Madera County, CA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 7,038 mortgage applications in Madera County, CA totaling $2.2 billion, up 9% from 2024. The average application was for $317,000, and applicants reported an average income of $151,000. 48% of applications resulted in an originated loan and 17% were denied. The most active lender was United Wholesale Mortgage, with 530 applications, followed by Lennar Mortgage, LLC and Kind Lending, LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,038
Total Mortgage Loan Application Amount $2,235,110,000
Average Mortgage Loan Application Amount $317,000
Highest Mortgage Loan Application Amount $7,005,000
Average Applicant Income $151,000
Highest Applicant Income $9,387,000

Mortgage Company List for Lending in Madera County, CA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 530 $ 200,410,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ n/a 453 $ 188,775,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 374 $ 138,920,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 324 $ 117,810,000
Alameda Mortgage Corporation
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ n/a 301 $ 112,685,000
The Golden 1 Credit Union
8945 CAL CENTER DR
SACRAMENTO, CA 95826
* $ n/a 199 $ 26,845,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 194 $ 80,160,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 185 $ 48,475,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 182 $ 64,850,000
Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300
BAKERSFIELD, CA 93309
* $ n/a 173 $ 48,235,000
Educational Employees Credit Union
P.O. BOX 5242
FRESNO, CA 93755
* $ n/a 165 $ 20,475,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 144 $ 52,560,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 132 $ 29,520,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 129 $ 12,575,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 123 $ 40,205,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 112 $ 40,780,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 112 $ 45,260,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 109 $ 18,995,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 90 $ 34,830,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 85 $ 7,715,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 72 $ 30,810,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 72 $ 30,610,000
Noble Federal Credit Union
PO BOX 8027
FRESNO, CA 93747
* $ n/a 70 $ 6,680,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 66 $ 14,020,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 64 $ 23,010,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 57 $ 4,085,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 56 $ 14,300,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 55 $ 21,575,000
Tri Counties Bank
63 CONSTITUTION DRIVE
CHICO, CA 95973
* $ n/a 55 $ 15,775,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 55 $ 22,295,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 53 $ 13,565,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 53 $ 22,625,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 49 $ 16,595,000
Inspire Home Loans Inc.
4695 MACARTHUR COURT SUITE 350
NEWPORT BEACH, CA 92660
* $ n/a 49 $ 18,845,000
Pacific Service Credit Union
3000 CLAYTON ROAD
CONCORD, CA 94520
* $ n/a 41 $ 4,045,000
Clm Mortgage, Inc
480 WILDWOOD FOREST DR STE 802 SPRING
SPRING, TX 77380
* $ n/a 41 $ 18,605,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 41 $ 12,705,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 40 $ 8,340,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 38 $ 13,940,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 37 $ 12,455,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 35 $ 11,755,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 35 $ 7,155,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 34 $ 11,440,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 33 $ 7,445,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 31 $ 13,585,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 30 $ 7,590,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 30 $ 10,770,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 28 $ 10,080,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 28 $ 2,740,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 28 $ 11,230,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 27 $ 8,775,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 26 $ 8,060,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 24 $ 3,460,000
Flexpoint, Inc.
27433 TOURNEY ROAD, SUITE 150
COSTA MESA, CA 92626
* $ n/a 24 $ 7,600,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 23 $ 6,495,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 22 $ 9,040,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 21 $ 6,805,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 20 $ 3,530,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 20 $ 2,240,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 20 $ 5,500,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 20 $ 7,420,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 19 $ 3,145,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 19 $ 8,295,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 19 $ 6,885,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 18 $ 5,000,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 17 $ 3,775,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 16 $ 4,700,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 16 $ 5,570,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 15 $ 5,125,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 15 $ 4,865,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 15 $ 4,195,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 14 $ 5,110,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 13 $ 4,035,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 13 $ 2,155,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 13 $ 5,035,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 13 $ 1,835,000
Altitude Financial Corporation
4031 E SUNRISE DRIVE
TUCSON, AZ 85718
* $ n/a 12 $ 5,210,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 12 $ 4,230,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 12 $ 4,880,000
Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300
CARLSBAD, CA 92010
* $ n/a 12 $ 4,060,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 11 $ 5,005,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 11 $ 5,955,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 10 $ 4,120,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 10 $ 4,190,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 10 $ 1,210,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 10 $ 2,160,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 10 $ 1,970,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 10 $ 2,630,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 10 $ 2,020,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 9 $ 3,845,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 9 $ 2,875,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 9 $ 1,095,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ n/a 9 $ 1,335,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 8 $ 3,680,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 8 $ 870,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 8 $ 3,010,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 8 $ 2,560,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 8 $ 2,570,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 8 $ 3,790,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 8 $ 3,040,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 7 $ 2,495,000
Ml Mortgage Corp.
8270 ASPEN AVE
RANCHO CUCAMONGA, CA 91730
* $ n/a 7 $ 2,575,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 7 $ 5,165,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ n/a 7 $ 2,105,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 7 $ 2,145,000
Gte Federal Credit Union
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ n/a 7 $ 1,265,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 7 $ 3,915,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 7 $ 1,195,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 7 $ 1,325,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ n/a 6 $ 3,550,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 6 $ 1,800,000
Saxton Mortgage, LLC
9191 TOWNE CENTRE DRIVE SUITE 400
SAN DIEGO, CA 92122
* $ n/a 6 $ 2,450,000
Conventus Lending LLC
111 POTRERO AVE
SAN FRANCISCO, CA 94104
* $ n/a 6 $ 1,420,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 6 $ 2,700,000
Mid Valley Services Inc
7644 N PALM AVENUE
FRESNO, CA 93711
* $ n/a 6 $ 1,550,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 6 $ 4,340,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 6 $ 1,330,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 6 $ 2,300,000
Residential Wholesale Mortgage
11234 EL CAMINO REAL #100
SAN DIEGO, CA 92130
* $ n/a 6 $ 1,890,000
Valley Strong Credit Union
11500 BOLTHOUSE DRIVE
BAKERSFIELD, CA 93311
* $ n/a 6 $ 1,330,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 5 $ 2,425,000
Murphy Bank
5180 N PALM #101
FRESNO, CA 93704
* $ n/a 5 $ 295,000
Ahl Funding
4 PARK PLAZA SUITE 730
IRVINE, CA 92614
* $ n/a 5 $ 1,675,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 5 $ 2,035,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 5 $ 1,795,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 5 $ 2,265,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 5 $ 2,595,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 5 $ 845,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 5 $ 2,225,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 5 $ 1,845,000
Self Help Federal Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ n/a 5 $ 1,725,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 5 $ 2,045,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 4 $ 1,390,000
Nmsi, Inc.
3700 WILSHIRE BLVD. STE. 330
LOS ANGELES, CA 90010
* $ n/a 4 $ 1,490,000
Schoolsfirst FCU
2115 NORTH BROADWAY
TUSTIN, CA 92780
* $ n/a 4 $ 1,050,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 4 $ 680,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 4 $ 1,580,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 4 $ 530,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 4 $ 1,450,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 4 $ 3,950,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 4 $ 1,550,000
Royal Pacific Funding
4000 MACARTHUR BLVD TOWER - 7TH
NEWPORT BEACH, CA 92660
* $ n/a 4 $ 1,690,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 4 $ 1,640,000
Kbhs Home Loans, LLC

CHICAGO, IL 60613
* $ n/a 4 $ 1,650,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ n/a 4 $ 360,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 4 $ 1,910,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 4 $ 1,170,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 4 $ 1,420,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 4 $ 990,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 4 $ 2,320,000
Mechanics Bank
1111 CIVIC DR
WALNUT CREEK, CA 94596
* $ n/a 4 $ 2,700,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 4 $ 1,370,000
Orange County's FCU
1701 E. ST. ANDREW PLACE
SANTA ANA, CA 92705
* $ n/a 4 $ 790,000
First California Federal Credit Union
2525 E SHIELDS AVE
FRESNO, CA 93726
* $ n/a 4 $ 200,000
Lantzman Management Inc
11696 SORRENTO VALLEY RD SUITE 201
SAN DIEGO, CA 92121
* $ n/a 3 $ 625,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ n/a 3 $ 775,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 3 $ 1,135,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 3 $ 975,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 3 $ 715,000
Home Mortgage Alliance Corp (Hmac)
4 HUTTON CENTER DR. SUITE 500
SANTA ANA, CA 92707
* $ n/a 3 $ 525,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 3 $ 1,215,000
Operating Engineers Federal Credit Union
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ n/a 3 $ 465,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 3 $ 155,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 3 $ 1,185,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 3 $ 935,000
Sesloc Credit Union
3855 BROAD STREET
SAN LUIS OBISPO, CA 93401
* $ n/a 3 $ 945,000
Travis Credit Union
ONE TRAVIS WAY
VACAVILLE, CA 95687
* $ n/a 3 $ 285,000
Smartfi Home Loans

SAN DIEGO, CA 92122
* $ n/a 3 $ 645,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 3 $ 1,115,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ n/a 3 $ 1,035,000
Logix Federal Credit Union
2340 HOLLYWOOD WAY
VALENCIA, CA 91355
* $ n/a 3 $ 835,000
Generations Home Loans, LLC
1156 SCENIC DRIVE SUITE 200
MODESTO, CA 95350
* $ n/a 3 $ 935,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ n/a 3 $ 1,175,000
Franklin Loan Corporation
44800 VILLAGE COURT
PALM DESERT, CA 92260
* $ n/a 3 $ 835,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 3 $ 855,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ n/a 3 $ 1,355,000
Wescom Central Credit Union
123 S MARENGO AVENUE
PASADENA, CA 91101
* $ n/a 3 $ 465,000
Val-Chris Investments Inc.
2601 MAIN ST #400
IRVINE, CA 92620
* $ n/a 3 $ 435,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ n/a 3 $ 575,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ n/a 3 $ 1,515,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 3 $ 1,125,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 3 $ 925,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ n/a 2 $ 1,040,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 2 $ 680,000
San Joaquin Power Employees Credit Union
1080 W SHAW AVENUE, SUITE 109
FRESNO, CA 93711
* $ n/a 2 $ 210,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 980,000
The Police Credit Union of California
2550 IRVING STREET
SAN BRUNO, CA 94066
* $ n/a 2 $ 410,000
Fay Servicing LLC

TAMPA, FL 33609
* $ n/a 2 $ 830,000
Arvest Bank

TULSA, OK 74103
* $ n/a 2 $ 330,000
Ardri LLC
27001 AGOURA ROAD #100
CALABASAS, CA 91301
* $ n/a 2 $ 350,000
Bay Federal Credit Union
3333 CLARES STREET
CAPITOLA, CA 95010
* $ n/a 2 $ 390,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ n/a 2 $ 390,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ n/a 2 $ 310,000
Coasthills Credit Union
P O BOX 200
SANTA MARIA, CA 93454
* $ n/a 2 $ 110,000
Aml Funding LLC dba Absolute Mortgage & Lending
4230 LYNDON B JOHNSON FWY #626
DALLAS, TX 75244
* $ n/a 2 $ 830,000
Googain, Inc.
1288 KIFER RD STE 208
SUNNYVALE, CA 94086
* $ n/a 2 $ 750,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 2 $ 640,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 390,000
Redwood Credit Union
P O BOX 6104
SANTA ROSA, CA 95406
* $ n/a 2 $ 180,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 2 $ 190,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ n/a 2 $ 2,890,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ n/a 2 $ 5,260,000
Equity Wave Lending, Inc.
2355 MAIN ST #230
IRVINE, CA 92614
* $ n/a 2 $ 610,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ n/a 2 $ 210,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ n/a 2 $ 660,000
Griffin Funding Inc.
2445 5TH AVE SUITE 401
SAN DIEGO, CA 92101
* $ n/a 2 $ 290,000
Financial Partners Credit Unio
7800 E. IMPERIAL HIGHWAY
DOWNEY, CA 90241
* $ n/a 2 $ 240,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 2 $ 890,000
Bay-Valley Mortgage Group
23320 FOOTHILL BLVD, SUITE 260
HAYWARD, CA 94541
* $ n/a 2 $ 650,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ n/a 2 $ 140,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ n/a 2 $ 1,430,000
Aaa Capital Investment, Inc
41 E LIVE OAK AVE
ARCADIA, CA 91006
* $ n/a 2 $ 1,080,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 1,380,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 2 $ 500,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 390,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ n/a 2 $ 1,170,000
Bank of Stockton
301 E MINER AVE
STOCKTON, CA 95202
* $ n/a 2 $ 690,000
Coastal Funding Slc, Inc.
735 TANK FARM ROAD, SUITE 210
SAN LUIS OBISPO, CA 93401
* $ n/a 2 $ 750,000
Fremont Bank
39150 FREMONT BLVD
FREMONT, CA 94538
* $ n/a 2 $ 180,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ n/a 1 $ 1,315,000
Monterra Credit Union
350 CONVENTION WAY
REDWOOD CITY, CA 94063
* $ n/a 1 $ 75,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ n/a 1 $ 665,000
Pacific Lending LLC
4141 INLAND EMPIRE BLVD STE 160
ONTARIO, CA 91764
* $ n/a 1 $ 175,000
Wheelhouse Credit Union
320 B ST
SAN DIEGO, CA 92171
* $ n/a 1 $ 95,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ n/a 1 $ 505,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ n/a 1 $ 435,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ n/a 1 $ 585,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 1 $ 675,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 1 $ 355,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 1 $ 155,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 1 $ 25,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 255,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 405,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 635,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 1 $ 805,000
Technology Credit Union
2010 N FIRST ST, SUITE #200
SAN JOSE, CA 95131
* $ n/a 1 $ 35,000
Mirastar Federal Credit Union
1641 NORTH FIRST STREET, SUITE 170
SAN JOSE, CA 95103
* $ n/a 1 $ 125,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 1 $ 355,000
General Mortgage Capital Corporation
1350 OLD BAYSHORE HWY
BURLINGAME, CA 94010
* $ n/a 1 $ 335,000
Directions Equity, LLC
2915 W BITTERS RD #102
SAN ANTONIO, TX 78248
* $ n/a 1 $ 455,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 245,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 365,000
Bank of Hope
3200 WILSHIRE BLVD
LOS ANGELES, CA 90010
* $ n/a 1 $ 365,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 485,000
Meriwest Credit Union
5615 CHESBRO AVE
SAN JOSE, CA 95123
* $ n/a 1 $ 75,000
F&A Federal Credit Union
2625 CORPORATE PLACE
MONTEREY PARK, CA 91754
* $ n/a 1 $ 405,000
Flyhomes Mortgage LLC
711 CAPITOL WAY S STE 204
OLYMPIA, WA 98501
* $ n/a 1 $ 65,000
Foothill Federal Credit Union
30 S. FIRST AVENUE
ARCADIA, CA 91066
* $ n/a 1 $ 65,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 1 $ 65,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 1 $ 1,355,000
First Fed Bank
105 W 8TH ST
PORT ANGELES, WA 98362
* $ n/a 1 $ 75,000
Cazle Mortgage, Inc.
3 E HENRIETTA ST
BALTIMORE, MD 21220
* $ n/a 1 $ 525,000
Easy Street Capital LLC
1201 E CESAR CHAVEZ ST SUITE 1
AUSTIN, TX 78702
* $ n/a 1 $ 295,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ n/a 1 $ 295,000
California Coast Credit Union
9201 SPECTRUM CENTER BLVD. 3RD FLOOR
SAN DIEGO, CA 92150
* $ n/a 1 $ 25,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 255,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 275,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 1 $ 1,295,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 1 $ 335,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 1 $ 115,000
United Local Credit Union
3650 E ASHLAN AVENUE
FRESNO, CA 93726
* $ n/a 1 $ 445,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 1 $ 525,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 1 $ 245,000
Abundance 99, Inc.
1085 TASMAN DRIVE SPC 797
SUNNVALE, CA 94089
* $ n/a 1 $ 275,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ n/a 1 $ 1,445,000
Ventura County Credit Union
2575 VISTA DEL MAR SUITE 100
VENTURA, CA 93001
* $ n/a 1 $ 255,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 345,000
Mlb Residential Lending, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ n/a 1 $ 375,000
New Wave Lending Group Inc
17700 CASTLETON ST. #268
CITY OF INDUSTRY, CA 91748
* $ n/a 1 $ 245,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ n/a 1 $ 165,000
Credit Union 1
200 EAST CHAMPAIGN AVENUE
RANTOUL, IL 61866
* $ n/a 1 $ 5,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 825,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 1 $ 395,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 1 $ 425,000
Merco Credit Union
1911 M STREET
MERCED, CA 95340
* $ n/a 1 $ 65,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ n/a 1 $ 775,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 1 $ 635,000
Provident Credit Union
303 TWIN DOLPHIN DRIVE
REDWOOD CITY, CA 94065
* $ n/a 1 $ 155,000
Eagle Community Credit Union
27042 TOWNE CENTRE DR STE 100
FOOTHILL RANCH, CA 92610
* $ n/a 1 $ 45,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ n/a 1 $ 355,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 295,000
Water and Power Community Credit Union
1053 W. SUNSET BLVD.
LOS ANGELES, CA 90012
* $ n/a 1 $ 365,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 1 $ 295,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 255,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 1 $ 245,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 1 $ 225,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 305,000
Starboard Financial Management, LLC
4145 E BASELINE RD
GILBERT, AZ 85234
* $ n/a 1 $ 555,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 1 $ 435,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 1 $ 535,000
Credit Union of Southern California
8028 GREENLEAF AVE
ANAHEIM, CA 92808
* $ n/a 1 $ 225,000
Jsb Mortgage Corporation
1000 CORPORATE CENTER DR 555
MONTEREY PARK, CA 91754
* $ n/a 1 $ 1,785,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 765,000
Hometrust Bank
PO BOX 10
ASHEVILLE, NC 28802
* $ n/a 1 $ 335,000
First Alliance Credit Union
320 ALLIANCE PL NE
ROCHESTER, MN 55904
* $ n/a 1 $ 215,000
Department of the Interior FCU
12201 SUNRISE VALLEY DR
WASHINGTON, DC 20240
* $ n/a 1 $ 45,000
Saygo Home Loans, LLC
8155 E INDIAN BEND RD, STE 107
SCOTTSDALE, AZ 85250
* $ n/a 1 $ 355,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 1 $ 605,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 475,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 505,000
Strata Credit Union
1717 TRUXTUN AVE
BAKERSFIELD, CA 93301
* $ n/a 1 $ 525,000
Mortgage Management Consultants, Inc.
1008 W. AVENUE M-4, STE. H
PALMDALE, CA 93551
* $ n/a 1 $ 245,000
Southstar Bank SSB
100 S. MAIN
MOULTON, TX 77975
* $ n/a 1 $ 315,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 375,000
Commonwealth Central Credit Union
5890 SILVER CREEK VALLEY RD
SAN JOSE, CA 95138
* $ n/a 1 $ 145,000
Augusta Financial, Inc.
25129 THE OLD ROAD, SUITE 350
SANTA CLARITA, CA 91381
* $ n/a 1 $ 315,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 325,000
Nuvision Federal Credit Union
7812 EDINGER AVENUE
HUNTINGTON BEACH, CA 92677
* $ n/a 1 $ 25,000

The tables below break down 2025 mortgage applications in Madera County, CA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Madera County, CA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,789 $1,480,175,000 $390,000 $1,445,000 $156,000 $4,959,000
Cash-out Refinancing 1,221 $311,255,000 $254,000 $3,005,000 $143,000 $5,841,000
Refinancing 793 $317,695,000 $400,000 $7,005,000 $167,000 $6,730,000
Other Purpose 671 $63,915,000 $95,000 $755,000 $134,000 $3,857,000
Home Improvement 554 $60,500,000 $109,000 $2,245,000 $147,000 $9,387,000
Not Applicable 10 $1,570,000 $157,000 $355,000 $28,000 $57,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 2,422 $712,520,000 $294,000 $1,445,000 $139,000 $9,387,000
White 1,919 $586,575,000 $305,000 $7,005,000 $151,000 $3,900,000
Not Provided 1,084 $335,850,000 $309,000 $1,685,000 $152,000 $4,860,000
Not applicable 1,050 $390,190,000 $371,000 $2,245,000 $202,000 $4,959,000
Asian 360 $140,320,000 $389,000 $1,415,000 $218,000 $1,242,000
Black or African American 125 $44,565,000 $356,000 $775,000 $124,000 $342,000
American Indian or Alaskan Native 62 $18,270,000 $294,000 $875,000 $172,000 $1,147,000
Native Hawaiian or Other Pacific Islander 15 $6,615,000 $441,000 $705,000 $121,000 $244,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,584 $1,250,980,000 $272,000 $7,005,000 $165,000 $9,387,000
FHA-insured (Federal Housing Administration) 1,822 $705,010,000 $386,000 $585,000 $115,000 $1,517,000
VA-guaranteed (Veterans Administration) 624 $276,500,000 $443,000 $995,000 $121,000 $334,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $2,620,000 $327,000 $585,000 $115,000 $160,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,401 $1,109,725,000 $326,000 $7,005,000 $149,000 $4,959,000
Application Denied By Financial Institution 1,165 $295,105,000 $253,000 $3,005,000 $136,000 $9,387,000
Loan Purchased By The Institution 1,074 $397,530,000 $370,000 $1,295,000 $177,000 $4,959,000
Application Withdrawn By Applicant 853 $293,185,000 $343,000 $1,445,000 $175,000 $6,730,000
File Closed For Incompleteness 324 $82,000,000 $253,000 $1,205,000 $128,000 $1,411,000
Application Approved But Not Accepted 212 $54,470,000 $256,000 $1,365,000 $193,000 $4,860,000
Preapproval Approved but not Accepted 7 $2,555,000 $365,000 $555,000 $133,000 $294,000
Preapproval Denied by Financial Institution 2 $540,000 $270,000 $315,000 $59,000 $71,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,859 $1,936,915,000 $330,000 $7,005,000 $155,000 $6,730,000
Debt-To-Income Ratio 408 $96,830,000 $237,000 $3,005,000 $104,000 $1,338,000
Credit History 219 $40,075,000 $182,000 $1,385,000 $160,000 $9,387,000
Credit Application Incomplete 153 $31,165,000 $203,000 $705,000 $164,000 $2,616,000
Collateral 144 $46,000,000 $319,000 $1,705,000 $175,000 $1,285,000
Other 97 $27,455,000 $283,000 $1,685,000 $128,000 $450,000
Unverifiable Information 75 $24,985,000 $333,000 $1,445,000 $143,000 $517,000
Insufficient Cash (Downpayment, Closing Cost) 67 $26,405,000 $394,000 $685,000 $127,000 $281,000
Employment History 16 $5,280,000 $330,000 $605,000 $130,000 $396,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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