron, Texas 10 $ 1,633,000 $ 163,300 $ 81,000
Johnson, Texas 10 $ 1,722,000 $ 172,200 $ 92,000
Kaufman, Texas 10 $ 1,569,000 $ 156,900 $ 73,000
Nueces, Texas 10 $ 1,661,000 $ 166,100 $ 102,000
Smith, Texas 10 $ 2,102,000 $ 210,200 $ 68,000
Augusta, Virginia 10 $ 1,972,000 $ 197,200 $ 62,000
Dinwiddie, Virginia 10 $ 1,250,000 $ 125,000 $ 61,000
Hanover, Virginia 10 $ 1,728,000 $ 172,800 $ 89,000
Montgomery, Virginia 10 $ 1,619,000 $ 161,900 $ 86,000
Roanoke, Virginia 10 $ 1,324,000 $ 132,400 $ 44,000
Rockingham, Virginia 10 $ 1,547,000 $ 154,700 $ 40,000
Warren, Virginia 10 $ 2,191,000 $ 219,100 $ 67,000
Colbert, Alabama 9 $ 1,126,000 $ 125,111 $ 59,000
Lauderdale, Alabama 9 $ 1,176,000 $ 130,666 $ 60,000
Crawford, Arkansas 9 $ 1,342,000 $ 149,111 $ 55,000
Bibb, Georgia 9 $ 1,173,000 $ 130,333 $ 64,000
Douglas, Georgia 9 $ 1,180,000 $ 131,111 $ 63,000
Bartholomew, Indiana 9 $ 954,000 $ 106,000 $ 60,000
Clinton, Indiana 9 $ 1,017,000 $ 113,000 $ 49,000
Harrison, Indiana 9 $ 1,150,000 $ 127,777 $ 55,000
Bullitt, Kentucky 9 $ 1,426,000 $ 158,444 $ 60,000
Spencer, Kentucky 9 $ 1,749,000 $ 194,333 $ 62,000
St. Mary's, Maryland 9 $ 2,000,000 $ 222,222 $ 158,000
Kent, Michigan 9 $ 1,120,000 $ 124,444 $ 54,000
St. Louis, Minnesota 9 $ 1,399,000 $ 155,444 $ 73,000
Lamar, Mississippi 9 $ 1,606,000 $ 178,444 $ 98,000
Panola, Mississippi 9 $ 1,265,000 $ 140,555 $ 40,000
Webster, Missouri 9 $ 1,220,000 $ 135,555 $ 74,000
Mercer, New Jersey 9 $ 1,540,000 $ 171,111 $ 96,000
Morris, New Jersey 9 $ 2,376,000 $ 264,000 $ 107,000
Clinton, New York 9 $ 1,190,000 $ 132,222 $ 66,000
Montgomery, New York 9 $ 877,000 $ 97,444 $ 53,000
Burke, North Carolina 9 $ 1,175,000 $ 130,555 $ 71,000
Person, North Carolina 9 $ 1,397,000 $ 155,222 $ 49,000
Clark, Ohio 9 $ 902,000 $ 100,222 $ 56,000
Lake, Ohio 9 $ 1,094,000 $ 121,555 $ 74,000
Pike, Ohio 9 $ 1,447,000 $ 160,777 $ 70,000
Wood, Ohio 9 $ 1,061,000 $ 117,888 $ 57,000
Le Flore, Oklahoma 9 $ 1,144,000 $ 127,111 $ 64,000
Lincoln, Oklahoma 9 $ 1,085,000 $ 120,555 $ 51,000
Wagoner, Oklahoma 9 $ 1,168,000 $ 129,777 $ 66,000
Franklin, Pennsylvania 9 $ 1,468,000 $ 163,111 $ 77,000
Northumberland, Pennsylvania 9 $ 868,000 $ 96,444 $ 44,000
Schuylkill, Pennsylvania 9 $ 1,063,000 $ 118,111 $ 68,000
Washington, Pennsylvania 9 $ 1,118,000 $ 124,222 $ 56,000
Lancaster, South Carolina 9 $ 1,020,000 $ 113,333 $ 42,000
Putnam, Tennessee 9 $ 1,125,000 $ 125,000 $ 56,000
Sevier, Tennessee 9 $ 1,264,000 $ 140,444 $ 47,000
Hunt, Texas 9 $ 1,967,000 $ 218,555 $ 96,000
Jefferson, Texas 9 $ 1,400,000 $ 155,555 $ 107,000
Lubbock, Texas 9 $ 1,365,000 $ 151,666 $ 81,000
Midland, Texas 9 $ 1,746,000 $ 194,000 $ 121,000
Albemarle, Virginia 9 $ 2,504,000 $ 278,222 $ 108,000
Caroline, Virginia 9 $ 1,734,000 $ 192,666 $ 77,000
James City, Virginia 9 $ 1,720,000 $ 191,111 $ 50,000
Coffee, Alabama 8 $ 1,166,000 $ 145,750 $ 59,000
Geneva, Alabama 8 $ 1,720,000 $ 215,000 $ 84,000
Miller, Arkansas 8 $ 996,000 $ 124,500 $ 52,000
Boulder, Colorado 8 $ 2,023,000 $ 252,875 $ 72,000
Middlesex, Connecticut 8 $ 1,177,000 $ 147,125 $ 89,000
Sussex, Delaware 8 $ 1,460,000 $ 182,500 $ 68,000
Flagler, Florida 8 $ 1,102,000 $ 137,750 $ 40,000
Martin, Florida 8 $ 1,277,000 $ 159,625 $ 56,000
Carroll, Georgia 8 $ 902,000 $ 112,750 $ 52,000
Catoosa, Georgia 8 $ 949,000 $ 118,625 $ 58,000
Newton, Georgia 8 $ 1,059,000 $ 132,375 $ 32,000
Thomas, Georgia 8 $ 1,071,000 $ 133,875 $ 45,000
Whitfield, Georgia 8 $ 915,000 $ 114,375 $ 52,000
LaPorte, Indiana 8 $ 911,000 $ 113,875 $ 58,000
Noble, Indiana 8 $ 1,074,000 $ 134,250 $ 53,000
Shelby, Indiana 8 $ 911,000 $ 113,875 $ 48,000
Leavenworth, Kansas 8 $ 1,144,000 $ 143,000 $ 93,000
Reno, Kansas 8 $ 722,000 $ 90,250 $ 71,000
Campbell, Kentucky 8 $ 1,375,000 $ 171,875 $ 87,000
Christian, Kentucky 8 $ 1,430,000 $ 178,750 $ 91,000
Daviess, Kentucky 8 $ 952,000 $ 119,000 $ 79,000
Greenup, Kentucky 8 $ 1,244,000 $ 155,500 $ 67,000
Jessamine, Kentucky 8 $ 1,229,000 $ 153,625 $ 66,000
Meade, Kentucky 8 $ 1,083,000 $ 135,375 $ 62,000
Scott, Kentucky 8 $ 1,280,000 $ 160,000 $ 51,000
Beauregard, Louisiana 8 $ 1,111,000 $ 138,875 $ 76,000
Iberia, Louisiana 8 $ 1,123,000 $ 140,375 $ 53,000
Plaquemines, Louisiana 8 $ 1,604,000 $ 200,500 $ 78,000
Kalamazoo, Michigan 8 $ 963,000 $ 120,375 $ 81,000
Montcalm, Michigan 8 $ 1,105,000 $ 138,125 $ 53,000
Clarke, Mississippi 8 $ 978,000 $ 122,250 $ 59,000
Monroe, Mississippi 8 $ 977,000 $ 122,125 $ 69,000
Pike, Mississippi 8 $ 841,000 $ 105,125 $ 57,000
Platte, Missouri 8 $ 1,057,000 $ 132,125 $ 58,000
Taney, Missouri 8 $ 1,297,000 $ 162,125 $ 61,000
Lancaster, Nebraska 8 $ 910,000 $ 113,750 $ 72,000
Sarpy, Nebraska 8 $ 1,018,000 $ 127,250 $ 71,000
Belknap, New Hampshire 8 $ 1,164,000 $ 145,500 $ 49,000
Cape May, New Jersey 8 $ 1,736,000 $ 217,000 $ 56,000
Broome, New York 8 $ 1,231,000 $ 153,875 $ 87,000
Columbia, New York 8 $ 1,255,000 $ 156,875 $ 59,000
Franklin, New York 8 $ 1,122,000 $ 140,250 $ 84,000
Oswego, New York 8 $ 866,000 $ 108,250 $ 60,000
Putnam, New York 8 $ 1,821,000 $ 227,625 $ 93,000
Schenectady, New York 8 $ 1,176,000 $ 147,000 $ 58,000
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Mortgage Loan Application Detail Totals for Homeowners Mortgage of America in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 15,022 $2,291,885,000 $152,000 $743,000 $70,000 $1,764,000
Home Purchase 72 $10,350,000 $143,000 $297,000 $61,000 $260,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,595 $1,754,766,000 $151,000 $743,000 $70,000 $1,764,000
Black or African American 1,521 $226,132,000 $148,000 $592,000 $65,000 $630,000
Not Provided 1,149 $178,278,000 $155,000 $590,000 $65,000 $659,000
Hispanic 541 $90,838,000 $167,000 $484,000 $73,000 $450,000
Asian 190 $36,851,000 $193,000 $522,000 $74,000 $228,000
American Indian or Alaskan Native 63 $8,964,000 $142,000 $285,000 $62,000 $204,000
Native Hawaiian or Other Pacific Islander 35 $6,406,000 $183,000 $516,000 $77,000 $370,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 10,022 $1,500,391,000 $149,000 $714,000 $66,000 $1,764,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,060 $800,026,000 $158,000 $743,000 $77,000 $1,500,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,703,000 $154,000 $460,000 $65,000 $192,000
VA-guaranteed (Veterans Administration) 1 $115,000 $115,000 $115,000 $103,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 12,711 $1,942,889,000 $152,000 $743,000 $70,000 $1,764,000
Loan Originated 2,208 $332,030,000 $150,000 $734,000 $67,000 $335,000
Application Denied By Financial Institution 174 $27,124,000 $155,000 $546,000 $58,000 $319,000
File Closed For Incompleteness 1 $192,000 $192,000 $192,000 $48,000 $48,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 42 $6,522,000 $155,000 $417,000 $56,000 $163,000
Debt-To-Income Ratio 41 $7,030,000 $171,000 $419,000 $43,000 $157,000
Collateral 21 $3,781,000 $180,000 $546,000 $87,000 $319,000
Insufficient Cash (Downpayment, Closing Cost) 21 $3,478,000 $165,000 $276,000 $54,000 $123,000
Unverifiable Information 21 $2,699,000 $128,000 $222,000 $65,000 $158,000
Other 18 $2,397,000 $133,000 $237,000 $66,000 $142,000
Employment History 5 $606,000 $121,000 $156,000 $44,000 $58,000
Credit Application Incomplete 2 $144,000 $72,000 $77,000 $38,000 $53,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeowners Mortgage of America's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homeowners Mortgage of America's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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