Proficio Bank Mortgage Lending & HMDA Data, 2014
In 2014, Proficio Bank of Cottonwood Heights, UT reported 19,875 mortgage applications totaling $4.0 billion, up 13% from 2013. The average application was for $199,834, and applicants reported an average income of $34,266. 15% of its applications resulted in an originated loan and 52% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (604), Atlanta-Sandy Springs-Roswell, GA (533) and Washington-Arlington-Alexandria, DC-VA-MD-WV (525) (applications in parentheses).
| Mortgage Company & Address | Proficio Bank 6985 Union Park Center, Suite 150 Cottonwood Heights, UT 84047 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 19,875 |
| Total Mortgage Loan Application Amount | $3,971,708,000 |
| Average Mortgage Loan Application Amount | $199,834 |
| Highest Mortgage Loan Application Amount | $28,500,000 |
| Average Applicant Income | $34,266 |
| Highest Applicant Income | $2,055,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Proficio Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 604 | $ 182,955,000 | $ 302,905 | $ 60,091 |
| Atlanta-Sandy Springs-Roswell, GA | 533 | $ 93,903,000 | $ 176,178 | $ 31,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 525 | $ 159,562,000 | $ 303,927 | $ 53,131 |
| Chicago-Naperville-Arlington Heights, IL | 516 | $ 96,172,000 | $ 186,379 | $ 31,000 |
| Cleveland-Elyria, OH | 489 | $ 67,518,000 | $ 138,073 | $ 40,000 |
| Los Angeles-Long Beach-Glendale, CA | 329 | $ 109,494,000 | $ 332,808 | $ 33,000 |
| Houston-The Woodlands-Sugar Land, TX | 327 | $ 51,597,000 | $ 157,788 | $ 34,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 326 | $ 95,521,000 | $ 293,009 | $ 43,288 |
| Tampa-St. Petersburg-Clearwater, FL | 312 | $ 58,716,000 | $ 188,192 | $ 45,000 |
| Riverside-San Bernardino-Ontario, CA | 276 | $ 65,260,000 | $ 236,449 | $ 39,000 |
| Baltimore-Columbia-Towson, MD | 263 | $ 66,930,000 | $ 254,486 | $ 50,000 |
| Nassau County-Suffolk County, NY | 218 | $ 75,270,000 | $ 345,275 | $ 60,000 |
| Orlando-Kissimmee-Sanford, FL | 217 | $ 38,518,000 | $ 177,502 | $ 32,000 |
| Charlotte-Concord-Gastonia, NC-SC | 215 | $ 41,854,000 | $ 194,669 | $ 37,520 |
| Warren-Troy-Farmington Hills, MI | 215 | $ 36,670,000 | $ 170,558 | $ 38,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 200 | $ 43,960,000 | $ 219,800 | $ 34,000 |
| Columbus, OH | 198 | $ 26,773,000 | $ 135,217 | $ 30,000 |
| Dallas-Plano-Irving, TX | 191 | $ 30,471,000 | $ 159,534 | $ 36,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 189 | $ 40,269,000 | $ 213,063 | $ 38,000 |
| Las Vegas-Henderson-Paradise, NV | 180 | $ 35,466,000 | $ 197,033 | $ 28,000 |
| Denver-Aurora-Lakewood, CO | 176 | $ 37,224,000 | $ 211,500 | $ 30,000 |
| St. Louis, MO-IL | 172 | $ 30,856,000 | $ 179,395 | $ 22,918 |
| Seattle-Bellevue-Everett, WA | 165 | $ 47,648,000 | $ 288,775 | $ 47,000 |
| Phoenix-Mesa-Scottsdale, AZ | 155 | $ 33,190,000 | $ 214,129 | $ 32,000 |
| Jacksonville, FL | 154 | $ 28,878,000 | $ 187,519 | $ 30,000 |
| Miami-Miami Beach-Kendall, FL | 153 | $ 33,228,000 | $ 217,176 | $ 31,000 |
| Memphis, TN-MS-AR | 150 | $ 25,429,000 | $ 169,526 | $ 36,733 |
| Cincinnati, OH-KY-IN | 148 | $ 21,053,000 | $ 142,250 | $ 23,918 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 148 | $ 26,391,000 | $ 178,317 | $ 28,000 |
| Newark, NJ-PA | 142 | $ 37,570,000 | $ 264,577 | $ 47,908 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 133 | $ 30,249,000 | $ 227,436 | $ 35,000 |
| Montgomery County-Bucks County-Chester County, PA | 131 | $ 30,939,000 | $ 236,175 | $ 40,000 |
| San Diego-Carlsbad, CA | 131 | $ 43,733,000 | $ 333,839 | $ 47,000 |
| Pittsburgh, PA | 128 | $ 17,449,000 | $ 136,320 | $ 28,000 |
| Philadelphia, PA | 126 | $ 20,078,000 | $ 159,349 | $ 23,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 124 | $ 29,725,000 | $ 239,717 | $ 30,000 |
| San Antonio-New Braunfels, TX | 121 | $ 18,641,000 | $ 154,057 | $ 37,000 |
| Indianapolis-Carmel-Anderson, IN | 120 | $ 35,449,000 | $ 295,408 | $ 24,000 |
| Detroit-Dearborn-Livonia, MI | 118 | $ 14,883,000 | $ 126,127 | $ 25,000 |
| New Orleans-Metairie, LA | 117 | $ 19,274,000 | $ 164,735 | $ 18,000 |
| Richmond, VA | 116 | $ 23,240,000 | $ 200,344 | $ 27,000 |
| Kansas City, MO-KS | 115 | $ 18,601,000 | $ 161,747 | $ 25,000 |
| Charleston-North Charleston, SC | 109 | $ 22,365,000 | $ 205,183 | $ 33,000 |
| North Port-Sarasota-Bradenton, FL | 106 | $ 24,787,000 | $ 233,839 | $ 42,000 |
| Camden, NJ | 104 | $ 22,134,000 | $ 212,826 | $ 41,000 |
| Cambridge-Newton-Framingham, MA | 101 | $ 30,582,000 | $ 302,792 | $ 63,000 |
| Silver Spring-Frederick-Rockville, MD | 101 | $ 35,879,000 | $ 355,237 | $ 64,000 |
| Oakland-Hayward-Berkeley, CA | 100 | $ 33,050,000 | $ 330,500 | $ 37,000 |
| Anaheim-Santa Ana-Irvine, CA | 98 | $ 34,737,000 | $ 354,459 | $ 33,000 |
| Akron, OH | 94 | $ 14,337,000 | $ 152,521 | $ 49,000 |
| Fort Worth-Arlington, TX | 94 | $ 13,730,000 | $ 146,063 | $ 24,000 |
| Raleigh, NC | 89 | $ 16,322,000 | $ 183,393 | $ 22,000 |
| Columbia, SC | 88 | $ 16,682,000 | $ 189,568 | $ 26,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 84 | $ 19,042,000 | $ 226,690 | $ 29,333 |
| Lakeland-Winter Haven, FL | 83 | $ 12,710,000 | $ 153,132 | $ 34,000 |
| Tacoma-Lakewood, WA | 83 | $ 19,072,000 | $ 229,783 | $ 43,000 |
| Austin-Round Rock, TX | 82 | $ 13,895,000 | $ 169,451 | $ 33,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 82 | $ 12,036,000 | $ 146,780 | $ 31,000 |
| Louisville/Jefferson County, KY-IN | 82 | $ 12,744,000 | $ 155,414 | $ 20,902 |
| Milwaukee-Waukesha-West Allis, WI | 82 | $ 13,306,000 | $ 162,268 | $ 29,000 |
| Birmingham-Hoover, AL | 78 | $ 13,059,000 | $ 167,423 | $ 26,000 |
| Salt Lake City, UT | 74 | $ 16,805,000 | $ 227,094 | $ 25,000 |
| Boston, MA | 72 | $ 21,993,000 | $ 305,458 | $ 65,000 |
| Colorado Springs, CO | 69 | $ 16,283,000 | $ 235,985 | $ 28,000 |
| Albuquerque, NM | 66 | $ 11,344,000 | $ 171,878 | $ 23,000 |
| Wilmington, DE-MD-NJ | 65 | $ 13,969,000 | $ 214,907 | $ 40,415 |
| Cape Coral-Fort Myers, FL | 64 | $ 12,980,000 | $ 202,812 | $ 34,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 64 | $ 12,006,000 | $ 187,593 | $ 31,000 |
| Asheville, NC | 63 | $ 11,333,000 | $ 179,888 | $ 34,000 |
| Port St. Lucie, FL | 63 | $ 10,434,000 | $ 165,619 | $ 28,000 |
| Baton Rouge, LA | 60 | $ 9,540,000 | $ 159,000 | $ 21,000 |
| Toledo, OH | 60 | $ 7,427,000 | $ 123,783 | $ 36,000 |
| Boise City, ID | 59 | $ 10,407,000 | $ 176,389 | $ 14,000 |
| Oklahoma City, OK | 59 | $ 9,877,000 | $ 167,406 | $ 27,000 |
| Salisbury, MD-DE | 58 | $ 12,812,000 | $ 220,896 | $ 47,724 |
| San Jose-Sunnyvale-Santa Clara, CA | 58 | $ 24,076,000 | $ 415,103 | $ 51,000 |
| Tucson, AZ | 54 | $ 10,142,000 | $ 187,814 | $ 26,000 |
| Knoxville, TN | 53 | $ 8,465,000 | $ 159,716 | $ 33,000 |
| Greenville-Anderson-Mauldin, SC | 52 | $ 10,664,000 | $ 205,076 | $ 26,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 51 | $ 10,689,000 | $ 209,588 | $ 49,568 |
| Pensacola-Ferry Pass-Brent, FL | 50 | $ 8,059,000 | $ 161,180 | $ 28,000 |
| Augusta-Richmond County, GA-SC | 48 | $ 7,787,000 | $ 162,229 | $ 20,333 |
| Fayetteville, NC | 48 | $ 7,793,000 | $ 162,354 | $ 25,000 |
| Greensboro-High Point, NC | 48 | $ 9,704,000 | $ 202,166 | $ 37,000 |
| Palm Bay-Melbourne-Titusville, FL | 48 | $ 7,698,000 | $ 160,375 | $ 21,000 |
| Bakersfield, CA | 47 | $ 9,584,000 | $ 203,914 | $ 32,000 |
| Hartford-West Hartford-East Hartford, CT | 47 | $ 9,267,000 | $ 197,170 | $ 37,000 |
| Providence-Warwick, RI-MA | 47 | $ 10,379,000 | $ 220,829 | $ 48,787 |
| Gary, IN | 46 | $ 7,158,000 | $ 155,608 | $ 37,000 |
| Crestview-Fort Walton Beach-Destin, FL | 45 | $ 9,176,000 | $ 203,911 | $ 29,000 |
| Dayton, OH | 45 | $ 6,900,000 | $ 153,333 | $ 24,000 |
| Naples-Immokalee-Marco Island, FL | 45 | $ 11,519,000 | $ 255,977 | $ 42,000 |
| Winston-Salem, NC | 45 | $ 7,453,000 | $ 165,622 | $ 21,000 |
| Worcester, MA-CT | 45 | $ 10,989,000 | $ 244,200 | $ 48,400 |
| Grand Rapids-Wyoming, MI | 43 | $ 5,965,000 | $ 138,720 | $ 24,000 |
| Killeen-Temple, TX | 43 | $ 8,154,000 | $ 189,627 | $ 12,000 |
| Albany-Schenectady-Troy, NY | 42 | $ 7,042,000 | $ 167,666 | $ 41,000 |
| Jackson, MS | 42 | $ 6,475,000 | $ 154,166 | $ 11,000 |
| Little Rock-North Little Rock-Conway, AR | 42 | $ 7,388,000 | $ 175,904 | $ 23,000 |
| Montgomery, AL | 42 | $ 7,235,000 | $ 172,261 | $ 19,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 42 | $ 14,895,000 | $ 354,642 | $ 49,000 |
| Huntsville, AL | 41 | $ 8,655,000 | $ 211,097 | $ 34,000 |
| Chattanooga, TN-GA | 40 | $ 5,728,000 | $ 143,200 | $ 24,250 |
| El Paso, TX | 40 | $ 5,347,000 | $ 133,675 | $ 10,000 |
| Lafayette, LA | 40 | $ 6,452,000 | $ 161,300 | $ 17,000 |
| Durham-Chapel Hill, NC | 39 | $ 6,967,000 | $ 178,641 | $ 30,000 |
| Vallejo-Fairfield, CA | 39 | $ 12,881,000 | $ 330,282 | $ 48,000 |
| York-Hanover, PA | 39 | $ 6,510,000 | $ 166,923 | $ 27,000 |
| Dover, DE | 38 | $ 7,263,000 | $ 191,131 | $ 37,000 |
| Dutchess County-Putnam County, NY | 38 | $ 10,468,000 | $ 275,473 | $ 65,000 |
| Fresno, CA | 37 | $ 8,484,000 | $ 229,297 | $ 38,000 |
| Harrisburg-Carlisle, PA | 37 | $ 5,618,000 | $ 151,837 | $ 34,000 |
| Reno, NV | 37 | $ 7,630,000 | $ 206,216 | $ 42,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 37 | $ 5,663,000 | $ 153,054 | $ 48,000 |
| New Haven-Milford, CT | 36 | $ 7,412,000 | $ 205,888 | $ 39,000 |
| Stockton-Lodi, CA | 36 | $ 8,103,000 | $ 225,083 | $ 38,000 |
| Tallahassee, FL | 36 | $ 5,368,000 | $ 149,111 | $ 17,000 |
| Bridgeport-Stamford-Norwalk, CT | 35 | $ 9,296,000 | $ 265,600 | $ 48,000 |
| Lake County-Kenosha County, IL-WI | 35 | $ 7,322,000 | $ 209,200 | $ 28,600 |
| Savannah, GA | 35 | $ 6,937,000 | $ 198,200 | $ 18,000 |
| Wichita, KS | 34 | $ 3,982,000 | $ 117,117 | $ 29,000 |
| Hagerstown-Martinsburg, MD-WV | 33 | $ 6,380,000 | $ 193,333 | $ 44,151 |
| Lansing-East Lansing, MI | 33 | $ 4,334,000 | $ 131,333 | $ 35,000 |
| Youngstown-Warren-Boardman, OH-PA | 32 | $ 4,777,000 | $ 149,281 | $ 32,125 |
| Canton-Massillon, OH | 31 | $ 3,677,000 | $ 118,612 | $ 34,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 31 | $ 6,844,000 | $ 220,774 | $ 19,000 |
| Lexington-Fayette, KY | 31 | $ 4,544,000 | $ 146,580 | $ 17,000 |
| Mobile, AL | 31 | $ 4,046,000 | $ 130,516 | $ 13,000 |
| Panama City, FL | 31 | $ 5,303,000 | $ 171,064 | $ 46,000 |
| Clarksville, TN-KY | 30 | $ 4,016,000 | $ 133,866 | $ 17,933 |
| East Stroudsburg, PA | 30 | $ 4,435,000 | $ 147,833 | $ 22,000 |
| Ocala, FL | 30 | $ 4,509,000 | $ 150,300 | $ 40,000 |
| Omaha-Council Bluffs, NE-IA | 29 | $ 3,753,000 | $ 129,413 | $ 28,482 |
| Reading, PA | 29 | $ 4,753,000 | $ 163,896 | $ 38,000 |
| Shreveport-Bossier City, LA | 29 | $ 2,779,000 | $ 95,827 | $ 12,000 |
| Atlantic City-Hammonton, NJ | 28 | $ 5,438,000 | $ 194,214 | $ 23,000 |
| Elgin, IL | 28 | $ 6,436,000 | $ 229,857 | $ 43,000 |
| Rochester, NY | 28 | $ 3,599,000 | $ 128,535 | $ 24,000 |
| San Francisco-Redwood City-South San Francisco, CA | 28 | $ 12,463,000 | $ 445,107 | $ 91,000 |
| Ann Arbor, MI | 27 | $ 6,206,000 | $ 229,851 | $ 43,000 |
| Gainesville, FL | 27 | $ 4,841,000 | $ 179,296 | $ 31,000 |
| Greeley, CO | 27 | $ 5,352,000 | $ 198,222 | $ 41,000 |
| Olympia-Tumwater, WA | 27 | $ 5,960,000 | $ 220,740 | $ 33,000 |
| Spokane-Spokane Valley, WA | 26 | $ 4,624,000 | $ 177,846 | $ 28,000 |
| Springfield, MA | 26 | $ 5,535,000 | $ 212,884 | $ 51,000 |
| Tulsa, OK | 26 | $ 5,166,000 | $ 198,692 | $ 61,000 |
| Des Moines-West Des Moines, IA | 25 | $ 3,584,000 | $ 143,360 | $ 36,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 25 | $ 3,552,000 | $ 142,080 | $ 31,240 |
| Manchester-Nashua, NH | 25 | $ 5,195,000 | $ 207,800 | $ 42,000 |
| Punta Gorda, FL | 25 | $ 4,365,000 | $ 174,600 | $ 25,000 |
| Rockingham County-Strafford County, NH | 25 | $ 5,125,000 | $ 205,000 | $ 49,000 |
| Columbus, GA-AL | 24 | $ 5,396,000 | $ 224,833 | $ 40,000 |
| Hickory-Lenoir-Morganton, NC | 24 | $ 3,812,000 | $ 158,833 | $ 23,000 |
| Modesto, CA | 24 | $ 4,858,000 | $ 202,416 | $ 17,000 |
| Bremerton-Silverdale, WA | 23 | $ 5,728,000 | $ 249,043 | $ 24,000 |
| Lafayette-West Lafayette, IN | 23 | $ 3,203,000 | $ 139,260 | $ 31,000 |
| Madison, WI | 23 | $ 3,997,000 | $ 173,782 | $ 19,000 |
| Ogden-Clearfield, UT | 23 | $ 4,018,000 | $ 174,695 | $ 28,000 |
| Roanoke, VA | 23 | $ 4,822,000 | $ 209,652 | $ 13,000 |
| Visalia-Porterville, CA | 23 | $ 5,022,000 | $ 218,347 | $ 92,000 |
| McAllen-Edinburg-Mission, TX | 22 | $ 3,061,000 | $ 139,136 | $ 28,000 |
| Flint, MI | 21 | $ 2,865,000 | $ 136,428 | $ 27,000 |
| Grand Junction, CO | 21 | $ 4,489,000 | $ 213,761 | $ 31,000 |
| Lancaster, PA | 21 | $ 3,511,000 | $ 167,190 | $ 36,000 |
| Monroe, MI | 21 | $ 3,316,000 | $ 157,904 | $ 12,000 |
| Wilmington, NC | 21 | $ 3,479,000 | $ 165,666 | $ 21,000 |
| Gulfport-Biloxi-Pascagoula, MS | 20 | $ 2,616,000 | $ 130,800 | $ 16,000 |
| Jacksonville, NC | 20 | $ 3,361,000 | $ 168,050 | $ 29,000 |
| Provo-Orem, UT | 20 | $ 3,921,000 | $ 196,050 | $ 40,000 |
| Syracuse, NY | 20 | $ 3,332,000 | $ 166,600 | $ 37,000 |
| Anchorage, AK | 19 | $ 4,639,000 | $ 244,157 | $ 11,000 |
| Beaumont-Port Arthur, TX | 19 | $ 2,326,000 | $ 122,421 | $ 16,000 |
| Homosassa Springs, FL | 19 | $ 2,867,000 | $ 150,894 | $ 29,000 |
| Huntington-Ashland, WV-KY-OH | 19 | $ 2,584,000 | $ 136,000 | $ 24,105 |
| Spartanburg, SC | 19 | $ 3,818,000 | $ 200,947 | $ 10,000 |
| Auburn-Opelika, AL | 18 | $ 4,031,000 | $ 223,944 | $ 5,000 |
| Evansville, IN-KY | 18 | $ 1,863,000 | $ 103,500 | $ 14,000 |
| Kingsport-Bristol-Bristol, TN-VA | 18 | $ 2,317,000 | $ 128,722 | $ 26,166 |
| Lake Havasu City-Kingman, AZ | 18 | $ 2,605,000 | $ 144,722 | $ 10,000 |
| Lynchburg, VA | 18 | $ 3,218,000 | $ 178,777 | $ 35,000 |
| Rockford, IL | 18 | $ 2,578,000 | $ 143,222 | $ 23,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 17 | $ 1,687,000 | $ 99,235 | $ 18,000 |
| Coeur D'Alene, ID | 17 | $ 3,160,000 | $ 185,882 | $ 43,000 |
| Las Cruces, NM | 17 | $ 2,853,000 | $ 167,823 | $ 23,000 |
| Macon, GA | 17 | $ 2,713,000 | $ 159,588 | $ 23,000 |
| Barnstable Town, MA | 16 | $ 4,608,000 | $ 288,000 | $ 72,000 |
| Daphne-Fairhope-Foley, AL | 16 | $ 2,783,000 | $ 173,937 | $ 35,000 |
| Dothan, AL | 16 | $ 2,514,000 | $ 157,125 | $ 26,000 |
| Florence, SC | 16 | $ 1,762,000 | $ 110,125 | $ 27,000 |
| Kalamazoo-Portage, MI | 16 | $ 2,052,000 | $ 128,250 | $ 22,000 |
| Niles-Benton Harbor, MI | 16 | $ 2,839,000 | $ 177,437 | $ 21,000 |
| Santa Fe, NM | 16 | $ 3,450,000 | $ 215,625 | $ 32,000 |
| Sebastian-Vero Beach, FL | 16 | $ 3,068,000 | $ 191,750 | $ 65,000 |
| Bellingham, WA | 15 | $ 3,019,000 | $ 201,266 | $ 48,000 |
| Davenport-Moline-Rock Island, IA-IL | 15 | $ 2,067,000 | $ 137,800 | $ 22,600 |
| Duluth, MN-WI | 15 | $ 2,495,000 | $ 166,333 | $ 40,200 |
| Fort Wayne, IN | 15 | $ 1,958,000 | $ 130,533 | $ 1,000 |
| Merced, CA | 15 | $ 3,042,000 | $ 202,800 | $ 39,000 |
| Ocean City, NJ | 15 | $ 3,884,000 | $ 258,933 | $ 60,000 |
| Santa Maria-Santa Barbara, CA | 15 | $ 5,762,000 | $ 384,133 | $ 44,000 |
| Santa Rosa, CA | 15 | $ 4,619,000 | $ 307,933 | $ 43,000 |
| South Bend-Mishawaka, IN-MI | 15 | $ 1,805,000 | $ 120,333 | $ 26,333 |
| Springfield, MO | 15 | $ 2,388,000 | $ 159,200 | $ 30,000 |
| Tuscaloosa, AL | 15 | $ 2,393,000 | $ 159,533 | $ 16,000 |
| Boulder, CO | 14 | $ 3,209,000 | $ 229,214 | $ 62,000 |
| Charlottesville, VA | 14 | $ 2,504,000 | $ 178,857 | $ 8,000 |
| Corpus Christi, TX | 14 | $ 1,583,000 | $ 113,071 | $ 44,000 |
| Gainesville, GA | 14 | $ 2,669,000 | $ 190,642 | $ 33,000 |
| Lake Charles, LA | 14 | $ 1,993,000 | $ 142,357 | $ 28,000 |
| Norwich-New London, CT | 14 | $ 2,853,000 | $ 203,785 | $ 45,000 |
| Portland-South Portland, ME | 14 | $ 2,836,000 | $ 202,571 | $ 43,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 14 | $ 4,464,000 | $ 318,857 | $ 29,000 |
| Warner Robins, GA | 14 | $ 2,122,000 | $ 151,571 | $ 14,000 |
| Alexandria, LA | 13 | $ 1,918,000 | $ 147,538 | $ 10,000 |
| Appleton, WI | 13 | $ 1,741,000 | $ 133,923 | $ 9,000 |
| Charleston, WV | 13 | $ 1,405,000 | $ 108,076 | $ 14,000 |
| College Station-Bryan, TX | 13 | $ 1,481,000 | $ 113,923 | $ 12,000 |
| Erie, PA | 13 | $ 1,201,000 | $ 92,384 | $ 15,000 |
| Fort Collins, CO | 13 | $ 2,948,000 | $ 226,769 | $ 62,000 |
| Greenville, NC | 13 | $ 1,689,000 | $ 129,923 | $ 17,000 |
| Kingston, NY | 13 | $ 2,704,000 | $ 208,000 | $ 15,000 |
| Lawton, OK | 13 | $ 2,407,000 | $ 185,153 | $ 2,000 |
| Mount Vernon-Anacortes, WA | 13 | $ 3,481,000 | $ 267,769 | $ 37,000 |
| Muskegon, MI | 13 | $ 1,496,000 | $ 115,076 | $ 13,000 |
| Racine, WI | 13 | $ 2,168,000 | $ 166,769 | $ 33,000 |
| Salem, OR | 13 | $ 2,329,000 | $ 179,153 | $ 12,000 |
| Brownsville-Harlingen, TX | 12 | $ 1,695,000 | $ 141,250 | $ 27,000 |
| Burlington, NC | 12 | $ 1,872,000 | $ 156,000 | $ 21,000 |
| California-Lexington Park, MD | 12 | $ 3,057,000 | $ 254,750 | $ 30,000 |
| Chico, CA | 12 | $ 2,188,000 | $ 182,333 | $ 37,000 |
| Eugene, OR | 12 | $ 2,631,000 | $ 219,250 | $ 20,000 |
| Farmington, NM | 12 | $ 2,166,000 | $ 180,500 | $ 33,000 |
| Gettysburg, PA | 12 | $ 1,976,000 | $ 164,666 | $ 21,000 |
| Hinesville, GA | 12 | $ 2,156,000 | $ 179,666 | $ 23,000 |
| Longview, WA | 12 | $ 2,486,000 | $ 207,166 | $ 28,000 |
| Medford, OR | 12 | $ 2,324,000 | $ 193,666 | $ 29,000 |
| Rocky Mount, NC | 12 | $ 1,732,000 | $ 144,333 | $ 14,000 |
| Santa Cruz-Watsonville, CA | 12 | $ 4,281,000 | $ 356,750 | $ 69,000 |
| Springfield, OH | 12 | $ 1,333,000 | $ 111,083 | $ 19,000 |
| St. Cloud, MN | 12 | $ 2,236,000 | $ 186,333 | $ 21,000 |
| Trenton, NJ | 12 | $ 3,127,000 | $ 260,583 | $ 40,000 |
| Athens-Clarke County, GA | 11 | $ 1,735,000 | $ 157,727 | $ 29,000 |
| Blacksburg-Christiansburg-Radford, VA | 11 | $ 1,689,000 | $ 153,545 | $ 21,000 |
| Elkhart-Goshen, IN | 11 | $ 1,305,000 | $ 118,636 | $ 30,000 |
| Fort Smith, AR-OK | 11 | $ 1,605,000 | $ 145,909 | $ 6,545 |
| Kennewick-Richland, WA | 11 | $ 2,414,000 | $ 219,454 | $ 17,000 |
| Longview, TX | 11 | $ 1,429,000 | $ 129,909 | $ 36,000 |
| Utica-Rome, NY | 11 | $ 2,500,000 | $ 227,272 | $ 56,000 |
| Valdosta, GA | 11 | $ 1,921,000 | $ 174,636 | $ 20,000 |
| Albany, GA | 10 | $ 1,543,000 | $ 154,300 | $ 4,000 |
| Chambersburg-Waynesboro, PA | 10 | $ 1,810,000 | $ 181,000 | $ 25,000 |
| Cheyenne, WY | 10 | $ 1,588,000 | $ 158,800 | $ 10,000 |
| Eau Claire, WI | 10 | $ 1,476,000 | $ 147,600 | $ 21,000 |
| Elizabethtown-Fort Knox, KY | 10 | $ 1,355,000 | $ 135,500 | $ 41,000 |
| Florence-Muscle Shoals, AL | 10 | $ 1,363,000 | $ 136,300 | $ 9,000 |
| Green Bay, WI | 10 | $ 1,284,000 | $ 128,400 | $ 26,000 |
| Hammond, LA | 10 | $ 1,588,000 | $ 158,800 | $ 16,000 |
| Hanford-Corcoran, CA | 10 | $ 2,417,000 | $ 241,700 | $ 53,000 |
| Houma-Thibodaux, LA | 10 | $ 2,307,000 | $ 230,700 | $ 14,000 |
| Idaho Falls, ID | 10 | $ 1,789,000 | $ 178,900 | $ 11,000 |
| Johnson City, TN | 10 | $ 1,251,000 | $ 125,100 | $ 18,000 |
| New Bern, NC | 10 | $ 1,666,000 | $ 166,600 | $ 34,000 |
| Peoria, IL | 10 | $ 1,051,000 | $ 105,100 | $ 26,000 |
| Prescott, AZ | 10 | $ 1,756,000 | $ 175,600 | $ 11,000 |
| Pueblo, CO | 10 | $ 1,860,000 | $ 186,000 | $ 28,000 |
| Yakima, WA | 10 | $ 1,887,000 | $ 188,700 | $ 40,000 |
| Champaign-Urbana, IL | 9 | $ 980,000 | $ 108,888 | $ 42,000 |
| Columbia, MO | 9 | $ 1,079,000 | $ 119,888 | $ 40,000 |
| Dalton, GA | 9 | $ 1,610,000 | $ 178,888 | $ 34,000 |
| Glens Falls, NY | 9 | $ 1,706,000 | $ 189,555 | $ 68,000 |
| Jackson, TN | 9 | $ 865,000 | $ 96,111 | $ 11,000 |
| Jonesboro, AR | 9 | $ 1,174,000 | $ 130,444 | $ 31,000 |
| Lewiston, ID-WA | 9 | $ 1,615,000 | $ 179,444 | $ 40,333 |
| Michigan City-La Porte, IN | 9 | $ 1,340,000 | $ 148,888 | $ 18,000 |
| Salinas, CA | 9 | $ 2,529,000 | $ 281,000 | $ 31,000 |
| Sebring, FL | 9 | $ 1,704,000 | $ 189,333 | $ 26,000 |
| Springfield, IL | 9 | $ 1,221,000 | $ 135,666 | $ 31,000 |
| Sumter, SC | 9 | $ 2,246,000 | $ 249,555 | $ 39,000 |
| The Villages, FL | 9 | $ 1,697,000 | $ 188,555 | $ 17,000 |
| Topeka, KS | 9 | $ 1,376,000 | $ 152,888 | $ 29,000 |
| Vineland-Bridgeton, NJ | 9 | $ 1,433,000 | $ 159,222 | $ 16,000 |
| Weirton-Steubenville, WV-OH | 9 | $ 1,121,000 | $ 124,555 | $ 75,222 |
| Wenatchee, WA | 9 | $ 1,996,000 | $ 221,777 | $ 54,000 |
| Winchester, VA-WV | 9 | $ 2,075,000 | $ 230,555 | $ 70,777 |
| Yuba City, CA | 9 | $ 1,435,000 | $ 159,444 | $ 19,000 |
| Bloomsburg-Berwick, PA | 8 | $ 1,525,000 | $ 190,625 | $ 17,000 |
| Goldsboro, NC | 8 | $ 1,318,000 | $ 164,750 | $ 14,000 |
| Hattiesburg, MS | 8 | $ 1,078,000 | $ 134,750 | $ 19,000 |
| Madera, CA | 8 | $ 1,373,000 | $ 171,625 | $ 33,000 |
| Muncie, IN | 8 | $ 841,000 | $ 105,125 | $ 5,000 |
| Rapid City, SD | 8 | $ 1,056,000 | $ 132,000 | $ 32,000 |
| Redding, CA | 8 | $ 1,641,000 | $ 205,125 | $ 18,000 |
| State College, PA | 8 | $ 2,129,000 | $ 266,125 | $ 20,000 |
| Texarkana, TX-AR | 8 | $ 858,000 | $ 107,250 | $ 6,375 |
| Waco, TX | 8 | $ 1,070,000 | $ 133,750 | $ 29,000 |
| Watertown-Fort Drum, NY | 8 | $ 1,218,000 | $ 152,250 | $ 34,000 |
| Anniston-Oxford-Jacksonville, AL | 7 | $ 1,061,000 | $ 151,571 | $ 11,000 |
| Bend-Redmond, OR | 7 | $ 1,037,000 | $ 148,142 | $ 13,000 |
| Billings, MT | 7 | $ 1,396,000 | $ 199,428 | $ 43,000 |
| Binghamton, NY | 7 | $ 1,384,000 | $ 197,714 | $ 97,000 |
| Cedar Rapids, IA | 7 | $ 886,000 | $ 126,571 | $ 31,000 |
| Cleveland, TN | 7 | $ 959,000 | $ 137,000 | $ 18,000 |
| El Centro, CA | 7 | $ 1,856,000 | $ 265,142 | $ 51,000 |
| Hot Springs, AR | 7 | $ 699,000 | $ 99,857 | $ 6,000 |
| Jackson, MI | 7 | $ 796,000 | $ 113,714 | $ 37,000 |
| Midland, MI | 7 | $ 1,005,000 | $ 143,571 | $ 51,000 |
| Napa, CA | 7 | $ 1,913,000 | $ 273,285 | $ 39,000 |
| Rochester, MN | 7 | $ 1,716,000 | $ 245,142 | $ 34,000 |
| Sierra Vista-Douglas, AZ | 7 | $ 1,373,000 | $ 196,142 | $ 13,000 |
| Sioux City, IA-NE-SD | 7 | $ 1,007,000 | $ 143,857 | $ 57,714 |
| St. George, UT | 7 | $ 1,690,000 | $ 241,428 | $ 76,000 |
| Staunton-Waynesboro, VA | 7 | $ 1,262,000 | $ 180,285 | $ 7,000 |
| Terre Haute, IN | 7 | $ 632,000 | $ 90,285 | $ 10,000 |
| Wheeling, WV-OH | 7 | $ 833,000 | $ 119,000 | $ 21,428 |
| Bowling Green, KY | 6 | $ 2,055,000 | $ 342,500 | $ 40,000 |
| Brunswick, GA | 6 | $ 789,000 | $ 131,500 | $ 19,000 |
| Casper, WY | 6 | $ 1,175,000 | $ 195,833 | $ 31,000 |
| Fairbanks, AK | 6 | $ 1,017,000 | $ 169,500 | $ 86,000 |
| Kankakee, IL | 6 | $ 867,000 | $ 144,500 | $ 12,000 |
| Laredo, TX | 6 | $ 1,074,000 | $ 179,000 | $ 32,000 |
| Lebanon, PA | 6 | $ 1,069,000 | $ 178,166 | $ 9,000 |
| Lima, OH | 6 | $ 699,000 | $ 116,500 | $ 14,000 |
| Lincoln, NE | 6 | $ 953,000 | $ 158,833 | $ 16,000 |
| Lubbock, TX | 6 | $ 688,000 | $ 114,666 | $ 10,000 |
| Manhattan, KS | 6 | $ 980,000 | $ 163,333 | $ 51,000 |
| Midland, TX | 6 | $ 744,000 | $ 124,000 | $ 35,000 |
| Monroe, LA | 6 | $ 926,000 | $ 154,333 | $ 25,000 |
| Pine Bluff, AR | 6 | $ 816,000 | $ 136,000 | $ 18,000 |
| Saginaw, MI | 6 | $ 486,000 | $ 81,000 | $ 8,000 |
| Tyler, TX | 6 | $ 737,000 | $ 122,833 | $ 0 |
| Urban Honolulu, HI | 6 | $ 1,891,000 | $ 315,166 | $ 0 |
| Altoona, PA | 5 | $ 537,000 | $ 107,400 | $ 27,000 |
| Beckley, WV | 5 | $ 387,000 | $ 77,400 | $ 10,000 |
| Burlington-South Burlington, VT | 5 | $ 668,000 | $ 133,600 | $ 28,000 |
| Decatur, AL | 5 | $ 445,000 | $ 89,000 | $ 28,000 |
| Fargo, ND-MN | 5 | $ 920,000 | $ 184,000 | $ 10,400 |
| Fond Du Lac, WI | 5 | $ 645,000 | $ 129,000 | $ 19,000 |
| Grants Pass, OR | 5 | $ 645,000 | $ 129,000 | $ 4,000 |
| Harrisonburg, VA | 5 | $ 999,000 | $ 199,800 | $ 64,000 |
| Kokomo, IN | 5 | $ 558,000 | $ 111,600 | $ 82,000 |
| Mansfield, OH | 5 | $ 492,000 | $ 98,400 | $ 13,000 |
| Morristown, TN | 5 | $ 718,000 | $ 143,600 | $ 42,000 |
| Odessa, TX | 5 | $ 420,000 | $ 84,000 | $ 48,000 |
| Pittsfield, MA | 5 | $ 839,000 | $ 167,800 | $ 17,000 |
| Pocatello, ID | 5 | $ 764,000 | $ 152,800 | $ 23,000 |
| San Angelo, TX | 5 | $ 709,000 | $ 141,800 | $ 13,000 |
| Wausau, WI | 5 | $ 586,000 | $ 117,200 | $ 14,000 |
| Wichita Falls, TX | 5 | $ 292,000 | $ 58,400 | $ 0 |
| Albany, OR | 4 | $ 803,000 | $ 200,750 | $ 0 |
| Amarillo, TX | 4 | $ 518,000 | $ 129,500 | $ 27,000 |
| Battle Creek, MI | 4 | $ 264,000 | $ 66,000 | $ 0 |
| Bay City, MI | 4 | $ 502,000 | $ 125,500 | $ 12,000 |
| Bloomington, IN | 4 | $ 497,000 | $ 124,250 | $ 15,000 |
| Cape Girardeau, MO-IL | 4 | $ 776,000 | $ 194,000 | $ 10,000 |
| Carbondale-Marion, IL | 4 | $ 392,000 | $ 98,000 | $ 29,000 |
| Elmira, NY | 4 | $ 517,000 | $ 129,250 | $ 48,000 |
| Flagstaff, AZ | 4 | $ 1,002,000 | $ 250,500 | $ 18,000 |
| Janesville-Beloit, WI | 4 | $ 458,000 | $ 114,500 | $ 9,000 |
| Joplin, MO | 4 | $ 503,000 | $ 125,750 | $ 21,000 |
| La Crosse-Onalaska, WI-MN | 4 | $ 485,000 | $ 121,250 | $ 12,000 |
| Oshkosh-Neenah, WI | 4 | $ 542,000 | $ 135,500 | $ 37,000 |
| Owensboro, KY | 4 | $ 452,000 | $ 113,000 | $ 24,000 |
| Rome, GA | 4 | $ 729,000 | $ 182,250 | $ 13,000 |
| San Rafael, CA | 4 | $ 1,184,000 | $ 296,000 | $ 28,000 |
| Sherman-Denison, TX | 4 | $ 445,000 | $ 111,250 | $ 34,000 |
| Bloomington, IL | 3 | $ 277,000 | $ 92,333 | $ 10,000 |
| Danville, IL | 3 | $ 253,000 | $ 84,333 | $ 0 |
| Gadsden, AL | 3 | $ 483,000 | $ 161,000 | $ 47,000 |
| Grand Island, NE | 3 | $ 456,000 | $ 152,000 | $ 16,000 |
| Iowa City, IA | 3 | $ 645,000 | $ 215,000 | $ 0 |
| Jefferson City, MO | 3 | $ 474,000 | $ 158,000 | $ 0 |
| Johnstown, PA | 3 | $ 444,000 | $ 148,000 | $ 5,000 |
| Missoula, MT | 3 | $ 952,000 | $ 317,333 | $ 69,000 |
| Morgantown, WV | 3 | $ 371,000 | $ 123,666 | $ 36,000 |
| Parkersburg-Vienna, WV | 3 | $ 356,000 | $ 118,666 | $ 37,000 |
| Sheboygan, WI | 3 | $ 474,000 | $ 158,000 | $ 23,000 |
| Walla Walla, WA | 3 | $ 414,000 | $ 138,000 | $ 53,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 555,000 | $ 185,000 | $ 13,000 |
| Williamsport, PA | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Yuma, AZ | 3 | $ 387,000 | $ 129,000 | $ 67,000 |
| Abilene, TX | 2 | $ 182,000 | $ 91,000 | $ 31,000 |
| Ames, IA | 2 | $ 203,000 | $ 101,500 | $ 32,000 |
| Bangor, ME | 2 | $ 322,000 | $ 161,000 | $ 117,000 |
| Bismarck, ND | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Carson City, NV | 2 | $ 444,000 | $ 222,000 | $ 23,000 |
| Columbus, IN | 2 | $ 467,000 | $ 233,500 | $ 0 |
| Corvallis, OR | 2 | $ 461,000 | $ 230,500 | $ 24,000 |
| Cumberland, MD-WV | 2 | $ 432,000 | $ 216,000 | $ 33,000 |
| Decatur, IL | 2 | $ 136,000 | $ 68,000 | $ 20,000 |
| Dubuque, IA | 2 | $ 241,000 | $ 120,500 | $ 0 |
| Grand Forks, ND-MN | 2 | $ 320,000 | $ 160,000 | $ 69,500 |
| Great Falls, MT | 2 | $ 281,000 | $ 140,500 | $ 52,000 |
| Lawrence, KS | 2 | $ 317,000 | $ 158,500 | $ 0 |
| Logan, UT-ID | 2 | $ 211,000 | $ 105,500 | $ 0 |
| Sioux Falls, SD | 2 | $ 433,000 | $ 216,500 | $ 46,000 |
| Mankato-North Mankato, MN | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| St. Joseph, MO-KS | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Victoria, TX | 1 | $ 172,000 | $ 172,000 | $ 190,000 |
Mortgage Loan Application Detail Totals for Proficio Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,000 | $3,662,445,000 | $203,000 | $28,500,000 | $31,000 | $2,055,000 |
| Home Purchase | 1,846 | $304,353,000 | $164,000 | $1,015,000 | $66,000 | $1,043,000 |
| Home Improvement | 29 | $4,910,000 | $169,000 | $409,000 | $42,000 | $241,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,931 | $2,111,401,000 | $193,000 | $2,470,000 | $38,000 | $2,055,000 |
| Not Provided | 5,719 | $1,223,958,000 | $214,000 | $18,078,000 | $24,000 | $1,920,000 |
| Black or African American | 1,919 | $330,362,000 | $172,000 | $806,000 | $30,000 | $499,000 |
| Hispanic | 942 | $188,221,000 | $199,000 | $677,000 | $43,000 | $395,000 |
| Asian | 287 | $100,874,000 | $351,000 | $28,500,000 | $62,000 | $749,000 |
| Native Hawaiian or Other Pacific Islander | 48 | $11,614,000 | $241,000 | $485,000 | $63,000 | $254,000 |
| American Indian or Alaskan Native | 29 | $5,278,000 | $182,000 | $401,000 | $43,000 | $255,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,130 | $2,163,576,000 | $213,000 | $28,500,000 | $42,000 | $2,055,000 |
| FHA-insured (Federal Housing Administration) | 6,109 | $975,934,000 | $159,000 | $1,140,000 | $19,000 | $1,043,000 |
| VA-guaranteed (Veterans Administration) | 3,386 | $801,019,000 | $236,000 | $18,078,000 | $38,000 | $749,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 250 | $31,179,000 | $124,000 | $406,000 | $43,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 10,356 | $2,159,835,000 | $208,000 | $28,500,000 | $33,000 | $2,055,000 |
| File Closed For Incompleteness | 3,691 | $720,955,000 | $195,000 | $18,078,000 | $34,000 | $711,000 |
| Loan Originated | 2,992 | $560,262,000 | $187,000 | $892,000 | $56,000 | $1,036,000 |
| Application Withdrawn By Applicant | 2,692 | $504,875,000 | $187,000 | $2,644,000 | $15,000 | $1,001,000 |
| Application Approved But Not Accepted | 144 | $25,781,000 | $179,000 | $591,000 | $41,000 | $177,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 6,106 | $1,332,914,000 | $218,000 | $1,650,000 | $38,000 | $1,920,000 |
| Credit History | 3,310 | $639,645,000 | $193,000 | $28,500,000 | $15,000 | $1,114,000 |
| Collateral | 254 | $50,475,000 | $198,000 | $806,000 | $83,000 | $716,000 |
| Debt-To-Income Ratio | 239 | $49,740,000 | $208,000 | $701,000 | $55,000 | $432,000 |
| Other | 178 | $37,014,000 | $207,000 | $605,000 | $46,000 | $357,000 |
| Employment History | 43 | $7,234,000 | $168,000 | $520,000 | $38,000 | $175,000 |
| Unverifiable Information | 21 | $4,162,000 | $198,000 | $417,000 | $69,000 | $187,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,377,000 | $198,000 | $352,000 | $55,000 | $148,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Proficio Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Proficio Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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