Stifel Bank & Trust Mortgage Lending & HMDA Data, 2016
In 2016, Stifel Bank & Trust of St Louis, MO reported 8,232 mortgage applications totaling $3.7 billion, up 44% from 2015. The average application was for $454,194, and applicants reported an average income of $138,060. 72% of its applications resulted in an originated loan and 3% were denied. Its largest markets were St. Louis, MO-IL (2,985), New York-Jersey City-White Plains, NY-NJ (386) and San Francisco-Redwood City-South San Francisco, CA (383) (applications in parentheses).
| Mortgage Company & Address | Stifel Bank & Trust 501 N Broadway St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 |
| Total Number of Mortgage Applications | 8,232 |
| Total Mortgage Loan Application Amount | $3,738,926,000 |
| Average Mortgage Loan Application Amount | $454,194 |
| Highest Mortgage Loan Application Amount | $20,000,000 |
| Average Applicant Income | $138,060 |
| Highest Applicant Income | $8,552,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stifel Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 2,985 | $ 690,474,000 | $ 231,314 | $ 118,958 |
| New York-Jersey City-White Plains, NY-NJ | 386 | $ 365,725,000 | $ 947,474 | $ 146,269 |
| San Francisco-Redwood City-South San Francisco, CA | 383 | $ 423,724,000 | $ 1,106,328 | $ 23,000 |
| Los Angeles-Long Beach-Glendale, CA | 255 | $ 264,574,000 | $ 1,037,545 | $ 245,000 |
| Newark, NJ-PA | 144 | $ 78,300,000 | $ 543,750 | $ 222,562 |
| Oakland-Hayward-Berkeley, CA | 144 | $ 113,316,000 | $ 786,916 | $ 122,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 122 | $ 130,943,000 | $ 1,073,303 | $ 43,000 |
| Nassau County-Suffolk County, NY | 114 | $ 110,931,000 | $ 973,078 | $ 186,000 |
| Anaheim-Santa Ana-Irvine, CA | 94 | $ 88,343,000 | $ 939,819 | $ 196,000 |
| San Rafael, CA | 89 | $ 90,040,000 | $ 1,011,685 | $ 56,000 |
| Chicago-Naperville-Arlington Heights, IL | 83 | $ 39,236,000 | $ 472,722 | $ 215,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 82 | $ 29,282,000 | $ 357,097 | $ 159,621 |
| Baltimore-Columbia-Towson, MD | 79 | $ 31,310,000 | $ 396,329 | $ 213,000 |
| Boston, MA | 77 | $ 62,026,000 | $ 805,532 | $ 70,000 |
| San Diego-Carlsbad, CA | 76 | $ 59,935,000 | $ 788,618 | $ 135,000 |
| Denver-Aurora-Lakewood, CO | 75 | $ 31,890,000 | $ 425,200 | $ 158,000 |
| Columbus, GA-AL | 60 | $ 17,404,000 | $ 290,066 | $ 162,000 |
| Houston-The Woodlands-Sugar Land, TX | 60 | $ 18,899,000 | $ 314,983 | $ 168,000 |
| Montgomery County-Bucks County-Chester County, PA | 58 | $ 24,670,000 | $ 425,344 | $ 150,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 57 | $ 21,051,000 | $ 369,315 | $ 141,000 |
| Bridgeport-Stamford-Norwalk, CT | 55 | $ 50,799,000 | $ 923,618 | $ 150,000 |
| Atlanta-Sandy Springs-Roswell, GA | 53 | $ 19,262,000 | $ 363,433 | $ 176,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 53 | $ 24,192,000 | $ 456,452 | $ 137,283 |
| Santa Rosa, CA | 51 | $ 37,307,000 | $ 731,509 | $ 73,000 |
| Dallas-Plano-Irving, TX | 49 | $ 20,631,000 | $ 421,040 | $ 217,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 49 | $ 17,061,000 | $ 348,183 | $ 103,122 |
| Birmingham-Hoover, AL | 48 | $ 17,528,000 | $ 365,166 | $ 202,000 |
| Cambridge-Newton-Framingham, MA | 48 | $ 33,342,000 | $ 694,625 | $ 157,000 |
| Raleigh, NC | 47 | $ 14,173,000 | $ 301,553 | $ 148,000 |
| Phoenix-Mesa-Scottsdale, AZ | 44 | $ 16,404,000 | $ 372,818 | $ 177,000 |
| Riverside-San Bernardino-Ontario, CA | 41 | $ 14,570,000 | $ 355,365 | $ 158,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 39 | $ 11,956,000 | $ 306,564 | $ 147,000 |
| Kansas City, MO-KS | 37 | $ 9,441,000 | $ 255,162 | $ 129,081 |
| Santa Maria-Santa Barbara, CA | 36 | $ 34,968,000 | $ 971,333 | $ 252,000 |
| Philadelphia, PA | 35 | $ 10,850,000 | $ 310,000 | $ 132,000 |
| Seattle-Bellevue-Everett, WA | 35 | $ 20,436,000 | $ 583,885 | $ 217,000 |
| Jacksonville, FL | 34 | $ 6,081,000 | $ 178,852 | $ 211,000 |
| Tampa-St. Petersburg-Clearwater, FL | 32 | $ 11,387,000 | $ 355,843 | $ 293,000 |
| Indianapolis-Carmel-Anderson, IN | 31 | $ 7,242,000 | $ 233,612 | $ 191,000 |
| Charlotte-Concord-Gastonia, NC-SC | 30 | $ 8,767,000 | $ 292,233 | $ 163,666 |
| Charlottesville, VA | 29 | $ 8,408,000 | $ 289,931 | $ 156,000 |
| Memphis, TN-MS-AR | 29 | $ 3,650,000 | $ 125,862 | $ 175,862 |
| Auburn-Opelika, AL | 28 | $ 6,726,000 | $ 240,214 | $ 132,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 28 | $ 10,129,000 | $ 361,750 | $ 130,000 |
| Austin-Round Rock, TX | 27 | $ 8,814,000 | $ 326,444 | $ 303,000 |
| Montgomery, AL | 27 | $ 6,716,000 | $ 248,740 | $ 131,000 |
| Warren-Troy-Farmington Hills, MI | 27 | $ 5,559,000 | $ 205,888 | $ 114,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 26 | $ 7,112,000 | $ 273,538 | $ 144,076 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 25 | $ 8,131,000 | $ 325,240 | $ 215,000 |
| Redding, CA | 24 | $ 5,489,000 | $ 228,708 | $ 80,000 |
| Grand Rapids-Wyoming, MI | 23 | $ 4,217,000 | $ 183,347 | $ 101,000 |
| Miami-Miami Beach-Kendall, FL | 23 | $ 20,519,000 | $ 892,130 | $ 220,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 22 | $ 12,801,000 | $ 581,863 | $ 104,000 |
| Salt Lake City, UT | 21 | $ 8,893,000 | $ 423,476 | $ 221,000 |
| Silver Spring-Frederick-Rockville, MD | 21 | $ 10,363,000 | $ 493,476 | $ 296,000 |
| Chico, CA | 20 | $ 4,308,000 | $ 215,400 | $ 93,000 |
| Naples-Immokalee-Marco Island, FL | 20 | $ 10,630,000 | $ 531,500 | $ 237,000 |
| Fort Worth-Arlington, TX | 19 | $ 3,665,000 | $ 192,894 | $ 190,000 |
| Reno, NV | 19 | $ 8,831,000 | $ 464,789 | $ 206,000 |
| Charleston-North Charleston, SC | 18 | $ 6,181,000 | $ 343,388 | $ 149,000 |
| Napa, CA | 18 | $ 18,371,000 | $ 1,020,611 | $ 78,000 |
| New Orleans-Metairie, LA | 18 | $ 8,760,000 | $ 486,666 | $ 204,000 |
| North Port-Sarasota-Bradenton, FL | 18 | $ 7,977,000 | $ 443,166 | $ 190,000 |
| Cleveland-Elyria, OH | 17 | $ 4,525,000 | $ 266,176 | $ 182,000 |
| Milwaukee-Waukesha-West Allis, WI | 17 | $ 5,643,000 | $ 331,941 | $ 249,000 |
| Urban Honolulu, HI | 17 | $ 8,834,000 | $ 519,647 | $ 113,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 16 | $ 3,230,000 | $ 201,875 | $ 215,000 |
| Pittsburgh, PA | 16 | $ 2,861,000 | $ 178,812 | $ 102,000 |
| Tulsa, OK | 16 | $ 4,435,000 | $ 277,187 | $ 104,000 |
| Cape Coral-Fort Myers, FL | 15 | $ 10,414,000 | $ 694,266 | $ 310,000 |
| Columbus, OH | 15 | $ 3,657,000 | $ 243,800 | $ 114,000 |
| Las Vegas-Henderson-Paradise, NV | 15 | $ 3,805,000 | $ 253,666 | $ 122,000 |
| Louisville/Jefferson County, KY-IN | 15 | $ 3,734,000 | $ 248,933 | $ 153,000 |
| Richmond, VA | 15 | $ 4,727,000 | $ 315,133 | $ 143,000 |
| Salinas, CA | 15 | $ 12,465,000 | $ 831,000 | $ 109,000 |
| Gary, IN | 14 | $ 1,883,000 | $ 134,500 | $ 89,000 |
| Salisbury, MD-DE | 13 | $ 4,512,000 | $ 347,076 | $ 255,538 |
| Columbia, MO | 12 | $ 2,389,000 | $ 199,083 | $ 164,000 |
| Ocean City, NJ | 12 | $ 5,753,000 | $ 479,416 | $ 231,000 |
| Rochester, MN | 12 | $ 2,284,000 | $ 190,333 | $ 110,000 |
| Augusta-Richmond County, GA-SC | 11 | $ 3,181,000 | $ 289,181 | $ 166,363 |
| Bismarck, ND | 11 | $ 3,146,000 | $ 286,000 | $ 136,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 11 | $ 5,795,000 | $ 526,818 | $ 296,000 |
| Little Rock-North Little Rock-Conway, AR | 11 | $ 3,521,000 | $ 320,090 | $ 184,000 |
| Barnstable Town, MA | 10 | $ 5,813,000 | $ 581,300 | $ 55,000 |
| Camden, NJ | 10 | $ 2,477,000 | $ 247,700 | $ 100,000 |
| Colorado Springs, CO | 10 | $ 2,863,000 | $ 286,300 | $ 106,000 |
| Durham-Chapel Hill, NC | 10 | $ 2,024,000 | $ 202,400 | $ 127,000 |
| Lake County-Kenosha County, IL-WI | 10 | $ 4,482,000 | $ 448,200 | $ 115,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 10 | $ 2,275,000 | $ 227,500 | $ 98,000 |
| Pensacola-Ferry Pass-Brent, FL | 10 | $ 3,414,000 | $ 341,400 | $ 208,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 10 | $ 1,649,000 | $ 164,900 | $ 75,000 |
| Chattanooga, TN-GA | 9 | $ 2,075,000 | $ 230,555 | $ 135,000 |
| Crestview-Fort Walton Beach-Destin, FL | 9 | $ 5,956,000 | $ 661,777 | $ 206,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 1,845,000 | $ 205,000 | $ 106,000 |
| Orlando-Kissimmee-Sanford, FL | 9 | $ 2,594,000 | $ 288,222 | $ 138,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 2,079,000 | $ 231,000 | $ 120,000 |
| Providence-Warwick, RI-MA | 9 | $ 3,058,000 | $ 339,777 | $ 122,666 |
| Rochester, NY | 9 | $ 2,009,000 | $ 223,222 | $ 219,000 |
| Santa Cruz-Watsonville, CA | 9 | $ 5,084,000 | $ 564,888 | $ 31,000 |
| Boise City, ID | 8 | $ 2,272,000 | $ 284,000 | $ 109,000 |
| Daphne-Fairhope-Foley, AL | 8 | $ 2,169,000 | $ 271,125 | $ 240,000 |
| El Paso, TX | 8 | $ 2,413,000 | $ 301,625 | $ 172,000 |
| Greenville-Anderson-Mauldin, SC | 8 | $ 1,657,000 | $ 207,125 | $ 87,000 |
| New Haven-Milford, CT | 8 | $ 2,226,000 | $ 278,250 | $ 143,000 |
| Oklahoma City, OK | 8 | $ 1,635,000 | $ 204,375 | $ 147,000 |
| Port St. Lucie, FL | 8 | $ 2,617,000 | $ 327,125 | $ 196,000 |
| Savannah, GA | 8 | $ 1,979,000 | $ 247,375 | $ 101,000 |
| Tucson, AZ | 8 | $ 1,724,000 | $ 215,500 | $ 118,000 |
| Wenatchee, WA | 8 | $ 1,155,000 | $ 144,375 | $ 53,000 |
| Wilmington, NC | 8 | $ 4,590,000 | $ 573,750 | $ 107,000 |
| Asheville, NC | 7 | $ 2,868,000 | $ 409,714 | $ 231,000 |
| Duluth, MN-WI | 7 | $ 1,037,000 | $ 148,142 | $ 80,000 |
| Dutchess County-Putnam County, NY | 7 | $ 3,078,000 | $ 439,714 | $ 106,000 |
| Elgin, IL | 7 | $ 1,502,000 | $ 214,571 | $ 150,000 |
| Eugene, OR | 7 | $ 1,956,000 | $ 279,428 | $ 224,000 |
| Fort Collins, CO | 7 | $ 2,432,000 | $ 347,428 | $ 195,000 |
| Jefferson City, MO | 7 | $ 1,073,000 | $ 153,285 | $ 71,000 |
| Salem, OR | 7 | $ 2,512,000 | $ 358,857 | $ 99,000 |
| Trenton, NJ | 7 | $ 2,214,000 | $ 316,285 | $ 121,000 |
| Wichita, KS | 7 | $ 1,088,000 | $ 155,428 | $ 84,000 |
| Atlantic City-Hammonton, NJ | 6 | $ 2,898,000 | $ 483,000 | $ 262,000 |
| Bend-Redmond, OR | 6 | $ 2,581,000 | $ 430,166 | $ 97,000 |
| Boulder, CO | 6 | $ 2,369,000 | $ 394,833 | $ 100,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 2,314,000 | $ 385,666 | $ 165,000 |
| Mankato-North Mankato, MN | 6 | $ 1,557,000 | $ 259,500 | $ 173,000 |
| Medford, OR | 6 | $ 1,821,000 | $ 303,500 | $ 203,000 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 1,216,000 | $ 202,666 | $ 115,000 |
| Portland-South Portland, ME | 6 | $ 2,782,000 | $ 463,666 | $ 246,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 1,679,000 | $ 279,833 | $ 114,000 |
| Worcester, MA-CT | 6 | $ 2,266,000 | $ 377,666 | $ 99,500 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 1,257,000 | $ 209,500 | $ 97,500 |
| Akron, OH | 5 | $ 1,705,000 | $ 341,000 | $ 235,000 |
| Corpus Christi, TX | 5 | $ 1,006,000 | $ 201,200 | $ 91,000 |
| Fresno, CA | 5 | $ 1,879,000 | $ 375,800 | $ 169,000 |
| Harrisburg-Carlisle, PA | 5 | $ 779,000 | $ 155,800 | $ 82,000 |
| Lansing-East Lansing, MI | 5 | $ 1,362,000 | $ 272,400 | $ 146,000 |
| Modesto, CA | 5 | $ 909,000 | $ 181,800 | $ 113,000 |
| Ocala, FL | 5 | $ 992,000 | $ 198,400 | $ 86,000 |
| Pocatello, ID | 5 | $ 1,022,000 | $ 204,400 | $ 80,000 |
| Pueblo, CO | 5 | $ 774,000 | $ 154,800 | $ 56,000 |
| San Antonio-New Braunfels, TX | 5 | $ 1,148,000 | $ 229,600 | $ 118,000 |
| Sebastian-Vero Beach, FL | 5 | $ 8,027,000 | $ 1,605,400 | $ 110,000 |
| Wilmington, DE-MD-NJ | 5 | $ 1,649,000 | $ 329,800 | $ 104,200 |
| Billings, MT | 4 | $ 1,091,000 | $ 272,750 | $ 113,000 |
| Bloomsburg-Berwick, PA | 4 | $ 568,000 | $ 142,000 | $ 61,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 850,000 | $ 212,500 | $ 123,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 1,103,000 | $ 275,750 | $ 119,000 |
| Florence, SC | 4 | $ 911,000 | $ 227,750 | $ 223,000 |
| Greensboro-High Point, NC | 4 | $ 778,000 | $ 194,500 | $ 133,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 1,445,000 | $ 361,250 | $ 107,000 |
| Idaho Falls, ID | 4 | $ 731,000 | $ 182,750 | $ 79,000 |
| Manchester-Nashua, NH | 4 | $ 970,000 | $ 242,500 | $ 141,000 |
| Ogden-Clearfield, UT | 4 | $ 1,767,000 | $ 441,750 | $ 100,000 |
| Tacoma-Lakewood, WA | 4 | $ 1,365,000 | $ 341,250 | $ 171,000 |
| Vallejo-Fairfield, CA | 4 | $ 1,187,000 | $ 296,750 | $ 72,000 |
| Visalia-Porterville, CA | 4 | $ 1,072,000 | $ 268,000 | $ 178,000 |
| Albuquerque, NM | 3 | $ 636,000 | $ 212,000 | $ 181,000 |
| Ann Arbor, MI | 3 | $ 656,000 | $ 218,666 | $ 113,000 |
| Canton-Massillon, OH | 3 | $ 421,000 | $ 140,333 | $ 72,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 222,000 | $ 74,000 | $ 168,000 |
| Dayton, OH | 3 | $ 519,000 | $ 173,000 | $ 80,000 |
| Elkhart-Goshen, IN | 3 | $ 724,000 | $ 241,333 | $ 113,000 |
| Fayetteville, NC | 3 | $ 700,000 | $ 233,333 | $ 107,000 |
| Fort Wayne, IN | 3 | $ 630,000 | $ 210,000 | $ 117,000 |
| Gainesville, FL | 3 | $ 1,050,000 | $ 350,000 | $ 174,000 |
| Gainesville, GA | 3 | $ 620,000 | $ 206,666 | $ 122,000 |
| Great Falls, MT | 3 | $ 383,000 | $ 127,666 | $ 63,000 |
| Greeley, CO | 3 | $ 741,000 | $ 247,000 | $ 123,000 |
| Green Bay, WI | 3 | $ 658,000 | $ 219,333 | $ 91,000 |
| Jackson, MS | 3 | $ 503,000 | $ 167,666 | $ 54,000 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 2,024,000 | $ 674,666 | $ 81,000 |
| Lakeland-Winter Haven, FL | 3 | $ 480,000 | $ 160,000 | $ 62,000 |
| Lancaster, PA | 3 | $ 472,000 | $ 157,333 | $ 90,000 |
| Lebanon, PA | 3 | $ 689,000 | $ 229,666 | $ 151,000 |
| Longview, TX | 3 | $ 334,000 | $ 111,333 | $ 76,000 |
| Madison, WI | 3 | $ 431,000 | $ 143,666 | $ 81,000 |
| Missoula, MT | 3 | $ 429,000 | $ 143,000 | $ 49,000 |
| Mobile, AL | 3 | $ 697,000 | $ 232,333 | $ 106,000 |
| New Bern, NC | 3 | $ 642,000 | $ 214,000 | $ 83,000 |
| Niles-Benton Harbor, MI | 3 | $ 891,000 | $ 297,000 | $ 168,000 |
| Oshkosh-Neenah, WI | 3 | $ 686,000 | $ 228,666 | $ 126,000 |
| Provo-Orem, UT | 3 | $ 661,000 | $ 220,333 | $ 125,000 |
| Springfield, IL | 3 | $ 1,188,000 | $ 396,000 | $ 229,000 |
| St. George, UT | 3 | $ 1,740,000 | $ 580,000 | $ 68,000 |
| St. Joseph, MO-KS | 3 | $ 420,000 | $ 140,000 | $ 60,000 |
| State College, PA | 3 | $ 535,000 | $ 178,333 | $ 184,000 |
| Toledo, OH | 3 | $ 467,000 | $ 155,666 | $ 55,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 559,000 | $ 186,333 | $ 308,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 799,000 | $ 399,500 | $ 30,000 |
| Baton Rouge, LA | 2 | $ 474,000 | $ 237,000 | $ 73,000 |
| Bellingham, WA | 2 | $ 699,000 | $ 349,500 | $ 91,000 |
| Brunswick, GA | 2 | $ 758,000 | $ 379,000 | $ 345,000 |
| Burlington, NC | 2 | $ 358,000 | $ 179,000 | $ 60,000 |
| Cape Girardeau, MO-IL | 2 | $ 378,000 | $ 189,000 | $ 57,000 |
| Cincinnati, OH-KY-IN | 2 | $ 343,000 | $ 171,500 | $ 120,000 |
| Cumberland, MD-WV | 2 | $ 190,000 | $ 95,000 | $ 57,000 |
| Des Moines-West Des Moines, IA | 2 | $ 518,000 | $ 259,000 | $ 202,000 |
| East Stroudsburg, PA | 2 | $ 323,000 | $ 161,500 | $ 103,000 |
| Eau Claire, WI | 2 | $ 977,000 | $ 488,500 | $ 370,000 |
| Fort Smith, AR-OK | 2 | $ 893,000 | $ 446,500 | $ 222,000 |
| Hammond, LA | 2 | $ 375,000 | $ 187,500 | $ 116,000 |
| Hattiesburg, MS | 2 | $ 189,000 | $ 94,500 | $ 27,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 419,000 | $ 209,500 | $ 86,000 |
| Homosassa Springs, FL | 2 | $ 238,000 | $ 119,000 | $ 59,000 |
| Johnstown, PA | 2 | $ 302,000 | $ 151,000 | $ 80,000 |
| Killeen-Temple, TX | 2 | $ 251,000 | $ 125,500 | $ 76,000 |
| Lynchburg, VA | 2 | $ 540,000 | $ 270,000 | $ 105,000 |
| Macon, GA | 2 | $ 490,000 | $ 245,000 | $ 121,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 665,000 | $ 332,500 | $ 92,000 |
| Muskegon, MI | 2 | $ 448,000 | $ 224,000 | $ 277,000 |
| Panama City, FL | 2 | $ 378,000 | $ 189,000 | $ 147,000 |
| Punta Gorda, FL | 2 | $ 389,000 | $ 194,500 | $ 300,000 |
| Roanoke, VA | 2 | $ 639,000 | $ 319,500 | $ 169,000 |
| Rockingham County-Strafford County, NH | 2 | $ 1,155,000 | $ 577,500 | $ 275,000 |
| Santa Fe, NM | 2 | $ 562,000 | $ 281,000 | $ 147,000 |
| Sioux City, IA-NE-SD | 2 | $ 382,000 | $ 191,000 | $ 107,000 |
| Sioux Falls, SD | 2 | $ 306,000 | $ 153,000 | $ 124,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 266,000 | $ 133,000 | $ 78,000 |
| Spokane-Spokane Valley, WA | 2 | $ 892,000 | $ 446,000 | $ 293,000 |
| Springfield, MO | 2 | $ 747,000 | $ 373,500 | $ 272,000 |
| Stockton-Lodi, CA | 2 | $ 658,000 | $ 329,000 | $ 155,000 |
| The Villages, FL | 2 | $ 450,000 | $ 225,000 | $ 89,000 |
| Tuscaloosa, AL | 2 | $ 268,000 | $ 134,000 | $ 50,000 |
| Valdosta, GA | 2 | $ 279,000 | $ 139,500 | $ 133,000 |
| York-Hanover, PA | 2 | $ 495,000 | $ 247,500 | $ 113,000 |
| Altoona, PA | 1 | $ 132,000 | $ 132,000 | $ 71,000 |
| Ames, IA | 1 | $ 46,000 | $ 46,000 | $ 61,000 |
| Appleton, WI | 1 | $ 318,000 | $ 318,000 | $ 680,000 |
| Athens-Clarke County, GA | 1 | $ 320,000 | $ 320,000 | $ 113,000 |
| Bloomington, IN | 1 | $ 155,000 | $ 155,000 | $ 164,000 |
| Bowling Green, KY | 1 | $ 240,000 | $ 240,000 | $ 163,000 |
| Burlington-South Burlington, VT | 1 | $ 110,000 | $ 110,000 | $ 171,000 |
| Carbondale-Marion, IL | 1 | $ 110,000 | $ 110,000 | $ 257,000 |
| Cedar Rapids, IA | 1 | $ 157,000 | $ 157,000 | $ 70,000 |
| Charleston, WV | 1 | $ 170,000 | $ 170,000 | $ 130,000 |
| Coeur D'Alene, ID | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| College Station-Bryan, TX | 1 | $ 526,000 | $ 526,000 | $ 232,000 |
| Columbia, SC | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Decatur, IL | 1 | $ 200,000 | $ 200,000 | $ 103,000 |
| Dothan, AL | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Dover, DE | 1 | $ 232,000 | $ 232,000 | $ 52,000 |
| Fairbanks, AK | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Florence-Muscle Shoals, AL | 1 | $ 351,000 | $ 351,000 | $ 223,000 |
| Glens Falls, NY | 1 | $ 590,000 | $ 590,000 | $ 147,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Harrisonburg, VA | 1 | $ 249,000 | $ 249,000 | $ 80,000 |
| Hot Springs, AR | 1 | $ 1,440,000 | $ 1,440,000 | $ 1,253,000 |
| Iowa City, IA | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Jackson, TN | 1 | $ 117,000 | $ 117,000 | $ 91,000 |
| Jacksonville, NC | 1 | $ 268,000 | $ 268,000 | $ 190,000 |
| Kennewick-Richland, WA | 1 | $ 346,000 | $ 346,000 | $ 79,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Lafayette-West Lafayette, IN | 1 | $ 172,000 | $ 172,000 | $ 93,000 |
| Lawrence, KS | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| Lewiston, ID-WA | 1 | $ 345,000 | $ 345,000 | $ 88,000 |
| Lubbock, TX | 1 | $ 41,000 | $ 41,000 | $ 85,000 |
| Manhattan, KS | 1 | $ 228,000 | $ 228,000 | $ 142,000 |
| Merced, CA | 1 | $ 192,000 | $ 192,000 | $ 117,000 |
| Michigan City-La Porte, IN | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
| Norwich-New London, CT | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Pittsfield, MA | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Prescott, AZ | 1 | $ 204,000 | $ 204,000 | $ 97,000 |
| Rapid City, SD | 1 | $ 191,000 | $ 191,000 | $ 302,000 |
| Rocky Mount, NC | 1 | $ 250,000 | $ 250,000 | $ 126,000 |
| Saginaw, MI | 1 | $ 115,000 | $ 115,000 | $ 241,000 |
| Sheboygan, WI | 1 | $ 143,000 | $ 143,000 | $ 84,000 |
| Staunton-Waynesboro, VA | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Sumter, SC | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Terre Haute, IN | 1 | $ 180,000 | $ 180,000 | $ 39,000 |
| Texarkana, TX-AR | 1 | $ 169,000 | $ 169,000 | $ 56,000 |
| Tyler, TX | 1 | $ 228,000 | $ 228,000 | $ 96,000 |
| Waco, TX | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Wausau, WI | 1 | $ 183,000 | $ 183,000 | $ 87,000 |
| Wheeling, WV-OH | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,177 | $2,018,467,000 | $483,000 | $20,000,000 | $155,000 | $8,552,000 |
| Home Purchase | 3,900 | $1,658,017,000 | $425,000 | $6,500,000 | $120,000 | $5,068,000 |
| Home Improvement | 155 | $62,442,000 | $402,000 | $20,000,000 | $136,000 | $480,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,961 | $1,828,435,000 | $306,000 | $6,500,000 | $168,000 | $8,552,000 |
| Not applicable | 1,423 | $1,657,743,000 | $1,164,000 | $20,000,000 | $0 | $0 |
| Not Provided | 290 | $118,563,000 | $408,000 | $5,000,000 | $238,000 | $4,493,000 |
| Black or African American | 259 | $35,709,000 | $137,000 | $1,036,000 | $64,000 | $451,000 |
| Asian | 155 | $59,534,000 | $384,000 | $4,000,000 | $192,000 | $1,312,000 |
| Hispanic | 117 | $32,860,000 | $280,000 | $899,000 | $140,000 | $1,359,000 |
| American Indian or Alaskan Native | 16 | $3,247,000 | $202,000 | $417,000 | $74,000 | $160,000 |
| Native Hawaiin or Other Pacific Islander | 11 | $2,835,000 | $257,000 | $481,000 | $104,000 | $183,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,356 | $3,588,138,000 | $487,000 | $20,000,000 | $147,000 | $8,552,000 |
| FHA-insured (Federal Housing Administration) | 646 | $91,952,000 | $142,000 | $605,000 | $58,000 | $1,181,000 |
| VA-guaranteed (Veterans Administration) | 216 | $56,936,000 | $263,000 | $715,000 | $83,000 | $447,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,900,000 | $135,000 | $202,000 | $46,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,894 | $1,809,733,000 | $307,000 | $20,000,000 | $166,000 | $8,552,000 |
| Loan Purchased By The Institution | 1,422 | $1,637,743,000 | $1,151,000 | $20,000,000 | $0 | $0 |
| Application Withdrawn By Applicant | 661 | $215,132,000 | $325,000 | $6,500,000 | $183,000 | $3,321,000 |
| Application Denied By Financial Institution | 223 | $67,616,000 | $303,000 | $2,318,000 | $137,000 | $1,681,000 |
| File Closed For Incompleteness | 23 | $6,143,000 | $267,000 | $753,000 | $195,000 | $750,000 |
| Application Approved But Not Accepted | 9 | $2,559,000 | $284,000 | $608,000 | $137,000 | $288,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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