Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Peoples Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank 4831 W 6Th St Lawrence, KS 66049 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,654 |
| Total Mortgage Loan Application Amount | $3,107,537,000 |
| Average Mortgage Loan Application Amount | $210,000 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $3,923,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 875 | $ 277,053,000 | $ 315,500 | $ 117,500 |
| KANSAS CITY, MO-KS | 717 | $ 120,478,000 | $ 167,000 | $ 75,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 563 | $ 108,474,000 | $ 192,000 | $ 85,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 353 | $ 116,114,000 | $ 293,250 | $ 90,750 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 276 | $ 62,607,000 | $ 226,000 | $ 62,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 261 | $ 63,460,000 | $ 243,000 | $ 95,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 242 | $ 55,988,000 | $ 231,000 | $ 69,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 236 | $ 49,607,000 | $ 210,000 | $ 76,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 236 | $ 66,775,000 | $ 282,000 | $ 74,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 225 | $ 47,428,000 | $ 210,000 | $ 78,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 190 | $ 67,737,000 | $ 356,000 | $ 87,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 163 | $ 34,875,000 | $ 218,500 | $ 68,500 |
| NEWARK, NJ-PA | 158 | $ 45,674,000 | $ 276,500 | $ 89,000 |
| ALBUQUERQUE, NM | 146 | $ 24,754,000 | $ 169,000 | $ 87,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 145 | $ 28,662,000 | $ 197,000 | $ 74,000 |
| SAN DIEGO-CARLSBAD, CA | 144 | $ 53,400,000 | $ 370,000 | $ 79,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 142 | $ 32,797,000 | $ 230,000 | $ 89,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 134 | $ 42,430,000 | $ 316,000 | $ 125,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 130 | $ 29,285,000 | $ 258,500 | $ 68,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 122 | $ 46,286,000 | $ 379,000 | $ 97,000 |
| DALLAS-PLANO-IRVING, TX | 114 | $ 23,762,000 | $ 208,000 | $ 66,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 113 | $ 26,552,000 | $ 234,000 | $ 74,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 107 | $ 27,723,000 | $ 259,000 | $ 108,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 104 | $ 20,034,000 | $ 192,000 | $ 40,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 101 | $ 40,555,000 | $ 401,000 | $ 130,000 |
| JACKSONVILLE, FL | 100 | $ 22,053,000 | $ 220,000 | $ 73,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 98 | $ 21,970,000 | $ 224,000 | $ 69,000 |
| CINCINNATI, OH-KY-IN | 98 | $ 17,843,000 | $ 181,000 | $ 59,666 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 97 | $ 15,009,000 | $ 154,000 | $ 62,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 90 | $ 18,296,000 | $ 214,500 | $ 65,000 |
| COLUMBUS, OH | 90 | $ 14,048,000 | $ 156,000 | $ 64,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 90 | $ 18,710,000 | $ 207,000 | $ 78,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 87 | $ 17,500,000 | $ 201,000 | $ 72,000 |
| LAWRENCE, KS | 86 | $ 20,694,000 | $ 240,000 | $ 112,000 |
| ST. LOUIS, MO-IL | 86 | $ 16,952,000 | $ 190,500 | $ 58,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 85 | $ 23,251,000 | $ 273,000 | $ 101,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 80 | $ 19,361,000 | $ 242,000 | $ 61,000 |
| FORT WORTH-ARLINGTON, TX | 79 | $ 14,212,000 | $ 179,000 | $ 65,000 |
| CAMDEN, NJ | 78 | $ 15,883,000 | $ 203,000 | $ 79,000 |
| DENVER-AURORA-LAKEWOOD, CO | 77 | $ 19,385,000 | $ 251,000 | $ 77,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 77 | $ 17,797,000 | $ 231,000 | $ 111,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 72 | $ 15,865,000 | $ 192,000 | $ 65,000 |
| RICHMOND, VA | 69 | $ 14,607,000 | $ 211,000 | $ 66,000 |
| FAYETTEVILLE, NC | 63 | $ 11,638,000 | $ 184,000 | $ 52,000 |
| MEMPHIS, TN-MS-AR | 62 | $ 11,419,000 | $ 159,666 | $ 38,666 |
| OKLAHOMA CITY, OK | 61 | $ 10,609,000 | $ 173,000 | $ 43,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 61 | $ 11,974,000 | $ 196,000 | $ 52,000 |
| WILMINGTON, DE-MD-NJ | 61 | $ 14,274,000 | $ 200,000 | $ 71,000 |
| AUSTIN-ROUND ROCK, TX | 60 | $ 12,643,000 | $ 210,000 | $ 62,000 |
| COLORADO SPRINGS, CO | 60 | $ 13,394,000 | $ 223,000 | $ 34,000 |
| TUCSON, AZ | 59 | $ 12,784,000 | $ 216,000 | $ 50,000 |
| RALEIGH, NC | 57 | $ 12,150,000 | $ 213,000 | $ 62,000 |
| COLUMBIA, SC | 53 | $ 11,112,000 | $ 209,000 | $ 44,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 53 | $ 13,521,000 | $ 255,000 | $ 76,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 53 | $ 10,173,000 | $ 191,000 | $ 75,000 |
| PROVIDENCE-WARWICK, RI-MA | 53 | $ 12,730,000 | $ 241,000 | $ 70,500 |
| PITTSBURGH, PA | 52 | $ 8,094,000 | $ 155,000 | $ 61,000 |
| RENO, NV | 51 | $ 12,179,000 | $ 238,000 | $ 68,000 |
| LAKELAND-WINTER HAVEN, FL | 50 | $ 8,537,000 | $ 170,000 | $ 69,000 |
| CLARKSVILLE, TN-KY | 49 | $ 8,548,000 | $ 177,500 | $ 29,500 |
| PHILADELPHIA, PA | 49 | $ 9,042,000 | $ 184,000 | $ 73,000 |
| BOSTON, MA | 48 | $ 13,829,000 | $ 288,000 | $ 91,000 |
| STOCKTON-LODI, CA | 48 | $ 11,678,000 | $ 243,000 | $ 67,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 45 | $ 10,219,000 | $ 227,000 | $ 40,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 45 | $ 7,646,000 | $ 169,000 | $ 34,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 45 | $ 8,424,000 | $ 191,000 | $ 55,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 43 | $ 9,137,000 | $ 212,000 | $ 63,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 43 | $ 20,074,000 | $ 466,000 | $ 120,000 |
| SANTA FE, NM | 43 | $ 12,415,000 | $ 288,000 | $ 113,000 |
| BOISE CITY, ID | 42 | $ 9,073,000 | $ 216,000 | $ 48,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 41 | $ 14,360,000 | $ 350,000 | $ 111,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 41 | $ 11,489,000 | $ 280,000 | $ 86,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 41 | $ 9,519,000 | $ 232,000 | $ 47,000 |
| EL PASO, TX | 41 | $ 6,409,000 | $ 156,000 | $ 31,000 |
| GARY, IN | 41 | $ 9,634,000 | $ 234,000 | $ 64,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 41 | $ 6,877,000 | $ 167,000 | $ 48,000 |
| JACKSONVILLE, NC | 41 | $ 6,797,000 | $ 165,000 | $ 38,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 41 | $ 18,135,000 | $ 442,000 | $ 109,000 |
| NEW ORLEANS-METAIRIE, LA | 39 | $ 8,097,000 | $ 207,000 | $ 64,000 |
| CLEVELAND-ELYRIA, OH | 38 | $ 6,964,000 | $ 183,000 | $ 84,000 |
| WORCESTER, MA-CT | 38 | $ 8,408,000 | $ 209,000 | $ 51,000 |
| BIRMINGHAM-HOOVER, AL | 37 | $ 6,816,000 | $ 184,000 | $ 54,000 |
| PORTLAND-SOUTH PORTLAND, ME | 37 | $ 8,785,000 | $ 237,000 | $ 67,000 |
| SANTA ROSA, CA | 36 | $ 10,907,000 | $ 302,000 | $ 73,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 35 | $ 7,208,000 | $ 210,500 | $ 48,500 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 35 | $ 7,666,000 | $ 219,000 | $ 54,000 |
| KILLEEN-TEMPLE, TX | 35 | $ 6,920,000 | $ 197,000 | $ 20,000 |
| PORT ST. LUCIE, FL | 35 | $ 6,893,000 | $ 196,000 | $ 310,000 |
| TULSA, OK | 35 | $ 6,066,000 | $ 173,000 | $ 52,000 |
| ANCHORAGE, AK | 34 | $ 9,189,000 | $ 270,000 | $ 59,000 |
| CAPE CORAL-FORT MYERS, FL | 34 | $ 7,041,000 | $ 207,000 | $ 70,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 34 | $ 7,769,000 | $ 174,000 | $ 60,500 |
| ALBANY-SCHENECTADY-TROY, NY | 33 | $ 6,274,000 | $ 190,000 | $ 72,000 |
| NEW HAVEN-MILFORD, CT | 33 | $ 6,846,000 | $ 207,000 | $ 61,000 |
| SAVANNAH, GA | 33 | $ 6,433,000 | $ 194,000 | $ 43,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 31 | $ 6,423,000 | $ 207,500 | $ 106,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 31 | $ 6,164,000 | $ 198,000 | $ 40,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 30 | $ 5,173,000 | $ 169,500 | $ 70,000 |
| MONTGOMERY, AL | 30 | $ 5,509,000 | $ 183,000 | $ 36,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 30 | $ 5,622,000 | $ 203,500 | $ 77,500 |
| URBAN HONOLULU, HI | 30 | $ 12,018,000 | $ 400,000 | $ 76,000 |
| KNOXVILLE, TN | 29 | $ 5,604,000 | $ 193,000 | $ 71,000 |
| VALLEJO-FAIRFIELD, CA | 29 | $ 10,245,000 | $ 353,000 | $ 93,000 |
| HUNTSVILLE, AL | 28 | $ 5,782,000 | $ 206,000 | $ 26,000 |
| WARNER ROBINS, GA | 28 | $ 5,113,000 | $ 182,000 | $ 48,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 27 | $ 5,681,000 | $ 210,000 | $ 78,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 27 | $ 4,269,000 | $ 158,000 | $ 66,000 |
| FRESNO, CA | 27 | $ 6,525,000 | $ 241,000 | $ 76,000 |
| GREENSBORO-HIGH POINT, NC | 26 | $ 4,153,000 | $ 159,000 | $ 66,000 |
| JACKSON, MS | 26 | $ 5,187,000 | $ 199,000 | $ 47,000 |
| NORWICH-NEW LONDON, CT | 26 | $ 6,142,000 | $ 236,000 | $ 45,000 |
| SALISBURY, MD-DE | 26 | $ 6,466,000 | $ 237,000 | $ 124,500 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 26 | $ 8,578,000 | $ 329,000 | $ 105,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 25 | $ 6,870,000 | $ 274,000 | $ 87,000 |
| BAKERSFIELD, CA | 24 | $ 5,517,000 | $ 229,000 | $ 71,000 |
| COLUMBUS, GA-AL | 23 | $ 3,982,000 | $ 180,000 | $ 25,500 |
| DETROIT-DEARBORN-LIVONIA, MI | 23 | $ 3,982,000 | $ 173,000 | $ 67,000 |
| DOVER, DE | 23 | $ 5,212,000 | $ 226,000 | $ 66,000 |
| DURHAM-CHAPEL HILL, NC | 23 | $ 4,818,000 | $ 209,000 | $ 85,000 |
| SALT LAKE CITY, UT | 23 | $ 4,706,000 | $ 204,000 | $ 69,000 |
| MODESTO, CA | 22 | $ 4,680,000 | $ 212,000 | $ 68,000 |
| OGDEN-CLEARFIELD, UT | 22 | $ 5,557,000 | $ 252,000 | $ 43,000 |
| BATON ROUGE, LA | 21 | $ 4,174,000 | $ 198,000 | $ 68,000 |
| DES MOINES-WEST DES MOINES, IA | 21 | $ 4,454,000 | $ 212,000 | $ 57,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 21 | $ 7,308,000 | $ 348,000 | $ 158,000 |
| PRESCOTT, AZ | 21 | $ 4,554,000 | $ 216,000 | $ 53,000 |
| PROVO-OREM, UT | 21 | $ 5,496,000 | $ 261,000 | $ 62,000 |
| TRENTON, NJ | 21 | $ 5,448,000 | $ 259,000 | $ 127,000 |
| LAWTON, OK | 20 | $ 3,471,000 | $ 173,000 | $ 32,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 20 | $ 7,685,000 | $ 384,000 | $ 86,000 |
| ROCHESTER, NY | 20 | $ 2,922,000 | $ 146,000 | $ 65,000 |
| YORK-HANOVER, PA | 20 | $ 4,265,000 | $ 213,000 | $ 70,000 |
| EUGENE, OR | 19 | $ 3,727,000 | $ 196,000 | $ 39,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 19 | $ 3,350,000 | $ 176,000 | $ 77,000 |
| HARRISBURG-CARLISLE, PA | 19 | $ 3,558,000 | $ 187,000 | $ 49,000 |
| DAYTON, OH | 18 | $ 3,002,000 | $ 166,000 | $ 50,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 18 | $ 4,677,000 | $ 259,000 | $ 106,000 |
| SHREVEPORT-BOSSIER CITY, LA | 18 | $ 3,329,000 | $ 184,000 | $ 52,000 |
| SPRINGFIELD, MO | 18 | $ 3,169,000 | $ 176,000 | $ 58,000 |
| TALLAHASSEE, FL | 18 | $ 4,288,000 | $ 238,000 | $ 67,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 17 | $ 3,135,000 | $ 184,000 | $ 51,000 |
| MANCHESTER-NASHUA, NH | 17 | $ 4,061,000 | $ 238,000 | $ 149,000 |
| OCEAN CITY, NJ | 17 | $ 4,725,000 | $ 277,000 | $ 83,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 17 | $ 2,533,000 | $ 149,000 | $ 129,000 |
| WATERTOWN-FORT DRUM, NY | 17 | $ 2,760,000 | $ 162,000 | $ 25,000 |
| WILMINGTON, NC | 17 | $ 4,181,000 | $ 245,000 | $ 74,000 |
| ASHEVILLE, NC | 16 | $ 3,821,000 | $ 238,000 | $ 74,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 16 | $ 4,276,000 | $ 267,000 | $ 71,000 |
| CHATTANOOGA, TN-GA | 15 | $ 3,281,000 | $ 193,500 | $ 44,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 15 | $ 2,757,000 | $ 181,000 | $ 35,500 |
| OCALA, FL | 15 | $ 2,173,000 | $ 144,000 | $ 47,000 |
| SALEM, OR | 15 | $ 2,836,000 | $ 189,000 | $ 30,000 |
| TOPEKA, KS | 15 | $ 1,884,000 | $ 125,000 | $ 63,000 |
| ELGIN, IL | 14 | $ 2,942,000 | $ 210,000 | $ 65,000 |
| LANCASTER, PA | 14 | $ 2,849,000 | $ 203,000 | $ 46,000 |
| MOBILE, AL | 14 | $ 2,582,000 | $ 184,000 | $ 29,000 |
| PUEBLO, CO | 14 | $ 3,323,000 | $ 237,000 | $ 66,000 |
| SIERRA VISTA-DOUGLAS, AZ | 14 | $ 2,626,000 | $ 187,000 | $ 28,000 |
| VISALIA-PORTERVILLE, CA | 14 | $ 3,087,000 | $ 220,000 | $ 66,000 |
| WICHITA, KS | 14 | $ 2,154,000 | $ 153,000 | $ 42,000 |
| WINSTON-SALEM, NC | 14 | $ 2,775,000 | $ 198,000 | $ 58,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 13 | $ 3,238,000 | $ 249,000 | $ 60,000 |
| HINESVILLE, GA | 13 | $ 2,474,000 | $ 190,000 | $ 34,000 |
| ST. GEORGE, UT | 13 | $ 2,820,000 | $ 216,000 | $ 49,000 |
| VALDOSTA, GA | 13 | $ 2,089,000 | $ 160,000 | $ 41,000 |
| BILLINGS, MT | 12 | $ 2,689,000 | $ 224,000 | $ 61,000 |
| GRAND RAPIDS-WYOMING, MI | 12 | $ 2,144,000 | $ 178,000 | $ 78,000 |
| RAPID CITY, SD | 12 | $ 1,581,000 | $ 131,000 | $ 34,000 |
| READING, PA | 12 | $ 1,724,000 | $ 143,000 | $ 48,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 12 | $ 5,470,000 | $ 455,000 | $ 134,000 |
| AKRON, OH | 11 | $ 1,679,000 | $ 152,000 | $ 63,000 |
| BEND-REDMOND, OR | 11 | $ 2,081,000 | $ 189,000 | $ 47,000 |
| GREENVILLE, NC | 11 | $ 1,690,000 | $ 153,000 | $ 44,000 |
| PUNTA GORDA, FL | 11 | $ 1,573,000 | $ 143,000 | $ 91,000 |
| SUMTER, SC | 11 | $ 1,724,000 | $ 156,000 | $ 66,000 |
| SYRACUSE, NY | 11 | $ 1,788,000 | $ 162,000 | $ 63,000 |
| YUBA CITY, CA | 11 | $ 2,236,000 | $ 203,000 | $ 60,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 10 | $ 1,857,000 | $ 185,000 | $ 45,500 |
| LAFAYETTE, LA | 10 | $ 1,785,000 | $ 178,000 | $ 95,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 10 | $ 2,142,000 | $ 214,000 | $ 44,000 |
| LEXINGTON-FAYETTE, KY | 10 | $ 2,154,000 | $ 215,000 | $ 117,000 |
| PANAMA CITY, FL | 10 | $ 1,554,000 | $ 155,000 | $ 47,000 |
| ROANOKE, VA | 10 | $ 1,805,000 | $ 180,000 | $ 84,000 |
| SALINAS, CA | 10 | $ 3,771,000 | $ 377,000 | $ 95,000 |
| SPRINGFIELD, MA | 10 | $ 1,891,000 | $ 189,000 | $ 93,000 |
| THE VILLAGES, FL | 10 | $ 2,807,000 | $ 280,000 | $ 120,000 |
| AMARILLO, TX | 9 | $ 1,345,000 | $ 149,000 | $ 38,000 |
| AUBURN-OPELIKA, AL | 9 | $ 1,708,000 | $ 189,000 | $ 41,000 |
| BOULDER, CO | 9 | $ 3,897,000 | $ 433,000 | $ 116,000 |
| HOMOSASSA SPRINGS, FL | 9 | $ 1,811,000 | $ 201,000 | $ 67,000 |
| LAS CRUCES, NM | 9 | $ 1,355,000 | $ 150,000 | $ 61,000 |
| LINCOLN, NE | 9 | $ 1,637,000 | $ 181,000 | $ 67,000 |
| MADISON, WI | 9 | $ 1,754,000 | $ 194,000 | $ 34,000 |
| NEW BERN, NC | 9 | $ 1,272,000 | $ 141,000 | $ 31,000 |
| SANTA MARIA-SANTA BARBARA, CA | 9 | $ 2,953,000 | $ 328,000 | $ 54,000 |
| YUMA, AZ | 9 | $ 1,778,000 | $ 197,000 | $ 34,000 |
| BISMARCK, ND | 8 | $ 1,948,000 | $ 243,000 | $ 40,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 8 | $ 1,544,000 | $ 193,000 | $ 74,000 |
| CORPUS CHRISTI, TX | 8 | $ 1,413,000 | $ 176,000 | $ 25,000 |
| DOTHAN, AL | 8 | $ 2,152,000 | $ 269,000 | $ 83,000 |
| EAST STROUDSBURG, PA | 8 | $ 1,632,000 | $ 204,000 | $ 97,000 |
| FAIRBANKS, AK | 8 | $ 1,650,000 | $ 206,000 | $ 20,000 |
| FORT COLLINS, CO | 8 | $ 2,336,000 | $ 292,000 | $ 73,000 |
| GOLDSBORO, NC | 8 | $ 1,268,000 | $ 158,000 | $ 24,000 |
| GRAND FORKS, ND-MN | 8 | $ 1,545,000 | $ 199,000 | $ 73,000 |
| GREAT FALLS, MT | 8 | $ 1,432,000 | $ 179,000 | $ 70,000 |
| GREEN BAY, WI | 8 | $ 1,314,000 | $ 164,000 | $ 67,000 |
| HICKORY-LENOIR-MORGANTON, NC | 8 | $ 2,464,000 | $ 308,000 | $ 111,000 |
| LANSING-EAST LANSING, MI | 8 | $ 1,720,000 | $ 215,000 | $ 95,000 |
| SEBASTIAN-VERO BEACH, FL | 8 | $ 1,561,000 | $ 195,000 | $ 107,000 |
| SPARTANBURG, SC | 8 | $ 1,400,000 | $ 175,000 | $ 112,000 |
| UTICA-ROME, NY | 8 | $ 1,120,000 | $ 140,000 | $ 54,000 |
| APPLETON, WI | 7 | $ 1,087,000 | $ 155,000 | $ 50,000 |
| BANGOR, ME | 7 | $ 1,109,000 | $ 158,000 | $ 49,000 |
| BARNSTABLE TOWN, MA | 7 | $ 2,859,000 | $ 408,000 | $ 144,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 7 | $ 1,353,000 | $ 193,000 | $ 26,000 |
| CHARLOTTESVILLE, VA | 7 | $ 2,107,000 | $ 301,000 | $ 76,000 |
| CHEYENNE, WY | 7 | $ 1,726,000 | $ 246,000 | $ 63,000 |
| CHICO, CA | 7 | $ 1,281,000 | $ 183,000 | $ 39,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 7 | $ 1,659,000 | $ 237,000 | $ 46,000 |
| DULUTH, MN-WI | 7 | $ 1,617,000 | $ 233,500 | $ 70,000 |
| EL CENTRO, CA | 7 | $ 1,233,000 | $ 176,000 | $ 48,000 |
| FLINT, MI | 7 | $ 1,131,000 | $ 161,000 | $ 74,000 |
| GAINESVILLE, GA | 7 | $ 1,403,000 | $ 200,000 | $ 53,000 |
| GRANTS PASS, OR | 7 | $ 1,320,000 | $ 188,000 | $ 41,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 7 | $ 2,497,000 | $ 356,000 | $ 77,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 7 | $ 1,419,000 | $ 202,000 | $ 34,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 7 | $ 1,175,000 | $ 167,000 | $ 51,000 |
| MACON, GA | 7 | $ 1,350,000 | $ 192,000 | $ 19,000 |
| MANHATTAN, KS | 7 | $ 1,395,000 | $ 199,000 | $ 88,000 |
| MEDFORD, OR | 7 | $ 1,627,000 | $ 232,000 | $ 45,000 |
| MUSKEGON, MI | 7 | $ 759,000 | $ 108,000 | $ 22,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 6 | $ 965,000 | $ 160,000 | $ 33,000 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 925,000 | $ 154,000 | $ 51,000 |
| BECKLEY, WV | 6 | $ 765,000 | $ 127,000 | $ 57,000 |
| BROWNSVILLE-HARLINGEN, TX | 6 | $ 1,280,000 | $ 213,000 | $ 81,000 |
| COEUR D'ALENE, ID | 6 | $ 1,143,000 | $ 190,000 | $ 22,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $ 854,000 | $ 139,000 | $ 23,000 |
| JOHNSON CITY, TN | 6 | $ 1,730,000 | $ 288,000 | $ 70,000 |
| LEBANON, PA | 6 | $ 1,030,000 | $ 171,000 | $ 69,000 |
| MISSOULA, MT | 6 | $ 1,726,000 | $ 287,000 | $ 77,000 |
| RACINE, WI | 6 | $ 1,049,000 | $ 174,000 | $ 27,000 |
| ST. JOSEPH, MO-KS | 6 | $ 582,000 | $ 97,000 | $ 26,000 |
| WINCHESTER, VA-WV | 6 | $ 1,295,000 | $ 285,500 | $ 134,500 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 746,000 | $ 124,000 | $ 39,500 |
| ALEXANDRIA, LA | 5 | $ 1,063,000 | $ 212,000 | $ 50,000 |
| ANN ARBOR, MI | 5 | $ 1,635,000 | $ 327,000 | $ 184,000 |
| BLOOMINGTON, IL | 5 | $ 752,000 | $ 150,000 | $ 49,000 |
| BLOOMINGTON, IN | 5 | $ 1,168,000 | $ 233,000 | $ 87,000 |
| CASPER, WY | 5 | $ 784,000 | $ 156,000 | $ 41,000 |
| CEDAR RAPIDS, IA | 5 | $ 969,000 | $ 193,000 | $ 11,000 |
| EVANSVILLE, IN-KY | 5 | $ 725,000 | $ 142,500 | $ 12,000 |
| FLAGSTAFF, AZ | 5 | $ 1,061,000 | $ 212,000 | $ 50,000 |
| FLORENCE-MUSCLE SHOALS, AL | 5 | $ 960,000 | $ 192,000 | $ 39,000 |
| FORT SMITH, AR-OK | 5 | $ 742,000 | $ 141,000 | $ 33,500 |
| GAINESVILLE, FL | 5 | $ 947,000 | $ 189,000 | $ 56,000 |
| GETTYSBURG, PA | 5 | $ 1,221,000 | $ 244,000 | $ 72,000 |
| HANFORD-CORCORAN, CA | 5 | $ 1,150,000 | $ 230,000 | $ 20,000 |
| HOUMA-THIBODAUX, LA | 5 | $ 754,000 | $ 150,000 | $ 58,000 |
| IDAHO FALLS, ID | 5 | $ 882,000 | $ 176,000 | $ 29,000 |
| LAREDO, TX | 5 | $ 992,000 | $ 198,000 | $ 28,000 |
| MADERA, CA | 5 | $ 1,064,000 | $ 212,000 | $ 39,000 |
| OLYMPIA-TUMWATER, WA | 5 | $ 1,050,000 | $ 210,000 | $ 45,000 |
| PINE BLUFF, AR | 5 | $ 683,000 | $ 136,000 | $ 35,000 |
| REDDING, CA | 5 | $ 1,432,000 | $ 286,000 | $ 78,000 |
| SIOUX FALLS, SD | 5 | $ 842,000 | $ 168,000 | $ 59,000 |
| SPRINGFIELD, OH | 5 | $ 782,000 | $ 156,000 | $ 39,000 |
| TUSCALOOSA, AL | 5 | $ 866,000 | $ 173,000 | $ 42,000 |
| ALBANY, GA | 4 | $ 814,000 | $ 203,000 | $ 287,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 488,000 | $ 122,000 | $ 28,000 |
| CANTON-MASSILLON, OH | 4 | $ 1,079,000 | $ 269,000 | $ 69,000 |
| DECATUR, AL | 4 | $ 724,000 | $ 181,000 | $ 51,000 |
| FORT WAYNE, IN | 4 | $ 585,000 | $ 146,000 | $ 57,000 |
| GLENS FALLS, NY | 4 | $ 566,000 | $ 141,000 | $ 35,000 |
| GRAND JUNCTION, CO | 4 | $ 595,000 | $ 148,000 | $ 35,000 |
| GREELEY, CO | 4 | $ 998,000 | $ 249,000 | $ 32,000 |
| HATTIESBURG, MS | 4 | $ 813,000 | $ 203,000 | $ 9,000 |
| JACKSON, TN | 4 | $ 678,000 | $ 169,000 | $ 31,000 |
| JOHNSTOWN, PA | 4 | $ 802,000 | $ 200,000 | $ 56,000 |
| LAKE CHARLES, LA | 4 | $ 764,000 | $ 191,000 | $ 57,000 |
| LUBBOCK, TX | 4 | $ 848,000 | $ 212,000 | $ 131,000 |
| MERCED, CA | 4 | $ 956,000 | $ 239,000 | $ 76,000 |
| MIDLAND, TX | 4 | $ 669,000 | $ 167,000 | $ 70,000 |
| NAPA, CA | 4 | $ 1,166,000 | $ 291,000 | $ 71,000 |
| ROCKY MOUNT, NC | 4 | $ 832,000 | $ 208,000 | $ 54,000 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 1,922,000 | $ 480,000 | $ 152,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4 | $ 1,098,000 | $ 274,000 | $ 94,000 |
| SEBRING, FL | 4 | $ 990,000 | $ 247,000 | $ 68,000 |
| ST. CLOUD, MN | 4 | $ 671,000 | $ 167,000 | $ 60,000 |
| TOLEDO, OH | 4 | $ 668,000 | $ 167,000 | $ 121,000 |
| WACO, TX | 4 | $ 892,000 | $ 223,000 | $ 25,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 4 | $ 530,000 | $ 138,000 | $ 64,000 |
| WICHITA FALLS, TX | 4 | $ 601,000 | $ 150,000 | $ 121,000 |
| ALTOONA, PA | 3 | $ 477,000 | $ 159,000 | $ 68,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 448,000 | $ 149,000 | $ 11,000 |
| BELLINGHAM, WA | 3 | $ 654,000 | $ 218,000 | $ 61,000 |
| CAPE GIRARDEAU, MO-IL | 3 | $ 776,000 | $ 258,000 | $ 102,000 |
| CHARLESTON, WV | 3 | $ 689,000 | $ 229,000 | $ 154,000 |
| COLUMBIA, MO | 3 | $ 473,000 | $ 157,000 | $ 64,000 |
| ERIE, PA | 3 | $ 432,000 | $ 144,000 | $ 31,000 |
| FARMINGTON, NM | 3 | $ 521,000 | $ 173,000 | $ 51,000 |
| HOT SPRINGS, AR | 3 | $ 400,000 | $ 133,000 | $ 56,000 |
| JONESBORO, AR | 3 | $ 328,000 | $ 109,000 | $ 59,000 |
| JOPLIN, MO | 3 | $ 330,000 | $ 110,000 | $ 36,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 885,000 | $ 295,000 | $ 67,000 |
| KINGSTON, NY | 3 | $ 620,000 | $ 206,000 | $ 87,000 |
| KOKOMO, IN | 3 | $ 525,000 | $ 175,000 | $ 49,000 |
| LEWISTON-AUBURN, ME | 3 | $ 445,000 | $ 148,000 | $ 27,000 |
| LOGAN, UT-ID | 3 | $ 423,000 | $ 144,500 | $ 67,500 |
| LONGVIEW, TX | 3 | $ 524,000 | $ 174,000 | $ 92,000 |
| LONGVIEW, WA | 3 | $ 491,000 | $ 163,000 | $ 80,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 578,000 | $ 192,000 | $ 46,000 |
| MONROE, MI | 3 | $ 549,000 | $ 183,000 | $ 64,000 |
| MORRISTOWN, TN | 3 | $ 349,000 | $ 116,000 | $ 46,000 |
| ODESSA, TX | 3 | $ 526,000 | $ 175,000 | $ 24,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 625,000 | $ 208,000 | $ 80,000 |
| ROCHESTER, MN | 3 | $ 634,000 | $ 211,000 | $ 69,000 |
| SIOUX CITY, IA-NE-SD | 3 | $ 678,000 | $ 218,000 | $ 87,500 |
| TEXARKANA, TX-AR | 3 | $ 416,000 | $ 137,000 | $ 33,500 |
| TYLER, TX | 3 | $ 377,000 | $ 125,000 | $ 18,000 |
| ALBANY, OR | 2 | $ 343,000 | $ 171,000 | $ 24,000 |
| BINGHAMTON, NY | 2 | $ 168,000 | $ 84,000 | $ 31,000 |
| BRUNSWICK, GA | 2 | $ 784,000 | $ 392,000 | $ 146,000 |
| COLUMBUS, IN | 2 | $ 170,000 | $ 85,000 | $ 46,000 |
| DANVILLE, IL | 2 | $ 236,000 | $ 118,000 | $ 0 |
| DUBUQUE, IA | 2 | $ 316,000 | $ 158,000 | $ 21,000 |
| EAU CLAIRE, WI | 2 | $ 244,000 | $ 122,000 | $ 48,000 |
| ELKHART-GOSHEN, IN | 2 | $ 371,000 | $ 185,000 | $ 67,000 |
| ELMIRA, NY | 2 | $ 290,000 | $ 145,000 | $ 75,000 |
| FARGO, ND-MN | 2 | $ 316,000 | $ 158,000 | $ 103,500 |
| FOND DU LAC, WI | 2 | $ 670,000 | $ 335,000 | $ 0 |
| HAMMOND, LA | 2 | $ 444,000 | $ 222,000 | $ 44,000 |
| KANKAKEE, IL | 2 | $ 222,000 | $ 111,000 | $ 38,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 294,000 | $ 147,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 411,000 | $ 205,000 | $ 14,000 |
| LYNCHBURG, VA | 2 | $ 377,000 | $ 188,000 | $ 74,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 362,000 | $ 181,000 | $ 0 |
| MONROE, LA | 2 | $ 384,000 | $ 192,000 | $ 107,000 |
| MORGANTOWN, WV | 2 | $ 349,000 | $ 174,000 | $ 55,000 |
| PARKERSBURG-VIENNA, WV | 2 | $ 297,000 | $ 148,000 | $ 75,000 |
| PEORIA, IL | 2 | $ 223,000 | $ 111,000 | $ 88,000 |
| PITTSFIELD, MA | 2 | $ 353,000 | $ 176,000 | $ 67,000 |
| ROCKFORD, IL | 2 | $ 253,000 | $ 126,000 | $ 30,000 |
| SAGINAW, MI | 2 | $ 322,000 | $ 161,000 | $ 47,000 |
| SAN RAFAEL, CA | 2 | $ 1,612,000 | $ 806,000 | $ 164,000 |
| SHEBOYGAN, WI | 2 | $ 360,000 | $ 180,000 | $ 0 |
| SHERMAN-DENISON, TX | 2 | $ 359,000 | $ 179,000 | $ 55,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 266,000 | $ 133,000 | $ 21,000 |
| SPRINGFIELD, IL | 2 | $ 201,000 | $ 100,000 | $ 71,000 |
| STATE COLLEGE, PA | 2 | $ 476,000 | $ 238,000 | $ 64,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 311,000 | $ 155,000 | $ 33,000 |
| TACOMA-LAKEWOOD, WA | 2 | $ 426,000 | $ 213,000 | $ 51,000 |
| WHEELING, WV-OH | 2 | $ 291,000 | $ 145,000 | $ 21,000 |
| WILLIAMSPORT, PA | 2 | $ 207,000 | $ 103,000 | $ 53,000 |
| AMES, IA | 1 | $ 258,000 | $ 258,000 | $ 290,000 |
| BATTLE CREEK, MI | 1 | $ 271,000 | $ 271,000 | $ 76,000 |
| BAY CITY, MI | 1 | $ 140,000 | $ 140,000 | $ 96,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 152,000 | $ 152,000 | $ 0 |
| BOWLING GREEN, KY | 1 | $ 189,000 | $ 189,000 | $ 0 |
| CARBONDALE-MARION, IL | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| CARSON CITY, NV | 1 | $ 371,000 | $ 371,000 | $ 141,000 |
| CORVALLIS, OR | 1 | $ 197,000 | $ 197,000 | $ 48,000 |
| CUMBERLAND, MD-WV | 1 | $ 190,000 | $ 190,000 | $ 44,000 |
| DALTON, GA | 1 | $ 176,000 | $ 176,000 | $ 68,000 |
| DECATUR, IL | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| FLORENCE, SC | 1 | $ 316,000 | $ 316,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 209,000 | $ 209,000 | $ 35,000 |
| IOWA CITY, IA | 1 | $ 263,000 | $ 263,000 | $ 124,000 |
| ITHACA, NY | 1 | $ 325,000 | $ 325,000 | $ 172,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 169,000 | $ 169,000 | $ 54,000 |
| MIDLAND, MI | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| MUNCIE, IN | 1 | $ 164,000 | $ 164,000 | $ 91,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 107,000 | $ 107,000 | $ 53,000 |
| ROME, GA | 1 | $ 184,000 | $ 184,000 | $ 144,000 |
| SAN ANGELO, TX | 1 | $ 90,000 | $ 90,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 151,000 | $ 151,000 | $ 56,000 |
| VICTORIA, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| WAUSAU, WI | 1 | $ 64,000 | $ 64,000 | $ 36,000 |
| YAKIMA, WA | 1 | $ 190,000 | $ 190,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,275 | $2,379,502,000 | $231,000 | $3,000,000 | $70,000 | $3,923,000 |
| Home Purchase | 3,154 | $686,983,000 | $217,000 | $2,600,000 | $95,000 | $3,923,000 |
| Home Improvement | 225 | $41,052,000 | $182,000 | $1,025,000 | $83,000 | $401,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,338 | $1,683,395,000 | $229,000 | $2,600,000 | $81,000 | $3,923,000 |
| Not Provided | 3,816 | $867,592,000 | $227,000 | $3,000,000 | $73,000 | $1,920,000 |
| Black or African American | 1,097 | $228,702,000 | $208,000 | $918,000 | $60,000 | $1,440,000 |
| Hispanic | 894 | $185,565,000 | $207,000 | $1,000,000 | $65,000 | $324,000 |
| Asian | 347 | $100,403,000 | $289,000 | $1,995,000 | $103,000 | $1,161,000 |
| American Indian or Alaskan Native | 57 | $12,551,000 | $220,000 | $717,000 | $55,000 | $282,000 |
| Native Hawaiian or Other Pacific Islander | 54 | $14,471,000 | $267,000 | $612,000 | $62,000 | $168,000 |
| Not applicable | 51 | $14,858,000 | $291,000 | $1,691,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,354 | $1,548,706,000 | $243,000 | $3,000,000 | $108,000 | $3,923,000 |
| VA-guaranteed (Veterans Administration) | 5,641 | $1,238,121,000 | $219,000 | $1,110,000 | $43,000 | $1,463,000 |
| FHA-insured (Federal Housing Administration) | 1,505 | $296,151,000 | $196,000 | $918,000 | $65,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 154 | $24,559,000 | $159,000 | $342,000 | $53,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,921 | $1,280,583,000 | $216,000 | $1,691,000 | $72,000 | $3,923,000 |
| Application Denied By Financial Institution | 2,985 | $708,223,000 | $237,000 | $3,000,000 | $85,000 | $2,213,000 |
| Application Withdrawn By Applicant | 2,522 | $577,789,000 | $229,000 | $1,835,000 | $78,000 | $1,862,000 |
| File Closed For Incompleteness | 2,044 | $503,148,000 | $246,000 | $1,170,000 | $71,000 | $1,463,000 |
| Application Approved But Not Accepted | 182 | $37,794,000 | $207,000 | $653,000 | $64,000 | $522,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.