Pennymac Loan Services Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pennymac Loan Services Llc 3043 Townsgate Road Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 181,306 |
| Total Mortgage Loan Application Amount | $39,228,870,000 |
| Average Mortgage Loan Application Amount | $222,000 |
| Highest Mortgage Loan Application Amount | $6,500,000 |
| Average Applicant Income | $33,000 |
| Highest Applicant Income | $4,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Pennymac Loan Services Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pennymac Loan Services Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Pennymac Loan Services Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pennymac Loan Services Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Pennymac Loan Services Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pennymac Loan Services Llc's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 7,528 | $ 1,924,430,000 | $ 255,000 | $ 8,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 6,619 | $ 2,277,652,000 | $ 325,000 | $ 7,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 5,822 | $ 1,027,538,000 | $ 176,000 | $ 4,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 5,464 | $ 1,080,903,000 | $ 197,000 | $ 6,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 4,958 | $ 1,777,949,000 | $ 358,000 | $ 20,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3,948 | $ 747,602,000 | $ 189,000 | $ 7,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 3,463 | $ 987,833,000 | $ 285,000 | $ 12,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3,188 | $ 788,992,000 | $ 242,500 | $ 1,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 2,993 | $ 809,276,000 | $ 270,000 | $ 4,000 |
| DALLAS-PLANO-IRVING, TX | 2,972 | $ 582,814,000 | $ 196,000 | $ 7,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,640 | $ 491,479,000 | $ 186,000 | $ 4,000 |
| DENVER-AURORA-LAKEWOOD, CO | 2,370 | $ 606,608,000 | $ 255,000 | $ 13,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2,310 | $ 595,030,000 | $ 251,000 | $ 12,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2,232 | $ 431,646,000 | $ 193,000 | $ 4,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2,194 | $ 421,338,000 | $ 192,000 | $ 4,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 2,156 | $ 419,578,000 | $ 194,000 | $ 6,000 |
| SAN DIEGO-CARLSBAD, CA | 2,087 | $ 800,481,000 | $ 383,000 | $ 15,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2,069 | $ 419,299,000 | $ 202,000 | $ 3,000 |
| ST. LOUIS, MO-IL | 1,796 | $ 261,480,000 | $ 140,500 | $ 1,000 |
| FORT WORTH-ARLINGTON, TX | 1,739 | $ 308,830,000 | $ 177,000 | $ 4,000 |
| RICHMOND, VA | 1,688 | $ 393,156,000 | $ 232,000 | $ 4,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,678 | $ 384,254,000 | $ 228,000 | $ 8,000 |
| AUSTIN-ROUND ROCK, TX | 1,672 | $ 357,489,000 | $ 213,000 | $ 4,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,647 | $ 377,018,000 | $ 228,000 | $ 9,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,587 | $ 478,283,000 | $ 337,000 | $ 4,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,581 | $ 331,109,000 | $ 209,000 | $ 10,000 |
| SALT LAKE CITY, UT | 1,537 | $ 345,896,000 | $ 225,000 | $ 2,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,522 | $ 601,883,000 | $ 395,000 | $ 28,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,462 | $ 270,902,000 | $ 190,000 | $ 3,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,335 | $ 272,686,000 | $ 198,000 | $ 4,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,330 | $ 412,174,000 | $ 309,000 | $ 24,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,272 | $ 555,498,000 | $ 436,000 | $ 26,000 |
| KNOXVILLE, TN | 1,237 | $ 189,793,000 | $ 153,000 | $ 2,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1,201 | $ 397,190,000 | $ 330,000 | $ 8,000 |
| TUCSON, AZ | 1,084 | $ 189,695,000 | $ 174,000 | $ 2,000 |
| CAMDEN, NJ | 1,053 | $ 200,170,000 | $ 190,000 | $ 3,000 |
| FRESNO, CA | 1,048 | $ 222,242,000 | $ 212,000 | $ 5,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1,035 | $ 251,512,000 | $ 243,000 | $ 6,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 999 | $ 221,641,000 | $ 221,000 | $ 9,000 |
| JACKSONVILLE, FL | 965 | $ 193,505,000 | $ 200,000 | $ 5,000 |
| COLUMBUS, OH | 963 | $ 148,753,000 | $ 154,000 | $ 3,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 945 | $ 156,140,000 | $ 165,000 | $ 7,000 |
| OGDEN-CLEARFIELD, UT | 919 | $ 194,042,000 | $ 211,000 | $ 1,000 |
| BAKERSFIELD, CA | 875 | $ 178,011,000 | $ 203,000 | $ 8,000 |
| KANSAS CITY, MO-KS | 865 | $ 133,864,000 | $ 163,000 | $ 1,500 |
| PHILADELPHIA, PA | 858 | $ 140,372,000 | $ 163,000 | $ 3,000 |
| VALLEJO-FAIRFIELD, CA | 853 | $ 262,993,000 | $ 308,000 | $ 13,000 |
| PITTSBURGH, PA | 837 | $ 135,688,000 | $ 162,000 | $ 4,000 |
| STOCKTON-LODI, CA | 836 | $ 211,501,000 | $ 252,000 | $ 13,000 |
| CAPE CORAL-FORT MYERS, FL | 788 | $ 137,522,000 | $ 174,000 | $ 5,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 779 | $ 231,676,000 | $ 297,000 | $ 2,000 |
| TACOMA-LAKEWOOD, WA | 777 | $ 199,121,000 | $ 256,000 | $ 8,000 |
| WILMINGTON, DE-MD-NJ | 774 | $ 164,545,000 | $ 195,333 | $ 5,333 |
| CINCINNATI, OH-KY-IN | 765 | $ 117,644,000 | $ 140,333 | $ 2,666 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 742 | $ 105,763,000 | $ 136,000 | $ 1,500 |
| BOSTON, MA | 710 | $ 215,473,000 | $ 303,000 | $ 3,000 |
| NEWARK, NJ-PA | 692 | $ 178,831,000 | $ 206,000 | $ 7,500 |
| COLORADO SPRINGS, CO | 691 | $ 165,458,000 | $ 239,000 | $ 3,000 |
| PROVIDENCE-WARWICK, RI-MA | 687 | $ 152,055,000 | $ 215,000 | $ 11,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 686 | $ 105,376,000 | $ 153,000 | $ 5,000 |
| RALEIGH, NC | 682 | $ 135,445,000 | $ 198,000 | $ 3,000 |
| MODESTO, CA | 681 | $ 146,627,000 | $ 215,000 | $ 9,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 671 | $ 112,407,000 | $ 167,000 | $ 5,000 |
| NEW ORLEANS-METAIRIE, LA | 643 | $ 114,881,000 | $ 178,000 | $ 8,000 |
| CLEVELAND-ELYRIA, OH | 618 | $ 89,009,000 | $ 144,000 | $ 6,000 |
| PROVO-OREM, UT | 615 | $ 140,297,000 | $ 228,000 | $ 2,000 |
| VISALIA-PORTERVILLE, CA | 573 | $ 106,704,000 | $ 186,000 | $ 5,000 |
| CHATTANOOGA, TN-GA | 572 | $ 83,713,000 | $ 141,000 | $ 2,000 |
| WORCESTER, MA-CT | 560 | $ 111,036,000 | $ 187,500 | $ 0 |
| MEMPHIS, TN-MS-AR | 552 | $ 90,656,000 | $ 156,000 | $ 1,333 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 547 | $ 216,577,000 | $ 395,000 | $ 29,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 545 | $ 112,248,000 | $ 205,000 | $ 4,000 |
| LAKELAND-WINTER HAVEN, FL | 537 | $ 84,045,000 | $ 156,000 | $ 2,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 537 | $ 87,653,000 | $ 163,000 | $ 3,000 |
| BIRMINGHAM-HOOVER, AL | 531 | $ 82,823,000 | $ 155,000 | $ 3,000 |
| CLARKSVILLE, TN-KY | 516 | $ 84,065,000 | $ 143,500 | $ 3,500 |
| COLUMBIA, SC | 506 | $ 80,991,000 | $ 160,000 | $ 1,000 |
| BATON ROUGE, LA | 502 | $ 90,247,000 | $ 179,000 | $ 3,000 |
| BOISE CITY, ID | 500 | $ 96,463,000 | $ 192,000 | $ 3,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 491 | $ 103,810,000 | $ 211,000 | $ 7,000 |
| URBAN HONOLULU, HI | 486 | $ 255,800,000 | $ 526,000 | $ 4,000 |
| PORT ST. LUCIE, FL | 477 | $ 82,370,000 | $ 172,000 | $ 6,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 471 | $ 71,823,000 | $ 152,000 | $ 2,000 |
| WICHITA, KS | 456 | $ 57,330,000 | $ 125,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 443 | $ 57,156,000 | $ 129,000 | $ 4,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 433 | $ 74,165,000 | $ 166,500 | $ 2,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 431 | $ 200,029,000 | $ 464,000 | $ 33,000 |
| YORK-HANOVER, PA | 431 | $ 74,411,000 | $ 172,000 | $ 1,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 424 | $ 67,737,000 | $ 159,000 | $ 3,000 |
| SAVANNAH, GA | 423 | $ 77,954,000 | $ 184,000 | $ 3,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 412 | $ 67,078,000 | $ 161,500 | $ 4,000 |
| HARRISBURG-CARLISLE, PA | 410 | $ 69,306,000 | $ 169,000 | $ 3,000 |
| SALEM, OR | 403 | $ 82,827,000 | $ 205,000 | $ 4,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 400 | $ 62,905,000 | $ 154,500 | $ 2,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 384 | $ 69,574,000 | $ 199,000 | $ 6,000 |
| ELGIN, IL | 362 | $ 63,990,000 | $ 176,000 | $ 5,000 |
| FAYETTEVILLE, NC | 361 | $ 59,753,000 | $ 165,000 | $ 0 |
| ALBUQUERQUE, NM | 353 | $ 63,822,000 | $ 180,000 | $ 5,000 |
| DAYTON, OH | 342 | $ 57,690,000 | $ 168,000 | $ 1,000 |
| LANCASTER, PA | 340 | $ 56,962,000 | $ 167,000 | $ 1,000 |
| OKLAHOMA CITY, OK | 340 | $ 55,414,000 | $ 162,000 | $ 4,000 |
| ROCHESTER, NY | 340 | $ 42,067,000 | $ 123,000 | $ 0 |
| EUGENE, OR | 338 | $ 73,607,000 | $ 217,000 | $ 3,000 |
| MERCED, CA | 334 | $ 65,286,000 | $ 195,000 | $ 7,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 330 | $ 54,446,000 | $ 164,000 | $ 6,000 |
| EL PASO, TX | 326 | $ 48,326,000 | $ 148,000 | $ 1,000 |
| REDDING, CA | 320 | $ 66,277,000 | $ 207,000 | $ 6,000 |
| GREELEY, CO | 312 | $ 71,698,000 | $ 229,000 | $ 10,000 |
| SANTA ROSA, CA | 309 | $ 111,201,000 | $ 359,000 | $ 26,000 |
| SPOKANE-SPOKANE VALLEY, WA | 306 | $ 54,468,000 | $ 178,000 | $ 3,000 |
| BEND-REDMOND, OR | 305 | $ 73,768,000 | $ 241,000 | $ 14,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 305 | $ 55,580,000 | $ 182,500 | $ 500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 298 | $ 57,052,000 | $ 191,000 | $ 19,000 |
| ROANOKE, VA | 298 | $ 47,223,000 | $ 158,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 295 | $ 69,235,000 | $ 234,000 | $ 13,000 |
| SALISBURY, MD-DE | 291 | $ 60,432,000 | $ 202,000 | $ 8,000 |
| HUNTSVILLE, AL | 289 | $ 47,172,000 | $ 163,000 | $ 3,000 |
| OCALA, FL | 283 | $ 39,095,000 | $ 138,000 | $ 1,000 |
| KILLEEN-TEMPLE, TX | 281 | $ 45,281,000 | $ 161,000 | $ 1,000 |
| READING, PA | 277 | $ 45,087,000 | $ 162,000 | $ 1,000 |
| SPRINGFIELD, MO | 275 | $ 32,081,000 | $ 116,000 | $ 1,000 |
| HANFORD-CORCORAN, CA | 272 | $ 50,168,000 | $ 184,000 | $ 3,000 |
| GREEN BAY, WI | 269 | $ 37,398,000 | $ 139,000 | $ 2,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 269 | $ 80,874,000 | $ 300,000 | $ 0 |
| GARY, IN | 268 | $ 37,108,000 | $ 138,000 | $ 3,000 |
| SPRINGFIELD, MA | 266 | $ 48,432,000 | $ 182,000 | $ 1,000 |
| GREENSBORO-HIGH POINT, NC | 264 | $ 38,641,000 | $ 146,000 | $ 2,000 |
| CORPUS CHRISTI, TX | 263 | $ 45,682,000 | $ 173,000 | $ 3,000 |
| MCALLEN-EDINBURG-MISSION, TX | 262 | $ 37,707,000 | $ 143,000 | $ 2,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 261 | $ 31,887,000 | $ 122,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 260 | $ 52,142,000 | $ 200,000 | $ 2,000 |
| PRESCOTT, AZ | 253 | $ 55,681,000 | $ 220,000 | $ 7,000 |
| GRAND RAPIDS-WYOMING, MI | 252 | $ 34,932,000 | $ 138,000 | $ 4,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 248 | $ 37,524,000 | $ 151,000 | $ 2,000 |
| TULSA, OK | 245 | $ 32,198,000 | $ 131,000 | $ 3,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 235 | $ 47,264,000 | $ 201,000 | $ 1,000 |
| RENO, NV | 235 | $ 57,179,000 | $ 243,000 | $ 17,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 232 | $ 24,856,000 | $ 113,500 | $ 1,500 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 231 | $ 29,682,000 | $ 128,000 | $ 0 |
| AKRON, OH | 229 | $ 33,853,000 | $ 147,000 | $ 3,000 |
| LAFAYETTE, LA | 229 | $ 39,203,000 | $ 171,000 | $ 5,000 |
| WINSTON-SALEM, NC | 229 | $ 32,954,000 | $ 143,000 | $ 1,000 |
| GAINESVILLE, GA | 227 | $ 35,021,000 | $ 154,000 | $ 1,000 |
| SALINAS, CA | 227 | $ 78,199,000 | $ 344,000 | $ 29,000 |
| JACKSON, MS | 225 | $ 37,428,000 | $ 166,000 | $ 2,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 225 | $ 56,885,000 | $ 252,000 | $ 1,000 |
| MANCHESTER-NASHUA, NH | 224 | $ 49,403,000 | $ 220,000 | $ 2,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 224 | $ 38,229,000 | $ 174,000 | $ 6,000 |
| SPARTANBURG, SC | 221 | $ 29,724,000 | $ 134,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 220 | $ 33,769,000 | $ 153,000 | $ 1,000 |
| SHREVEPORT-BOSSIER CITY, LA | 214 | $ 35,554,000 | $ 166,000 | $ 2,000 |
| BEAUMONT-PORT ARTHUR, TX | 213 | $ 28,308,000 | $ 132,000 | $ 0 |
| MADERA, CA | 211 | $ 38,948,000 | $ 184,000 | $ 4,000 |
| MEDFORD, OR | 207 | $ 45,137,000 | $ 218,000 | $ 10,000 |
| LAREDO, TX | 205 | $ 34,080,000 | $ 166,000 | $ 2,000 |
| WINCHESTER, VA-WV | 204 | $ 44,085,000 | $ 192,000 | $ 2,500 |
| ATLANTIC CITY-HAMMONTON, NJ | 200 | $ 34,289,000 | $ 171,000 | $ 8,000 |
| COLUMBUS, GA-AL | 200 | $ 35,352,000 | $ 173,500 | $ 1,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 200 | $ 25,685,000 | $ 134,000 | $ 500 |
| YUBA CITY, CA | 200 | $ 42,874,000 | $ 214,000 | $ 5,000 |
| OLYMPIA-TUMWATER, WA | 199 | $ 47,683,000 | $ 239,000 | $ 3,000 |
| FLINT, MI | 198 | $ 24,443,000 | $ 123,000 | $ 1,000 |
| DURHAM-CHAPEL HILL, NC | 192 | $ 36,827,000 | $ 191,000 | $ 3,000 |
| LYNCHBURG, VA | 192 | $ 32,002,000 | $ 166,000 | $ 1,000 |
| BROWNSVILLE-HARLINGEN, TX | 186 | $ 24,055,000 | $ 129,000 | $ 4,000 |
| BREMERTON-SILVERDALE, WA | 184 | $ 46,741,000 | $ 254,000 | $ 9,000 |
| WACO, TX | 183 | $ 27,990,000 | $ 152,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 180 | $ 57,257,000 | $ 318,000 | $ 23,000 |
| DES MOINES-WEST DES MOINES, IA | 179 | $ 27,497,000 | $ 153,000 | $ 1,000 |
| FORT COLLINS, CO | 178 | $ 43,386,000 | $ 243,000 | $ 13,000 |
| JOHNSON CITY, TN | 178 | $ 25,530,000 | $ 143,000 | $ 3,000 |
| MONTGOMERY, AL | 178 | $ 28,103,000 | $ 157,000 | $ 4,000 |
| ST. GEORGE, UT | 174 | $ 36,810,000 | $ 211,000 | $ 2,000 |
| CHICO, CA | 172 | $ 39,347,000 | $ 228,000 | $ 12,000 |
| JACKSONVILLE, NC | 172 | $ 28,196,000 | $ 163,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 166 | $ 33,476,000 | $ 201,000 | $ 6,000 |
| CHARLOTTESVILLE, VA | 165 | $ 40,816,000 | $ 247,000 | $ 1,000 |
| SYRACUSE, NY | 165 | $ 21,264,000 | $ 128,000 | $ 0 |
| BARNSTABLE TOWN, MA | 164 | $ 45,303,000 | $ 276,000 | $ 1,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 164 | $ 41,799,000 | $ 254,000 | $ 1,000 |
| KENNEWICK-RICHLAND, WA | 164 | $ 31,266,000 | $ 190,000 | $ 7,000 |
| WARNER ROBINS, GA | 164 | $ 26,951,000 | $ 164,000 | $ 0 |
| YUMA, AZ | 162 | $ 23,012,000 | $ 142,000 | $ 0 |
| DOVER, DE | 160 | $ 34,380,000 | $ 214,000 | $ 3,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 159 | $ 60,079,000 | $ 377,000 | $ 25,000 |
| EL CENTRO, CA | 155 | $ 30,500,000 | $ 196,000 | $ 7,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 152 | $ 41,119,000 | $ 270,000 | $ 22,000 |
| MOBILE, AL | 149 | $ 20,853,000 | $ 139,000 | $ 1,000 |
| PUNTA GORDA, FL | 149 | $ 23,692,000 | $ 159,000 | $ 2,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 148 | $ 21,600,000 | $ 145,000 | $ 20,000 |
| ODESSA, TX | 147 | $ 24,882,000 | $ 169,000 | $ 2,000 |
| MADISON, WI | 141 | $ 28,828,000 | $ 204,000 | $ 2,000 |
| PANAMA CITY, FL | 140 | $ 27,782,000 | $ 198,000 | $ 2,000 |
| COEUR D'ALENE, ID | 139 | $ 29,328,000 | $ 210,000 | $ 1,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 136 | $ 21,359,000 | $ 157,000 | $ 8,000 |
| SIERRA VISTA-DOUGLAS, AZ | 136 | $ 20,462,000 | $ 150,000 | $ 2,000 |
| APPLETON, WI | 132 | $ 18,692,000 | $ 141,000 | $ 0 |
| LONGVIEW, TX | 132 | $ 18,266,000 | $ 138,000 | $ 1,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 129 | $ 21,230,000 | $ 164,000 | $ 0 |
| MORRISTOWN, TN | 129 | $ 15,884,000 | $ 123,000 | $ 1,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 126 | $ 14,728,000 | $ 116,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 126 | $ 23,157,000 | $ 183,000 | $ 14,000 |
| TOLEDO, OH | 125 | $ 14,843,000 | $ 118,000 | $ 2,000 |
| YAKIMA, WA | 124 | $ 21,774,000 | $ 175,000 | $ 4,000 |
| CANTON-MASSILLON, OH | 123 | $ 17,203,000 | $ 139,000 | $ 3,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 123 | $ 16,148,000 | $ 136,000 | $ 4,000 |
| LEBANON, PA | 122 | $ 19,618,000 | $ 160,000 | $ 2,000 |
| LAKE CHARLES, LA | 121 | $ 21,393,000 | $ 176,000 | $ 1,000 |
| ATHENS-CLARKE COUNTY, GA | 119 | $ 17,715,000 | $ 148,000 | $ 2,000 |
| TUSCALOOSA, AL | 118 | $ 19,911,000 | $ 168,000 | $ 1,000 |
| BILLINGS, MT | 114 | $ 23,157,000 | $ 203,000 | $ 6,000 |
| HINESVILLE, GA | 114 | $ 16,701,000 | $ 146,000 | $ 1,000 |
| ALBANY, OR | 110 | $ 20,768,000 | $ 188,000 | $ 1,000 |
| BOWLING GREEN, KY | 110 | $ 14,996,000 | $ 136,000 | $ 1,000 |
| LAWTON, OK | 108 | $ 16,748,000 | $ 155,000 | $ 2,000 |
| HOUMA-THIBODAUX, LA | 107 | $ 17,628,000 | $ 164,000 | $ 6,000 |
| RACINE, WI | 107 | $ 14,861,000 | $ 138,000 | $ 6,000 |
| SANTA CRUZ-WATSONVILLE, CA | 107 | $ 45,178,000 | $ 422,000 | $ 38,000 |
| HICKORY-LENOIR-MORGANTON, NC | 104 | $ 13,208,000 | $ 127,000 | $ 3,000 |
| TYLER, TX | 103 | $ 16,946,000 | $ 164,000 | $ 3,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 102 | $ 16,070,000 | $ 157,000 | $ 7,000 |
| BOULDER, CO | 101 | $ 29,720,000 | $ 294,000 | $ 19,000 |
| GETTYSBURG, PA | 101 | $ 16,827,000 | $ 166,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 100 | $ 51,525,000 | $ 515,000 | $ 59,000 |
| SEBASTIAN-VERO BEACH, FL | 100 | $ 17,214,000 | $ 172,000 | $ 8,000 |
| VICTORIA, TX | 100 | $ 16,563,000 | $ 165,000 | $ 2,000 |
| MUSKEGON, MI | 99 | $ 9,328,000 | $ 94,000 | $ 1,000 |
| ANCHORAGE, AK | 98 | $ 26,884,000 | $ 274,000 | $ 7,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 98 | $ 16,102,000 | $ 164,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 98 | $ 14,971,000 | $ 125,500 | $ 1,500 |
| GRAND JUNCTION, CO | 98 | $ 18,728,000 | $ 191,000 | $ 1,000 |
| OSHKOSH-NEENAH, WI | 98 | $ 12,046,000 | $ 122,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 98 | $ 16,897,000 | $ 172,000 | $ 1,000 |
| ASHEVILLE, NC | 97 | $ 18,491,000 | $ 190,000 | $ 2,000 |
| MIDLAND, TX | 97 | $ 19,803,000 | $ 204,000 | $ 4,000 |
| LONGVIEW, WA | 96 | $ 19,953,000 | $ 207,000 | $ 8,000 |
| DOTHAN, AL | 95 | $ 15,173,000 | $ 159,000 | $ 1,000 |
| NEW BERN, NC | 95 | $ 15,654,000 | $ 164,000 | $ 0 |
| EAST STROUDSBURG, PA | 94 | $ 14,982,000 | $ 159,000 | $ 9,000 |
| MACON, GA | 94 | $ 12,931,000 | $ 137,000 | $ 3,000 |
| VINELAND-BRIDGETON, NJ | 94 | $ 15,021,000 | $ 159,000 | $ 1,000 |
| EVANSVILLE, IN-KY | 92 | $ 11,825,000 | $ 119,500 | $ 5,000 |
| TRENTON, NJ | 92 | $ 17,828,000 | $ 193,000 | $ 4,000 |
| LOGAN, UT-ID | 91 | $ 17,332,000 | $ 186,000 | $ 3,500 |
| SAN ANGELO, TX | 90 | $ 13,675,000 | $ 151,000 | $ 0 |
| CASPER, WY | 89 | $ 19,723,000 | $ 221,000 | $ 4,000 |
| CEDAR RAPIDS, IA | 88 | $ 12,910,000 | $ 146,000 | $ 0 |
| FORT WAYNE, IN | 88 | $ 10,503,000 | $ 119,000 | $ 1,000 |
| AMARILLO, TX | 87 | $ 12,299,000 | $ 141,000 | $ 3,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 86 | $ 10,843,000 | $ 132,333 | $ 5,000 |
| NORWICH-NEW LONDON, CT | 85 | $ 15,946,000 | $ 187,000 | $ 2,000 |
| ROCKFORD, IL | 85 | $ 9,671,000 | $ 113,000 | $ 4,000 |
| SPRINGFIELD, IL | 85 | $ 10,273,000 | $ 120,000 | $ 0 |
| VALDOSTA, GA | 85 | $ 12,482,000 | $ 146,000 | $ 0 |
| JACKSON, TN | 83 | $ 10,333,000 | $ 124,000 | $ 0 |
| DALTON, GA | 82 | $ 8,823,000 | $ 107,000 | $ 0 |
| GRANTS PASS, OR | 82 | $ 18,988,000 | $ 231,000 | $ 5,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 82 | $ 17,115,000 | $ 208,000 | $ 0 |
| AUBURN-OPELIKA, AL | 81 | $ 14,758,000 | $ 182,000 | $ 0 |
| WILMINGTON, NC | 81 | $ 15,876,000 | $ 196,000 | $ 4,000 |
| TALLAHASSEE, FL | 80 | $ 13,682,000 | $ 171,000 | $ 3,000 |
| GAINESVILLE, FL | 79 | $ 13,093,000 | $ 165,000 | $ 3,000 |
| FLORENCE-MUSCLE SHOALS, AL | 78 | $ 10,647,000 | $ 136,000 | $ 2,000 |
| COLLEGE STATION-BRYAN, TX | 77 | $ 13,945,000 | $ 181,000 | $ 8,000 |
| SIOUX FALLS, SD | 77 | $ 13,339,000 | $ 173,000 | $ 5,000 |
| BRUNSWICK, GA | 73 | $ 12,667,000 | $ 173,000 | $ 2,000 |
| JANESVILLE-BELOIT, WI | 73 | $ 8,890,000 | $ 121,000 | $ 2,000 |
| OWENSBORO, KY | 73 | $ 9,586,000 | $ 131,000 | $ 0 |
| SUMTER, SC | 73 | $ 11,521,000 | $ 157,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 72 | $ 9,358,000 | $ 129,000 | $ 2,000 |
| LEWISTON-AUBURN, ME | 72 | $ 10,204,000 | $ 141,000 | $ 4,000 |
| NAPA, CA | 72 | $ 29,897,000 | $ 415,000 | $ 32,000 |
| CHEYENNE, WY | 71 | $ 14,590,000 | $ 205,000 | $ 0 |
| DECATUR, AL | 71 | $ 9,514,000 | $ 134,000 | $ 3,000 |
| BISMARCK, ND | 70 | $ 15,871,000 | $ 226,000 | $ 2,000 |
| DULUTH, MN-WI | 70 | $ 9,703,000 | $ 134,500 | $ 2,500 |
| MONROE, LA | 70 | $ 10,774,000 | $ 153,000 | $ 5,000 |
| SHERMAN-DENISON, TX | 69 | $ 10,600,000 | $ 153,000 | $ 1,000 |
| ALBANY-SCHENECTADY-TROY, NY | 68 | $ 12,534,000 | $ 184,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 67 | $ 8,109,000 | $ 121,000 | $ 2,000 |
| RAPID CITY, SD | 67 | $ 13,322,000 | $ 198,000 | $ 2,000 |
| FLAGSTAFF, AZ | 66 | $ 16,782,000 | $ 254,000 | $ 13,000 |
| HAMMOND, LA | 66 | $ 10,775,000 | $ 163,000 | $ 0 |
| BANGOR, ME | 65 | $ 9,141,000 | $ 140,000 | $ 3,000 |
| SHEBOYGAN, WI | 65 | $ 7,854,000 | $ 120,000 | $ 2,000 |
| BLOOMINGTON, IL | 64 | $ 9,793,000 | $ 153,000 | $ 0 |
| LANSING-EAST LANSING, MI | 64 | $ 8,375,000 | $ 130,000 | $ 2,000 |
| ABILENE, TX | 63 | $ 10,265,000 | $ 162,000 | $ 4,000 |
| CUMBERLAND, MD-WV | 62 | $ 6,671,000 | $ 109,000 | $ 500 |
| FORT SMITH, AR-OK | 62 | $ 7,742,000 | $ 122,500 | $ 0 |
| ALBANY, GA | 60 | $ 8,110,000 | $ 135,000 | $ 2,000 |
| CLEVELAND, TN | 60 | $ 9,071,000 | $ 151,000 | $ 0 |
| ANN ARBOR, MI | 59 | $ 12,014,000 | $ 203,000 | $ 26,000 |
| BURLINGTON, NC | 58 | $ 8,079,000 | $ 139,000 | $ 0 |
| LUBBOCK, TX | 58 | $ 8,424,000 | $ 145,000 | $ 8,000 |
| OCEAN CITY, NJ | 56 | $ 10,879,000 | $ 194,000 | $ 14,000 |
| GOLDSBORO, NC | 55 | $ 8,868,000 | $ 161,000 | $ 0 |
| ALEXANDRIA, LA | 54 | $ 8,687,000 | $ 160,000 | $ 3,000 |
| PUEBLO, CO | 54 | $ 7,965,000 | $ 147,000 | $ 10,000 |
| TERRE HAUTE, IN | 54 | $ 5,024,000 | $ 93,000 | $ 0 |
| CORVALLIS, OR | 52 | $ 13,996,000 | $ 269,000 | $ 17,000 |
| FLORENCE, SC | 52 | $ 7,415,000 | $ 142,000 | $ 3,000 |
| GREAT FALLS, MT | 52 | $ 9,303,000 | $ 178,000 | $ 2,000 |
| UTICA-ROME, NY | 52 | $ 5,959,000 | $ 114,000 | $ 0 |
| COLUMBIA, MO | 51 | $ 7,419,000 | $ 145,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 51 | $ 12,344,000 | $ 242,000 | $ 12,000 |
| WAUSAU, WI | 51 | $ 6,398,000 | $ 125,000 | $ 0 |
| GREENVILLE, NC | 50 | $ 6,733,000 | $ 134,000 | $ 0 |
| ROME, GA | 50 | $ 6,229,000 | $ 124,000 | $ 0 |
| IDAHO FALLS, ID | 49 | $ 8,376,000 | $ 170,000 | $ 3,000 |
| GRAND FORKS, ND-MN | 48 | $ 8,462,000 | $ 154,500 | $ 1,500 |
| HARRISONBURG, VA | 48 | $ 9,059,000 | $ 188,000 | $ 0 |
| LAS CRUCES, NM | 48 | $ 8,311,000 | $ 173,000 | $ 4,000 |
| TOPEKA, KS | 48 | $ 6,542,000 | $ 136,000 | $ 2,000 |
| PEORIA, IL | 47 | $ 6,440,000 | $ 137,000 | $ 1,000 |
| STATE COLLEGE, PA | 47 | $ 8,943,000 | $ 190,000 | $ 1,000 |
| LINCOLN, NE | 46 | $ 7,035,000 | $ 152,000 | $ 5,000 |
| CAPE GIRARDEAU, MO-IL | 45 | $ 5,637,000 | $ 110,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 45 | $ 18,238,000 | $ 405,000 | $ 24,000 |
| WALLA WALLA, WA | 45 | $ 7,658,000 | $ 170,000 | $ 4,000 |
| ERIE, PA | 43 | $ 6,749,000 | $ 156,000 | $ 2,000 |
| FOND DU LAC, WI | 42 | $ 5,738,000 | $ 136,000 | $ 2,000 |
| BAY CITY, MI | 41 | $ 4,035,000 | $ 98,000 | $ 1,000 |
| MANSFIELD, OH | 41 | $ 4,053,000 | $ 98,000 | $ 0 |
| ROCHESTER, MN | 40 | $ 6,198,000 | $ 154,000 | $ 15,000 |
| SAN RAFAEL, CA | 40 | $ 19,823,000 | $ 495,000 | $ 136,000 |
| EAU CLAIRE, WI | 39 | $ 6,081,000 | $ 155,000 | $ 1,000 |
| JEFFERSON CITY, MO | 39 | $ 4,666,000 | $ 119,000 | $ 3,000 |
| PITTSFIELD, MA | 39 | $ 5,486,000 | $ 140,000 | $ 0 |
| HOT SPRINGS, AR | 38 | $ 4,990,000 | $ 131,000 | $ 1,000 |
| JOPLIN, MO | 38 | $ 4,287,000 | $ 112,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 38 | $ 4,317,000 | $ 120,000 | $ 2,500 |
| ST. CLOUD, MN | 38 | $ 5,928,000 | $ 156,000 | $ 0 |
| TEXARKANA, TX-AR | 38 | $ 4,859,000 | $ 117,000 | $ 3,500 |
| LA CROSSE-ONALASKA, WI-MN | 37 | $ 5,568,000 | $ 139,500 | $ 0 |
| LEWISTON, ID-WA | 37 | $ 7,115,000 | $ 199,000 | $ 500 |
| THE VILLAGES, FL | 37 | $ 7,253,000 | $ 196,000 | $ 1,000 |
| WENATCHEE, WA | 37 | $ 7,948,000 | $ 214,000 | $ 14,000 |
| BELLINGHAM, WA | 36 | $ 9,251,000 | $ 256,000 | $ 15,000 |
| BINGHAMTON, NY | 36 | $ 3,879,000 | $ 107,000 | $ 0 |
| ELKHART-GOSHEN, IN | 36 | $ 3,960,000 | $ 110,000 | $ 4,000 |
| MANHATTAN, KS | 36 | $ 6,325,000 | $ 175,000 | $ 9,000 |
| ALTOONA, PA | 35 | $ 3,812,000 | $ 108,000 | $ 1,000 |
| HATTIESBURG, MS | 35 | $ 5,158,000 | $ 147,000 | $ 2,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 35 | $ 4,586,000 | $ 131,000 | $ 3,000 |
| SEBRING, FL | 35 | $ 3,903,000 | $ 111,000 | $ 8,000 |
| SPRINGFIELD, OH | 35 | $ 3,827,000 | $ 109,000 | $ 1,000 |
| MICHIGAN CITY-LA PORTE, IN | 34 | $ 3,932,000 | $ 115,000 | $ 9,000 |
| MONROE, MI | 34 | $ 5,629,000 | $ 165,000 | $ 3,000 |
| NILES-BENTON HARBOR, MI | 33 | $ 4,741,000 | $ 143,000 | $ 1,000 |
| BLOOMINGTON, IN | 31 | $ 4,205,000 | $ 135,000 | $ 0 |
| FARMINGTON, NM | 31 | $ 5,167,000 | $ 166,000 | $ 2,000 |
| SANTA FE, NM | 31 | $ 6,658,000 | $ 214,000 | $ 3,000 |
| WICHITA FALLS, TX | 29 | $ 4,546,000 | $ 156,000 | $ 0 |
| GADSDEN, AL | 28 | $ 2,881,000 | $ 102,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 27 | $ 3,073,000 | $ 113,000 | $ 4,000 |
| LAWRENCE, KS | 27 | $ 4,358,000 | $ 161,000 | $ 7,000 |
| SAGINAW, MI | 27 | $ 2,845,000 | $ 105,000 | $ 3,000 |
| FARGO, ND-MN | 26 | $ 5,123,000 | $ 185,000 | $ 10,500 |
| BURLINGTON-SOUTH BURLINGTON, VT | 24 | $ 5,803,000 | $ 241,000 | $ 13,000 |
| CARSON CITY, NV | 24 | $ 4,903,000 | $ 204,000 | $ 11,000 |
| DECATUR, IL | 24 | $ 2,274,000 | $ 94,000 | $ 7,000 |
| JONESBORO, AR | 24 | $ 2,967,000 | $ 123,000 | $ 0 |
| KOKOMO, IN | 24 | $ 3,044,000 | $ 126,000 | $ 2,000 |
| GRAND ISLAND, NE | 23 | $ 3,033,000 | $ 131,000 | $ 3,000 |
| WILLIAMSPORT, PA | 23 | $ 3,613,000 | $ 157,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 22 | $ 3,386,000 | $ 153,000 | $ 0 |
| ROCKY MOUNT, NC | 22 | $ 2,787,000 | $ 126,000 | $ 4,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 21 | $ 5,220,000 | $ 248,000 | $ 0 |
| MIDLAND, MI | 21 | $ 2,652,000 | $ 126,000 | $ 0 |
| MUNCIE, IN | 21 | $ 2,184,000 | $ 104,000 | $ 0 |
| KANKAKEE, IL | 20 | $ 2,975,000 | $ 148,000 | $ 0 |
| AMES, IA | 19 | $ 3,629,000 | $ 191,000 | $ 3,000 |
| CHARLESTON, WV | 19 | $ 2,082,000 | $ 109,000 | $ 3,000 |
| LIMA, OH | 19 | $ 2,206,000 | $ 116,000 | $ 0 |
| POCATELLO, ID | 19 | $ 2,574,000 | $ 135,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 18 | $ 2,477,000 | $ 137,000 | $ 0 |
| DANVILLE, IL | 18 | $ 1,562,000 | $ 86,000 | $ 0 |
| PINE BLUFF, AR | 17 | $ 1,752,000 | $ 103,000 | $ 0 |
| BECKLEY, WV | 16 | $ 2,261,000 | $ 141,000 | $ 0 |
| GLENS FALLS, NY | 16 | $ 2,413,000 | $ 150,000 | $ 0 |
| JACKSON, MI | 16 | $ 2,082,000 | $ 130,000 | $ 0 |
| ST. JOSEPH, MO-KS | 16 | $ 2,133,000 | $ 133,000 | $ 0 |
| BATTLE CREEK, MI | 15 | $ 1,848,000 | $ 123,000 | $ 8,000 |
| FAIRBANKS, AK | 15 | $ 3,575,000 | $ 238,000 | $ 0 |
| MORGANTOWN, WV | 15 | $ 2,465,000 | $ 164,000 | $ 0 |
| JOHNSTOWN, PA | 14 | $ 1,155,000 | $ 82,000 | $ 3,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 14 | $ 1,244,000 | $ 100,500 | $ 5,500 |
| MISSOULA, MT | 13 | $ 2,567,000 | $ 197,000 | $ 0 |
| WHEELING, WV-OH | 11 | $ 1,617,000 | $ 130,500 | $ 7,500 |
| COLUMBUS, IN | 10 | $ 1,028,000 | $ 102,000 | $ 0 |
| DUBUQUE, IA | 10 | $ 1,676,000 | $ 167,000 | $ 11,000 |
| SIOUX CITY, IA-NE-SD | 10 | $ 1,425,000 | $ 183,333 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 8 | $ 1,138,000 | $ 142,000 | $ 1,000 |
| WATERTOWN-FORT DRUM, NY | 8 | $ 1,171,000 | $ 146,000 | $ 0 |
| IOWA CITY, IA | 7 | $ 1,091,000 | $ 155,000 | $ 0 |
| CARBONDALE-MARION, IL | 6 | $ 885,000 | $ 147,000 | $ 0 |
| ELMIRA, NY | 4 | $ 445,000 | $ 111,000 | $ 0 |
| PARKERSBURG-VIENNA, WV | 4 | $ 409,000 | $ 102,000 | $ 39,000 |
| KINGSTON, NY | 3 | $ 498,000 | $ 166,000 | $ 0 |
| ITHACA, NY | 2 | $ 265,000 | $ 132,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 117,716 | $24,058,622,000 | $204,000 | $1,469,000 | $2,000 | $2,880,000 |
| Refinancing | 63,524 | $15,155,407,000 | $238,000 | $6,500,000 | $16,000 | $4,500,000 |
| Home Improvement | 66 | $14,841,000 | $224,000 | $525,000 | $81,000 | $255,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 144,204 | $30,418,588,000 | $210,000 | $6,500,000 | $0 | $0 |
| White | 20,689 | $4,841,918,000 | $234,000 | $1,050,000 | $38,000 | $4,500,000 |
| Hispanic | 5,670 | $1,345,997,000 | $237,000 | $1,100,000 | $36,000 | $2,148,000 |
| Black or African American | 4,801 | $1,051,538,000 | $219,000 | $927,000 | $22,000 | $900,000 |
| Not Provided | 3,405 | $850,051,000 | $249,000 | $1,203,000 | $41,000 | $2,100,000 |
| Asian | 1,822 | $545,881,000 | $299,000 | $989,000 | $67,000 | $537,000 |
| American Indian or Alaskan Native | 413 | $88,511,000 | $214,000 | $935,000 | $27,000 | $567,000 |
| Native Hawaiian or Other Pacific Islander | 302 | $86,386,000 | $286,000 | $856,000 | $42,000 | $255,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 112,552 | $23,267,103,000 | $206,000 | $915,000 | $1,000 | $2,400,000 |
| VA-guaranteed (Veterans Administration) | 46,983 | $11,569,292,000 | $246,000 | $1,747,000 | $1,000 | $790,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11,002 | $1,525,663,000 | $138,000 | $531,000 | $0 | $57,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,769 | $2,866,812,000 | $266,000 | $6,500,000 | $104,000 | $4,500,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 144,201 | $30,407,863,000 | $210,000 | $1,747,000 | $0 | $0 |
| Loan Originated | 16,605 | $4,097,196,000 | $246,000 | $6,500,000 | $24,000 | $1,008,000 |
| Application Denied By Financial Institution | 8,219 | $1,827,638,000 | $222,000 | $1,350,000 | $45,000 | $4,500,000 |
| Application Withdrawn By Applicant | 8,063 | $1,926,792,000 | $238,000 | $1,007,000 | $45,000 | $3,600,000 |
| File Closed For Incompleteness | 1,885 | $425,162,000 | $225,000 | $991,000 | $23,000 | $751,000 |
| Preapproval Denied by Financial Institution | 1,274 | $274,557,000 | $215,000 | $1,203,000 | $72,000 | $1,705,000 |
| Preapproval Approved but not Accepted | 1,007 | $257,394,000 | $255,000 | $950,000 | $103,000 | $1,644,000 |
| Application Approved But Not Accepted | 52 | $12,268,000 | $235,000 | $622,000 | $25,000 | $176,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 4,828 | $1,084,464,000 | $224,000 | $1,050,000 | $42,000 | $2,148,000 |
| Other | 2,022 | $434,191,000 | $214,000 | $1,350,000 | $54,000 | $1,705,000 |
| Credit History | 1,106 | $221,135,000 | $199,000 | $680,000 | $46,000 | $4,500,000 |
| Debt-To-Income Ratio | 954 | $234,624,000 | $245,000 | $820,000 | $64,000 | $288,000 |
| Collateral | 221 | $47,764,000 | $216,000 | $800,000 | $85,000 | $788,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 220 | $44,572,000 | $202,000 | $680,000 | $21,000 | $185,000 |
| Unverifiable Information | 115 | $29,261,000 | $254,000 | $755,000 | $104,000 | $977,000 |
| Employment History | 24 | $5,694,000 | $237,000 | $561,000 | $99,000 | $480,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pennymac Loan Services Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pennymac Loan Services Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.