The Money Source Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Money Source Inc. 135 Maxess Road New York, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 39,168 |
| Total Mortgage Loan Application Amount | $8,683,739,000 |
| Average Mortgage Loan Application Amount | $230,333 |
| Highest Mortgage Loan Application Amount | $1,477,000 |
| Average Applicant Income | $67,666 |
| Highest Applicant Income | $6,338,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with The Money Source Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Money Source Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down The Money Source Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Money Source Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by The Money Source Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Money Source Inc.'s mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,674 | $ 601,885,000 | $ 355,000 | $ 73,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,240 | $ 264,695,000 | $ 213,000 | $ 38,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,231 | $ 366,422,000 | $ 298,250 | $ 71,250 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,148 | $ 304,727,000 | $ 265,000 | $ 58,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,000 | $ 357,349,000 | $ 357,000 | $ 69,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 861 | $ 170,914,000 | $ 198,000 | $ 84,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 803 | $ 172,314,000 | $ 214,000 | $ 60,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 766 | $ 148,464,000 | $ 193,000 | $ 60,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 681 | $ 227,443,000 | $ 333,000 | $ 81,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 657 | $ 192,042,000 | $ 292,000 | $ 63,000 |
| DALLAS-PLANO-IRVING, TX | 647 | $ 118,836,000 | $ 183,000 | $ 69,000 |
| OKLAHOMA CITY, OK | 543 | $ 93,853,000 | $ 172,000 | $ 71,000 |
| SAN DIEGO-CARLSBAD, CA | 518 | $ 198,846,000 | $ 383,000 | $ 75,000 |
| NEWARK, NJ-PA | 517 | $ 142,105,000 | $ 208,500 | $ 53,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 432 | $ 106,745,000 | $ 241,500 | $ 61,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 419 | $ 74,481,000 | $ 177,000 | $ 60,000 |
| CAMDEN, NJ | 411 | $ 86,226,000 | $ 209,000 | $ 68,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 408 | $ 76,870,000 | $ 188,000 | $ 58,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 397 | $ 77,967,000 | $ 196,000 | $ 61,000 |
| ALBUQUERQUE, NM | 378 | $ 70,720,000 | $ 187,000 | $ 67,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 372 | $ 103,055,000 | $ 277,000 | $ 68,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 361 | $ 69,632,000 | $ 192,000 | $ 71,000 |
| DENVER-AURORA-LAKEWOOD, CO | 352 | $ 92,300,000 | $ 262,000 | $ 75,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 344 | $ 101,189,000 | $ 294,000 | $ 75,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 328 | $ 58,526,000 | $ 173,000 | $ 71,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 316 | $ 128,664,000 | $ 407,000 | $ 104,000 |
| BATON ROUGE, LA | 315 | $ 53,023,000 | $ 168,000 | $ 55,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 312 | $ 70,895,000 | $ 227,000 | $ 57,000 |
| COLUMBUS, OH | 310 | $ 53,225,000 | $ 171,000 | $ 69,000 |
| TULSA, OK | 310 | $ 48,400,000 | $ 156,000 | $ 68,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 304 | $ 67,665,000 | $ 222,000 | $ 65,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 304 | $ 72,598,000 | $ 232,500 | $ 66,500 |
| FORT WORTH-ARLINGTON, TX | 298 | $ 51,755,000 | $ 173,000 | $ 65,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 298 | $ 59,699,000 | $ 184,500 | $ 56,000 |
| ST. LOUIS, MO-IL | 296 | $ 51,017,000 | $ 168,000 | $ 58,500 |
| DES MOINES-WEST DES MOINES, IA | 272 | $ 44,089,000 | $ 162,000 | $ 61,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 251 | $ 113,153,000 | $ 450,000 | $ 78,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 249 | $ 46,602,000 | $ 187,000 | $ 63,000 |
| COLORADO SPRINGS, CO | 226 | $ 52,289,000 | $ 231,000 | $ 66,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 219 | $ 66,557,000 | $ 303,000 | $ 55,000 |
| PROVIDENCE-WARWICK, RI-MA | 213 | $ 50,353,000 | $ 238,000 | $ 56,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 211 | $ 46,950,000 | $ 222,000 | $ 67,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 205 | $ 51,135,000 | $ 249,000 | $ 63,000 |
| CINCINNATI, OH-KY-IN | 198 | $ 34,063,000 | $ 195,666 | $ 78,333 |
| JACKSONVILLE, FL | 194 | $ 34,549,000 | $ 178,000 | $ 56,000 |
| TACOMA-LAKEWOOD, WA | 194 | $ 46,712,000 | $ 240,000 | $ 55,000 |
| BAKERSFIELD, CA | 190 | $ 38,587,000 | $ 203,000 | $ 56,000 |
| PHILADELPHIA, PA | 189 | $ 36,445,000 | $ 192,000 | $ 58,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 185 | $ 31,935,000 | $ 172,000 | $ 68,000 |
| TUCSON, AZ | 180 | $ 32,206,000 | $ 178,000 | $ 43,000 |
| KNOXVILLE, TN | 175 | $ 25,313,000 | $ 144,000 | $ 51,000 |
| KANSAS CITY, MO-KS | 173 | $ 31,083,000 | $ 182,000 | $ 59,000 |
| CLEVELAND-ELYRIA, OH | 171 | $ 27,399,000 | $ 160,000 | $ 54,000 |
| BIRMINGHAM-HOOVER, AL | 170 | $ 26,327,000 | $ 154,000 | $ 50,000 |
| BOISE CITY, ID | 168 | $ 33,834,000 | $ 201,000 | $ 75,000 |
| MEMPHIS, TN-MS-AR | 160 | $ 28,286,000 | $ 177,500 | $ 55,000 |
| STOCKTON-LODI, CA | 159 | $ 40,492,000 | $ 254,000 | $ 57,000 |
| AUSTIN-ROUND ROCK, TX | 144 | $ 29,313,000 | $ 203,000 | $ 70,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 139 | $ 22,482,000 | $ 155,500 | $ 56,500 |
| SHREVEPORT-BOSSIER CITY, LA | 139 | $ 22,716,000 | $ 163,000 | $ 62,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 137 | $ 29,716,000 | $ 216,000 | $ 65,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 136 | $ 25,905,000 | $ 195,500 | $ 57,000 |
| LAFAYETTE, LA | 132 | $ 19,554,000 | $ 148,000 | $ 60,000 |
| LAWTON, OK | 132 | $ 23,532,000 | $ 178,000 | $ 72,000 |
| EVANSVILLE, IN-KY | 131 | $ 17,609,000 | $ 132,000 | $ 58,000 |
| FRESNO, CA | 129 | $ 27,081,000 | $ 209,000 | $ 51,000 |
| BOSTON, MA | 128 | $ 41,870,000 | $ 327,000 | $ 63,000 |
| EL PASO, TX | 127 | $ 17,894,000 | $ 140,000 | $ 59,000 |
| PRESCOTT, AZ | 126 | $ 22,049,000 | $ 174,000 | $ 51,000 |
| NEW ORLEANS-METAIRIE, LA | 124 | $ 18,401,000 | $ 148,000 | $ 53,000 |
| GARY, IN | 120 | $ 20,602,000 | $ 171,000 | $ 63,000 |
| LAKELAND-WINTER HAVEN, FL | 117 | $ 18,182,000 | $ 155,000 | $ 52,000 |
| PITTSBURGH, PA | 115 | $ 17,771,000 | $ 154,000 | $ 63,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 111 | $ 22,560,000 | $ 203,000 | $ 55,000 |
| SALT LAKE CITY, UT | 111 | $ 25,049,000 | $ 225,000 | $ 51,000 |
| PROVO-OREM, UT | 110 | $ 23,363,000 | $ 212,000 | $ 55,000 |
| CAPE CORAL-FORT MYERS, FL | 109 | $ 18,924,000 | $ 173,000 | $ 57,000 |
| GRAND RAPIDS-WYOMING, MI | 108 | $ 16,369,000 | $ 151,000 | $ 56,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 104 | $ 40,342,000 | $ 387,000 | $ 73,000 |
| REDDING, CA | 103 | $ 21,066,000 | $ 204,000 | $ 58,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 102 | $ 15,922,000 | $ 156,000 | $ 53,000 |
| SALEM, OR | 102 | $ 19,159,000 | $ 187,000 | $ 52,000 |
| VALLEJO-FAIRFIELD, CA | 102 | $ 32,298,000 | $ 316,000 | $ 70,000 |
| FORT COLLINS, CO | 98 | $ 26,485,000 | $ 270,000 | $ 91,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 95 | $ 17,450,000 | $ 183,000 | $ 47,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 92 | $ 45,974,000 | $ 499,000 | $ 97,000 |
| RICHMOND, VA | 91 | $ 21,267,000 | $ 233,000 | $ 55,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 90 | $ 18,340,000 | $ 214,500 | $ 61,000 |
| OGDEN-CLEARFIELD, UT | 87 | $ 18,753,000 | $ 215,000 | $ 73,000 |
| RALEIGH, NC | 84 | $ 17,688,000 | $ 210,000 | $ 63,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 83 | $ 26,976,000 | $ 325,000 | $ 69,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 83 | $ 15,548,000 | $ 178,500 | $ 51,000 |
| MODESTO, CA | 83 | $ 19,056,000 | $ 229,000 | $ 56,000 |
| JACKSON, MS | 81 | $ 13,677,000 | $ 168,000 | $ 59,000 |
| PORT ST. LUCIE, FL | 81 | $ 14,572,000 | $ 179,000 | $ 65,000 |
| RENO, NV | 77 | $ 16,326,000 | $ 212,000 | $ 59,000 |
| VISALIA-PORTERVILLE, CA | 76 | $ 16,189,000 | $ 213,000 | $ 44,000 |
| YORK-HANOVER, PA | 76 | $ 13,847,000 | $ 182,000 | $ 46,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 75 | $ 12,744,000 | $ 169,000 | $ 66,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 75 | $ 12,271,000 | $ 163,000 | $ 61,000 |
| GREELEY, CO | 74 | $ 16,762,000 | $ 226,000 | $ 60,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 74 | $ 13,100,000 | $ 186,500 | $ 48,500 |
| FARMINGTON, NM | 73 | $ 13,098,000 | $ 179,000 | $ 73,000 |
| BEND-REDMOND, OR | 71 | $ 14,676,000 | $ 206,000 | $ 60,000 |
| FLINT, MI | 71 | $ 9,407,000 | $ 132,000 | $ 56,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 71 | $ 12,148,000 | $ 171,000 | $ 65,000 |
| WILMINGTON, DE-MD-NJ | 71 | $ 17,457,000 | $ 240,000 | $ 67,000 |
| AMARILLO, TX | 69 | $ 10,664,000 | $ 154,000 | $ 68,000 |
| CHATTANOOGA, TN-GA | 68 | $ 10,434,000 | $ 143,000 | $ 54,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 67 | $ 12,450,000 | $ 185,000 | $ 53,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 66 | $ 11,603,000 | $ 175,000 | $ 60,000 |
| OLYMPIA-TUMWATER, WA | 66 | $ 14,130,000 | $ 214,000 | $ 48,000 |
| CLARKSVILLE, TN-KY | 65 | $ 11,211,000 | $ 153,500 | $ 54,000 |
| COLUMBIA, SC | 65 | $ 11,363,000 | $ 174,000 | $ 51,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 64 | $ 14,729,000 | $ 230,000 | $ 52,000 |
| WORCESTER, MA-CT | 63 | $ 12,981,000 | $ 173,000 | $ 51,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 62 | $ 10,526,000 | $ 169,000 | $ 30,000 |
| ANCHORAGE, AK | 61 | $ 17,519,000 | $ 287,000 | $ 64,000 |
| BREMERTON-SILVERDALE, WA | 61 | $ 14,468,000 | $ 237,000 | $ 66,000 |
| SALINAS, CA | 59 | $ 19,176,000 | $ 325,000 | $ 74,000 |
| EAST STROUDSBURG, PA | 56 | $ 11,324,000 | $ 202,000 | $ 69,000 |
| SANTA ROSA, CA | 56 | $ 21,315,000 | $ 380,000 | $ 76,000 |
| HUNTSVILLE, AL | 54 | $ 11,393,000 | $ 210,000 | $ 66,000 |
| MCALLEN-EDINBURG-MISSION, TX | 54 | $ 7,797,000 | $ 144,000 | $ 63,000 |
| RAPID CITY, SD | 54 | $ 10,436,000 | $ 193,000 | $ 77,000 |
| WICHITA, KS | 54 | $ 8,030,000 | $ 148,000 | $ 61,000 |
| AKRON, OH | 51 | $ 8,696,000 | $ 170,000 | $ 45,000 |
| GRAND JUNCTION, CO | 51 | $ 10,184,000 | $ 199,000 | $ 42,000 |
| LAS CRUCES, NM | 51 | $ 8,841,000 | $ 173,000 | $ 67,000 |
| SPOKANE-SPOKANE VALLEY, WA | 51 | $ 9,099,000 | $ 178,000 | $ 47,000 |
| ELGIN, IL | 49 | $ 10,556,000 | $ 215,000 | $ 51,000 |
| GREENSBORO-HIGH POINT, NC | 49 | $ 7,602,000 | $ 155,000 | $ 50,000 |
| KILLEEN-TEMPLE, TX | 49 | $ 8,202,000 | $ 167,000 | $ 65,000 |
| LAREDO, TX | 49 | $ 8,002,000 | $ 163,000 | $ 50,000 |
| ALEXANDRIA, LA | 48 | $ 7,312,000 | $ 152,000 | $ 67,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 48 | $ 9,156,000 | $ 190,000 | $ 60,000 |
| EUGENE, OR | 48 | $ 9,263,000 | $ 192,000 | $ 49,000 |
| COEUR D'ALENE, ID | 47 | $ 9,348,000 | $ 198,000 | $ 58,000 |
| FAYETTEVILLE, NC | 47 | $ 9,167,000 | $ 195,000 | $ 56,000 |
| MEDFORD, OR | 47 | $ 9,239,000 | $ 196,000 | $ 66,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 47 | $ 7,611,000 | $ 158,500 | $ 55,500 |
| PUEBLO, CO | 47 | $ 7,590,000 | $ 161,000 | $ 57,000 |
| DAYTON, OH | 44 | $ 7,372,000 | $ 167,000 | $ 53,000 |
| HICKORY-LENOIR-MORGANTON, NC | 44 | $ 5,901,000 | $ 134,000 | $ 43,000 |
| HOUMA-THIBODAUX, LA | 44 | $ 6,618,000 | $ 150,000 | $ 63,000 |
| NEW HAVEN-MILFORD, CT | 44 | $ 9,817,000 | $ 223,000 | $ 57,000 |
| SANTA FE, NM | 44 | $ 10,267,000 | $ 233,000 | $ 82,000 |
| WACO, TX | 44 | $ 6,698,000 | $ 152,000 | $ 61,000 |
| LUBBOCK, TX | 43 | $ 6,333,000 | $ 147,000 | $ 129,000 |
| OCALA, FL | 43 | $ 5,712,000 | $ 132,000 | $ 50,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 42 | $ 10,697,000 | $ 254,000 | $ 65,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 42 | $ 7,459,000 | $ 177,000 | $ 56,000 |
| SIOUX FALLS, SD | 42 | $ 7,927,000 | $ 188,000 | $ 67,000 |
| MIDLAND, TX | 41 | $ 8,372,000 | $ 204,000 | $ 78,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 41 | $ 14,106,000 | $ 344,000 | $ 80,000 |
| SAVANNAH, GA | 41 | $ 6,989,000 | $ 170,000 | $ 60,000 |
| CORPUS CHRISTI, TX | 40 | $ 7,233,000 | $ 180,000 | $ 61,000 |
| SALISBURY, MD-DE | 40 | $ 7,560,000 | $ 207,000 | $ 53,500 |
| WINSTON-SALEM, NC | 40 | $ 6,637,000 | $ 165,000 | $ 60,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 39 | $ 6,772,000 | $ 173,000 | $ 52,000 |
| LEXINGTON-FAYETTE, KY | 39 | $ 6,431,000 | $ 164,000 | $ 57,000 |
| ODESSA, TX | 39 | $ 6,684,000 | $ 171,000 | $ 70,000 |
| ALBANY-SCHENECTADY-TROY, NY | 38 | $ 6,455,000 | $ 169,000 | $ 49,000 |
| COLUMBUS, GA-AL | 38 | $ 6,752,000 | $ 175,000 | $ 52,000 |
| MERCED, CA | 38 | $ 7,175,000 | $ 188,000 | $ 46,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 37 | $ 5,601,000 | $ 137,333 | $ 54,333 |
| SANTA MARIA-SANTA BARBARA, CA | 37 | $ 12,308,000 | $ 332,000 | $ 60,000 |
| SPARTANBURG, SC | 36 | $ 5,939,000 | $ 164,000 | $ 64,000 |
| ALBANY, OR | 35 | $ 5,698,000 | $ 162,000 | $ 63,000 |
| GREEN BAY, WI | 35 | $ 5,303,000 | $ 151,000 | $ 47,000 |
| HAMMOND, LA | 35 | $ 5,707,000 | $ 163,000 | $ 89,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 35 | $ 16,464,000 | $ 470,000 | $ 107,000 |
| TUSCALOOSA, AL | 35 | $ 5,663,000 | $ 161,000 | $ 60,000 |
| WINCHESTER, VA-WV | 35 | $ 7,433,000 | $ 196,500 | $ 53,500 |
| BEAUMONT-PORT ARTHUR, TX | 34 | $ 4,962,000 | $ 145,000 | $ 61,000 |
| TRENTON, NJ | 34 | $ 8,283,000 | $ 243,000 | $ 57,000 |
| YAKIMA, WA | 34 | $ 5,613,000 | $ 165,000 | $ 42,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 33 | $ 5,019,000 | $ 125,500 | $ 70,000 |
| PORTLAND-SOUTH PORTLAND, ME | 33 | $ 5,603,000 | $ 169,000 | $ 60,000 |
| BELLINGHAM, WA | 32 | $ 7,409,000 | $ 231,000 | $ 59,000 |
| BROWNSVILLE-HARLINGEN, TX | 32 | $ 4,474,000 | $ 139,000 | $ 62,000 |
| CASPER, WY | 32 | $ 6,305,000 | $ 197,000 | $ 61,000 |
| MONTGOMERY, AL | 32 | $ 5,998,000 | $ 187,000 | $ 65,000 |
| DURHAM-CHAPEL HILL, NC | 31 | $ 7,037,000 | $ 227,000 | $ 61,000 |
| LYNCHBURG, VA | 31 | $ 4,679,000 | $ 150,000 | $ 47,000 |
| MOBILE, AL | 31 | $ 3,777,000 | $ 121,000 | $ 51,000 |
| BOWLING GREEN, KY | 30 | $ 4,288,000 | $ 142,000 | $ 50,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 30 | $ 9,124,000 | $ 304,000 | $ 78,000 |
| MONROE, LA | 30 | $ 4,229,000 | $ 140,000 | $ 47,000 |
| SPRINGFIELD, MO | 30 | $ 4,744,000 | $ 158,000 | $ 53,000 |
| YUBA CITY, CA | 30 | $ 6,249,000 | $ 208,000 | $ 28,000 |
| CHICO, CA | 29 | $ 6,468,000 | $ 223,000 | $ 55,000 |
| FORT WAYNE, IN | 29 | $ 4,461,000 | $ 153,000 | $ 59,000 |
| OWENSBORO, KY | 29 | $ 3,887,000 | $ 134,000 | $ 57,000 |
| VINELAND-BRIDGETON, NJ | 29 | $ 5,194,000 | $ 179,000 | $ 53,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 28 | $ 5,393,000 | $ 187,500 | $ 56,500 |
| DOVER, DE | 28 | $ 5,799,000 | $ 207,000 | $ 41,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 28 | $ 7,797,000 | $ 278,000 | $ 72,000 |
| ASHEVILLE, NC | 27 | $ 4,336,000 | $ 160,000 | $ 42,000 |
| CANTON-MASSILLON, OH | 27 | $ 5,013,000 | $ 185,000 | $ 48,000 |
| HANFORD-CORCORAN, CA | 27 | $ 5,882,000 | $ 217,000 | $ 63,000 |
| KENNEWICK-RICHLAND, WA | 27 | $ 5,215,000 | $ 193,000 | $ 46,000 |
| PANAMA CITY, FL | 27 | $ 4,057,000 | $ 150,000 | $ 51,000 |
| BISMARCK, ND | 26 | $ 5,149,000 | $ 198,000 | $ 51,000 |
| CLEVELAND, TN | 26 | $ 3,637,000 | $ 139,000 | $ 47,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 26 | $ 3,981,000 | $ 149,500 | $ 57,500 |
| JEFFERSON CITY, MO | 26 | $ 3,189,000 | $ 122,000 | $ 60,000 |
| SIERRA VISTA-DOUGLAS, AZ | 26 | $ 4,627,000 | $ 177,000 | $ 62,000 |
| TOLEDO, OH | 26 | $ 4,411,000 | $ 169,000 | $ 62,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 25 | $ 3,626,000 | $ 145,000 | $ 48,000 |
| MADERA, CA | 25 | $ 4,947,000 | $ 197,000 | $ 50,000 |
| READING, PA | 25 | $ 3,903,000 | $ 156,000 | $ 50,000 |
| ROANOKE, VA | 25 | $ 4,264,000 | $ 170,000 | $ 58,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 24 | $ 5,485,000 | $ 228,000 | $ 65,000 |
| SHERMAN-DENISON, TX | 24 | $ 4,194,000 | $ 174,000 | $ 72,000 |
| HARRISBURG-CARLISLE, PA | 23 | $ 3,930,000 | $ 170,000 | $ 48,000 |
| LINCOLN, NE | 23 | $ 4,327,000 | $ 188,000 | $ 98,000 |
| LONGVIEW, WA | 23 | $ 4,659,000 | $ 202,000 | $ 43,000 |
| PUNTA GORDA, FL | 23 | $ 3,789,000 | $ 164,000 | $ 60,000 |
| WARNER ROBINS, GA | 23 | $ 3,850,000 | $ 167,000 | $ 60,000 |
| COLUMBIA, MO | 22 | $ 3,673,000 | $ 166,000 | $ 57,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 22 | $ 4,077,000 | $ 185,000 | $ 70,000 |
| GAINESVILLE, FL | 22 | $ 3,271,000 | $ 148,000 | $ 53,000 |
| LAKE CHARLES, LA | 22 | $ 3,588,000 | $ 163,000 | $ 62,000 |
| TYLER, TX | 22 | $ 3,274,000 | $ 148,000 | $ 75,000 |
| GAINESVILLE, GA | 21 | $ 3,934,000 | $ 187,000 | $ 57,000 |
| IDAHO FALLS, ID | 21 | $ 3,599,000 | $ 171,000 | $ 57,000 |
| LONGVIEW, TX | 21 | $ 3,076,000 | $ 146,000 | $ 50,000 |
| MONROE, MI | 21 | $ 3,789,000 | $ 180,000 | $ 72,000 |
| MORRISTOWN, TN | 21 | $ 2,835,000 | $ 135,000 | $ 46,000 |
| BILLINGS, MT | 20 | $ 4,429,000 | $ 221,000 | $ 61,000 |
| MANCHESTER-NASHUA, NH | 20 | $ 5,685,000 | $ 284,000 | $ 95,000 |
| CHARLOTTESVILLE, VA | 19 | $ 3,616,000 | $ 190,000 | $ 48,000 |
| ERIE, PA | 19 | $ 2,410,000 | $ 126,000 | $ 46,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 19 | $ 2,656,000 | $ 117,500 | $ 43,000 |
| MUSKEGON, MI | 19 | $ 2,305,000 | $ 121,000 | $ 48,000 |
| ROCHESTER, NY | 19 | $ 2,745,000 | $ 144,000 | $ 56,000 |
| FLAGSTAFF, AZ | 18 | $ 3,589,000 | $ 199,000 | $ 51,000 |
| GRANTS PASS, OR | 18 | $ 3,382,000 | $ 187,000 | $ 48,000 |
| JOHNSON CITY, TN | 18 | $ 2,339,000 | $ 129,000 | $ 53,000 |
| RACINE, WI | 18 | $ 2,526,000 | $ 140,000 | $ 49,000 |
| SANTA CRUZ-WATSONVILLE, CA | 18 | $ 7,634,000 | $ 424,000 | $ 79,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 18 | $ 2,621,000 | $ 149,500 | $ 59,000 |
| APPLETON, WI | 17 | $ 2,909,000 | $ 171,000 | $ 49,000 |
| CHARLESTON, WV | 17 | $ 2,726,000 | $ 160,000 | $ 64,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 17 | $ 3,432,000 | $ 201,000 | $ 66,000 |
| ST. CLOUD, MN | 17 | $ 2,318,000 | $ 136,000 | $ 47,000 |
| ALTOONA, PA | 16 | $ 2,285,000 | $ 142,000 | $ 63,000 |
| BOULDER, CO | 16 | $ 4,823,000 | $ 301,000 | $ 62,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 16 | $ 3,639,000 | $ 227,000 | $ 63,000 |
| IOWA CITY, IA | 16 | $ 2,984,000 | $ 186,000 | $ 76,000 |
| MADISON, WI | 16 | $ 2,351,000 | $ 146,000 | $ 39,000 |
| MOUNT VERNON-ANACORTES, WA | 16 | $ 3,280,000 | $ 205,000 | $ 57,000 |
| NORWICH-NEW LONDON, CT | 16 | $ 3,639,000 | $ 227,000 | $ 69,000 |
| VALDOSTA, GA | 16 | $ 2,212,000 | $ 138,000 | $ 48,000 |
| WENATCHEE, WA | 16 | $ 3,319,000 | $ 207,000 | $ 65,000 |
| BARNSTABLE TOWN, MA | 15 | $ 3,869,000 | $ 257,000 | $ 43,000 |
| GREAT FALLS, MT | 15 | $ 2,367,000 | $ 157,000 | $ 64,000 |
| JACKSONVILLE, NC | 15 | $ 2,633,000 | $ 175,000 | $ 42,000 |
| KALAMAZOO-PORTAGE, MI | 15 | $ 2,357,000 | $ 157,000 | $ 49,000 |
| TOPEKA, KS | 15 | $ 2,514,000 | $ 167,000 | $ 53,000 |
| WILMINGTON, NC | 15 | $ 2,931,000 | $ 195,000 | $ 55,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 14 | $ 2,800,000 | $ 200,000 | $ 63,000 |
| LIMA, OH | 14 | $ 2,131,000 | $ 152,000 | $ 54,000 |
| LOGAN, UT-ID | 14 | $ 2,212,000 | $ 164,000 | $ 43,000 |
| OCEAN CITY, NJ | 14 | $ 3,517,000 | $ 251,000 | $ 115,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 14 | $ 1,951,000 | $ 135,500 | $ 41,500 |
| ST. GEORGE, UT | 14 | $ 2,552,000 | $ 182,000 | $ 47,000 |
| ATHENS-CLARKE COUNTY, GA | 13 | $ 3,007,000 | $ 231,000 | $ 60,000 |
| CAPE GIRARDEAU, MO-IL | 13 | $ 1,741,000 | $ 133,000 | $ 46,000 |
| CARSON CITY, NV | 13 | $ 2,037,000 | $ 156,000 | $ 64,000 |
| DULUTH, MN-WI | 13 | $ 2,238,000 | $ 182,000 | $ 70,000 |
| EL CENTRO, CA | 13 | $ 2,773,000 | $ 213,000 | $ 51,000 |
| HINESVILLE, GA | 13 | $ 2,533,000 | $ 194,000 | $ 43,000 |
| HOMOSASSA SPRINGS, FL | 13 | $ 1,817,000 | $ 139,000 | $ 46,000 |
| LANCASTER, PA | 13 | $ 2,726,000 | $ 209,000 | $ 53,000 |
| MANHATTAN, KS | 13 | $ 2,134,000 | $ 164,000 | $ 66,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 13 | $ 1,942,000 | $ 149,000 | $ 53,000 |
| SIOUX CITY, IA-NE-SD | 13 | $ 2,086,000 | $ 195,666 | $ 77,333 |
| SPRINGFIELD, MA | 13 | $ 2,658,000 | $ 204,000 | $ 49,000 |
| TALLAHASSEE, FL | 13 | $ 2,223,000 | $ 171,000 | $ 31,000 |
| THE VILLAGES, FL | 13 | $ 2,686,000 | $ 206,000 | $ 58,000 |
| WICHITA FALLS, TX | 13 | $ 1,720,000 | $ 132,000 | $ 129,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 12 | $ 1,856,000 | $ 154,000 | $ 55,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 12 | $ 2,385,000 | $ 198,000 | $ 44,000 |
| SPRINGFIELD, IL | 12 | $ 1,781,000 | $ 148,000 | $ 72,000 |
| AUBURN-OPELIKA, AL | 11 | $ 1,860,000 | $ 169,000 | $ 57,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 11 | $ 2,578,000 | $ 234,000 | $ 75,000 |
| COLLEGE STATION-BRYAN, TX | 11 | $ 2,088,000 | $ 189,000 | $ 93,000 |
| CORVALLIS, OR | 11 | $ 2,111,000 | $ 191,000 | $ 54,000 |
| DECATUR, AL | 11 | $ 1,164,000 | $ 105,000 | $ 41,000 |
| FLORENCE-MUSCLE SHOALS, AL | 11 | $ 1,995,000 | $ 181,000 | $ 62,000 |
| JACKSON, TN | 11 | $ 1,298,000 | $ 118,000 | $ 49,000 |
| MACON, GA | 11 | $ 1,635,000 | $ 148,000 | $ 54,000 |
| BINGHAMTON, NY | 10 | $ 1,541,000 | $ 154,000 | $ 82,000 |
| CEDAR RAPIDS, IA | 10 | $ 1,986,000 | $ 198,000 | $ 61,000 |
| FORT SMITH, AR-OK | 10 | $ 1,286,000 | $ 119,500 | $ 36,000 |
| HATTIESBURG, MS | 10 | $ 1,303,000 | $ 130,000 | $ 55,000 |
| JACKSON, MI | 10 | $ 1,444,000 | $ 144,000 | $ 39,000 |
| OSHKOSH-NEENAH, WI | 10 | $ 1,346,000 | $ 134,000 | $ 50,000 |
| WATERLOO-CEDAR FALLS, IA | 10 | $ 1,491,000 | $ 149,000 | $ 86,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 9 | $ 1,591,000 | $ 176,000 | $ 62,000 |
| ELKHART-GOSHEN, IN | 9 | $ 1,349,000 | $ 149,000 | $ 54,000 |
| FARGO, ND-MN | 9 | $ 1,717,000 | $ 194,000 | $ 75,500 |
| LAFAYETTE-WEST LAFAYETTE, IN | 9 | $ 1,328,000 | $ 147,000 | $ 41,000 |
| LANSING-EAST LANSING, MI | 9 | $ 1,443,000 | $ 160,000 | $ 66,000 |
| MICHIGAN CITY-LA PORTE, IN | 9 | $ 1,329,000 | $ 147,000 | $ 52,000 |
| NAPA, CA | 9 | $ 4,101,000 | $ 455,000 | $ 96,000 |
| SPRINGFIELD, OH | 9 | $ 1,261,000 | $ 140,000 | $ 68,000 |
| STATE COLLEGE, PA | 9 | $ 1,378,000 | $ 153,000 | $ 57,000 |
| SYRACUSE, NY | 9 | $ 1,482,000 | $ 164,000 | $ 63,000 |
| ANN ARBOR, MI | 8 | $ 1,665,000 | $ 208,000 | $ 65,000 |
| BLOOMSBURG-BERWICK, PA | 8 | $ 1,251,000 | $ 156,000 | $ 68,000 |
| CHEYENNE, WY | 8 | $ 2,019,000 | $ 252,000 | $ 63,000 |
| DOTHAN, AL | 8 | $ 1,520,000 | $ 190,000 | $ 82,000 |
| JOHNSTOWN, PA | 8 | $ 1,051,000 | $ 131,000 | $ 66,000 |
| LAWRENCE, KS | 8 | $ 1,546,000 | $ 193,000 | $ 72,000 |
| SAN RAFAEL, CA | 8 | $ 4,066,000 | $ 508,000 | $ 129,000 |
| SUMTER, SC | 8 | $ 1,524,000 | $ 190,000 | $ 70,000 |
| ABILENE, TX | 7 | $ 1,108,000 | $ 158,000 | $ 47,000 |
| BRUNSWICK, GA | 7 | $ 1,336,000 | $ 190,000 | $ 40,000 |
| BURLINGTON, NC | 7 | $ 1,122,000 | $ 160,000 | $ 49,000 |
| COLUMBUS, IN | 7 | $ 995,000 | $ 142,000 | $ 59,000 |
| DALTON, GA | 7 | $ 854,000 | $ 122,000 | $ 41,000 |
| GREENVILLE, NC | 7 | $ 1,411,000 | $ 201,000 | $ 64,000 |
| JANESVILLE-BELOIT, WI | 7 | $ 1,197,000 | $ 171,000 | $ 54,000 |
| KINGSTON, NY | 7 | $ 1,366,000 | $ 195,000 | $ 90,000 |
| KOKOMO, IN | 7 | $ 833,000 | $ 119,000 | $ 53,000 |
| SAN ANGELO, TX | 7 | $ 1,171,000 | $ 167,000 | $ 66,000 |
| WALLA WALLA, WA | 7 | $ 1,369,000 | $ 195,000 | $ 60,000 |
| WATERTOWN-FORT DRUM, NY | 7 | $ 1,329,000 | $ 189,000 | $ 75,000 |
| FLORENCE, SC | 6 | $ 924,000 | $ 154,000 | $ 40,000 |
| GETTYSBURG, PA | 6 | $ 1,360,000 | $ 226,000 | $ 62,000 |
| GLENS FALLS, NY | 6 | $ 870,000 | $ 145,000 | $ 61,000 |
| LEBANON, PA | 6 | $ 1,116,000 | $ 186,000 | $ 59,000 |
| LEWISTON-AUBURN, ME | 6 | $ 724,000 | $ 120,000 | $ 46,000 |
| MISSOULA, MT | 6 | $ 971,000 | $ 161,000 | $ 41,000 |
| NEW BERN, NC | 6 | $ 891,000 | $ 148,000 | $ 50,000 |
| PEORIA, IL | 6 | $ 797,000 | $ 132,000 | $ 62,000 |
| SAGINAW, MI | 6 | $ 1,241,000 | $ 206,000 | $ 81,000 |
| SEBASTIAN-VERO BEACH, FL | 6 | $ 864,000 | $ 144,000 | $ 63,000 |
| TERRE HAUTE, IN | 6 | $ 697,000 | $ 116,000 | $ 54,000 |
| TEXARKANA, TX-AR | 6 | $ 778,000 | $ 129,500 | $ 45,500 |
| AMES, IA | 5 | $ 856,000 | $ 171,000 | $ 97,000 |
| CARBONDALE-MARION, IL | 5 | $ 656,000 | $ 131,000 | $ 68,000 |
| JONESBORO, AR | 5 | $ 986,000 | $ 197,000 | $ 87,000 |
| JOPLIN, MO | 5 | $ 809,000 | $ 161,000 | $ 58,000 |
| NILES-BENTON HARBOR, MI | 5 | $ 846,000 | $ 169,000 | $ 41,000 |
| SEBRING, FL | 5 | $ 577,000 | $ 115,000 | $ 35,000 |
| URBAN HONOLULU, HI | 5 | $ 3,298,000 | $ 659,000 | $ 110,000 |
| WHEELING, WV-OH | 5 | $ 627,000 | $ 125,000 | $ 43,000 |
| YUMA, AZ | 5 | $ 1,120,000 | $ 224,000 | $ 35,000 |
| ALBANY, GA | 4 | $ 515,000 | $ 128,000 | $ 56,000 |
| BATTLE CREEK, MI | 4 | $ 702,000 | $ 175,000 | $ 54,000 |
| BLOOMINGTON, IL | 4 | $ 708,000 | $ 177,000 | $ 33,000 |
| CUMBERLAND, MD-WV | 4 | $ 579,000 | $ 134,500 | $ 38,000 |
| GADSDEN, AL | 4 | $ 740,000 | $ 185,000 | $ 85,000 |
| GOLDSBORO, NC | 4 | $ 685,000 | $ 171,000 | $ 42,000 |
| GRAND FORKS, ND-MN | 4 | $ 786,000 | $ 200,000 | $ 84,000 |
| LEWISTON, ID-WA | 4 | $ 758,000 | $ 189,000 | $ 71,000 |
| MANSFIELD, OH | 4 | $ 459,000 | $ 114,000 | $ 49,000 |
| MUNCIE, IN | 4 | $ 443,000 | $ 110,000 | $ 60,000 |
| POCATELLO, ID | 4 | $ 874,000 | $ 218,000 | $ 27,000 |
| ST. JOSEPH, MO-KS | 4 | $ 398,000 | $ 99,000 | $ 38,000 |
| VICTORIA, TX | 4 | $ 635,000 | $ 158,000 | $ 67,000 |
| WILLIAMSPORT, PA | 4 | $ 594,000 | $ 148,000 | $ 83,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 545,000 | $ 181,000 | $ 66,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 505,000 | $ 168,000 | $ 83,000 |
| DUBUQUE, IA | 3 | $ 576,000 | $ 192,000 | $ 71,000 |
| ELMIRA, NY | 3 | $ 317,000 | $ 105,000 | $ 51,000 |
| FAIRBANKS, AK | 3 | $ 676,000 | $ 225,000 | $ 60,000 |
| ROCHESTER, MN | 3 | $ 525,000 | $ 175,000 | $ 53,000 |
| ROCKFORD, IL | 3 | $ 443,000 | $ 147,000 | $ 49,000 |
| ROME, GA | 3 | $ 280,000 | $ 93,000 | $ 29,000 |
| SHEBOYGAN, WI | 3 | $ 474,000 | $ 158,000 | $ 42,000 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 561,000 | $ 187,000 | $ 21,000 |
| UTICA-ROME, NY | 3 | $ 393,000 | $ 131,000 | $ 40,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 498,000 | $ 166,000 | $ 85,000 |
| BANGOR, ME | 2 | $ 322,000 | $ 161,000 | $ 67,000 |
| BECKLEY, WV | 2 | $ 210,000 | $ 105,000 | $ 35,000 |
| GRAND ISLAND, NE | 2 | $ 148,000 | $ 74,000 | $ 49,000 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 393,000 | $ 196,000 | $ 27,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 396,000 | $ 198,000 | $ 107,000 |
| PARKERSBURG-VIENNA, WV | 2 | $ 382,000 | $ 191,000 | $ 90,000 |
| PINE BLUFF, AR | 2 | $ 262,000 | $ 131,000 | $ 44,000 |
| PITTSFIELD, MA | 2 | $ 505,000 | $ 252,000 | $ 76,000 |
| ROCKY MOUNT, NC | 2 | $ 343,000 | $ 171,000 | $ 80,000 |
| WAUSAU, WI | 2 | $ 217,000 | $ 108,000 | $ 22,000 |
| BAY CITY, MI | 1 | $ 168,000 | $ 168,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| DANVILLE, IL | 1 | $ 63,000 | $ 63,000 | $ 25,000 |
| EAU CLAIRE, WI | 1 | $ 107,000 | $ 107,000 | $ 53,000 |
| FOND DU LAC, WI | 1 | $ 118,000 | $ 118,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 147,000 | $ 147,000 | $ 68,000 |
| HOT SPRINGS, AR | 1 | $ 116,000 | $ 116,000 | $ 34,000 |
| ITHACA, NY | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| KANKAKEE, IL | 1 | $ 199,000 | $ 199,000 | $ 133,000 |
| MIDLAND, MI | 1 | $ 168,000 | $ 168,000 | $ 79,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,455 | $4,749,248,000 | $202,000 | $1,146,000 | $71,000 | $6,338,000 |
| Refinancing | 15,672 | $3,924,655,000 | $250,000 | $1,477,000 | $50,000 | $2,400,000 |
| Home Improvement | 41 | $9,836,000 | $239,000 | $950,000 | $82,000 | $234,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,571 | $4,806,258,000 | $212,000 | $1,200,000 | $65,000 | $2,794,000 |
| Hispanic | 6,930 | $1,568,017,000 | $226,000 | $785,000 | $57,000 | $1,452,000 |
| Black or African American | 5,062 | $1,140,300,000 | $225,000 | $989,000 | $60,000 | $6,338,000 |
| Not Provided | 2,791 | $669,984,000 | $240,000 | $1,147,000 | $60,000 | $1,416,000 |
| Asian | 1,241 | $381,813,000 | $307,000 | $1,477,000 | $76,000 | $1,789,000 |
| American Indian or Alaskan Native | 419 | $73,700,000 | $175,000 | $612,000 | $67,000 | $287,000 |
| Native Hawaiian or Other Pacific Islander | 154 | $43,667,000 | $283,000 | $1,146,000 | $68,000 | $208,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 25,138 | $5,499,970,000 | $218,000 | $1,094,000 | $56,000 | $2,400,000 |
| VA-guaranteed (Veterans Administration) | 8,529 | $2,107,276,000 | $247,000 | $1,477,000 | $71,000 | $6,338,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,158 | $736,864,000 | $233,000 | $968,000 | $97,000 | $2,794,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,343 | $339,629,000 | $144,000 | $449,000 | $52,000 | $1,184,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 27,923 | $6,490,314,000 | $232,000 | $1,477,000 | $63,000 | $2,794,000 |
| Loan Originated | 5,375 | $1,050,785,000 | $195,000 | $1,147,000 | $62,000 | $741,000 |
| Application Denied By Financial Institution | 5,173 | $1,003,376,000 | $193,000 | $1,146,000 | $59,000 | $640,000 |
| Application Withdrawn By Applicant | 533 | $108,179,000 | $202,000 | $766,000 | $80,000 | $6,338,000 |
| Application Approved But Not Accepted | 131 | $24,577,000 | $187,000 | $636,000 | $54,000 | $171,000 |
| File Closed For Incompleteness | 33 | $6,508,000 | $197,000 | $423,000 | $77,000 | $400,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,329 | $257,796,000 | $193,000 | $834,000 | $64,000 | $640,000 |
| Credit Application Incomplete | 785 | $151,801,000 | $193,000 | $1,146,000 | $55,000 | $358,000 |
| Debt-To-Income Ratio | 759 | $153,605,000 | $202,000 | $755,000 | $49,000 | $172,000 |
| Credit History | 701 | $133,567,000 | $190,000 | $636,000 | $66,000 | $301,000 |
| Unverifiable Information | 656 | $126,683,000 | $193,000 | $950,000 | $59,000 | $538,000 |
| Other | 495 | $98,517,000 | $199,000 | $636,000 | $63,000 | $633,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 196 | $36,481,000 | $186,000 | $674,000 | $50,000 | $180,000 |
| Employment History | 153 | $28,915,000 | $188,000 | $636,000 | $52,000 | $209,000 |
| Mortgage Insurance Denied | 8 | $1,205,000 | $150,000 | $219,000 | $62,000 | $89,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Money Source Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Money Source Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.